Exhibit 99.03 Schedule 5

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower1 SSN Borrower2 SSN Borrower 3 SSN Borrower 4 SSN First Time Homebuyer Number of Units Maturity Date Note Type Loan Type Refinance Purpose Borrower 1 Mailing Street Address Borrower 1 Mailing City Borrower 1 Mailing State Borrower 1 Mailing Zip Code Borrower 2 Mailing Street Address Borrower 2 Mailing City Borrower 2 Mailing State Borrower 2 Mailing Zip Code Borrower 3 Mailing Street Borrower 3 Mailing City Borrower 3 Mailing State Borrower 3 Mailing Zip Borrower 4 Mailing Street Borrower 4 Mailing City Borrower 4 Mailing Zip Borrower 4 Mailing State Prepay Penalty Calculation Description Borrower 1 First Name Borrower 1 Last Name Borrower 2 First Name Borrower 2 Last Name Borrower 3 First Name Borrower 3 Last Name Borrower 4 First Name Borrower 4 Last Name Borrower 1 Employer Borrower 1 Position Borrower 2 Employer Borrower 2 Position Borrower 3 Employer Borrower 3 Position Borrower 4 Employer Borrower 4 Position First Time Investor Borrower 1 Years in Industry Borrower 2 Years in Industry Borrower 3 Years in Industry Borrower 4 Years in Industry Borrower 1 ITIN Borrower 2 ITIN Borrower 3 ITIN Borrower 4 ITIN Original Appraiser License  Number Original Appraiser Name Property Location Appraisal Company Title Company Name MERS MIN Number
6000103205 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.375% 7.375% $2,080.23 No   $15,395.28 $1,282.94 $5,995.20 $499.60 $0.00 $0.00 $2,959.20 $6,821.97 $36,781.06 N/A     xxxxx     17.59% 17.59% 12.93% No No             Self-Employed Employed         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 2 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 30.0 No 53.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           10       xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103207 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.375% 7.375% $1,456.16 No   $18,896.28 $1,574.69 $1,398.00 $116.50 $0.00 $0.00 $3,269.40 $6,416.75 $14,962.85 N/A     xxxxx     33.28% 33.28% 26.79% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       831                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 31.66 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103208 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.190% Manual Underwriting Manual Underwriting No 11.250% $0.00 13.250% 11.250% $589.12 No   $841.20 $70.10 $3,779.76 $314.98 $0.00 $0.00 $383.30 $1,357.50 $1,414.34 N/A     xxxxx     42.88% 42.91% 26.82% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 75.3 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103209 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $514.50 No   $3,195.48 $266.29 $3,992.04 $332.67 $3,540.00 $295.00 $2,366.84 $3,775.30 $4,485.50 N/A xxxxx xxxxx xxxxx   Monthly 44.43% 47.31% 41.27% No               Retired           1YR Full Doc 1   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 Borrower - 2 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       696                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 55.62 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx                         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103210 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.250% 9.250% $971.63 No   $587.40 $48.95 $3,066.96 $255.58 $0.00 $0.00 $0.00 $1,276.16 $2,802.67 N/A     xxxxx     42.61% 42.63% 22.73% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       729                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 90.2 No 40.98 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103211 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.375% 11.375% $511.20 No   $7,787.64 $648.97 $2,447.16 $203.93 $2,376.00 $198.00 $2,018.09 $3,580.19 $10,510.83 N/A xxxxx xxxxx xxxxx   Monthly 22.80% 37.96% 34.94% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 32 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       658                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 58.23 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 14       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103212 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.750% 10.750% $2,173.38 No   $13,071.24 $1,089.27 $7,492.68 $624.39 $525.00 $43.75 $1,939.61 $5,870.40 $7,487.59 N/A   xxxxx xxxxx   Annually 48.23% 46.53% 31.02% Unknown Unknown             Employed Employed         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 33 Work Number Yes 1 33 Work Number No 0     Borrower - Wage, Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - Wage, Retirement - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     683                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 18.9 No 68.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 3 4     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103213 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.500% 10.500% $853.81 No   $3,975.96 $331.33 $1,157.04 $96.42 $0.00 $0.00 $860.06 $2,141.62 $4,186.05 N/A     xxxxx     43.44% 43.92% 32.48% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       695                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 22.6 No 65.54 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 13       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103214 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.500% 10.500% $693.98 No   $3,185.28 $265.44 $1,608.96 $134.08 $0.00 $0.00 $1,293.61 $2,387.11 $6,064.47 N/A     xxxxx     42.89% 42.83% 36.02% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       690                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 67.96 N/A No No No Borrower As Individual N/A N/A N/A         false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               15       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103215 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.250% 11.250% $569.85 No   $6,544.68 $545.39 $4,779.36 $398.28 $0.00 $0.00 $998.55 $2,512.07 $5,055.85 N/A     xxxxx     46.06% 46.07% 37.28% Yes               Retired           2YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 75.29 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx               xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103216 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $514.31 No   $2,313.48 $192.79 $2,564.64 $213.72 $0.00 $0.00 $820.09 $1,740.91 $4,266.43 N/A     xxxxx     42.60% 42.61% 35.69% No               Employed           2YR Full Doc 0   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified - 2025, 2024, 2023 Borrower - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       755                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 17.1 No 64.05 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               27       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103217 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.875% 8.875% $943.25 No   $4,566.36 $380.53 $5,704.20 $475.35 $0.00 $0.00 $2,769.80 $4,568.93 $1,766.15 N/A     xxxxx     42.09% 40.93% 35.40% No No             Retired Retired         1YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 2 0     No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, null Award Letter Verified || Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, null Award Letter Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     795                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 55.25 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx           xxxxx   xxxxx         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103218 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     14.750% 12.750% $995.94 No   $2,891.04 $240.92 $3,222.00 $268.50 $0.00 $0.00 $794.82 $2,300.18 $2,502.16 N/A     xxxxx     48.61% 47.90% 27.16% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 102 36 Work Number     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       677                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 67.12 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103219 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $1,029.00 No   $2,360.16 $196.68 $0.00 $0.00 $0.00 $0.00 $1,609.39 $2,835.07 $9,420.11 N/A     xxxxx     33.95% 34.28% 27.10% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       714                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 65.6 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 12       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103220 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 9.250% $485.82 No   $1,863.12 $155.26 $1,500.00 $125.00 $0.00 $0.00 $278.52 $1,044.60 $2,551.08 N/A     xxxxx     39.58% 38.45% 26.73% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 35.0 No 59.75 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103221 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.125% 9.125% $336.75 No   $125.16 $10.43 $3,014.88 $251.24 $0.00 $0.00 $0.00 $598.42 $610.33 N/A     xxxxx     0.00% 49.51% 21.65% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       702                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 55.8 No 38.04 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx       xxxxx
