|
Loan Number
|
Loan ID
|
Finding #
|
Last Name
|
Note Date
|
Audit Category
|
Audit Issue
|
Finding ID
|
Exception Finding
|
Remediation Status
|
Exception Rebuttal
|
Exception Response
|
Status Comment
|
Compensating Factors
|
Initial Findings Grade
|
Final Findings Grade
|
Initial Loan Grade
|
Final Loan Grade
|
|
XXXX
|
8299618
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299618
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214227
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The name of the trust listed in the mortgage does not match the name of the trust listed in the trust documents. The borrower's last name in the
trust name was not spelled correctly on page XXXX of the security instrument and page XXXX of the revocable trust rider.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review resigned DOT
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214227
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8299619
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299619
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299614
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299614
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214317
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214317
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299615
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8299615
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8299630
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299630
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299633
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299633
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299616
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299616
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299613
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299613
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214385
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The date of the trust on page XXXX of the security instrument (XX/XX/XXXX) does not match the date on the trust or the mortgage signature page
XXXX of 9 (XX/XX/XXXX).
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please review resigned DOT
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214385
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8299617
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299617
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299628
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299628
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299625
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299625
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299629
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8299629
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Program Parameters - Lien Position
|
XXXX
|
The data was delivered indicating the subject loan is a first lien; however, documents in the loan file reflect the XXXX position is a second. Please confirm the XXXX position and provide a letter of
explanation and corrected data tape. If the existing first lien recorded on XX/XX/XXXX was paid off, please provide evidence of payoff. Subject to compliance re-testing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Please see LOX. data tape has been sent to XXXX (XX/XX/XXXX XX:XXPM)
Corrected data tape sent in to update CLTV.
|
Response 1 (XX/XX/XXXX XX:XXAM)
Please sent in updated data tape to correct the new CLTV to include the first mortgage. Subject to compliance re-testing. (XXXX)
Response 2 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. Corrected data tape and LOX sent in to update XXXX position to a 2nd, to add mortgage payment, update DTI and CLTV. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8126720
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8126720
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299626
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299626
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299627
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299627
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299603
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299603
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299604
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299604
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8163214
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8163214
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299608
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299608
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299609
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299609
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214663
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The name of the trust listed in the mortgage does not match the name of the trust listed in the trust documents. The date of the trust on page
XXXX of the mortgage and the acknowledgment of borrower's rights rider, XX/XX/XXXX, does not match the executed date of the trust on the trust document, XX/XX/XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see resigned DOT
Rebuttal 2 (XX/XX/XXXX XX:XXAM)
please review
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documents not received. Please resubmit. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214663
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214722
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Name Discrepancy
|
XXXX
|
The borrower(s)' name(s) on the Security Instrument is inconsistent with the Note. The names on the mortgage do not match the names confirmed on the acknowledgement. The names on the mortgage are
XXXX and XXXX. However, the notary confirmed the names as XXXX and XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see name affidavit
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to cure the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214722
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214726
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214726
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8299623
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299623
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299622
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299622
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214790
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
2
|
|||||
|
XXXX
|
8214790
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Waived
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
The mortgage payment was included in the revolving accounts section rather than monthly payment first mortgage. Updated date tape provided.
Rebuttal 2 (XX/XX/XXXX XX:XXAM)
Exception approved by investor. Please waive.
|
Response 1 (XX/XX/XXXX XX:XXAM)
The explanation that the mortgage payment was included in the revolving accounts section rather than monthly payment first mortgage is sufficient to tie out the debts; however,
this confirms the first XXXX is a HELOC which is ineligible under the guidelines. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
Exception approved by investor. (Waived)
|
XXXX% CLTV, XXXX credit score, owner occupied
|
3
|
2
|
3
|
2
|
|
|
XXXX
|
8214823
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214823
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
was the 2nd job income included in your calculations? Regular income = $XXXX/per month Extra income = $XXXX/for XXXX months = $XXXX + $XXXX = XXXX = $XXXX / XXXX = XXXX%
Rebuttal 2 (XX/XX/XXXX XX:XXPM)
i have sent your finding to our DTI manager and she came back with this figure. Can you please confirm if you&#XXXX;ll be able to get this? Once confirmed, we will ask for an
exception. All this info should be in the paystubs Regular income = $XXXX/per month Supplemental pay = $XXXX /month (annualized over XXXX months) Extra income = $XXXX/ per month (this is XXXX annualized) = $XXXX + $XXXX + $XXXX = XXXX = $XXXX
/ XXXX = XXXX%
Rebuttal 3 (XX/XX/XXXX XX:XXPM)
2nd job is also with the school he works at. Could you please see below if you would have the same calculations? Regular income = $XXXX/per month Supplemental pay = $XXXX /month
(annualized over XXXX months) Extra income = $XXXX/ per month (this is XXXX annualized) = $XXXX + $XXXX + $XXXX = XXXX = $XXXX / XXXX = XXXX%
|
Response 1 (XX/XX/XXXX XX:XXPM)
Contract provided is full time for XXXX. Borrower is already employed full time for XXXX. Contract is not sufficient. A paystub reflecting the second job and evidence both jobs are
still being paid is required. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
The first job is fully documented. There is only a contract for the second job. Please provide a paystub for the second job. (XXXX)
Response 3 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214843
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The XXXX acknowledgement for Shannon XXXX is missing on page XXXX of the Note.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review spouse acknowledgement
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214843
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8299624
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299624
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8209375
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8209375
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Program Parameters - Lien Position
|
XXXX
|
The data was delivered indicating the subject loan is a second lien; however, documents in the loan file reflect the XXXX position would be a third. There is an existing second XXXX on the property
that was not paid off on the HUD. The loan file contains a payoff statement but no evidence the line was paid off. Document the second lien with a payoff amount of $XXXX is paid off. Provide a wire confirmation for the payoff or evidence of
closure and $XXXX balance. Subject to compliance re-testing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review payoff
Rebuttal 2 (XX/XX/XXXX XX:XXAM)
Will these work?
Rebuttal 3 (XX/XX/XXXX XX:XXAM)
will this work?
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation provided is not sufficient. Provide evidence the mortgage is paid off and HELOC closure. Provide a lien release or payoff showing $XXXX balance and document the line
of credit is closed. (XXXX)
Response 2 (XX/XX/XXXX XX:XXPM)
Documentation provided is not sufficient. The documents indicate the borrower received the funds and not sent to the lender for payoff. Provide evidence the mortgage is paid off
and HELOC closure. Provide a lien release or payoff showing $XXXX balance and document the line of credit is closed. (XXXX)
Response 3 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220722
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220722
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220723
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220723
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for both
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220733
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220733
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review both cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220737
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220737
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220738
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220738
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file contains XXXX tax returns; however it does not reflect any income. The loan beam is missing. There is no way to determine if the borrowers meet
the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220740
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220740
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2 and schedule c for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220745
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220745
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for both
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220775
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220775
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220792
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The XXXX did not acknowledge the Coborrower.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220792
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270764
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270764
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270931
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270931
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270871
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Compliance Finding - Other
|
XXXX
|
There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review lox
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270871
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270709
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270709
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270723
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270723
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270874
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270874
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270676
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270676
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270951
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270951
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270674
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270674
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270673
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270673
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270716
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270716
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270812
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270812
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270840
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270840
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270799
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270799
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270930
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270930
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270837
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270837
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270786
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270786
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270857
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270857
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270810
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270810
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270725
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270725
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270817
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270817
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270794
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270794
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270922
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270922
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270844
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270844
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270856
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270856
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270788
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270788
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270679
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270679
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270668
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270668
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270934
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270934
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270868
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8270868
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270781
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270781
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270806
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270806
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270744
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270744
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281296
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281296
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270740
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270740
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281121
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281121
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270670
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270670
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290174
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290174
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270852
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270852
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270675
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270675
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270667
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270667
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270731
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270731
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270711
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270711
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281301
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281301
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270658
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270658
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281313
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281313
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270748
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270748
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281369
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281369
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270809
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270809
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281202
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281202
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270816
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270816
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please review cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270901
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270901
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see income from b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270945
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270945
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270895
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270895
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270689
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270689
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270752
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270752
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270746
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270746
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270654
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270654
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270884
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270884
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281185
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281185
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270753
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270753
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281184
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281184
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270916
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270916
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270696
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270696
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270663
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270663
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270726
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270726
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270865
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270865
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270657
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270657
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270818
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270818
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270797
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270797
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270808
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270808
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270820
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270820
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270902
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270902
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281172
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281172
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270751
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The XXXX acknowledgment for XXXX is missing on page XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270751
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281223
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281223
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281275
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281275
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270736
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270736
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270805
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270805
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270713
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270713
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270798
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270798
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281290
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281290
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281194
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281194
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270843
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270843
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270691
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270691
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281095
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281095
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270655
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270655
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270886
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270886
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281347
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281347
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270778
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270778
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270875
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270875
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270765
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270765
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270861
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270861
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270885
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270885
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281361
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281361
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270942
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270942
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270758
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270758
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281292
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281292
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270917
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270917
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270706
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270706
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270705
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270705
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270650
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The Title or Type of Document on the XXXX acknowledgment states it is for the Fact Act Notice. Please provide the notary acknowledgement for the
Deed of Trust.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
2
|
||
|
XXXX
|
8270650
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
3
|
2
|
|||||
|
XXXX
|
8270819
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270819
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270776
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270776
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270863
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270863
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270719
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270719
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281181
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281181
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281085
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281085
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270939
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270939
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270825
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270825
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281228
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281228
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281279
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281279
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281263
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281263
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see XXXX, s-corp for both businesses & rental income
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270890
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270890
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270915
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270915
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270730
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270730
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270684
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270684
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270695
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270695
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270944
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270944
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270762
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270762
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270906
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270906
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270694
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270694
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270854
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270854
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270792
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270792
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281170
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281170
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281144
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281144
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement showing LLC is paying mtg
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270681
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270681
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270795
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270795
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270925
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270925
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290303
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290303
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286291
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286291
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1 & income docs for b2 (SSA Grossed-up non-taxable portion by XXXX%) & Verified overtime and other pay using XXXX and XXXX end of year paystubs.
