Business Purpose Data

Run Date - 06/10/2026 11:03:26 AM

Evolve Loan ID Customer Loan ID Seller Loan ID Seller Name Originator Name Guideline Author Loan Program Loan Program Date Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Rental Source for Property DTI Calculation Short Term Rental STR Source STR Amount Property DTI Investor DTI  Value Used for DSCR Calc DSCR Total DSCR PITIA Lease End Date Original Lease Term Is Lease Month To Month Rent Loss Insurance Rent Loss Insurance Amount Actual Loss Amount HOA Flag HOA Monthly Premium Amount Monthly Property Tax Monthly Insurance Cost Asset Verification Blanket Mortgage Flag Number of Mortgaged Properties With Lender Number of Properties Foreign National Alternative Credit Documentation Foreign National Borrower 1 Foreign National Borrower 2 Investor Type Months Reserves Number of Years Property Owned Borrower Residency Status Co Borrower Residency Status Qualifying Credit Score Months Bankruptcy 7 11  Months Bankruptcy 13  Months Deed in Lieu Months Short Sale or Pre FC  Prior Mtg Rent Late 30d in 12m  Prior Mtg Rent Late 60d in 12m  Prior Mtg Rent Late 90d in 12m  Prior Mtg Rent Late 30d in 24m  Prior Mtg Rent Late 60d in 24m  Prior Mtg Rent Late 90d in 24m  Section 8 Street Address Borrower 1 Type Borrower 1 Designation Borrower 1 First Name Borrower 1 Last Name Borrower 2 Type Borrower 2 Designation Borrower 2 First Name Borrower 2 Last Name Borrower 3 Designation Borrower 3 First Name Borrower 3 Last Name Borrower 4 Designation Borrower 4 First Name Borrower 4 Last Name Personal Guarantee Personal Guaranty Recourse Level  Guarantor 1 First Name Guarantor 1 Last Name Guarantor 1 Number of Mortgaged Properties Guarantor 1 Citizenship Guarantor 1 Asset Verification Level Guarantor 1 Experian FICO Guarantor 1 Equifax FICO Guarantor 1 Trans Union FICO Guarantor 2 First Name Guarantor 2 Last Name Guarantor 2 Number of Mortgaged Properties Guarantor 2 Citizenship Guarantor 2 Asset Verification Level Guarantor 2 Experian FICO Guarantor 2 Equifax FICO Guarantor 2 Trans Union FICO Borrower 1 Employment Status Borrower 2 Employment Status Loan Application Date Sales Contract Date Qualifying Home Value for LTV Number of Units Year Built Total Sq Ft Number of Bedrooms Number of Bathrooms Property Condition Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Borrower Entity Type Name of Borrowing Entity Default Rate Clause Default Rate EIN Number
1689711 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending
Seller Guide
DSCR- Investor NOO 20251010 Debt Service
Coverage
Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     2100 1 1 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $75,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 4   No No Experienced 9 25 US Citizen US Citizen 783 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXXXXXX XXXXXX Co-Borrower Co-Borrower XXXX XXXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed Not Required 20260124 20260129 XXXXXXXXXXXX 1 1953 1263 3 1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692549 XXXXXXXXX XXXXXXX   Union Home Mortgage Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     1400 1.14 1.14 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12   Yes $52,500.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Experienced 83 3 Non Permanent
Resident Alien
  663 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXXXXX XXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260116   XXXXXXXXXXXX 2 1912 2440 4 2 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1691398 XXXXXXXXX XXXXXXX   Union Home Mortgage Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   1025 No   0     3200 2.35 2.35 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 Yes Yes $40,800.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 5   No No Experienced 5 15 US Citizen   708 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXX XXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20251211   XXXXXXXXXXXX 4 1963 3196 8 4 C4 XXXXXXXXXXXX $0.00               Individual(s)   No    
1693036 XXXXXXXXX XXXXXXX   Union Home Mortgage Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0     3050 0.88 0.88 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 1 Yes Yes $25,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 3 5   No No Experienced 0 0 US Citizen   708 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXX Primary Primary XXXX XXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260203   XXXXXXXXXXXX 1 1985 3356 6 3 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1689279 XXXXXXXXX XXXXXXXXXX   HighTechLending Inc Acra Lending Seller Guide Bank Statement - 12 months 20251010 Bank Statement Yes No XXXXXXXXX XXXXXXXXX     No   0 40.582   0     XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $99,999.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 7   No No Experienced 2 3 US Citizen   729 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXX Primary Primary XXXXXXX XXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20251104   XXXXXXXXXXXX 1 2024 3508 5 4 C2 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690440 XXXXXXXXX XXXXXXXXX   Advisors Mortgage Group, L.L.C. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     6043 1.35 1.35 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $140,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 6   No No Experienced 1 20 US Citizen   688 0 0     0 0 0 0 0 0   XXXXXXXXXXX                             No   XXXXX XXXXXXXXXXXX   US Citizen Stated, Verified 715 688 680                 Not Required   20260213   XXXXXXXXXXXX 3 1966 2660 5 3 C3 XXXXXXXXXXXX $0.00               Limited Liability Corp 35 Alan Terrace