6000103222 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.875% 8.875% $942.89 No   $2,587.92 $215.66 $1,332.96 $111.08 $0.00 $0.00 $0.00 $1,269.63 $1,328.00 N/A     xxxxx     48.86% 48.86% 12.57% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       768                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 53.2 No 41.67 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx               xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103223 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Interest Only       Manual Underwriting Manual Underwriting No     12.000% 10.000% $2,571.53 No   $0.00 $0.00 $8,169.36 $680.78 $699.96 $58.33 $2,016.35 $5,326.99 $17,645.56 N/A xxxxx xxxxx xxxxx 01/31/2026 Annually 29.37% 29.56% 19.30% No               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 78.11 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 13       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103224 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.875% 9.875% $917.45 No   $0.00 $0.00 $3,153.48 $262.79 $0.00 $0.00 $866.78 $2,047.02 $9,572.94 N/A     xxxxx     34.55% 34.56% 28.86% No               Retired           1YR Full Doc 2   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 2 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       777                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 53.07 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103225 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.250% 11.250% $732.18 No   $3,355.08 $279.59 $2,057.04 $171.42 $0.00 $0.00 $919.79 $2,102.98 $4,540.44 N/A     xxxxx     48.14% 41.69% 32.26% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       684                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 66.92 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 18       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103226 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.375% 11.375% $930.41 No   $3,809.88 $317.49 $1,236.00 $103.00 $0.00 $0.00 $1,353.39 $2,704.29 $6,516.12 N/A     xxxxx     42.04% 41.16% 32.76% No               Employed           2YR Full Doc 0   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 34 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus, Retirement - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024 Borrower - Executed 4506T Verified - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       657                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 59.87 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103227 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 9.250% $680.14 No   $10,810.20 $900.85 $1,404.84 $117.07 $0.00 $0.00 $0.00 $1,698.06 $2,768.93 N/A     xxxxx     40.27% 40.27% 25.60% No               Retired           Retirement Income Doc Verified 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 44.03 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx               N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103228 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.750% 8.750% $466.92 No   $6,875.64 $572.97 $1,409.04 $117.42 $1,352.04 $112.67 $0.00 $1,269.98 $2,952.34 N/A xxxxx xxxxx xxxxx   Annually 29.41% 29.68% 19.34% Unknown               Retired           1YR Full Doc 1   NA   N/A 0     1 0     2 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       816                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 28.0 No 7.61 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103229 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.875% 8.875% $424.46 No   $367.68 $30.64 $1,068.96 $89.08 $0.00 $0.00 $0.00 $544.18 $2,592.10 N/A     xxxxx     37.45% 36.87% 26.54% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 64.29 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 3       xxxxx       xxxxx xxxxx Suburban xxxxx xxxxx xxxxx
6000103230 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $457.73 No   $6,875.28 $572.94 $1,568.04 $130.67 $0.00 $0.00 $616.45 $1,777.79 $1,790.93 N/A     xxxxx     49.97% 49.82% 36.99% No               Retired           Retirement Income Doc Verified 0   NA   N/A 0     1 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       682                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 41.23 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx               xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103231 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.375% 10.375% $2,645.30 No   $11,880.12 $990.01 $1,708.20 $142.35 $0.00 $0.00 $4,800.19 $8,577.85 $23,874.85 N/A     xxxxx     39.99% 39.98% 33.33% No               Self-Employed           2YR Full Doc 2   NA   N/A 0     2 2     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 8 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, SESCorp, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 80.43 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103232 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.625% 9.625% $500.11 No   $15,889.32 $1,324.11 $8,406.96 $700.58 $0.00 $0.00 $2,701.01 $5,225.81 $11,134.19 N/A     xxxxx     33.70% 33.41% 30.44% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       804                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 31.48 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               33       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103233 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.125% 11.120% $1,116.39 No   $5,809.80 $484.15 $4,437.36 $369.78 $0.00 $0.00 $1,115.98 $3,086.30 $4,591.83 N/A     xxxxx     47.00% 45.92% 32.77% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       660                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 19.7 No 44.98 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               3       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103234 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.375% 11.375% $599.49 No   $2,423.16 $201.93 $1,638.00 $136.50 $0.00 $0.00 $538.97 $1,476.89 $2,358.56 N/A     xxxxx     45.16% 45.00% 31.02% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 109 32 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       649                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 32.7 No 55.2 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 9       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103235 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.625% 9.625% $3,000.66 No   $3,874.08 $322.84 $5,643.96 $470.33 $0.00 $0.00 $1,620.26 $5,414.09 $16,383.46 N/A     xxxxx     49.91% 49.77% 40.31% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 10.9 No 79.36 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               10       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103236 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 9.250% $388.65 No   $3,431.64 $285.97 $996.96 $83.08 $0.00 $0.00 $980.98 $1,738.68 $1,796.35 N/A     xxxxx     49.18% 49.19% 38.19% Unknown               Retired           Retirement Income Doc Verified 0   NA   N/A 0     0 0     2 1 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 62.18 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103237 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.750% 9.750% $706.86 No   $3,040.80 $253.40 $1,254.96 $104.58 $0.00 $0.00 $1,432.19 $2,497.03 $4,040.04 N/A     xxxxx     47.83% 47.83% 38.70% No               Employed           1YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 102 33 Work Number     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       687                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 22.0 No 55.49 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 9       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103238 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 12.250%   $524.25 No   $1,265.88 $105.49 $738.00 $61.50 $0.00 $0.00 $427.21 $1,118.45 $3,104.21 N/A     xxxxx     0.00% 49.30% 40.74% No               Employed           1YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 20 Work Number     0   No 0     Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       689                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 60.49 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103239 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.375% 9.375% $490.57 No   $361.92 $30.16 $1,671.00 $139.25 $0.00 $0.00 $0.00 $659.98 $1,705.40 N/A     xxxxx     30.53% 30.54% 10.56% No               Retired           1YR Full Doc 1   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       714                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 61.2 No 30.31 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103240 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.875% 11.875% $1,245.94 No   $3,373.68 $281.14 $2,682.00 $223.50 $0.00 $0.00 $1,490.95 $3,241.53 $12,238.62 N/A     xxxxx     31.92% 31.93% 25.00% No No             Employed Employed         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 360 Work Number Yes 24 360 Work Number No 0     Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 23.6 No 76.98 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Debt Consolidation xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           5 17     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103241 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.375% 9.375% $2,452.85 No   $21,963.60 $1,830.30 $10,920.96 $910.08 $0.00 $0.00 $2,117.61 $7,310.84 $11,383.93 N/A     xxxxx     47.93% 47.93% 36.71% No               Employed           2YR Full Doc 0   Less than 1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 27.0 No 48.11 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103242 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.250% 10.250% $1,153.34 No   $6,316.08 $526.34 $2,901.60 $241.80 $363.00 $30.25 $563.90 $2,515.63   N/A xxxxx xxxxx xxxxx   Annually 48.32% 48.31% 30.13% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     724                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 9.7 No 66.06 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           9 18     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103243 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 12.500% 10.500% $1,441.34 No   $0.00 $0.00 $7,719.12 $643.26 $350.04 $29.17 $1,043.36 $3,157.50 $5,870.32 N/A xxxxx xxxxx xxxxx   Annually 45.20% 36.21% 20.55% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Military and Government