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270727
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270727
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270687
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Name Discrepancy
|
XXXX
|
The Vested Interest on the Security Instrument is inconsistent with Title and Prior Mortgage. The Security Instrument reflects the Non-Borrowing Spouse as XXXX whereas Title and the Prior Mortgage
reflect the Borrower's Spouse as XXXX. The loan file did not contain documentation to support the change in Vested Interest.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
CAROL was signing mortgage as spouse and not vested owner, she was never in title as vested owner. Borrower acquired property in XXXX as single man and than married after that . So
spouse signed XXXX mortgage as spouse and not the vested owner.
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270687
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281137
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281137
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281142
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8281142
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270851
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270851
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281383
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281383
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270938
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270938
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270791
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270791
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270697
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270697
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270651
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270651
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270701
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270701
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270829
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270829
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270652
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270652
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281180
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281180
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286346
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286346
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270933
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270933
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270761
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270761
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270903
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270903
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281236
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281236
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281257
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281257
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290258
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Compliance Finding - Other
|
XXXX
|
There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see lox
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290258
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270712
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270712
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270932
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270932
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270714
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270714
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270949
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270949
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270733
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270733
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270894
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270894
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270704
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270704
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270802
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270802
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270756
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270756
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270892
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270892
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270907
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270907
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270897
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270897
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270685
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270685
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281090
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281090
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270771
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270771
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270891
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270891
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270785
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270785
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270883
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270883
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270801
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270801
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270918
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270918
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270715
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270715
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270862
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270862
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270826
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270826
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270855
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270855
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270770
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270770
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270830
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270830
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270877
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270877
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270873
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270873
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270757
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270757
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270936
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270936
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290353
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290353
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270923
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270923
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270876
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270876
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270941
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270941
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270766
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270766
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270838
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270838
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270952
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270952
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286400
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286400
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281195
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281195
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270745
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270745
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270790
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270790
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270742
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270742
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281323
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281323
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270870
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8270870
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8281386
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Compliance Finding - Other
|
XXXX
|
There are additional XXXX. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see LOX
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281386
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270807
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270807
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270784
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270784
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270904
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270904
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281136
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281136
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281336
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281336
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286441
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286441
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270779
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270779
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281213
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281213
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270789
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270789
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281355
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281355
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270718
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270718
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290293
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290293
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281333
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281333
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281311
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281311
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293382
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section(s) of the Security Instrument (Mortgage/Deed of Trust)are incomplete: The mortgage states two borrowers; XXXX and XXXX. However, the notary only acknowledged XXXX. The notary
did not acknowledge XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Please see correct recorded copy that includes acknowledgment cert with both names
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293382
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270896
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270896
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra & schedule c
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270848
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270848
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270747
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270747
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270898
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270898
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281298
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281298
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281150
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281150
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270832
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270832
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270835
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270835
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281294
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281294
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281088
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281088
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270824
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270824
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270811
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270811
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270954
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270954
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270879
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270879
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281364
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281364
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see bank statement paid by business
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281232
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8281232
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270880
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
ROR - Not Executed
|
XXXX
|
The Right to Cancel Notice was not issued to, signed, and/or dated by all required parties. Truth in XXXX (Regulation Z)12 CFR 1026.23(b), (a)(1)
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Please review rtc and LOX sent to BOs
Rebuttal 2 (XX/XX/XXXX XX:XXPM)
Please review. Rescission period over
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is not sufficient to cure the finding. The Updated ROR for the loan transaction was issued and the borrower has until midnight on XX/XX/XXXX to rescind.
The exception can not be resolved until the recession period ends. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
The re-opened rescission expired at midnight on XX/XX/XXXX clearing the exception. (Resolved)
|
3
|
2
|
3
|
2
|
||
|
XXXX
|
8270880
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
2
|
|||||
|
XXXX
|
8270707
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270707
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281123
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281123
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281219
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281219
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281353
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281353
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270866
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270866
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281348
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281348
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270739
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270739
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281272
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281272
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286310
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286310
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270889
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270889
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293132
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293132
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281231
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281231
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281171
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281171
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281165
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281165
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270888
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270888
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270847
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270847
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281083
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281083
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270803
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270803
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270777
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270777
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270850
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270850
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270910
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270910
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270937
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270937
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270841
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270841
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270887
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270887
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281147
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281147
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement paid by other
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290410
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290410
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281276
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281276
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270878
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270878
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281385
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281385
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281376
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281376
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281266
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281266
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270860
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270860
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270948
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270948
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290166
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290166
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281337
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete:The borrower's name is missing from the mortgage's notary acknowledgment page.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see recorded copy has corrections and initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281337
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281368
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281368
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see bank statement. BO listed is marked as POD. (payable on death)
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documents reflect the mortgage is paid by other. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281129
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281129
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281305
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281305
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281186
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281186
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281312
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281312
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281316
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8281316
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8281209
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281209
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270929
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8270929
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270831
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270831
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270899
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270899
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270946
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270946
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281127
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281127
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281119
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281119
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281128
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281128
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281259
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281259
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290214
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290214
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281354
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281354
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281379
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281379
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281262
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281262
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270912
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270912
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281308
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281308
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281215
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281215
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286164
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286164
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281322
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281322
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281269
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281269
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270935
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270935
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290386
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290386
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286246
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286246
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281216
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281216
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286259
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286259
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281099
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281099
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281156
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281156
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281159
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281159
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281097
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281097
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270950
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The borrower executed the document on XX/XX/XXXX; however, the notary date reflects the security instrument was acknowledged on XX/XX/XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see audit trail. Borrower signed in past XXXX pm and it just went on into the night.
