Exhibit 99.02 Schedule 6
| Loan Number | Loan ID | Finding # | Last Name | Note Date | Audit Category | Audit Issue | Finding ID | Exception Finding | Remediation Status | Exception Rebuttal | Exception Response | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade |
| XXXX | 6000102295 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102295 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102298 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102298 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102296 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102296 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101661 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101661 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101629 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101629 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102349 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102349 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102371 | 1 of 3 | XXXX | XXXX | Compliance | Note - Trust Missing | XXXX | Title to the Property is held in Trust, but the Trust Document is missing. Unable to determine if signatures on Note are accurate. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) Please review trust for both findings |
Response
1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000102371 | 2 of 3 | XXXX | XXXX | Compliance | Security Instrument - Trust Missing | XXXX | Title to the Property is held in a Trust, but the Trust Document is missing. Unable to determine if signatures on the Security Instrument are accurate. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Please review trust for both findings |
Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000102371 | 3 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000101669 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000101669 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000102308 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102308 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102383 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102383 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000103402 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000103402 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000103503 | 1 of 2 | XXXX | XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section of the Security Instrument is incomplete: XXXX did not state who appeared before them | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) please see notary initials |
Response
1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000103503 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra for both b1 and b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000103484 | 1 of 2 | XXXX | XXXX | Compliance | Security Instrument - Inaccurate | XXXX | The security instrument was not completed accurately. The security instrument reflects the borrowers personal name; however, the vested interest as per the Deed and the Chain of Title reflect a business name associated with the borrower. The loan file does not contain documentation evidencing the borrower had vested interest in the subject property at the time of closing. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) please review deed Rebuttal 2 (XX/XX/XXXX XX:XXAM) Please review this quitclaim |
Response
1 (XX/XX/XXXX XX:XXAM) The documentation provided is not sufficient to clear the finding. The Quit Claim provided is for an Entity to an Entity. The borrower is a Individual. A deed transferring ownership form the XXXX to the Individuals, XXXX and XXXX. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000103484 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106315 | 1 of 2 | XXXX | XXXX | Compliance | Compliance Finding - Other | XXXX | There are additional XXXX. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) Please review LOX |
Response
1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106315 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112542 | 1 of 2 | XXXX | XXXX | Compliance | Security Instrument - Inaccurate | XXXX | The security instrument was not completed accurately. The project name listed on the rider does not correspond with the legal description. The Condominium Rider identifies the project as “RES-BV-XXXX,” while the legal description lists the project name as XXXX. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) please see PUD |
Response
1 (XX/XX/XXXX XX:XXAM) he documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112542 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106251 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106251 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Please see schedule c for remaining income |
Response 1 (XX/XX/XXXX XX:XXPM) The income is supported. Documentation is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112474 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112474 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106274 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106274 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106345 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106345 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106393 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106393 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106349 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106349 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106298 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106298 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113292 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113292 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106316 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000106316 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000106323 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106323 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106395 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106395 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Please see cra |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106244 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106244 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106331 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106331 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112323 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112323 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106241 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106241 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106379 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106379 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106326 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106326 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106390 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106390 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106340 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106340 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see remaining income from b2 cra |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106313 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106313 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106387 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106387 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112438 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112438 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106262 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106262 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106230 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106230 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113309 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113309 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106299 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106299 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106296 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106296 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106364 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106364 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106243 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106243 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112519 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112519 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106263 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106263 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106289 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106289 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see statement paid by npe |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106308 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106308 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106369 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106369 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106275 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106275 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106237 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106237 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106234 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106234 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106255 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106255 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112383 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112383 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106346 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106346 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106383 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106383 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106240 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106240 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106352 | 1 of 2 | XXXX | XXXX | Compliance | ROR - Timing | XXXX | The XXXX does not provide the borrower with XXXX business days to rescind the transaction. The rescission date is XXXX business days after the consummation date, the date the borrower receives the Final TIL/HUD-XXXX, or the date the borrower receives the Notice of Right to Cancel, whichever occurs last. The rescission date noted on the Right to Cancel Notice, XX/XX/XXXX is less than three business days from the consummation date XX/XX/XXXX. Truth in XXXX (Regulation Z)12 CFR 1026.23(b)(1)(v), (a). | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) Please see notary affidavit. Closing took place on XX/XX/XXXX |
Response
1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106352 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106261 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106261 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see statement paid by other and npe |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106391 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106391 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112409 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112409 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106267 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106267 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106281 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106281 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106355 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106355 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106381 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106381 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106287 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106287 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113328 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113328 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106389 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106389 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Please review statement paid by other |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113444 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113444 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106302 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106302 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112339 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112339 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113492 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113492 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106283 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106283 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see remaining income from b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106374 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106374 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106394 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106394 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106360 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106360 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106265 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106265 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106351 | 1 of 2 | XXXX | XXXX | Compliance | State Testing | XXXX | This loan failed the lender fees test due to one of the following findings: (XXXX §XXXX-XXXXA(e); XXXX XXXX-10(a), (g)). The loan is a first lien home equity line of credit, and the sum of all lender fees exceeds XXXX% of the principal amount. (XXXX XXXX-10(a)) | Acknowledged | 2 | 2 | 2 | 2 | ||||
| XXXX | 6000106351 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000106276 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106276 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112537 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112537 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106343 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106343 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106350 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106350 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106353 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106353 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106272 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106272 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106370 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106370 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106307 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106307 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106233 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106233 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106306 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106306 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106373 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106373 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112384 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112384 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106372 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106372 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106282 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106282 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106325 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106325 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106286 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106286 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113290 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113290 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra for b2 Rebuttal 2 (XX/XX/XXXX XX:XXAM) please see cra for b2 Rebuttal 3 (XX/XX/XXXX XX:XXPM) cra Rebuttal 4 (XX/XX/XXXX XX:XXAM) pending new data tape from XXXX; will email to XXXX. |
