Exhibit 99.01 Schedule 4
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO |
| XXXXXX | 4000032366 | XXXXXX | No | No | $3,300.00 | $3,783.50 | 10.625% | $708.33 | $861.57 | 12.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,605.09 | 1 | $554.40 | $1,050.96 | $46.20 | $87.58 | 49.532% | 59.656% | 47.782% | 03/22/2024 | 726 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | XXXXXX | $3,300.00 | 8.180% | $0.00 | None | N/A | No | 12.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $579.96 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $945.70 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000093680 | XXXXXX | No | No | $2,350.00 | $2,350.00 | 11.625% | $577.63 | $577.97 | 13.625% | No | No | Employed | US Citizen | $4,019.63 | 1 | $3,135.48 | $1,046.28 | $261.29 | $87.19 | 32.856% | 32.778% | 32.185% | 05/10/2024 | 794 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | XXXXXX | $2,350.00 | 8.180% | $0.00 | None | N/A | No | 13.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 11 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $980.52 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000093754 | XXXXXX | No | No | $4,000.00 | $4,000.00 | 11.875% | $1,174.98 | $1,175.69 | 13.875% | No | No | Non-Employment Income | US Citizen | $5,406.20 | 1 | $8,539.20 | $4,873.68 | $711.60 | $406.14 | 46.338% | 49.843% | 45.516% | 04/29/2024 | 659 | No | No | [Borrower - | Primary
Income - Pension]; Account Statements - 2024 [Borrower - | Primary Income - Pension]; 1099 - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | XXXXXX | $4,000.00 | 8.130% | $0.00 | None | N/A | No | 13.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 7.625% | XXXXXX | XXXXXX | $891.90 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000036954 | XXXXXX | No | No | $110.66 | $518.66 | 11.500% | $693.20 | $829.15 | 13.500% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $3,407.64 | 1 | $1,957.80 | $1,403.64 | $163.15 | $116.97 | 48.825% | 52.980% | 47.964% | 05/22/2024 | 729 | No | No | Borrower Prepared | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower - | Non-Primary Income - Sole Proprietor]; Business License - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2023 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | XXXXXX | $110.66 | 8.180% | $0.00 | None | N/A | No | 13.500% | 2 | 1 | 1 | 0 | 3 | 1 | 4.73 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $657.60 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $2,912.75 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000040717 | XXXXXX | No | No | $6,356.52 | $6,686.52 | 9.875% | $1,281.63 | $1,587.86 | 11.875% | No | No | Employed | US Citizen | $11,650.75 | 1 | $6,998.76 | $1,980.00 | $583.23 | $165.00 | 40.520% | 44.174% | 40.024% | 06/29/2024 | 780 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $6,356.52 | 8.170% | $0.00 | None | N/A | No | 11.875% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $505.16 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000043191 | XXXXXX | No | No | $771.25 | $1,101.25 | 10.750% | $492.71 | $597.64 | 12.750% | No | No | Employed | Employed | US Citizen | US Citizen | $6,968.22 | 1 | $3,256.56 | $810.00 | $271.38 | $67.50 | 29.993% | 31.400% | 29.598% | 06/26/2024 | 784 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $771.25 | 8.100% | $0.00 | None | N/A | No | 12.750% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $821.06 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $5,457.83 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000042571 | XXXXXX | No | No | $3,072.00 | $1,402.95 | 9.875% | $822.92 | $1,018.77 | 11.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,997.75 | 1 | $5,218.20 | $5,685.84 | $434.85 | $473.82 | 44.629% | 47.742% | 44.247% | 07/17/2024 | 743 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $3,072.00 | 8.140% | $0.00 | None | N/A | No | 11.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $2,118.92 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000040502 | XXXXXX | No | No | $224.00 | $554.00 | 11.000% | $1,026.66 | $1,239.37 | 13.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,301.90 | 1 | $1,326.00 | $982.20 | $110.50 | $81.85 | 47.399% | 51.863% | 46.076% | 06/27/2024 | 790 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Account Statements - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Primary Income - Pension]; Account Statements - 2024 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2023 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2020 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | XXXXXX | $224.00 | 8.280% | $0.00 | None | N/A | No | 13.000% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,207.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $2,988.87 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000094222 | XXXXXX | No | No | $1,750.00 | $1,750.00 | 14.875% | $495.44 | $495.71 | 16.875% | No | No | Employed | US Citizen | $4,980.55 | 1 | $2,103.60 | $675.12 | $175.30 | $56.26 | 45.784% | 46.025% | 45.372% | 06/17/2024 | 712 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | XXXXXX | $1,750.00 | 8.100% | $0.00 | None | N/A | No | 16.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.000% | XXXXXX | XXXXXX | $3,478.68 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000094267 | XXXXXX | No | No | $4,000.00 | $4,000.00 | 9.375% | $1,171.88 | $1,962.49 | 11.375% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $6,444.23 | 1 | $12,814.32 | $3,660.96 | $1,067.86 | $305.08 | 49.201% | 51.225% | 48.304% | 08/20/2024 | 821 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2021 |
[Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1040 - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1040 - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $4,000.00 | 8.220% | $0.00 | None | N/A | No | 11.375% | 2 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,910.13 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $1,948.94 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000094219 | XXXXXX | No | No | $5,000.00 | $5,000.00 | 11.000% | $1,106.20 | $1,106.80 | 13.000% | No | No | Employed | Employed | US Citizen | US Citizen | $11,709.33 | 1 | $5,321.04 | $3,372.96 | $443.42 | $281.08 | 36.131% | 38.164% | 35.726% | 07/19/2024 | 673 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $5,000.00 | 8.100% | $0.00 | None | N/A | No | 13.000% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 31 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,275.69 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $8,333.33 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000093980 | XXXXXX | No | No | $5,000.00 | $5,000.00 | 10.125% | $2,076.49 | $2,077.22 | 12.125% | No | No | Employed | Employed | US Citizen | US Citizen | $14,546.77 | 1 | $10,161.72 | $1,557.00 | $846.81 | $129.75 | 47.559% | 51.093% | 47.090% | 08/12/2024 | 677 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $5,000.00 | 8.210% | $0.00 | None | N/A | No | 12.125% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 8 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $3,347.62 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $11,072.51 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000094299 | XXXXXX | No | No | $2,000.00 | $2,000.00 | 11.000% | $458.33 | $553.37 | 13.000% | No | No | Employed | US Citizen | $7,597.52 | 1 | $5,667.12 | $2,273.04 | $472.26 | $189.42 | 39.220% | 40.237% | 38.923% | 08/27/2024 | 692 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $2,000.00 | 8.320% | $0.00 | None | N/A | No | 13.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,375.43 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000046704 | XXXXXX | No | No | $0.00 | 10.750% | $1,200.42 | $1,456.06 | 12.750% | No | No | Not Employed | Employed | Permanent Resident Alien | US Citizen | $12,419.69 | 1 | $3,456.72 | $1,104.12 | $288.06 | $92.01 | 41.642% | 44.090% | 41.192% | 06/05/2024 | 789 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | 8.320% | $0.00 | None | N/A | No | 12.750% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.625% | XXXXXX | XXXXXX | $864.49 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $21,281.85 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000048791 | XXXXXX | No | No | $6,453.10 | $4,322.95 | 9.875% | $1,275.52 | $1,579.34 | 11.875% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $21,233.63 | 1 | $4,116.72 | $2,601.00 | $343.06 | $216.75 | 39.288% | 41.311% | 39.159% | 09/04/2024 | 813 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2024 [Coborrower(s) - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $6,453.10 | 8.240% | $0.00 | None | N/A | No | 11.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,594.79 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $17,000.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000051452 | XXXXXX | No | No | $6,466.46 | $6,869.46 | 9.625% | $1,066.77 | $1,430.32 | 11.625% | No | No | Employed | US Citizen | $10,135.73 | 1 | $5,715.72 | $1,844.04 | $476.31 | $153.67 | 31.295% | 35.382% | 33.329% | 10/14/2024 | 697 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $6,466.46 | 7.990% | $0.00 | None | N/A | No | 11.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 12 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,797.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000052401 | XXXXXX | No | No | $1,896.00 | $2,354.00 | 9.990% | $416.25 | $550.39 | 11.990% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,289.78 | 1 | $1,826.88 | $4,689.00 | $152.24 | $390.75 | 36.189% | 38.062% | 37.153% | 10/18/2024 | 732 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | XXXXXX | $1,896.00 | 7.910% | $0.00 | None | N/A | No | 11.990% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,940.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $3,385.23 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000057043 | XXXXXX | No | No | $7,440.00 | $7,314.20 | 8.875% | $1,848.96 | $2,356.72 | 10.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,766.00 | 1 | $4,654.20 | $1,338.24 | $387.85 | $111.52 | 40.893% | 43.275% | 39.583% | 11/01/2024 | 754 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,440.00 | 7.620% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 12 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,133.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000056539 | XXXXXX | No | No | $1,456.80 | $1,632.95 | 9.750% | $487.50 | $605.81 | 11.750% | No | No | Employed | Employed | US Citizen | US Citizen | $9,561.02 | 1 | $4,096.08 | $1,590.24 | $341.34 | $132.52 | 31.894% | 33.481% | 31.634% | 11/21/2024 | 699 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,456.80 | 7.650% | $0.00 | None | N/A | No | 11.750% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $611.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $6,389.30 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000055087 | XXXXXX | No | No | $4,866.50 | $5,993.38 | 7.750% | $745.94 | $1,266.70 | 12.875% | No | No | Employed | Permanent Resident Alien | $11,346.82 | 1 | $0.00 | $923.52 | $0.00 | $76.96 | 36.947% | 38.770% | 36.142% | 11/14/2024 | 779 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,866.50 | 7.600% | $0.00 | None | N/A | No | 12.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 300 | XXXXXX | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $937.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | 51.11 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 300 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000058090 | XXXXXX | No | No | $2,835.30 | $427.95 | 9.875% | $1,693.28 | $1,986.58 | 11.875% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $6,918.81 | 1 | $6,864.12 | $723.00 | $572.01 | $60.25 | 44.276% | 49.962% | 43.300% | 10/01/2024 | 798 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,835.30 | 7.540% | $0.00 | None | N/A | No | 11.875% | 0 | 2 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $939.19 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $7,107.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000094795 | XXXXXX | No | No | $2,400.00 | $2,400.00 | 9.375% | $588.46 | $588.42 | 11.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,910.88 | 1 | $2,878.56 | $1,889.04 | $239.88 | $157.42 | 43.539% | 44.976% | 43.189% | 11/11/2024 | 767 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2023 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2014 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,400.00 | 7.600% | $0.00 | None | N/A | No | 11.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $1,304.12 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $5,246.07 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000055862 | XXXXXX | No | No | $4,622.00 | $3,732.95 | 8.750% | $729.17 | $933.74 | 10.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,399.03 | 1 | $1,858.68 | $1,009.56 | $154.89 | $84.13 | 47.915% | 57.622% | 46.832% | 11/19/2024 | 779 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2024 [Borrower - | Primary Income - Social Security]; Other - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2024 [Coborrower(s) - | Primary Income - Social Security]; Other - 2024 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2024 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,622.00 | 7.600% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $435.21 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | No | No | $2,130.42 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000055942 | XXXXXX | No | No | $1,978.29 | $2,383.29 | 10.375% | $1,167.19 | $2,029.15 | 12.375% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $20,748.28 | 1 | $12,026.16 | $480.48 | $1,002.18 | $40.04 | 47.644% | 47.228% | 48.620% | 10/09/2024 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,978.29 | 7.600% | $0.00 | None | N/A | No | 12.375% | 1 | 1 | 1 | 0 | 4 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,179.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $22,534.51 | No | No | No | No | 7 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000058643 | XXXXXX | No | No | $13,695.00 | $1,952.95 | 9.125% | $3,802.08 | $4,810.20 | 11.125% | No | No | Employed | US Citizen | $24,275.90 | 1 | $6,679.68 | $4,850.04 | $556.64 | $404.17 | 47.612% | 52.131% | 47.028% | 11/20/2024 | 721 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $13,695.00 | 7.540% | $0.00 | None | N/A | No | 11.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $7,984.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 24.92 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000060375 | XXXXXX | No | No | $3,750.00 | $4,890.20 | 9.000% | $562.50 | $713.96 | 11.000% | No | No | Non-Employment Income | US Citizen | $3,747.82 | 1 | $3,828.36 | $2,043.00 | $319.03 | $170.25 | 46.833% | 52.970% | 46.274% | 12/23/2024 | 715 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2023 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2023 [Borrower - | Non-Primary Income - Pension]; 1099 - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,750.00 | 7.570% | $0.00 | None | N/A | No | 11.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 7.625% | XXXXXX | XXXXXX | $1,450.41 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000060899 | XXXXXX | No | No | $3,220.50 | $2,665.65 | 9.375% | $585.94 | $793.05 | 11.375% | No | No | Employed | US Citizen | $5,351.15 | 1 | $1,544.88 | $968.04 | $128.74 | $80.67 | 46.489% | 50.024% | 48.208% | 12/04/2024 | 741 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,220.50 | 7.530% | $0.00 | None | N/A | No | 11.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $808.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000060952 | XXXXXX | No | No | $1,575.00 | $1,905.00 | 8.625% | $718.75 | $1,006.80 | 10.625% | No | No | Employed | US Citizen | $5,374.54 | 1 | $5,061.36 | $1,584.00 | $421.78 | $132.00 | 28.000% | 34.992% | 31.209% | 12/30/2024 | 795 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,575.00 | 7.530% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $409.83 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000061409 | XXXXXX | No | No | $2,796.88 | $2,056.49 | 9.500% | $529.84 | $662.50 | 11.500% | No | No | Employed | US Citizen | $15,800.84 | 1 | $2,627.40 | $0.00 | $218.95 | $0.00 | 36.797% | 38.239% | 36.641% | 12/03/2024 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,796.88 | 7.530% | $0.00 | 999.0 | None | N/A | No | 11.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $859.88 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.09 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000061340 | XXXXXX | No | No | $1,385.27 | $1,715.27 | 9.125% | $681.11 | $861.12 | 11.125% | No | No | Employed | US Citizen | $10,256.98 | 1 | $1,503.72 | $1,386.96 | $125.31 | $115.58 | 37.179% | 38.195% | 36.883% | 01/03/2025 | 758 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,385.27 | 7.530% | $0.00 | None | N/A | No | 11.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,174.83 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000057473 | XXXXXX | No | No | $701.50 | $1,031.50 | 9.750% | $544.38 | $726.07 | 11.750% | No | No | Employed | US Citizen | $6,599.02 | 1 | $1,788.60 | $152.04 | $149.05 | $12.67 | 45.043% | 45.489% | 46.292% | 12/04/2024 | 797 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $701.50 | 7.620% | $0.00 | None | N/A | No | 11.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $384.79 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 34.66 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000061744 | XXXXXX | No | No | $3,000.00 | $3,440.00 | 8.750% | $437.50 | $609.14 | 10.750% | No | No | Employed | US Citizen | $6,449.57 | 1 | $2,788.68 | $600.96 | $232.39 | $50.08 | 36.375% | 39.414% | 37.783% | 01/06/2025 | 800 | No | No | [Borrower - | Primary
Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,000.00 | 7.490% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,128.57 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000062116 | XXXXXX | No | No | $2,746.15 | $4,229.10 | 8.625% | $395.31 | $508.06 | 10.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,104.85 | 1 | $8,763.12 | $1,031.16 | $730.26 | $85.93 | 44.650% | 50.582% | 44.176% | 01/03/2025 | 739 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Yes | XXXXXX | $2,746.15 | 7.490% | $0.00 | None | N/A | No | 10.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,180.35 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $2,786.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000063062 | XXXXXX | No | No | $3,750.00 | $3,871.70 | 8.750% | $546.88 | $699.84 | 10.750% | No | No | Non-Employment Income | US Citizen | $3,993.02 | 1 | $3,803.40 | $3,125.52 | $316.95 | $260.46 | 39.817% | 46.550% | 39.255% | 01/10/2025 | 705 | No | No | [Borrower - | Non-Primary
Income - VA Service Related Disability]; VA Verification of Benefits -
2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Borrower - | Primary Income - Pension]; Paystubs - 2024 [Borrower - | Primary Income - Pension]; Other - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,750.00 | 7.380% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,143.25 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000060855 | XXXXXX | No | No | $695.00 | $2,320.28 | 8.750% | $1,458.33 | $2,029.67 | 10.750% | No | No | Employed | Employed | US Citizen | US Citizen | $35,046.75 | 1 | $19,836.00 | $9,376.20 | $1,653.00 | $781.35 | 22.360% | 24.637% | 22.042% | 12/17/2024 | 773 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $695.00 | 7.530% | $0.00 | None | No | No | 10.750% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 204 | XXXXXX | XXXXXX | No | 36 | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $3,148.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $23,291.67 | No | No | No | No | 1 | 204 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000062659 | XXXXXX | No | No | $0.00 | $330.00 | 8.250% | $2,406.25 | $3,136.73 | 10.250% | No | No | Employed | US Citizen | $16,950.56 | 1 | $8,327.40 | $3,341.04 | $693.95 | $278.42 | 29.458% | 38.672% | 28.816% | 01/13/2025 | 796 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 7.380% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 13 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 1.875% | XXXXXX | XXXXXX | $2,703.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000061363 | XXXXXX | No | No | $3,140.00 | $3,805.00 | 8.625% | $610.94 | $855.78 | 10.625% | No | No | Self-Employed | US Citizen | $1,614.92 | 1 | $3,911.76 | $891.00 | $325.98 | $74.25 | 49.836% | 63.618% | 56.162% | 01/07/2025 | 809 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,140.00 | 7.530% | $0.00 | None | N/A | No | 10.625% | 0 | 2 | 0 | 2 | 2 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $348.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000064587 | XXXXXX | No | No | $4,451.00 | $2,692.20 | 9.500% | $791.67 | $990.63 | 11.500% | No | No | Employed | US Citizen | $4,797.13 | 1 | $2,755.44 | $1,221.00 | $229.62 | $101.75 | 46.895% | 52.307% | 46.251% | 01/23/2025 | 704 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,451.00 | 7.340% | $0.00 | None | N/A | No | 11.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,949.11 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000063742 | XXXXXX | No | No | $5,078.50 | $1,227.95 | 9.875% | $1,234.38 | $1,529.04 | 11.875% | No | No | Employed | US Citizen | $10,065.50 | 1 | $6,272.40 | $697.32 | $522.70 | $58.11 | 43.997% | 47.837% | 43.477% | 01/07/2025 | 813 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,078.50 | 7.410% | $0.00 | None | N/A | No | 11.875% | 3 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,080.39 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000065926 | XXXXXX | No | No | $3,600.00 | $5,221.31 | 10.625% | $2,125.00 | $2,587.02 | 12.625% | No | No | Employed | US Citizen | $7,429.24 | 1 | $1,849.08 | $680.04 | $154.09 | $56.67 | 49.084% | 55.688% | 47.926% | 02/03/2025 | 712 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2022 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,600.00 | 7.320% | $0.00 | None | N/A | No | 12.625% | 3 | 1 | 0 | 2 | 0 | 0.00 | No | 324 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $769.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 324 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000063691 | XXXXXX | No | No | $4,981.94 | $5,489.89 | 9.375% | $732.30 | $919.29 | 11.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,170.23 | 1 | $4,232.88 | $1,364.04 | $352.74 | $113.67 | 49.699% | 55.332% | 49.057% | 01/17/2025 | 787 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $4,981.94 | 7.410% | $0.00 | None | N/A | No | 11.375% | 2 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.375% | XXXXXX | XXXXXX | $1,773.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000062598 | XXXXXX | No | No | $4,538.00 | $5,085.00 | 9.500% | $1,796.29 | $2,248.88 | 11.500% | No | No | Employed | US Citizen | $5,979.64 | 1 | $7,232.88 | $1,401.00 | $602.74 | $116.75 | 49.979% | 59.247% | 48.870% | 01/08/2025 | 823 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,538.00 | 7.380% | $0.00 | None | N/A | No | 11.500% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,197.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000064283 | XXXXXX | No | No | $0.00 | $600.00 | 8.125% | $2,708.33 | $3,550.11 | 10.125% | No | No | Self-Employed | US Citizen | $10,135.03 | 1 | $17,525.28 | $1,752.96 | $1,460.44 | $146.08 | 34.259% | 49.617% | 33.149% | 01/24/2025 | 798 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - C-Corp]; Other - 2025 [Borrower - | Primary Income - C-Corp]; Paystubs - 2025 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025 [Borrower - | Primary Income - C-Corp]; W-2 - 2024 [Borrower - | Primary Income - C-Corp]; 1120 - 2023 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - C-Corp]; W-2 - 2023 [Borrower - | Primary Income - C-Corp]; 1120 - 2022 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 7.410% | $0.00 | None | N/A | No | 10.125% | 2 | 1 | 0 | 3 | 0 | 12.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000058914 | XXXXXX | No | No | $1,128.00 | $1,950.00 | 9.875% | $864.06 | $1,070.87 | 11.875% | No | No | Employed | US Citizen | $8,050.76 | 1 | $748.44 | $1,391.04 | $62.37 | $115.92 | 32.422% | 33.212% | 31.871% | 12/12/2024 | 725 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,128.00 | 7.280% | $0.00 | 2.4 | None | No | No | 11.875% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 0 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 72.35 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000066003 | XXXXXX | No | No | $3,716.88 | $2,562.00 | 9.375% | $1,593.75 | $2,002.45 | 11.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,048.77 | 1 | $2,883.48 | $1,349.04 | $240.29 | $112.42 | 47.256% | 54.363% | 46.041% | 02/12/2025 | 813 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2013 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 |
[Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,716.88 | 7.300% | $0.00 | None | N/A | No | 11.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,530.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $2,505.23 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000058300 | XXXXXX | No | No | $1,112.50 | $1,697.50 | 7.750% | $369.79 | $471.83 | 10.875% | No | No | Non-Employment Income | US Citizen | $1,265.53 | 1 | $404.04 | $956.04 | $33.67 | $79.67 | 48.276% | 59.226% | 46.899% | 12/10/2024 | 801 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,112.50 | 7.260% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 324 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 324 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000065182 | XXXXXX | No | No | $23,297.00 | $3,797.95 | 8.875% | $3,697.92 | $4,715.18 | 10.875% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $19,411.40 | 1 | $57,103.92 | $7,357.80 | $4,758.66 | $613.15 | 49.662% | 57.257% | 48.998% | 02/01/2025 | 768 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $23,297.00 | 7.300% | $0.00 | None | N/A | No | 10.875% | 1 | 2 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $6,560.15 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $17,783.34 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000057959 | XXXXXX | No | No | $1,737.50 | $2,067.50 | 9.125% | $1,140.63 | $1,443.63 | 11.125% | No | No | Not Employed | Employed | US Citizen | US Citizen | $11,289.08 | 1 | $10,125.84 | $1,723.32 | $843.82 | $143.61 | 47.391% | 48.678% | 47.012% | 12/06/2024 | 750 | No | No | [Coborrower(s) - |
Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,737.50 | 7.320% | $0.00 | None | N/A | No | 11.125% | 0 | 1 | 1 | 0 | 4 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,612.36 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 28.93 | No | No | $0.00 | $21,458.34 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000069548 | XXXXXX | No | No | $22,050.00 | $3,677.95 | 8.750% | $3,645.83 | $4,668.12 | 10.750% | No | No | Self-Employed | US Citizen | $40,281.90 | 1 | $15,473.52 | $19,481.16 | $1,289.46 | $1,623.43 | 47.304% | 51.197% | 46.978% | 01/21/2025 | 760 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $22,050.00 | 7.290% | $0.00 | None | N/A | No | 10.750% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $3,629.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 7 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000067804 | XXXXXX | No | No | $0.00 | $403.00 | 9.375% | $1,171.88 | $1,587.00 | 11.375% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,276.51 | 1 | $4,818.96 | $10,576.68 | $401.58 | $881.39 | 49.073% | 54.802% | 51.864% | 02/25/2025 | 826 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 7.260% | $0.00 | None | N/A | No | 11.375% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,826.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $12,324.42 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000071156 | XXXXXX | No | No | $4,801.72 | $4,837.95 | 9.250% | $1,048.33 | $1,321.13 | 11.250% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $7,004.02 | 1 | $4,247.76 | $0.00 | $353.98 | $0.00 | 41.770% | 48.072% | 41.143% | 02/19/2025 | 741 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,801.72 | 7.290% | $0.00 | None | N/A | No | 11.250% | 2 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,289.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $1,882.75 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000069998 | XXXXXX | No | No | $595.00 | $600.00 | 9.250% | $1,541.67 | $1,944.08 | 11.250% | No | No | Employed | US Citizen | $9,569.40 | 1 | $1,188.36 | $4,994.04 | $99.03 | $416.17 | 39.732% | 41.464% | 39.031% | 03/12/2025 | 696 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $595.00 | 7.290% | $0.00 | 1.2 | None | No | No | 11.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,046.64 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 36.79 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000069252 | XXXXXX | No | No | $4,927.00 | $3,414.95 | 8.250% | $687.50 | $896.34 | 10.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,516.40 | 1 | $8,134.44 | $2,151.00 | $677.87 | $179.25 | 49.797% | 53.691% | 49.502% | 03/03/2025 | 808 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,927.00 | 7.310% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 1 | 0 | 0 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,337.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 323.91 | No | No | $3,851.55 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000071183 | XXXXXX | No | No | $1,034.88 | $3,472.68 | 12.000% | $980.00 | $980.00 | 14.000% | No | No | Employed | US Citizen | $2,371.01 | 1 | $2,019.00 | $1,950.00 | $168.25 | $162.50 | 47.388% | 58.886% | 56.846% | 02/23/2025 | 723 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,034.88 | 7.290% | $0.00 | None | N/A | No | 14.000% | 1 | 2 | 0 | 3 | 2 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 5 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $674.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.32 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000072889 | XXXXXX | No | No | $9,109.80 | $5,502.95 | 8.875% | $1,738.02 | $2,216.41 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,544.93 | 1 | $5,131.68 | $666.96 | $427.64 | $55.58 | 48.139% | 58.125% | 47.184% | 03/04/2025 | 789 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,109.80 | 7.310% | $0.00 | None | N/A | No | 10.875% | 2 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | 27 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,351.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $2,229.27 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000072007 | XXXXXX | No | No | $0.00 | $444.00 | 8.500% | $1,204.17 | $1,556.26 | 10.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $10,131.73 | 1 | $5,522.40 | $4,191.96 | $460.20 | $349.33 | 28.475% | 31.588% | 27.909% | 03/28/2025 | 778 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 7.300% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,604.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000071432 | XXXXXX | No | No | $1,743.00 | $2,123.00 | 7.875% | $2,625.00 | $3,474.28 | 9.875% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $22,712.87 | 1 | $8,007.84 | $2,815.56 | $667.32 | $234.63 | 27.401% | 35.212% | 26.893% | 03/23/2025 | 796 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; Other - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,743.00 | 7.330% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 1 | 0 | 3 | 0 | 12.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,747.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000070298 | XXXXXX | No | No | $9,142.96 | $9,570.91 | 7.990% | $1,613.06 | $2,125.84 | 9.990% | No | No | Employed | US Citizen | $13,923.92 | 2 | $13,933.80 | $2,235.12 | $1,161.15 | $186.26 | 31.790% | 38.934% | 31.301% | 03/14/2025 | 808 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,142.96 | 7.290% | $0.00 | None | N/A | No | 9.990% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.940% | XXXXXX | XXXXXX | $2,844.07 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000072048 | XXXXXX | No | No | $4,226.80 | $4,886.80 | 8.250% | $1,512.50 | $2,160.19 | 10.250% | No | No | Employed | US Citizen | $12,295.52 | 1 | $5,888.28 | $1,608.00 | $490.69 | $134.00 | 37.127% | 42.725% | 39.882% | 03/24/2025 | 774 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,226.80 | 7.310% | $0.00 | None | N/A | No | 10.250% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 100.29 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000073756 | XXXXXX | No | No | $5,000.00 | $5,432.95 | 8.500% | $3,541.67 | $4,992.43 | 10.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $42,732.80 | 1 | $25,112.52 | $5,501.04 | $2,092.71 | $458.42 | 25.137% | 29.782% | 27.252% | 04/14/2025 | 801 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 7.210% | $0.00 | 1.7 | None | No | No | 10.500% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 27 | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.125% | XXXXXX | XXXXXX | $6,615.87 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 37.85 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000074928 | XXXXXX | No | No | $13,343.00 | $13,796.00 | 7.750% | $2,583.33 | $3,438.67 | 9.750% | No | No | Employed | US Citizen | $40,010.61 | 1 | $17,721.72 | $4,081.32 | $1,476.81 | $340.11 | 23.314% | 28.444% | 23.020% | 04/25/2025 | 794 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $13,343.00 | 7.180% | $0.00 | None | N/A | No | 9.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 8 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $6,450.85 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000075269 | XXXXXX | No | No | $7,317.50 | $1,752.95 | 8.625% | $1,114.06 | $1,432.50 | 10.625% | No | No | Not Employed | Employed | US Citizen | US Citizen | $11,091.38 | 1 | $3,367.32 | $5,046.36 | $280.61 | $420.53 | 24.640% | 31.007% | 24.130% | 04/28/2025 | 813 | No | No | [Coborrower(s) - |
Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $7,317.50 | 7.200% | $0.00 | None | N/A | No | 10.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 28 | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.999% | XXXXXX | XXXXXX | $1,417.76 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $14,717.78 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000079036 | XXXXXX | No | No | $0.00 | $330.00 | 10.375% | $537.50 | $634.49 | 12.375% | No | No | Employed | US Citizen | $4,042.19 | 1 | $1,292.52 | $834.00 | $107.71 | $69.50 | 50.314% | 52.188% | 49.816% | 08/30/2024 | 772 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 8.240% | $0.00 | None | N/A | No | 12.375% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.625% | XXXXXX | XXXXXX | $640.10 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 8 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000079791 | XXXXXX | No | No | $8,731.00 | $2,814.95 | 8.500% | $1,334.50 | $1,723.76 | 10.500% | No | No | Employed | US Citizen | $6,266.55 | 1 | $12,374.40 | $1,788.96 | $1,031.20 | $149.08 | 49.937% | 59.176% | 49.230% | 05/08/2025 | 792 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,731.00 | 7.280% | $0.00 | None | N/A | No | 10.500% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 29 | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $3,197.61 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000078459 | XXXXXX | No | No | $1,096.50 | $1,524.45 | 9.625% | $601.56 | $806.49 | 11.625% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $16,609.69 | 1 | $2,631.72 | $1,446.00 | $219.31 | $120.50 | 11.568% | 13.379% | 12.470% | 05/22/2025 | 815 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,096.50 | 7.190% | $0.00 | None | N/A | No | 11.625% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $877.44 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,322.75 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000079273 | XXXXXX | No | No | $1,490.00 | $2,045.00 | 11.625% | $740.63 | $1,370.12 | 13.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $10,206.66 | 1 | $3,918.00 | $2,043.96 | $326.50 | $170.33 | 39.513% | 39.445% | 38.948% | 06/10/2025 | 774 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,490.00 | 7.280% | $0.00 | None | N/A | No | 13.625% | 1 | 0 | 1 | 0 | 2 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $1,110.29 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0 | No | No | $6,437.10 | $0.00 | No | No | No | No | 5 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000078598 | XXXXXX | No | No | $3,197.47 | $3,577.47 | 9.250% | $574.27 | $723.77 | 11.250% | No | No | Employed | US Citizen | $4,130.64 | 1 | $6,926.16 | $426.60 | $577.18 | $35.55 | 44.925% | 46.664% | 44.374% | 05/24/2025 | 748 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,197.47 | 7.200% | $0.00 | None | N/A | No | 11.250% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $482.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.12 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000077216 | XXXXXX | No | No | $1,438.17 | $1,831.17 | 11.625% | $881.56 | $1,107.23 | 13.625% | No | No | Employed | US Citizen | $9,165.07 | 1 | $5,649.72 | $1,250.04 | $470.81 | $104.17 | 49.020% | 49.739% | 50.016% | 05/13/2025 | 698 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,438.17 | 7.240% | $0.00 | None | N/A | No | 13.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,618.27 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000076608 | XXXXXX | No | No | $2,862.29 | $3,255.29 | 9.875% | $1,682.86 | $2,084.39 | 11.875% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $21,336.50 | 1 | $6,379.92 | $611.52 | $531.66 | $50.96 | 29.341% | 32.791% | 28.919% | 05/09/2025 | 809 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,862.29 | 7.260% | $0.00 | None | N/A | No | 11.875% | 0 | 1 | 1 | 0 | 3 | 0 | 3.97 | No | 240 | XXXXXX | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,223.25 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $13,916.67 | No | No | No | No | 6 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000081056 | XXXXXX | No | No | $750.00 | $1,232.95 | 9.500% | $593.75 | $742.90 | 11.500% | No | No | Non-Employment Income | US Citizen | $2,132.53 | 1 | $2,407.80 | $2,514.96 | $200.65 | $209.58 | 47.212% | 54.051% | 46.131% | 06/13/2025 | 696 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $750.00 | 7.260% | $0.00 | None | N/A | No | 11.500% | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $717.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000080590 | XXXXXX | No | No | $4,046.29 | $1,507.94 | 8.750% | $747.40 | $957.04 | 10.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,285.57 | 1 | $3,079.44 | $3,671.04 | $256.62 | $305.92 | 41.393% | 48.156% | 40.827% | 06/09/2025 | 754 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,046.29 | 7.260% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.874% | XXXXXX | XXXXXX | $1,644.94 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $2,081.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000079001 | XXXXXX | No | No | $648.00 | $1,041.00 | 9.250% | $385.42 | $486.00 | 11.250% | No | No | Employed | Employed | US Citizen | US Citizen | $7,637.27 | 1 | $860.88 | $729.00 | $71.74 | $60.75 | 42.961% | 45.040% | 42.753% | 05/29/2025 | 768 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $648.00 | 7.200% | $0.00 | None | N/A | No | 11.250% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 29 | 29 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $902.98 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 33.8 | Yes | No | $0.00 | $6,899.61 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000081040 | XXXXXX | No | No | $4,743.00 | $5,123.00 | 8.875% | $2,958.33 | $3,772.44 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $19,120.26 | 1 | $17,308.08 | $2,609.04 | $1,442.34 | $217.42 | 46.713% | 48.981% | 46.142% | 06/13/2025 | 787 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,743.00 | 7.260% | $0.00 | None | N/A | No | 10.875% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $4,499.35 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.31 | No | No | $0.00 | $21,464.02 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000080802 | XXXXXX | Exempt from ATR | No | No | $4,370.00 | $4,750.00 | 9.125% | $2,281.25 | $2,886.03 | 11.125% | No | No | Employed | US Citizen | $9,595.37 | 1 | $5,973.12 | $1,626.48 | $497.76 | $135.54 | 41.873% | 52.173% | 40.891% | 06/12/2025 | 775 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,370.00 | 7.240% | $0.00 | None | N/A | No | 11.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $1,475.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000080277 | XXXXXX | Exempt from ATR | No | No | $636.35 | $1,016.35 | 8.250% | $1,580.59 | $2,060.63 | 10.250% | No | No | Employed | US Citizen | $10,563.54 | 1 | $15,300.12 | $2,643.96 | $1,275.01 | $220.33 | 44.402% | 47.431% | 43.869% | 06/08/2025 | 800 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $636.35 | 7.260% | $0.00 | 1.2 | None | Yes | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.750% | XXXXXX | XXXXXX | $4,027.49 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 21.96 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000080933 | XXXXXX | Exempt from ATR | No | No | $24,680.00 | $7,169.95 | 8.625% | $3,593.75 | $4,621.55 | 10.625% | No | No | Employed | Employed | Employed | 1.1 | US Citizen | US Citizen | US Citizen | $18,377.81 | 1 | $13,722.96 | $2,605.20 | $1,143.58 | $217.10 | 48.816% | 57.233% | 48.142% | 05/28/2025 | 802 | 802 | 813 | 797 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Note Receivable]; Note - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $24,680.00 | 7.240% | $0.00 | None | N/A | No | 10.625% | 2 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.599% | XXXXXX | XXXXXX | $4,846.92 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $13,190.08 | $14,083.34 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000081628 | XXXXXX | Exempt from ATR | No | No | $690.00 | $1,088.00 | 8.375% | $1,675.00 | $2,173.11 | 10.375% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $6,982.12 | 1 | $5,177.88 | $2,493.00 | $431.49 | $207.75 | 38.097% | 50.311% | 37.129% | 06/18/2025 | 786 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $690.00 | 7.250% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 1 | 0 | 3 | 0 | 5.63 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $592.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 75.47 | No | $5,639.58 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000080391 | XXXXXX | Exempt from ATR | No | No | $1,890.00 | $4,379.68 | 9.625% | $2,285.94 | $3,064.12 | 11.625% | No | No | Employed | US Citizen | $16,003.83 | 1 | $10,750.92 | $2,744.04 | $895.91 | $228.67 | 35.120% | 39.791% | 37.728% | 06/06/2025 | 793 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,890.00 | 7.260% | $0.00 | 5.0 | None | No | No | 11.625% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $2,711.14 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000082571 | XXXXXX | Exempt from ATR | No | No | $6,165.00 | $5,155.45 | 8.000% | $1,333.33 | $1,755.24 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $5,335.71 | 1 | $10,090.20 | $2,493.12 | $840.85 | $207.76 | 46.686% | 58.713% | 45.863% | 06/12/2025 | 782 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,165.00 | 7.240% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,408.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $1,308.54 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000081715 | XXXXXX | Exempt from ATR | No | No | $15,313.50 | $15,366.50 | 8.375% | $2,617.19 | $3,395.48 | 10.375% | No | No | Employed | US Citizen | $104,295.08 | 1 | $8,109.72 | $7,149.00 | $675.81 | $595.75 | 24.137% | 25.703% | 24.013% | 06/19/2025 | 719 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $15,313.50 | 7.220% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,666.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 56.64 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000082668 | XXXXXX | Exempt from ATR | No | No | $4,000.00 | $4,332.95 | 8.750% | $583.33 | $747.22 | 10.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,914.26 | 1 | $1,325.28 | $2,673.00 | $110.44 | $222.75 | 47.786% | 59.688% | 46.697% | 06/26/2025 | 726 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,000.00 | 7.240% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $671.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $956.99 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000082338 | XXXXXX | Exempt from ATR | No | No | $2,306.18 | $2,699.18 | 8.750% | $568.75 | $791.93 | 10.750% | No | No | Employed | Employed | US Citizen | US Citizen | $27,789.53 | 1 | $7,657.92 | $2,382.00 | $638.16 | $198.50 | 24.507% | 25.490% | 25.011% | 06/25/2025 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,306.18 | 7.240% | $0.00 | None | N/A | No | 10.750% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 31 | 31 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,212.62 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $18,477.33 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000082869 | XXXXXX | Exempt from ATR | No | No | $1,390.00 | $1,915.00 | 10.625% | $1,868.23 | $2,272.56 | 12.625% | No | No | Self-Employed | US Citizen | $8,414.77 | 3 | $9,415.08 | $1,559.16 | $784.59 | $129.93 | 38.645% | 39.146% | 37.565% | 05/13/2025 | 768 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,390.00 | 7.220% | $0.00 | None | N/A | No | 12.625% | 1 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $1,543.61 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 8 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000078440 | XXXXXX | Exempt from ATR | No | No | $2,954.00 | $3,641.95 | 8.875% | $517.71 | $660.06 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $2,916.77 | 1 | $4,806.48 | $2,144.40 | $400.54 | $178.70 | 46.152% | 53.085% | 45.490% | 07/08/2025 | 749 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,954.00 | 7.190% | $0.00 | None | N/A | No | 10.875% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 29 | 8 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $809.60 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $2,600.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000082622 | XXXXXX | Exempt from ATR | No | No | $14,885.00 | $1,702.95 | 8.375% | $3,489.58 | $4,527.31 | 10.375% | No | No | Not Employed | Employed | US Citizen | US Citizen | $27,310.82 | 1 | $22,736.28 | $2,058.00 | $1,894.69 | $171.50 | 31.004% | 38.255% | 30.430% | 06/26/2025 | 773 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,885.00 | 7.240% | $0.00 | None | N/A | No | 10.375% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $5,155.02 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 45.65 | No | $0.00 | $39,583.34 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000083062 | XXXXXX | Exempt from ATR | No | No | $14,117.50 | $5,087.50 | 7.500% | $2,500.00 | $3,847.37 | 11.125% | No | No | Employed | US Citizen | $7,217.33 | 1 | $16,379.04 | $10,246.44 | $1,364.92 | $853.87 | 49.887% | 64.263% | 48.387% | 07/15/2025 | 703 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,117.50 | 7.220% | $0.00 | None | N/A | No | 11.125% | 2 | 0 | 0 | 0 | 0 | 0.00 | No | 324 | XXXXXX | No | 21 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $903.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 324 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095558 | XXXXXX | Exempt from ATR | No | No | $2,500.00 | $2,500.00 | 8.375% | $2,263.52 | $2,265.19 | 10.375% | No | No | Employed | US Citizen | $29,208.26 | 1 | $23,845.56 | $4,418.04 | $1,987.13 | $368.17 | 32.814% | 34.197% | 32.551% | 05/20/2025 | 785 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,500.00 | 7.150% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,847.89 | No | Individual | No | No | FICO 8 | Other | FICO 8 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095577 | XXXXXX | Exempt from ATR | No | No | $2,500.00 | $2,500.00 | 8.000% | $2,193.93 | $2,195.52 | 10.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $17,943.57 | 1 | $1,981.20 | $1,826.04 | $165.10 | $152.17 | 14.218% | 17.425% | 13.724% | 05/01/2025 | 722 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,500.00 | 7.150% | $0.00 | None | N/A | No | 10.000% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | No | $2,158.31 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095579 | XXXXXX | Exempt from ATR | No | No | $2,500.00 | $2,500.00 | 9.500% | $1,713.00 | $495.53 | 11.500% | No | No | Self-Employed | US Citizen | $4,865.37 | 1 | $4,617.84 | $1,992.00 | $384.82 | $166.00 | 33.688% | 37.353% | 33.291% | 04/29/2025 | 670 | No | No | Borrower Prepared | [Borrower - | Primary
Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,500.00 | 7.150% | $0.00 | None | N/A | No | 11.500% | 0 | 2 | 0 | 2 | 0 | 3.97 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,199.41 | No | Individual | No | No | FICO 8 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095590 | XXXXXX | Exempt from ATR | No | No | $2,253.00 | $2,253.00 | 8.500% | $686.97 | $687.48 | 10.500% | No | No | Non-Employment Income | US Citizen | $2,034.09 | 1 | $1,668.36 | $1,478.04 | $139.03 | $123.17 | 47.758% | 52.246% | 46.849% | 05/08/2025 | 726 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Yes | XXXXXX | $2,253.00 | 7.150% | $0.00 | None | N/A | No | 10.500% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095598 | XXXXXX | Exempt from ATR | No | No | $3,750.00 | $3,750.00 | 9.625% | $1,249.80 | $1,250.77 | 11.625% | No | No | Employed | US Citizen | $6,899.10 | 1 | $6,437.40 | $7,891.32 | $536.45 | $657.61 | 45.236% | 50.477% | 44.643% | 05/14/2025 | 654 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,750.00 | 7.150% | $0.00 | None | N/A | No | 11.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,782.94 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095616 | XXXXXX | Exempt from ATR | No | No | $1,540.00 | $1,540.00 | 9.625% | $769.88 | $770.48 | 11.625% | No | No | Employed | US Citizen | $3,342.85 | 1 | $4,283.52 | $2,228.04 | $356.96 | $185.67 | 46.771% | 53.247% | 46.039% | 05/16/2025 | 710 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,540.00 | 7.190% | $0.00 | None | N/A | No | 11.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $774.30 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095633 | XXXXXX | Exempt from ATR | No | No | $2,400.00 | $2,400.00 | 9.250% | $1,165.51 | $1,166.41 | 11.250% | No | No | Employed | US Citizen | $3,250.00 | 1 | $5,153.76 | $1,609.32 | $429.48 | $134.11 | 49.352% | 56.190% | 48.312% | 05/15/2025 | 746 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,400.00 | 7.190% | $0.00 | None | N/A | No | 11.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $555.74 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095658 | XXXXXX | Exempt from ATR | No | No | $700.00 | $700.00 | 9.750% | $353.29 | $353.57 | 11.750% | No | No | Employed | US Citizen | $4,646.16 | 1 | $5,944.80 | $2,096.64 | $495.40 | $174.72 | 41.231% | 43.526% | 40.960% | 05/29/2025 | 762 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $700.00 | 7.190% | $0.00 | None | N/A | No | 11.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $885.88 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095692 | XXXXXX | Exempt from ATR | No | No | $1,274.00 | $1,274.00 | 9.250% | $618.69 | $619.06 | 11.250% | No | No | Employed | US Citizen | $8,849.17 | 1 | $4,007.28 | $1,974.96 | $333.94 | $164.58 | 19.364% | 22.310% | 19.041% | 06/09/2025 | 647 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,274.00 | 7.190% | $0.00 | None | N/A | No | 11.250% | 2 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $950.40 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095710 | XXXXXX | Exempt from ATR | No | No | $1,800.00 | $1,800.00 | 9.750% | $605.65 | $606.12 | 11.750% | No | No | Employed | US Citizen | $3,764.90 | 1 | $1,093.32 | $1,835.88 | $91.11 | $152.99 | 40.863% | 42.148% | 40.287% | 05/27/2025 | 658 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $1,800.00 | 7.200% | $0.00 | None | N/A | No | 11.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 29 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $707.14 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095744 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $1,000.00 | 8.875% | $471.45 | $471.72 | 10.875% | No | No | Non-Employment Income | US Citizen | $1,883.47 | 1 | $2,574.84 | $1,860.00 | $214.57 | $155.00 | 49.359% | 56.565% | 48.668% | 06/05/2025 | 818 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,000.00 | 7.220% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $990.30 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095755 | XXXXXX | Exempt from ATR | No | No | $2,250.00 | $2,250.00 | 7.625% | $1,274.98 | $1,275.89 | 9.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,408.84 | 1 | $4,865.16 | $1,614.96 | $405.43 | $134.58 | 31.167% | 34.801% | 30.713% | 06/09/2025 | 819 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,250.00 | 7.220% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $834.16 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $10,801.48 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095814 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $1,000.00 | 8.375% | $452.70 | $452.97 | 10.375% | No | No | Employed | US Citizen | $6,743.66 | 1 | $3,452.40 | $1,973.04 | $287.70 | $164.42 | 25.967% | 27.085% | 25.716% | 06/24/2025 | 805 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,000.00 | 7.220% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $1,360.22 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095853 | XXXXXX | Exempt from ATR | No | No | $3,525.00 | $3,525.00 | 8.125% | $665.12 | $665.50 | 10.125% | No | No | Employed | US Citizen | $11,653.48 | 1 | $7,552.08 | $3,633.96 | $629.34 | $302.83 | 20.091% | 21.234% | 19.871% | 06/30/2025 | 803 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $3,525.00 | 7.220% | $0.00 | None | N/A | No | 10.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,104.19 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095866 | XXXXXX | Exempt from ATR | No | No | $1,750.00 | $1,750.00 | 9.500% | $346.60 | $346.81 | 11.500% | No | No | Non-Employment Income | US Citizen | $1,621.93 | 1 | $626.76 | $1,940.40 | $52.23 | $161.70 | 41.010% | 47.229% | 40.267% | 06/26/2025 | 646 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Alimony]; Divorce Decree - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,750.00 | 7.220% | $0.00 | None | N/A | No | 11.500% | 0 | 0 | 0 | 2 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $480.48 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | 16.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095868 | XXXXXX | Exempt from ATR | No | No | $2,488.50 | $2,488.50 | 10.250% | $1,738.46 | $1,739.52 | 12.250% | No | No | Employed | US Citizen | $14,265.55 | 1 | $7,346.88 | $4,395.00 | $612.24 | $366.25 | 32.450% | 35.835% | 31.928% | 06/25/2025 | 675 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,488.50 | 7.220% | $0.00 | None | N/A | No | 12.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 6 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,371.57 | No | Individual | No | No | FICO 8 | FICO 9 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095919 | XXXXXX | Exempt from ATR | No | No | $2,500.00 | $2,500.00 | 8.625% | $2,310.24 | $2,311.21 | 10.625% | No | No | Self-Employed | US Citizen | $44,523.72 | 1 | $9,416.40 | $7,443.72 | $784.70 | $620.31 | 19.298% | 22.036% | 19.079% | 07/02/2025 | 807 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,500.00 | 7.200% | $0.00 | None | N/A | No | 10.625% | 0 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.370% | XXXXXX | XXXXXX | $1,890.99 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095573 | XXXXXX | Exempt from ATR | No | No | $2,500.00 | $2,500.00 | 7.625% | $2,124.97 | $2,126.23 | 9.625% | No | No | Employed | US Citizen | $10,505.33 | 1 | $12,417.12 | $7,404.48 | $1,034.76 | $617.04 | 46.778% | 50.528% | 46.311% | 04/23/2025 | 850 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,500.00 | 7.150% | $0.00 | None | N/A | No | 9.625% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.150% | XXXXXX | XXXXXX | $2,376.44 | No | Individual | No | No | FICO 8 | Other | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 6000095730 | XXXXXX | Exempt from ATR | No | No | $2,500.00 | $2,500.00 | 7.500% | $2,102.14 | $2,103.62 | 9.500% | No | No | Employed | US Citizen | $6,287.48 | 1 | $4,280.64 | $1,545.96 | $356.72 | $128.83 | 31.409% | 39.731% | 30.442% | 06/02/2025 | 798 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,500.00 | 7.200% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 7 | Yes | Title Search | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Other | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000082429 | XXXXXX | Exempt from ATR | No | No | $1,150.00 | $1,632.95 | 8.875% | $850.52 | $1,084.39 | 10.875% | No | No | Employed | Non-Permanent Resident Alien | India | $9,763.75 | 1 | $5,706.00 | $1,632.96 | $475.50 | $136.08 | 33.743% | 36.647% | 33.343% | 06/25/2025 | 784 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,150.00 | 7.240% | $0.00 | None | N/A | No | 10.875% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $2,202.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000085406 | XXXXXX | Exempt from ATR | No | No | $3,475.00 | $1,452.95 | 8.500% | $708.33 | $998.44 | 10.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $16,749.78 | 1 | $2,817.00 | $2,367.00 | $234.75 | $197.25 | 20.617% | 22.897% | 21.762% | 07/17/2025 | 806 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,475.00 | 7.260% | $0.00 | 1.0 | None | Yes | No | 10.500% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $616.53 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000083299 | XXXXXX | Exempt from ATR | No | No | $17,565.00 | $1,026.77 | 9.250% | $3,854.17 | $4,855.75 | 11.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $33,314.52 | 1 | $17,823.72 | $6,645.00 | $1,485.31 | $553.75 | 49.349% | 53.588% | 48.929% | 04/30/2025 | 725 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1040-ES - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1040-ES - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2022 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $17,565.00 | 7.200% | $0.00 | None | N/A | No | 11.250% | 0 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $9,683.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.84 | No | No | $34,646.48 | $0.00 | No | No | No | No | 12 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000086060 | XXXXXX | Exempt from ATR | No | No | $5,518.99 | $5,966.99 | 8.625% | $2,874.99 | $3,697.93 | 10.625% | No | No | Employed | US Citizen | $32,966.14 | 1 | $8,911.92 | $1,539.96 | $742.66 | $128.33 | 25.247% | 27.261% | 24.807% | 07/22/2025 | 785 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,518.99 | 7.260% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,775.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 46.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000089866 | XXXXXX | Exempt from ATR | No | No | $1,250.00 | $1,613.45 | 8.000% | $500.00 | $658.24 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $14,661.64 | 1 | $5,650.32 | $6,700.92 | $470.86 | $558.41 | 26.091% | 28.553% | 25.936% | 04/24/2025 | 715 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,250.00 | 7.180% | $0.00 | 1.2 | None | No | No | 10.000% | 1 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 300 | XXXXXX | No | 28 | 28 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,798.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $6,670.83 | No | No | No | No | 1 | 300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000086920 | XXXXXX | Exempt from ATR | No | No | $4,000.00 | $4,953.24 | 9.250% | $616.67 | $776.92 | 11.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,269.21 | 1 | $0.00 | $2,526.00 | $0.00 | $210.50 | 45.321% | 49.212% | 44.935% | 07/29/2025 | 702 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Disability]; Other - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,000.00 | 7.200% | $0.00 | 3.6 | None | No | No | 11.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,066.83 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $2,052.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000088016 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,608.00 | 8.875% | $798.75 | $1,018.75 | 10.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,202.84 | 1 | $1,487.40 | $4,223.28 | $123.95 | $351.94 | 44.196% | 60.215% | 42.792% | 08/07/2025 | 705 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 7.200% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 79.77 | No | $1,436.73 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000087138 | XXXXXX | Exempt from ATR | No | No | $2,250.00 | $2,653.00 | 8.500% | $531.25 | $749.11 | 10.500% | No | No | Non-Employment Income | US Citizen | $2,168.68 | 1 | $1,227.96 | $1,740.48 | $102.33 | $145.04 | 46.237% | 55.173% | 50.723% | 08/01/2025 | 744 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,250.00 | 7.200% | $0.00 | None | N/A | No | 10.500% | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $541.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000090506 | XXXXXX | Exempt from ATR | No | No | $3,900.00 | $4,319.95 | 8.750% | $568.75 | $791.89 | 10.750% | No | No | Employed | US Citizen | $6,177.60 | 1 | $8,618.40 | $2,683.68 | $718.20 | $223.64 | 39.170% | 42.736% | 40.999% | 08/22/2025 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,900.00 | 7.190% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,745.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000090428 | XXXXXX | Exempt from ATR | No | No | $4,025.00 | $4,555.00 | 8.125% | $2,369.79 | $3,406.66 | 10.125% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $19,324.12 | 1 | $9,824.16 | $6,810.00 | $818.68 | $567.50 | 41.853% | 47.183% | 44.449% | 08/22/2025 | 760 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,025.00 | 7.160% | $0.00 | None | N/A | No | 10.125% | 0 | 0 | 2 | 0 | 3 | 2 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $3,470.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 45.34 | No | No | $16,616.50 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000091471 | XXXXXX | Exempt from ATR | No | No | $3,066.81 | $3,399.76 | 8.625% | $1,085.31 | $1,520.93 | 10.625% | No | No | Employed | US Citizen | $18,512.42 | 1 | $5,589.00 | $4,395.96 | $465.75 | $366.33 | 21.475% | 24.499% | 21.380% | 08/29/2025 | 801 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,066.81 | 7.200% | $0.00 | None | N/A | No | 10.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,883.35 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000090173 | XXXXXX | Exempt from ATR | No | No | $0.00 | $393.00 | 9.125% | $559.76 | $559.76 | 11.125% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $11,560.26 | 1 | $8,270.52 | $3,695.16 | $689.21 | $307.93 | 42.313% | 43.817% | 42.157% | 08/21/2025 | 711 | No | No | [Borrower - | Primary
Income - Disability]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | 7.190% | $0.00 | None | N/A | No | 11.125% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,444.03 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $15,702.36 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000090367 | XXXXXX | Exempt from ATR | No | No | $1,213.03 | $3,190.87 | 10.625% | $610.94 | $743.12 | 12.625% | No | No | Employed | US Citizen | $9,992.39 | 1 | $2,794.56 | $2,244.60 | $232.88 | $187.05 | 37.308% | 37.449% | 37.004% | 08/22/2025 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,213.03 | 7.160% | $0.00 | 2.2 | None | No | No | 12.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 31 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $711.44 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000085277 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,428.00 | 9.250% | $915.36 | $1,154.01 | 11.250% | No | No | Non-Employment Income | US Citizen | $5,769.00 | 1 | $2,451.24 | $4,575.96 | $204.27 | $381.33 | 49.941% | 55.172% | 49.368% | 07/21/2025 | 759 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 7.210% | $0.00 | None | N/A | No | 11.250% | 0 | 1 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 30.71 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000094717 | XXXXXX | Exempt from ATR | No | No | $5,020.00 | $1,747.95 | 8.500% | $1,062.50 | $1,472.48 | 10.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,358.33 | 1 | $818.04 | $4,850.16 | $68.17 | $404.18 | 38.400% | 46.984% | 42.852% | 09/04/2025 | 751 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,020.00 | 7.210% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,232.38 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 42.87 | No | $1,345.33 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000093050 | XXXXXX | Exempt from ATR | No | No | $1,595.63 | $2,714.15 | 7.250% | $831.40 | $1,011.85 | 12.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $10,910.08 | 1 | $4,087.80 | $1,634.04 | $340.65 | $136.17 | 34.571% | 36.834% | 34.080% | 08/20/2025 | 771 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,595.63 | 7.190% | $0.00 | None | N/A | No | 12.625% | 3 | 2 | 2 | 0 | 2 | 2 | No | 240 | XXXXXX | No | 32 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $869.56 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $9,026.69 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000092384 | XXXXXX | Exempt from ATR | No | No | $4,750.00 | $5,177.95 | 9.125% | $722.40 | $988.69 | 11.125% | No | No | Employed | US Citizen | $5,040.95 | 1 | $7,078.44 | $891.96 | $589.87 | $74.33 | 47.573% | 51.908% | 49.873% | 07/02/2025 | 725 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,750.00 | 7.220% | $0.00 | None | N/A | No | 11.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.202% | XXXXXX | XXXXXX | $2,256.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000091730 | XXXXXX | Exempt from ATR | No | No | $3,787.14 | $4,120.09 | 8.750% | $776.56 | $1,081.70 | 10.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $2,204.83 | 1 | $1,694.28 | $1,346.04 | $141.19 | $112.17 | 49.978% | 61.184% | 55.725% | 08/28/2025 | 690 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,787.14 | 7.200% | $0.00 | None | N/A | No | 10.750% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 31 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $779.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,433.41 | $758.33 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000093631 | XXXXXX | Exempt from ATR | No | No | $2,617.50 | $532.45 | 8.000% | $1,666.67 | $2,193.95 | 10.000% | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | $23,077.65 | 1 | $4,249.44 | $12,426.00 | $354.12 | $1,035.50 | 37.557% | 41.628% | 37.279% | 09/05/2025 | 801 | No | No | [Coborrower(s) - |
Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,617.50 | 7.190% | $0.00 | None | N/A | No | 10.000% | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,971.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $35,969.58 | $0.00 | No | No | No | No | 6 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000092489 | XXXXXX | Exempt from ATR | No | No | $1,615.00 | $1,468.00 | 11.750% | $1,859.93 | $2,213.17 | 13.750% | No | No | Employed | Employed | US Citizen | US Citizen | $15,869.25 | 1 | $4,929.72 | $2,522.04 | $410.81 | $210.17 | 38.133% | 40.458% | 37.530% | 09/08/2025 | 698 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,615.00 | 7.190% | $0.00 | 1.0 | None | No | No | 13.750% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,209.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $11,091.67 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000089869 | XXXXXX | Exempt from ATR | No | No | $1,490.00 | $2,556.92 | 9.250% | $655.20 | $761.70 | 10.250% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $6,963.12 | 1 | $3,822.96 | $769.20 | $318.58 | $64.10 | 47.036% | 50.807% | 47.164% | 08/29/2025 | 766 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Business License - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Tax Return Extension - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 1040 - 2022 [Coborrower]; Tax Return Extension - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,490.00 | 7.160% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 32 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $618.47 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 47.38 | No | No | $9,587.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000092545 | XXXXXX | Exempt from ATR | No | No | $2,250.00 | $2,612.95 | 10.250% | $640.63 | $838.94 | 12.250% | No | No | Non-Employment Income | US Citizen | $4,985.50 | 1 | $6,094.68 | $2,055.36 | $507.89 | $171.28 | 39.047% | 42.356% | 41.035% | 09/08/2025 | 690 | No | No | [Borrower - | Primary
Income - VA Service Related Disability]; VA Verification of Benefits -
2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,250.00 | 7.190% | $0.00 | None | N/A | No | 12.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $855.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000092098 | XXXXXX | Exempt from ATR | No | No | $1,497.00 | $2,027.00 | 9.500% | $593.75 | $742.73 | 11.500% | No | No | Employed | US Citizen | $5,707.21 | 1 | $5,869.08 | $2,514.96 | $489.09 | $209.58 | 48.555% | 49.861% | 48.162% | 08/11/2025 | 706 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,497.00 | 7.200% | $0.00 | None | N/A | No | 11.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $2,766.14 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000096252 | XXXXXX | Exempt from ATR | No | No | $11,887.00 | $11,047.95 | 10.875% | $2,175.00 | $2,632.18 | 12.875% | No | No | Employed | US Citizen | $12,834.18 | 1 | $12,947.88 | $3,300.12 | $1,078.99 | $275.01 | 46.524% | 50.845% | 45.796% | 05/23/2025 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,887.00 | 7.280% | $0.00 | None | N/A | No | 12.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 7.250% | XXXXXX | XXXXXX | $7,063.94 | No | Individual | No | No | Fair Isaac (VER. 2) | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000092570 | XXXXXX | Exempt from ATR | No | No | $2,994.80 | $3,034.98 | 10.375% | $1,426.56 | $1,745.01 | 12.375% | No | No | Employed | US Citizen | $4,760.78 | 1 | $8,226.24 | $2,615.64 | $685.52 | $217.97 | 45.522% | 46.504% | 44.247% | 09/09/2025 | 715 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,994.80 | 7.220% | $0.00 | None | N/A | No | 12.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $0.01 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 31.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097034 | XXXXXX | Exempt from ATR | No | No | $595.00 | $1,049.38 | 10.125% | $835.31 | $1,027.74 | 12.125% | No | No | Employed | Employed | US Citizen | US Citizen | $10,552.69 | 1 | $1,961.28 | $1,296.96 | $163.44 | $108.08 | 39.148% | 40.980% | 38.778% | 07/11/2025 | 761 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Military VOE - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Rations]; W-2 - 2024 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $595.00 | 7.230% | $0.00 | None | N/A | No | 12.125% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 1 | 32 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $662.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Yes | No | $0.00 | $6,644.15 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000093930 | XXXXXX | Exempt from ATR | No | No | $3,750.00 | $4,177.95 | 8.375% | $523.44 | $678.95 | 10.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $9,947.99 | 1 | $9,387.24 | $3,188.04 | $782.27 | $265.67 | 33.725% | 36.840% | 33.498% | 09/11/2025 | 762 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,750.00 | 7.210% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,440.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $5,676.71 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000089273 | XXXXXX | Exempt from ATR | No | No | $4,340.00 | $4,747.95 | 10.125% | $1,830.94 | $2,407.86 | 12.125% | No | No | Not Employed | US Citizen | $3,586.89 | 1 | $1,289.52 | $2,036.04 | $107.46 | $169.67 | 48.544% | 61.592% | 55.350% | 08/11/2025 | 795 | No | No | [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,340.00 | 7.110% | $0.00 | 1.1 | None | N/A | No | 12.125% | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 7.498% | XXXXXX | XXXXXX | $548.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 12 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000095127 | XXXXXX | Exempt from ATR | No | No | $4,000.00 | $4,429.95 | 8.625% | $1,437.50 | $2,014.47 | 10.625% | No | No | Employed | US Citizen | $14,994.11 | 1 | $6,516.84 | $2,363.04 | $543.07 | $196.92 | 34.136% | 38.284% | 36.241% | 09/02/2025 | 721 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,000.00 | 7.110% | $0.00 | None | N/A | No | 10.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,576.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 51.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000093965 | XXXXXX | Exempt from ATR | No | No | $4,970.95 | $5,398.90 | 9.125% | $1,406.77 | $1,957.54 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $10,164.03 | 1 | $3,622.56 | $1,596.96 | $301.88 | $133.08 | 42.162% | 47.117% | 44.431% | 09/16/2025 | 758 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,970.95 | 7.210% | $0.00 | None | N/A | No | 11.375% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $948.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $10,250.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000095566 | XXXXXX | Exempt from ATR | No | No | $5,362.50 | $7,053.23 | 9.750% | $1,584.38 | $2,113.83 | 11.750% | No | No | Employed | Employed | US Citizen | US Citizen | $21,801.80 | 1 | $1,887.84 | $720.96 | $157.32 | $60.08 | 41.478% | 43.806% | 42.649% | 09/24/2025 | 702 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,362.50 | 7.190% | $0.00 | None | N/A | No | 11.750% | 2 | 2 | 1 | 0 | 2 | 2 | 0.00 | No | 204 | XXXXXX | XXXXXX | No | 32 | 32 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $861.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $11,200.00 | No | No | No | No | 2 | 204 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000095900 | XXXXXX | Exempt from ATR | No | No | $2,845.00 | $3,238.00 | 8.875% | $1,109.37 | $1,886.50 | 10.875% | No | No | Employed | US Citizen | $15,641.76 | 1 | $7,489.80 | $2,761.08 | $624.15 | $230.09 | 40.241% | 41.795% | 39.849% | 09/26/2025 | 776 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,845.00 | 7.190% | $0.00 | None | N/A | No | 10.875% | 1 | 1 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,712.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000095550 | XXXXXX | Exempt from ATR | No | No | $3,750.00 | $3,857.95 | 8.625% | $539.06 | $692.96 | 10.625% | No | No | Employed | US Citizen | $2,825.71 | 1 | $1,924.56 | $5,151.96 | $160.38 | $429.33 | 45.338% | 54.113% | 44.637% | 09/24/2025 | 760 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Other - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,750.00 | 7.190% | $0.00 | None | N/A | No | 10.625% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | No | 32 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,061.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097019 | XXXXXX | Exempt from ATR | No | No | $4,650.00 | $5,430.00 | 9.375% | $2,421.88 | $3,039.86 | 11.375% | No | No | Non-Employment Income | US Citizen | $10,795.92 | 1 | $14,271.84 | $3,678.96 | $1,189.32 | $306.58 | 46.020% | 54.517% | 45.141% | 09/10/2025 | 811 | No | No | [Borrower - | Primary
Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,650.00 | 7.110% | $0.00 | None | N/A | No | 11.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $4,553.32 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 27.48 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000094105 | XXXXXX | Exempt from ATR | No | No | $3,750.00 | $4,177.95 | 9.375% | $585.94 | $806.52 | 11.625% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $3,982.12 | 1 | $6,672.96 | $663.96 | $556.08 | $55.33 | 41.017% | 46.054% | 43.523% | 10/08/2025 | 737 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,750.00 | 7.210% | $0.00 | None | N/A | No | 11.625% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $884.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $2,436.50 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000092580 | XXXXXX | Exempt from ATR | No | No | $2,150.00 | $2,685.00 | 11.250% | $403.13 | $475.57 | 13.000% | No | No | Employed | US Citizen | $4,113.03 | 1 | $6,021.00 | $1,613.04 | $501.75 | $134.42 | 47.627% | 49.942% | 47.315% | 09/24/2025 | 788 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,150.00 | 7.110% | $0.00 | 2.7 | None | Yes | No | 13.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,625.54 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000093121 | XXXXXX | Exempt from ATR | No | No | $2,557.50 | $3,357.50 | 8.875% | $554.69 | $707.44 | 10.875% | No | No | Non-Employment Income | US Citizen | $2,235.33 | 1 | $6,654.60 | $3,612.00 | $554.55 | $301.00 | 41.611% | 53.082% | 40.605% | 08/27/2025 | 703 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,557.50 | 7.220% | $0.00 | 1.0 | None | Yes | No | 10.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 48.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000096554 | XXXXXX | Exempt from ATR | No | No | $3,532.00 | $3,959.95 | 9.750% | $609.38 | $812.64 | 11.750% | No | No | Employed | US Citizen | $4,574.74 | 1 | $3,126.72 | $1,587.84 | $260.56 | $132.32 | 41.023% | 45.328% | 43.188% | 10/02/2025 | 738 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,532.00 | 7.160% | $0.00 | None | N/A | No | 11.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.437% | XXXXXX | XXXXXX | $775.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000094816 | XXXXXX | Exempt from ATR | No | No | $4,980.00 | $6,275.00 | 9.125% | $1,893.44 | $2,395.75 | 11.125% | No | No | Employed | US Citizen | $13,836.22 | 1 | $8,417.16 | $2,009.28 | $701.43 | $167.44 | 32.908% | 39.749% | 31.530% | 09/09/2025 | 749 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $4,980.00 | 7.190% | $0.00 | None | N/A | No | 11.125% | 0 | 0 | 0 | 1 | 0 | 0.00 | No | 300 | XXXXXX | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,345.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000095575 | XXXXXX | Exempt from ATR | No | No | $695.00 | $2,700.14 | 7.750% | $3,229.17 | $4,297.40 | 9.750% | No | No | Self-Employed | US Citizen | $24,443.50 | 1 | $11,493.36 | $12,747.00 | $957.78 | $1,062.25 | 30.951% | 40.404% | 30.409% | 08/23/2025 | 795 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $695.00 | 7.190% | $0.00 | 4.7 | None | No | No | 9.750% | 2 | 2 | 0 | 3 | 2 | No | 324 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $4,367.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.42 | No | $0.00 | $0.00 | No | No | No | No | 1 | 324 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000096342 | XXXXXX | Exempt from ATR | No | No | $1,627.22 | $1,856.57 | 9.000% | $450.00 | $571.30 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $9,052.76 | 1 | $2,454.72 | $645.00 | $204.56 | $53.75 | 45.788% | 47.859% | 45.599% | 09/02/2025 | 727 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,627.22 | 7.160% | $0.00 | None | N/A | No | 11.000% | 2 | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 32 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.000% | XXXXXX | XXXXXX | $429.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $7,993.86 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000095845 | XXXXXX | Exempt from ATR | No | No | $7,456.50 | $6,185.07 | 8.625% | $2,515.63 | $3,233.83 | 10.625% | No | No | Employed | Non-Permanent Resident Alien | India | $10,515.46 | 1 | $13,113.96 | $2,658.00 | $1,092.83 | $221.50 | 43.448% | 54.832% | 42.539% | 08/15/2025 | 725 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,456.50 | 7.190% | $0.00 | 1.0 | None | N/A | No | 10.625% | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $3,430.67 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization | No | 1.85 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098162 | XXXXXX | Exempt from ATR | No | No | $10,652.96 | $11,487.10 | 10.625% | $3,503.31 | $4,262.81 | 12.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $17,471.60 | 1 | $20,697.72 | $5,684.88 | $1,724.81 | $473.74 | 44.088% | 49.804% | 43.198% | 08/27/2025 | 709 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,652.96 | 7.110% | $0.00 | None | N/A | No | 12.625% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $3,453.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097903 | XXXXXX | Exempt from ATR | No | No | $6,099.00 | $7,759.50 | 8.250% | $1,993.75 | $2,846.34 | 10.250% | No | No | Employed | US Citizen | $7,336.78 | 1 | $4,539.24 | $6,912.00 | $378.27 | $576.00 | 45.520% | 57.305% | 50.793% | 09/25/2025 | 767 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,099.00 | 7.110% | $0.00 | 1.0 | None | Yes | No | 10.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $1,515.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097680 | XXXXXX | Exempt from ATR | No | No | $15,170.00 | $2,328.95 | 7.875% | $3,281.25 | $4,341.59 | 9.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $36,615.66 | 1 | $48,819.36 | $5,257.92 | $4,068.28 | $438.16 | 39.959% | 45.374% | 39.634% | 08/14/2025 | 798 | No | No | [Borrower - | Primary
Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - K-1 (< 25%)]; 1120S - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Primary Income - K-1 (< 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $15,170.00 | 7.110% | $0.00 | 4.2 | None | No | No | 9.875% | 2 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $11,216.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098998 | XXXXXX | Exempt from ATR | No | No | $1,615.00 | $2,398.21 | 7.875% | $2,460.94 | $4,341.59 | 9.875% | No | No | Self-Employed | US Citizen | $85,851.64 | 1 | $14,929.32 | $17,450.76 | $1,244.11 | $1,454.23 | 16.322% | 17.678% | 16.129% | 08/28/2025 | 806 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,615.00 | 7.070% | $0.00 | None | N/A | No | 9.875% | 0 | 2 | 0 | 0 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $2,650.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097778 | XXXXXX | Exempt from ATR | No | No | $1,616.00 | $2,358.96 | 8.750% | $364.58 | $507.53 | 10.750% | No | No | Employed | US Citizen | $2,727.01 | 1 | $2,559.60 | $678.00 | $213.30 | $56.50 | 40.502% | 46.106% | 43.099% | 09/22/2025 | 707 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,616.00 | 7.110% | $0.00 | 1.6 | None | Yes | No | 10.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 204 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 204 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100815 | XXXXXX | Exempt from ATR | No | No | $4,837.05 | $5,545.00 | 7.750% | $742.71 | $987.99 | 9.750% | No | No | Non-Employment Income | US Citizen | $7,990.44 | 1 | $6,883.92 | $4,293.96 | $573.66 | $357.83 | 25.409% | 27.377% | 25.305% | 10/02/2025 | 765 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,837.05 | 7.070% | $0.00 | None | N/A | No | 9.750% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,173.63 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 7 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098523 | XXXXXX | Exempt from ATR | No | No | $5,958.00 | $2,122.95 | 8.750% | $1,604.17 | $2,053.58 | 10.750% | No | No | Employed | US Citizen | $8,215.95 | 2 | $8,479.92 | $2,190.00 | $706.66 | $182.50 | 46.042% | 54.643% | 45.323% | 10/02/2025 | 773 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,958.00 | 7.110% | $0.00 | None | N/A | No | 10.750% | 2 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $0.01 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 84.21 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100512 | XXXXXX | Exempt from ATR | No | No | $5,555.00 | $6,492.95 | 8.500% | $1,544.17 | $1,995.14 | 10.500% | No | No | Self-Employed | US Citizen | $6,270.88 | 1 | $8,662.92 | $1,761.48 | $721.91 | $146.79 | 49.482% | 60.258% | 48.656% | 10/09/2025 | 706 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,555.00 | 7.070% | $0.00 | None | N/A | No | 10.500% | 1 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,834.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.16 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000096837 | XXXXXX | Exempt from ATR | No | No | $2,828.00 | $3,310.95 | 9.250% | $778.54 | $980.93 | 11.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,535.89 | 1 | $3,907.92 | $1,847.76 | $325.66 | $153.98 | 48.730% | 56.895% | 47.919% | 10/06/2025 | 697 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,828.00 | 7.110% | $0.00 | None | N/A | No | 11.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,694.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.98 | No | $5,527.04 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099557 | XXXXXX | Exempt from ATR | No | No | $4,070.00 | $6,637.31 | 9.000% | $1,012.50 | $1,285.59 | 11.000% | No | No | Self-Employed | US Citizen | $6,059.58 | 4 | $10,196.40 | $6,775.56 | $849.70 | $564.63 | 46.976% | 50.776% | 46.355% | 09/24/2025 | 710 | No | No | [Borrower - | Non-Primary
Income - Sole Proprietor]; Borrower Attestation of Employment - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; Borrower Attestation of Employment - 2025 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,070.00 | 7.090% | $0.00 | None | N/A | No | 11.000% | 0 | 1 | 0 | 2 | 0 | No | 324 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $2,668.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 324 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097725 | XXXXXX | Exempt from ATR | No | No | $11,885.00 | $2,797.95 | 8.125% | $3,385.42 | $4,436.33 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $23,069.98 | 1 | $11,399.64 | $1,835.52 | $949.97 | $152.96 | 37.271% | 45.993% | 36.690% | 09/30/2025 | 812 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,885.00 | 7.110% | $0.00 | 1.9 | None | N/A | No | 10.125% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,959.86 | No | Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $17,269.20 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098852 | XXXXXX | Exempt from ATR | No | No | $3,591.75 | $4,408.47 | 8.750% | $546.88 | $700.08 | 10.750% | No | No | Employed | US Citizen | $4,372.25 | 1 | $4,441.32 | $2,501.04 | $370.11 | $208.42 | 47.533% | 52.891% | 47.085% | 10/16/2025 | 720 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,591.75 | 7.090% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,469.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099737 | XXXXXX | Exempt from ATR | No | No | $4,856.00 | $6,411.90 | 10.750% | $1,242.52 | $1,508.03 | 12.750% | No | No | Employed | US Citizen | $10,963.16 | 1 | $14,363.88 | $3,987.96 | $1,196.99 | $332.33 | 42.801% | 45.996% | 41.801% | 08/27/2025 | 699 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,856.00 | 7.090% | $0.00 | None | N/A | No | 12.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 324 | XXXXXX | No | 10 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,811.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 324 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099512 | XXXXXX | Exempt from ATR | No | No | $895.00 | $2,797.73 | 8.750% | $437.50 | $560.07 | 10.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $9,633.62 | 1 | $17,592.00 | $2,133.00 | $1,466.00 | $177.75 | 44.773% | 46.820% | 44.601% | 10/17/2025 | 763 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Other - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $895.00 | 7.090% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $3,086.10 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 40.62 | No | $1,307.56 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103437 | XXXXXX | Exempt from ATR | No | No | $4,276.25 | $4,889.25 | 9.000% | $1,875.00 | $2,380.42 | 11.000% | No | No | Employed | US Citizen | $3,583.94 | 1 | $4,391.76 | $1,604.04 | $365.98 | $133.67 | 49.308% | 69.697% | 47.449% | 09/18/2025 | 701 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,276.25 | 7.190% | $0.00 | None | N/A | No | 11.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 32 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 101.11 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098437 | XXXXXX | Exempt from ATR | No | No | $0.00 | $580.00 | 8.750% | $401.04 | $558.36 | 10.750% | No | No | Employed | Employed | US Citizen | US Citizen | $8,192.40 | 1 | $6,263.76 | $1,194.00 | $521.98 | $99.50 | 41.618% | 43.631% | 42.551% | 10/06/2025 | 792 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 7.110% | $0.00 | None | N/A | No | 10.750% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 204 | XXXXXX | No | 32 | 33 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,204.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $8,791.00 | No | No | No | No | 2 | 204 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101732 | XXXXXX | Exempt from ATR | No | No | $4,349.06 | $4,777.01 | 8.250% | $694.38 | $991.42 | 10.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,813.92 | 1 | $2,555.40 | $2,103.00 | $212.95 | $175.25 | 29.092% | 33.085% | 30.879% | 11/10/2025 | 771 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,349.06 | 7.100% | $0.00 | None | N/A | No | 10.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | 12 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $1,577.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $11,377.60 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101227 | XXXXXX | Exempt from ATR | No | No | $4,074.15 | $4,407.10 | 7.625% | $997.60 | $1,476.24 | 9.625% | No | No | Employed | US Citizen | $8,037.85 | 1 | $8,028.48 | $2,904.00 | $669.04 | $242.00 | 46.414% | 52.574% | 49.065% | 11/04/2025 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,074.15 | 7.100% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 21 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $2,742.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098206 | XXXXXX | Exempt from ATR | No | No | $5,596.80 | $6,770.50 | 9.375% | $1,812.50 | $2,275.28 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,619.61 | 1 | $14,596.68 | $2,849.04 | $1,216.39 | $237.42 | 36.003% | 41.978% | 35.385% | 11/06/2025 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,596.80 | 7.110% | $0.00 | None | N/A | No | 11.375% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,189.05 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $8,507.08 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102395 | XXXXXX | Exempt from ATR | No | No | $5,562.83 | $5,986.03 | 8.125% | $880.21 | $1,176.99 | 10.375% | No | No | Employed | US Citizen | $2,510.78 | 1 | $1,410.00 | $2,486.04 | $117.50 | $207.17 | 47.448% | 64.410% | 45.784% | 10/20/2025 | 702 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,562.83 | 7.090% | $0.00 | None | N/A | No | 10.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $561.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102393 | XXXXXX | Exempt from ATR | No | No | $0.00 | $500.45 | 9.250% | $3,198.95 | $4,354.24 | 11.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $12,897.35 | 1 | $10,588.08 | $1,823.04 | $882.34 | $151.92 | 42.103% | 51.037% | 46.408% | 09/22/2025 | 803 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | 7.090% | $0.00 | None | N/A | No | 11.250% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $2,241.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $4,735.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101843 | XXXXXX | Exempt from ATR | No | No | $1,500.00 | $3,120.00 | 9.625% | $401.04 | $537.51 | 11.625% | No | No | Employed | US Citizen | $2,646.46 | 1 | $489.24 | $1,637.28 | $40.77 | $136.44 | 40.614% | 45.705% | 43.147% | 11/02/2025 | 700 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,500.00 | 6.890% | $0.00 | None | N/A | No | 11.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $304.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101933 | XXXXXX | Exempt from ATR | No | No | $5,795.30 | $5,547.95 | 7.750% | $1,097.91 | $1,460.51 | 9.750% | No | No | Not Employed | Employed | US Citizen | US Citizen | $18,397.09 | 1 | $6,860.16 | $5,310.96 | $571.68 | $442.58 | 26.412% | 30.965% | 26.152% | 11/05/2025 | 780 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,795.30 | 7.090% | $0.00 | None | N/A | No | 9.750% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,120.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.25 | No | $0.00 | $25,000.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101402 | XXXXXX | Exempt from ATR | No | No | $3,907.69 | $4,335.64 | 8.500% | $715.42 | $1,008.33 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,555.20 | 1 | $4,969.08 | $1,739.04 | $414.09 | $144.92 | 37.889% | 42.293% | 39.894% | 11/07/2025 | 691 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,907.69 | 7.100% | $0.00 | None | N/A | No | 10.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.940% | XXXXXX | XXXXXX | $1,945.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,333.33 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101631 | XXXXXX | Exempt from ATR | No | No | $1,500.00 | $1,927.95 | 7.750% | $645.83 | $948.38 | 9.750% | No | No | Non-Employment Income | US Citizen | $4,750.91 | 1 | $3,530.52 | $2,427.96 | $294.21 | $202.33 | 46.520% | 53.054% | 49.352% | 11/06/2025 | 787 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,500.00 | 7.100% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,715.72 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100538 | XXXXXX | Exempt from ATR | No | No | $3,121.53 | $3,549.48 | 8.990% | $752.91 | $1,036.63 | 10.990% | No | No | Employed | US Citizen | $11,724.00 | 1 | $3,885.00 | $870.96 | $323.75 | $72.58 | 33.949% | 36.765% | 35.278% | 10/28/2025 | 759 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,121.53 | 7.070% | $0.00 | None | N/A | No | 10.990% | 2 | 2 | 0 | 3 | 3 | 0.00 | No | 120 | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,149.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099308 | XXXXXX | Exempt from ATR | No | No | $3,622.87 | $4,050.82 | 10.750% | $904.79 | $1,165.30 | 12.750% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $7,499.58 | 1 | $2,224.32 | $846.00 | $185.36 | $70.50 | 35.124% | 38.401% | 36.955% | 10/22/2025 | 764 | No | No | [Borrower - | Primary
Income - Pension]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,622.87 | 7.090% | $0.00 | None | N/A | No | 12.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $951.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $6,866.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000094388 | XXXXXX | Exempt from ATR | No | No | $17,732.50 | $19,639.71 | 9.125% | $3,573.96 | $4,431.41 | 10.875% | No | No | Employed | US Citizen | $11,610.78 | 1 | $12,092.40 | $4,975.92 | $1,007.70 | $414.66 | 46.641% | 59.297% | 45.883% | 10/24/2025 | 741 | No | No | [Borrower - | Non-Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 1 | 1 | 0 | No | XXXXXX | $17,732.50 | 7.210% | $0.00 | 1.0 | None | N/A | No | 10.875% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 300 | XXXXXX | No | 7 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $2,079.68 | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099060 | XXXXXX | Exempt from ATR | No | No | $4,335.00 | $4,817.95 | 7.875% | $1,115.63 | $1,626.43 | 9.875% | No | No | Employed | US Citizen | $4,599.38 | 1 | $855.84 | $3,185.04 | $71.32 | $265.42 | 44.242% | 56.031% | 49.393% | 10/21/2025 | 777 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,335.00 | 7.090% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,170.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102743 | XXXXXX | Exempt from ATR | No | No | $2,277.15 | $2,670.15 | 9.000% | $679.00 | $861.98 | 11.000% | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | $5,400.26 | 1 | $5,759.40 | $1,221.96 | $479.95 | $101.83 | 48.629% | 52.321% | 48.176% | 11/18/2025 | 747 | No | No | [Coborrower(s) - |