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270950
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281176
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281176
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281152
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281152
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286270
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286270
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281278
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281278
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281104
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281104
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281352
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281352
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281106
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281106
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281234
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281234
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281248
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281248
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286168
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286168
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1 & twn for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281188
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281188
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290145
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290145
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281331
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281331
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281167
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281167
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281130
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281130
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281245
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281245
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281161
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281161
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281183
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281183
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra & paystubs
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281282
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281282
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281151
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281151
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281297
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281297
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281359
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281359
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290202
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290202
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290184
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290184
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281189
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281189
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281108
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281108
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286361
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286361
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281198
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281198
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281304
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281304
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286385
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286385
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281328
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281328
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281114
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281114
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281146
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281146
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281321
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281321
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286408
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286408
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281329
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281329
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281096
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281096
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286390
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286390
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281343
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281343
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290393
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290393
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281320
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281320
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281107
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281107
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281092
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281092
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281205
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281205
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286161
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286161
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281191
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281191
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281238
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281238
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281124
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281124
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281226
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281226
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281178
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281178
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286309
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286309
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286448
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286448
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286275
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286275
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281200
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281200
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281110
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281110
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286324
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286324
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290401
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290401
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281293
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281293
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281252
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281252
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281241
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281241
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293120
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293120
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290154
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290154
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281169
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281169
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281342
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281342
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281380
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281380
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281157
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281157
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281149
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281149
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286367
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286367
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281126
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281126
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293281
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293281
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281229
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281229
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281373
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281373
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281093
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281093
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281314
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281314
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281326
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281326
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281330
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281330
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286214
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286214
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281357
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281357
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281177
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281177
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281086
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281086
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281203
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281203
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290160
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290160
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281365
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281365
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286156
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286156
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286157
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286157
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281208
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Name Discrepancy
|
XXXX
|
The non borrower name acknowledged by the notary does not match the non borrower signature and a name affidavit was not provided.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see corrected with notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281208
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281235
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281235
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281173
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281173
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281280
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281280
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281287
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281287
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286339
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Compliance Finding - Other
|
XXXX
|
There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please review LOX
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286339
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281332
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281332
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281192
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281192
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290223
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290223
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281268
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281268
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281113
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281113
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290312
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290312
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281381
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281381
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281143
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281143
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290170
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290170
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281174
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281174
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286348
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286348
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281220
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281220
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281283
|
1 of 3
|
XXXX
|
XXXX
|
Compliance
|
Note - Incomplete / Inaccurate
|
XXXX
|
The following section of the Note is inaccurate: The name of the Condominium Project reflects XXXX Condominium; however, Title and Property records reflects the Condominium Project is XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see corrected note
Rebuttal 2 (XX/XX/XXXX XX:XXPM)
please review
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is not sufficient to clear the finding. The Note provided was in the original loan file and has not been updated to disclose the correct Condo project
name. Please provide corrected Note for review. (XXXX)
Response 2 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281283
|
2 of 3
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The Condo Rider is not accurate, the name of the Condominium Project reflects XXXX Condominium; however, XXXX records reflects the Condominium
XXXX .
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see corrected condo
Rebuttal 2 (XX/XX/XXXX XX:XXPM)
sorry about that
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is not sufficient to clear the finding. The Condo rider provided was in the original loan file and has not been updated to disclose the correct Condo
project name. Please provide corrected Condo rider for review. (XXXX)
Response 2 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281283
|
3 of 3
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281351
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281351
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281384
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281384
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281122
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281122
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286202
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286202
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286167
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286167
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281250
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281250
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290199
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290199
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281199
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281199
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281182
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281182
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review cra for both
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281284
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281284
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281388
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281388
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281141
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8281141
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8281218
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281218
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281230
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281230
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286334
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286334
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281115
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281115
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281179
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281179
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286258
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286258
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281267
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281267
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293385
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293385
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281306
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281306
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281094
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281094
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286317
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286317
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290226
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290226
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281372
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8281372
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8286215
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286215
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281196
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281196
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286222
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286222
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290414
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290414
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281256
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281256
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286245
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286245
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281260
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281260
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281154
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281154
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281356
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281356
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281318
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8281318
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8290189
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290189
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281327
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281327
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286391
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286391
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281295
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281295
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281221
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281221
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286174
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286174
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281222
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281222
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281375
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281375
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286268
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286268
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286423
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286423
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286404
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286404
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286255
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286255
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290171
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290171
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281243
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281243
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293258
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293258
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290411
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290411
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286189
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286189
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281227
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281227
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286190
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286190
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286330
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286330
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290358
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290358
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286360
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286360
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286280
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286280
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286192
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286192
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293310
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293310
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281307
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281307
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290301
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290301
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286436
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286436
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281249
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281249
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281197
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281197
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290250
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290250
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286266
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286266
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286184
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286184
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281335
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281335
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281253
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281253
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281288
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281288
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293365
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293365
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281310
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281310
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290156
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290156
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286151
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286151
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293282
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293282
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281281
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281281
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290149
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290149
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286159
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286159
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286152
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286152
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286269
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286269
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286166
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286166
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286421
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286421
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281367
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281367
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281366
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281366
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290162
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290162
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286405
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286405
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281277
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281277
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286393
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286393
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286320
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286320
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281344
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281344
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286221
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286221
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286238
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286238
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286211
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286211
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286424
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286424
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293139
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293139
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290349
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290349
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281382
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281382
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286209
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286209
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281349
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281349
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286249
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286249
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286365
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286365
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290367
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290367
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281387
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281387
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290255
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290255
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290257
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290257
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286201
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286201
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286305
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286305
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293381
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293381
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293108
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293108
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290339
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290339
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286418
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286418
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281224
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281224
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286252
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286252
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290416
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290416
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281362
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281362
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286212
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286212
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293262
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293262
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290228
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290228
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286218
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286218
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286176
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286176
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290403
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290403
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286229
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286229
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286178
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286178
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286240
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286240
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286281
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286281
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290281
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290281
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290210
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290210
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286455
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286455
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293223
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293223
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286227
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The Pud rider name of development when compared with the original Pud rider name does not match " XXXX".
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see correction with initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286227
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281374
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281374
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293189
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293189
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286208
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286208
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286283
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286283
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286378
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286378
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286204
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286204
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290407
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290407
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286194
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286194
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286300
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286300
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290327
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8290327
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8293206
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293206
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286384
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286384
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286251
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286251
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286388
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286388
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290331
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290331
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286398
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286398
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286187
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286187
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286329
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286329
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290191
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290191
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290238
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290238
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286243
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286243
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286328
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286328
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286444
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286444
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286276
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286276
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281338
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281338
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290282
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290282
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290295
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290295
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290176
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290176
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293331
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293331
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290274
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290274
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286228
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286228
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286162
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286162
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290341
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290341
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290215
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290215
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290332
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290332
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for both
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286263
|
1 of 3
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286263
|
2 of 3
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see LOX; new data tape emailed to XXXX
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. Corrected data tape and LOX sent in to correct 1st lien payment marked as revolving rather than mortgage payment. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286263
|
3 of 3
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see XXXX for both borrowers and SSI income for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286327
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286327
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286256
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286256
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286186
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286186
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286181
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286181
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286267
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286267
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286387
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286387
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286331
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286331
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290336
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290336
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290335
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290335
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286335
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286335
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286295
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286295
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286257
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286257
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286372
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286372
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290256
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290256
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286315
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286315
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286411
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286411
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286392
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286392
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286447
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286447
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293253
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293253
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for both borrowers
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290344
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290344
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293215
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293215
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286445
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286445
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286342
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286342
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290231
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290231
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286160
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286160
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286314
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286314
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286188
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286188
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290188
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290188
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286197
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286197
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290229
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290229
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286237
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286237
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286437
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286437
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286254
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286254
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290290
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290290
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286210
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286210
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290157
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Compliance Finding - Other
|
XXXX
|
There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see LOX
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290157
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2. scroll down a bit
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290158
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290158
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286271
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286271
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293193
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293193
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286321
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286321
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286319
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286319
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290253
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290253
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290244
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290244
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286265
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286265
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293346
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Missing Signature
|
XXXX
|
The Security Instrument was not fully executed by all required parties. The mortgage has both XXXX and his wife XXXX listed. However; only the borrower, XXXX, signed the mortgage. His wife, XXXX, did
not sign the mortgage.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review DOT
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293346
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290405
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290405
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290224
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290224
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286177
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286177
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286225
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286225
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290163
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290163
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290151
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290151
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286306
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286306
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286333
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286333
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293372
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293372
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1 and XXXX and paystubs for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286454
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The Pud rider name is inconsistent with legal description of previously recorded Pud rider "XXXX".
