v3.26.1
Schedule H, Line 4i – Schedule of Assets (Held at End of Year)—Modified Cash Basis
12 Months Ended
Dec. 31, 2025
EBP 003 [Member]  
EBP, Schedule of Asset Held for Investment [Line Items]  
Schedule H, Line 4i - Schedule of Assets (Held at End of Year) - Modified Cash Basis
United Bankshares, Inc.
Savings and Stock Investment Plan
EIN
#55-0641179
Plan #003
Schedule H, Line 4i – Schedule of Assets (Held at
End of Year)—Modified Cash
Basis
December 31, 2025
 
         
(c)
             
         
Description of
Investment,
             
    
(b)
Identity of Issue, Borrower,
Lessor or Similar Party
  
Including

Maturity Date,

Rate of Interest,

Collateral,

Par or Maturity

Value
  
(d)
Cost
    
(e)

Current Value
 
  
Fiam Core Plus Commingled Pool Class I
     245,360     
units
   $        $ 6,067,763  
  
Galliard Stable Return Fund E
     301,067     
units
        19,077,264  
  
Great Gray Trust Europacific Growth CT
     465,204     
units
        7,300,213  
  
MassMutual Small Cap Gr Eq CIT Fee CI CT
     81,354     
units
        854,487  
  
MFS Large Cap Value CIT CL CT
     610,705     
units
        8,503,333  
  
MFS Mid Cap Growth Fund CT
     71,214     
units
        1,245,071  
  
MFS Mid Cap Value Fund CT
     31,499     
units
        724,462  
  
NT Collective ACWI EX US IMI DC NL CT
     25,623     
units
        3,256,912  
  
NT Collective Extended Equity DC NL CT
     154,358     
units
        20,921,633  
  
NT Collective S&P 500 DC NL Tier CT
     366,302     
units
        49,875,640  
  
NT Collective AGG Bond NL Tier CT
     32,674     
units
        3,381,137  
  
American Beacon Small Cap Value R6
     56,104     
shares
        1,311,158  
  
JP Morgan Large Cap Growth R6
     149,018     
shares
        12,881,124  
  
Vanguard Target Retirement 2020 Inv
     97,491     
shares
        2,676,125  
  
Vanguard Target Retirement 2025 Inv
     423,109     
shares
        8,441,016  
  
Vanguard Target Retirement 2030 Inv
     372,640     
shares
        15,773,839  
  
Vanguard Target Retirement 2035 Inv
     493,896     
shares
        13,522,881  
  
Vanguard Target Retirement 2040 Inv
     230,984     
shares
        11,537,655  
  
Vanguard Target Retirement 2045 Inv
     219,265     
shares
        7,617,271  
  
Vanguard Target Retirement 2050 Inv
     164,137     
shares
        9,730,053  
  
Vanguard Target Retirement 2055 Inv
     52,573     
shares
        3,478,241  
  
Vanguard Target Retirement 2060 Inv
     40,695     
shares
        2,481,564  
  
Vanguard Target Retirement 2065 Inv
     28,722     
shares
        1,149,751  
  
Vanguard Target Retirement 2070 Inv
     4,095     
shares
        130,316  
  
Vanguard Target Retirement Income Inv
     119,102     
shares
        1,651,941  
*   
United Bankshares, Inc. Common Stock
     1,773,917     
shares
        68,118,408  
*    Loans to participants (interest rates ranging from 3.25% to 9.50%)               391,889  
              
 
 
 
               $ 282,101,147  
              
 
 
 
 
*
Represents a
party-in-interest
to the Plan.