The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 6,336 62 SH SOLE 0 0 62
ABBOTT LABS COM 002824100 12,678 122 SH SOLE 0 0 122
ABBVIE INC COM 00287Y109 17,152 100 SH SOLE 0 0 100
AIR PRODS & CHEMS INC COM 009158106 1,807 7 SH SOLE 0 0 7
ALPHABET INC CAP STK CL A 02079K305 34,609 190 SH SOLE 0 0 190
ALTRIA GROUP INC COM 02209S103 132,733 2,914 SH SOLE 0 0 2,914
AMAZON COM INC COM 023135106 155,373 804 SH SOLE 0 0 804
APPLE INC COM 037833100 202,196 960 SH SOLE 0 0 960
AT&T INC COM 00206R102 15,398 806 SH SOLE 0 0 806
AUTOMATIC DATA PROCESSING IN COM 053015103 3,581 15 SH SOLE 0 0 15
BANK AMERICA CORP COM 060505104 358 9 SH SOLE 0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 111,464 274 SH SOLE 0 0 274
BLACKROCK INC COM 09247X101 2,362 3 SH SOLE 0 0 3
BROADCOM INC COM 11135F101 160,553 100 SH SOLE 0 0 100
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 438 17 SH SOLE 0 0 17
CHEVRON CORP NEW COM 166764100 1,095 7 SH SOLE 0 0 7
CHUBB LIMITED COM H1467J104 2,296 9 SH SOLE 0 0 9
CINCINNATI FINL CORP COM 172062101 24,801 210 SH SOLE 0 0 210
CISCO SYS INC COM 17275R102 3,421 72 SH SOLE 0 0 72
CITY HLDG CO COM 177835105 39,632 373 SH SOLE 0 0 373
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 62 50 SH SOLE 0 0 50
CMS ENERGY CORP COM 125896100 141 2 SH SOLE 0 0 2
COCA COLA CO COM 191216100 39,591 622 SH SOLE 0 0 622
COINBASE GLOBAL INC COM CL A 19260Q107 19,112 86 SH SOLE 0 0 86
CONSTELLATION BRANDS INC CL A 21036P108 1,287 5 SH SOLE 0 0 5
CUMMINS INC COM 231021106 191,082 690 SH SOLE 0 0 690
DANAHER CORPORATION COM 235851102 249,850 1,000 SH SOLE 0 0 1,000
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,503,678 135,434 SH SOLE 0 0 135,434
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 204,425 7,902 SH SOLE 0 0 7,902
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 7,738,886 260,832 SH SOLE 0 0 260,832
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 378,115 12,744 SH SOLE 0 0 12,744
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 575,867 9,585 SH SOLE 0 0 9,585
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 49,206 819 SH SOLE 0 0 819
DOMINION ENERGY INC COM 25746U109 48,447 989 SH SOLE 0 0 989
DOW INC COM 260557103 8,966 169 SH SOLE 0 0 169
DUKE ENERGY CORP NEW COM NEW 26441C204 25,830 258 SH SOLE 0 0 258
DUPONT DE NEMOURS INC COM 26614N102 13,603 169 SH SOLE 0 0 169
EA SERIES TRUST FREEDOM 100 EM 02072L607 32,530 921 SH SOLE 0 0 921
EBAY INC. COM 278642103 80,580 1,500 SH SOLE 0 0 1,500
ECOLAB INC COM 278865100 1,666 7 SH SOLE 0 0 7
ELEVANCE HEALTH INC COM 036752103 19,507 36 SH SOLE 0 0 36
EMERSON ELEC CO COM 291011104 106,525 967 SH SOLE 0 0 967
EXXON MOBIL CORP COM 30231G102 29,932 260 SH SOLE 0 0 260
FASTENAL CO COM 311900104 57,425 914 SH SOLE 0 0 914
FIRST AMERN FINL CORP COM 31847R102 162 3 SH SOLE 0 0 3
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 861 36 SH SOLE 0 0 36
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 400,566 3,721 SH SOLE 0 0 3,721
FORD MTR CO DEL COM 345370860 6,061 483 SH SOLE 0 0 483
FORTIVE CORP COM 34959J108 22,897 309 SH SOLE 0 0 309
GENERAL DYNAMICS CORP COM 369550108 34,817 120 SH SOLE 0 0 120
