EXHIBIT 99.10
CONSOLIDATED ANALYTICS ATR QM REPORT
| Loan ID | Seller Loan ID |
Lender Application Date |
Final QM Status | QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower 1 Foreign National Indicator |
Borrower 2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 119 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | $XXX | 6.247 | 16432.61 | Employed | Employed | No | No | No | ||||||||||||||
| 298 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14504.38 | 6.674 | 148519.24 | Employed | No | No | ||||||||||||||||
| 122 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12074 | 6.348 | 322036.33 | Employed | Not Employed | No | No | No | ||||||||||||||
| 123 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12413 | 6.35 | 21860.9 | Employed | Employed | No | No | No | ||||||||||||||
| 299 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4035 | 6.393 | 148111.05 | Employed | No | No | ||||||||||||||||
| 303 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1465 | 6.146 | 41650.96 | Employed | Employed | No | No | No | ||||||||||||||
| 126 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14889 | 6.017 | 266384.44 | Employed | No | No | ||||||||||||||||
| 132 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 18122.76 | 6.31 | 35206.2 | Employed | Employed | No | No | No | ||||||||||||||
| 306 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.401 | 48668.45 | Employed | Employed | No | No | No | ||||||||||||||
| 133 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7587.16 | 6.314 | 25353.58 | Employed | No | No | ||||||||||||||||
| 129 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 25769 | 6.339 | 20271.78 | Employed | No | No | ||||||||||||||||
| 135 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15520.25 | 5.899 | 22313.26 | Employed | Not Employed | No | No | No | ||||||||||||||
| 144 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12490.76 | 6.218 | 34282.38 | Employed | No | No | ||||||||||||||||
| 300 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 20085.81 | 6.522 | 28165.58 | Employed | Employed | No | No | No | ||||||||||||||
| 156 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 33509.04 | 6.453 | 14488.64 | Employed | Employed | No | No | No | ||||||||||||||
| 250 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2610 | 6.18 | 15823.05 | Employed | Employed | No | No | No | ||||||||||||||
| 253 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.253 | 29758.96 | Employed | Employed | No | No | No | ||||||||||||||
| 281 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1319 | 5.772 | 134497.82 | Employed | No | No | ||||||||||||||||
| 284 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3159 | 6.387 | 53586.92 | Employed | No | No | ||||||||||||||||
| 285 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5118.45 | 5.919 | 13338.95 | Employed | Employed | No | No | No | ||||||||||||||
| 286 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11528.06 | 5.984 | 56922.29 | Employed | No | No | ||||||||||||||||
| 301 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19640 | 6.732 | 37462.79 | Employed | Employed | No | No | No | ||||||||||||||
| 147 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14909 | 6.309 | 40789.95 | Employed | Employed | No | No | No | ||||||||||||||
| 153 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 31168.25 | 6.396 | 433295.89 | Employed | No | No | ||||||||||||||||
| 154 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 20980.25 | 6.583 | 8708.06 | Employed | No | No |
| Loan ID | Seller Loan ID |
Lender Application Date |
Final QM Status | QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower 1 Foreign National Indicator |
Borrower 2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 282 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5817.55 | 6.158 | 28521.63 | Employed | Employed | No | No | No | ||||||||||||||
| 143 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6168.01 | 5.937 | 6965.84 | Employed | Employed | No | No | No | ||||||||||||||
| 150 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17020 | 6.429 | 19831.01 | Employed | Employed | No | No | No | ||||||||||||||
| 307 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 23729 | 5.878 | 8911.05 | Employed | No | No | ||||||||||||||||
| 311 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8776.2 | 6.451 | 76511.63 | Employed | No | No | ||||||||||||||||
| 136 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13550.25 | 6.146 | 16207.43 | Employed | No | No | ||||||||||||||||
| 142 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14031.5 | 6.521 | 16529.87 | Employed | Employed | No | No | No | ||||||||||||||
| 165 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4724 | 5.945 | 18796.65 | Employed | Employed | No | No | No | ||||||||||||||
| 249 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16580.93 | 6.27 | 22474.09 | Employed | Employed | No | No | No | ||||||||||||||
