Exhibit 99.02 Schedule 5
| Loan Number | Loan ID | Last Name | Note Date | Original Loan Amount | QM Status | ATR Status | Compliance Exceptions | Credit Exceptions | Property Valuation Exceptions | Compensating Factors | Initial Rating | Final Rating | Initial Credit Rating | Final Credit Rating | Initial Compliance Rating | Final Compliance Rating | Initial Property Valuation Rating | Final Property Valuation Rating | Initial Overall Loan Grade (DBRS Morningstar) | Final Overall Loan Grade (DBRS Morningstar) | Initial Credit Grade (DBRS Morningstar) | Final Credit Grade (DBRS Morningstar) | Initial Property Valuation Grade (DBRS Morningstar) | Final Property Valuation Grade (DBRS Morningstar) | Initial Compliance Grade(DBRS Morningstar) | Final Compliance Grade(DBRS Morningstar) | Initial Overall Loan Grade (KBRA) | Final Overall Loan Grade (KBRA) | Initial Credit Grade (KBRA) | Final Credit Grade (KBRA) | Initial Property Valuation Grade (KBRA) | Final Property Valuation Grade (KBRA) | Initial Compliance Grade(KBRA) | Final Compliance Grade(KBRA) | Initial Overall Loan Grade (S&P) | Final Overall Loan Grade (S&P) | Initial Credit Grade (S&P) | Final Credit Grade (S&P) | Initial Property Valuation Grade (S&P) | Final Property Valuation Grade (S&P) | Initial Compliance Grade (S&P) | Final Compliance Grade (S&P) | Initial Overall Grade(Moody's) | Final Overall Grade(Moody's) | Initial Credit Grade (Moody's) | Final Credit Grade (Moody's) | Initial Property Valuation Grade (Moody's) | Final Property Valuation Grade (Moody's) | Initial Compliance Grade (Moody's) | Final Compliance Grade (Moody's) |
| XXXX | 6000106349 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106310 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106257 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106285 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000106280 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000106301 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000106378 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106325 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106354 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106255 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000106251 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) The income is supported. Documentation is sufficient. (Resolved) |
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| XXXX | 6000106384 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106294 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106264 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106330 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106284 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000106372 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106379 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106319 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106387 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106247 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106266 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106380 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106383 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106344 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106318 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106367 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106230 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106392 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106347 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106391 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106239 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000106308 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106267 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106346 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106376 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106320 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106234 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106286 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106313 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106377 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106315 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Compliance Finding - Other- There are additional XXXX. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106361 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106371 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106268 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106327 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106338 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106331 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106270 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106311 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Compliance Finding - Other- There are additional XXXX. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106369 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106381 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106335 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106368 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106254 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106292 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106333 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106269 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106296 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106243 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106283 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106389 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106355 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106326 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106388 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106363 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106299 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106390 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106295 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106244 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106365 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106238 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106356 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106263 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106241 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106240 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106359 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106336 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106309 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106357 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106317 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106265 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106337 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106358 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106272 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106322 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106382 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106281 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106233 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106373 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106235 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106332 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106252 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106287 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106362 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106256 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106246 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106279 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106237 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106393 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106289 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000106300 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106258 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106274 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106248 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000106260 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106271 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106316 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000106312 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106339 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106323 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106259 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106351 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Open) State Testing- This loan failed the lender fees test due to one of the following findings: (XXXX §XXXX-XXXXA(e); XXXX XXXX-10(a), (g)). The loan is a first lien home equity line of credit, and the sum of all lender fees exceeds XXXX% of the principal amount. (XXXX XXXX-10(a)) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106342 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106395 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX . The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000106231 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106275 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106278 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106250 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106329 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106314 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000106340 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000106293 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106360 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106298 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106306 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106262 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106290 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106232 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106276 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106302 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106261 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000106324 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106343 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106307 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106277 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106297 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106352 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) ROR - Timing- The Right to Cancel does not provide the borrower with XXXX business days to rescind the transaction. The rescission date is XXXX business days after the consummation date, the date the borrower receives the Final TIL/HUD-XXXX, or the date the borrower receives the Notice of Right to Cancel, whichever occurs last. The rescission date noted on the Right to Cancel Notice, XX/XX/XXXX is less than three business days from the consummation date XX/XX/XXXX. Truth in XXXX (Regulation Z)12 CFR 1026.23(b)(1)(v), (a). Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106253 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106288 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106282 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106374 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106303 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106273 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Compliance Finding - Other- There are additional XXXX. There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000106334 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106345 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106348 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106305 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106350 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106236 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106385 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106341 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106328 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106321 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106364 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106375 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106291 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106304 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106370 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106353 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000106394 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112553 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112402 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112470 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112371 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112322 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112360 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112400 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112448 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112516 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | 1 | 1 | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | |||||||||||||