Primary Income - Sole Proprietor]; Other - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,277.15 | 7.020% | $0.00 | None | N/A | No | 11.000% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,365.45 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $10,512.25 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102948 | XXXXXX | Exempt from ATR | No | No | $3,141.80 | $1,487.95 | 8.250% | $790.63 | $1,030.48 | 10.250% | No | No | Employed | US Citizen | $7,901.16 | 1 | $1,664.52 | $2,383.32 | $138.71 | $198.61 | 47.199% | 52.061% | 46.861% | 10/13/2025 | 761 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Clothing Allowance]; Leave and Earnings Statement (LES) - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,141.80 | 7.020% | $0.00 | None | N/A | No | 10.250% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $202.21 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 40.33 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102394 | XXXXXX | Exempt from ATR | No | No | $2,060.80 | $2,522.95 | 8.000% | $533.33 | $877.40 | 10.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | $12,851.48 | 1 | $7,465.92 | $1,266.72 | $622.16 | $105.56 | 29.000% | 30.255% | 28.773% | 09/16/2025 | 748 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2001 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Yes | XXXXXX | $2,060.80 | 7.090% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,019.75 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102525 | XXXXXX | Exempt from ATR | No | No | $3,963.75 | $4,528.70 | 7.625% | $667.19 | $892.46 | 9.625% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $4,439.56 | 1 | $5,507.52 | $1,541.76 | $458.96 | $128.48 | 39.868% | 49.522% | 39.345% | 11/13/2025 | 760 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,963.75 | 7.090% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 3 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.850% | XXXXXX | XXXXXX | $1,463.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $2,703.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101041 | XXXXXX | Exempt from ATR | No | No | $20,440.00 | $13,472.95 | 7.875% | $3,281.25 | $4,340.91 | 9.875% | No | No | Employed | US Citizen | $30,128.79 | 1 | $15,274.08 | $3,295.08 | $1,272.84 | $274.59 | 38.495% | 43.727% | 38.090% | 11/03/2025 | 748 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $20,440.00 | 6.890% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $3,019.57 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 12.19 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102059 | XXXXXX | Exempt from ATR | No | No | $4,231.30 | $6,754.25 | 9.375% | $1,328.13 | $1,798.24 | 11.375% | No | No | Self-Employed | US Citizen | $17,811.60 | 1 | $5,509.80 | $6,590.52 | $459.15 | $549.21 | 48.288% | 50.613% | 49.420% | 09/30/2025 | 711 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Business License - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,231.30 | 7.090% | $0.00 | 2.1 | None | No | No | 11.375% | 0 | 2 | 0 | 2 | 1 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $6,363.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099924 | XXXXXX | Exempt from ATR | No | No | $6,304.95 | $3,032.90 | 8.375% | $1,046.88 | $1,357.84 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $9,870.90 | 1 | $10,893.24 | $1,784.52 | $907.77 | $148.71 | 37.402% | 41.926% | 36.969% | 10/20/2025 | 787 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,304.95 | 7.070% | $0.00 | None | N/A | No | 10.375% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $2,668.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,580.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100764 | XXXXXX | Exempt from ATR | No | No | $1,790.00 | $2,859.00 | 9.125% | $3,802.08 | $4,811.37 | 11.125% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $13,842.44 | 1 | $8,365.32 | $1,166.04 | $697.11 | $97.17 | 46.492% | 57.441% | 45.445% | 11/03/2025 | 777 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,790.00 | 6.870% | $0.00 | 1.0 | None | No | No | 11.125% | 2 | 2 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 105.89 | No | No | $0.00 | $4,479.17 | No | No | No | No | 8 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102832 | XXXXXX | Exempt from ATR | No | No | $11,688.00 | $6,717.95 | 8.500% | $2,479.16 | $3,200.93 | 10.500% | No | No | Non-Employment Income | Non-Employment Income | Employed | 2.2 | US Citizen | US Citizen | US Citizen | $4,943.93 | 1 | $4,281.24 | $1,685.04 | $356.77 | $140.42 | 49.372% | 66.084% | 47.692% | 11/19/2025 | 764 | 719 | 809 | 764 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,688.00 | 7.020% | $0.00 | 1.0 | None | Yes | No | 10.500% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $975.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.25 | No | $1,028.92 | $7,707.33 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103567 | XXXXXX | Exempt from ATR | No | No | $1,078.35 | $2,135.90 | 8.375% | $488.54 | $633.66 | 10.375% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $7,911.18 | 1 | $5,337.60 | $1,915.08 | $444.80 | $159.59 | 47.790% | 49.278% | 47.580% | 11/11/2025 | 748 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,078.35 | 7.020% | $0.00 | None | N/A | No | 10.375% | 2 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 11 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,149.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | No | No | $0.00 | $3,250.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101738 | XXXXXX | Exempt from ATR | No | No | $3,102.44 | $3,530.39 | 7.875% | $659.53 | $872.52 | 9.875% | No | No | Employed | US Citizen | $5,169.76 | 1 | $3,036.72 | $2,733.72 | $253.06 | $227.81 | 49.501% | 54.534% | 49.112% | 11/06/2025 | 799 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,102.44 | 7.100% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,008.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102731 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,513.00 | 8.500% | $1,770.83 | $2,286.38 | 10.500% | No | No | Employed | US Citizen | $22,176.71 | 1 | $0.00 | $4,587.96 | $0.00 | $382.33 | 26.611% | 27.613% | 26.224% | 11/15/2025 | 709 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 7.020% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $3,137.78 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102513 | XXXXXX | Exempt from ATR | No | No | $1,607.76 | $1,981.79 | 11.375% | $1,402.92 | $1,709.69 | 13.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $4,531.37 | 1 | $4,637.52 | $1,542.84 | $386.46 | $128.57 | 43.968% | 46.930% | 42.186% | 10/02/2025 | 728 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,607.76 | 7.090% | $0.00 | 1.0 | None | No | No | 13.625% | 0 | 2 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.000% | XXXXXX | XXXXXX | $1,223.08 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $7,253.84 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101845 | XXXXXX | Exempt from ATR | No | No | $5,090.00 | $5,540.00 | 7.875% | $984.38 | $1,434.86 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $16,233.38 | 1 | $15,847.08 | $2,337.96 | $1,320.59 | $194.83 | 27.583% | 30.422% | 29.256% | 11/06/2025 | 770 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,090.00 | 7.100% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 10 | 10 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.000% | XXXXXX | XXXXXX | $2,519.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $15,416.64 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104102 | XXXXXX | Exempt from ATR | No | No | $6,349.40 | $2,122.95 | 8.375% | $1,186.46 | $1,538.88 | 10.375% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $25,738.40 | 1 | $7,204.92 | $864.96 | $600.41 | $72.08 | 32.801% | 34.912% | 32.600% | 11/18/2025 | 762 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,349.40 | 6.890% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,491.23 | No | Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098447 | XXXXXX | Exempt from ATR | No | No | $2,034.50 | $2,492.50 | 11.250% | $1,171.88 | $1,406.85 | 13.250% | No | No | Employed | Employed | US Citizen | US Citizen | $17,595.06 | 1 | $12,306.36 | $4,016.04 | $1,025.53 | $334.67 | 49.948% | 50.311% | 49.677% | 10/21/2025 | 686 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,034.50 | 7.090% | $0.00 | None | N/A | No | 13.250% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $4,644.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 5.88 | No | No | $0.00 | $20,600.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102217 | XXXXXX | Exempt from ATR | No | No | $2,922.19 | $3,468.18 | 7.375% | $491.05 | $664.80 | 9.375% | No | No | Non-Employment Income | US Citizen | $2,044.19 | 1 | $2,304.24 | $3,251.16 | $192.02 | $270.93 | 36.262% | 49.934% | 35.418% | 11/12/2025 | 771 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,922.19 | 7.090% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 43.58 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101482 | XXXXXX | Exempt from ATR | No | No | $0.00 | $1,994.75 | 9.750% | $371.84 | $484.50 | 11.750% | No | No | Non-Employment Income | US Citizen | $4,154.86 | 1 | $1,169.88 | $2,087.04 | $97.49 | $173.92 | 41.274% | 43.794% | 40.861% | 10/09/2025 | 760 | No | No | [Borrower - | Non-Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | 7.100% | $0.00 | None | N/A | No | 11.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $926.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103821 | XXXXXX | Exempt from ATR | No | No | $3,691.87 | $3,709.87 | 9.000% | $768.75 | $1,057.77 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $15,327.68 | 1 | $5,829.96 | $654.72 | $485.83 | $54.56 | 45.550% | 45.563% | 46.404% | 11/21/2025 | 759 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,691.87 | 6.890% | $0.00 | None | N/A | No | 11.000% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,283.24 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 16.56 | No | No | $0.00 | $11,483.11 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103667 | XXXXXX | Exempt from ATR | No | No | $13,595.00 | $2,403.95 | 7.875% | $3,281.25 | $4,340.91 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $37,621.82 | 1 | $29,735.76 | $6,726.60 | $2,477.98 | $560.55 | 33.300% | 37.844% | 32.948% | 10/20/2025 | 795 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $13,595.00 | 7.020% | $0.00 | None | N/A | No | 9.875% | 1 | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.000% | XXXXXX | XXXXXX | $9,891.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.57 | No | No | $0.00 | $14,015.73 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102750 | XXXXXX | Exempt from ATR | No | No | $12,681.56 | $13,137.06 | 7.375% | $2,581.75 | $2,582.64 | 9.375% | No | No | Employed | US Citizen | $5,463.49 | 3 | $4,178.16 | $2,343.96 | $348.18 | $195.33 | 42.439% | 60.386% | 41.331% | 11/17/2025 | 776 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $12,681.56 | 7.020% | $0.00 | None | N/A | No | 9.375% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100765 | XXXXXX | Exempt from ATR | No | No | $695.00 | $4,157.11 | 7.000% | $2,508.33 | $3,735.18 | 9.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $51,458.82 | 1 | $17,422.44 | $2,955.96 | $1,451.87 | $246.33 | 15.789% | 19.393% | 15.509% | 10/23/2025 | 763 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $695.00 | 6.870% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 324 | XXXXXX | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,117.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 324 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102923 | XXXXXX | Exempt from ATR | No | No | $4,795.42 | $5,322.95 | 8.125% | $934.38 | $1,223.57 | 10.125% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $9,235.36 | 1 | $8,202.00 | $312.96 | $683.50 | $26.08 | 49.234% | 52.983% | 48.912% | 11/12/2025 | 763 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,795.42 | 7.020% | $0.00 | None | N/A | No | 10.125% | 2 | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,098.16 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | 39.34 | No | No | $0.00 | $6,933.33 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103819 | XXXXXX | Exempt from ATR | No | No | $1,850.00 | $4,442.38 | 8.875% | $1,368.23 | $1,893.43 | 10.875% | No | No | Employed | US Citizen | $14,764.42 | 1 | $9,884.40 | $1,745.52 | $823.70 | $145.46 | 44.360% | 46.851% | 46.007% | 11/17/2025 | 774 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,850.00 | 6.890% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,077.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097445 | XXXXXX | Exempt from ATR | No | No | $3,257.21 | $3,257.21 | 13.500% | $1,132.36 | $1,292.09 | 15.250% | No | No | Employed | US Citizen | $4,377.68 | 1 | $5,578.92 | $2,871.48 | $464.91 | $239.29 | 41.631% | 42.929% | 40.598% | 08/07/2025 | 694 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,257.21 | 6.870% | $0.00 | None | N/A | No | 15.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $1,110.03 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099419 | XXXXXX | Exempt from ATR | No | No | $3,303.44 | $3,986.39 | 7.750% | $649.06 | $953.08 | 9.750% | No | No | Non-Employment Income | US Citizen | $21,531.46 | 1 | $6,043.68 | $7,216.68 | $503.64 | $601.39 | 9.087% | 10.922% | 10.155% | 10/21/2025 | 785 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Other - 2025 [Borrower - | Non-Primary Income - Pension]; Other - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,303.44 | 7.090% | $0.00 | None | Yes | No | 9.750% | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102720 | XXXXXX | Exempt from ATR | No | No | $1,926.99 | $1,931.99 | 9.250% | $684.20 | $862.39 | 11.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $18,462.61 | 1 | $10,435.20 | $1,895.88 | $869.60 | $157.99 | 36.272% | 37.525% | 36.102% | 11/15/2025 | 704 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,926.99 | 7.020% | $0.00 | None | N/A | No | 11.250% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 7.375% | XXXXXX | XXXXXX | $3,764.18 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $28,970.77 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104923 | XXXXXX | Exempt from ATR | No | No | $14,162.50 | $10,702.95 | 8.375% | $1,744.79 | $2,263.06 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $23,702.09 | 1 | $10,317.00 | $4,513.08 | $859.75 | $376.09 | 47.596% | 50.225% | 47.345% | 10/13/2025 | 779 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,162.50 | 6.870% | $0.00 | None | N/A | No | 10.375% | 2 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $2,778.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $33,488.00 | No | No | No | No | 8 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099184 | XXXXXX | Exempt from ATR | No | No | $7,462.74 | $8,476.09 | 9.990% | $3,046.95 | $4,028.39 | 11.990% | No | No | Employed | US Citizen | $11,381.58 | 1 | $3,617.16 | $5,646.60 | $301.43 | $470.55 | 41.632% | 46.891% | 45.768% | 10/21/2025 | 768 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023 [Borrower - | Non-Primary Income - Farming]; 1040 - Schedule F - 2024 [Borrower - | Non-Primary Income - Farming]; 1040 - Schedule F - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,462.74 | 7.090% | $0.00 | None | N/A | No | 11.990% | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,770.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102758 | XXXXXX | Exempt from ATR | No | No | $1,500.02 | $1,927.97 | 8.375% | $697.92 | $989.81 | 10.375% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,446.87 | 1 | $5,781.12 | $1,988.04 | $481.76 | $165.67 | 42.923% | 47.942% | 46.045% | 11/14/2025 | 805 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Other - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,500.02 | 7.020% | $0.00 | None | N/A | No | 10.375% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,202.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $3,646.50 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100024 | XXXXXX | Exempt from ATR | No | No | $3,398.92 | $3,753.92 | 10.250% | $777.29 | $953.90 | 12.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,980.30 | 1 | $1,749.24 | $3,893.04 | $145.77 | $324.42 | 38.728% | 41.828% | 38.109% | 10/28/2025 | 694 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,398.92 | 6.870% | $0.00 | None | N/A | No | 12.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 4 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,515.79 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103875 | XXXXXX | Exempt from ATR | No | No | $1,001.00 | $1,483.95 | 8.250% | $687.51 | $895.93 | 10.250% | No | No | Employed | US Citizen | $5,890.69 | 1 | $3,628.80 | $1,311.00 | $302.40 | $109.25 | 50.000% | 52.814% | 49.627% | 11/24/2025 | 763 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,001.00 | 6.890% | $0.00 | None | N/A | No | 10.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $2,339.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103110 | XXXXXX | Exempt from ATR | No | No | $3,614.67 | $3,994.67 | 8.625% | $1,320.70 | $1,697.68 | 10.625% | No | No | Employed | US Citizen | $13,469.04 | 1 | $9,502.56 | $507.12 | $791.88 | $42.26 | 48.113% | 51.347% | 47.771% | 11/20/2025 | 803 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,614.67 | 6.850% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,478.73 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100878 | XXXXXX | Exempt from ATR | No | No | $0.00 | $393.00 | 8.500% | $425.00 | $548.73 | 10.500% | No | No | Employed | US Citizen | $5,700.53 | 1 | $5,582.76 | $2,046.00 | $465.23 | $170.50 | 42.273% | 45.106% | 41.988% | 10/29/2025 | 706 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 2 | 0 | 0 | No | XXXXXX | 7.100% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,090.01 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103959 | XXXXXX | Exempt from ATR | No | No | $2,745.00 | $3,138.00 | 8.625% | $718.75 | $1,007.03 | 10.625% | No | No | Employed | US Citizen | $9,923.35 | 2 | $3,213.72 | $3,591.84 | $267.81 | $299.32 | 27.839% | 28.047% | 29.581% | 11/24/2025 | 714 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,745.00 | 6.890% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $687.04 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103022 | XXXXXX | Exempt from ATR | No | No | $2,390.00 | $3,515.00 | 8.500% | $520.81 | $798.90 | 10.500% | No | No | Employed | US Citizen | $8,531.52 | 1 | $10,605.84 | $2,448.96 | $883.82 | $204.08 | 45.392% | 46.199% | 44.724% | 10/22/2025 | 763 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Other - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,390.00 | 6.850% | $0.00 | None | N/A | No | 10.500% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 32 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.375% | XXXXXX | XXXXXX | $1,487.42 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000081608 | XXXXXX | Exempt from ATR | No | No | $1,194.25 | $1,782.20 | 9.375% | $195.31 | $245.21 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $4,562.70 | 1 | $1,536.96 | $1,152.36 | $128.08 | $96.03 | 36.297% | 38.037% | 36.098% | 06/02/2025 | 739 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,194.25 | 7.250% | $0.00 | None | N/A | No | 11.375% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $814.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $3,801.42 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103887 | XXXXXX | Exempt from ATR | No | No | $3,120.00 | $3,580.25 | 9.250% | $770.83 | $971.22 | 11.250% | No | No | Employed | US Citizen | $3,739.98 | 2 | $7,535.52 | $2,042.04 | $627.96 | $170.17 | 35.283% | 44.638% | 34.948% | 11/24/2025 | 746 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,120.00 | 6.890% | $0.00 | None | N/A | No | 11.250% | 2 | 0 | 0 | 1 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102896 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,468.00 | 9.375% | $2,265.63 | $3,067.03 | 11.375% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $14,268.11 | 1 | $4,798.80 | $645.00 | $399.90 | $53.75 | 49.873% | 53.166% | 52.209% | 08/29/2025 | 725 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 7.020% | $0.00 | None | N/A | No | 11.375% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 15 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,145.73 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | No | No | $0.00 | $12,808.34 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102058 | XXXXXX | Exempt from ATR | No | No | $4,014.38 | $500.95 | 7.750% | $1,210.94 | $2,370.84 | 9.750% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $12,935.65 | 1 | $7,478.52 | $2,453.04 | $623.21 | $204.42 | 33.865% | 34.981% | 37.081% | 11/10/2025 | 812 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,014.38 | 6.870% | $0.00 | None | N/A | No | 9.750% | 2 | 2 | 2 | 0 | 2 | 0 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,750.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $13,333.47 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103833 | XXXXXX | Exempt from ATR | No | No | $7,060.00 | $7,739.95 | 7.500% | $3,125.00 | $4,661.75 | 9.500% | No | No | Employed | US Citizen | $12,418.03 | 1 | $12,139.20 | $5,091.48 | $1,011.60 | $424.29 | 45.821% | 55.604% | 51.378% | 11/20/2025 | 774 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,060.00 | 7.020% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.165% | XXXXXX | XXXXXX | $3,099.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000098728 | XXXXXX | Exempt from ATR | No | No | $3,720.92 | $4,298.92 | 9.000% | $1,674.95 | $2,723.25 | 10.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $27,992.16 | 1 | $8,875.56 | $8,857.56 | $739.63 | $738.13 | 40.837% | 41.599% | 40.743% | 10/17/2025 | 701 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,720.92 | 6.850% | $0.00 | 1.0 | None | Yes | No | 10.500% | 0 | 0 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $2,558.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 35.94 | No | No | $0.00 | $22,916.68 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103401 | XXXXXX | Exempt from ATR | No | No | $4,875.80 | $5,268.80 | 8.000% | $2,400.00 | $3,160.34 | 10.000% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $25,109.95 | 1 | $15,140.88 | $6,760.08 | $1,261.74 | $563.34 | 22.414% | 28.009% | 21.955% | 11/20/2025 | 799 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,875.80 | 7.020% | $0.00 | None | N/A | No | 10.000% | 0 | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | 33 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $2,189.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $14,520.89 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103238 | XXXXXX | Exempt from ATR | No | No | $2,184.97 | $2,479.97 | 8.875% | $1,173.45 | $1,495.70 | 10.875% | No | No | Self-Employed | US Citizen | $28,495.00 | 1 | $3,406.56 | $640.08 | $283.88 | $53.34 | 43.731% | 44.023% | 43.571% | 10/30/2025 | 762 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,184.97 | 6.850% | $0.00 | None | N/A | No | 10.875% | 2 | 1 | 0 | 3 | 1 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $933.51 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101676 | XXXXXX | Exempt from ATR | No | No | $3,728.68 | $3,872.95 | 7.875% | $1,840.43 | $1,339.20 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $23,502.67 | 1 | $5,710.32 | $2,118.00 | $475.86 | $176.50 | 35.250% | 35.555% | 36.214% | 10/28/2025 | 768 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,728.68 | 7.100% | $0.00 | None | N/A | No | 9.875% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,345.35 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $13,891.00 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104625 | XXXXXX | Exempt from ATR | No | No | $2,245.00 | $2,735.50 | 8.875% | $924.48 | $994.38 | 8.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,244.65 | 1 | $1,079.52 | $1,382.28 | $89.96 | $115.19 | 40.914% | 44.178% | 41.893% | 11/06/2025 | 695 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,245.00 | 6.870% | $0.00 | None | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 23 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $7,587.82 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104977 | XXXXXX | Exempt from ATR | No | No | $7,002.40 | $8,608.15 | 7.875% | $1,771.88 | $2,345.35 | 9.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $11,087.30 | 1 | $10,051.44 | $3,993.00 | $837.62 | $332.75 | 49.804% | 56.064% | 49.317% | 11/05/2025 | 760 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,002.40 | 6.870% | $0.00 | 2.8 | None | No | No | 9.875% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 60.68 | No | No | $0.00 | $19,000.11 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104417 | XXXXXX | Exempt from ATR | No | No | $1,590.00 | $3,407.00 | 8.625% | $1,545.31 | $1,986.40 | 10.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $11,672.67 | 1 | $9,289.44 | $2,445.00 | $774.12 | $203.75 | 41.788% | 46.687% | 41.270% | 11/10/2025 | 798 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,590.00 | 6.870% | $0.00 | 1.0 | None | Yes | No | 10.625% | 0 | 0 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,170.65 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $11,016.76 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105841 | XXXXXX | Exempt from ATR | No | No | $4,057.50 | $7,305.45 | 13.250% | $1,932.29 | $2,247.13 | 15.250% | No | No | Employed | US Citizen | $7,430.18 | 1 | $7,302.96 | $2,528.04 | $608.58 | $210.67 | 44.727% | 45.987% | 43.491% | 10/24/2025 | 706 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,057.50 | 6.850% | $0.00 | 1.0 | None | Yes | No | 15.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $1,213.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 15.41 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105031 | XXXXXX | Exempt from ATR | No | No | $2,099.50 | $2,712.50 | 8.375% | $656.04 | $930.41 | 10.375% | No | No | Employed | US Citizen | $5,268.72 | 1 | $2,858.40 | $952.68 | $238.20 | $79.39 | 47.718% | 47.923% | 48.825% | 12/01/2025 | 748 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,099.50 | 6.870% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 69.02 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103865 | XXXXXX | Exempt from ATR | No | No | $2,935.95 | $2,948.95 | 8.625% | $1,760.94 | $2,263.57 | 10.625% | No | No | Employed | US Citizen | $16,464.69 | 1 | $8,799.12 | $2,867.52 | $733.26 | $238.96 | 42.928% | 46.809% | 42.518% | 11/25/2025 | 772 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,935.95 | 6.840% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $759.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 62.14 | Yes | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102530 | XXXXXX | Exempt from ATR | No | No | $4,325.00 | $5,057.95 | 7.990% | $1,439.86 | $2,085.02 | 9.990% | No | No | Employed | US Citizen | $10,545.03 | 1 | $17,911.32 | $2,811.24 | $1,492.61 | $234.27 | 45.913% | 50.534% | 48.668% | 11/12/2025 | 785 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,325.00 | 7.090% | $0.00 | 1.3 | None | Yes | No | 9.990% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $4,828.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105055 | XXXXXX | Exempt from ATR | No | No | $9,171.85 | $9,225.95 | 7.875% | $2,329.69 | $3,082.04 | 9.875% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $12,150.99 | 1 | $9,711.24 | $1,611.00 | $809.27 | $134.25 | 43.983% | 52.373% | 43.334% | 10/06/2025 | 730 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Capital Gains]; Account Statements - 2025 [Borrower - | Non-Primary Income - Capital Gains]; Other - 2025 [Borrower - | Non-Primary Income - Capital Gains]; Other - 2024 [Borrower - | Non-Primary Income - Capital Gains]; Other - 2024 [Borrower - | Non-Primary Income - Capital Gains]; Other - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $9,171.85 | 6.870% | $0.00 | 2.5 | None | N/A | No | 9.875% | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,070.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | No | 2.42 | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101726 | XXXXXX | Exempt from ATR | No | No | $3,750.00 | $4,503.50 | 8.375% | $2,093.75 | $2,970.70 | 10.375% | No | No | Non-Employment Income | US Citizen | $4,430.36 | 1 | $4,021.68 | $1,338.00 | $335.14 | $111.50 | 44.563% | 59.225% | 53.685% | 10/22/2025 | 750 | No | No | [Borrower - | Non-Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Paystubs - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,750.00 | 7.100% | $0.00 | 1.5 | None | Yes | No | 10.375% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | 204 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 204 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099841 | XXXXXX | Exempt from ATR | No | No | $3,449.92 | $3,842.92 | 9.375% | $729.92 | $956.23 | 10.875% | No | No | Employed | US Citizen | $50,085.98 | 1 | $10,241.88 | $387.96 | $853.49 | $32.33 | 17.917% | 18.464% | 18.320% | 10/25/2025 | 809 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Employer Letter - 2021 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,449.92 | 6.840% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $2,240.43 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104362 | XXXXXX | Exempt from ATR | No | No | $2,232.50 | $2,817.50 | 8.000% | $733.33 | $965.14 | 10.000% | No | No | Employed | US Citizen | $10,327.00 | 1 | $4,855.32 | $906.00 | $404.61 | $75.50 | 49.206% | 51.930% | 48.984% | 11/21/2025 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,232.50 | 6.870% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,290.63 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.53 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105359 | XXXXXX | Exempt from ATR | No | No | $595.00 | $1,195.00 | 8.625% | $718.75 | $942.69 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $18,999.68 | 1 | $14,314.20 | $1,459.32 | $1,192.85 | $121.61 | 29.304% | 29.649% | 29.054% | 09/30/2025 | 761 | No | No | [Borrower - | Primary
Income - Projected Income]; Employer Letter - 2025 [Borrower - | Primary Income - Projected Income]; Employment Offer - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $595.00 | 6.850% | $0.00 | 3.4 | None | No | No | 10.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 20 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,038.16 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 64.8 | No | $0.00 | $9,374.99 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104101 | XXXXXX | Exempt from ATR | No | No | $2,402.01 | $1,522.95 | 7.875% | $644.77 | $852.99 | 9.875% | No | No | Employed | US Citizen | $4,083.24 | 1 | $2,568.00 | $837.00 | $214.00 | $69.75 | 33.511% | 36.190% | 32.877% | 11/24/2025 | 755 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,402.01 | 6.890% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $921.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105881 | XXXXXX | Exempt from ATR | No | No | $1,605.01 | $2,688.81 | 10.875% | $1,474.18 | $1,784.13 | 12.875% | No | No | Employed | Employed | US Citizen | US Citizen | $10,054.39 | 1 | $14,861.40 | $7,310.04 | $1,238.45 | $609.17 | 44.971% | 47.499% | 44.473% | 12/01/2025 | 688 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,605.01 | 6.850% | $0.00 | None | N/A | No | 12.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,675.77 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $8,483.33 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106848 | XXXXXX | Exempt from ATR | No | No | $11,365.00 | $2,127.95 | 7.500% | $3,125.00 | $4,203.49 | 9.500% | No | No | Not Employed | US Citizen | $13,704.97 | 1 | $10,007.64 | $3,500.04 | $833.97 | $291.67 | 36.692% | 49.167% | 36.233% | 11/12/2025 | 766 | No | No | [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $11,365.00 | 6.840% | $0.00 | None | N/A | No | 9.500% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.799% | XXXXXX | XXXXXX | $1,433.84 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099382 | XXXXXX | Exempt from ATR | No | No | $332.60 | $1,340.57 | 8.000% | $800.00 | $1,157.80 | 10.000% | No | No | Employed | US Citizen | $10,394.11 | 1 | $6,065.76 | $5,606.52 | $505.48 | $467.21 | 47.624% | 48.748% | 49.125% | 10/21/2025 | 751 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $332.60 | 7.090% | $0.00 | None | N/A | No | 10.000% | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 32 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,499.44 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102167 | XXXXXX | Exempt from ATR | No | No | $0.00 | $2,283.00 | 9.750% | $520.00 | $693.41 | 11.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $4,917.71 | 1 | $5,878.32 | $1,884.00 | $489.86 | $157.00 | 46.373% | 48.449% | 47.937% | 11/25/2025 | 796 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | 6.840% | $0.00 | 1.0 | None | Yes | No | 11.750% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,105.30 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $2,828.14 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000090155 | XXXXXX | Exempt from ATR | No | No | $3,000.00 | $4,037.20 | 10.250% | $602.19 | $738.59 | 12.250% | No | No | Self-Employed | US Citizen | $4,321.11 | 1 | $3,643.68 | $2,124.00 | $303.64 | $177.00 | 46.673% | 49.572% | 46.097% | 10/22/2025 | 734 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,000.00 | 6.870% | $0.00 | 1.4 | None | Yes | No | 12.250% | 0 | 1 | 0 | 2 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,094.55 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105891 | XXXXXX | Exempt from ATR | No | No | $12,055.00 | $267.95 | 7.750% | $3,229.17 | $4,741.68 | 9.750% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $14,526.20 | 1 | $6,041.04 | $10,808.04 | $503.42 | $900.67 | 34.036% | 43.856% | 39.748% | 11/20/2025 | 738 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $12,055.00 | 6.850% | $0.00 | 1.0 | None | Yes | No | 9.750% | 2 | 2 | 2 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $778.54 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | 89.99 | No | No | $0.00 | $15,625.34 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105794 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 8.500% | $637.50 | $1,197.81 | 10.500% | No | No | Employed | US Citizen | $10,896.12 | 1 | $8,783.88 | $2,046.00 | $731.99 | $170.50 | 40.836% | 41.080% | 42.409% | 12/10/2025 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.840% | $0.00 | None | N/A | No | 10.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,926.00 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.67 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105001 | XXXXXX | Exempt from ATR | No | No | $3,150.00 | $3,577.95 | 8.500% | $743.75 | $1,065.77 | 10.750% | No | No | Employed | US Citizen | $9,015.09 | 1 | $6,081.48 | $1,514.16 | $506.79 | $126.18 | 37.398% | 40.065% | 39.134% | 12/04/2025 | 716 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,150.00 | 6.870% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,171.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105584 | XXXXXX | Exempt from ATR | No | No | $3,077.84 | $3,470.84 | 9.000% | $1,530.00 | $1,942.32 | 11.000% | No | No | Employed | US Citizen | $9,272.68 | 1 | $4,813.44 | $5,673.96 | $401.12 | $472.83 | 49.464% | 54.230% | 48.880% | 12/08/2025 | 791 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,077.84 | 6.850% | $0.00 | None | N/A | No | 11.000% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,694.92 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104712 | XXXXXX | Exempt from ATR | No | No | $3,030.00 | $3,512.95 | 7.875% | $662.81 | $966.55 | 9.875% | No | No | Employed | US Citizen | $7,289.09 | 1 | $3,826.68 | $2,504.52 | $318.89 | $208.71 | 34.416% | 38.268% | 36.686% | 12/02/2025 | 803 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,030.00 | 6.870% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,591.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104603 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $1,482.95 | 8.125% | $677.08 | $973.55 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $11,116.95 | 1 | $4,944.12 | $2,790.96 | $412.01 | $232.58 | 30.961% | 32.537% | 32.491% | 12/01/2025 | 776 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,000.00 | 6.870% | $0.00 | None | N/A | No | 10.125% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | 35 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,405.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,926.67 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105245 | XXXXXX | Exempt from ATR | No | No | $10,195.00 | $3,252.95 | 8.375% | $1,605.21 | $2,039.29 | 10.125% | No | No | Self-Employed | US Citizen | $5,768.36 | 1 | $7,151.88 | $3,044.04 | $595.99 | $253.67 | 46.651% | 51.735% | 46.079% | 11/18/2025 | 784 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,195.00 | 6.820% | $0.00 | None | N/A | No | 10.125% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,856.