| 305 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1690 | 6.139 | 284904.13 | Employed | No | No | ||||||||||||||||
| 128 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14494 | 6.01 | 31542.34 | Employed | Not Employed | No | No | No | ||||||||||||||
| 155 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12344 | 5.96 | 27043.09 | Employed | Employed | No | No | No | ||||||||||||||
| 167 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6792.75 | 5.764 | 35021.08 | Employed | Employed | No | No | No | ||||||||||||||
| 302 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 22202 | 6.121 | 150932.88 | Employed | No | No | ||||||||||||||||
| 131 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19167.8 | 6.027 | 18751.32 | Employed | No | No | ||||||||||||||||
| 138 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16319 | 6.234 | 14590.47 | Employed | Employed | No | No | No | ||||||||||||||
| 148 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8706.5 | 5.966 | 20214.35 | Employed | Employed | No | No | No | ||||||||||||||
| 168 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9698 | 5.836 | 9626.57 | Employed | No | No | ||||||||||||||||
| 252 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1095 | 5.896 | 47737 | Employed | Employed | No | No | No | ||||||||||||||
| 254 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8732.32 | 6.459 | 15613.81 | Employed | Employed | No | No | No | ||||||||||||||
| 261 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 21237.8 | 6.038 | 28301.5 | Employed | Retired | No | No | No | ||||||||||||||
| 312 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9122.38 | 6.021 | 27340.97 | Not Employed | No | No | ||||||||||||||||
| 319 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2325 | 5.94 | 20963.57 | Employed | No | No | ||||||||||||||||
| 169 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8025 | 5.965 | 21026.98 | Employed | Employed | No | No | No | ||||||||||||||
| 260 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1095 | 6.264 | 11361.96 | Employed | No | No |
| Loan ID | Seller Loan ID |
Lender Application Date |
Final QM Status | QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower 1 Foreign National Indicator |
Borrower 2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 139 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 21085.22 | 6.759 | 23632 | Employed | Employed | No | No | No | ||||||||||||||
| 140 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 39859.4 | 6.086 | 37345.96 | Employed | Employed | No | No | No | ||||||||||||||
| 158 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7189 | 6.332 | 15654.4 | Employed | Employed | No | No | No | ||||||||||||||
| 159 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9155.33 | 6.493 | 15367.72 | Employed | Employed | No | No | No | ||||||||||||||
| 161 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16176.2 | 5.95 | 36865.48 | Not Employed | Not Employed | No | No | No | ||||||||||||||
| 170 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9077.28 | 5.858 | 25761.14 | Employed | Employed | No | No | No | ||||||||||||||
| 172 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6209 | 6.062 | 12467.03 | Employed | Not Employed | No | No | No | ||||||||||||||
| 248 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1095 | 5.911 | 29491.39 | Employed | Employed | No | No | No | ||||||||||||||
| 259 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2540 | 6.151 | 51180.16 | Employed | Retired | No | No | No | ||||||||||||||
| 289 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1574 | 5.795 | 21549.05 | Employed | Employed | No | No | No | ||||||||||||||
| 310 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16500 | 5.871 | 29949.76 | Employed | Not Employed | No | No | No | ||||||||||||||
| 315 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2390 | 6.146 | 52036.14 | Retired | No | No | ||||||||||||||||
| 321 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1695 | 6.519 | 53107.63 | Employed | No | No | ||||||||||||||||
| 181 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16708 | 6.031 | 17660.87 | Employed | No | No | ||||||||||||||||
| 182 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8997.87 | 5.839 | -9644.44 | Employed | Employed | No | No | No | ||||||||||||||
| 325 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1695 | 6.52 | 13277.77 | Employed | No | No | ||||||||||||||||
| 330 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2690 | 6.77 | 34675.95 | Employed | Employed | No | No | No | ||||||||||||||
| 320 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1170 | 7.272 | 67528.11 | Employed | No | No | ||||||||||||||||
| 178 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16173.66 | 7.395 | 21488.71 | Employed | Employed | No | No | No | ||||||||||||||
