EXHIBIT 99.8
CONSOLIDATED ANALYTICS DATA COMPARE REPORT
| Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | ||||||
| 119 | Total Qualified Assets Post-Close | XX/XX/XXXX |
XX/XX/XXXX |
True data is assets available after closing. | ||||||
| 298 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Per Note | ||||||
| 298 | Occupancy | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 298 | Qualifying FICO | XX/XX/XXXX |
XX/XX/XXXX |
Per Credit Liabilites | ||||||
| 298 | Total Closing Costs | XX/XX/XXXX |
XX/XX/XXXX |
compliance | ||||||
| 298 | Total Qualified Assets Post-Close | XX/XX/XXXX |
XX/XX/XXXX |
Per Assets | ||||||
| 122 | Total Qualified Assets Post-Close | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed with system calculations | ||||||
| 122 | Escrow Waiver in File | XX/XX/XXXX |
XX/XX/XXXX |
Compliance | ||||||
| 123 | Qualifying FICO | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed | ||||||
| 123 | Total Qualified Assets Post-Close | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed with the system calculations. | ||||||
| 299 | Total Qualified Assets Post-Close | XX/XX/XXXX |
XX/XX/XXXX |
Post close assets are correct | ||||||
| 299 | Escrow Waiver in File | XX/XX/XXXX |
XX/XX/XXXX |
Mapping issue | ||||||
| 303 | Note Date | XX/XX/XXXX |
XX/XX/XXXX |
The XXX is XX/XX/XXXX per note in file which matches the tape data | ||||||
| 303 | Loan Purpose | XX/XX/XXXX |
XX/XX/XXXX |
Subject is a XXX. The tape data is more specific as a Refi-no cash out | ||||||
| 303 | Refinance Type | XX/XX/XXXX |
XX/XX/XXXX |
The subject is a limited cash out which matches the tape data. The discrepancy is because there are no spaces in the tapedata | ||||||
| 303 | Loan Product Type | XX/XX/XXXX |
XX/XX/XXXX |
The subject is a XXX year fixed. The tape data is more specific which is not an available drop down option | ||||||
| 126 | Note Date | XX/XX/XXXX |
XX/XX/XXXX |
XXX matches and is correct as per final note. | ||||||
| 126 | First Payment Date | XX/XX/XXXX |
XX/XX/XXXX |
XXX matches and is correct as per final note. | ||||||
| 126 | Refinance Type | XX/XX/XXXX |
XX/XX/XXXX |
XXX is correct as per XXX and lender approval. | ||||||
| 126 | Loan Purpose | XX/XX/XXXX |
XX/XX/XXXX |
XXX is correct as per XXX final CD and lender approval. | ||||||
| 126 | Loan Product Type | XX/XX/XXXX |
XX/XX/XXXX |
Loan product is correct as per lender guidelines, XXX and lock confirmation. | ||||||
| 132 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
XXX per appraisal is single family | ||||||
| 132 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX is XX/XX/XXXX | ||||||
| 133 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
verified per appraisal | ||||||
| 129 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
XXX | ||||||
| Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | ||||||
| 300 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed Street as spelled out as per the Note | ||||||
| 253 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Appraisal document | ||||||
| 281 | Qualifying LTV | XX/XX/XXXX |
XX/XX/XXXX |
Rounding issue. | ||||||
| 281 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Audit DTI matches DU. | ||||||
| 284 | Qualifying LTV | XX/XX/XXXX |
XX/XX/XXXX |
Calculated LTV matches with lenders calculation. Roundoff verified. XXX/XXX*XXX%=XXX% — Roundoff to XXX%. | ||||||
| 286 | Application Date | XX/XX/XXXX |
XX/XX/XXXX |
Per the initial 1003 in file | ||||||
| 301 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
DTI Discrepancies Audited: Total Subject Housing Expense XXX/AUS: Total Subject Housing Expense XXX DTI Comparison DTI difference due to monthly Hazard insurance Audited DTI: Front XXX% Back XXX% XXX DTI: Front XXX% Back XXX% AUS DTI: Front XXX% Back XXX% Observation: All variances are within the allowable XXX% tolerance and meet Guideline DTI of XXX% | ||||||
| 147 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
DTI variance of True data: XXX% vs Tape Data: XXX% is due to income calculation: True data calculated B2 income for XXX: XXX (included Mortgage payable in less than XXX year for XXX: XXX and XXX: XXX) and Tape Data Excluded Mortgage payable in less than XXX year that resulted in the variance. Also there was a small difference in the XXX U. XXX Joes, Co XXX — True data used XXX = Taxes XXX (page XXX) + Hazard Insurance XXX (page: XXX) Vs Tape Data: -$XXX. | ||||||
| 153 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
The total housing expense for the retained residence at XXX XXX was found to be XXX per month vs XXX per month reflected on the REO section of the 1003. | ||||||
| 282 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
XXX captured as per AVM and Desk review | ||||||
| 143 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
XXX updated as per Appraisal doc. | ||||||
| 143 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Difference is the rental income calculations | ||||||
| 307 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per the Note document available in the package. | ||||||
| 307 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per the income and credit documents available. | ||||||
| 311 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Audit_calculated from diligence and verified income/expenses, rounding issues perhaps, | ||||||