| XXXX | 6000112493 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | 1 | 1 | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | |||||||||||||
| XXXX | 6000112485 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112358 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112351 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112369 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112435 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The name of the current Pud rider association does not match the name of association of previous Pud rider " XXXX". Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
3 | 1 | 1 | 1 | 3 | 1 | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | |||||||||||||
| XXXX | 6000112526 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112473 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112439 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112367 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112430 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112348 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112452 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112540 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112306 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112326 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112391 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112363 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112530 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112346 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112431 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112528 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112559 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112397 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112437 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112311 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112393 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112441 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112536 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112469 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112384 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112449 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112320 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112484 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112414 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112521 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112465 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112420 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112463 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112385 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112537 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112479 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation is sufficient. (Resolved) |
2 | 1 | 2 | 1 | 1 | 1 | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | |||||||||||||
| XXXX | 6000112387 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112436 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112316 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112417 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112529 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112340 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112570 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112337 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112323 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response XXXX (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112313 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112321 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112331 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112362 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112572 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112409 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112499 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112506 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112457 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112560 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112392 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112547 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112477 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112502 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112487 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112438 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112491 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112492 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112509 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112380 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112471 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112481 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112312 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112541 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112432 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112399 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112546 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112486 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112352 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
2 | 1 | 2 | 1 | 1 | 1 | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | B | A | B | A | A | A | |||||||||||||
| XXXX | 6000112555 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112501 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112381 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112376 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112356 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112310 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112565 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112344 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112324 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112539 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112545 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112307 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112379 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112396 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112527 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112427 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112338 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112569 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112451 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112513 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112389 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The "Other" box on page XXXX of the security instrument was checked; however, the name of the attached rider was not specified. Response 1 (XX/XX/XXXX XX:XXAM) The updated mortgage provided is sufficient to cure the exception. (Resolved) |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112520 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112450 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112571 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112370 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112333 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112505 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112531 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112404 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112447 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112488 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112503 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112442 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112468 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112339 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112558 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112522 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112419 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112525 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable XXXX and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112467 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112398 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112395 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112425 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112567 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112411 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112364 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112383 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112394 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112374 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112305 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Program Parameters - Lien Position- The data was delivered indicating the subject loan is afirst lien; however, documents in the loan file reflect the XXXX position is asecond. Please confirm the XXXX position and provide a letter of explanationand corrected data tape. If the existing first lien recorded on XX/XX/XXXX waspaid off, please provide evidence of payoff. Subject to compliance re-testing. Response 1 (XX/XX/XXXX XX:XXPM) Full reconveyance in the file is sufficient. (Resolved) |
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| XXXX | 6000112377 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112556 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112353 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112551 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112412 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112496 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112561 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112466 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112458 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112315 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112319 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112534 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112342 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112517 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112350 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112415 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112345 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112403 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112462 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112453 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112498 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112564 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112459 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112341 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112515 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112456 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112524 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112327 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112497 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112507 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112368 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112317 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112328 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112445 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112478 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112382 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112423 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112489 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112408 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112366 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112336 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112446 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112550 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112401 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112455 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112512 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112510 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000112443 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112543 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112461 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112410 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112325 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112359 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112434 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Waived) Program Parameters - Other- The guidelines require a XXXX% minimum draw. The data was delivered with a loan amount of $XXXX and initial draw of $XXXX, which does not meet a XXXX% draw. It should also be noted; the HELOC agreement also confirms an initial advance of $XXXX. Response 1 (XX/XX/XXXX XX:XXPM) XXXX approved exception for not meeting the minimum draw amount of XXXX%. (Waived) |