| 160 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 27596.98 | 7.417 | 31420.33 | Employed | Employed | No | No | No | ||||||||||||||
| 184 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16889 | 6.537 | 38023.5 | Employed | No | No | ||||||||||||||||
| 185 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 26207.32 | 6.534 | 32673.42 | Employed | No | No | ||||||||||||||||
| 188 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 22698 | 6.789 | 34963.63 | Employed | No | No | ||||||||||||||||
| 265 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4850.4 | 6.443 | 12743.07 | Employed | Employed | No | No | No | ||||||||||||||
| 171 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15539 | 6.77 | 15343.68 | Employed | Employed | No | No | No |
| Loan ID | Seller Loan ID |
Lender Application Date |
Final QM Status | QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower 1 Foreign National Indicator |
Borrower 2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 192 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 21651 | 6.648 | 21200.36 | Employed | Employed | No | No | No | ||||||||||||||
| 197 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13170 | 6.653 | 12393.18 | Employed | Not Employed | No | No | No | ||||||||||||||
| 199 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13129.36 | 6.496 | 27269.13 | Employed | No | No | ||||||||||||||||
| 222 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11639.15 | 6.371 | 16643.27 | Employed | No | No | ||||||||||||||||
| 264 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 29011.14 | 5.994 | 21631.12 | Employed | Employed | No | No | No | ||||||||||||||
| 269 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1745 | 7.196 | 11276.29 | Employed | No | No | ||||||||||||||||
| 316 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5190 | 6.294 | 31266.34 | Employed | Employed | No | No | No | ||||||||||||||
| 331 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1662 | 6.4 | 13021.4 | Employed | No | No | ||||||||||||||||
| 175 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14545.6 | 6.636 | 50992.13 | Employed | No | No | ||||||||||||||||
| 211 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 21476.88 | 6.425 | 18246.82 | Employed | Employed | No | No | No | ||||||||||||||
| 288 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11143 | 5.861 | 18452.38 | Retired | No | No | ||||||||||||||||
| 323 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.018 | 21294.5 | Employed | No | No | ||||||||||||||||
| 336 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.897 | 11742.75 | Employed | No | No | ||||||||||||||||
| 187 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15969 | 6.617 | 16509.66 | Employed | No | No | ||||||||||||||||
| 204 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16879.2 | 6.506 | 25484.89 | Employed | Employed | No | No | No | ||||||||||||||
| 210 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 21937 | 6.57 | 89020.7 | Employed | No | No | ||||||||||||||||
| 217 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14849 | 6.126 | 23456.63 | Employed | Employed | No | No | No | ||||||||||||||
| 220 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 18549.8 | 6.281 | 12515.23 | Employed | Not Employed | No | No | No | ||||||||||||||
| 224 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14849.13 | 5.95 | 11772.95 | Employed | Employed | No | No | No | ||||||||||||||
| 226 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12074 | 6.647 | 19544.54 | Employed | Not Employed | No | No | No | ||||||||||||||
| 230 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 23171.76 | 6.711 | 12429.71 | Employed | No | No | ||||||||||||||||
| 256 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11070.58 | 5.721 | 12844.53 | Employed | Retired | No | No | No | ||||||||||||||
| 267 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 24523.13 | 6.274 | 18140.57 | Employed | No | No | ||||||||||||||||
| 268 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.755 | 32583.87 | Employed | Employed | No | No | No | ||||||||||||||
| 332 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3230 | 6.801 | 14210.75 | Not Employed | Employed | No | No | No |
| Loan ID | Seller Loan ID |
Lender Application Date |
Final QM Status | QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower 1 Foreign National Indicator |
Borrower 2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 340 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 25839 | 7.036 | 43651.27 | Employed | Employed | No | No | No | ||||||||||||||
| 348 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1225 | 6.529 | 60221.09 | Employed | Employed | No | No | No | ||||||||||||||
| 196 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12012.31 | 6.353 | 13556.86 | Employed | No | No | ||||||||||||||||
| 233 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14803.07 | 6.519 | 25594.43 | Employed | Not Employed | No | No | No | ||||||||||||||
