Redaction ID Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion
900000043 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 10/15/2025 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8055 02/09/2026 6.130% Manual Underwriting Manual Underwriting No 6.708%   6.625% 6.625% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 20.28% 20.28% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 192 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025 Borrower - 2025 XXXX XXXX XX XXXX XXXX XXXX XXXX       755      
900000042 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 09/15/2025 NMSI_DSCR_Foreign National_ITIN  9.15.25 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     6.625%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.004     Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX XXXX XXXX       757      
900000066 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 07/15/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.500%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.351 1.62   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX XXXX XXXX       737      
900000069 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 09/10/2025 2 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 7262.75 02/23/2026 5.990% Manual Underwriting   No 9.147%   8.625% 8.625% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 43.86% 43.86% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       736      
900000375 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4665 03/09/2026 6.020% Manual Underwriting Manual Underwriting No 6.943%   6.875% 6.875% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 41.67% 41.67% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 1 12 No       100.00% 100.00%     N/A 0 N/A       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       660      
900000077 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 11/02/2025 2 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 8157.5 03/09/2026 6.020% Manual Underwriting   No 6.652%   6.250% 6.250% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XX XXXX   Monthly 0.00% 20.26% 20.26% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Proceeds from Sale Third-Party Prepared (Unaudited) 24 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       804      
900000068 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 11/02/2025 2 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 5720 03/02/2026 5.980% Manual Underwriting Manual Underwriting No 6.804%   6.250% 6.250% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XX XXXX   Monthly 0.00% 43.31% 43.31% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 24 CPA       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX XXXX XXXX       786      
900000361 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 12/01/2025 12.01.2025 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.125%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 31.25% 31.25% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       717      
900000081 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 12/02/2025 3 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15147 03/23/2026 6.220% Manual Underwriting   No 7.686%   7.500%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XX XXXX 05/01/2026 Monthly 0.00% 46.91% 46.91% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXX XXXX XX XXXX XXXX XXXX XXXX       815      
900000065 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 06/16/2025 1 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 11015 03/02/2026 5.980% Manual Underwriting Manual Underwriting No 7.498%   7.250% 7.250% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 43.98% 43.98% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 109 No   NA 0 0 N/A     0   No 0    

Borrower - SESCorp - CPA Letter Verified, Business Bank Statements

Verified - 2025, 2026

Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       711      
900000078 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 07/15/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.875%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.469 1.46   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX XXXX XXXX XXXX     704      
900000079 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 07/15/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.875%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.315 1.31   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX XXXX XXXX XXXX     704      
900000084 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 03/01/2026 3 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 27018 03/16/2026 6.120% Manual Underwriting Manual Underwriting No 7.151%   6.875% 6.875% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 38.49% 38.49% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 24 CPA       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XX XXXX XXXX XXXX XXXX       754      
900000070 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 11/03/2025 2 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 10541 03/16/2026 6.120% Manual Underwriting Manual Underwriting No 7.597%   7.250% 7.250% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XX XXXX 04/01/2026 Monthly 0.00% 32.74% 32.74% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 24 CPA       Yes 77 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       665      
900000055 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.037 1.03   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX XXXX XXXX       704      
900000094 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 11/03/2025 2 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15590 04/06/2026 6.430% Manual Underwriting Manual Underwriting No 7.152%   6.875% 6.875% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 37.89% 37.89% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 90 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       731      
900000086 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 11/03/2025 2 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 9785 04/06/2026 6.430% Manual Underwriting Manual Underwriting No 8.486%   8.250% 8.250% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 39.53% 39.53% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 40 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       726      
900000082 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 03/01/2026 3 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9406 03/09/2026 6.020% Manual Underwriting Manual Underwriting No 6.469%   6.250% 6.250% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 39.33% 39.33% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 48 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       770      
900000083 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 03/09/2026 1 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12795 03/09/2026 6.020% Manual Underwriting Manual Underwriting No 7.161%   6.875% 6.875% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 41.63% 41.63% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 12 0 No       100.00% 100.00%   Proceeds from Sale N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       781      
900000067 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 03/01/2026 3 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 23532.5 04/13/2026 6.370% Manual Underwriting   No 7.203%   7.125% 7.125% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 41.04% 41.04% No               Self-Employed           2YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 24 CPA       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       745      
900000085 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 03/01/2026 3 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 12242 03/30/2026 6.430% Manual Underwriting   No 6.867%   6.750% 6.750% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 47.64% 47.64% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 47 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX       742      
900000080 XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX 03/09/2026 1 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 26399 03/02/2026 5.980% Manual Underwriting Manual Underwriting No 6.924%   6.625% 6.625% XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     $0.00     0.00% 38.40% 38.40% No No             Self-Employed Employed         12 Month Bank Statement 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA Yes No No 0 No Yes N/A 0 12 No N/A 0 0 58.06% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 Yes 240 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXX XXXX XX XXXX XXXX XXXX XXXX XXXX     750      

 

 

 

 

Redaction ID Loan ID Seller Loan ID Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
900000043 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.8 XXXX 6.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000042 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen   Other Green Card   XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 11.8 XXXX 11.8 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
900000066 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 41.8 XXXX 41.8 No 40.61 N/A No No Yes Borrower As Individual N/A N/A N/A        
900000069 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Permanent Resident Alien Permanent Non-US Citizen   Real ID Driver's License   XX XXXX XXXX     I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 6.9 XXXX 6.9 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000375 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 10.1 XXXX 10.1 No 62.12 N/A No No No Borrower As Individual N/A N/A N/A        
900000077 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 20.4 XXXX 20.4 No 40.74 Yes No No No Borrower As Individual N/A N/A N/A        
900000068 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 26.9 XXXX 26.9 No 31.73 Yes No No No Borrower As Individual N/A N/A N/A XXXX      
900000361 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Other VISA  XX XXXX XXXX     N/A   XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 110.2 No 65.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
900000081 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 8.5 XXXX 8.5 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A        
900000065 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 70.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000078 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A XXXX 1.8 XXXX 89.6 No 55.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
900000079 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A XXXX 2.4 XXXX 13.8 No 55.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
900000084 XXXX XXXX           No                                       NA     0       0     0     0   3 0 0 0         3 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.2 XXXX 4.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000070 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 42.6 XXXX 42.6 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000055 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 3.8 XXXX 3.8 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
900000094 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 21.1 No 41.06 N/A No No No Borrower As Individual N/A N/A N/A        
900000086 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 29.0 XXXX 29.0 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000082 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0 No 52.56 N/A No No No Borrower As Individual N/A N/A N/A XXXX      
900000083 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen Yes - ITIN Letter/Certificate       XXXX       I-551 Stamp and Passport   XXXX                                                                               Fee Simple   No No N/A XXXX 15.3 XXXX 15.3 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000067 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 29.8 XXXX 29.8 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000085 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 1.8 XXXX 1.8 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A        
900000080 XXXX XXXX           No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No Non Permanent Resident Alien Non-Permanent Non-US Citizen Yes - ITIN Card Passport   XX XXXX XXXX XXXX XXXX N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No ITIN Credit Report XXXX 3.1 XXXX 3.1 No 77.68 N/A No No No Borrower As Individual Borrower As Individual N/A N/A