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105882 | XXXXXX | Exempt from ATR | No | No | $0.00 | $380.00 | 8.125% | $440.10 | $576.32 | 10.125% | No | No | Non-Employment Income | US Citizen | $2,608.67 | 1 | $9,513.48 | $1,128.96 | $792.79 | $94.08 | 46.645% | 53.214% | 46.288% | 10/03/2025 | 733 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | 6.850% | $0.00 | None | N/A | No | 10.125% | 0 | 1 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $776.37 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 4.76 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102983 | XXXXXX | Exempt from ATR | No | No | $2,700.00 | $3,127.95 | 8.500% | $814.58 | $1,147.90 | 10.500% | No | No | Employed | US Citizen | $3,748.05 | 1 | $1,863.12 | $3,250.92 | $155.26 | $270.91 | 42.387% | 49.151% | 46.656% | 11/18/2025 | 705 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,700.00 | 7.020% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $778.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101240 | XXXXXX | Exempt from ATR | No | No | $4,698.00 | $5,268.00 | 8.500% | $1,416.67 | $1,791.84 | 10.250% | No | No | Employed | US Citizen | $12,459.72 | 1 | $5,517.96 | $984.24 | $459.83 | $82.02 | 49.771% | 53.681% | 49.543% | 10/31/2025 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Disability]; Account Statements - 2025 [Borrower - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,698.00 | 6.840% | $0.00 | None | N/A | No | 10.250% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 15 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,230.71 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102690 | XXXXXX | Exempt from ATR | No | No | $3,005.00 | $3,337.95 | 7.250% | $604.77 | $916.62 | 9.250% | No | No | Employed | US Citizen | $6,152.99 | 1 | $3,112.92 | $2,560.92 | $259.41 | $213.41 | 35.232% | 40.133% | 37.952% | 11/14/2025 | 799 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $3,005.00 | 7.090% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,652.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104626 | XXXXXX | Exempt from ATR | No | No | $3,030.00 | $3,457.95 | 7.875% | $662.81 | $966.14 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,316.77 | 1 | $6,150.00 | $3,306.96 | $512.50 | $275.58 | 34.546% | 38.379% | 36.804% | 12/01/2025 | 762 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,030.00 | 6.870% | $0.00 | None | N/A | No | 9.875% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | 35 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $759.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,028.50 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105877 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.375% | $1,776.41 | $2,229.58 | 11.375% | No | No | Employed | US Citizen | $3,967.23 | 1 | $1,329.00 | $5,199.96 | $110.75 | $433.33 | 46.804% | 59.008% | 45.074% | 12/11/2025 | 680 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.850% | $0.00 | None | N/A | No | 11.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $597.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107430 | XXXXXX | Exempt from ATR | No | No | $17,415.00 | $2,462.95 | 8.625% | $3,593.75 | $4,619.53 | 10.625% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $16,346.45 | 1 | $6,140.64 | $1,136.04 | $511.72 | $94.67 | 40.833% | 49.103% | 39.959% | 11/10/2025 | 808 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $17,415.00 | 6.840% | $0.00 | 1.5 | None | Yes | No | 10.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,830.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 171.09 | No | No | $5,380.92 | $8,408.13 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104319 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $1,326.00 | 8.875% | $369.79 | $471.34 | 10.875% | No | No | Employed | US Citizen | $1,971.38 | 1 | $1,604.16 | $1,604.52 | $133.68 | $133.71 | 43.135% | 49.454% | 42.397% | 12/03/2025 | 729 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,000.00 | 6.890% | $0.00 | 2.3 | None | Yes | No | 10.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $362.65 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102875 | XXXXXX | Exempt from ATR | No | No | $3,060.00 | $3,791.95 | 8.750% | $1,115.63 | $1,552.98 | 10.750% | No | No | Employed | US Citizen | $1,992.11 | 1 | $736.80 | $2,189.04 | $61.40 | $182.42 | 48.644% | 63.073% | 58.033% | 12/02/2025 | 801 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,060.00 | 7.020% | $0.00 | 1.0 | None | No | No | 10.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102219 | XXXXXX | Exempt from ATR | No | No | $2,412.20 | $3,567.20 | 9.125% | $456.25 | $576.94 | 11.125% | No | No | Employed | US Citizen | $3,172.98 | 2 | $5,382.00 | $1,686.96 | $448.50 | $140.58 | 42.767% | 44.800% | 42.519% | 11/13/2025 | 734 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,412.20 | 7.090% | $0.00 | None | N/A | No | 11.125% | 1 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $758.98 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102722 | XXXXXX | Exempt from ATR | No | No | $2,070.05 | $2,088.05 | 9.375% | $507.81 | $625.02 | 11.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,567.87 | 1 | $2,336.04 | $1,542.96 | $194.67 | $128.58 | 42.466% | 44.537% | 42.279% | 11/16/2025 | 764 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,070.05 | 6.840% | $0.00 | None | N/A | No | 11.125% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $533.11 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | Yes | No | $0.00 | $5,752.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104956 | XXXXXX | Exempt from ATR | No | No | $3,030.00 | $3,457.95 | 7.750% | $652.29 | $958.23 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,320.00 | 1 | $5,353.32 | $3,183.48 | $446.11 | $265.29 | 44.461% | 50.072% | 47.726% | 12/03/2025 | 779 | No | No | [Borrower - | Primary
Income - Pension]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,030.00 | 6.870% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 1.750% | XXXXXX | XXXXXX | $1,788.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,276.55 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101279 | XXXXXX | Exempt from ATR | No | No | $1,610.00 | $2,268.31 | 9.625% | $320.83 | $423.04 | 11.375% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,096.55 | 1 | $1,955.52 | $2,217.00 | $162.96 | $184.75 | 34.921% | 36.572% | 36.162% | 10/23/2025 | 720 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,610.00 | 6.820% | $0.00 | 1.8 | None | Yes | No | 11.375% | 0 | 0 | 1 | 0 | 2 | 0 | No | 120 | XXXXXX | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,409.96 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $4,111.64 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000090149 | XXXXXX | Exempt from ATR | No | No | $6,330.00 | $8,006.70 | 10.250% | $2,024.38 | $2,484.34 | 12.250% | No | No | Self-Employed | US Citizen | $5,116.45 | 1 | $4,867.80 | $3,195.96 | $405.65 | $266.33 | 41.759% | 50.731% | 39.969% | 10/22/2025 | 734 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,330.00 | 6.870% | $0.00 | 2.7 | None | Yes | No | 12.250% | 0 | 2 | 0 | 2 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $911.68 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106729 | XXXXXX | Exempt from ATR | No | No | $3,910.00 | $4,750.00 | 8.500% | $885.42 | $1,143.19 | 10.500% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $8,722.41 | 3 | $8,970.84 | $5,528.04 | $747.57 | $460.67 | 31.150% | 33.571% | 30.688% | 11/10/2025 | 793 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,910.00 | 6.820% | $0.00 | None | No | No | 10.500% | 2 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 23 | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,938.22 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | No | No | $0.00 | $5,586.39 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104003 | XXXXXX | Exempt from ATR | No | No | $5,400.75 | $6,000.75 | 8.500% | $2,656.25 | $3,431.45 | 10.500% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,298.91 | 1 | $4,212.72 | $1,527.00 | $351.06 | $127.25 | 41.791% | 45.969% | 40.161% | 11/24/2025 | 777 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,400.75 | 6.890% | $0.00 | None | N/A | No | 10.500% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $10,821.20 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104544 | XXXXXX | Exempt from ATR | No | No | $4,800.00 | $5,227.95 | 8.500% | $680.00 | $877.97 | 10.500% | No | No | Non-Employment Income | US Citizen | $1,324.71 | 1 | $1,918.44 | $1,172.52 | $159.87 | $97.71 | 50.673% | 67.341% | 48.998% | 11/26/2025 | 724 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2024 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2007 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,800.00 | 6.870% | $0.00 | None | N/A | No | 10.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $225.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104524 | XXXXXX | Exempt from ATR | No | No | $1,390.00 | $1,973.00 | 9.500% | $3,958.33 | $4,950.34 | 11.500% | No | No | Employed | US Citizen | $180,480.43 | 1 | $53,744.16 | $7,923.96 | $4,478.68 | $660.33 | 19.786% | 20.655% | 19.657% | 10/14/2025 | 773 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,390.00 | 6.870% | $0.00 | None | N/A | No | 11.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 5.750% | XXXXXX | XXXXXX | $9,337.17 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 26.77 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105506 | XXXXXX | Exempt from ATR | No | No | $3,003.00 | $3,430.95 | 7.990% | $666.50 | $965.14 | 9.990% | No | No | Employed | US Citizen | $32,079.42 | 1 | $11,235.60 | $1,775.16 | $936.30 | $147.93 | 38.751% | 39.547% | 39.225% | 12/09/2025 | 777 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,003.00 | 6.850% | $0.00 | None | N/A | No | 9.990% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 30 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.375% | XXXXXX | XXXXXX | $8,332.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105201 | XXXXXX | Exempt from ATR | No | No | $3,464.00 | $3,957.00 | 7.750% | $645.83 | $948.34 | 9.750% | No | No | Employed | US Citizen | $11,441.87 | 1 | $5,172.24 | $1,947.00 | $431.02 | $162.25 | 20.983% | 21.585% | 22.720% | 12/05/2025 | 767 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,464.00 | 6.870% | $0.00 | None | N/A | No | 9.750% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $805.05 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102039 | XXXXXX | Exempt from ATR | No | No | $4,202.50 | $4,630.45 | 7.875% | $820.31 | $1,195.52 | 9.875% | No | No | Self-Employed | US Citizen | $12,153.21 | 1 | $2,394.60 | $5,448.48 | $199.55 | $454.04 | 31.289% | 35.334% | 33.055% | 11/11/2025 | 752 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,202.50 | 7.090% | $0.00 | None | N/A | No | 9.875% | 0 | 2 | 0 | 3 | 3 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,163.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106869 | XXXXXX | Exempt from ATR | No | No | $3,268.63 | $3,881.63 | 8.125% | $1,254.63 | $1,642.96 | 10.125% | No | No | Employed | US Citizen | $7,165.92 | 1 | $5,751.36 | $2,868.00 | $479.28 | $239.00 | 49.715% | 56.141% | 49.162% | 12/16/2025 | 698 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,268.63 | 6.840% | $0.00 | None | N/A | No | 10.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 11 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 27.17 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000100568 | XXXXXX | Exempt from ATR | No | No | $3,300.00 | $4,237.44 | 8.625% | $2,371.88 | $3,321.72 | 10.625% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $21,587.19 | 1 | $7,813.08 | $6,504.96 | $651.09 | $542.08 | 40.549% | 43.950% | 42.728% | 10/27/2025 | 737 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,300.00 | 6.820% | $0.00 | 1.7 | None | N/A | No | 10.625% | 1 | 0 | 2 | 0 | 2 | 2 | 10.00 | No | 204 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,571.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 40.46 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 204 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105331 | XXXXXX | Exempt from ATR | No | No | $4,590.00 | $4,965.00 | 8.125% | $2,708.33 | $3,548.51 | 10.125% | No | No | Self-Employed | US Citizen | $18,509.00 | 1 | $22,652.64 | $4,419.96 | $1,887.72 | $368.33 | 42.118% | 48.294% | 41.584% | 12/05/2025 | 806 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Business License - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,590.00 | 6.850% | $0.00 | 2.9 | None | N/A | No | 10.125% | 0 | 2 | 0 | 3 | 3 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,725.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105255 | XXXXXX | Exempt from ATR | No | No | $5,219.12 | $5,647.07 | 7.875% | $708.09 | $1,032.14 | 9.875% | No | No | Employed | US Citizen | $7,355.98 | 1 | $3,683.40 | $3,918.00 | $306.95 | $326.50 | 28.978% | 33.398% | 31.582% | 12/05/2025 | 721 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,219.12 | 6.870% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,057.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107059 | XXXXXX | Exempt from ATR | No | No | $2,534.34 | $2,047.94 | 8.250% | $378.13 | $539.80 | 10.250% | No | No | Non-Employment Income | US Citizen | $2,074.84 | 1 | $955.80 | $1,164.00 | $79.65 | $97.00 | 43.179% | 49.194% | 47.068% | 12/11/2025 | 716 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - Social Security]; Other - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,534.34 | 6.840% | $0.00 | None | N/A | No | 10.250% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $763.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107481 | XXXXXX | Exempt from ATR | No | No | $7,580.60 | $7,655.60 | 7.250% | $1,933.33 | $2,631.69 | 9.250% | No | No | Employed | US Citizen | $7,874.38 | 1 | $13,486.80 | $1,125.96 | $1,123.90 | $93.83 | 41.671% | 49.355% | 40.907% | 12/19/2025 | 777 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,580.60 | 6.840% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106943 | XXXXXX | Exempt from ATR | No | No | $3,780.00 | $4,207.95 | 8.125% | $853.13 | $1,225.94 | 10.125% | No | No | Employed | US Citizen | $6,967.66 | 1 | $9,562.08 | $1,020.12 | $796.84 | $85.01 | 44.622% | 50.188% | 47.091% | 12/16/2025 | 705 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,780.00 | 6.840% | $0.00 | None | N/A | No | 10.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,663.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 15.44 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106491 | XXXXXX | Exempt from ATR | No | No | $3,518.20 | $4,527.95 | 7.625% | $838.75 | $1,121.78 | 9.625% | No | No | Employed | US Citizen | $2,558.29 | 1 | $4,821.48 | $840.00 | $401.79 | $70.00 | 46.717% | 61.315% | 46.132% | 10/23/2025 | 737 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,518.20 | 6.840% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.731% | XXXXXX | XXXXXX | $580.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106686 | XXXXXX | Exempt from ATR | No | No | $4,042.60 | $4,642.70 | 9.875% | $1,180.89 | $1,461.93 | 11.875% | No | No | Employed | Employed | Permanent Resident Alien | US Citizen | $5,773.17 | 1 | $10,635.24 | $1,194.12 | $886.27 | $99.51 | 46.559% | 46.783% | 45.733% | 11/26/2025 | 751 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,042.60 | 6.840% | $0.00 | 1.0 | None | No | No | 11.875% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.000% | XXXXXX | XXXXXX | $1,546.05 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | $0.00 | $1,776.06 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107527 | XXXXXX | Exempt from ATR | No | No | $4,630.00 | $5,057.95 | 7.990% | $998.75 | $1,314.78 | 9.990% | No | No | Employed | Employed | US Citizen | US Citizen | $9,917.94 | 1 | $3,266.76 | $1,101.72 | $272.23 | $91.81 | 32.142% | 38.836% | 31.722% | 12/14/2025 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | No | XXXXXX | $4,630.00 | 6.840% | $0.00 | None | N/A | No | 9.990% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | 35 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $821.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,692.38 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108401 | XXXXXX | Exempt from ATR | No | No | $11,507.25 | $5,972.95 | 7.625% | $2,065.10 | $2,761.52 | 9.625% | No | No | Self-Employed | US Citizen | $6,843.35 | 1 | $3,939.24 | $2,205.60 | $328.27 | $183.80 | 43.845% | 61.955% | 42.867% | 12/10/2025 | 788 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,507.25 | 6.820% | $0.00 | 2.6 | None | No | No | 9.625% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,790.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108023 | XXXXXX | Exempt from ATR | No | No | $16,735.00 | $2,462.95 | 7.500% | $3,125.00 | $4,202.85 | 9.500% | No | No | Employed | US Citizen | $15,736.07 | 1 | $14,354.88 | $4,991.04 | $1,196.24 | $415.92 | 39.086% | 52.406% | 38.405% | 12/16/2025 | 770 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $16,735.00 | 6.820% | $0.00 | None | N/A | No | 9.500% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $3,225.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105428 | XXXXXX | Exempt from ATR | No | No | $2,203.00 | $3,120.44 | 8.875% | $1,368.23 | $1,743.67 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,867.12 | 1 | $6,710.40 | $1,659.96 | $559.20 | $138.33 | 49.678% | 57.626% | 48.985% | 11/04/2025 | 788 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,203.00 | 6.850% | $0.00 | 1.0 | None | No | No | 10.875% | 2 | 1 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,257.33 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $5,194.67 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107088 | XXXXXX | Exempt from ATR | No | No | $4,093.48 | $4,486.48 | 8.375% | $1,675.00 | $2,375.12 | 10.375% | No | No | Self-Employed | US Citizen | $32,735.10 | 1 | $2,149.32 | $1,091.04 | $179.11 | $90.92 | 48.287% | 48.882% | 49.209% | 12/17/2025 | 772 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,093.48 | 6.840% | $0.00 | None | N/A | No | 10.375% | 0 | 1 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $2,027.04 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 43.37 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106929 | XXXXXX | Exempt from ATR | No | No | $1,490.00 | $4,052.75 | 9.875% | $3,448.02 | $4,267.80 | 11.875% | No | No | Employed | US Citizen | $9,475.59 | 1 | $7,207.08 | $2,309.04 | $600.59 | $192.42 | 43.764% | 47.355% | 42.219% | 10/23/2025 | 780 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 1040 - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,490.00 | 6.840% | $0.00 | 1.0 | None | N/A | No | 11.875% | 2 | 2 | 0 | 0 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,000.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.2 | Yes | No | $0.00 | $0.00 | No | No | No | No | 7 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106762 | XXXXXX | Exempt from ATR | No | No | $1,702.60 | $2,393.60 | 8.875% | $379.77 | $483.99 | 10.875% | No | No | Employed | US Citizen | $6,590.77 | 1 | $976.32 | $2,052.96 | $81.36 | $171.08 | 37.312% | 38.412% | 37.219% | 12/15/2025 | 708 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,702.60 | 6.840% | $0.00 | None | N/A | No | 10.875% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 72.26 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000097832 | XXXXXX | Exempt from ATR | No | No | $6,421.80 | $6,889.80 | 7.500% | $1,375.00 | $1,849.25 | 9.500% | No | No | Employed | US Citizen | $10,606.84 | 2 | $10,834.92 | $3,182.04 | $902.91 | $265.17 | 22.346% | 27.275% | 21.780% | 12/18/2025 | 762 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,421.80 | 6.850% | $0.00 | None | N/A | No | 9.500% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105821 | XXXXXX | Exempt from ATR | No | No | $6,250.00 | $3,565.45 | 9.375% | $976.56 | $1,225.46 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $14,216.81 | 1 | $1,526.52 | $1,553.04 | $127.21 | $129.42 | 36.084% | 39.166% | 35.765% | 12/08/2025 | 770 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,250.00 | 6.850% | $0.00 | None | N/A | No | 11.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $778.09 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | Yes | No | $0.00 | $11,482.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101728 | XXXXXX | Exempt from ATR | No | No | $0.00 | $3,245.32 | 8.375% | $1,186.46 | $1,538.62 | 10.375% | No | No | Employed | US Citizen | $6,494.29 | 1 | $20,435.04 | $6,210.00 | $1,702.92 | $517.50 | 47.525% | 56.092% | 46.901% | 11/19/2025 | 797 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2026 [Borrower - | Non-Primary Income - Child Support]; Other - 2026 [Borrower - | Non-Primary Income - Child Support]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 7.090% | $0.00 | 1.1 | None | Yes | No | 10.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,908.51 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108110 | XXXXXX | Exempt from ATR | No | No | $5,479.13 | $7,087.08 | 8.500% | $1,352.91 | $1,746.50 | 10.500% | No | No | Self-Employed | US Citizen | $6,012.93 | 1 | $4,177.08 | $1,409.52 | $348.09 | $117.46 | 44.678% | 55.474% | 43.855% | 12/10/2025 | 808 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,479.13 | 6.820% | $0.00 | None | N/A | No | 10.500% | 1 | 2 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,641.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107450 | XXXXXX | Exempt from ATR | No | No | $3,253.62 | $3,736.57 | 7.990% | $670.49 | $970.76 | 9.990% | No | No | Employed | US Citizen | $7,186.31 | 1 | $4,429.92 | $2,261.64 | $369.16 | $188.47 | 39.409% | 44.204% | 41.518% | 12/19/2025 | 754 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,253.62 | 6.840% | $0.00 | None | N/A | No | 9.990% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,493.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106076 | XXXXXX | Exempt from ATR | No | No | $4,500.00 | $4,919.95 | 9.375% | $1,171.88 | $1,470.55 | 11.375% | No | No | Self-Employed | US Citizen | $8,413.79 | 1 | $6,913.80 | $5,130.96 | $576.15 | $427.58 | 49.004% | 53.989% | 48.488% | 12/09/2025 | 717 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,500.00 | 6.850% | $0.00 | None | N/A | No | 11.375% | 2 | 2 | 0 | 4 | 3 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,668.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108924 | XXXXXX | Exempt from ATR | No | No | $6,824.40 | $607.95 | 7.750% | $2,086.74 | $1,890.50 | 9.750% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $10,993.42 | 1 | $10,380.96 | $2,328.84 | $865.08 | $194.07 | 43.781% | 51.313% | 43.351% | 12/29/2025 | 761 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,824.40 | 6.820% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $4,691.00 | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106818 | XXXXXX | Exempt from ATR | No | No | $4,800.00 | $5,227.95 | 8.375% | $837.50 | $1,188.09 | 10.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,394.44 | 1 | $3,694.20 | $1,547.16 | $307.85 | $128.93 | 42.687% | 53.601% | 47.610% | 09/27/2025 | 754 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,800.00 | 6.840% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $777.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,560.20 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105799 | XXXXXX | Exempt from ATR | No | No | $2,940.00 | $3,197.95 | 8.875% | $2,174.38 | $3,008.50 | 10.875% | No | No | Non-Employment Income | US Citizen | $7,775.92 | 1 | $4,337.04 | $7,645.92 | $361.42 | $637.16 | 43.251% | 37.163% | 40.421% | 12/10/2025 | 708 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,940.00 | 6.850% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $1,168.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107040 | XXXXXX | Exempt from ATR | No | No | $4,080.00 | $4,507.95 | 8.750% | $743.75 | $1,035.14 | 10.750% | No | No | Employed | US Citizen | $3,641.97 | 1 | $3,950.64 | $2,841.00 | $329.22 | $236.75 | 42.450% | 50.734% | 46.287% | 09/19/2025 | 716 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,080.00 | 6.840% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $680.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108328 | XXXXXX | Exempt from ATR | No | No | $1,390.00 | $3,825.00 | 10.000% | $2,155.00 | $2,658.85 | 12.000% | No | No | Self-Employed | US Citizen | $31,439.51 | 1 | $12,441.24 | $2,420.04 | $1,036.77 | $201.67 | 41.725% | 44.125% | 41.421% | 11/21/2025 | 753 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - Year Not Available [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - Year Not Available [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,390.00 | 6.820% | $0.00 | 1.0 | None | Yes | No | 12.000% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,574.97 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108402 | XXXXXX | Exempt from ATR | No | No | $5,267.50 | $4,257.95 | 7.875% | $984.38 | $1,302.06 | 9.875% | No | No | Employed | US Citizen | $4,950.22 | 1 | $3,282.12 | $1,291.32 | $273.51 | $107.61 | 43.155% | 54.536% | 42.473% | 11/13/2025 | 737 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,267.50 | 6.820% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,230.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109504 | XXXXXX | Exempt from ATR | No | No | $5,044.25 | $2,617.20 | 7.625% | $1,588.54 | $2,124.24 | 9.625% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $23,186.29 | 1 | $14,482.80 | $1,613.04 | $1,206.90 | $134.42 | 35.118% | 39.868% | 34.861% | 09/10/2025 | 811 | No | No | [Borrower - | Primary
Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Vesting Schedule - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,044.25 | 6.820% | $0.00 | None | N/A | No | 9.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.103% | XXXXXX | XXXXXX | $1,821.69 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | No | No | $0.00 | $16,232.55 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105539 | XXXXXX | Exempt from ATR | No | No | $3,590.00 | $4,040.00 | 8.125% | $677.08 | $886.50 | 10.125% | No | No | Self-Employed | US Citizen | $3,087.11 | 1 | $10,094.40 | $2,299.92 | $841.20 | $191.66 | 48.873% | 59.510% | 48.169% | 12/09/2025 | 741 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,590.00 | 6.850% | $0.00 | None | N/A | No | 10.125% | 0 | 1 | 0 | 3 | 1 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,031.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107431 | XXXXXX | Exempt from ATR | No | No | $17.60 | $412.70 | 7.250% | $1,329.17 | $1,809.56 | 9.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $11,896.71 | 1 | $17,587.92 | $6,716.04 | $1,465.66 | $559.67 | 47.887% | 53.268% | 47.576% | 10/31/2025 | 742 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $17.60 | 6.840% | $0.00 | None | N/A | No | 9.250% | 1 | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.699% | XXXXXX | XXXXXX | $1,951.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $18,286.37 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104922 | XXXXXX | Exempt from ATR | No | No | $950.80 | $2,783.75 | 8.125% | $1,402.23 | $1,798.00 | 9.875% | No | No | Employed | Non-Permanent Resident Alien | United States of America | $6,353.62 | 1 | $6,601.20 | $2,505.00 | $550.10 | $208.75 | 44.420% | 50.928% | 43.984% | 12/03/2025 | 702 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $950.80 | 6.850% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 47 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,227.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108095 | XXXXXX | Exempt from ATR | No | No | $4,571.30 | $4,589.30 | 9.750% | $1,056.25 | $1,311.68 | 11.750% | No | No | Employed | US Citizen | $11,723.92 | 1 | $10,346.52 | $2,634.00 | $862.21 | $219.50 | 41.109% | 44.503% | 40.711% | 12/24/2025 | 696 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,571.30 | 6.820% | $0.00 | None | N/A | No | 11.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.125% | XXXXXX | XXXXXX | $3,515.34 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000101220 | XXXXXX | Exempt from ATR | No | No | $7,000.00 | $8,263.00 | 9.000% | $2,625.00 | $3,331.82 | 11.000% | No | No | Employed | US Citizen | $5,509.44 | 1 | $4,267.56 | $1,988.52 | $355.63 | $165.71 | 45.237% | 65.304% | 43.410% | 10/24/2025 | 782 | No | No | [Borrower - | Primary