JC, LLC
No   85-4278263
1692716 XXXXXXXXX XXXXXXXXX   Advisors Mortgage Group, L.L.C. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     10800 0.76 0.76 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $0.00 Yes NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 43 12 US Citizen   799 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXX Primary Primary XXXXXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260219   XXXXXXXXXXXX 1 1981 2929 4 4.1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1693260 XXXXXXXXX XXXXXXXXX   Advisors Mortgage Group, L.L.C. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX   1025 No   0     5900 1.01 1.01 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $109,724.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 5   No No Inexperienced 45 0 US Citizen US Citizen 748 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX                             Yes Full XXXXX XXXXXX   US Citizen Stated, Verified 757 745 748 XXXX XXXXXXXX   US Citizen Stated, Verified 783 740 722 Not Required Not Required 20260311 20260223 XXXXXXXXXXXX 3 1952 2086 4 3 C4 XXXXXXXXXXXX $0.00               Limited Liability Corp 270Shermanssh, LLC No   41-5003919
1690292 XXXXXXXXX XXXXXXXXXX   Prysma Acra Lending Seller Guide Bank Statement - 12 months 20251010 Bank Statement Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0 35.328   0     XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $80,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 0 2   No No Inexperienced 0 7.3 Non Permanent Resident Alien   695 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20260216 20260208 XXXXXXXXXXXX 1 1965 1233 3 1.1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692561 XXXXXXXXX XXXXXXXXXX   Prysma Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     1600 0.84 0.84 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $20,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 5 1 US Citizen   741 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260304 20260227 XXXXXXXXXXXX 1 1991 682 1 1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690738 XXXXXXXXX XXXXXXXXXX   Prysma Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX   1025 No   0     3200 1.11 1.11 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $50,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Inexperienced 17 0 Permanent Resident Alien US Citizen 763 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXXXXXXX Co-Borrower Co-Borrower XXXXXXXX XXXXXXXXXXXXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required Not Required 20260309 20260211 XXXXXXXXXXXX 2 1928 2208 4 2 C4 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692688 XXXXXXXXX XXXXXXXXXX   Prysma Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     4000 1.85 1.85 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12   Yes $99,800.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Experienced 101 9 Non Permanent Resident Alien   727 0 0                   XXXXXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260325   XXXXXXXXXXXX 3 1900 2846 7 4 C4 XXXXXXXXXXXX $0.00               Individual(s)   No    
1693340 XXXXXXXXX XXXXXXXXXX   Prysma Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 1025 No   0     2400 1.18 1.18 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $60,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Experienced 49 16 US Citizen   709 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXX Primary Primary XXXXXXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260327   XXXXXXXXXXXX 3 1914 3114 7 3 C4 XXXXXXXXXXXX $0.00               Individual(s)   No    
1691628 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     3600 1.03 1.03 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $37,300.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 6   No No Experienced 94 15 US Citizen   701 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXX Primary Primary XXXXXXX XXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260318   XXXXXXXXXXXX 1 1989 1891 3 2 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690394 XXXXXXXXX XXXXXXXXXX   Synergy One Lending Acra Lending Seller Guide Full Doc 20251010 Full Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0 47.498   0     XXXXXXXXXXXXXX XXXXXXXXXXXXXX   Yes Yes $25,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Inexperienced 10 1 US Citizen   666 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXXXXXXX XXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20260302 20260116 XXXXXXXXXXXX 1 2014 1469 2 2.1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1689610 XXXXXXXXX XXXXXXXXXX   Bay-Valley Mortgage Group DBA Pacific Bay Lending Group Acra Lending Seller Guide Bank Statement - 12 months 20251010 Bank Statement Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0 28.715   0 0 0 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $36,601.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 16 3 Non Permanent Resident Alien   712 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20260115   XXXXXXXXXXXX 1 1953 1458 3 2 C3 XXXXXXXXXXXX $0.00               Individual(s)   Yes 35  