GENERAL MTRS CO COM 37045V100 9,780 210 SH SOLE 0 0 210
HOME DEPOT INC COM 437076102 1,722 5 SH SOLE 0 0 5
ILLINOIS TOOL WKS INC COM 452308109 1,896 8 SH SOLE 0 0 8
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 759 54 SH SOLE 0 0 54
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 200,283 3,152 SH SOLE 0 0 3,152
ISHARES INC CORE MSCI EMKT 46434G103 413,313 7,721 SH SOLE 0 0 7,721
ISHARES TR 1 3 YR TREAS BD 464287457 139,459 1,708 SH SOLE 0 0 1,708
ISHARES TR 7-10 YR TRSY BD 464287440 16,296 174 SH SOLE 0 0 174
ISHARES TR CORE MSCI EAFE 46432F842 1,826,940 25,151 SH SOLE 0 0 25,151
ISHARES TR CORE MSCI INTL 46435G326 588,069 8,959 SH SOLE 0 0 8,959
ISHARES TR CORE MSCI TOTAL 46432F834 331,180 4,902 SH SOLE 0 0 4,902
ISHARES TR CORE S&P MCP ETF 464287507 651,929 11,140 SH SOLE 0 0 11,140
ISHARES TR CORE S&P SCP ETF 464287804 1,013,048 9,498 SH SOLE 0 0 9,498
ISHARES TR CORE S&P TTL STK 464287150 2,614 22 SH SOLE 0 0 22
ISHARES TR CORE S&P500 ETF 464287200 14,167,490 25,889 SH SOLE 0 0 25,889
ISHARES TR CORE S&P500 ETF 464287200 636,976 1,164 SH SOLE 0 0 1,164
ISHARES TR HDG MSCI EAFE 46434V803 292,639 8,231 SH SOLE 0 0 8,231
ISHARES TR ISHS 1-5YR INVS 464288646 2,544,447 49,657 SH SOLE 0 0 49,657
ISHARES TR ISHS 1-5YR INVS 464288646 150,492 2,937 SH SOLE 0 0 2,937
ISHARES TR ISHS 5-10YR INVT 464288638 306,740 5,984 SH SOLE 0 0 5,984
ISHARES TR MBS ETF 464288588 5,080,674 55,339 SH SOLE 0 0 55,339
ISHARES TR MBS ETF 464288588 441,974 4,814 SH SOLE 0 0 4,814
ISHARES TR MICRO-CAP ETF 464288869 17,479 153 SH SOLE 0 0 153
ISHARES TR MSCI EAFE ETF 464287465 113,135 1,444 SH SOLE 0 0 1,444
ISHARES TR MSCI EMG MKT ETF 464287234 6,389 150 SH SOLE 0 0 150
ISHARES TR MSCI USA MIN VOL 46429B697 207,723 2,474 SH SOLE 0 0 2,474
ISHARES TR MSCI USA QLT FCT 46432F339 276,119 1,617 SH SOLE 0 0 1,617
ISHARES TR NATIONAL MUN ETF 464288414 960,868 9,018 SH SOLE 0 0 9,018
ISHARES TR RUS 1000 ETF 464287622 160,375 539 SH SOLE 0 0 539
ISHARES TR RUS 1000 GRW ETF 464287614 129,037 354 SH SOLE 0 0 354
ISHARES TR RUS 1000 VAL ETF 464287598 2,247,523 12,882 SH SOLE 0 0 12,882
ISHARES TR RUS 2000 GRW ETF 464287648 9,977 38 SH SOLE 0 0 38
ISHARES TR RUS 2000 VAL ETF 464287630 1,980 13 SH SOLE 0 0 13
ISHARES TR RUS MD CP GR ETF 464287481 113,220 1,026 SH SOLE 0 0 1,026
ISHARES TR RUS MID CAP ETF 464287499 77,189 952 SH SOLE 0 0 952
ISHARES TR RUS TP200 GR ETF 464289438 575,772 2,684 SH SOLE 0 0 2,684
ISHARES TR RUS TP200 VL ETF 464289420 339,459 4,537 SH SOLE 0 0 4,537
ISHARES TR RUSSELL 2000 ETF 464287655 39,361 194 SH SOLE 0 0 194
ISHARES TR S&P 500 GRWT ETF 464287309 3,814,405 41,219 SH SOLE 0 0 41,219
ISHARES TR S&P 500 VAL ETF 464287408 3,252,731 17,871 SH SOLE 0 0 17,871
ISHARES TR S&P MC 400GR ETF 464287606 105,095 1,193 SH SOLE 0 0 1,193
ISHARES TR S&P MC 400VL ETF 464287705 84,537 745 SH SOLE 0 0 745
ISHARES TR S&P SML 600 GWT 464287887 71,814 559 SH SOLE 0 0 559
ISHARES TR SP SMCP600VL ETF 464287879 52,547 540 SH SOLE 0 0 540
ISHARES TR U.S. TECH ETF 464287721 135,450 900 SH SOLE 0 0 900
ISHARES TR US TREAS BD ETF 46429B267 255,019 11,299 SH SOLE 0 0 11,299