Income - Wages]; Borrower Intent to Return to Work Letter - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,000.00 | 7.100% | $0.00 | 1.0 | None | Yes | No | 11.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 33 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.500% | XXXXXX | XXXXXX | $643.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108105 | XXXXXX | Exempt from ATR | No | No | $4,370.00 | $4,820.00 | 7.625% | $800.62 | $1,184.38 | 9.625% | No | No | Employed | US Citizen | $8,910.60 | 1 | $13,672.68 | $1,281.96 | $1,139.39 | $106.83 | 41.296% | 46.184% | 43.399% | 12/24/2025 | 771 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,370.00 | 6.820% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 120 | XXXXXX | No | 4 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,610.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104366 | XXXXXX | Exempt from ATR | No | No | $3,940.66 | $4,590.66 | 8.000% | $651.33 | $857.55 | 10.000% | No | No | Employed | US Citizen | $3,310.01 | 1 | $1,536.00 | $2,529.00 | $128.00 | $210.75 | 50.015% | 59.620% | 49.407% | 11/30/2025 | 704 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,940.66 | 6.870% | $0.00 | None | N/A | No | 10.000% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105056 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,543.32 | 8.750% | $627.08 | $872.76 | 10.750% | No | No | Employed | Permanent Resident Alien | $9,451.85 | 1 | $2,697.12 | $1,436.04 | $224.76 | $119.67 | 38.786% | 38.811% | 40.112% | 10/29/2025 | 773 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.870% | $0.00 | None | N/A | No | 10.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.990% | XXXXXX | XXXXXX | $428.97 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107341 | XXXXXX | Exempt from ATR | No | No | $3,030.00 | $3,362.95 | 9.500% | $799.58 | $1,077.16 | 11.500% | No | No | Non-Employment Income | US Citizen | $3,573.10 | 1 | $1,567.80 | $1,083.00 | $130.65 | $90.25 | 37.451% | 45.624% | 41.471% | 12/17/2025 | 725 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,030.00 | 6.840% | $0.00 | None | N/A | No | 11.500% | 0 | 0 | 0 | 4 | 3 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $815.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000099181 | XXXXXX | Exempt from ATR | No | No | $1,500.00 | $2,082.95 | 8.250% | $687.50 | $981.29 | 10.250% | No | No | Employed | US Citizen | $2,547.04 | 1 | $1,410.24 | $2,183.04 | $117.52 | $181.92 | 37.889% | 51.239% | 43.860% | 10/21/2025 | 785 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,500.00 | 7.090% | $0.00 | 1.0 | None | No | No | 10.250% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106812 | XXXXXX | Exempt from ATR | No | No | $4,900.00 | $5,327.95 | 9.500% | $1,939.58 | $2,425.22 | 11.500% | No | No | Employed | US Citizen | $7,153.53 | 1 | $6,196.56 | $1,491.00 | $516.38 | $124.25 | 36.633% | 48.328% | 35.373% | 12/16/2025 | 691 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,900.00 | 6.840% | $0.00 | None | N/A | No | 11.500% | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,069.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107523 | XXXXXX | Exempt from ATR | No | No | $6,489.60 | $6,972.55 | 7.875% | $1,050.00 | $1,530.27 | 9.875% | No | No | Employed | US Citizen | $14,257.20 | 1 | $3,453.00 | $4,169.16 | $287.75 | $347.43 | 22.900% | 27.852% | 25.063% | 12/19/2025 | 806 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,489.60 | 6.840% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,128.23 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109606 | XXXXXX | Exempt from ATR | No | No | $8,503.25 | $5,616.45 | 8.500% | $1,239.58 | $1,600.19 | 10.500% | No | No | Self-Employed | US Citizen | $7,894.01 | 1 | $4,148.52 | $1,059.00 | $345.71 | $88.25 | 39.712% | 47.923% | 39.086% | 12/22/2025 | 730 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,503.25 | 6.820% | $0.00 | None | N/A | No | 10.500% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $937.01 | No | Individual | No | No | Fair Isaac (VER. 2) | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107244 | XXXXXX | Exempt from ATR | No | No | $5,000.00 | $5,432.95 | 7.990% | $3,329.17 | $4,820.86 | 9.990% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $12,596.08 | 1 | $2,306.28 | $1,056.96 | $192.19 | $88.08 | 43.860% | 53.145% | 49.396% | 01/05/2026 | 804 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 6.840% | $0.00 | 2.3 | None | N/A | No | 9.990% | 0 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | XXXXXX | XXXXXX | XXXXXX | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $14,764.39 | $0.00 | No | No | No | No | 3 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108704 | XXXXXX | Exempt from ATR | No | No | $3,710.00 | $5,678.86 | 7.750% | $1,141.43 | $1,649.00 | 9.750% | No | No | Employed | US Citizen | $3,702.21 | 1 | $5,747.52 | $1,039.56 | $478.96 | $86.63 | 47.262% | 65.584% | 46.219% | 11/12/2025 | 809 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,710.00 | 6.820% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,074.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109800 | XXXXXX | Exempt from ATR | No | No | $3,704.00 | $3,932.95 | 9.625% | $802.08 | $999.42 | 11.625% | No | No | Employed | US Citizen | $3,393.61 | 1 | $5,389.44 | $1,951.56 | $449.12 | $162.63 | 48.283% | 56.350% | 47.377% | 12/15/2025 | 775 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,704.00 | 6.820% | $0.00 | None | N/A | No | 11.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $1,413.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109994 | XXXXXX | Exempt from ATR | No | No | $3,488.40 | $1,543.20 | 7.875% | $1,246.87 | $1,649.28 | 9.875% | No | No | Self-Employed | US Citizen | $5,238.35 | 1 | $6,823.44 | $1,747.32 | $568.62 | $145.61 | 42.669% | 56.408% | 41.846% | 12/24/2025 | 752 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,488.40 | 6.820% | $0.00 | None | N/A | No | 9.875% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $1,264.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110080 | XXXXXX | Exempt from ATR | No | No | $7,349.26 | $8,482.21 | 8.500% | $1,483.96 | $1,915.66 | 10.500% | No | No | Employed | US Citizen | $6,913.86 | 1 | $10,123.92 | $2,340.00 | $843.66 | $195.00 | 48.647% | 58.207% | 47.918% | 01/02/2026 | 797 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Other]; Other - 2025 [Borrower - | Non-Primary Income - Other]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,349.26 | 6.710% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $3,249.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107992 | XXXXXX | Exempt from ATR | No | No | $5,208.60 | $4,713.36 | 7.625% | $661.94 | $885.16 | 9.625% | No | No | Employed | US Citizen | $6,217.97 | 1 | $5,726.40 | $2,753.04 | $477.20 | $229.42 | 38.645% | 45.625% | 38.268% | 12/23/2025 | 741 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,208.60 | 6.820% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,254.66 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109802 | XXXXXX | Exempt from ATR | No | No | $10,399.00 | $11,297.95 | 8.750% | $1,458.33 | $1,867.29 | 10.750% | No | No | Employed | US Citizen | $9,342.86 | 1 | $17,554.56 | $2,400.00 | $1,462.88 | $200.00 | 46.612% | 53.414% | 46.043% | 12/08/2025 | 735 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,399.00 | 6.820% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $3,982.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105448 | XXXXXX | Exempt from ATR | No | No | $4,406.00 | $4,277.95 | 8.125% | $880.20 | $1,152.45 | 10.125% | No | No | Employed | US Citizen | $4,031.53 | 1 | $5,113.20 | $1,253.16 | $426.10 | $104.43 | 43.017% | 54.819% | 42.236% | 12/04/2025 | 773 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,406.00 | 6.850% | $0.00 | None | N/A | No | 10.125% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $788.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105615 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,662.15 | 8.125% | $805.73 | $1,054.94 | 10.125% | No | No | Employed | US Citizen | $10,893.64 | 1 | $4,106.04 | $1,402.32 | $342.17 | $116.86 | 49.994% | 51.811% | 49.878% | 12/09/2025 | 782 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.850% | $0.00 | 1.0 | None | No | No | 10.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110564 | XXXXXX | Exempt from ATR | No | No | $3,214.00 | $3,720.95 | 8.375% | $1,395.83 | $1,810.14 | 10.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $11,198.19 | 1 | $7,610.76 | $2,886.00 | $634.23 | $240.50 | 48.017% | 53.808% | 47.596% | 12/15/2025 | 715 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,214.00 | 6.710% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.844% | XXXXXX | XXXXXX | $1,520.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $9,853.93 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103469 | XXXXXX | Exempt from ATR | No | No | $3,900.00 | $4,327.95 | 9.500% | $1,029.17 | $1,386.44 | 11.500% | No | No | Employed | US Citizen | $6,403.84 | 1 | $3,716.28 | $3,621.00 | $309.69 | $301.75 | 38.292% | 44.083% | 41.140% | 11/18/2025 | 772 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,900.00 | 7.020% | $0.00 | None | N/A | No | 11.500% | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $537.55 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 8 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109292 | XXXXXX | Exempt from ATR | No | No | $1,584.70 | $2,352.65 | 10.250% | $271.27 | $355.09 | 12.250% | No | No | Employed | US Citizen | $2,729.53 | 1 | $4,602.12 | $1,326.00 | $383.51 | $110.50 | 48.114% | 50.594% | 49.423% | 11/13/2025 | 718 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Yes | XXXXXX | $1,584.70 | 6.820% | $0.00 | None | N/A | No | 12.250% | 2 | 1 | 0 | 2 | 1 | 0.00 | No | 204 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.990% | XXXXXX | XXXXXX | $1,203.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 204 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109609 | XXXXXX | Exempt from ATR | No | No | $6,296.29 | $6,120.23 | 9.625% | $1,038.70 | $1,294.25 | 11.625% | No | No | Employed | US Citizen | $4,285.52 | 1 | $5,961.36 | $774.00 | $496.78 | $64.50 | 48.755% | 56.952% | 47.835% | 11/21/2025 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,296.29 | 6.820% | $0.00 | None | N/A | No | 11.625% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $2,151.74 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105348 | XXXXXX | Exempt from ATR | No | No | $3,547.71 | $4,040.71 | 9.000% | $1,488.75 | $1,889.62 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $11,895.79 | 1 | $528.48 | $1,156.80 | $44.04 | $96.40 | 38.221% | 40.237% | 37.680% | 12/08/2025 | 798 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,547.71 | 6.850% | $0.00 | None | N/A | No | 11.000% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $605.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $12,016.66 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108511 | XXXXXX | Exempt from ATR | No | No | $1,875.00 | $2,355.00 | 9.750% | $650.00 | $807.19 | 11.750% | No | No | Employed | US Citizen | $8,994.17 | 1 | $5,096.16 | $2,399.04 | $424.68 | $199.92 | 28.047% | 31.373% | 27.658% | 12/30/2025 | 702 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,875.00 | 6.820% | $0.00 | 4.1 | None | Yes | No | 11.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,089.80 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110565 | XXXXXX | Exempt from ATR | No | No | $7,872.50 | $3,482.95 | 7.625% | $1,588.54 | $2,124.24 | 9.625% | No | No | Employed | US Citizen | $10,368.92 | 1 | $6,118.08 | $5,896.32 | $509.84 | $491.36 | 40.749% | 50.450% | 40.225% | 12/09/2025 | 803 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,872.50 | 6.710% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.521% | XXXXXX | XXXXXX | $870.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109491 | XXXXXX | Exempt from ATR | No | No | $1,995.00 | $2,741.53 | 7.750% | $645.83 | $858.86 | 9.750% | No | No | Employed | US Citizen | $3,308.70 | 1 | $2,254.92 | $1,143.96 | $187.91 | $95.33 | 25.927% | 40.924% | 25.073% | 12/16/2025 | 805 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,995.00 | 6.820% | $0.00 | 1.5 | None | No | No | 9.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 12 | Yes | Preliminary | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 101.74 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108449 | XXXXXX | Exempt from ATR | No | No | $8,379.15 | $2,707.95 | 7.750% | $1,613.93 | $2,146.28 | 9.750% | No | No | Employed | US Citizen | $10,446.16 | 1 | $15,035.28 | $2,445.96 | $1,252.94 | $203.83 | 49.859% | 57.894% | 49.401% | 12/26/2025 | 800 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,379.15 | 6.820% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.750% | XXXXXX | XXXXXX | $6,419.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110563 | XXXXXX | Exempt from ATR | No | No | $3,701.25 | $4,222.70 | 7.875% | $524.02 | $911.44 | 9.875% | No | No | Employed | US Citizen | $10,823.11 | 1 | $3,407.28 | $8,556.00 | $283.94 | $713.00 | 39.955% | 43.804% | 39.724% | 12/30/2025 | 688 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,701.25 | 6.710% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $762.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109801 | XXXXXX | Exempt from ATR | No | No | $4,937.50 | $3,340.45 | 7.875% | $820.31 | $1,085.05 | 9.875% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | India | India | $12,720.14 | 1 | $2,473.20 | $2,841.36 | $206.10 | $236.78 | 33.207% | 37.544% | 32.947% | 01/05/2026 | 781 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,937.50 | 6.820% | $0.00 | None | N/A | No | 9.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,655.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | Employment Authorization | No | 21.82 | No | No | $0.00 | $10,081.20 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108960 | XXXXXX | Exempt from ATR | No | No | $19,915.00 | $2,707.45 | 8.250% | $3,437.50 | $4,478.87 | 10.250% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $17,752.85 | 1 | $22,129.56 | $6,041.52 | $1,844.13 | $503.46 | 46.452% | 55.998% | 45.789% | 12/13/2025 | 705 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Other - 2026 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $19,915.00 | 6.820% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 2 | 0 | 2 | 2 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $3,876.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.7 | No | $3,044.13 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109676 | XXXXXX | Exempt from ATR | No | No | $1,230.45 | $1,615.40 | 8.750% | $473.96 | $659.65 | 10.750% | No | No | Employed | US Citizen | $7,378.42 | 1 | $2,677.32 | $1,443.72 | $223.11 | $120.31 | 28.762% | 31.987% | 30.256% | 12/05/2025 | 704 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,230.45 | 6.820% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $991.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108602 | XXXXXX | Exempt from ATR | No | No | $4,040.00 | $4,610.95 | 7.990% | $672.49 | $885.29 | 9.990% | No | No | Employed | US Citizen | $6,752.07 | 1 | $4,680.36 | $1,391.52 | $390.03 | $115.96 | 45.619% | 50.925% | 45.286% | 12/30/2025 | 726 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,040.00 | 6.820% | $0.00 | None | N/A | No | 9.990% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 29 | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,603.97 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110413 | XXXXXX | Exempt from ATR | No | No | $4,570.00 | $4,667.95 | 7.250% | $906.25 | $1,644.81 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $12,104.54 | 1 | $13,877.28 | $2,724.96 | $1,156.44 | $227.08 | 24.083% | 28.149% | 23.678% | 12/24/2025 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,570.00 | 6.710% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 9.000% | XXXXXX | XXXXXX | $764.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $6,500.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109679 | XXXXXX | Exempt from ATR | No | No | $4,804.96 | $5,518.91 | 7.250% | $725.00 | $986.88 | 9.250% | No | No | Employed | US Citizen | $2,821.10 | 1 | $5,447.64 | $1,527.00 | $453.97 | $127.25 | 45.698% | 62.014% | 44.953% | 12/16/2025 | 758 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,804.96 | 6.820% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $805.97 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107517 | XXXXXX | Exempt from ATR | No | No | $5,000.00 | $5,527.95 | 8.125% | $3,385.42 | $4,864.84 | 10.125% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $9,877.48 | 1 | $14,161.56 | $2,735.04 | $1,180.13 | $227.92 | 49.607% | 63.785% | 55.897% | 12/11/2025 | 728 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 6.840% | $0.00 | None | N/A | No | 10.125% | 0 | 1 | 2 | 0 | 3 | 2 | No | 120 | XXXXXX | No | 24 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $2,367.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 36.38 | No | $5,046.61 | $5,656.99 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106434 | XXXXXX | Exempt from ATR | No | No | $5,772.94 | $5,772.94 | 8.250% | $3,818.59 | $3,817.20 | 10.250% | No | No | Employed | US Citizen | $40,889.77 | 1 | $12,916.20 | $862.20 | $1,076.35 | $71.85 | 25.428% | 29.312% | 27.165% | 12/12/2025 | 808 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,772.94 | 6.710% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 0 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,139.00 | No | Individual | No | No | VantageScore 2.0 | Beacon 5.0 | FICO Risk Score Classic 04 | No | 49.16 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109852 | XXXXXX | Exempt from ATR | No | No | $995.00 | $2,225.00 | 8.250% | $1,203.13 | $1,567.60 | 10.250% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,875.74 | 1 | $3,092.52 | $2,066.04 | $257.71 | $172.17 | 46.528% | 53.375% | 45.467% | 10/20/2025 | 689 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 10.250% | 0 | 1 | 1 | 0 | 4 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $924.98 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $4,727.11 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109995 | XXXXXX | Exempt from ATR | No | No | $7,815.74 | $8,289.95 | 8.625% | $1,333.92 | $1,714.38 | 10.625% | No | No | Employed | US Citizen | $3,218.60 | 1 | $7,157.64 | $1,943.04 | $596.47 | $161.92 | 47.486% | 65.806% | 46.024% | 10/26/2025 | 715 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,815.74 | 6.820% | $0.00 | None | N/A | No | 10.625% | 2 | 2 | 0 | 2 | 1 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.999% | XXXXXX | XXXXXX | $437.62 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110371 | XXXXXX | Exempt from ATR | No | No | $1,749.62 | $800.23 | 7.625% | $1,182.70 | $1,581.54 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $9,727.41 | 1 | $6,475.08 | $2,355.96 | $539.59 | $196.33 | 35.074% | 43.511% | 34.619% | 01/08/2026 | 751 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,749.62 | 6.710% | $0.00 | None | N/A | No | 9.625% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.299% | XXXXXX | XXXXXX | $2,241.49 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $7,791.63 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107161 | XXXXXX | Exempt from ATR | No | No | $3,437.11 | $3,770.06 | 8.875% | $761.77 | $970.80 | 10.875% | No | No | Employed | US Citizen | $4,378.27 | 1 | $1,266.48 | $1,354.56 | $105.54 | $112.88 | 45.284% | 52.830% | 44.626% | 12/17/2025 | 716 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $3,437.11 | 6.840% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $961.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110708 | XXXXXX | Exempt from ATR | No | No | $10,180.00 | $2,572.95 | 8.375% | $2,474.99 | $2,262.68 | 10.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,057.79 | 1 | $3,839.76 | $6,552.00 | $319.98 | $546.00 | 45.232% | 55.830% | 44.460% | 12/30/2025 | 721 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,180.00 | 6.710% | $0.00 | 2.1 | None | N/A | No | 10.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,448.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 29.6 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110709 | XXXXXX | Exempt from ATR | No | No | $5,489.08 | $5,091.82 | 8.375% | $949.18 | $1,230.92 | 10.375% | No | No | Non-Employment Income | US Citizen | $6,849.38 | 1 | $4,524.00 | $1,366.08 | $377.00 | $113.84 | 31.045% | 39.585% | 30.424% | 01/05/2026 | 728 | No | No | [Borrower - | Primary
Income - Pension]; Paystubs - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,489.08 | 6.710% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,361.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.82 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109288 | XXXXXX | Exempt from ATR | No | No | $3,972.00 | $7,377.95 | 7.625% | $635.41 | $849.70 | 9.625% | No | No | Non-Employment Income | US Citizen | $6,318.65 | 1 | $2,893.68 | $1,488.00 | $241.14 | $124.00 | 35.504% | 42.435% | 35.129% | 01/05/2026 | 752 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,972.00 | 6.710% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.500% | XXXXXX | XXXXXX | $1,736.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107633 | XXXXXX | Exempt from ATR | No | No | $2,100.00 | $2,462.95 | 8.750% | $765.63 | $1,065.58 | 10.750% | No | No | Employed | US Citizen | $5,601.32 | 1 | $6,103.68 | $2,019.00 | $508.64 | $168.25 | 32.659% | 39.147% | 35.664% | 12/15/2025 | 695 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,100.00 | 6.820% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 120 | XXXXXX | No | 47 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $949.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109521 | XXXXXX | Exempt from ATR | No | No | $2,990.00 | $3,966.69 | 9.625% | $802.08 | $999.61 | 11.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,695.07 | 1 | $2,831.04 | $1,423.56 | $235.92 | $118.63 | 40.064% | 45.633% | 39.438% | 12/22/2025 | 793 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,990.00 | 6.820% | $0.00 | None | N/A | No | 11.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $1,360.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0 | No | $1,388.18 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109934 | XXXXXX | Exempt from ATR | No | No | $1,827.00 | $3,765.00 | 9.125% | $793.88 | $1,086.07 | 11.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,395.93 | 1 | $8,409.12 | $1,616.04 | $700.76 | $134.67 | 47.064% | 50.714% | 48.803% | 01/09/2026 | 706 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,827.00 | 6.820% | $0.00 | None | N/A | No | 11.125% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | 11 | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 7.625% | XXXXXX | XXXXXX | $2,080.91 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,083.33 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103159 | XXXXXX | Exempt from ATR | No | No | $4,375.00 | $4,802.95 | 8.250% | $601.56 | $783.80 | 10.250% | No | No | Employed | US Citizen | $10,000.86 | 1 | $9,269.28 | $5,214.96 | $772.44 | $434.58 | 49.933% | 52.706% | 49.741% | 01/08/2026 | 735 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,375.00 | 7.020% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 20 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $2,016.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109786 | XXXXXX | Exempt from ATR | No | No | $2,309.00 | $2,702.00 | 8.125% | $812.50 | $1,063.80 | 10.125% | No | No | Self-Employed | US Citizen | $16,633.53 | 1 | $0.00 | $1,907.40 | $0.00 | $158.95 | 48.397% | 50.788% | 48.239% | 01/07/2026 | 771 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,309.00 | 6.710% | $0.00 | None | N/A | No | 10.125% | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,060.62 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 33.51 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104888 | XXXXXX | Exempt from ATR | No | No | $4,299.57 | $4,632.52 | 7.875% | $662.81 | $876.72 | 9.875% | No | No | Self-Employed | US Citizen | $2,031.61 | 1 | $1,550.04 | $855.00 | $129.17 | $71.25 | 47.739% | 64.905% | 46.710% | 12/03/2025 | 773 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1099 Transcript - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1099 Transcript - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1099 Transcript - 2022 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,299.57 | 6.870% | $0.00 | None | N/A | No | 9.875% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $636.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109571 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 8.875% | $369.79 | $471.26 | 10.875% | No | No | Non-Employment Income | US Citizen | $2,818.07 | 1 | $0.00 | $1,877.16 | $0.00 | $156.43 | 46.834% | 52.364% | 46.352% | 01/07/2026 | 785 | No | No | [Borrower - | Primary
Income - Annuity]; 1099 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.990% | XXXXXX | XXXXXX | $1,486.74 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110940 | XXXXXX | Exempt from ATR | No | No | $11,236.50 | $6,732.95 | 8.375% | $1,570.31 | $2,036.41 | 10.375% | No | No | Self-Employed | US Citizen | $15,324.89 | 1 | $11,210.40 | $4,412.16 | $934.20 | $367.68 | 45.478% | 50.471% | 45.115% | 10/20/2025 | 769 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,236.50 | 6.710% | $0.00 | 1.0 | None | Yes | No | 10.375% | 0 | 2 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $4,318.59 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109536 | XXXXXX | Exempt from ATR | No | No | $2,045.90 | $2,425.90 | 8.750% | $678.13 | $867.80 | 10.750% | No | No | Employed | Employed | US Citizen | US Citizen | $7,250.01 | 1 | $8,618.40 | $2,382.96 | $718.20 | $198.58 | 32.031% | 37.225% | 31.598% | 01/07/2026 | 755 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,045.90 | 6.820% | $0.00 | None | N/A | No | 10.750% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,480.92 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $5,666.68 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105562 | XXXXXX | Exempt from ATR | No | No | $1,943.04 | $2,636.04 | 9.000% | $1,175.25 | $1,616.81 | 11.000% | No | No | Employed | US Citizen | $4,620.93 | 1 | $914.04 | $1,363.68 | $76.17 | $113.64 | 48.836% | 57.459% | 52.906% | 12/09/2025 | 713 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,943.04 | 6.850% | $0.00 | None | N/A | No | 11.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110705 | XXXXXX | Exempt from ATR | No | No | $10,511.10 | $487.95 | 7.250% | $2,773.12 | $4,112.02 | 9.250% | No | No | Employed | US Citizen | $20,131.85 | 1 | $15,116.40 | $3,286.56 | $1,259.70 | $273.88 | 36.889% | 45.996% | 36.384% | 12/13/2025 | 781 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,511.10 | 6.710% | $0.00 | 1.1 | None | N/A | No | 9.250% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,066.16 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 9 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110884 | XXXXXX | Exempt from ATR | No | No | $1,222.00 | $1,743.95 | 8.500% | $1,062.50 | $1,371.59 | 10.500% | No | No | Non-Employment Income | Self-Employed | US Citizen | US Citizen | $8,160.39 | 1 | $8,239.68 | $3,094.56 | $686.64 | $257.88 | 47.794% | 53.690% | 47.345% | 01/06/2026 | 709 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2024 [Borrower - | Primary Income - Pension]; 1099-R - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Business License - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,222.00 | 6.710% | $0.00 | 4.1 | None | No | No | 10.500% | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $2,460.23 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $9,868.56 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110750 | XXXXXX | Exempt from ATR | No | No | $7,534.80 | $782.95 | 8.125% | $1,760.42 | $2,304.91 | 10.125% | No | No | Non-Employment Income | US Citizen | $8,019.65 | 1 | $7,370.64 | $1,823.52 | $614.22 | $151.96 | 47.982% | 58.814% | 47.265% | 01/12/2026 | 721 | No | No | [Borrower - | Primary
Income - Pension]; Account Statements - 2025 [Borrower - | Primary Income - Pension]; Paystubs - 2025 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2025 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2025 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,534.80 | 6.710% | $0.00 | None | N/A | No | 10.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,634.53 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111681 | XXXXXX | Exempt from ATR | No | No | $2,999.88 | $3,703.03 | 7.875% | $393.75 | $520.83 | 9.875% | No | No | Non-Employment Income | US Citizen | $3,040.39 | 1 | $2,931.00 | $2,627.76 | $244.25 | $218.98 | 44.318% | 51.578% | 43.882% | 01/12/2026 | 740 | No | No | [Borrower - | Primary
Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Primary Income - IRA Distribution]; 1099-R - 2024 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2021 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,999.88 | 6.660% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $666.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109607 | XXXXXX | Exempt from ATR | No | No | $4,129.50 | $1,717.95 | 7.750% | $1,074.85 | $1,288.28 | 9.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,218.64 | 1 | $9,232.44 | $1,807.20 | $769.37 | $150.60 | 43.608% | 52.413% | 41.668% | 01/06/2026 | 767 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,129.50 | 6.820% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,557.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109392 | XXXXXX | Exempt from ATR | No | No | $4,020.00 | $4,447.95 | 8.990% | $752.91 | $1,036.26 | 10.990% | No | No | Employed | US Citizen | $3,549.65 | 1 | $3,470.04 | $936.00 | $289.17 | $78.00 | 40.938% | 49.260% | 44.863% | 01/05/2026 | 704 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,020.00 | 6.820% | $0.00 | None | N/A | No | 10.990% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $681.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109664 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.125% | $1,015.63 | $1,329.75 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $16,550.64 | 1 | $18,619.80 | $4,236.96 | $1,551.65 | $353.08 | 43.166% | 44.506% | 42.947% | 01/07/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Account Statements - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 10.125% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.500% | XXXXXX | XXXXXX | $8,469.71 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 3.29 | No | $0.00 | $12,400.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110373 | XXXXXX | Exempt from ATR | No | No | $1,559.00 | $1,712.95 | 8.750% | $275.26 | $326.59 | 10.750% | No | No | Non-Employment Income | US Citizen | $6,434.23 | 1 | $3,307.32 | $1,647.12 | $275.61 | $137.26 | 42.338% | 44.206% | 42.182% | 01/08/2026 | 782 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,559.00 | 6.710% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $2,667.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110977 | XXXXXX | Exempt from ATR | No | No | $9,005.00 | $2,747.95 | 7.875% | $1,640.63 | $2,170.11 | 9.875% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $6,135.11 | 1 | $10,477.68 | $2,435.04 | $873.14 | $202.92 | 42.826% | 58.220% | 41.904% | 12/02/2025 | 811 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,005.00 | 6.820% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,349.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $2,946.67 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109394 | XXXXXX | Exempt from ATR | No | No | $6,859.97 | $7,287.92 | 7.500% | $1,562.49 | $2,330.52 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $7,807.43 | 1 | $11,081.88 | $2,397.00 | $923.49 | $199.75 | 48.736% | 58.529% | 52.917% | 01/06/2026 | 775 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,859.97 | 6.820% | $0.00 | None | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $3,220.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $3,636.50 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109595 | XXXXXX | Exempt from ATR | No | No | $4,657.00 | $5,037.00 | 6.875% | $572.92 | $795.39 | 8.875% | No | No | Employed | US Citizen | $7,310.95 | 1 | $0.00 | $2,433.96 | $0.00 | $202.83 | 25.977% | 33.402% | 25.696% | 01/07/2026 | 787 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,657.00 | 6.820% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $767.39 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107578 | XXXXXX | Exempt from ATR | No | No | $1,490.00 | $1,940.00 | 8.625% | $1,796.87 | $2,516.02 | 10.625% | No | No | Employed | US Citizen | $15,662.23 | 1 | $11,142.48 | $3,381.96 | $928.54 | $281.83 | 36.833% | 42.099% | 39.250% | 12/22/2025 | 729 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,490.00 | 6.660% | $0.00 | 1.0 | None | Yes | No | 10.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,337.18 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108936 | XXXXXX | Exempt from ATR | No | No | $7,389.73 | $7,892.73 | 9.500% | $1,349.79 | $1,687.75 | 11.500% | No | No | Employed | US Citizen | $6,064.93 | 1 | $5,041.32 | $3,303.00 | $420.11 | $275.25 | 49.808% | 57.411% | 48.988% | 01/01/2026 | 697 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,389.73 | 6.820% | $0.00 | None | N/A | No | 11.500% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.100% | XXXXXX | XXXXXX | $1,192.55 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110072 | XXXXXX | Exempt from ATR | No | No | $1,916.80 | $1,916.80 | 8.375% | $732.30 | $996.13 | 10.375% | No | No | Employed | US Citizen | $3,808.68 | 1 | $3,538.20 | $2,151.96 | $294.85 | $179.33 | 40.583% | 50.067% | 39.801% | 01/10/2026 | 742 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,916.80 | 6.710% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 8 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $743.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106425 | XXXXXX | Exempt from ATR | No | No | $1,967.00 | $2,676.75 | 9.625% | $946.46 | $1,179.32 | 11.625% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $16,366.66 | 1 | $7,373.28 | $1,919.28 | $614.44 | $159.94 | 33.771% | 36.299% | 33.487% | 12/07/2025 | 768 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,967.00 | 6.850% | $0.00 | 1.0 | None | Yes | No | 11.625% | 2 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,087.56 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 37.45 | No | No | $7,974.44 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111022 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,376.40 | 8.125% | $561.98 | $735.80 | 10.125% | No | No | Employed | US Citizen | $9,829.13 | 1 | $14,709.60 | $1,257.96 | $1,225.80 | $104.83 | 39.967% | 43.223% | 39.752% | 12/20/2025 | 706 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.710% | $0.00 | None | N/A | No | 10.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,984.65 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108981 | XXXXXX | Exempt from ATR | No | No | $2,025.63 | $2,405.63 | 10.625% | $491.41 | $597.45 | 12.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,504.08 | 1 | $3,062.40 | $588.00 | $255.20 | $49.00 | 40.532% | 44.792% | 39.872% | 01/05/2026 | 685 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,025.63 | 6.820% | $0.00 | None | N/A | No | 12.625% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $775.85 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 8.35 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108420 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 11.250% | $628.13 | $753.91 | 13.250% | No | No | Non-Employment Income | US Citizen | $6,322.57 | 1 | $5,520.96 | $4,452.96 | $460.08 | $371.08 | 46.402% | 48.694% | 45.968% | 12/30/2025 | 688 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 13.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,837.50 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111673 | XXXXXX | Exempt from ATR | No | No | $2,172.03 | $2,524.98 | 8.625% | $1,081.27 | $1,514.02 | 10.625% | No | No | Employed | US Citizen | $26,539.01 | 1 | $13,727.40 | $2,681.04 | $1,143.95 | $223.42 | 22.444% | 24.741% | 23.499% | 12/29/2025 | 709 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,172.03 | 6.660% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,692.95 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000106341 | XXXXXX | Exempt from ATR | No | No | $3,430.00 | $4,890.00 | 8.500% | $850.00 | $960.12 | 10.500% | No | No | Employed | US Citizen | $4,478.91 | 1 | $5,121.24 | $1,799.04 | $426.77 | $149.92 | 46.880% | 54.531% | 46.297% | 12/20/2025 | 733 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $3,430.00 | 6.850% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,100.95 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000104340 | XXXXXX | Exempt from ATR | No | No | $895.00 | $2,725.17 | 8.750% | $328.12 | $419.91 | 10.750% | No | No | Non-Employment Income | US Citizen | $1,579.92 | 1 | $1,104.48 | $1,888.80 | $92.04 | $157.40 | 44.232% | 53.693% | 43.443% | 11/14/2025 | 739 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $895.00 | 6.870% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $583.76 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109387 | XXXXXX | Exempt from ATR | No | No | $4,560.00 | $5,153.90 | 7.990% | $759.05 | $1,098.98 | 9.990% | No | No | Employed | US Citizen | $5,382.78 | 1 | $6,780.12 | $1,613.04 | $565.01 | $134.42 | 43.265% | 50.051% | 46.250% | 01/06/2026 | 817 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $4,560.00 | 6.820% | $0.00 | None | N/A | No | 9.990% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,188.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110082 | XXXXXX | Exempt from ATR | No | No | $2,490.00 | $3,084.60 | 7.750% | $484.38 | $859.32 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $5,147.76 | 1 | $777.72 | $2,400.96 | $64.81 | $200.08 | 32.170% | 35.955% | 31.666% | 11/24/2025 | 776 | No | No | [Borrower - | Primary