1690620 XXXXXXXXX XXXXXXXXXX   Associated Mortgage Bankers, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX   Short Term Rental Documents Yes Appraiser STR Analysis 3085     3085 1.54 1.54 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $36,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO   2   No No Inexperienced 11 3.7 US Citizen   790 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXX                             Yes Full XXXXXX XXXXXXXXXXXXXXXX   US Citizen Stated, Verified 820 790 776                 Not Required   20260304 20260301 XXXXXXXXXXXX 1 1993 446 1 1 C3 XXXXXXXXXXXX $0.00               Limited Liability Corp LACB 01, LLC No   41-4541201
1690253 XXXXXXXXX XXXXXXXXXX   OnY GLO, Inc. Acra Lending Seller Guide Full Doc 20251010 Full Yes No XXXXXXXXX XXXXXXXXX     No   0 35.541   0 0 0 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     No     YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 11   No No Experienced 167 2 US Citizen US Citizen 784 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXXXXXXXX XXXXX Co-Borrower Co-Borrower XXXX XXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed Employed 20260213 20260126 XXXXXXXXXXXX 1 2024 1059 2 2 C1 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690407 XXXXXXXXX XXXXXXXXXX   OnY GLO, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     7670 1.17 1.17 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 1   Yes $126,400.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Inexperienced 144 0 US Citizen US Citizen 756 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXX Co-Borrower Co-Borrower XXXXXXXXX XXXXXXXXXXXXXXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required Not Required 20260226 20260218 XXXXXXXXXXXX 4 1977 4215 9 5.4 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690359 XXXXXXXXX XXXXXXXXXX   Metro Lending  Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     6750 1.39 1.39 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $6,750.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 4   No No Experienced 120 15 US Citizen   749 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260204   XXXXXXXXXXXX 1 1951 1623 3 2 C2 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692971 XXXXXXXXX XXXXXXXXXX   Bay-Valley Mortgage Group DBA Pacific Bay Lending Group Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     3850 1.49 1.49 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $37,286.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 1 3 Non Permanent Resident Alien   718 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260327   XXXXXXXXXXXX 1 1970 1953 5 3 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690267 XXXXXXXXX XXXXXXXXX   Synergy One Lending Acra Lending Seller Guide Full Doc 20251010 Full Yes No XXXXXXXXX XXXXXXXXX     No   0 11.743   0 0 0 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $8,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 272 9 US Citizen   801 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20260220 20260216 XXXXXXXXXXXX 1 2001 1492 2 2.1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1689457 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide Bank Statement - 12 months 20251010 Bank Statement Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0 16.022   0 0 0 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $22,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 236 2 US Citizen   691 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXX XXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20260209 20260205 XXXXXXXXXXXX 1 1910 1186 3 1.1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692098 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     1500 0.96 0.96 XXXXXXXXXXXXXX XXXXXXXXXXXXXX   Yes Yes $40,800.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 6   No No Experienced 74 4 US Citizen   707 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXX Primary Primary XXXXXXX XXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260319   XXXXXXXXXXXX 1 1915 1336 3 1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692402 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     1900 1 1 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $30,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 866 10 US Citizen   777 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXX                             Yes Full XXXXXXX XXXXXXXXXX   US Citizen Stated, Verified 796 774 777                 Not Required   20260318 20260319 XXXXXXXXXXXX 1 2026 1376 3 2 C1 XXXXXXXXXXXX $0.00               Limited Liability Corp Phoenix STR, LLC No   41-4008817