XXXX, XXXX% CLTV | 3 | 2 | 3 | 2 | 1 | 1 | C | B | C | B | A | A | C | B | C | B | A | A | C | B | C | B | A | A | C | B | C | B | A | A | ||||||||||||
| XXXX | 6000112354 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112373 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112494 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112544 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112388 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112483 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112308 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) (Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112329 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112549 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112542 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The project name listed on the rider does not correspond with the legal description. The Condominium Rider identifies the project as “RES-BV-XXXX,” while the legal description lists the project name as XXXX. Response 1 (XX/XX/XXXX XX:XXAM) he documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112421 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112413 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112475 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112440 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112372 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Monthly Social Security based on the award letter is $XXXX per month. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Apologies. Finding is upheld at an EV2. (XXXX) |
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| XXXX | 6000112309 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112378 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112495 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000112523 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112566 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112535 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112407 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112508 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112538 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000112548 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112349 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112426 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112532 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112519 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112418 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112557 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000112335 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112511 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112365 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112474 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112454 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112464 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112514 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112472 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112330 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112482 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112334 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112361 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112460 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The mortgage was signed by both borrowers; XXXX and XXXX. However, the notary only acknowledged that XXXX appeared before them. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112405 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112490 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112424 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112332 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112422 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112518 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112562 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112314 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112476 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112563 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112444 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112504 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112355 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112533 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112318 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112375 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112433 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The association name of the Pud rider name " XXXX" does not match name of original Pud rider name " XXXX ". Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112429 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000112357 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112500 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112480 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112416 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000112343 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113341 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113288 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113269 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113504 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113263 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113361 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113482 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113284 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113353 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113336 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113356 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113299 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113381 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113340 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113297 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113455 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113294 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113357 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113345 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113331 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113392 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113379 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113395 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113354 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113479 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000113319 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113362 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113314 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113409 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113414 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Open) HELOC Brochure - Late- There is no evidence in the file that the home equity brochure entitled What You Should Know About Home Equity Lines of Credit (or a suitable substitute) was provided to the borrower within XXXX business days of application. Truth In Lending Act (Regulation Z) 12 CFR 1026.40(e) (Open) HELOC Initial/Early Disclosure - Late- The Initial HELOC Disclosure was not provided to the borrower's within XXXX business days of application. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113489 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113329 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113488 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) The income is supported. Documentation is sufficient. (Resolved) |
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| XXXX | 6000113320 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113510 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113364 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113456 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113426 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113468 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113313 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113355 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113346 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113335 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113493 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113315 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113383 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113272 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000113438 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113382 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113279 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113338 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113422 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113376 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113318 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113507 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113261 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113483 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113330 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113448 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000113363 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113417 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000113256 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113328 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113441 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113293 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113475 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113304 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113398 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113306 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113268 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113349 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113502 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113344 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113413 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113508 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113266 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113278 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113474 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113401 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113404 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113384 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113499 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113339 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113408 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113321 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113494 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113267 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113337 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113351 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113427 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113281 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113451 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113397 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113291 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113445 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113454 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113323 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113259 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113326 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113476 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113453 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113317 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113366 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000113347 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113439 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113471 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113495 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113389 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000113477 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113360 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113316 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113446 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113271 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113466 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000113458 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113282 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000113287 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113367 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113399 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113300 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113377 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113333 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113380 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113255 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113365 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113434 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113491 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113487 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113509 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113418 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113492 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113295 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113303 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113264 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113290 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documents not received. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Plaid provided does not support income. (XXXX) Response 3 (XX/XX/XXXX XX:XXAM) Please provide final Plaid to include all sources. If applicable, provide a corrected data tape and LOX. (XXXX) Response 4 (XX/XX/XXXX XX:XXAM) Documentation and corrected data tape provided. DTI updated to XXXX%. (Resolved) |
