| Client Name: | |
| Client Project Name: | ACRA 2026-NQM1 |
| Start - End Dates: | 3/18/2026 - 5/28/2026 |
| Deal Loan Count: | 312 |
| Conditions Report 2.0 | |
| Loans in Report: | 312 |
| Loans with Conditions: | 116 |
| 0 - Total Active Conditions | ||||||
| 114 - Total Satisfied Conditions | ||||||
| 56 - Credit Review Scope | ||||||
| 2 - Category: Application | ||||||
| 6 - Category: Assets | ||||||
| 3 - Category: Credit/Mtg History | ||||||
| 5 - Category: DTI | ||||||
| 22 - Category: Income/Employment | ||||||
| 3 - Category: Insurance | ||||||
| 9 - Category: Legal Documents | ||||||
| 2 - Category: Terms/Guidelines | ||||||
| 4 - Category: Title | ||||||
| 20 - Property Valuations Review Scope | ||||||
| 18 - Category: Appraisal | ||||||
| 1 - Category: FEMA | ||||||
| 1 - Category: Property | ||||||
| 38 - Compliance Review Scope | ||||||
| 9 - Category: Compliance Manual | ||||||
| 2 - Category: Finance Charge Tolerance | ||||||
| 1 - Category: State Consumer Protection | ||||||
| 26 - Category: TILA/RESPA Integrated Disclosure | ||||||
| 56 - Total Waived Conditions | ||||||
| 45 - Credit Review Scope | ||||||
| 3 - Category: Application | ||||||
| 3 - Category: Assets | ||||||
| 13 - Category: Credit/Mtg History | ||||||
| 3 - Category: DTI | ||||||
| 2 - Category: Income/Employment | ||||||
| 1 - Category: Legal Documents | ||||||
| 8 - Category: LTV/CLTV | ||||||
| 10 - Category: Terms/Guidelines | ||||||
| 2 - Category: Title | ||||||
| 6 - Property Valuations Review Scope | ||||||
| 1 - Category: Appraisal | ||||||
| 5 - Category: Property | ||||||
| 5 - Compliance Review Scope | ||||||
| 2 - Category: Repayment Ability | ||||||
| 1 - Category: Right of Rescission | ||||||
| 2 - Category: State Consumer Protection | ||||||
©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.