1691366 XXXXXXXXX XXXXXXXXXX   Banc One Mortgage Acra Lending Seller Guide Bank Statement - 12 months 20251010 Bank Statement Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0 27.354   0     XXXXXXXXXXXXXX XXXXXXXXXXXXXX   Yes Yes $20,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 3 3   No No Experienced 74 6 US Citizen   737 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXX Primary Primary XXXX XXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed   20260309   XXXXXXXXXXXX 1 1986 1257 3 2.1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1691329 XXXXXXXXX XXXXXXXXXX   Banc One Mortgage Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     1900 1.19 1.19 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12   Yes $2,400.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 79 7 US Citizen   714 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260319   XXXXXXXXXXXX 1 1974 831 1 1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1691129 XXXXXXXXX XXXXXXXXXXXX   Interlinc Mortgage Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     2200 0.9 0.9 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $39,150.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Inexperienced 20 2 US Citizen   669 0 0     0 0 0 0 0 0   XXXXXXXXXXX Primary Primary XXXXXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260302 20260226 XXXXXXXXXXXX 1 2026 1788 3 3 C1 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690847 XXXXXXXXX XXXXXXXXX   Mortgage One Solutions Acra Lending Seller Guide DSCR- Investor NOO 20251201 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX   1025 No   0     1900 1.44 1.44 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $38,300.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Inexperienced 74 12 US Citizen   719 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXXXXXXX                             No   XXXXXX XXXXXXXXXXX   US Citizen Stated, Verified 719 743 719                 Not Required   20260115 20260108 XXXXXXXXXXXX 2 1936 2532 5 2.1 C4 XXXXXXXXXXXX $0.00               Limited Liability Corp Edolza's Party Zone, LLC No   86-1286412
1692114 XXXXXXXXX XXXXXXXXXX   First Ohio Home Finance, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     1550 1.55 1.55 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $32,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 10   No No Experienced 130 7 US Citizen   726 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXX                             Yes Full XXXXXX XXXXXXXX   US Citizen Stated, Verified 683 726 739                 Not Required   20260324   XXXXXXXXXXXX 2 1900 1555 4 2 C4 XXXXXXXXXXXX $0.00               Limited Liability Corp RPI, LLC No   39-3508041
1690072 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     4250 1.99 1.99 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $25,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 2 15   No No Experienced 10 0 US Citizen   720 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXX Primary Primary XXXXXXXX XXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260224 20260301 XXXXXXXXXXXX 1 1992 1025 3 2 C2 XXXXXXXXXXXX $0.00               Individual(s)   No    
1689744 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0     1295 1.1 1.1 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12   Yes $16,140.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 14   No No Experienced 104 4 US Citizen US Citizen 773 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXX Co-Borrower Co-Borrower XXXXXXXX XXXXXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Employed Employed 20260218   XXXXXXXXXXXX 1 1959 1475 3 1.1 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1691213 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0     2639 1.69 1.69 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12   Yes $34,400.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 5   No No Experienced 24 4 US Citizen US Citizen 780 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX                             Yes Full XXX XXXXXX   US Citizen Stated, Verified 762 780 785 XXXXXX XXXXXX   US Citizen Stated, Verified 778 756 783 Employed Employed 20260223 20260122 XXXXXXXXXXXX 4 1976 3024 8 4 C4 XXXXXXXXXXXX $0.00               Limited Liability Corp Minnie, LLC No   87-1775154
1690435 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0     2050 1.01 1.01 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12   Yes $24,600.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Experienced 57 4 US Citizen   702 61 0     0 0 0         XXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260312   XXXXXXXXXXXX 1 2004 2424 4 3 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692161 XXXXXXXXX XXXXXXXXXXXXX   Geneva Financial, LLC Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     2500 1.37 1.37 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $35,000.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 1 2 US Citizen   698 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXXXXX XXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260319   XXXXXXXXXXXX 1 1978 1176 2 2 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690498 XXXXXXXXX XXXXXXX   Ecom Mortgage, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0     4750 0.79 0.79 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 24 Yes Yes $0.00 Yes NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 3 9   No No Experienced 132 4 US Citizen   780 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXX                             No             0 0 0           0 0 0 Not Required   20260309   XXXXXXXXXXXX 1 1965 2552 5 3 C3 XXXXXXXXXXXX $0.00               Trust