Income - K-1 (< 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - K-1 (< 25%)]; 1065 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,490.00 | 6.710% | $0.00 | 3.6 | None | Yes | No | 9.750% | 0 | 0 | 2 | 0 | 2 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,072.32 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | ($7.92) | $3,494.69 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109522 | XXXXXX | Exempt from ATR | No | No | $4,515.00 | $5,115.00 | 7.500% | $1,375.00 | $1,849.25 | 9.500% | No | No | Employed | US Citizen | $14,839.55 | 1 | $6,523.44 | $1,179.00 | $543.62 | $98.25 | 16.917% | 19.820% | 16.844% | 01/06/2026 | 764 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | XXXXXX | $4,515.00 | 6.820% | $0.00 | 1.0 | None | Yes | No | 9.500% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 37.85 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108649 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,488.00 | 11.250% | $1,349.61 | $1,619.88 | 13.250% | No | No | Employed | US Citizen | $5,541.04 | 1 | $1,107.24 | $3,800.04 | $92.27 | $316.67 | 49.369% | 54.677% | 48.364% | 12/30/2025 | 691 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 13.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $993.72 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 34.02 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108467 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 11.375% | $521.35 | $624.64 | 13.375% | No | No | Employed | US Citizen | $4,646.92 | 1 | $0.00 | $2,015.04 | $0.00 | $167.92 | 35.229% | 38.243% | 34.633% | 12/30/2025 | 681 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 13.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $1,404.63 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111212 | XXXXXX | Exempt from ATR | No | No | $3,285.00 | $1,691.45 | 8.875% | $517.70 | $659.77 | 10.875% | No | No | Self-Employed | US Citizen | $6,440.01 | 1 | $4,690.80 | $2,031.96 | $390.90 | $169.33 | 24.888% | 29.675% | 24.471% | 12/17/2025 | 705 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,285.00 | 6.710% | $0.00 | None | N/A | No | 10.875% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,719.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108795 | XXXXXX | Exempt from ATR | No | No | $2,795.00 | $3,610.00 | 9.000% | $1,087.50 | $1,380.33 | 11.000% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $8,163.79 | 1 | $9,555.24 | $3,239.04 | $796.27 | $269.92 | 47.116% | 52.534% | 46.623% | 01/05/2026 | 766 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - Sole Proprietor]; Balance Sheet - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2023 [Borrower - | Primary Income - Sole Proprietor]; Other - 2018 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,795.00 | 6.820% | $0.00 | None | N/A | No | 11.000% | 2 | 2 | 2 | 0 | 2 | 0 | 12.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.649% | XXXXXX | XXXXXX | $1,684.17 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $8,477.80 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111088 | XXXXXX | Exempt from ATR | No | No | $1,690.00 | $2,599.75 | 8.500% | $1,416.67 | $1,996.91 | 10.500% | No | No | Employed | US Citizen | $9,440.76 | 1 | $9,310.68 | $6,122.76 | $775.89 | $510.23 | 41.668% | 48.222% | 44.650% | 01/06/2026 | 762 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Annuity]; Other - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,690.00 | 6.660% | $0.00 | None | N/A | No | 10.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $2,715.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109688 | XXXXXX | Exempt from ATR | No | No | $4,082.00 | $4,575.00 | 8.875% | $1,539.96 | $1,962.52 | 10.875% | No | No | Employed | US Citizen | $7,610.36 | 1 | $10,503.96 | $1,473.00 | $875.33 | $122.75 | 47.116% | 55.599% | 46.377% | 01/07/2026 | 711 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $4,082.00 | 6.820% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,382.75 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110779 | XXXXXX | Exempt from ATR | No | No | $1,999.25 | $2,017.25 | 7.875% | $369.14 | $651.03 | 9.875% | No | No | Employed | US Citizen | $9,699.07 | 1 | $2,514.96 | $6,192.24 | $209.58 | $516.02 | 46.668% | 47.817% | 46.505% | 01/14/2026 | 778 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,999.25 | 6.710% | $0.00 | None | N/A | No | 9.875% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,026.86 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109781 | XXXXXX | Exempt from ATR | No | No | $4,699.35 | $5,127.30 | 7.990% | $898.88 | $1,301.42 | 9.990% | No | No | Employed | Employed | US Citizen | US Citizen | $2,965.14 | 1 | $6,391.08 | $354.00 | $532.59 | $29.50 | 49.011% | 62.122% | 54.778% | 12/29/2025 | 758 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,699.35 | 6.820% | $0.00 | None | N/A | No | 9.990% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $986.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $2,635.82 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111508 | XXXXXX | Exempt from ATR | No | No | $4,695.00 | $5,944.95 | 7.625% | $953.13 | $1,274.55 | 9.625% | No | No | Employed | US Citizen | $4,659.75 | 1 | $10,304.64 | $947.04 | $858.72 | $78.92 | 44.538% | 56.662% | 43.884% | 11/12/2025 | 739 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,695.00 | 6.660% | $0.00 | None | N/A | No | 9.625% | 2 | 2 | 0 | 2 | 2 | 0.00 | No | 240 | XXXXXX | No | 34 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,499.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 41.43 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111209 | XXXXXX | Exempt from ATR | No | No | $5,978.02 | $4,083.11 | 8.875% | $1,020.62 | $1,301.41 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $4,811.00 | 1 | $3,678.12 | $3,729.60 | $306.51 | $310.80 | 42.054% | 51.789% | 41.202% | 01/05/2026 | 699 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,978.02 | 6.710% | $0.00 | None | N/A | No | 10.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | 36 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,416.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | No | No | $0.00 | $4,458.31 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111509 | XXXXXX | Exempt from ATR | No | No | $3,762.42 | $3,592.95 | 9.375% | $640.62 | $803.90 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $7,463.07 | 1 | $4,724.28 | $4,551.48 | $393.69 | $379.29 | 38.221% | 41.943% | 37.836% | 01/07/2026 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,762.42 | 6.710% | $0.00 | None | N/A | No | 11.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,522.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,545.78 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111168 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,000.00 | 7.875% | $997.50 | $1,319.43 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $9,284.73 | 1 | $6,383.64 | $1,282.56 | $531.97 | $106.88 | 34.372% | 41.471% | 33.946% | 01/15/2026 | 805 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.710% | $0.00 | None | N/A | No | 9.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,760.79 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 34.15 | No | $0.00 | $8,068.66 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110942 | XXXXXX | Exempt from ATR | No | No | $3,464.63 | $3,809.08 | 8.750% | $473.96 | $606.53 | 10.750% | No | No | Employed | US Citizen | $7,338.98 | 1 | $1,878.48 | $1,043.04 | $156.54 | $86.92 | 42.936% | 45.946% | 42.685% | 11/26/2025 | 715 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $3,464.63 | 6.710% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,162.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.92 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109610 | XXXXXX | Exempt from ATR | No | No | $3,591.25 | $2,775.70 | 9.250% | $1,156.25 | $1,941.74 | 11.250% | No | No | Employed | US Citizen | $10,232.95 | 1 | $4,890.00 | $2,977.92 | $407.50 | $248.16 | 36.968% | 39.132% | 36.286% | 01/06/2026 | 799 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,591.25 | 6.820% | $0.00 | None | N/A | No | 11.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,576.54 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111333 | XXXXXX | Exempt from ATR | No | No | $7,873.44 | $3,962.29 | 7.875% | $1,345.31 | $1,779.49 | 9.875% | No | No | Employed | US Citizen | $10,053.01 | 1 | $4,263.60 | $3,872.04 | $355.30 | $322.67 | 29.005% | 38.570% | 28.432% | 01/02/2026 | 804 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,873.44 | 6.710% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 11 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,200.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 42.57 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111208 | XXXXXX | Exempt from ATR | No | No | $9,926.80 | $1,702.95 | 8.250% | $2,853.12 | $4,072.33 | 10.250% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $26,353.88 | 1 | $17,356.20 | $2,282.28 | $1,446.35 | $190.19 | 31.538% | 37.440% | 34.178% | 01/06/2026 | 785 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,926.80 | 6.710% | $0.00 | 1.8 | None | No | No | 10.250% | 0 | 0 | 2 | 0 | 3 | 2 | No | 120 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $5,436.13 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.19 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111422 | XXXXXX | Exempt from ATR | No | No | $3,337.70 | $3,950.70 | 7.625% | $571.88 | $845.99 | 9.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,288.50 | 1 | $1,860.00 | $1,581.24 | $155.00 | $131.77 | 33.109% | 48.598% | 39.771% | 01/16/2026 | 692 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,337.70 | 6.660% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | Yes | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 49.49 | No | $1,708.76 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111515 | XXXXXX | Exempt from ATR | No | No | $9,231.75 | $7,220.09 | 8.875% | $1,664.06 | $2,120.68 | 10.875% | No | No | Employed | US Citizen | $5,328.17 | 1 | $5,163.72 | $1,640.04 | $430.31 | $136.67 | 46.111% | 59.452% | 44.948% | 01/07/2026 | 734 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,231.75 | 6.710% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,871.47 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111679 | XXXXXX | Exempt from ATR | No | No | $3,974.21 | $4,908.75 | 7.625% | $505.16 | $675.51 | 9.625% | No | No | Employed | US Citizen | $3,390.66 | 1 | $1,953.00 | $2,060.04 | $162.75 | $171.67 | 45.663% | 54.314% | 45.195% | 12/26/2025 | 736 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,974.21 | 6.710% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.500% | XXXXXX | XXXXXX | $500.00 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111033 | XXXXXX | Exempt from ATR | No | No | $0.00 | $393.00 | 8.375% | $348.95 | $452.54 | 10.375% | No | No | Employed | US Citizen | $5,453.02 | 1 | $2,315.04 | $2,534.04 | $192.92 | $211.17 | 34.564% | 38.306% | 34.291% | 01/15/2026 | 704 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.710% | $0.00 | None | N/A | No | 10.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $506.69 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.14 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110566 | XXXXXX | Exempt from ATR | No | No | $6,250.00 | $3,572.95 | 8.000% | $833.33 | $1,096.57 | 10.000% | No | No | Employed | US Citizen | $3,549.27 | 1 | $3,181.56 | $1,674.24 | $265.13 | $139.52 | 44.263% | 57.052% | 43.457% | 01/06/2026 | 703 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,250.00 | 6.710% | $0.00 | None | N/A | No | 10.000% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $1,317.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111683 | XXXXXX | Exempt from ATR | No | No | $3,445.00 | $1,612.95 | 7.750% | $807.29 | $1,073.57 | 9.750% | No | No | Employed | US Citizen | $9,475.06 | 1 | $5,670.96 | $1,652.04 | $472.58 | $137.67 | 34.384% | 40.183% | 34.054% | 01/18/2026 | 806 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,445.00 | 6.660% | $0.00 | None | N/A | No | 9.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 49 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,334.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109930 | XXXXXX | Exempt from ATR | No | No | $3,760.00 | $4,187.95 | 7.750% | $607.08 | $891.30 | 9.750% | No | No | Employed | US Citizen | $2,891.97 | 1 | $5,178.36 | $1,885.68 | $431.53 | $157.14 | 49.376% | 58.929% | 53.515% | 01/07/2026 | 719 | No | No | [Borrower - | Primary
Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,760.00 | 6.820% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,093.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110941 | XXXXXX | Exempt from ATR | No | No | $2,473.65 | $2,442.95 | 8.000% | $766.67 | $1,008.85 | 10.000% | No | No | Employed | US Citizen | $12,553.05 | 1 | $21,236.88 | $5,642.04 | $1,769.74 | $470.17 | 35.899% | 37.481% | 35.658% | 01/14/2026 | 737 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,473.65 | 6.660% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.125% | XXXXXX | XXXXXX | $2,607.52 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113205 | XXXXXX | Exempt from ATR | No | No | $1,464.97 | $1,724.97 | 8.500% | $998.68 | $1,718.94 | 10.500% | No | No | Employed | US Citizen | $39,882.22 | 1 | $3,138.24 | $1,935.00 | $261.52 | $161.25 | 18.893% | 19.781% | 18.714% | 01/09/2026 | 791 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,464.97 | 6.620% | $0.00 | 1.0 | None | No | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,273.95 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111292 | XXXXXX | Exempt from ATR | No | No | $4,000.00 | $4,427.95 | 7.375% | $1,229.17 | $1,847.35 | 9.375% | No | No | Employed | US Citizen | $13,435.25 | 1 | $7,694.64 | $4,368.12 | $641.22 | $364.01 | 31.540% | 37.707% | 34.154% | 01/15/2026 | 797 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,000.00 | 6.710% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,842.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110055 | XXXXXX | Exempt from ATR | No | No | $4,841.50 | $3,982.95 | 8.250% | $983.12 | $1,280.96 | 10.250% | No | No | Employed | US Citizen | $9,997.33 | 1 | $1,699.32 | $1,166.04 | $141.61 | $97.17 | 29.431% | 35.820% | 28.987% | 01/05/2026 | 757 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,841.50 | 6.820% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 10 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.873% | XXXXXX | XXXXXX | $1,082.60 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 1.67 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110538 | XXXXXX | Exempt from ATR | No | No | $6,449.63 | $6,882.63 | 6.500% | $698.75 | $1,119.15 | 8.500% | No | No | Employed | US Citizen | $5,282.10 | 1 | $1,484.28 | $1,796.76 | $123.69 | $149.73 | 23.743% | 36.057% | 28.727% | 01/13/2026 | 808 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,449.63 | 6.710% | $0.00 | None | N/A | No | 8.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 120.48 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109815 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,083.00 | 7.875% | $1,968.42 | $2,603.69 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $18,985.75 | 1 | $26,768.28 | $3,261.00 | $2,230.69 | $271.75 | 38.006% | 40.735% | 37.618% | 01/08/2026 | 737 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 9.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 47.68 | No | $0.00 | $17,916.66 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110455 | XXXXXX | Exempt from ATR | No | No | $13,839.79 | $14,232.79 | 6.875% | $2,291.09 | $3,566.25 | 8.875% | No | No | Employed | Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | India | India | $30,832.00 | 1 | $15,757.20 | $1,238.88 | $1,313.10 | $103.24 | 25.178% | 31.360% | 27.728% | 01/13/2026 | 776 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $13,839.79 | 6.710% | $0.00 | None | N/A | No | 8.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $4,104.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | VISA | VISA | No | No | $0.00 | $20,625.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110820 | XXXXXX | Exempt from ATR | No | No | $1,610.50 | $1,990.50 | 8.000% | $333.33 | $438.87 | 10.000% | No | No | Employed | US Citizen | $3,181.59 | 1 | $6,102.00 | $2,781.96 | $508.50 | $231.83 | 46.970% | 52.395% | 46.626% | 01/11/2026 | 705 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,610.50 | 6.710% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.500% | XXXXXX | XXXXXX | $1,375.77 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 8.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111444 | XXXXXX | Exempt from ATR | No | No | $1,722.50 | $2,115.50 | 8.000% | $1,466.67 | $2,193.15 | 10.000% | No | No | Employed | US Citizen | $8,539.44 | 1 | $10,017.00 | $2,291.16 | $834.75 | $190.93 | 46.531% | 53.858% | 45.888% | 01/16/2026 | 722 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,722.50 | 6.710% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,832.57 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111682 | XXXXXX | Exempt from ATR | No | No | $1,395.80 | $2,321.95 | 8.875% | $517.71 | $659.77 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,642.39 | 1 | $8,162.04 | $3,149.04 | $680.17 | $262.42 | 42.609% | 46.783% | 42.245% | 12/08/2025 | 720 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,395.80 | 6.660% | $0.00 | None | N/A | No | 10.875% | 0 | 3 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.990% | XXXXXX | XXXXXX | $2,525.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $3,998.80 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113252 | XXXXXX | Exempt from ATR | No | No | $4,500.00 | $3,725.04 | 9.500% | $791.66 | $990.45 | 11.500% | No | No | Employed | Employed | US Citizen | US Citizen | $5,358.74 | 1 | $2,236.92 | $3,534.60 | $186.41 | $294.55 | 46.795% | 52.140% | 46.217% | 01/19/2026 | 717 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,500.00 | 6.620% | $0.00 | None | N/A | No | 11.500% | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,013.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $5,429.95 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111689 | XXXXXX | Exempt from ATR | No | No | $5,000.00 | $4,073.95 | 9.250% | $770.83 | $971.42 | 11.250% | No | No | Employed | US Citizen | $5,256.25 | 1 | $3,102.48 | $1,493.04 | $258.54 | $124.42 | 37.401% | 44.039% | 36.740% | 12/20/2025 | 716 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 6.710% | $0.00 | None | N/A | No | 11.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 23 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,096.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112030 | XXXXXX | Exempt from ATR | No | No | $4,915.24 | $2,524.95 | 8.000% | $770.45 | $921.62 | 10.000% | No | No | Employed | US Citizen | $7,584.07 | 1 | $2,011.80 | $1,554.00 | $167.65 | $129.50 | 25.857% | 29.655% | 25.434% | 01/08/2026 | 791 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,915.24 | 6.660% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,062.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110234 | XXXXXX | Exempt from ATR | No | No | $2,640.85 | $4,387.80 | 8.125% | $457.03 | $797.85 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $4,450.67 | 1 | $3,099.84 | $2,372.04 | $258.32 | $197.67 | 49.322% | 51.987% | 48.886% | 12/17/2025 | 755 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,640.85 | 6.710% | $0.00 | None | N/A | No | 10.125% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $892.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,136.41 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109079 | XXXXXX | Exempt from ATR | No | No | $10,939.00 | $3,112.95 | 7.875% | $1,968.75 | $2,604.13 | 9.875% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $35,069.37 | 1 | $12,641.28 | $3,225.00 | $1,053.44 | $268.75 | 31.292% | 35.176% | 31.059% | 12/09/2025 | 754 | No | No | [Borrower - | Primary
Income - C-Corp]; Other - 2026 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2025 [Borrower - | Primary Income - C-Corp]; 1120 - 2024 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - C-Corp]; 1120 - 2023 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2023 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,939.00 | 6.820% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $7,265.05 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $25,520.58 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111602 | XXXXXX | Exempt from ATR | No | No | $2,684.95 | $3,477.67 | 9.375% | $412.50 | $526.46 | 11.375% | No | No | Employed | US Citizen | $3,538.14 | 1 | $2,841.96 | $1,460.04 | $236.83 | $121.67 | 39.685% | 44.705% | 39.165% | 01/14/2026 | 709 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,684.95 | 6.620% | $0.00 | None | N/A | No | 11.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $975.95 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109404 | XXXXXX | Exempt from ATR | No | No | $2,326.28 | $2,414.28 | 8.625% | $927.19 | $1,298.27 | 10.625% | No | No | Employed | US Citizen | $5,524.54 | 1 | $4,920.48 | $1,004.04 | $410.04 | $83.67 | 37.259% | 44.912% | 40.772% | 01/02/2026 | 701 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,326.28 | 6.820% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112678 | XXXXXX | Exempt from ATR | No | No | $1,991.38 | $2,384.38 | 8.750% | $561.46 | $781.43 | 10.750% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $5,638.12 | 1 | $1,580.04 | $765.00 | $131.67 | $63.75 | 44.696% | 48.578% | 46.494% | 01/22/2026 | 760 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - Pension]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,991.38 | 6.660% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 1 | 0 | 3 | 0 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $994.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $3,580.77 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108794 | XXXXXX | Exempt from ATR | No | No | $6,465.00 | $3,385.95 | 7.875% | $3,281.25 | $4,340.21 | 9.875% | No | No | Self-Employed | US Citizen | $15,728.01 | 1 | $13,672.80 | $3,881.64 | $1,139.40 | $323.47 | 48.913% | 59.294% | 59.294% | 12/15/2025 | 725 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,465.00 | 6.660% | $0.00 | None | N/A | No | 9.875% | 1 | 2 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $3,161.63 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112029 | XXXXXX | Exempt from ATR | No | No | $4,756.02 | $2,077.77 | 7.875% | $1,482.97 | $1,345.47 | 9.875% | No | No | Employed | US Citizen | $12,424.53 | 1 | $4,146.36 | $1,813.32 | $345.53 | $151.11 | 33.170% | 38.679% | 32.840% | 01/17/2026 | 726 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,756.02 | 6.660% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,452.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109993 | XXXXXX | Exempt from ATR | No | No | $2,195.58 | $3,280.95 | 8.750% | $627.08 | $872.76 | 10.750% | No | No | Employed | US Citizen | $5,882.44 | 1 | $1,994.76 | $3,579.00 | $166.23 | $298.25 | 28.295% | 33.683% | 30.791% | 12/29/2025 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,195.58 | 6.820% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $856.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112613 | XXXXXX | Exempt from ATR | No | No | $3,073.80 | $2,644.95 | 8.500% | $495.83 | $640.08 | 10.500% | No | No | Employed | US Citizen | $5,099.95 | 1 | $4,255.56 | $918.00 | $354.63 | $76.50 | 46.783% | 51.271% | 46.441% | 01/05/2026 | 721 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,073.80 | 6.660% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,239.90 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111012 | XXXXXX | Exempt from ATR | No | No | $4,740.00 | $5,712.90 | 7.990% | $789.01 | $1,142.36 | 9.990% | No | No | Employed | US Citizen | $11,256.11 | 1 | $6,598.20 | $4,431.96 | $549.85 | $369.33 | 34.621% | 38.508% | 36.331% | 01/14/2026 | 797 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,740.00 | 6.710% | $0.00 | None | N/A | No | 9.990% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,190.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112845 | XXXXXX | Exempt from ATR | No | No | $5,421.87 | $1,607.04 | 8.625% | $1,390.78 | $1,577.16 | 10.625% | No | No | Employed | Employed | US Citizen | US Citizen | $8,678.39 | 1 | $10,330.80 | $1,862.04 | $860.90 | $155.17 | 46.762% | 55.234% | 47.479% | 01/22/2026 | 779 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,421.87 | 6.660% | $0.00 | None | N/A | No | 10.625% | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.690% | XXXXXX | XXXXXX | $2,506.17 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $7,676.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111601 | XXXXXX | Exempt from ATR | No | No | $7,022.70 | $880.23 | 7.625% | $2,284.95 | $2,064.77 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $20,307.05 | 1 | $7,344.60 | $2,352.96 | $612.05 | $196.08 | 24.137% | 30.301% | 23.804% | 01/14/2026 | 822 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $7,022.70 | 6.710% | $0.00 | None | N/A | No | 9.625% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $3,502.92 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $16,497.87 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110845 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,472.88 | 8.375% | $2,784.69 | $3,611.24 | 10.375% | No | No | Employed | US Citizen | $9,713.75 | 1 | $9,078.96 | $2,709.00 | $756.58 | $225.75 | 41.731% | 44.523% | 40.644% | 01/07/2026 | 814 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.710% | $0.00 | None | N/A | No | 10.375% | 3 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,184.71 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110943 | XXXXXX | Exempt from ATR | No | No | $1,010.00 | $1,492.95 | 7.990% | $672.49 | $885.87 | 9.990% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $5,149.70 | 1 | $3,177.96 | $1,499.04 | $264.83 | $124.92 | 39.691% | 44.872% | 39.205% | 01/14/2026 | 708 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,010.00 | 6.710% | $0.00 | None | N/A | No | 9.990% | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $983.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $2,530.32 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112182 | XXXXXX | Exempt from ATR | No | No | $7,286.10 | $8,479.05 | 7.375% | $1,570.77 | $1,413.50 | 9.375% | No | No | Employed | US Citizen | $6,502.18 | 1 | $4,602.96 | $2,736.96 | $383.58 | $228.08 | 42.621% | 53.082% | 42.115% | 12/23/2025 | 727 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,286.10 | 6.660% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,644.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112228 | XXXXXX | Exempt from ATR | No | No | $1,279.21 | $1,672.21 | 7.875% | $636.56 | $842.00 | 9.875% | No | No | Employed | US Citizen | $8,548.70 | 1 | $9,137.04 | $1,062.00 | $761.42 | $88.50 | 36.760% | 38.758% | 36.475% | 01/21/2026 | 788 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,279.21 | 6.660% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $3,021.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109799 | XXXXXX | Exempt from ATR | No | No | $630.70 | $1,518.65 | 8.875% | $517.71 | $716.31 | 10.875% | No | No | Employed | US Citizen | $5,075.20 | 1 | $4,046.16 | $1,761.96 | $337.18 | $146.83 | 34.174% | 38.763% | 36.319% | 12/29/2025 | 706 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $630.70 | 6.820% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $942.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110966 | XXXXXX | Exempt from ATR | No | No | $4,391.68 | $4,784.68 | 6.875% | $570.05 | $887.24 | 8.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $4,465.88 | 1 | $3,788.88 | $885.96 | $315.74 | $73.83 | 43.044% | 46.278% | 46.377% | 01/14/2026 | 788 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,391.68 | 6.710% | $0.00 | None | N/A | No | 8.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,148.20 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112848 | XXXXXX | Exempt from ATR | No | No | $2,256.00 | $4,768.95 | 8.875% | $739.58 | $942.52 | 10.875% | No | No | Employed | US Citizen | $7,937.20 | 1 | $6,088.56 | $1,620.00 | $507.38 | $135.00 | 48.758% | 52.542% | 48.428% | 01/12/2026 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,256.00 | 6.660% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,324.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000103054 | XXXXXX | Exempt from ATR | No | No | $5,505.40 | $3,532.95 | 8.875% | $1,183.33 | $1,478.00 | 10.625% | No | No | Employed | US Citizen | $9,720.41 | 1 | $3,599.28 | $2,556.00 | $299.94 | $213.00 | 48.884% | 53.975% | 48.612% | 11/05/2025 | 710 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,505.40 | 6.820% | $0.00 | None | N/A | No | 10.625% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.250% | XXXXXX | XXXXXX | $3,777.43 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.17 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112704 | XXXXXX | Exempt from ATR | No | No | $9,307.50 | $7,302.95 | 7.625% | $1,588.54 | $2,124.24 | 9.625% | No | No | Employed | US Citizen | $11,683.80 | 1 | $11,545.92 | $7,517.16 | $962.16 | $626.43 | 48.072% | 55.617% | 47.665% | 12/09/2025 | 727 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,307.50 | 6.660% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,386.02 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113444 | XXXXXX | Exempt from ATR | No | No | $6,130.70 | $2,411.15 | 8.750% | $1,122.92 | $1,438.03 | 10.750% | No | No | Employed | US Citizen | $6,134.83 | 1 | $7,903.20 | $1,473.96 | $658.60 | $122.83 | 45.225% | 52.728% | 44.540% | 01/20/2026 | 735 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,130.70 | 6.620% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.374% | XXXXXX | XXXXXX | $2,214.51 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112991 | XXXXXX | Exempt from ATR | No | No | $1,734.87 | $2,915.82 | 8.750% | $218.74 | $304.45 | 10.750% | No | No | Employed | US Citizen | $5,421.79 | 1 | $1,740.36 | $2,121.96 | $145.03 | $176.83 | 42.788% | 44.415% | 43.541% | 11/21/2025 | 716 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,734.87 | 6.620% | $0.00 | None | N/A | No | 10.750% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $0.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 37.82 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112031 | XXXXXX | Exempt from ATR | No | No | $4,376.71 | $5,443.25 | 8.625% | $934.38 | $1,200.87 | 10.625% | No | No | Employed | US Citizen | $4,610.82 | 1 | $5,835.72 | $1,254.00 | $486.31 | $104.50 | 48.765% | 57.505% | 48.068% | 12/07/2025 | 707 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,376.71 | 6.660% | $0.00 | None | N/A | No | 10.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $2,596.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108949 | XXXXXX | Exempt from ATR | No | No | $4,080.00 | $4,507.95 | 7.375% | $626.88 | $942.15 | 9.375% | No | No | Non-Employment Income | US Citizen | $4,182.97 | 1 | $5,639.04 | $2,012.04 | $469.92 | $167.67 | 42.184% | 50.714% | 45.800% | 01/06/2026 | 805 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,080.00 | 6.820% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,370.21 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111331 | XXXXXX | Exempt from ATR | No | No | $3,147.50 | $4,630.20 | 8.125% | $846.35 | $1,216.21 | 10.125% | No | No | Self-Employed | US Citizen | $8,620.09 | 1 | $5,765.40 | $2,215.68 | $480.45 | $184.64 | 42.973% | 47.569% | 45.012% | 12/30/2025 | 731 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,147.50 | 6.710% | $0.00 | 1.0 | None | Yes | No | 10.125% | 0 | 2 | 0 | 2 | 0 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,291.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111887 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.125% | $1,224.27 | $1,547.85 | 11.125% | No | No | Employed | US Citizen | $8,375.84 | 1 | $8,411.16 | $1,354.92 | $700.93 | $112.91 | 49.219% | 54.757% | 48.693% | 01/20/2026 | 748 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 11.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $2,997.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111686 | XXXXXX | Exempt from ATR | No | No | $502.70 | $1,000.65 | 8.250% | $446.87 | $582.65 | 10.250% | No | No | Employed | US Citizen | $9,048.65 | 1 | $17,330.40 | $3,513.24 | $1,444.20 | $292.77 | 47.290% | 49.497% | 47.123% | 01/06/2026 | 748 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $502.70 | 6.660% | $0.00 | None | N/A | No | 10.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.990% | XXXXXX | XXXXXX | $5,247.