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see resigned docs with correct community name
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
2
|
||
|
XXXX
|
8286454
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
3
|
2
|
|||||
|
XXXX
|
8286376
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286376
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290173
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290173
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293266
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293266
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286338
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286338
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290239
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290239
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286299
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286299
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290408
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290408
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290326
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290326
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286179
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286179
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286203
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286203
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293339
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293339
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290378
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290378
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293376
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293376
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286450
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286450
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286262
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286262
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290271
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290271
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290186
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290186
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286294
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286294
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293209
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293209
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290413
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290413
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290397
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290397
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290412
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290412
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe names
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290317
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290317
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286425
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286425
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286318
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286318
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290406
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290406
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286451
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286451
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286402
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286402
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290198
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290198
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290148
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290148
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290193
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290193
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286352
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286352
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286452
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286452
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290350
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290350
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290207
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290207
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286274
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286274
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290404
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290404
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286307
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286307
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286303
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286303
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293367
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293367
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293188
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293188
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286345
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286345
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290267
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290267
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286341
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286341
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286316
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286316
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290376
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290376
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286362
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286362
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290143
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290143
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286410
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286410
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286296
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286296
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286297
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286297
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290409
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290409
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290392
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290392
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293383
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293383
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293184
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293184
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8290204
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290204
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286235
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286235
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293320
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293320
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290356
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290356
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290399
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290399
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286284
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286284
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286298
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286298
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
Rebuttal 2 (XX/XX/XXXX XX:XXPM)
The plaid is a joint account of both borrowers. Adding each individually, B1= $XXXX and B2= $XXXX, XXXX can you please re-review?
Rebuttal 3 (XX/XX/XXXX XX:XXPM)
Income for co borrower, From all the CRA that is marked coborrower, starting with461.98 + XXXX + XXXX + XXXX + XXXX + XXXX + XXXX= XXXX Monthly and XXXX.
|
Response 1 (XX/XX/XXXX XX:XXAM)
The Plaid sent in for borrower XXXX contains income that was also included in the Plaid for borrower XXXX. (XXXX)
Response 2 (XX/XX/XXXX XX:XXPM)
The included deposits do not align with the income. Please provide a sufficient Plaid document for each borrower reflecting the correct deposits that add up to the total income.
(XXXX)
Response 3 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290159
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290159
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293107
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293107
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286308
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286308
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290351
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290351
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286438
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286438
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290168
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290168
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290415
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290415
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293174
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293174
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293309
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293309
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286430
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286430
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290243
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290243
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293303
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293303
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293186
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293186
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286456
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286456
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286247
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286247
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286373
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286373
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290278
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290278
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293324
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293324
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293183
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293183
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290338
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290338
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286349
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286349
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293224
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293224
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286196
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286196
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286344
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286344
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290175
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290175
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293181
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293181
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293256
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293256
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286351
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286351
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290298
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290298
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286401
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8286401
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8290197
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290197
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286432
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286432
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286312
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286312
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290192
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290192
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290205
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290205
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286358
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286358
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286409
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286409
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see LOX. new data tape emailed to Jennfier
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. Corrected data tape and LOX sent in to correct 1st lien payment marked as revolving rather than mortgage payment. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293272
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293272
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286313
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286313
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293158
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293158
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290206
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290206
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290283
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290283
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286428
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286428
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286422
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286422
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290241
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290241
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290291
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290291
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293350
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293350
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286374
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286374
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290337
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290337
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286449
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286449
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286386
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286386
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290195
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290195
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290237
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290237
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286439
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286439
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286434
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286434
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documents reflect the mortgage is paid by other. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286326
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286326
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290196
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290196
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290218
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290218
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290381
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290381
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286431
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286431
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286446
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286446
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290265
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290265
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see cra for both
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293198
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293198
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286363
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable XXXX and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286363
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290164
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290164
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290268
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290268
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286200
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286200
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293205
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293205
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293305
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293305
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290263
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290263
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290389
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290389
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286412
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286412
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290305
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290305
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293170
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293170
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293236
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293236
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra and rent income for b1, cra and SSI benefit for b2. SSA benefit -- XXXX% grossed up by XXXX%
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290270
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290270
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290230
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290230
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286433
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286433
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286394
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286394
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290318
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290318
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290370
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290370
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293200
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The co-signer does not appear to be a title holder but is listed on page one of the mortgage without their signature. The co-signer must either
sign the mortgage or be removed from page one of the document.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see corrected with initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293200
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290266
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290266
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293225
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293225
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290236
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290236
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290280
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290280
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290288
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290288
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290359
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290359
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286435
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286435
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290165
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290165
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293345
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293345
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290140
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290140
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290235
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290235
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290342
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290342
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290167
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290167
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290144
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290144
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290380
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290380
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293213
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293213
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290277
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290277
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290155
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Missing Signature
|
XXXX
|
The Security Instrument was not fully executed by all required parties. The signatures and notary acknowledgement for XXXX and XXXX are missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review signed document
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290155
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286354
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286354
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293144
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293144
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293151
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293151
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293145
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293145
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8290315
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290315
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290382
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290382
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293316
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293316
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290169
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290169
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293343
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293343
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290310
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290310
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290209
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290209
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286417
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Signature Discrepancy
|
XXXX
|
The security instrument was executed by the borrower on XX/XX/XXXX; however, the document was notarized on XX/XX/XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary affidavit
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286417
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290314
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290314
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290219
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290219
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293250
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293250
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290178
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290178
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293330
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293330
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293317
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293317
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293210
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293210
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290375
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290375
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293271
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293271
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290227
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290227
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293286
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293286
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293370
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293370
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290225
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290225
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290259
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290259
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290302
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290302
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293371
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293371
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293278
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293278
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293207
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293207
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293318
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293318
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290232
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290232
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290307
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290307
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290346
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290346
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293187
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293187
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290245
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290245
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290147
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290147
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290325
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290325
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293261
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293261
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290296
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290296
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293360
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293360
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293379
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293379
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290384
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290384
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293129
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293129
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293304
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293304
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290213
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290213
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290361
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290361
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for both borr
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293267
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293267
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290212
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290212
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293323
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293323
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293347
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293347
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293265
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293265
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file contains tax returns; however it does not reflect any income. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290286
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290286
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290348
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290348
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290313
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290313
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293152
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293152
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290390
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290390
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290222
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290222
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293375
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293375
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293327
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293327
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293162
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293162
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293288
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293288
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293264
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293264
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293192
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293192
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290373
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290373
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290321
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290321
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290292
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290292
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293127
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293127
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293135
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293135
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290289
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290289
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293195
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293195
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293386
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293386
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293219
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293219
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293364
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293364
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290395
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290395
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293311
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293311
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293176
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293176
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293154
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293154
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290343
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290343
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293126
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293126
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293169
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293169
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293295
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293295
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement paid by other. bottom of page XXXX
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293114
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293114
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293131
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293131
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293171
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293171
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293308
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293308
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293245
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293245
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8293299
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293299
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293231
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293231
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290402
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290402
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293167
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293167
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290269
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290269
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293333
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293333
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293202
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293202
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290284
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290284
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293229
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293229
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293241
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293241
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293194
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293194
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293243
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293243
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290394
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290394
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293227
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293227
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293159
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293159
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293387
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293387
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293368
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293368
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293353
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293353
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293257
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293257
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8293357
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293357
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293233
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293233
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290385
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290385
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293199
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293199
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293201
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293201
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293112
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293112
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293340
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293340
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293359
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293359
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293165
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293165
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293234
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293234
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293273
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293273
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293204
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293204
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293277
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293277
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293307
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293307
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293255
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293255
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293133
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293133
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293291
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293291
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293363
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293363
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293270
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293270
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293182
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293182
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290352
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290352
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293321
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293321
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293239
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293239
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293326
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293326
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290369
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290369
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293276
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293276
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293296
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293296
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293143
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293143
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293373
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293373
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293354
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293354
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293377
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293377
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290364
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290364
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293293
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293293
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293237
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293237
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293232
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293232
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293222
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293222
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293384
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293384
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293351
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293351
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293279
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293279
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293263
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293263
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293378
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293378
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293164
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing - Interest Rate
|
XXXX
|
This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located.
|
Acknowledged
|
2
|
2
|
2
|
2
|
||||
|
XXXX
|
8293164
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8290398
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290398
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293203
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293203
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293292
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293292
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293269
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293269
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293251
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293251
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293332
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293332
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293179
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293179
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement with npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293380
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293380
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293275
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293275
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293124
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293124
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293244
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293244
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293352
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293352
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8293235
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293235
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293356
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293356
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see additional income from cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293280
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293280
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293285
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293285
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293362
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293362
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293306
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293306
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293355
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293355
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299611
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing
|
XXXX
|
This loan failed the lender fees test due to one of the following findings: (XXXX §XXXX-XXXXA(e); XXXX XXXX-10(a), (g)). The loan is a first lien home equity line of credit, and the sum of all lender
fees exceeds XXXX% of the principal amount. (XXXX XXXX-10(a)).
|
Acknowledged
|
2
|
2
|
2
|
2
|
||||
|
XXXX
|
8299611
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8220805
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220805
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see statement with npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270732
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270732
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270804
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270804
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270724
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270724
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270768
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8270768
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan application indicates the borrower has been laid off and no additional documents
for the borrower are in the loan file. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270738
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270738
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270680
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270680
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281163
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281163
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281116
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281116
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293252
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293252
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286154
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286154
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281225
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281225
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281309
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281309
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286453
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286453
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286163
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286163
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra and ss for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286383
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286383
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286244
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286244
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290345
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290345
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286191
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286191
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286287
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286287
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286231
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286231
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290153
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290153
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290142
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290142
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286381
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286381
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286415
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286415
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293284
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293284
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293110
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293110
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293226
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293226
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293369
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293369
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293211
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293211
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299631
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299631
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299620
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299620
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299621
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The name of the Condominium is misspelled as "XXXX" instead of the correct name of "XXXX" on pages XXXX and XXXX of the security instrument. The
name should read "XXXX."
