|
Client Name:
|
||||||||||||||||
|
Client Project Name:
|
GSMBS 2026-AH2
|
|||||||||||||||
|
Start - End Dates:
|
3/3/2026 - 4/22/2026
|
|||||||||||||||
|
Deal Loan Count:
|
2
|
|||||||||||||||
|
Rating Agency ATR QM Data Fields
|
||||||||||||||||
|
Loans in Report:
|
2
|
|||||||||||||||
|
Loan Number
|
Loan Level ATR/QM Status
|
Application Date Prior to 1/10/2014
|
Lender Application Date
|
Broker Application Date
|
GSE Eligible
|
QRM Flag
|
ATR/QM Total Points and Fees
|
Rate Lock Date
|
APR
|
Bwr 1 Employment Indicator
|
Bwr 2 Employment Indicator
|
Bwr 1 Foreign National Indicator
|
Bwr 2 Foreign National Indicator
|
Borrowers Qualified Through a Non-Resident Alien Program
|
Residual Income Analysis in File
|
ATR/QM Residual Income
|
|
114218AF-43D0-4626-A202-6D3368366ED8
|
ATR/QM: Exempt
|
No
|
XXXXXX
|
XXXXXX
|
No
|
No
|
0
|
XXXXXX
|
9.3549
|
Employed
|
(No Data)
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
|
2AE02C26-FFE0-434E-85D0-FAA410843B9C
|
ATR/QM: Exempt
|
No
|
XXXXXX
|
XXXXXX
|
No
|
No
|
0
|
XXXXXX
|
9.6054
|
Employed
|
(No Data)
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
(No Data)
|
0
|
|
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