Response 1 (XX/XX/XXXX XX:XXAM) Documents not received. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Plaid provided does not support income. (XXXX) Response 3 (XX/XX/XXXX XX:XXAM) Please provide final Plaid to include all sources. If applicable, provide a corrected data tape and LOX. (XXXX) Response 4 (XX/XX/XXXX XX:XXAM) Documentation and corrected data tape provided. DTI updated to XXXX%. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106385 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106385 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106322 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106322 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106309 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106309 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106239 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106239 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106271 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106271 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112478 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112478 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106363 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106363 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106236 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106236 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106300 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106300 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106375 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106375 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106254 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106254 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112533 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112533 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112349 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112349 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106312 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106312 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112484 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112484 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106284 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106284 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106324 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106324 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106317 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106317 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106365 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106365 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112393 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112393 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106333 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106333 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106290 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106290 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112412 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112412 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106301 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106301 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Please review both docs for income |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106338 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106338 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106247 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106247 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112548 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112548 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112521 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112521 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106328 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106328 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106388 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106388 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106330 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106330 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112532 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112532 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106332 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106332 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Please review bank statement showing other is paying the 1st lien. (about mid month on statements) |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106376 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106376 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106359 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106359 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106319 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106319 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106337 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106337 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112335 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112335 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106314 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106314 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112504 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112504 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106362 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106362 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113291 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113291 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112313 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112313 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106384 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106384 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112371 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112371 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106392 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106392 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112413 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112413 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112496 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112496 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see remaining income from b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112354 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112354 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112348 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112348 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112441 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112441 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112317 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112317 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112379 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112379 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112341 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112341 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106327 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106327 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112360 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112360 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113258 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113258 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106354 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106354 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112444 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112444 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112443 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112443 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112553 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112553 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113304 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113304 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112368 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112368 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113351 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113351 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112307 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112307 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113483 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113483 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112370 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112370 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112403 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112403 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113466 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113466 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review twn for b1 and cra for both borrowers |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113312 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113312 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112326 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112326 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113311 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113311 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000112488 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112488 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112340 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112340 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112399 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112399 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112425 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112425 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112342 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112342 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112457 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112457 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112328 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112328 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112465 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112465 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112534 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112534 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement paid by other |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112434 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | |||||
| XXXX | 6000112434 | 2 of 2 | XXXX | XXXX | Credit | Program Parameters - Other | XXXX | The guidelines require a XXXX% minimum draw. The data was delivered with a loan amount of $XXXX and initial draw of $XXXX, which does not meet a XXXX% draw. It should also be noted; the HELOC agreement also confirms an initial advance of $XXXX. | Waived | Rebuttal 1 (XX/XX/XXXX XX:XXPM) XXXX provided an exception |
Response 1 (XX/XX/XXXX XX:XXPM) XXXX approved exception for not meeting the minimum draw amount of XXXX%. (Waived) |
3 | 2 | 3 | 2 | ||
| XXXX | 6000112567 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112567 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112473 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112473 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112471 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112471 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see avg paystubs, cra, and ssi |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000112391 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112391 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112459 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112459 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113317 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113317 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112543 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112543 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112329 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112329 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112449 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112449 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112387 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112387 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112319 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112319 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112490 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112490 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112564 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112564 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112512 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112512 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112369 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112369 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112560 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112560 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112486 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112486 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112358 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112358 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112547 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112547 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112405 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112405 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112388 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112388 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112321 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112321 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112327 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112327 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112353 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112353 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113277 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113277 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112346 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112346 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112378 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112378 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112418 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112418 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112487 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112487 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112424 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112424 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112476 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112476 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112337 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112337 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112483 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112483 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112314 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112314 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113326 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113326 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112320 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112320 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112442 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112442 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112518 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112518 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113493 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113493 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112364 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112364 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112458 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112458 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112309 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112309 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113341 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113341 