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see corrected pages
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8299621
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214922
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214922
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Program Parameters - Lien Position
|
XXXX
|
The data was delivered indicating the subject loan is a 1st XXXX; however, documents in the loan file reflect the XXXX position is a 2nd lien. Title reflects a senior XXXX with an original balance of
$XXXX recorded on XX/XX/XXXX. Please confirm the XXXX position and provide a letter of explanation and corrected data tape, if applicable. Subject to compliance re-testing and recalculation of DTI.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
tied to email sent to XXXX 2 (XX/XX/XXXX XX:XXAM)
please see statement showing balance
|
Response 1 (XX/XX/XXXX XX:XXAM)
Document current balance and payment of 1st XXXX. DTI and CLTV will be recalculated. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
The senior XXXX is documented with a balance of $XXXX. The borrower is not responsible for the 1st lien payment; however, the XXXX position is confirmed to be a 2nd and the CLTV
has been recalculated as XXXX%. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214927
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214927
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra and s corp
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214928
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214928
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8299605
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299605
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214931
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214931
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214939
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214939
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see statement with npe names
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214945
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214945
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see statement showing npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214949
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214949
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214956
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214956
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220813
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The XXXX acknowledgement is missing for XXXX XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220813
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270698
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270698
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270839
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Compliance Finding - Other
|
XXXX
|
There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see lox
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270839
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270649
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270649
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270943
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270943
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286250
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286250
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281120
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281120
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270927
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270927
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270913
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270913
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270741
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270741
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270690
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270690
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281098
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281098
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270734
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270734
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270928
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270928
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270759
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270759
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281273
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281273
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270814
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270814
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270833
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270833
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270683
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270683
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281251
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281251
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270665
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270665
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290234
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290234
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270787
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270787
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281117
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281117
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270926
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270926
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281317
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281317
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281100
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281100
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281285
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281285
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281132
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281132
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281145
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281145
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281339
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281339
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286399
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286399
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290328
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290328
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281207
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281207
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281237
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281237
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281261
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281261
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281378
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281378
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290180
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290180
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286396
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286396
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286389
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286389
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281324
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281324
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281319
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281319
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286260
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286260
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286261
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8286261
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8286241
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286241
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290240
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290240
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286219
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286219
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286165
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286165
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286253
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286253
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286292
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286292
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286195
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286195
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286169
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8286169
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8286377
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286377
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrowers. The loan file contains a Plaid income report; however, it
is not for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290152
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290152
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286224
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286224
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290187
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290187
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290251
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290251
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290396
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290396
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293313
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293313
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286337
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286337
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293287
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293287
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290254
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290254
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293294
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293294
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293238
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293238
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290161
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290161
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293137
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293137
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290172
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290172
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290285
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290285
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293125
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293125
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file contains partnership tax returns; however it does not reflect any income. There is no way to determine if the borrowers meet the DTI
requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293249
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293249
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293155
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293155
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290372
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290372
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293157
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293157
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293254
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293254
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293197
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293197
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290324
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290324
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293217
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293217
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293337
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing - Interest Rate
|
XXXX
|
This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located.
|
Acknowledged
|
2
|
2
|
2
|
2
|
||||
|
XXXX
|
8293337
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293247
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293247
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293121
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293121
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293115
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293115
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293190
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293190
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293148
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293148
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293374
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293374
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293301
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293301
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8214962
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214962
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file contains a loan beam; however the loan file does not contain the corresponding tax returns to verify the information. There is no way to
determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see schedule c + tax returns for b1 and cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8214989
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8214989
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see statement paid by other
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215001
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215001
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file contains a Plaid; however, there are no borrower identifying information to verify that it was for the borrower. The loan file reflects income of
$XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for both b1 and b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8179973
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
2
|
|||||
|
XXXX
|
8179973
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Appraisal - Other
|
XXXX
|
The guidelines that apply for application date of XXXX.XXXX reflect "all loans in XXXX greater than XXXX% CLTV are not eligible for an AVM and require a BPO". The data was delivered indicating the
property is in XXXX, the CLTV is XXXX% and the value type is XXXX, which is not an eligible valuation product. A BPO was required.
|
Waived
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Investor approves exception. Please waive.
|
Response 1 (XX/XX/XXXX XX:XXAM)
Exception granted by investor. (Waived)
|
Low DTI of XXXX%, disposable income over $XXXX per month, owner occupied
|
3
|
2
|
3
|
2
|
|
|
XXXX
|
8220821
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220821
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270827
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270827
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270813
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270813
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270717
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270717
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270780
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270780
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286356
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286356
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281315
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281315
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270846
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270846
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270666
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8270666
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270708
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270708
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270743
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270743
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286403
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286403
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281271
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281271
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281206
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281206
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270900
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270900
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270849
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270849
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270947
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270947
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290248
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290248
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270924
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270924
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270953
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270953
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281193
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281193
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270905
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270905
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270867
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270867
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281134
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281134
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281125
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281125
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270921
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270921
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281148
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281148
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281217
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281217
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281274
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281274
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281160
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281160
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281350
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281350
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290275
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290275
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293161
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293161
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286232
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286232
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281325
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281325
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286426
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286426
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286282
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286282
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281370
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281370
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290340
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290340
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281377
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281377
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293260
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293260
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286347
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286347
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290306
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290306
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286183
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument is incomplete: XXXX did not state who appeared before them
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary declaration
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286183
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286382
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286382
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286414
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286414
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286322
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286322
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286226
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8286226
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8286323
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286323
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286248
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
ROR - Timing
|
XXXX
|
The XXXX does not provide the borrower with XXXX business days to rescind the transaction. The rescission date is XXXX business days after the consummation date, the date the borrower receives the
Final TIL/HUD-XXXX, or the date the borrower receives the Notice of Right to Cancel, whichever occurs last. The RTC in file is dated XX/XX/XXXX with a recission date of XX/XX/XXXX. The documents provided show a funding date of XX/XX/XXXX,
prior to the recission date of XX/XX/XXXX. Truth in XXXX (Regulation Z)12 CFR 1026.23(b)(1)(v), (a)
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Can you please re-review? Closing was on XXXX/XXXX, but the signature was missed for one of the signers. We reached out back to the missed signer and re-opened the recission period
on the XXXXth when the missed signer signed.
|
Response 1 (XX/XX/XXXX XX:XXPM)
The information provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286248
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286355
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286355
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please scroll down a bit for b2 cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290357
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290357
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290177
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290177
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286442
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286442
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290182
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290182
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293142
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293142
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file contains a Plaid; however it does not reflect any income. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293228
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293228
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290261
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290261
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293348
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293348
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290391
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290391
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290365
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290365
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293191
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293191
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293268
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293268
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293328
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293328
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293274
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293274
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215020
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The names of the borrower and non-borrowers were not reflected under the notary acknowledgment section on page
XXXX of the Security Instrument.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
the person that was acknowledged is the POA of the other signers as well.
|
Response 1 (XX/XX/XXXX XX:XXAM)
The information provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215020
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215022
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing - Interest Rate
|
XXXX
|
This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state
regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test XXXX%%.
|
Acknowledged
|
2
|
2
|
3
|
2
|
||||
|
XXXX
|
8215022
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
2
|
||
|
XXXX
|
8281135
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281135
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270693
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270693
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270881
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270881
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281239
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281239
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281140
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281140
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281153
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281153
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281118
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281118
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286429
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286429
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290366
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290366
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286413
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286413
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286185
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286185
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290150
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290150
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290181
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290181
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290300
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290300
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270677
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270677
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see XXXX for both borrowers & schedule c for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293111
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293111
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281164
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281164
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281175
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281175
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290264
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290264
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290242
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290242
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215037
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215037
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8299610
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299610
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215047
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215047
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215049
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215049
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270822
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270822
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270710
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270710
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270769
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270769
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270909
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270909
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293128
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293128
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270893
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270893
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281340
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281340
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286220
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286220
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281190
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281190
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286311
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286311
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293153
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293153
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293315
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293315
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281212
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281212
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290221
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290221
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286180
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286180
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286375
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286375
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293185
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293185
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Please see LOX. data tape was sent to XXXX in an email.