Assistance, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       665                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 33.9 No 46.05 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx                         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103244 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 9.375% 9.375% $980.77 No   $7,954.68 $662.89 $6,420.72 $535.06 $0.00 $0.00 $2,537.13 $4,715.85 $11,781.26 N/A     xxxxx     43.90% 47.27% 42.48% No No             Employed Employed         1YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     704                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 15.3 No 55.11 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx   xxxxx                     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103245 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.250% 10.250% $943.64 No   $3,046.68 $253.89 $3,222.00 $268.50 $0.00 $0.00 $1,568.32 $3,034.35 $0.00 N/A     xxxxx     49.46% 47.14% 35.51% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 1 YR Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - Retirement, Retirement - 1 YR Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 1 YR Executed 4506T Verified - 2024, 2025 || Co Borrower - 1 YR Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     684                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.5 No 68.09 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Debt Consolidation xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx           N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103246 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.750% 9.750% $1,211.97 No   $6,376.08 $531.34 $4,932.72 $411.06 $0.00 $0.00 $1,312.22 $3,466.59 $8,303.92 N/A     xxxxx     38.54% 37.12% 27.94% No               Self-Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 9 Borrower       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 69.26 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               11       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103247 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 13.125% 11.125% $558.20 No   $5,888.40 $490.70 $1,866.96 $155.58 $0.00 $0.00 $803.94 $2,008.42 $4,174.48 N/A     xxxxx     40.78% 39.79% 31.74% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       648                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 50.69 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 9       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103248 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.625% 8.625% $462.30 No   $1,884.96 $157.08 $1,785.96 $148.83 $0.00 $0.00 $1,140.95 $1,909.16 $2,136.12 N/A     xxxxx     47.21% 47.20% 35.77% Unknown               Retired           Retirement Income Doc Verified 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       812                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 58.91 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103249 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.125% 8.125% $3,105.06 No   $10,550.16 $879.18 $7,224.24 $602.02 $0.00 $0.00 $0.00 $4,586.26 $5,349.35 N/A     xxxxx     49.40% 49.25% 19.80% No No             Self-Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 78 32 Work Number No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     772                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 46.5 No 54.35 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx           N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103250 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.000% 11.000% $553.31 No   $2,801.52 $233.46 $3,081.96 $256.83 $0.00 $0.00 $639.05 $1,682.65 $3,576.09 N/A     xxxxx     46.17% 46.02% 37.67% No               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       665                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 24.8 No 57.14 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               40       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103251 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.750% 8.750% $2,241.58 No   $3,470.88 $289.24 $1,883.16 $156.93 $1,650.96 $137.58 $1,081.45 $3,906.78 $5,130.50 N/A xxxxx xxxxx xxxxx   Monthly 46.34% 45.92% 22.29% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 9 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 79.97 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 13       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103252 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.125% 11.125% $725.80 No   $512.64 $42.72 $2,216.04 $184.67 $0.00 $0.00 $1,076.67 $2,029.86 $6,368.76 N/A     xxxxx     40.72% 40.00% 31.77% No               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       640                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 30.4 No 55.83 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx                 4       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103253 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.875% 11.875% $587.71 No   $4,316.88 $359.74 $2,252.04 $187.67 $1,633.80 $136.15 $880.28 $2,151.55 $14,027.45 N/A xxxxx xxxxx xxxxx   Monthly 24.96% 23.74% 20.54% Unknown Unknown             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 53 53 Work Number Yes 36 32 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     664                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act Form xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 20.7 No 64.95 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A         false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103254 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $360.15 No   $3,714.00 $309.50 $2,480.04 $206.67 $200.04 $16.67 $705.28 $1,598.27 $2,200.57 Yes xxxxx xxxxx xxxxx 04/01/2026 Annually 43.36% 43.35% 34.08% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 46 34 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       695                 No                                       NA     0       0     0     0   1 0 0 0 0 0 0 1 1 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 7.4 No 62.4 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 4       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103255 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.625% 11.625% $1,155.68 No   $4,082.40 $340.20 $1,743.00 $145.25 $0.00 $0.00 $1,597.43 $3,238.56 $12,650.93 N/A     xxxxx     38.34% 36.91% 30.20% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 79.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 25 25     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103256 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.625% 8.625% $462.23 No   $5,692.56 $474.38 $1,945.80 $162.15 $0.00 $0.00 $1,237.24 $2,336.00 $6,462.41 N/A     xxxxx     42.30% 26.55% 21.30% No No             Employed Employed         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     792                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx       xxxxx       N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 15.9 No 52.24 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         No 2 2     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103257 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 9.625% $792.33 No   $5,573.88 $464.49 $2,459.04 $204.92 $549.96 $45.83 $1,221.06 $2,728.63 $5,790.06 N/A xxxxx xxxxx xxxxx   Monthly 42.79% 43.05% 35.26% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 32 Work Number     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       785                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 3.0 xxxxxx 326.0 No 63.37 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx               N/A - Not investment property 33       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103258 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.625% 8.625% $1,497.61 No   $4,429.08 $369.09 $2,107.44 $175.62 $0.00 $0.00 $0.00 $2,042.32 $7,356.69 N/A     xxxxx     46.63% 46.56% 35.68% No No             Employed Retired         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other, Other, Overtime and Bonus, Other, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     715                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 68.9 No 43.32 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx             N/A - Not investment property 10       xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103259 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.375% 9.375% $846.50 No   $6,539.16 $544.93 $1,710.00 $142.50 $531.00 $44.25 $997.77 $2,575.95 $4,732.72 N/A xxxxx xxxxx xxxxx   Annually 0.00% 43.87% 33.69% No               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxxx 0.0 xxxxxx 23.2 No 46.21 N/A No Yes No Borrower As Individual N/A N/A N/A         false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 11       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103260 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.500% 8.500% $457.60 No   $11,435.04 $952.92 $1,152.48 $96.04 $600.00 $50.00 $0.00 $1,556.56 $2,473.26 N/A xxxxx xxxxx xxxxx   Monthly 38.57% 38.94% 27.65% No No             Retired Retired         Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     802                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 5.51 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx   xxxxx           N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103261 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.500% 8.500% $1,372.63 No   $2,185.32 $182.11 $3,039.36 $253.28 $0.00 $0.00 $0.00 $1,808.02 $2,080.33 N/A     xxxxx     46.52% 46.50% 11.20% No               Retired           Retirement Income Doc Verified 0   NA   N/A 0     2 0     2 2 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       723                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 29.53 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103262 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.375% 10.375% $680.27 No   $7,429.44 $619.12 $5,901.96 $491.83 $525.00 $43.75 $970.19 $2,805.16 $4,241.51 N/A xxxxx xxxxx xxxxx   Annually 43.71% 45.63% 36.91% No               Employed           1YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 79.83 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103263 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.875% 9.875% $1,995.96 No   $6,951.72 $579.31 $4,980.24 $415.02 $0.00 $0.00 $1,618.48 $4,608.77 $3,906.85 N/A     xxxxx     49.77% 47.71% 31.70% No No             Retired Retired         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     711                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 9.9 No 74.