| 136 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed the SFD as per the appraisal | ||||||
| 165 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
Data matches the difference is format. | ||||||
| 249 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
True data reflects the unabbreviated street address as it is on the Note in file. | ||||||
| 249 | Qualifying LTV | XX/XX/XXXX |
XX/XX/XXXX |
Reduced the sales price on the Property page from XXX to XXX which was the XXX difference between the XXX in Seller Credits and XXX in Closing Costs. | ||||||
| 128 | Property Zip Code | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed the Note reflects the zip code of XXX | ||||||
| 128 | Occupancy | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed subject XXX is XXX. | ||||||
| 128 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed XXX per appraisal is XXX. | ||||||
| 128 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed qualifying total debt income ratio is XXX%. DTI also matches DU #XXX, dated XXX/XXX/XXX. | ||||||
| 167 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
XXX updated as per Appraisal. and avm | ||||||
| 148 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Updated as Per Note. | ||||||
| Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | ||||||
| 312 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed with note | ||||||
| 158 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
QM total debt to income ratio calculates to XXX% below AUS of XXX% AUS did not calculate borrower ! additional income of XXX of other income, used XXX in order to match AUS income. | ||||||
| 161 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX | ||||||
| 172 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX | ||||||
| 310 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed per Note | ||||||
| 310 | Application Date | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed Per Initial 1003 | ||||||
| 310 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Audit DTI is higher due to lender omitting the hazard insurance on the REO. | ||||||
| 315 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
XXX matches Note pg. XXX | ||||||
| 325 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
XXX is updated per the note | ||||||
| 325 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX has been updated per the AUS. | ||||||
| 330 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Per final submission #XXX, page XXX the final DTI was XXX% | ||||||
| 320 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Audit DTI of XXX% is slightly higher than Lender at XXX% due to the lender removed all liabilities | ||||||
| 178 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
DTI variance sourced to difference in calculation of Borrower 1 income. Lender calculated XXX while audit calculated XXX sourced from income documents provided. | ||||||
| 185 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Street is spelled out on the note | ||||||
| 265 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed the word South as spelled out and not abbreviated as S as per the Note | ||||||
| 265 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Audit DTI of XXX% and Lender XXX% appears to be a rounding issue | ||||||
| 192 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Upon receipt of WVOE, B2 base/OT/bonus calculation lower than what was used to qualify. Not material-remained within allowed variance. | ||||||
| 222 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Verified per Note, the True Data, XXX represented as XXX XXX. The lenders Tape Data is XXX XXX. This is due to a Tape Data abbreviating Road. | ||||||
| 269 | Note Date | XX/XX/XXXX |
XX/XX/XXXX |
Verified with the Note, it is dated APRIL XXX | ||||||
| 269 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
DTI discrepancy due to the following: Reviewer IS NOT using lenders calculation of the monthly Bonus income XXX as it is not supported by the income documents. Reviewer is using Previous XXX Yrs AVG of XXX | ||||||
| 331 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Verified, the lender’s final AUS reflects the DTI as XXX% | ||||||
| 224 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Auditor verified all income and monthly obligations. The DTI matches lenders XXX%. LM rounded up to XXX. | ||||||
| 267 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 267 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 268 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX% does not match DTI of XXX% due to lender did not include 2nd lien in the amount of XXX for property at XXX XXX in DTI calculations, adding debt is causing DTI to increase. | ||||||
| Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | ||||||
| 332 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
DRIVE IS SPELLED OUT | ||||||
| 332 | Application Date | XX/XX/XXXX |
XX/XX/XXXX |
XX/XX/XXXX | ||||||
| 340 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Validated all debts and income and documented any variations frm lender’s calc. | ||||||
| 348 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Verified, the lender’s AUS reflect the DTI as XXX% | ||||||
| 233 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Auditor verified all income and monthly obligations including PITIA on previous primary. Using auditors calculation the RSU income was lower than used by the lender, but DTI still within guidelines. | ||||||