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. Corrected data tape and LOX sent in to correct 1st lien payment marked as revolving rather than mortgage payment. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290247
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290247
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293342
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293342
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270823
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270823
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290287
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290287
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215058
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215058
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrowers. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215072
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The XXXX did not acknowledge the borrower and the Co-borrower.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215072
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8299606
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299606
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215074
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Compliance Finding - Other
|
XXXX
|
There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see lox
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to cure the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215074
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215080
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215080
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215082
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The name of the borrower was not reflected under the notary acknowledgment section on page XXXX of the
Security Instrument.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215082
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270767
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270767
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270737
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270737
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270774
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270774
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270908
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270908
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281133
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281133
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281247
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281247
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270772
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270772
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281204
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281204
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281345
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281345
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281139
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281139
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281264
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281264
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286289
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286289
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290347
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290347
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293218
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293218
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290276
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290276
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290400
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290400
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293136
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293136
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290260
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290260
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293366
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293366
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290329
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290329
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293297
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293297
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293335
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293335
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215096
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215096
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file contains XXXX personal and corporate tax returns; however it does not reflect any income. There is no way to determine if the borrowers meet the
DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8299632
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299632
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215111
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215111
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215114
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215114
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement with npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215117
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215117
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215122
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215122
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215150
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215150
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215152
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215152
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215158
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215158
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
Rebuttal 2 (XX/XX/XXXX XX:XXPM)
Verified income using the promissory NOTE/executed agreement for a property sold and XXXX months bank statements showing the consistent deposits
|
Response 1 (XX/XX/XXXX XX:XXAM)
Plaid received reflects the same income calculated at initial review. (XXXX)
Response 2 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215169
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215169
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for both
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215173
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215173
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215194
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The Pud rider name, XXXX, does not match the previous Pud rider " XXXX".
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review pud
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to cure the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215194
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
2
|
1
|
3
|
1
|
||
|
XXXX
|
8299607
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8299607
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8215219
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215219
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215220
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The notary did not acknowledge the Co-borrower.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215220
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215224
|
1 of 3
|
XXXX
|
XXXX
|
Compliance
|
ROR - Not Executed
|
XXXX
|
The Right to Cancel Notice was not issued to, signed, and/or dated by all required parties. The Right to Cancel Notice for the Non-Borrowing Spouse was not executed. Truth in XXXX (Regulation Z) 12
CFR 1026.23(b), (a)(1)
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please review rtc
Rebuttal 2 (XX/XX/XXXX XX:XXAM)
Docs uploaded.
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is not sufficient to cure the finding. The Updated ROR for the loan transaction was issued and the borrower has until midnight on XX/XX/XXXX to rescind.
The exception can not be resolved until the recession period ends. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
The re-opened rescission expired at midnight on XX/XX/XXXX clearing the exception. (Resolved)
|
3
|
2
|
3
|
2
|
||
|
XXXX
|
8215224
|
2 of 3
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Missing Signature
|
XXXX
|
The Security Instrument was not fully executed by all required parties. The Non-Borrowing Spouse's signature was missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please review spouse added mortgage
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
2
|
||
|
XXXX
|
8215224
|
3 of 3
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
2
|
|||||
|
XXXX
|
8215231
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215231
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
this one printed oddly. the accounts are on top and the cra info for b2 is all the way on the bottom.
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215232
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215232
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Program Parameters - Lien Position
|
XXXX
|
The data was delivered indicating the subject loan is a 1st XXXX; however, documents in the loan file reflect the XXXX position is a 2nd. Title and the credit report reflect an open lien with a
balance of $XXXX and payment of $XXXX. Please confirm the XXXX position and provide a letter of explanation and corrected data tape, if applicable. Subject to compliance re-testing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
A new data tape and LOX provided. The first lien mortgage payment was included as an installment loan. The lien position and CLTV are updated and the payment was moved to the
mortgage payment column.
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215238
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215238
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see remaining income from b2 cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215246
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The county name is missing on page XXXX of the Security Instrument.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Please review recorded DOT
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8215246
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215249
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8215249
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see remaining income from cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220825
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220825
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220834
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220834
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see twn and cra for b1 and w2 for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220837
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220837
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see both cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220841
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8220841
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220845
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The name of the borrower was not reflected under the notary acknowledgment section on page XXXX of the
Security Instrument.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8220845
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270699
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270699
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see mtg statement paid by npe
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286440
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286440
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documents reflect the mortgage is paid by other. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270703
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270703
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281371
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281371
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281087
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281087
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270672
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270672
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281155
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281155
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see twn/sched e for b1 & cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270783
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270783
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286286
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286286
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270686
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270686
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270782
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270782
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270688
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270688
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286407
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286407
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please see business statement paying mtg
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documents reflect the mortgage is paid by other. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281162
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281162
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270702
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270702
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270664
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270664
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270914
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270914
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281084
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281084
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270836
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270836
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270656
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270656
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270828
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270828
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270700
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270700
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270755
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270755
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270661
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270661
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270653
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270653
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270720
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270720
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270735
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The notary acknowledgment is missing for the non borrower on page XXXX of XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270735
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270678
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270678
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see mtg statement paid by npe
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270682
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8270682
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270821
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270821
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270754
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270754
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270859
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270859
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281242
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281242
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270722
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270722
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281109
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281109
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270669
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270669
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270872
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270872
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270842
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270842
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293289
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293289
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270845
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270845
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270721
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270721
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270671
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing - Interest Rate
|
XXXX
|
This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state
regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.
|
Acknowledged
|
2
|
2
|
3
|
2
|
||||
|
XXXX
|
8270671
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see mtg statement paid by npe
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
2
|
||
|
XXXX
|
8270796
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270796
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270800
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270800
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281168
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281168
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270773
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270773
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270750
|
1 of 3
|
XXXX
|
XXXX
|
Compliance
|
Note - Incomplete / Inaccurate
|
XXXX
|
The following section(s) of the Note is inaccurate. The Condominium name listed on page XXXX of the Note does not match the Condo Community name on the legal description.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please review corrected agreement
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270750
|
2 of 3
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The Condominium name on the Condo Rider does not match the Condo Community name on the legal description.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see corrected condo
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270750
|
3 of 3
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see mtg statement paid by npe
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270660
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270660
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270662
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270662
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281246
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281246
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270919
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing - Interest Rate
|
XXXX
|
This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state
regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8270919
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8270882
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270882
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281341
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281341
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281089
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281089
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
was both SSA grossed up by XXXX%?