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx   xxxxx                     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103264 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.500% 9.500% $495.40 No   $1,902.24 $158.52 $2,862.96 $238.58 $324.96 $27.08 $1,152.61 $2,072.19 $4,489.32 Yes xxxxx xxxxx xxxxx   Annually 42.58% 42.51% 36.16% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       708                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 66.89 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 5       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103265 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.375% 10.375% $666.52 No   $4,850.64 $404.22 $2,389.56 $199.13 $0.00 $0.00 $839.99 $2,109.86 $4,046.36 N/A     xxxxx     45.43% 44.77% 33.29% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       750                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 5.3 No 79.77 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 4       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103266 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.625% 8.625% $2,311.13 No   $20,427.60 $1,702.30 $5,522.04 $460.17 $870.00 $72.50 $1,930.89 $6,476.99 $0.00 N/A xxxxx xxxxx xxxxx   Monthly 44.11% 44.74% 33.57% No               Self-Employed           1YR Full Doc 2   1 Month   N/A 0     1 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 41 41 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       796                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 28.7 No 44.9 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 3       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103267 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.375% 10.375% $825.21 No   $5,439.24 $453.27 $3,264.96 $272.08 $0.00 $0.00 $1,037.54 $2,588.22 $4,067.52 N/A     xxxxx     47.98% 47.94% 37.38% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 152 33 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       684                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 68.41 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103268 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.875% 10.875% $770.31 No   $1,835.52 $152.96 $1,679.76 $139.98 $0.00 $0.00 $517.67 $1,580.92 $7,384.84 N/A     xxxxx     30.30% 28.75% 21.32% Unknown               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 1 Other     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 52.2 No 79.77 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 33       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103269 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.125% 9.125% $1,058.36 No   $3,297.96 $274.83 $1,817.04 $151.42 $0.00 $0.00 $0.00 $1,484.61 $2,346.06 N/A     xxxxx     41.14% 41.15% 14.60% Unknown               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 33 Work Number     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       697                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 26.0 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 21       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103270 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.875% 9.875% $560.66 No   $1,503.84 $125.32 $2,247.84 $187.32 $0.00 $0.00 $743.13 $1,616.43 $3,743.15 N/A     xxxxx     46.56% 47.00% 39.06% No               Employed           2YR Full Doc 0   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 32 Work Number     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       798                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure Form  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 32.4 No 79.29 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               4       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103271 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.500% 10.500% $320.28 No   $741.84 $61.82 $1,734.96 $144.58 $0.00 $0.00 $0.00 $526.68 $4,138.93 N/A     xxxxx     31.50% 31.51% 23.99% No               Not Employed           1YR Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - Award Letter Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       778                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 59.3 No 11.27 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103272 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.125% 9.125% $336.80 No   $139.20 $11.60 $7,508.04 $625.67 $0.00 $0.00 $477.65 $1,451.72   N/A     xxxxx     32.04% 32.17% 26.50% No               Employed           1YR Full Doc 0   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 12 Work Number     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       793                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 23.6 No 53.6 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               1.33       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103273 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.625% 10.625% $800.61 No   $4,204.92 $350.41 $2,607.00 $217.25 $0.00 $0.00 $715.26 $2,083.53 $10,737.07 N/A     xxxxx     44.41% 47.90% 44.01% Unknown Unknown             Employed Employed         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     689                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 35.0 No 74.75 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 12 9     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103274 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 11.250% $468.75 No   $3,978.00 $331.50 $3,210.48 $267.54 $0.00 $0.00 $387.54 $1,455.33 $5,250.47 N/A     xxxxx     31.78% 28.89% 22.65% No               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 0 34 Work Number     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       672                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other PATRIOT ACT xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 33.3 No 60.89 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               20       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103275 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.875% 9.875% $509.69 No   $11,855.76 $987.98 $2,224.56 $185.38 $0.00 $0.00 $1,651.67 $3,334.72 $7,626.80 N/A     xxxxx     44.64% 43.69% 40.30% No No             Employed Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 36 36 Work Number No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 14.1 No 50.73 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           27 14     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103276 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.875% 9.875% $846.09 No   $1,166.64 $97.22 $2,921.04 $243.42 $840.00 $70.00 $693.36 $1,950.09 $6,572.94 N/A xxxxx xxxxx xxxxx 11/01/2025 Monthly 49.95% 49.39% 39.54% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       697                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 71.06 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103277 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.375% 8.375% $906.12 No   $7,345.32 $612.11 $2,591.04 $215.92 $0.00 $0.00 $2,286.15 $4,020.30 $7,300.52 N/A     xxxxx     35.67% 37.62% 29.88% Unknown               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 53.02 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               15       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103278 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 9.250% $485.82 No   $857.76 $71.48 $2,118.60 $176.55 $0.00 $0.00 $1,004.50 $1,738.35 $3,661.98 N/A     xxxxx     36.27% 33.93% 25.16% No No             Retired Retired         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability - 1 YR Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 1 YR Executed 4506T Verified - 2024 || Co Borrower - 1 YR Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     808                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 21.0 No 63.68 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx           xxxxx             N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103279 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.875% 9.875% $764.54 No   $960.60 $80.05 $2,533.08 $211.09 $0.00 $0.00 $543.17 $1,598.85 $2,197.16 N/A     xxxxx     47.94% 46.21% 27.50% No               Not Employed           2YR Full Doc 0   NA   N/A 0     0 0     1 2 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2023, 2024 Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       737                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 6.2 No 25.68 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx               xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103280 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.000% 8.000% $1,755.81 No   $1,429.08 $119.09 $5,357.04 $446.42 $0.00 $0.00 $0.00 $2,321.32 $4,115.24 N/A     xxxxx     39.56% 39.54% 13.76% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 63.8 No 59.82 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 30       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103281 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 9.250% $748.29 No   $6,048.84 $504.07 $1,355.28 $112.94 $0.00 $0.00 $852.95 $2,218.25 $5,018.95 N/A     xxxxx     32.57% 32.58% 22.53% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Retirement, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       786                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure Form xxxxx xxxxx xx/xx/xxxx     N/A       xxxxx xxxxx       xxxxx       N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 29.4 No 71.2 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103282 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.875% 8.745% $662.60 No   $3,391.20 $282.60 $1,083.96 $90.33 $600.00 $50.00 $1,478.47 $2,564.00 $4,549.07 N/A xxxxx xxxxx xxxxx 11/01/2025 Monthly 38.96% 38.38% 29.40% Unknown Unknown             Employed Employed         2YR Full Doc 2 0 1 Month NA N/A 0 Missing 4 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 36 2 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 4.3 No 71.