| 262 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.381 | 12218.14 | Employed | No | No | ||||||||||||||||
| 263 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1495 | 6.144 | 14015.33 | Employed | Employed | No | No | No | ||||||||||||||
| 317 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17370 | 6.634 | 17432.4 | Employed | Employed | No | No | No | ||||||||||||||
| 322 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 43386.5 | 6.142 | 41773.88 | Employed | Employed | No | No | No | ||||||||||||||
| 339 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11395 | 6.38 | 66664.83 | Employed | Employed | No | No | No | ||||||||||||||
| 293 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6975.54 | 6.201 | 10665.33 | Employed | Employed | No | No | No | ||||||||||||||
| 337 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1695 | 6.294 | 15829.36 | Employed | No | No | ||||||||||||||||
| 338 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7539.44 | 5.914 | 40491.7 | Employed | Retired | No | No | No | ||||||||||||||
| 342 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1575 | 6.393 | 107814 | Employed | No | No | ||||||||||||||||
| 125 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8777.82 | 6.872 | 14958.05 | Employed | Employed | No | No | No | ||||||||||||||
| 177 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 31170.8 | 7.428 | 31602.83 | Employed | Employed | No | No | No | ||||||||||||||
| 186 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11169 | 6.496 | 28366.67 | Employed | Employed | No | No | No | ||||||||||||||
| 189 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13594.7 | 6.658 | 16250.33 | Employed | No | No | ||||||||||||||||
| 194 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17794 | 6.641 | 15198.92 | Employed | Employed | No | No | No | ||||||||||||||
| 209 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16301.48 | 5.907 | 38612.85 | Employed | No | No | ||||||||||||||||
| 223 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 22138.7 | 6.205 | 29428.67 | Employed | Employed | No | No | No | ||||||||||||||
| 236 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 14710 | 6.522 | 27485.8 | Employed | No | No | ||||||||||||||||
| 237 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16219 | 6.536 | 13432.78 | Employed | No | No | ||||||||||||||||
| 294 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 18072.75 | 6.052 | 9263.87 | Employed | No | No | ||||||||||||||||
| 295 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5100.86 | 6.299 | 16596.97 | Employed | Not Employed | No | No | No | ||||||||||||||
| 346 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2130 | 6.435 | 18017.71 | Employed | Employed | No | No | No |
| Loan ID | Seller Loan ID |
Lender Application Date |
Final QM Status | QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower 1 Foreign National Indicator |
Borrower 2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 173 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 34113.33 | 6.079 | 60904.59 | Employed | Employed | No | No | No | ||||||||||||||
| 179 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 28753 | 6.004 | 56734.21 | Employed | Employed | No | No | No | ||||||||||||||
| 202 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11010.87 | 6.363 | 26512.58 | Employed | Employed | No | No | No | ||||||||||||||
| 213 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 28475.46 | 6.072 | 14222.31 | Employed | No | No | ||||||||||||||||
| 218 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9626.54 | 5.978 | 20483.73 | Employed | Employed | No | No | No | ||||||||||||||
| 227 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15187.4 | 5.615 | 14809.32 | Employed | No | No | ||||||||||||||||
| 228 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16161.64 | 6.226 | 28712.84 | Employed | Employed | No | No | No | ||||||||||||||
| 234 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 20591.72 | 6.237 | 17048.07 | Employed | No | No | ||||||||||||||||
| 243 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 22587.96 | 5.975 | 20725.32 | Employed | Employed | No | No | No | ||||||||||||||
| 272 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1095 | 6.399 | 44523.93 | Employed | No | No | ||||||||||||||||
| 283 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1569 | 5.898 | 31067.21 | Employed | Employed | No | No | No | ||||||||||||||
| 304 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1135 | 6.511 | 50006.51 | Employed | Not Employed | No | No | No | ||||||||||||||
| 329 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3890 | 6.164 | 28172.41 | Employed | Employed | No | No | No | ||||||||||||||
| 345 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 995 | 6.136 | 15820.97 | Employed | Not Employed | No | No | No | ||||||||||||||
