<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019ebd2d-614e-7adf-91af-5ad700ec91c4,g:d5938ce1-8c45-43a8-a571-c2ed9094ae70-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.encorecapital.com/role/CoverPage" xlink:type="simple" xlink:href="ecpg-20260612.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.encorecapital.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019ebd2d-614e-78e2-b0ad-8ced5bcf3437" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityCentralIndexKey_019ebd2d-614e-78e2-b0ad-8ced5bcf3437" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019ebd2d-614e-7165-b0f5-cec151b619ef" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_AmendmentFlag_019ebd2d-614e-7165-b0f5-cec151b619ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_019ecdc7-ee6f-72ef-8349-9347f97bef5f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_CurrentFiscalYearEndDate_019ecdc7-ee6f-72ef-8349-9347f97bef5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019ebd2d-614e-7906-a35d-222f4e4278e2" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_DocumentType_019ebd2d-614e-7906-a35d-222f4e4278e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019ebd2d-614e-72c7-89b7-d704749a7bad" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_DocumentPeriodEndDate_019ebd2d-614e-72c7-89b7-d704749a7bad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019ebd2d-614e-7978-a477-92fe85fd60b8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityRegistrantName_019ebd2d-614e-7978-a477-92fe85fd60b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019ebd2d-614e-7d76-bfe3-69e08053da33" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019ebd2d-614e-7d76-bfe3-69e08053da33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019ebd2d-614e-7243-989c-0d682a1ca4f8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityFileNumber_019ebd2d-614e-7243-989c-0d682a1ca4f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019ebd2d-614e-7382-9c64-aec3f9ff7f9b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityTaxIdentificationNumber_019ebd2d-614e-7382-9c64-aec3f9ff7f9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019ebd2d-614e-7db6-ad53-e208051e5ab7" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityAddressAddressLine1_019ebd2d-614e-7db6-ad53-e208051e5ab7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine2_019ebd2d-614e-74e3-b6e9-6766c8eb7af6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine2"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityAddressAddressLine2_019ebd2d-614e-74e3-b6e9-6766c8eb7af6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019ebd2d-614e-7a5d-aa62-2ec4427a8b8f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityAddressCityOrTown_019ebd2d-614e-7a5d-aa62-2ec4427a8b8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019ebd2d-614e-7f8f-bb78-800ea9b862b3" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityAddressStateOrProvince_019ebd2d-614e-7f8f-bb78-800ea9b862b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019ebd2d-614e-7a10-a023-c51db3bae827" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityAddressPostalZipCode_019ebd2d-614e-7a10-a023-c51db3bae827" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019ebd2d-614e-7e3a-b10b-f091442dfbd5" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_CityAreaCode_019ebd2d-614e-7e3a-b10b-f091442dfbd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019ebd2d-614e-7cb8-aab2-003345f5a257" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_LocalPhoneNumber_019ebd2d-614e-7cb8-aab2-003345f5a257" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_019ebd2d-614e-7578-b0fd-0ae9038ee9e7" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_WrittenCommunications_019ebd2d-614e-7578-b0fd-0ae9038ee9e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_019ebd2d-614e-7c39-9ed4-485c7e0ada5c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_SolicitingMaterial_019ebd2d-614e-7c39-9ed4-485c7e0ada5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_019ebd2d-614e-7e78-b0d2-ab53a882bb00" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_PreCommencementTenderOffer_019ebd2d-614e-7e78-b0d2-ab53a882bb00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_019ebd2d-614e-725f-a137-37b12eaa84aa" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_019ebd2d-614e-725f-a137-37b12eaa84aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019ebd2d-614e-7722-832a-d52d76f24370" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_Security12bTitle_019ebd2d-614e-7722-832a-d52d76f24370" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019ebd2d-614e-7a9f-9222-6f0c9059172e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_TradingSymbol_019ebd2d-614e-7a9f-9222-6f0c9059172e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019ebd2d-614e-70c1-8f31-0c79e06a7dfe" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_SecurityExchangeName_019ebd2d-614e-70c1-8f31-0c79e06a7dfe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019ebd2d-614e-771b-b388-92efd5fb495d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ebd2d-614e-7c88-b2d7-ffd9e483c358" xlink:to="loc_dei_EntityEmergingGrowthCompany_019ebd2d-614e-771b-b388-92efd5fb495d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