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 6 0     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103283 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.250% 8.250% $448.29 No   $925.92 $77.16 $1,474.92 $122.91 $0.00 $0.00 $0.00 $648.36 $5,306.28 N/A     xxxxx     11.56% 11.44% 3.96% Unknown Unknown             Retired Retired         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     807                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act Disclosure  xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 23.26 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx           xxxxx   xxxxx         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103284 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 12.375% 10.375% $1,466.62 No   $2,804.40 $233.70 $1,914.96 $159.58 $0.00 $0.00 $813.95 $2,673.85 $6,048.88 N/A     xxxxx     44.72% 43.11% 29.31% Unknown               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 216 1 Other     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       709                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 38.9 No 79.68 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 18       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103286 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.625% 8.625% $462.40 No   $351.72 $29.31 $1,259.04 $104.92 $0.00 $0.00 $0.00 $596.63 $1,744.12 N/A     xxxxx     48.59% 48.61% 34.98% No               Retired           1YR Full Doc 0   NA   N/A 0     1 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 19.93 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103287 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.625% 9.625% $500.11 No   $3,039.96 $253.33 $2,391.60 $199.30 $0.00 $0.00 $573.05 $1,525.79 $4,500.63 N/A     xxxxx     35.00% 34.73% 27.36% No No             Retired Employed         1YR Full Doc 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 28 28 FNMA 1005 No 0     Borrower - Military and Government Assistance - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     759                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 24.1 No 76.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx   xxxxx xxxxx             2     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103288 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.375% 9.375% $490.64 No   $7,925.04 $660.42 $1,667.04 $138.92 $0.00 $0.00 $1,514.65 $2,804.63 $6,339.70 N/A     xxxxx     43.58% 41.86% 37.36% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2023, 2024 Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     774                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 12.8 No 78.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           2       xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103289 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.125% 42.175% $336.75 No   $0.00 $0.00 $8,563.80 $713.65 $0.00 $0.00 $1,148.50 $2,198.90 $5,500.89 N/A     xxxxx     42.17% 37.25% 33.40% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Military and Government Assistance - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 15.9 No 69.2 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103290 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.125% 9.125% $457.02 No   $4,241.28 $353.44 $1,193.04 $99.42 $5,988.00 $499.00 $664.98 $2,073.86 $2,104.22 N/A xxxxx xxxxx xxxxx 11/01/2025 Monthly 49.66% 49.64% 38.70% No               Retired           2YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       757                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 13.0 No 48.4 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103291 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $1,008.42 No   $8,669.16 $722.43 $4,508.04 $375.67 $650.04 $54.17 $1,284.72 $3,445.41 $5,690.56 N/A xxxxx xxxxx xxxxx   Annually 41.00% 40.93% 30.46% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025 Borrower - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       743                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 80.0 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103292 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 9.250% $631.56 No   $3,371.40 $280.95 $785.04 $65.42 $0.00 $0.00 $1,140.89 $2,118.82 $4,849.05 N/A     xxxxx     37.14% 35.36% 26.94% No               Employed           1YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other PATRIOT ACT xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 30.5 No 77.21 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               25       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103293 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.000% 8.000% $1,887.72 No   $10,000.80 $833.40 $5,943.00 $495.25 $1,304.76 $108.73 $2,578.81 $5,903.91 $8,775.63 N/A xxxxx xxxxx xxxxx   Monthly 49.38% 47.88% 36.73% Unknown               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 13 13 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       776                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 51.89 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103294 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.000% 8.000% $1,186.05 No   $13,368.96 $1,114.08 $2,257.92 $188.16 $0.00 $0.00 $1,896.92 $4,385.21 $7,953.33 N/A   xxxxx xxxxx   Monthly 43.00% 42.73% 33.13% Unknown Unknown             Employed Employed         2YR Full Doc 2 0 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 7 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     767                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 22.6 No 61.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 25 7     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103295 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     14.375% 12.375% $614.82 No   $11,890.20 $990.85 $3,578.04 $298.17 $731.76 $60.98 $1,615.91 $3,580.73 $7,954.25 N/A xxxxx xxxxx xxxxx   Monthly 47.69% 47.68% 43.64% No               Self-Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       669                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 69.85 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               8       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103296 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.625% 9.625% $350.08 No   $3,833.76 $319.48 $4,422.96 $368.58 $0.00 $0.00 $1,199.45 $2,237.65 $7,148.73 N/A     xxxxx     30.48% 29.24% 25.78% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 15.3 No 77.66 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               2       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103297 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.750% 8.750% $466.98 No   $6,752.04 $562.67 $1,566.00 $130.50 $699.96 $58.33 $521.65 $1,740.13 $3,557.32 N/A xxxxx xxxxx xxxxx   Annually 49.50% 49.48% 42.39% Unknown Unknown             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     780                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 36.11 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx                   xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103298 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.125% 8.125% $465.76 No   $658.92 $54.91 $2,034.96 $169.58 $0.00 $0.00 $0.00 $690.25 $2,550.13 N/A     xxxxx     41.01% 33.63% 21.51% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       753                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 1.2 No 14.96 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx                         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103299 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.110% Manual Underwriting Manual Underwriting No 8.750% $0.00 10.750% 8.750% $466.92 No   $629.88 $52.49 $2,052.00 $171.00 $0.00 $0.00 $0.00 $690.49 $907.31 N/A     xxxxx     43.00% 44.64% 16.14% No               Retired           Retirement Income Doc Verified 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       698                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 22.32 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103300 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.500% 9.500% $1,515.72 No   $2,309.40 $192.45 $1,126.20 $93.85 $0.00 $0.00 $1,515.15 $3,317.17 $7,716.02 N/A     xxxxx     42.57% 43.86% 32.38% No No             Retired Retired         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     754                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 37.3 No 79.