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281240
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281240
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270760
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270760
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270763
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270763
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270834
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270834
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270920
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270920
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270775
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270775
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281091
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281091
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281334
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281334
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290309
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290309
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281112
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281112
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270858
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270858
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270869
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270869
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281299
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281299
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281102
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281102
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286170
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286170
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281286
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281286
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270940
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270940
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281105
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281105
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281346
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281346
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281360
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281360
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281291
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281291
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281101
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281101
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281254
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281254
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286395
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286395
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286193
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286193
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281166
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281166
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281289
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281289
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281244
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281244
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281270
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281270
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281233
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281233
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286153
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286153
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see w2 plus cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281303
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281303
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281358
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281358
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286206
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286206
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281265
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281265
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286371
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286371
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286236
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286236
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290220
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290220
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281300
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281300
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286158
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286158
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281111
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281111
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290363
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290363
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286301
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286301
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286207
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286207
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281210
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281210
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281201
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281201
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Please review XXXX forms for b1 and one for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286336
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286336
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290216
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Security Instrument is incomplete: The XXXX acknowledgement for XXXX is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see notary initials
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290216
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286397
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286397
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286239
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286239
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281302
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281302
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286278
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286278
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281211
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281211
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286368
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286368
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286416
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286416
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293290
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293290
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293246
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293246
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290333
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290333
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286264
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286264
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281255
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8281255
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286217
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286217
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286223
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8286223
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the borrower. The DTI of XXXX% is within the
guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8290379
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290379
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290383
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290383
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286370
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286370
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286233
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286233
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286369
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286369
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286234
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286234
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286277
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286277
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290322
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290322
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290208
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290208
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290330
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290330
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286155
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286155
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286304
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286304
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286175
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286175
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290355
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290355
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293334
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293334
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293214
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293214
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8286182
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286182
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290249
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290249
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see mtg statement paid by NPE
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286198
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286198
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286213
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286213
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286199
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286199
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290183
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290183
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290203
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290203
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286172
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286172
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293221
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293221
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286293
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286293
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286443
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286443
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286340
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286340
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286173
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286173
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290304
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290304
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286171
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286171
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286379
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286379
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286288
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286288
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286216
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286216
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293141
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293141
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290319
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Inaccurate
|
XXXX
|
The security instrument was not completed accurately. The notary only acknowledged the borrower; XXXX; however, the notary did not acknowledge the spouse who is also listed on the mortgage; XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
please see corrected notary initials
|
Response 1 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290319
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286366
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286366
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286350
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286350
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293349
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293349
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286325
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286325
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286380
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286380
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286279
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286279
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement paid by other
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documents reflect the mortgage is paid by other. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286420
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286420
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290141
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290141
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290146
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290146
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286302
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286302
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293122
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293122
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290201
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290201
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290297
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290297
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286285
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286285
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293302
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293302
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290252
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290252
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293173
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293173
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Please see LOX. data tape was sent to XXXX (XX/XX/XXXX XX:XXPM)
Data tape sent in to update the DTI.
|
Response 1 (XX/XX/XXXX XX:XXAM)
Please send updated Data Tape to include new DTI including the mortgage debt. (XXXX)
Response 2 (XX/XX/XXXX XX:XXPM)
Documentation received is sufficient. Corrected data tape and LOX sent in to correct adding first lien payment and updating the DTI. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293178
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293178
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290233
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290233
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290272
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290272
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286359
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286359
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286364
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286364
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290217
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290217
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290308
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290308
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286419
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286419
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290246
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290246
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290194
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290194
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290179
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290179
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293344
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293344
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290362
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290362
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see mtg statement paid by NPE
|
Response 1 (XX/XX/XXXX XX:XXPM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293283
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293283
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the borrower. The DTI of XXXX% is within the
guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8293220
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293220
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293212
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293212
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290200
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290200
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290299
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290299
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293196
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293196
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290374
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290374
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for both
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293156
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293156
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290388
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290388
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293338
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293338
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statement under npe name
|
Response 1 (XX/XX/XXXX XX:XXAM)
Borrower is not responsible for first mortgage. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290323
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290323
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293166
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293166
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293312
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293312
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293109
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293109
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290360
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290360
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293216
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293216
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290273
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290273
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290368
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290368
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293123
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293123
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293240
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293240
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290316
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290316
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293208
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293208
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293160
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing - Interest Rate
|
XXXX
|
This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located.
|
Acknowledged
|
2
|
2
|
2
|
2
|
||||
|
XXXX
|
8293160
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293149
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293149
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293168
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293168
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293113
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293113
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293150
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8293150
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within
the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8293300
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293300
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293329
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293329
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290311
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290311
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293118
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293118
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293248
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293248
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293361
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293361
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290294
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290294
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293336
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293336
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293298
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293298
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please review cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293341
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293341
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293230
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293230
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293322
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293322
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293325
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293325
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Calculation
|
XXXX
|
The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding
the first lien payment or provide the 1st lien payment. The DTI will be recalculated.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see statements showing mtg paid by other
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documents reflect the mortgage is paid by other. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293163
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293163
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270911
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270911
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281214
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281214
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281187
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281187
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270729
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270729
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270749
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270749
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270864
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270864
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation received is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8270853
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270853
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290279
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Rescission Test
|
XXXX
|
The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see disbursement date on our system, loan funded XX/XX/XXXX
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290279
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8270659
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270659
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270692
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270692
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270728
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270728
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270815
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8270815
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281103
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281103
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281138
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281138
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286272
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286272
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286353
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286353
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra for b1 & twn for b2
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8286290
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8286290
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8281363
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8281363
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286242
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286242
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286343
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286343
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290190
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8290190
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra and SSI income for both borrowers. SOCIAL SECURITY INCOME - GROSS UP BY XXXX% & XXXX%
|
Response 1 (XX/XX/XXXX XX:XXPM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8293177
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293177
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286357
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286357
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293147
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8293147
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
please see cra
|
Response 1 (XX/XX/XXXX XX:XXAM)
The income is supported. Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8290377
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290377
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286406
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286406
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293180
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293180
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290185
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290185
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290139
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290139
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293172
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293172
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293138
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293138
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293130
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293130
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293119
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
State Testing - Interest Rate
|
XXXX
|
This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located.
|
Acknowledged
|
2
|
2
|
2
|
2
|
||||
|
XXXX
|
8293119
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8290320
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290320
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293117
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293117
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290334
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290334
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290387
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290387
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293116
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293116
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293314
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293314
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293134
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293134
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293259
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293259
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293358
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293358
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001843
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001843
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304241
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304241
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304242
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304242
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304243
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304243
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304244
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304244
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304245
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304245
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304246
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304246
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001846
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001846
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304247
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304247
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001847
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001847
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304248
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304248
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001848
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001848
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304249
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304249
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304250
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304250
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001849
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001849
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304252
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304252
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304253
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304253
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304254
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304254
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001850
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001850
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304255
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304255
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304256
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304256
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304257
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304257
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001851
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001851
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304258
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304258
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001852
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001852
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304259
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304259
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304260
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304260
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304261
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304261
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001853
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001853
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304262
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304262
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304263
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304263
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304265
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304265
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304266
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304266
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001858
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001858
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001859
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001859
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304267
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304267
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304268
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304268
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304269
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304269
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304270
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304270
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001861
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001861
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304271
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304271
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001862
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001862
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304272
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304272
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304273
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304273
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304274
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304274
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001863
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001863
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304275
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304275
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304276
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304276
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304277
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304277
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304278
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304278
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304279
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304279
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304280
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304280
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304281
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304281
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304282
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304282
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001864
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001864
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304283
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304283
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001865
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001865
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304284
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304284
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001866
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001866
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304286
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304286
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304287
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304287
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304288
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304288
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304289
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304289
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304290
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304290
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304291
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304291
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001869
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001869
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304292
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304292
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304293
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304293
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001870
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001870
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001871
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001871
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304294
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304294
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304295
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304295
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304296
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304296
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304297
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304297
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001872
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001872
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304298
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304298
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304299
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304299
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304300
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304300
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304301
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304301
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304302
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304302
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304303
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304303
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304304
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304304
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304305
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304305
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304306
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304306
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304307
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304307
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304308
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304308
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304309
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304309
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001876
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001876
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304310
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304310
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304311
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304311
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304312
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304312
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304313
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304313
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304314
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304314
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304315
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304315
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001877
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001877
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304316
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304316
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304317
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304317
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304318
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304318
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304319
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304319
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304320
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304320
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304321
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304321
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304322
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304322
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304323
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304323
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001880
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001880
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304324
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304324
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304325
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304325
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304326
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304326
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001882
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001882
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001883
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001883
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001884
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001884
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001885
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001885
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304327
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304327
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304328
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304328
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304329
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304329
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304330
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304330
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001886
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001886
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304331
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304331
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304332
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304332
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304333
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304333
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304334
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304334
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304335
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304335
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304336
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304336
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304337
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304337
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304338
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304338
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001888
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001888
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001889
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001889
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304339
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304339
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001890
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001890
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304340
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304340
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304341
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304341
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304342
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304342
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001891
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001891
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304343
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304343
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001892
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001892
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304344
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304344
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304345
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304345
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304346
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304346
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304347
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304347
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304349
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304349
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001894
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001894
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304350
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304350
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304351
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304351
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304352
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304352
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304353
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304353
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304354
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304354
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304355
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304355
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304356
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304356
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304357
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304357
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304359
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304359
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304360
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304360
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001897
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001897
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304361
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304361
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304362
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304362
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001898
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001898
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304363
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304363
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001899
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001899
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304364
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304364
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001900
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001900
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001901
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001901
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304365
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304365
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001903
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001903
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304366
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304366
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304367
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304367
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304368
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304368
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001904
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001904
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304369
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304369
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001905
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001905
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304370
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304370
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304371
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304371
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304372
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304372
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304373
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304373
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001906
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001906
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304374
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304374
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304375
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304375
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001907
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001907
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304376
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304376
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304377
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304377
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001908
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001908
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304378
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304378
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001910
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001910
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001911
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001911
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001912
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001912
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304379
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304379
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304380
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304380
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001915
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001915
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001916
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001916
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304381
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304381
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001917
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001917
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001918
|
################
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001918
|
################
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304382
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304382
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304383
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304383
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304384
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304384
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001919
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001919
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304385
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304385
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304387
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304387
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304388
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304388
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304389
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304389
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001921
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001921
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304390
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304390
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001922
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001922
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304391
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304391
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001923
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001923
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304392
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304392
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304393
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304393
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001924
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001924
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001925
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001925
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001927
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001927
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304394
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304394
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304395
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304395
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001928
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001928
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304396
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304396
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304397
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304397
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304398
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304398
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001929
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001929
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304399
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304399
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304401
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304401
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304402
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304402
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304403
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304403
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304404
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304404
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304405
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304405
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304406
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304406
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001932
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001932
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001933
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001933
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001934
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001934
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304407
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304407
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304408
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304408
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001935
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
4
|
1
|
|||||
|
XXXX
|
8001935
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Missing Income Documents
|
XXXX
|
The income data was delivered as $XXXX. The loan file is missing recent income documents for the borrower. The loan file only contained one paystub dated XX/XX/XXXX. A minimum of XXXX paystubs,
passing a recency test are required. The DTI could not be confirmed.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Income documents provided.