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| XXXX | 6000113352 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113429 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113322 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113452 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113462 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113449 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113442 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113285 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000113425 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113305 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113258 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113465 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113309 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113457 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113436 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113308 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113270 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113385 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113444 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113311 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000113432 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113428 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113283 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113372 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113310 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) File received is corrupt. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) The income is supported. Documentation is sufficient. (Resolved) |
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| XXXX | 6000113350 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113416 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000113503 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113447 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing. |
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| XXXX | 6000113501 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113390 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113470 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113484 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113415 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113440 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113421 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000113327 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113480 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113443 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113460 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113403 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113332 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113498 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113464 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113420 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113370 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000113481 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113298 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113430 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113276 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113511 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113396 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113419 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113277 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113265 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000113437 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113312 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113262 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113402 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113296 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113461 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) |
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| XXXX | 6000113378 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113292 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113348 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113407 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000113433 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113386 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113505 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113388 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113391 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113496 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113286 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000113359 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113325 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113275 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000113301 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000113369 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113490 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113405 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113486 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113459 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113400 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113334 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113412 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113373 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113307 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113406 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113411 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113435 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113450 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113302 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113260 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113506 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000113358 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113371 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113273 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113463 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113280 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113410 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | 1 | 1 | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | C | A | C | A | A | A | |||||||||||||
| XXXX | 6000113473 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113394 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113387 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113324 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113424 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
1 | 1 | 1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||
| XXXX | 6000113485 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113343 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113469 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113472 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113342 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113375 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113368 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113289 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113393 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113374 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113431 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113423 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113257 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113497 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Note - Incomplete / Inaccurate- The following section(s) of the Note is inaccurate. The Community name listed on page XXXX of the Note does not match the Development name on the legal description. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. According to the Security Instrument, the property is located within a Planned Unit Development. However, the community name listed on the XXXX does not match the development name reflected in the legal description and the prior Mortgage. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113274 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000113478 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000097566 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000101661 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000101669 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. |
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| XXXX | 6000101629 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000101586 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000101616 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) ROR - Not Executed- The Right to Cancel Notice was not signed and dated by Borrower. Truth in XXXX (Regulation Z) 12 CFR 1026.23(b), (a)(1) Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is not sufficient to cure the finding. The Updated ROR for the loan transaction on was issued and the borrower has until midnight on XX/XX/XXXX to rescind. The exception can not be resolved until the recession period ends. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) There-opened rescission expired at midnight on XX/XX/XXXX clearing the exception.(Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000101642 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102371 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Note - Trust Missing- Title to the Property is held in Trust, but the Trust Document is missing. Unable to determine if signatures on Note are accurate. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Security Instrument - Trust Missing- Title to the Property is held in a Trust, but the Trust Document is missing. Unable to determine if signatures on the Security Instrument are accurate. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102308 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102470 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102383 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102349 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102298 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102432 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102296 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102345 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000102295 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000103402 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000103484 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The security instrument reflects the borrowers personal name; however, the vested interest as per the Deed and the Chain of Title reflect a business name associated with the borrower. The loan file does not contain documentation evidencing the borrower had vested interest in the subject property at the time of closing. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is not sufficient to clear the finding. The Quit Claim provided is for an Entity to an Entity. The borrower is a Individual. A deed transferring ownership form the XXXX to the Individuals, XXXX and XXXX. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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| XXXX | 6000103503 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) Security Instrument - Incomplete- The following section of the Security Instrument is incomplete: XXXX did not state who appeared before them Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
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| XXXX | 6000103442 | XXXX | XXXX | XXXX | GQM Exempt - Business Purpose | (Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations. |
(Clear) No Credit Findings- The loan meets all applicable credit guidelines. |
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