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx                     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103301 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.500% 8.500% $320.32 No   $1,417.20 $118.10 $1,347.00 $112.25 $0.00 $0.00 $0.00 $550.67 $1,138.91 N/A     xxxxx     45.68% 44.30% 28.63% No               Retired           2YR Full Doc 0   NA   N/A 0     0 0     2 2 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 21.88 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Debt Consolidation xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103302 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.000% 9.000% $476.41 No   $1,513.32 $126.11 $1,713.00 $142.75 $0.00 $0.00 $978.52 $1,723.79 $9,801.68 N/A     xxxxx     28.41% 28.37% 24.88% No No             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0   0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     720                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 27.6 No 71.07 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx                   xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103303 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.250% 10.250% $679.29 No   $2,544.00 $212.00 $3,598.92 $299.91 $360.00 $30.00 $1,207.29 $2,428.49 $5,380.49 N/A xxxxx xxxxx xxxxx   Monthly 48.24% 48.24% 38.84% No No             Employed Employed         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 1 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     739                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 79.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 2 20     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103304 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.500% 9.500% $792.53 No   $11,809.56 $984.13 $6,302.04 $525.17 $0.00 $0.00 $1,316.25 $3,618.08 $7,750.86 N/A     xxxxx     46.71% 46.41% 40.93% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       730                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.2 No 57.07 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 7       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103305 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.500% 9.500% $842.18 No   $5,424.72 $452.06 $2,525.04 $210.42 $0.00 $0.00 $707.71 $2,212.37 $5,421.17 N/A     xxxxx     29459.00% 28.98% 17.95% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       745                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM  xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 13.7 No 68.36 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103306 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.110% Manual Underwriting Manual Underwriting No 11.500% $0.00 13.500% 11.500% $1,906.18 No   $1,407.84 $117.32 $1,834.56 $152.88 $0.00 $0.00 $1,791.82 $3,968.20 $8,779.66 N/A     xxxxx     48.16% 48.98% 33.16% No               Employed           1YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 34 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       660                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 18.7 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 4       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103307 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.250% 8.250% $448.28 No   $2,708.52 $225.71 $870.00 $72.50 $0.00 $0.00 $972.90 $1,719.39 $2,645.58 N/A     xxxxx     39.40% 39.39% 29.12% Unknown               Retired           Retirement Income Doc Verified 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - Award Letter Verified Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       782                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 22.3 No 69.2 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103308 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.750% 8.750% $466.98 No   $5,082.24 $423.52 $1,230.00 $102.50 $0.00 $0.00 $0.00 $993.00 $3,224.75 N/A     xxxxx     26.40% 25.45% 14.66% No               Retired           Retirement Income Doc Verified 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 17.58 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103309 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $1,029.19 No   $5,546.28 $462.19 $3,808.56 $317.38 $0.00 $0.00 $1,268.06 $3,076.93 $8,548.27 N/A     xxxxx     44.47% 44.30% 37.59% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       704                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 70.14 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 11       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103310 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.375% 11.375% $568.00 No   $5,749.92 $479.16 $12,992.76 $1,082.73 $0.00 $0.00 $990.11 $3,120.00 $4,542.76 N/A     xxxxx     48.07% 47.58% 41.03% Unknown               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 4 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       657                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 3.7 No 41.42 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 3       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103312 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.750% 8.750% $980.53 No   $1,757.64 $146.47 $766.32 $63.86 $0.00 $0.00 $0.00 $1,190.86 $1,819.37 N/A     xxxxx     40.82% 40.14% 7.88% No               Retired           Retirement Income Doc Verified 1   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Other, Other - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 25.4 No 49.3 N/A No No No Borrower As Individual N/A N/A N/A         false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103313 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.125% 9.125% $481.07 No   $6,898.56 $574.88 $4,868.04 $405.67 $900.00 $75.00 $1,955.90 $3,492.52 $4,478.74 N/A xxxxx xxxxx xxxxx 01/01/2026 Monthly 50.81% 48.21% 42.64% Unknown               Retired           1YR Full Doc 1   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       714                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 65.1 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103314 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.250% 9.250% $445.07 No   $4,681.80 $390.15 $1,047.96 $87.33 $0.00 $0.00 $782.97 $1,705.52 $1,814.87 N/A     xxxxx     49.48% 48.45% 35.80% No               Retired           1YR Full Doc 1   NA   N/A 0     1 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       680                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 66.72 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103315 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.375% 11.375% $473.96 No   $2,946.12 $245.51 $2,476.44 $206.37 $0.00 $0.00 $396.30 $1,322.14   N/A     xxxxx     47.57% 46.80% 42.89% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Retirement, Retirement - Award Letter Verified - 2025 Borrower - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       659                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA Patriot Act Disclosure Form xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 15.8 No 56.93 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103316 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.625% 8.625% $462.28 No   $875.52 $72.96 $1,054.44 $87.87 $0.00 $0.00 $0.00 $623.11 $2,866.64 N/A     xxxxx     22.45% 22.46% 11.36% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       705                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT DISCLOSURE xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 30.3 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx               N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103317 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.375% 7.375% $1,248.28 No   $1,366.20 $113.85 $687.96 $57.33 $0.00 $0.00 $0.00 $1,419.46 $20,637.09 N/A     xxxxx     11.34% 11.34% 5.98% No               Self-Employed           2YR Full Doc 1   NA   N/A 0     2 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       803                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 104.1 No 25.51 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               7       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103318 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 13.000% 11.000% $1,002.74 No   $7,916.88 $659.74 $4,775.52 $397.96 $0.00 $0.00 $1,877.57 $3,938.01 $7,173.24 N/A     xxxxx     48.90% 45.79% 38.21% No No             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number Yes 36 36 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     706                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 79.85 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103319 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.500% 9.500% $594.17 No   $4,857.72 $404.81 $1,407.00 $117.25 $0.00 $0.00 $1,280.33 $2,396.56 $5,073.21 N/A     xxxxx     49.00% 49.71% 43.82% No No             Employed Self-Employed         1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 1 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     764                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 17.5 No 73.49 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           10 10     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103320 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     14.750% 12.750% $458.21 No   $2,846.88 $237.24 $1,965.00 $163.75 $0.00 $0.00 $993.52 $1,852.72 $4,228.36 N/A     xxxxx     40.21% 32.17% 24.82% No               Self-Employed           2YR Full Doc 0   NA   N/A 0     2 2     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 10 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(N/A), YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(N/A), 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       661                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 69.69 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103321 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.875% 8.875% $471.69 No   $1,607.04 $133.92 $1,146.96 $95.58 $0.00 $0.00 $940.27 $1,641.46 $1,808.57 N/A     xxxxx     48.39% 48.40% 34.94% Unknown               Retired           1YR Full Doc 1   1 Month   N/A 0     1 0     2 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       707                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 6.4 xxxxxx 6.4 No 52.93 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx                             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103322 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00 xx/xx/xxxx 7.090% Manual Underwriting Manual Underwriting No 7.875% $0.00 9.875% 7.875% $347.51 No   $9,446.28 $787.19 $635.04 $52.92 $5,220.00 $435.00 $0.00 $1,622.62 $2,159.13 N/A xxxxx xxxxx xxxxx   Monthly 48.00% 42.91% 33.72% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 2024, 2025 Borrower - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 6.39 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx               xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103323 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.500% 9.500% $820.38 No   $5,990.16 $499.18 $1,401.96 $116.83 $0.00 $0.00 $1,556.46 $2,992.85 $3,304.91 N/A     xxxxx     47.82% 47.82% 34.87% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       694                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 73.09 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103324 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     13.375% 11.375% $568.09 No   $6,870.72 $572.56 $2,853.96 $237.83 $0.00 $0.00 $863.56 $2,242.04 $9,185.15 N/A     xxxxx     38.21% 38.97% 35.20% No No             Employed Employed         1YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 170 33 Work Number Yes 48 33 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     652                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 22.8 No 59.32 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 14 4     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103325 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.750% 8.750% $466.98 No   $0.00 $0.00 $4,763.64 $396.97 $0.00 $0.00 $1,091.98 $1,955.93 $4,688.25 N/A   xxxxx xxxxx     32.42% 32.41% 25.68% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     790                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 47.46 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103326 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.250% 8.250% $2,127.71 No   $4,671.12 $389.26 $5,583.96 $465.33 $1,680.00 $140.00 $2,023.71 $5,146.01 $14,098.64 N/A xxxxx xxxxx xxxxx   Monthly 38.28% 36.83% 25.89% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       751                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 45.7 No 68.78 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103327 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.250% 9.250% $971.76 No   $5,397.72 $449.81 $1,790.04 $149.17 $0.00 $0.00 $1,296.68 $2,867.42 $8,192.71 N/A     xxxxx     49.54% 49.12% 40.34% Unknown               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       696                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 8.5 No 69.16 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 12       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103328 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.750% 12.750% $602.97 No   $3,624.36 $302.03 $2,399.52 $199.96 $0.00 $0.00 $892.24 $1,997.20 $2,917.01 N/A     xxxxx     47.55% 41.18% 29.02% No               Retired           1YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No Yes N/A 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       661                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Passport   xxxxx xxxxx xx/xx/xxxx xxxxx xx/xx/xxxx N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 69.85 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Debt Consolidation xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx                         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103329 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.000% 8.000% $526.74 No   $6,008.64 $500.72 $1,212.96 $101.08 $0.00 $0.00 $0.00 $1,128.54 $2,718.54 N/A     xxxxx     46.86% 46.84% 36.54% Unknown Unknown             Retired Retired         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 Borrower - 2 YRS Executed 4506T Verified - 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     762                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 9.55 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103330 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.250% 8.250% $2,241.11 No   $10,886.76 $907.23 $7,550.64 $629.22 $3,900.00 $325.00 $2,199.93 $6,302.49 $8,804.89 N/A xxxxx xxxxx xxxxx   Monthly 49.98% 45.96% 32.20% No               Self-Employed           1YR Full Doc 0   NA   N/A 0     1 1     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 360 24 Work Number     0   No 0     Borrower - Wage, SESoleProprietor, SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), Written VOE Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 1 YR Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No Unknown N/A xxxxxx 0.0 xxxxxx 36.6 No 68.16 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Debt Consolidation xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx                         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103331 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.625% 10.625% $538.77 No   $132.36 $11.03 $2,565.84 $213.82 $0.00 $0.00 $430.00 $1,193.62   N/A     xxxxx     28.70% 28.58% 18.81% No No             Employed Retired         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     651                 No                                       13 xx/xx/xxxx xx/xx/xxxx 1   49   0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Other Patriot Act Information Form xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 34.1 No 50.25 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx               13       xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103332 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.750% 9.750% $504.97 No   $5,425.32 $452.11 $3,510.96 $292.58 $0.00 $0.00 $1,239.31 $2,488.97 $2,761.49 N/A     xxxxx     48.93% 48.94% 39.60% No               Employed           2YR Full Doc 0   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 73.81 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 5       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103333 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A .00   0.000% Manual Underwriting Manual Underwriting No 9.250% $0.00 11.250% 9.250% $1,214.54 No   $11,385.60 $948.80 $2,456.88 $204.74 $0.00 $0.00 $3,133.14 $5,501.22 $6,952.33 N/A     xxxxx     48.31% 47.98% 38.97% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       691                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 68.83 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 6       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103334 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.750% 8.750% $2,300.43 No   $4,943.28 $411.94 $4,371.84 $364.32 $975.00 $81.25 $2,347.39 $5,505.33 $18,011.28 N/A xxxxx xxxxx xxxxx   Annually 46.46% 47.00% 40.23% No               Employed           2YR Full Doc 2   1 Month   N/A 0     2 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 134 33 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       688                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown         xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 42.2 No 69.96 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103336 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.500% 9.500% $743.10 No   $11,887.68 $990.64 $1,450.68 $120.89 $0.00 $0.00 $2,423.47 $4,278.10 $5,679.00 N/A     xxxxx     49.44% 49.45% 42.84% No No             Employed Employed         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 34 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     725                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 5.0 No 76.43 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx             19     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103337 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.375% 7.375% $1,248.23 No   $4,335.36 $361.28 $2,715.96 $226.33 $396.00 $33.00 $0.00 $1,868.84 $7,270.78 N/A xxxxx xxxxx xxxxx   Annually 23.38% 23.39% 10.24% Unknown Unknown             Employed Employed         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     789                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 59.0 No 36.