|
Response 1 (XX/XX/XXXX XX:XXPM)
Documentation is sufficient. (Resolved)
|
4
|
1
|
4
|
1
|
||
|
XXXX
|
8304409
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304409
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001936
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8001936
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304410
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304410
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225364
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225364
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225375
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225375
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225380
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225380
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304414
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304414
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225367
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225367
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304417
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304417
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225374
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225374
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304411
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304411
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304428
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304428
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304412
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304412
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304415
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304415
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225363
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225363
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304432
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304432
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304429
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304429
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225372
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225372
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304413
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304413
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304433
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304433
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304438
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304438
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225358
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225358
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304430
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304430
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304431
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304431
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304423
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304423
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304443
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304443
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304439
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304439
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304425
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304425
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304418
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304418
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225362
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225362
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304426
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304426
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304427
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304427
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304421
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304421
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225383
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225383
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225359
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225359
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225361
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225361
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225378
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225378
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225352
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225352
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304449
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304449
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304420
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304420
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225368
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225368
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225366
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Name Discrepancy
|
XXXX
|
The borrower(s)' name(s) on the Security Instrument is inconsistent with the Note. The borrowers' name on the Security Instrument is inconsistent with the Trust Certification. Although the Security
Instrument was executed by XXXX and XXXX, the Trust Certification lists XXXX and XXXX as the trustees. No supporting documentation has been provided to confirm whether XXXX and XXXX are the same individual.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Docs uploaded.
Rebuttal 2 (XX/XX/XXXX XX:XXAM)
XXXX provided.
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is not sufficient to clear the finding. The LOE from the borrower has been provided. Please provide Drivers License/XXXX for review. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8225366
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8304445
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304445
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304435
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304435
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225377
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225377
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304436
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304436
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304450
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304450
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304446
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304446
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225370
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
2
|
2
|
|||||
|
XXXX
|
8225370
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
Income - Calculation Variance
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.
|
2
|
2
|
2
|
2
|
|||||
|
XXXX
|
8304458
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304458
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304447
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304447
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225382
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225382
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304437
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304437
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304451
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304451
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225384
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225384
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304441
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304441
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304440
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304440
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225371
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225371
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225369
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225369
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304448
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304448
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225365
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225365
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225353
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225353
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225373
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225373
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304442
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304442
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225360
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225360
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304459
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304459
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304457
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304457
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225355
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225355
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304478
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304478
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304453
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304453
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247146
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247146
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225356
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225356
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304454
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304454
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247131
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247131
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304461
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304461
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304472
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304472
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225351
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225351
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247152
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247152
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304462
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304462
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247109
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247109
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304465
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304465
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304467
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304467
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304474
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304474
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304473
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304473
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225376
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225376
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247107
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247107
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225381
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225381
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225354
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225354
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225379
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8225379
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247121
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247121
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304475
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304475
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247149
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247149
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247139
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247139
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304476
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8304476
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247119
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247119
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247141
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247141
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247110
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247110
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247137
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247137
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247127
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247127
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247125
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247125
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247117
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247117
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247147
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247147
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247120
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247120
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247108
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247108
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247153
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247153
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247148
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8247148
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Income documentation provided.
Rebuttal 2 (XX/XX/XXXX XX:XXAM)
See IRA Retirement Account Draw $XXXXk monthly.
|
Response 1 (XX/XX/XXXX XX:XXPM)
No new income documentation provided. Pleaseprovide additional income documentation or calculations to support qualifyingincome. (XXXX)
Response 2 (XX/XX/XXXX XX:XXAM)
Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8247114
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247114
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247155
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247155
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247122
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247122
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247130
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247130
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247135
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247135
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247142
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247142
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247111
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247111
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247104
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247104
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247138
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247138
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247123
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247123
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247112
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247112
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247105
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247105
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247156
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247156
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247154
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247154
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247106
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247106
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247150
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247150
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247124
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247124
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247132
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247132
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247136
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247136
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247113
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247113
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247134
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247134
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247140
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247140
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247151
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247151
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247118
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247118
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247143
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8247143
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
DTI - Exceeds Guidelines
|
XXXX
|
The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXAM)
Income documentation provided.
|
Response 1 (XX/XX/XXXX XX:XXAM)
Documentation is sufficient. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8247126
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247126
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247145
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247145
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247144
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8247144
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282588
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282588
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282589
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282589
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282590
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282590
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282591
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282591
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282592
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282592
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282593
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282593
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282594
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282594
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282595
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282595
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282596
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282596
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282597
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282597
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282598
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282598
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282599
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282599
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282600
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282600
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282601
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282601
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282602
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282602
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282603
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282603
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282604
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
Security Instrument - Incomplete
|
XXXX
|
The following section of the Condominium Rider is incomplete: The project name is missing.
|
Resolved
|
Rebuttal 1 (XX/XX/XXXX XX:XXPM)
Docs uploaded.
|
Response 1 (XX/XX/XXXX XX:XXPM)
The documentation provided is sufficient to clear the finding. (Resolved)
|
3
|
1
|
3
|
1
|
||
|
XXXX
|
8282604
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
3
|
1
|
|||||
|
XXXX
|
8282605
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282605
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282606
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282606
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282607
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282607
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282608
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282608
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282609
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282609
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282610
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282610
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282611
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282611
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282612
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282612
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282613
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282613
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282614
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282614
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282615
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282615
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282616
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282616
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282617
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282617
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282618
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282618
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282619
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282619
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282620
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282620
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282621
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282621
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282622
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282622
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282623
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282623
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282624
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8282624
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Finding
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286332
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286332
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286273
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286273
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293146
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8293146
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286230
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8286230
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290211
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290211
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290262
|
1 of 2
|
XXXX
|
XXXX
|
Compliance
|
No Compliance Findings
|
XXXX
|
The loan is in compliance with all applicable laws and regulations.
|
1
|
1
|
1
|
1
|
|||||
|
XXXX
|
8290262
|
2 of 2
|
XXXX
|
XXXX
|
Credit
|
No Credit Findings
|
XXXX
|
The loan meets all applicable credit guidelines.
|
1
|
1
|
1
|
1
|