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113432 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113432 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113474 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113474 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112322 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112322 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112502 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112502 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112541 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112541 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113490 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113490 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113364 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113364 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113288 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113288 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112350 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112350 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112330 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112330 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112509 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112509 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112561 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112561 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe names |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112503 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112503 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112527 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112527 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112558 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112558 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112468 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112468 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112352 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112352 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000112450 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112450 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112373 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112373 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112501 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112501 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112550 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112550 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112452 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112452 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112524 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112524 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113442 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113442 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112372 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000112372 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see ssa for $XXXX with Grossed up XXXX% and XXXX% from SS award letter and $XXXX from avg paystubs |
Response 1 (XX/XX/XXXX XX:XXPM) Monthly Social Security based on the award letter is $XXXX per month. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Apologies. Finding is upheld at an EV2. (XXXX) |
2 | 2 | 2 | 2 | ||
| XXXX | 6000112493 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112493 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000112448 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112448 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112447 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112447 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please review cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000112539 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112539 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113441 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113441 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113301 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113301 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000112460 | 1 of 2 | XXXX | XXXX | Compliance | Security Instrument - Inaccurate | XXXX | The security instrument was not completed accurately. The mortgage was signed by both borrowers; XXXX and XXXX. However, the notary only acknowledged that XXXX appeared before them. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) please see notary initials |
Response
1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112460 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112531 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112531 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112571 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112571 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112374 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112374 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112421 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112421 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112463 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112463 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112397 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112397 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112334 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112334 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112432 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112432 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112410 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112410 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112445 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112445 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112419 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112419 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113391 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113391 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113368 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113368 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112470 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112470 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112565 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112565 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112396 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112396 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113353 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113353 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113470 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113470 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112332 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112332 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113286 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113286 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000112570 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112570 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113307 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113307 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113463 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113463 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113289 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113289 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112566 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112566 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112435 | 1 of 2 | XXXX | XXXX | Compliance | Security Instrument - Inaccurate | XXXX | The security instrument was not completed accurately. The name of the current Pud rider association does not match the name of association of previous Pud rider " XXXX". | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) please review pud |
Response
1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112435 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112482 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112482 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112345 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112345 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112513 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112513 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112551 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112551 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112516 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112516 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000112401 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112401 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112514 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112514 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112464 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112464 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113377 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113377 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113384 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113384 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112429 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112429 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000113298 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113298 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112411 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112411 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112497 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112497 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113372 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113372 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112446 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112446 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112535 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112535 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112510 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112510 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112376 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112376 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112529 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112529 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112416 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112416 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112356 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112356 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112427 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112427 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112392 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112392 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112344 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112344 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112466 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112466 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113404 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113404 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112511 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112511 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113314 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113314 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113313 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113313 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112557 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112557 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113361 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113361 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113356 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113356 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112559 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112559 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112469 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112469 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112538 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112538 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112404 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112404 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112569 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112569 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113339 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113339 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112500 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112500 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113310 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113310 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra Rebuttal 2 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXAM) File received is corrupt. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) The income is supported. Documentation is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113280 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113280 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112549 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112549 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113405 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113405 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113331 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113331 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113403 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113403 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113299 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113299 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112426 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112426 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113417 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113417 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 and SS income for b1. Grossed up SS Income by XXXX% of non-taxable income by XXXX% |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112367 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112367 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113352 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113352 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112499 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112499 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113283 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113283 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112523 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112523 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113497 | 1 of 3 | XXXX | XXXX | Compliance | Note - Incomplete / Inaccurate | XXXX | The following section(s) of the Note is inaccurate. The Community name listed on page XXXX of the Note does not match the Development name on the legal description. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) Please review attached for both findings. |
Response
1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113497 | 2 of 3 | XXXX | XXXX | Compliance | Security Instrument - Inaccurate | XXXX | The security instrument was not completed accurately. According to the Security Instrument, the property is located within a Planned Unit Development. However, the community name listed on the XXXX does not match the development name reflected in the legal description and the prior Mortgage. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Docs uploaded. |
Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113497 | 3 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113363 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113363 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113423 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113423 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113498 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113498 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112507 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112507 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112495 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112495 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112530 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112530 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113509 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113509 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113319 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113319 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113276 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113276 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113350 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113350 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113495 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113495 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112528 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112528 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113359 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113359 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113437 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113437 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113333 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113333 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113378 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113378 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113354 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113354 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112508 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112508 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113428 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113428 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113306 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113306 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113375 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113375 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113373 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113373 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113324 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113324 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113408 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113408 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113507 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113507 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113439 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113439 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113479 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113479 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review statement with NPE name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113471 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113471 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113261 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113261 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113398 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113398 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112472 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112472 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113267 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113267 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113275 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113275 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000113334 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113334 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113303 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113303 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113457 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113457 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113345 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113345 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113426 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113426 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113293 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113293 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113349 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113349 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113337 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113337 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113450 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113450 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113438 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113438 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113402 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113402 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113362 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113362 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113411 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113411 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113278 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113278 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113486 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113486 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113287 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113287 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113264 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113264 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113284 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113284 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113381 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113381 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113482 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113482 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113427 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113427 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113330 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113330 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113365 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113365 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113476 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113476 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113338 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113338 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113355 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113355 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113460 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113460 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113406 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113406 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113321 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113321 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113440 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113440 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113308 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113308 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113371 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113371 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113481 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113481 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113270 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113270 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113390 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113390 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113477 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113477 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113459 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113459 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113462 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113462 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113327 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113327 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113475 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113475 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113433 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113433 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113348 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113348 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113342 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113342 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113366 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113366 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review cra |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113369 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113369 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113340 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113340 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113508 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113508 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113379 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113379 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113449 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113449 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113434 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113434 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113429 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113429 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113329 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113329 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113491 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113491 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113418 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113418 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113435 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113435 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113468 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113468 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113465 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113465 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113413 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113413 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113443 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113443 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113456 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113456 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113496 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113496 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113453 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113453 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113484 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113484 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113376 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113376 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113401 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113401 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113454 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113454 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113502 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113502 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113504 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113504 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113430 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113430 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113485 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113485 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113397 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113397 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113436 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113436 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113452 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113452 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113501 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113501 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113510 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113510 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113431 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113431 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113410 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113410 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113367 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113367 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113506 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113506 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000102470 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102470 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106248 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106248 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106257 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106257 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106318 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106318 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112351 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112351 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113461 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113461 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement paid by other |
Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112506 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112506 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112430 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112430 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112437 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112437 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113296 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113296 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113424 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113424 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113316 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113316 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113388 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113388 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101586 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000101586 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000103442 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000103442 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101642 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101642 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102432 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102432 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106288 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106288 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106357 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106357 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106295 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106295 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106310 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106310 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106321 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106321 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113399 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113399 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106292 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106292 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106377 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106377 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106334 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106334 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106285 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106285 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106356 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106356 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106291 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106291 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106336 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106336 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106378 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106378 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112423 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112423 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112316 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112316 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000112498 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112498 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112308 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112308 | 2 of 3 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Please see business paying for mortgage |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112308 | 3 of 3 | XXXX | XXXX | Credit | Income - Missing | XXXX | The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113281 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113281 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112385 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112385 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112331 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112331 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112310 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112310 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112355 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112355 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112325 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112325 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113318 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113318 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113302 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113302 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112467 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112467 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112338 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112338 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113421 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113421 | 2 of 2 | XXXX | XXXX | Credit | Income - Missing | XXXX | The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112453 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112453 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112436 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112436 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112479 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | |||||
| XXXX | 6000112479 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) please see additional income from b2 cra |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation is sufficient. (Resolved) |
2 | 1 | 2 | 1 | ||
| XXXX | 6000113259 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113259 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112440 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112440 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112545 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112545 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112381 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112381 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112494 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112494 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113257 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113257 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113464 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113464 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113305 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113305 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113448 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113448 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112481 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112481 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113269 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113269 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113455 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113455 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113336 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113336 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113387 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113387 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113383 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113383 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106278 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106278 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106293 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106293 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112477 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112477 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106304 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106304 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113446 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113446 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106335 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106335 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106329 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106329 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106258 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106258 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112336 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112336 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112515 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112515 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112400 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112400 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112462 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112462 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113458 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113458 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112377 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112377 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113407 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113407 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review; cra for b2 is slightly different, please review in entirety. |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112407 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112407 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112398 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112398 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112439 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112439 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113394 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113394 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113300 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113300 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112475 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112475 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113263 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113263 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112375 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112375 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113415 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113415 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113385 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113385 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113294 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113294 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113265 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113265 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113395 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113395 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113389 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113389 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113382 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113382 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113380 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113380 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113358 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113358 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113323 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113323 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112380 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112380 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106238 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106238 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106380 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106380 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112324 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112324 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112431 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112431 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112382 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112382 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112451 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112451 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112540 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112540 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113505 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113505 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113447 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113447 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000113271 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113271 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112556 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112556 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106348 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106348 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106294 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106294 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106264 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106264 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106232 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106232 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106279 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106279 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement under npe name |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106367 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106367 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113268 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113268 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112408 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112408 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113374 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113374 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112305 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112305 | 2 of 2 | XXXX | XXXX | Credit | Program Parameters - Lien Position | XXXX | The data was delivered indicating the subject loan is afirst lien; however, documents in the loan file reflect the XXXX position is asecond. Please confirm the XXXX position and provide a letter of explanationand corrected data tape. If the existing first lien recorded on XX/XX/XXXX waspaid off, please provide evidence of payoff. Subject to compliance re-testing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Release provided. |
Response 1 (XX/XX/XXXX XX:XXPM) Full reconveyance in the file is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112455 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112455 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112395 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112395 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112555 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112555 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112389 | 1 of 2 | XXXX | XXXX | Compliance | Security Instrument - Inaccurate | XXXX | The security instrument was not completed accurately. The "Other" box on page XXXX of the security instrument was checked; however, the name of the attached rider was not specified. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) please review rider box |
Response
1 (XX/XX/XXXX XX:XXAM) The updated mortgage provided is sufficient to cure the exception. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112389 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 3 | 1 | ||
| XXXX | 6000112361 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112361 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113511 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113511 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112520 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112520 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112544 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112544 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113396 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113396 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000097566 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000097566 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000102345 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000102345 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112572 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112572 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000101616 | 1 of 2 | XXXX | XXXX | Compliance | ROR - Not Executed | XXXX | The Right to Cancel Notice was not signed and dated by Borrower. Truth in XXXX (Regulation Z) 12 CFR 1026.23(b), (a)(1) | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) Please review LOX Rebuttal 2 (XX/XX/XXXX XX:XXPM) Re-opened rescission period expired. |
Response
1 (XX/XX/XXXX XX:XXAM) The documentation provided is not sufficient to cure the finding. The Updated ROR for the loan transaction on was issued and the borrower has until midnight on XX/XX/XXXX to rescind. The exception can not be resolved until the recession period ends. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) There-opened rescission expired at midnight on XX/XX/XXXX clearing the exception.(Resolved) |
3 | 2 | 3 | 2 | ||
| XXXX | 6000101616 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | |||||
| XXXX | 6000106273 | 1 of 2 | XXXX | XXXX | Compliance | Compliance Finding - Other | XXXX | There are additional XXXX. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) Please review LOX |
Response
1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 2 | ||
| XXXX | 6000106273 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 3 | 2 | |||||