The David Pei Chuan Le Revocable Living Trust Dated April 5,

1996 Under Trust Instrument Date April 5, 1996

No    
1691726 XXXXXXXXX XXXXXXX   Ecom Mortgage, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     8810 1.25 1.25 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $128,900.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 2   No No Experienced 12 7 US Citizen   736 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX                             No   XXX XXXXXXX   US Citizen Stated, Verified 735 736 759                 Not Required   20260320   XXXXXXXXXXXX 4 1958 3824 8 4 C3 XXXXXXXXXXXX $0.00               Limited Liability Corp KGA Holding, LLC No   84-4281568
1689937 XXXXXXXXX XXXXXXXXXXX   MCM Holdings, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     2500 1.08 1.08 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 36 No Yes $0.00 Yes YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 4   No No Experienced 41 2 US Citizen   694 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXX                             Yes Full XXXXXX XXXXXX   US Citizen Stated, Verified 694 708 692                 Not Required   20260209   XXXXXXXXXXXX 1 2016 2611 4 2.1 C3 XXXXXXXXXXXX $0.00               Limited Liability Corp 810 Pendleton Street, LLC No   85-3822204
1690856 XXXXXXXXX XXXXXXXXXXX   MCM Holdings, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes No XXXXXXXXX XXXXXXXXX   1025 No AirBNB 10007     5738 1.8 1.8 XXXXXXXXXXXXXX XXXXXXXXXXXXXX     Yes $35,420.00   NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 1   No No Experienced 37 0.9 US Citizen   698 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260305   XXXXXXXXXXXX 2 1960 688 2 2 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692197 XXXXXXXXX XXXXXXXXXXXXXX   Summit Funding, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     3690 1.09 1.09 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $61,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 7   No No Experienced 200 8 US Citizen US Citizen 734 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXX Co-Borrower Co-Borrower XXXXXX XXXXXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required Not Required 20260203   XXXXXXXXXXXX 2 2025 3626 6 4.2 C3 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692195 XXXXXXXXX XXXXXXXXXXXXXX   Summit Funding, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0     3690 1.09 1.09 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $61,100.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 8   No No Experienced 37 8 US Citizen US Citizen 734 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXX Co-Borrower Co-Borrower XXXXXX XXXXXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required Not Required 20260203   XXXXXXXXXXXX 2 2025 3628 6 4.2 C1 XXXXXXXXXXXX $0.00               Individual(s)   No    
1692179 XXXXXXXXX XXXXXXXXXXXXXX   Summit Funding, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX   Leases No   0     3690 1.09 1.09 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $61,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 8   No No Experienced 37 8 US Citizen US Citizen 734 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXX Co-Borrower Co-Borrower XXXXXX XXXXXXXX Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required Not Required 20260203   XXXXXXXXXXXX 2 2025 3626 6 4.2 C1 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690518 XXXXXXXXX XXXXXXXXXX   MCM Holdings, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 Leases No   0     4700 1.16 1.16 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No No     NO XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 3   No No Experienced 113 5 US Citizen   764 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXX Primary Primary XXXXXX XXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260316   XXXXXXXXXXXX 1 1900 850 1 1 C4 XXXXXXXXXXXX $0.00               Individual(s)   No    
1690547 XXXXXXXXX XXXXXXXXXX   MCM Holdings, Inc. Acra Lending Seller Guide DSCR- Investor NOO 20251010 Debt Service Coverage Yes Yes XXXXXXXXX XXXXXXXXX FNMA 1007/216 FNMA 1007/216 No   0     5750 1.51 1.51 XXXXXXXXXXXXXX XXXXXXXXXXXXXX 12 No Yes $35,000.00   YES XXXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXXXXX Stated, Verified NO 1 1   No No Experienced 48 1 US Citizen   657 0 22                   XXXXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXX XXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower     No             0 0 0           0 0 0 Not Required   20260326   XXXXXXXXXXXX 1 1973 1312 3 2 C3 XXXXXXXXXXXX $0.00               Individual(s)   No