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx         N/A - Not investment property 6 14     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103338 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     11.000% 9.000% $1,095.17 No   $1,649.04 $137.42 $5,705.04 $475.42 $0.00 $0.00 $1,952.15 $3,660.16 $8,679.72 N/A     xxxxx     48.36% 49.90% 43.58% No               Employed           2YR Full Doc 2   1 Month   N/A 0     2 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       703                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other USA PATRIOT ACT INFORMATION FORM xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.7 No 60.8 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 14       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103339 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.500% 8.500% $503.36 No   $1,385.64 $115.47 $1,451.16 $120.93 $0.00 $0.00 $0.00 $739.76 $797.36 N/A     xxxxx     48.06% 48.13% 15.38% No               Retired           1YR Full Doc 0   NA   N/A 0     1 0     1 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       736                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 21.5 No 16.52 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103340 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     8.250% 8.250% $313.76 No   $409.20 $34.10 $962.04 $80.17 $0.00 $0.00 $356.91 $784.94 $4,645.82 N/A     xxxxx     30.50% 30.52% 25.83% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No Yes Yes 1 0 Yes N/A 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     773                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 43.7 No 28.39 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A         false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                                   xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103341 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.875% 8.875% $471.86 No   $9,809.88 $817.49 $5,305.80 $442.15 $0.00 $0.00 $1,971.78 $3,703.28 $5,996.98 N/A     xxxxx     47.07% 45.02% 40.70% No No             Retired Retired         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     747                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 51.08 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx   xxxxx           N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103342 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $964.31 No   $3,867.72 $322.31 $2,085.96 $173.83 $0.00 $0.00 $1,007.98 $2,468.43 $9,997.67 N/A     xxxxx     49.44% 48.17% 43.14% No No             Employed Employed         1YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 360 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     687                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Standard Driver's License - Not for federal Use   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.4 No 74.99 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx         xxxxx xxxxx xxxxx xxxxx           17 25     xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103343 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     9.750% 7.750% $429.79 No   $5,276.04 $439.67 $5,323.56 $443.63 $5,588.04 $465.67 $0.00 $1,774.17 $0.00 N/A xxxxx xxxxx xxxxx   Monthly 45.84% 45.79% 40.16% No No             Retired Retired         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - Award Letter Verified || Co Borrower - Retirement - Award Letter Verified Borrower || Co Borrower xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     775                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 6.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx           xxxxx   xxxxx         No         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103344 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.500% 8.500% $457.60 No   $1,424.88 $118.74 $2,526.96 $210.58 $0.00 $0.00 $0.00 $786.92 $2,098.96 N/A     xxxxx     48.71% 47.61% 36.49% Unknown               Retired           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       685                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 15.9 No 16.36 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx               N/A - Not investment property         xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103345 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.125% 8.125% $443.63 No   $1,689.48 $140.79 $1,724.04 $143.67 $1,200.00 $100.00 $1,172.40 $2,000.49 $2,954.18 N/A xxxxx xxxxx xxxxx   Monthly 49.23% 42.26% 33.59% No               Employed           2YR Full Doc 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       769                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 67.26 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 2       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103346 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.375% 8.375% $434.76 No   $1,891.92 $157.66 $1,866.96 $155.58 $0.00 $0.00 $0.00 $748.00 $776.90 N/A     xxxxx     49.94% 49.04% 20.54% Unknown Unknown             Retired Retired         Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx xx/xx/xxxx     709                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License STATE IDENTIFICATION CARD  xxxxx xxxxx xx/xx/xxxx     N/A     xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                         Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 56.6 No 30.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A xxxxx xxxxx     false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx xxxxx                 No Prepayment Penalty xxxxx xxxxx xxxxx xxxxx                         N/A - Not investment property         xxxxx xxxxx     xxxxx xxxxx     xxxxx xxxxx
6000103347 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.375% 10.375% $529.06 No   $2,306.88 $192.24 $3,025.08 $252.09 $0.00 $0.00 $909.47 $1,882.86 $7,001.53 N/A     xxxxx     21.32% 21.19% 15.24% No               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       653                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 46.08 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 24       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103348 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.000% 9.000% $571.61 No   $7,022.88 $585.24 $2,917.80 $243.15 $0.00 $0.00 $2,650.24 $4,050.24 $6,927.90 N/A     xxxxx     45.00% 43.52% 38.96% No               Employed           2YR Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       752                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     Work Visa    xx/xx/xxxx                                                                               Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 76.0 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 8       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103349 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 11.250% 9.250% $729.79 No   $8,255.40 $687.95 $1,230.12 $102.51 $0.00 $0.00 $1,201.92 $2,722.17 $344,695.00 N/A     xxxxx     49.76% 48.46% 37.55% No               Employed           2YR Full Doc 2   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 32 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       687                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 17.2 No 73.42 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             No 3       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103350 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 9.875% 7.875% $521.21 No   $3,781.08 $315.09 $1,182.00 $98.50 $0.00 $0.00 $0.00 $934.80 $2,067.85 N/A     xxxxx     40.70% 39.62% 24.40% No               Retired           1YR Full Doc 1   NA   N/A 0     1 0     2 0 NA   No No 0 No Yes N/A 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 44.9 No 17.74 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103351 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     10.500% 8.500% $594.88 No   $906.84 $75.57 $1,766.04 $147.17 $0.00 $0.00 $0.00 $817.62 $2,282.22 N/A     xxxxx     27.74% 27.75% 8.92% No               Retired           1YR Full Doc 1   NA   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 Borrower - 2 YRS Executed 4506T Verified - 2024 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       694                 No                                       7 xx/xx/xxxx xx/xx/xxxx 1 106     0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Other Patriot Act xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 32.83 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx                       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103353 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A Interest Only       Manual Underwriting Manual Underwriting No     11.750% 9.750% $557.48 No   $7,368.00 $614.00 $2,574.72 $214.56 $442.92 $36.91 $1,146.75 $2,569.70 $2,770.00 N/A xxxxx xxxxx xxxxx   Monthly 48.29% 48.26% 37.85% No               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 34 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       741                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.3 No 79.48 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx               16       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103354 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No     12.000% 10.000% $514.57 No   $1,753.68 $146.14 $2,374.44 $197.87 $549.96 $45.83 $870.41 $1,774.82 $2,317.19 N/A xxxxx xxxxx xxxxx 01/01/2026 Annually 47.00% 47.58% 35.93% Unknown               Employed           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       715                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Standard Driver's License - Not for federal use   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 0.0 No 78.22 N/A No Yes No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 6       xxxxx       xxxxx xxxxx     xxxxx xxxxx
6000103355 xxxxx   xxxxx xxxxx xxxxx No xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx ATR/QM: Exempt No No No N/A N/A       Manual Underwriting Manual Underwriting No   $0.00 10.500% 8.500% $457.60 No   $1,868.28 $155.69 $1,356.96 $113.08 $0.00 $0.00 $379.94 $1,106.31 $4,646.13 N/A     xxxxx     42.94% 40.97% 33.34% Unknown               Employed           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, SSI and Disability - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 xxxxx xxxxx xxxxx xxxxx xxxxx xx/xx/xxxx xx/xx/xxxx       722                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 Unknown No     No xxxxx xxxxx xxxxx Real ID Driver's License   xxxxx xxxxx xx/xx/xxxx     N/A                                                                                   Fee Simple   No No N/A xxxxxx 0.0 xxxxxx 31.6 No 67.07 N/A No No No Borrower As Individual N/A N/A N/A xxxxx       false 1 xx/xx/xxxx HELOC - ARM HELOC Cash Out - Other xxxxx xxxxx xxxxx xxxxx                         No Prepayment Penalty xxxxx xxxxx             xxxxx xxxxx             N/A - Not investment property 3       xxxxx       xxxxx xxxxx     xxxxx xxxxx