| XXXX | 6000106269 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106269 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106297 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106297 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112562 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112562 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106361 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106361 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106259 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106259 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106268 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106268 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106235 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106235 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106341 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106341 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112489 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112489 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106368 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106368 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement paid by llc |
Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106250 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106250 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106311 | 1 of 2 | XXXX | XXXX | Compliance | Compliance Finding - Other | XXXX | There are additional XXXX. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) Please see LOX |
Response
1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106311 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106320 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106320 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106277 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106277 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106280 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106280 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106347 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106347 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106270 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106270 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106231 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106231 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106252 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000106252 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement paid by npe |
Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000106266 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106266 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106260 | 1 of 2 | XXXX | XXXX | Compliance | State Testing - Interest Rate | XXXX | This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%. | Acknowledged | 2 | 2 | 2 | 2 | ||||
| XXXX | 6000106260 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000106344 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106344 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106256 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106256 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112365 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112365 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106253 | 1 of 2 | XXXX | XXXX | Compliance | State Testing - Interest Rate | XXXX | This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%. | Acknowledged | 2 | 2 | 2 | 2 | ||||
| XXXX | 6000106253 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000106305 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106305 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106342 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106342 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106382 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106382 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106339 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106339 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106303 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106303 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112362 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112362 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113422 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113422 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112318 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112318 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112315 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112315 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113499 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113499 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112343 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112343 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113279 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113279 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113425 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113425 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112456 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112456 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112312 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112312 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112333 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112333 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112394 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112394 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112536 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112536 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112522 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112522 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112461 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112461 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112357 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112357 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112505 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112505 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112433 | 1 of 2 | XXXX | XXXX | Compliance | Security Instrument - Inaccurate | XXXX | The security instrument was not completed accurately. The association name of the Pud rider name " XXXX" does not match name of original Pud rider name " XXXX ". | Resolved | Rebuttal
1 (XX/XX/XXXX XX:XXPM) please review pud |
Response
1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112433 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112420 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112420 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112359 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112359 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112491 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112491 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112415 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112415 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112366 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112366 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112454 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112454 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113266 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113266 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113295 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113295 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113262 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113262 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112363 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112363 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113400 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113400 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112417 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112417 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112480 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112480 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113322 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113322 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113480 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113480 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112422 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112422 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113494 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113494 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113409 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113409 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112517 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112517 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112563 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112563 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113414 | 1 of 3 | XXXX | XXXX | Compliance | HELOC Brochure - Late | XXXX | There is no evidence in the file that the home equity brochure entitled What You Should Know About Home Equity Lines of Credit (or a suitable substitute) was provided to the borrower within XXXX business days of application. Truth In Lending Act (Regulation Z) 12 CFR 1026.40(e) | Acknowledged | 2 | 2 | 2 | 2 | ||||
| XXXX | 6000113414 | 2 of 3 | XXXX | XXXX | Compliance | HELOC Initial/Early Disclosure - Late | XXXX | The Initial HELOC Disclosure was not provided to the borrower's within XXXX business days of application. | Acknowledged | 2 | 2 | 2 | 2 | ||||
| XXXX | 6000113414 | 3 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113255 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113255 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113332 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113332 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113344 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113344 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113282 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | |||||
| XXXX | 6000113282 | 2 of 2 | XXXX | XXXX | Credit | Income - Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | |||||
| XXXX | 6000113419 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113419 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113487 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113487 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113347 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113347 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113256 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113256 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113488 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113488 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review cra |
Response 1 (XX/XX/XXXX XX:XXAM) The income is supported. Documentation is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113451 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113451 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113320 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113320 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113274 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113274 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113260 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113260 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113273 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113273 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113386 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113386 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113285 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113285 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Please review cra & ssi. Grossed up SS Income by XXXX% of non-taxable income by XXXX% |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113469 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113469 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113472 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113472 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113272 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113272 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra for b2 |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113393 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113393 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113346 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113346 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113392 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113392 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113478 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113478 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113357 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113357 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113489 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113489 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113503 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113503 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113473 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113473 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113420 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113420 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113412 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113412 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112546 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112546 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106358 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106358 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106246 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106246 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112526 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112526 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement paid by other |
Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112492 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112492 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113416 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113416 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see cra; file was too large, had to split into XXXX parts. |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112485 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112485 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112311 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112311 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112306 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112306 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113445 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113445 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112414 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112414 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112402 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000112402 | 2 of 2 | XXXX | XXXX | Credit | DTI - Calculation | XXXX | The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please see statement paid by npe |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000112525 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable XXXX and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000112525 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113325 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113325 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113360 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113360 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113370 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | |||||
| XXXX | 6000113370 | 2 of 2 | XXXX | XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) please review cra for each borr |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 6000113335 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113335 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113297 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113297 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113315 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113315 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113343 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000113343 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106371 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | |||||
| XXXX | 6000106371 | 2 of 2 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 |