| 262 | Qualifying FICO | XX/XX/XXXX |
XX/XX/XXXX |
XXX mid score used to qualify | ||||||
| 263 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX of XXX% does not match XXX DTI of XXX% due to Audited rental calculations of XXX and lender’s calculations of $XXX. | ||||||
| 317 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
See Note | ||||||
| 317 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Rounding | ||||||
| 322 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Verified from income divided by assets audit. | ||||||
| 339 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed street as spelled out and not abbreviated as St., as per the Note | ||||||
| 293 | Application Date | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Initial and E-consent document | ||||||
| 293 | Loan Program | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Matrix | ||||||
| 337 | Loan Program | XX/XX/XXXX |
XX/XX/XXXX |
As per welcome email updated the XXX | ||||||
| 338 | Loan Program | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed the XXX as per the Lender Approval | ||||||
| 342 | Loan Program | XX/XX/XXXX |
XX/XX/XXXX |
As per Welcome email XXX has been selected as XXX | ||||||
| 186 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed audit DTI of XXX%. Audit DTI increased due to calculation of B2’s commission income. | ||||||
| 189 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Subject XXX matches Appraisal pg. XXX | ||||||
| 194 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX | ||||||
| 209 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
DTI increased due to RSU calculation. RSU averaged-YTD-$XXX +XXX- XXX + XXX-$XXX/XXX=$XXX | ||||||
| 223 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
DTI increased due to bonus calculation. bonus ($XXX+$XXX/XXX=$XXX). RetentionBo-averaged ($XXX+$XXX/XXX=$XXX) | ||||||
| 294 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Added XXX liability to XXX which reflects slight LTV. | ||||||
| 295 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed Single family with XXX | ||||||
| 346 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
True data reflects address as it is detailed on the Note. | ||||||
| 173 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
XXX confirmed using Note. | ||||||
| Loan ID | Field Name | Verified Value | Bid Tape Value | Comment | ||||||
| 179 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Review DTI matches the DU approved by DU. There is no discrepancy. Both DTIs are within guidelines. | ||||||
| 202 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX% DTI is less than guideline XXX% DTI (DTI higher than Lender DTI due to lower income for B1) | ||||||
| 227 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Auditor total expenses matches XXX-pg XXX $XXX/total income $XXX=XXX% DTI | ||||||
| 243 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 283 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Note document | ||||||
| 283 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
DTI XXX% is round off | ||||||
| 304 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 304 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 345 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
variance is due to calculation of commission income - | ||||||
| 205 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per documents | ||||||
| 206 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Matches the Note | ||||||
| 206 | Property Zip Code | XX/XX/XXXX |
XX/XX/XXXX |
Leading XXX is missing | ||||||
| 206 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
As for docoment | ||||||
| 349 | Property City | XX/XX/XXXX |
XX/XX/XXXX |
Confirms with Note. | ||||||
| 219 | Property Type | XX/XX/XXXX |
XX/XX/XXXX |
Subject is a XXX property with an HOA, however not a PUD per appraisal report | ||||||
| 242 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed the same except capitalization and abbreviation, verified on appraisal in file. | ||||||
| 270 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 333 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Note Document | ||||||
| 354 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
XXX-Per Note XXX East XXX | ||||||
| 351 | Application Date | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 240 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Documents provided. PITIA & Income. Still XXX% is higher | ||||||
| 352 | Application Date | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Initial document | ||||||
| 352 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Verified all document | ||||||
| 356 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Updated as per Note Document | ||||||
| 356 | Application Date | XX/XX/XXXX |
XX/XX/XXXX |
|||||||
| 266 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
Confirmed Square as spelled out as per the Note and not abbreviated as Sq. | ||||||
| 266 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
Audit DTI of XXX% matched to the Lender’s XXX of XXX% rounded up | ||||||
| 279 | QM Qualifying Total Debt Income Ratio | XX/XX/XXXX |
XX/XX/XXXX |
XXX is XXX | ||||||
| 347 | Property Address | XX/XX/XXXX |
XX/XX/XXXX |
|||||||