ISHARES TR USD INV GRDE ETF 464288620 4,027,043 80,204 SH SOLE 0 0 80,204
ISHARES TR USD INV GRDE ETF 464288620 308,240 6,139 SH SOLE 0 0 6,139
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 6,461,178 109,031 SH SOLE 0 0 109,031
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 328,419 5,542 SH SOLE 0 0 5,542
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 6,488,428 103,649 SH SOLE 0 0 103,649
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 412,409 6,588 SH SOLE 0 0 6,588
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 66,210 1,620 SH SOLE 0 0 1,620
JOHNSON & JOHNSON COM 478160104 184,747 1,264 SH SOLE 0 0 1,264
KINSALE CAP GROUP INC COM 49714P108 15,412 40 SH SOLE 0 0 40
KRAFT HEINZ CO COM 500754106 4,318 134 SH SOLE 0 0 134
MARKEL GROUP INC COM 570535104 25,211 16 SH SOLE 0 0 16
MASTERCARD INCORPORATED CL A 57636Q104 33,087 75 SH SOLE 0 0 75
MCDONALDS CORP COM 580135101 235,727 925 SH SOLE 0 0 925
MEDTRONIC PLC SHS G5960L103 2,126 27 SH SOLE 0 0 27
MERCK & CO INC COM 58933Y105 3,219 26 SH SOLE 0 0 26
METLIFE INC COM 59156R108 8,564 122 SH SOLE 0 0 122
MICROSOFT CORP COM 594918104 41,228 92 SH SOLE 0 0 92
MONDELEZ INTL INC CL A 609207105 24,082 368 SH SOLE 0 0 368
NEXTERA ENERGY INC COM 65339F101 1,700 24 SH SOLE 0 0 24
NORFOLK SOUTHN CORP COM 655844108 171,752 800 SH SOLE 0 0 800
PARKER-HANNIFIN CORP COM 701094104 64,238 127 SH SOLE 0 0 127
PEPSICO INC COM 713448108 11,546 70 SH SOLE 0 0 70
PHILIP MORRIS INTL INC COM 718172109 135,783 1,340 SH SOLE 0 0 1,340
PHILLIPS 66 COM 718546104 4,377 31 SH SOLE 0 0 31
PLURI INC COM NEW 72942G203 1,445 250 SH SOLE 0 0 250
PROCTER AND GAMBLE CO COM 742718109 77,843 472 SH SOLE 0 0 472
PROLOGIS INC. COM 74340W103 1,124 10 SH SOLE 0 0 10
PROSHARES TR DJ BRKFLD GLB 74347B508 7,686 171 SH SOLE 0 0 171
PROSHARES TR ULTRASHRT S&P500 74347G416 18,432 800 SH SOLE 0 0 800
RTX CORPORATION COM 75513E101 1,707 17 SH SOLE 0 0 17
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 80,825 3,043 SH SOLE 0 0 3,043
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 368,329 9,587 SH SOLE 0 0 9,587
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 5,990,127 122,824 SH SOLE 0 0 122,824
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 488,188 10,010 SH SOLE 0 0 10,010
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,605,144 54,127 SH SOLE 0 0 54,127
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 168,455 3,500 SH SOLE 0 0 3,500
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 25,303 402 SH SOLE 0 0 402
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 375,152 4,824 SH SOLE 0 0 4,824
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,158,107 11,485 SH SOLE 0 0 11,485
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,904,332 25,706 SH SOLE 0 0 25,706
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,729 120 SH SOLE 0 0 120
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,118,275 14,368 SH SOLE 0 0 14,368
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 71,859 1,514 SH SOLE 0 0 1,514
SELECT SECTOR SPDR TR ENERGY 81369Y506 23,426 257 SH SOLE 0 0 257