| 191 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15606.5 | 6.145 | 12745.91 | Employed | No | No | ||||||||||||||||
| 205 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15373.88 | 6.299 | 12826.92 | Employed | Employed | No | No | No | ||||||||||||||
| 206 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12379.2 | 6.744 | 13476.35 | Employed | Employed | No | No | No | ||||||||||||||
| 349 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.144 | 17869.54 | Employed | No | No | ||||||||||||||||
| 207 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 23979 | 6.403 | 33645.15 | Employed | No | No | ||||||||||||||||
| 219 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17474.04 | 6.159 | 14431.36 | Employed | Employed | No | No | No | ||||||||||||||
| 229 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15749 | 6.653 | 21529 | Employed | Employed | No | No | No | ||||||||||||||
| 231 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16174.81 | 6.523 | 41148.76 | Not Employed | Employed | No | No | No | ||||||||||||||
| 235 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8684 | 6.074 | 17649.77 | Employed | No | No | ||||||||||||||||
| 242 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15441.92 | 5.915 | 27951.69 | Employed | Employed | No | No | No | ||||||||||||||
| 246 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 19835 | 6.449 | 16551.38 | Not Employed | Employed | No | No | No |
| Loan ID | Seller Loan ID |
Lender Application Date |
Final QM Status | QM Total Points and Fees |
APR | Residual Income |
Borrower 1 Employment Indicator |
Borrower 2 Employment Indicator |
Borrower 1 Foreign National Indicator |
Borrower 2 Foreign National Indicator |
Business Purpose Loan? |
Business Purpose Verified? | ||||||||||||
| 270 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1345 | 6.532 | 26943.08 | Employed | Employed | No | No | No | ||||||||||||||
| 296 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6758.8 | 6.047 | 22536.65 | Employed | Not Employed | No | No | No | ||||||||||||||
| 326 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1695 | 6.261 | 50831.56 | Employed | No | No | ||||||||||||||||
| 333 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3981.95 | 6.777 | 24462.39 | Employed | Unknown | No | No | No | ||||||||||||||
| 344 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 17385 | 6.208 | 60307.48 | Employed | No | No | ||||||||||||||||
| 353 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2225 | 6.675 | 19398.69 | Retired | Retired | No | No | No | ||||||||||||||
| 354 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13710 | 6.131 | 13349.19 | Employed | Employed | No | No | No | ||||||||||||||
| 232 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13714 | 5.873 | 15160.42 | Employed | No | No | ||||||||||||||||
| 271 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5490 | 6.358 | 17849.09 | Employed | Employed | No | No | No | ||||||||||||||
| 351 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1500 | 6.292 | 15739.97 | Employed | Employed | No | No | No | ||||||||||||||
| 244 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 25836.5 | 6.135 | 52622.11 | Employed | No | No | ||||||||||||||||
| 277 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3478.38 | 6.165 | 30800.51 | Employed | No | No | ||||||||||||||||
| 341 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2913 | 6.523 | 21920.42 | Employed | Employed | No | No | No | ||||||||||||||
| 239 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6317.4 | 6.446 | 19159.86 | Employed | Employed | No | No | No | ||||||||||||||
| 240 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 25221.8 | 6.459 | 10171.17 | Employed | No | Yes | N/A | |||||||||||||||
| 276 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16679.2 | 6.375 | 26731.83 | Employed | Employed | No | No | No | ||||||||||||||
| 352 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15174.32 | 5.96 | 18230.61 | Employed | Employed | No | No | No | ||||||||||||||
| 356 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3494.45 | 6.266 | 185883.99 | Employed | No | No | ||||||||||||||||
| 358 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4100.47 | 5.908 | 23853.09 | Employed | No | No | ||||||||||||||||
| 241 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11378.5 | 6.295 | 13557.54 | Employed | Not Employed | No | No | No | ||||||||||||||
| 245 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10554 | 5.948 | 46111 | Employed | Employed | No | No | No | ||||||||||||||
| 266 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15973.77 | 6.42 | 14625.04 | Employed | Employed | No | No | No | ||||||||||||||
| 279 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2597.35 | 6.404 | 8588.23 | Employed | No | No | ||||||||||||||||
| 347 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.295 | 36344.11 | Employed | Not Employed | No | No | No |