SMUCKER J M CO COM NEW 832696405 23,444 215 SH SOLE 0 0 215
SOLVENTUM CORP COM SHS 83444M101 794 15 SH SOLE 0 0 15
SPDR GOLD TR GOLD SHS 78463V107 43,002 200 SH SOLE 0 0 200
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 298,094 7,913 SH SOLE 0 0 7,913
SPDR SER TR PORTFLI INTRMDIT 78464A672 33,905 1,210 SH SOLE 0 0 1,210
SPDR SER TR PORTFOLIO S&P400 78464A847 1,853,982 36,140 SH SOLE 0 0 36,140
SPDR SER TR PORTFOLIO S&P400 78464A847 115,425 2,250 SH SOLE 0 0 2,250
SPDR SER TR PORTFOLIO S&P600 78468R853 114,930 2,767 SH SOLE 0 0 2,767
SPDR SER TR PRTFLO S&P500 GW 78464A409 4,285,193 53,478 SH SOLE 0 0 53,478
SPDR SER TR PRTFLO S&P500 GW 78464A409 290,311 3,623 SH SOLE 0 0 3,623
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,448,307 70,749 SH SOLE 0 0 70,749
SPDR SER TR PRTFLO S&P500 VL 78464A508 256,275 5,258 SH SOLE 0 0 5,258
SPDR SER TR S&P 400 MDCP GRW 78464A821 30,431 362 SH SOLE 0 0 362
SPDR SER TR S&P DIVID ETF 78464A763 68,296 537 SH SOLE 0 0 537
STARBUCKS CORP COM 855244109 1,480 19 SH SOLE 0 0 19
STRYKER CORPORATION COM 863667101 69,752 205 SH SOLE 0 0 205
TEXAS INSTRS INC COM 882508104 3,697 19 SH SOLE 0 0 19
TRACTOR SUPPLY CO COM 892356106 2,160 8 SH SOLE 0 0 8
UNION PAC CORP COM 907818108 128,969 570 SH SOLE 0 0 570
UNITED PARCEL SERVICE INC CL B 911312106 33,100 242 SH SOLE 0 0 242
UNITEDHEALTH GROUP INC COM 91324P102 50,926 100 SH SOLE 0 0 100
VANGUARD INDEX FDS GROWTH ETF 922908736 6,450 17 SH SOLE 0 0 17
VANGUARD INDEX FDS MID CAP ETF 922908629 486,144 2,008 SH SOLE 0 0 2,008
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 18,344 219 SH SOLE 0 0 219
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 27,106 54 SH SOLE 0 0 54
VANGUARD INDEX FDS SMALL CP ETF 922908751 93,638 429 SH SOLE 0 0 429
VANGUARD INDEX FDS VALUE ETF 922908744 1,918,216 11,958 SH SOLE 0 0 11,958
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 58,508 1,337 SH SOLE 0 0 1,337
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 12,699 313 SH SOLE 0 0 313
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,995 75 SH SOLE 0 0 75
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 386,990 8,524 SH SOLE 0 0 8,524
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 72,716 941 SH SOLE 0 0 941
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 4,316 46 SH SOLE 0 0 46
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 16,067 196 SH SOLE 0 0 196
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 251,484 5,089 SH SOLE 0 0 5,089
VANGUARD WORLD FD FINANCIALS ETF 92204A405 32,162 322 SH SOLE 0 0 322
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 15,694 59 SH SOLE 0 0 59
VANGUARD WORLD FD INF TECH ETF 92204A702 55,353 96 SH SOLE 0 0 96
VERALTO CORP COM SHS 92338C103 31,697 332 SH SOLE 0 0 332
VERIZON COMMUNICATIONS INC COM 92343V104 19,756 479 SH SOLE 0 0 479
VISA INC COM CL A 92826C839 26,247 100 SH SOLE 0 0 100
VONTIER CORPORATION COM 928881101 4,699 123 SH SOLE 0 0 123
WABTEC COM 929740108 159 1 SH SOLE 0 0 1
WARNER BROS DISCOVERY INC COM SER A 934423104 1,407 189 SH SOLE 0 0 189
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,591 34 SH SOLE 0 0 34