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.81 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109700 | XXXXXX | Exempt from ATR | No | No | $7,650.70 | $3,960.45 | 8.000% | $1,350.00 | $1,776.45 | 10.000% | No | No | Self-Employed | US Citizen | $9,619.70 | 1 | $8,227.32 | $2,285.88 | $685.61 | $190.49 | 48.919% | 55.925% | 48.478% | 01/07/2026 | 692 | No | No | [Borrower - | Non-Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,650.70 | 6.710% | $0.00 | None | N/A | No | 10.000% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,092.99 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112185 | XXXXXX | Exempt from ATR | No | No | $984.15 | $1,317.10 | 8.875% | $199.69 | $254.48 | 10.875% | No | No | Employed | US Citizen | $5,611.35 | 1 | $2,862.96 | $1,491.00 | $238.58 | $124.25 | 40.481% | 42.160% | 40.335% | 12/01/2025 | 711 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $984.15 | 6.660% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.997% | XXXXXX | XXXXXX | $640.11 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111690 | XXXXXX | Exempt from ATR | No | No | $6,574.62 | $4,582.95 | 9.250% | $909.58 | $1,145.63 | 11.250% | No | No | Employed | US Citizen | $7,306.64 | 1 | $8,184.24 | $1,794.00 | $682.02 | $149.50 | 49.075% | 53.663% | 48.620% | 01/07/2026 | 711 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $6,574.62 | 6.660% | $0.00 | None | N/A | No | 11.250% | 3 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 24 | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $1,375.19 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109505 | XXXXXX | Exempt from ATR | No | No | $3,430.02 | $3,130.94 | 8.875% | $1,289.86 | $1,188.25 | 10.875% | No | No | Employed | US Citizen | $15,159.05 | 1 | $10,419.60 | $6,972.96 | $868.30 | $581.08 | 41.547% | 42.536% | 41.298% | 01/06/2026 | 798 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,430.02 | 6.820% | $0.00 | None | N/A | No | 10.875% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.625% | XXXXXX | XXXXXX | $3,920.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.71 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112614 | XXXXXX | Exempt from ATR | No | No | $4,873.87 | $2,125.88 | 8.875% | $820.94 | $1,046.20 | 10.875% | No | No | Employed | US Citizen | $18,371.05 | 1 | $10,787.76 | $4,169.52 | $898.98 | $347.46 | 19.947% | 22.783% | 19.700% | 12/30/2025 | 723 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Housing Allowance]; WVOE - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; Paystubs - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Paystubs - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2024 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,873.87 | 6.660% | $0.00 | 1.0 | None | Yes | No | 10.875% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,162.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110112 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $1,482.95 | 7.500% | $625.00 | $931.82 | 9.500% | No | No | Employed | US Citizen | $12,961.02 | 1 | $13,728.12 | $3,275.04 | $1,144.01 | $272.92 | 27.925% | 30.300% | 29.343% | 01/12/2026 | 793 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,000.00 | 6.710% | $0.00 | None | N/A | No | 9.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.450% | XXXXXX | XXXXXX | $2,511.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111718 | XXXXXX | Exempt from ATR | No | No | $3,030.00 | $3,480.00 | 7.750% | $652.29 | $957.67 | 9.750% | No | No | Employed | US Citizen | $6,267.34 | 1 | $6,809.28 | $1,562.04 | $567.44 | $130.17 | 49.530% | 54.252% | 51.576% | 01/19/2026 | 779 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $3,030.00 | 6.660% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $917.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110596 | XXXXXX | Exempt from ATR | No | No | $124.00 | $800.24 | 6.750% | $843.75 | $1,386.10 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $25,253.38 | 1 | $6,672.84 | $4,813.44 | $556.07 | $401.12 | 22.302% | 25.092% | 23.485% | 01/26/2026 | 776 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $124.00 | 6.620% | $0.00 | None | N/A | No | 9.375% | 2 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 21 | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $2,587.84 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $4,462.81 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112484 | XXXXXX | Exempt from ATR | No | No | $2,686.60 | $2,493.04 | 7.750% | $452.08 | $601.52 | 9.750% | No | No | Employed | US Citizen | $5,065.10 | 1 | $1,789.20 | $2,690.04 | $149.10 | $224.17 | 45.092% | 50.172% | 44.801% | 12/01/2025 | 765 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,686.60 | 6.660% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $680.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112993 | XXXXXX | Exempt from ATR | No | No | $2,321.28 | $267.35 | 9.250% | $901.88 | $1,135.92 | 11.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,581.40 | 1 | $3,206.76 | $1,641.96 | $267.23 | $136.83 | 24.427% | 28.686% | 24.005% | 01/20/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,321.28 | 6.620% | $0.00 | None | N/A | No | 11.250% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,154.39 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.03 | No | $0.00 | $7,229.73 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112399 | XXXXXX | Exempt from ATR | No | No | $1,745.40 | $1,792.95 | 8.750% | $313.54 | $401.53 | 10.750% | No | No | Employed | US Citizen | $5,918.08 | 1 | $2,217.12 | $2,232.36 | $184.76 | $186.03 | 30.376% | 33.136% | 30.123% | 01/20/2026 | 717 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,745.40 | 6.660% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.932% | XXXXXX | XXXXXX | $1,094.60 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113148 | XXXXXX | Exempt from ATR | No | No | $1,054.33 | $1,172.95 | 9.000% | $446.25 | $566.41 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $13,803.06 | 1 | $2,616.00 | $2,952.00 | $218.00 | $246.00 | 31.743% | 33.402% | 31.588% | 01/19/2026 | 786 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,054.33 | 6.620% | $0.00 | None | N/A | No | 11.000% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $966.40 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $3,007.69 | $11,827.34 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109329 | XXXXXX | Exempt from ATR | No | No | $695.00 | $1,767.12 | 7.625% | $2,541.66 | $3,398.79 | 9.625% | No | No | Employed | US Citizen | $25,889.98 | 1 | $23,173.44 | $4,349.04 | $1,931.12 | $362.42 | 38.888% | 45.299% | 38.542% | 12/16/2025 | 805 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $695.00 | 6.820% | $0.00 | None | N/A | No | 9.625% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $4,574.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 41.83 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112616 | XXXXXX | Exempt from ATR | No | No | $2,039.84 | $3,042.79 | 7.625% | $387.60 | $518.32 | 9.625% | No | No | Employed | US Citizen | $4,974.67 | 1 | $9,162.12 | $4,283.40 | $763.51 | $356.95 | 49.316% | 53.536% | 49.088% | 12/09/2025 | 752 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,039.84 | 6.660% | $0.00 | 2.4 | None | N/A | No | 9.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $3,201.55 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113442 | XXXXXX | Exempt from ATR | No | No | $2,783.04 | $3,069.45 | 7.500% | $1,393.75 | $1,875.64 | 9.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $14,389.46 | 1 | $12,278.88 | $14,617.80 | $1,023.24 | $1,218.15 | 44.996% | 50.438% | 44.695% | 01/07/2026 | 733 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory
Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,783.04 | 6.620% | $0.00 | None | N/A | No | 9.500% | 0 | 1 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $2,055.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $12,133.33 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112705 | XXXXXX | Exempt from ATR | No | No | $2,688.70 | $4,608.65 | 8.625% | $826.56 | $1,062.31 | 10.625% | No | No | Employed | US Citizen | $5,536.67 | 1 | $4,354.56 | $4,482.00 | $362.88 | $373.50 | 47.768% | 54.332% | 47.244% | 01/06/2026 | 714 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,688.70 | 6.660% | $0.00 | None | N/A | No | 10.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.500% | XXXXXX | XXXXXX | $2,066.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108675 | XXXXXX | Exempt from ATR | No | No | $1,957.31 | $2,787.36 | 8.500% | $363.60 | $683.07 | 10.500% | No | No | Employed | US Citizen | $3,403.00 | 2 | $5,756.04 | $2,325.96 | $479.67 | $193.83 | 34.579% | 36.534% | 37.756% | 12/29/2025 | 809 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,957.31 | 6.820% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $442.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 39.72 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112036 | XXXXXX | Exempt from ATR | No | No | $4,001.50 | $2,273.04 | 8.125% | $677.08 | $887.09 | 10.125% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,266.84 | 1 | $4,378.80 | $4,944.00 | $364.90 | $412.00 | 49.290% | 50.655% | 49.029% | 01/13/2026 | 781 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,001.50 | 6.660% | $0.00 | None | N/A | No | 10.125% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 6.115% | XXXXXX | XXXXXX | $3,634.50 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113576 | XXXXXX | Exempt from ATR | No | No | $1,928.00 | $2,400.95 | 7.500% | $625.00 | $840.57 | 9.500% | No | No | Employed | US Citizen | $7,217.35 | 1 | $6,256.44 | $2,128.56 | $521.37 | $177.38 | 45.949% | 51.103% | 45.686% | 01/20/2026 | 720 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,928.00 | 6.620% | $0.00 | None | N/A | No | 9.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 37 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,086.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.19 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111687 | XXXXXX | Exempt from ATR | No | No | $8,280.00 | $1,417.35 | 8.375% | $3,489.58 | $4,525.36 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $50,813.23 | 1 | $57,844.44 | $5,715.96 | $4,820.37 | $476.33 | 48.172% | 51.353% | 47.941% | 12/19/2025 | 702 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,280.00 | 6.660% | $0.00 | 1.2 | None | No | No | 10.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.875% | XXXXXX | XXXXXX | $12,777.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.59 | No | No | $0.00 | $9,608.12 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110417 | XXXXXX | Exempt from ATR | No | No | $0.00 | $393.00 | 9.625% | $737.92 | $980.71 | 11.500% | No | No | Employed | Employed | US Citizen | US Citizen | $5,785.15 | 1 | $4,650.96 | $3,213.00 | $387.58 | $267.75 | 42.471% | 46.705% | 44.615% | 01/13/2026 | 698 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.710% | $0.00 | None | N/A | No | 11.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $992.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $5,716.53 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112035 | XXXXXX | Exempt from ATR | No | No | $4,219.60 | $3,459.45 | 9.375% | $859.38 | $1,078.40 | 11.375% | No | No | Employed | US Citizen | $3,600.80 | 1 | $3,411.12 | $3,552.96 | $284.26 | $296.08 | 47.625% | 53.681% | 46.718% | 01/06/2026 | 709 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,219.60 | 6.660% | $0.00 | 1.0 | None | N/A | No | 11.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 10 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,415.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112440 | XXXXXX | Exempt from ATR | No | No | $2,161.03 | $2,679.03 | 8.875% | $391.96 | $537.23 | 10.875% | No | No | Employed | Non-Permanent Resident Alien | United States of America | $8,277.41 | 1 | $6,725.88 | $954.48 | $560.49 | $79.54 | 44.522% | 46.249% | 45.354% | 01/21/2026 | 686 | No | No | [Borrower - | Primary
Income - Wages]; Account Statements - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,161.03 | 6.660% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.874% | XXXXXX | XXXXXX | $1,537.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | VISA | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110414 | XXXXXX | Exempt from ATR | No | No | $4,597.00 | $3,112.95 | 7.625% | $953.13 | $1,275.36 | 9.625% | No | No | Employed | US Citizen | $9,719.48 | 1 | $14,316.36 | $1,387.20 | $1,193.03 | $115.60 | 47.560% | 52.652% | 47.262% | 11/11/2025 | 761 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,597.00 | 6.710% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 5.999% | XXXXXX | XXXXXX | $4,608.85 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 17.61 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109886 | XXXXXX | Exempt from ATR | No | No | $16,365.00 | $582.95 | 9.375% | $3,906.25 | $4,905.51 | 11.375% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $9,744.44 | 1 | $5,217.60 | $1,201.08 | $434.80 | $100.09 | 44.436% | 58.644% | 42.815% | 01/09/2026 | 801 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory
Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $16,365.00 | 6.820% | $0.00 | None | N/A | No | 11.375% | 1 | 0 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,406.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111678 | XXXXXX | Exempt from ATR | No | No | $24,995.00 | $13,515.90 | 7.500% | $3,125.00 | $4,202.85 | 9.500% | No | No | Self-Employed | US Citizen | $31,172.62 | 1 | $33,736.08 | $8,400.96 | $2,811.34 | $700.08 | 45.077% | 51.140% | 44.767% | 12/16/2025 | 773 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $24,995.00 | 6.660% | $0.00 | 1.0 | None | Yes | No | 9.500% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,074.46 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111063 | XXXXXX | Exempt from ATR | No | No | $3,635.69 | $4,028.69 | 8.375% | $1,277.18 | $1,656.28 | 10.375% | No | No | Employed | US Citizen | $6,947.93 | 1 | $4,755.00 | $2,364.84 | $396.25 | $197.07 | 49.675% | 52.876% | 49.073% | 01/15/2026 | 787 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,635.69 | 6.710% | $0.00 | None | N/A | No | 10.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,614.64 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 34.07 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112921 | XXXXXX | Exempt from ATR | No | No | $3,403.96 | $4,301.91 | 8.500% | $680.00 | $878.43 | 10.500% | No | No | Employed | US Citizen | $7,943.58 | 1 | $3,751.80 | $2,426.04 | $312.65 | $202.17 | 28.723% | 33.585% | 28.318% | 10/23/2025 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,403.96 | 6.660% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,028.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112245 | XXXXXX | Exempt from ATR | No | No | $5,209.56 | $3,650.91 | 8.250% | $825.00 | $1,075.65 | 10.250% | No | No | Employed | US Citizen | $10,754.09 | 1 | $5,348.64 | $1,629.96 | $445.72 | $135.83 | 27.296% | 32.027% | 26.939% | 01/20/2026 | 723 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,209.56 | 6.660% | $0.00 | None | N/A | No | 10.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,934.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112703 | XXXXXX | Exempt from ATR | No | No | $11,083.33 | $12,366.28 | 7.500% | $1,718.75 | $2,313.01 | 9.500% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $8,959.34 | 2 | $8,088.00 | $5,010.00 | $674.00 | $417.50 | 44.153% | 55.096% | 43.548% | 11/03/2025 | 717 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,083.33 | 6.620% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $2,514.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,796.01 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111787 | XXXXXX | Exempt from ATR | No | No | $4,409.25 | $4,802.25 | 8.500% | $1,421.49 | $1,965.07 | 10.500% | No | No | Not Employed | Employed | US Citizen | US Citizen | $24,144.23 | 1 | $4,954.20 | $2,328.36 | $412.85 | $194.03 | 31.017% | 34.087% | 30.283% | 01/19/2026 | 741 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,409.25 | 6.620% | $0.00 | None | N/A | No | 10.500% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,837.97 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $34,999.99 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113052 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.000% | $438.79 | $438.63 | 10.000% | No | No | Not Employed | Employed | US Citizen | US Citizen | $6,306.32 | 1 | $3,023.64 | $1,430.04 | $251.97 | $119.17 | 36.071% | 39.373% | 35.863% | 01/26/2026 | 762 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 10.000% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,669.49 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $9,864.58 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000105791 | XXXXXX | Exempt from ATR | No | No | $2,244.70 | $2,312.70 | 8.120% | $429.95 | $628.85 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $3,366.96 | 1 | $508.08 | $792.96 | $42.34 | $66.08 | 30.782% | 36.457% | 33.034% | 12/10/2025 | 728 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,244.70 | 6.590% | $0.00 | 1.2 | None | N/A | No | 10.375% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 113.07 | No | No | $0.00 | $4,377.50 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111694 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 7.875% | $695.62 | $903.29 | 9.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,884.22 | 1 | $2,311.92 | $1,334.16 | $192.66 | $111.18 | 41.831% | 48.619% | 41.422% | 01/19/2026 | 800 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,260.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114275 | XXXXXX | Exempt from ATR | No | No | $1,313.55 | $2,091.95 | 9.500% | $356.25 | $445.79 | 11.500% | No | No | Non-Employment Income | US Citizen | $2,354.37 | 1 | $2,023.68 | $3,419.52 | $168.64 | $284.96 | 47.681% | 50.925% | 47.098% | 01/27/2026 | 707 | No | No | [Borrower - | Primary
Income - Alimony]; Account Statements - 2025 [Borrower - | Primary Income - Alimony]; Divorce Decree - 2022 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,313.55 | 6.620% | $0.00 | None | N/A | No | 11.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $1,099.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107747 | XXXXXX | Exempt from ATR | No | No | $5,048.30 | $5,638.30 | 9.000% | $896.25 | $1,232.98 | 11.000% | No | No | Employed | US Citizen | $12,740.42 | 1 | $3,121.20 | $1,847.40 | $260.10 | $153.95 | 39.666% | 42.478% | 40.993% | 12/22/2025 | 770 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,048.30 | 6.660% | $0.00 | None | N/A | No | 11.000% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $2,639.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112183 | XXXXXX | Exempt from ATR | No | No | $1,490.40 | $1,973.35 | 8.875% | $998.44 | $1,273.32 | 10.875% | No | No | Self-Employed | Employed | US Citizen | Permanent Resident Alien | $7,648.93 | 1 | $2,151.24 | $1,195.80 | $179.27 | $99.65 | 48.423% | 53.305% | 47.956% | 01/23/2026 | 750 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,490.40 | 6.620% | $0.00 | None | N/A | No | 10.875% | 0 | 1 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.875% | XXXXXX | XXXXXX | $3,626.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $5,558.80 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112396 | XXXXXX | Exempt from ATR | No | No | $5,068.50 | $3,755.95 | 7.750% | $703.96 | $936.75 | 9.750% | No | No | Employed | US Citizen | $5,705.72 | 1 | $5,480.88 | $3,432.00 | $456.74 | $286.00 | 35.470% | 43.114% | 34.999% | 01/12/2026 | 763 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,068.50 | 6.660% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,218.79 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112932 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 9.500% | $989.58 | $1,237.36 | 11.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,554.41 | 1 | $2,598.48 | $2,586.00 | $216.54 | $215.50 | 33.872% | 39.079% | 33.310% | 01/24/2026 | 686 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 11.500% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,363.23 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112919 | XXXXXX | Exempt from ATR | No | No | $4,923.70 | $6,632.95 | 7.500% | $843.75 | $1,135.48 | 9.500% | No | No | Employed | US Citizen | $3,180.72 | 1 | $5,763.84 | $2,406.72 | $480.32 | $200.56 | 47.353% | 61.617% | 46.564% | 01/08/2026 | 764 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,923.70 | 6.660% | $0.00 | None | N/A | No | 9.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 15 | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,044.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113709 | XXXXXX | Exempt from ATR | No | No | $6,365.21 | $2,342.95 | 7.875% | $1,896.56 | $2,510.28 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $11,515.66 | 1 | $14,982.00 | $5,354.52 | $1,248.50 | $446.21 | 48.626% | 56.502% | 48.114% | 01/09/2026 | 782 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2026 [Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2026 [Borrower - | Non-Primary Income - Interest / Dividends]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,365.21 | 6.620% | $0.00 | None | N/A | No | 9.875% | 2 | 3 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,331.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $7,172.53 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112256 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.875% | $593.36 | $756.18 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $6,603.84 | 1 | $3,013.32 | $3,768.96 | $251.11 | $314.08 | 41.322% | 44.791% | 40.958% | 01/21/2026 | 726 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 10.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,265.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,066.84 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113250 | XXXXXX | Exempt from ATR | No | No | $2,565.25 | $2,102.95 | 7.375% | $645.31 | $969.86 | 9.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $5,095.36 | 1 | $6,296.64 | $1,601.04 | $524.72 | $133.42 | 46.023% | 52.754% | 48.877% | 01/16/2026 | 790 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,565.25 | 6.620% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,716.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111865 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,419.00 | 8.250% | $343.75 | $447.89 | 10.250% | No | No | Employed | US Citizen | $6,302.27 | 1 | $1,197.00 | $1,533.96 | $99.75 | $127.83 | 42.704% | 44.809% | 42.504% | 01/19/2026 | 764 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 10.250% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $484.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 39.62 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111685 | XXXXXX | Exempt from ATR | No | No | $2,125.20 | $1,852.95 | 8.125% | $710.93 | $931.45 | 10.125% | No | No | Employed | US Citizen | $5,849.80 | 1 | $4,281.24 | $2,507.64 | $356.77 | $208.97 | 42.929% | 48.997% | 42.492% | 01/15/2026 | 715 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,125.20 | 6.710% | $0.00 | None | N/A | No | 10.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,481.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111513 | XXXXXX | Exempt from ATR | No | No | $3,076.00 | $2,543.62 | 8.125% | $1,489.58 | $1,951.61 | 10.125% | No | No | Employed | US Citizen | $9,878.24 | 1 | $8,675.52 | $2,165.04 | $722.96 | $180.42 | 49.438% | 56.108% | 48.958% | 12/05/2025 | 680 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,076.00 | 6.710% | $0.00 | None | N/A | No | 10.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $2,272.16 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110980 | XXXXXX | Exempt from ATR | No | No | $3,999.16 | $2,076.91 | 8.375% | $558.33 | $724.55 | 10.375% | No | No | Non-Employment Income | US Citizen | $3,048.55 | 1 | $129.60 | $1,697.52 | $10.80 | $141.46 | 48.225% | 56.021% | 47.606% | 01/15/2026 | 733 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,999.16 | 6.710% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,764.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112618 | XXXXXX | Exempt from ATR | No | No | $6,840.10 | $6,431.95 | 8.625% | $1,114.06 | $1,432.81 | 10.625% | No | No | Employed | US Citizen | $5,851.64 | 1 | $3,163.08 | $1,059.00 | $263.59 | $88.25 | 38.203% | 47.288% | 37.410% | 12/02/2025 | 789 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,840.10 | 6.620% | $0.00 | None | N/A | No | 10.625% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $874.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 62.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111677 | XXXXXX | Exempt from ATR | No | No | $2,062.20 | $2,345.15 | 9.875% | $493.75 | $655.67 | 11.875% | No | No | Employed | US Citizen | $10,679.98 | 1 | $8,896.56 | $3,389.04 | $741.38 | $282.42 | 35.142% | 36.551% | 35.952% | 01/05/2026 | 732 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,062.20 | 6.620% | $0.00 | None | N/A | No | 11.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 7.250% | XXXXXX | XXXXXX | $1,637.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114868 | XXXXXX | Exempt from ATR | No | No | $6,865.89 | $7,229.35 | 8.875% | $1,752.81 | $2,235.38 | 10.875% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,738.77 | 1 | $4,990.56 | $9,212.16 | $415.88 | $767.68 | 47.913% | 57.737% | 46.974% | 01/19/2026 | 708 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,865.89 | 6.590% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,165.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,733.66 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112033 | XXXXXX | Exempt from ATR | No | No | $1,868.44 | $2,530.20 | 8.375% | $540.19 | $700.53 | 10.375% | No | No | Employed | US Citizen | $3,982.68 | 1 | $4,396.20 | $3,651.12 | $366.35 | $304.26 | 43.267% | 50.143% | 42.766% | 01/15/2026 | 728 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,868.44 | 6.660% | $0.00 | None | N/A | No | 10.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,182.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112243 | XXXXXX | Exempt from ATR | No | No | $10,501.00 | $7,945.95 | 7.750% | $3,196.88 | $4,251.34 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $39,062.40 | 1 | $13,564.56 | $2,439.96 | $1,130.38 | $203.33 | 28.913% | 34.948% | 28.570% | 01/13/2026 | 726 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,501.00 | 6.660% | $0.00 | None | N/A | No | 9.750% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $4,265.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $27,230.67 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112740 | XXXXXX | Exempt from ATR | No | No | $1,515.00 | $1,942.95 | 7.750% | $652.29 | $868.00 | 9.750% | No | No | Employed | US Citizen | $13,343.68 | 1 | $4,310.04 | $3,662.28 | $359.17 | $305.19 | 31.410% | 34.629% | 31.211% | 01/23/2026 | 730 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,515.00 | 6.660% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $1,956.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113873 | XXXXXX | Exempt from ATR | No | No | $995.00 | $3,030.00 | 7.500% | $1,562.49 | $2,330.52 | 9.500% | No | No | Employed | US Citizen | $15,077.40 | 1 | $10,991.40 | $1,196.04 | $915.95 | $99.67 | 35.016% | 37.326% | 37.761% | 01/15/2026 | 800 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $3,388.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114193 | XXXXXX | Exempt from ATR | No | No | $2,130.65 | $2,933.45 | 8.500% | $1,840.78 | $2,377.93 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $16,187.24 | 1 | $3,710.52 | $2,123.04 | $309.21 | $176.92 | 41.137% | 44.918% | 40.693% | 01/30/2026 | 688 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,130.65 | 6.620% | $0.00 | None | N/A | No | 10.500% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $10,166.68 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112402 | XXXXXX | Exempt from ATR | No | No | $1,082.50 | $1,475.50 | 8.750% | $1,367.19 | $2,537.10 | 10.750% | No | No | Employed | Employed | US Citizen | US Citizen | $22,174.88 | 1 | $11,082.48 | $1,347.96 | $923.54 | $112.33 | 40.787% | 41.666% | 42.376% | 01/21/2026 | 773 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,082.50 | 6.660% | $0.00 | None | N/A | No | 10.750% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.859% | XXXXXX | XXXXXX | $3,982.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $16,422.31 | No | No | No | No | 4 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112488 | XXXXXX | Exempt from ATR | No | No | $2,195.00 | $2,785.00 | 7.250% | $732.69 | $732.90 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,090.44 | 1 | $8,498.64 | $1,795.20 | $708.22 | $149.60 | 44.984% | 51.045% | 47.761% | 01/05/2026 | 766 | No | No | [Borrower - | Non-Primary
Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,195.00 | 6.660% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $875.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $3,004.70 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108405 | XXXXXX | Exempt from ATR | No | No | $5,419.40 | $5,847.35 | 7.625% | $1,556.77 | $2,304.43 | 9.625% | No | No | Not Employed | US Citizen | $6,922.71 | 1 | $5,129.04 | $2,132.52 | $427.42 | $177.71 | 44.594% | 55.160% | 49.560% | 12/29/2025 | 750 | No | No | [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,419.40 | 6.820% | $0.00 | None | N/A | No | 9.625% | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,647.76 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110798 | XXXXXX | Exempt from ATR | No | No | $2,959.46 | $3,352.46 | 8.750% | $1,268.75 | $1,624.79 | 10.750% | No | No | Self-Employed | US Citizen | $8,990.35 | 1 | $12,356.04 | $3,718.20 | $1,029.67 | $309.85 | 38.841% | 40.922% | 38.251% | 01/14/2026 | 758 | No | No | [Borrower - | Non-Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,959.46 | 6.710% | $0.00 | None | N/A | No | 10.750% | 3 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,290.13 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112184 | XXXXXX | Exempt from ATR | No | No | $3,436.50 | $2,897.95 | 8.375% | $523.44 | $679.27 | 10.375% | No | No | Employed | US Citizen | $5,354.08 | 1 | $3,271.92 | $1,492.08 | $272.66 | $124.34 | 45.086% | 49.500% | 44.736% | 01/19/2026 | 727 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,436.50 | 6.590% | $0.00 | None | N/A | No | 10.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,485.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115368 | XXXXXX | Exempt from ATR | No | No | $8,714.65 | $5,377.95 | 8.375% | $1,709.90 | $2,217.43 | 10.375% | No | No | Employed | US Citizen | $24,842.61 | 1 | $7,632.60 | $1,260.84 | $636.05 | $105.07 | 43.706% | 46.895% | 43.454% | 01/26/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,714.65 | 6.590% | $0.00 | None | N/A | No | 10.375% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,395.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111648 | XXXXXX | Exempt from ATR | No | No | $7,442.50 | $9,953.52 | 8.250% | $3,059.38 | $4,369.67 | 10.250% | No | No | Employed | US Citizen | $53,239.12 | 1 | $6,302.04 | $2,644.44 | $525.17 | $220.37 | 10.887% | 14.593% | 12.711% | 01/08/2026 | 809 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,442.50 | 6.660% | $0.00 | 2.3 | None | No | No | 10.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.125% | XXXXXX | XXXXXX | $1,305.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 83.63 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113309 | XXXXXX | Exempt from ATR | No | No | $2,196.61 | $2,694.56 | 8.625% | $997.98 | $1,283.52 | 10.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,243.04 | 1 | $4,401.72 | $3,575.64 | $366.81 | $297.97 | 45.830% | 53.792% | 45.135% | 01/23/2026 | 742 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,196.61 | 6.620% | $0.00 | None | N/A | No | 10.625% | 0 | 2 | 2 | 0 | 2 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $2,082.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,527.12 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110536 | XXXXXX | Exempt from ATR | No | No | $4,683.23 | $5,111.18 | 7.500% | $640.63 | $955.71 | 9.500% | No | No | Non-Employment Income | US Citizen | $3,280.04 | 1 | $2,616.00 | $1,908.96 | $218.00 | $159.08 | 46.865% | 55.949% | 51.098% | 01/13/2026 | 754 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,683.23 | 6.710% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $1,179.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111514 | XXXXXX | Exempt from ATR | No | No | $7,738.09 | $5,987.78 | 8.125% | $1,232.29 | $1,614.51 | 10.125% | No | No | Employed | US Citizen | $12,989.46 | 1 | $13,212.60 | $5,930.64 | $1,101.05 | $494.22 | 34.696% | 40.116% | 34.305% | 12/29/2025 | 703 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,738.09 | 6.710% | $0.00 | None | N/A | No | 10.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,696.39 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113893 | XXXXXX | Exempt from ATR | No | No | $1,531.00 | $1,911.00 | 7.750% | $645.83 | $859.41 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $14,394.06 | 1 | $514.80 | $7,048.44 | $42.90 | $587.37 | 32.453% | 35.363% | 32.274% | 01/29/2026 | 735 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,531.00 | 6.620% | $0.00 | None | N/A | No | 9.750% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,828.51 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $10,280.15 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115183 | XXXXXX | Exempt from ATR | No | No | $7,340.42 | $3,847.95 | 9.000% | $1,635.00 | $2,335.87 | 11.000% | No | No | Employed | US Citizen | $9,714.86 | 1 | $10,291.80 | $4,905.48 | $857.65 | $408.79 | 43.477% | 48.652% | 42.726% | 01/26/2026 | 708 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,340.42 | 6.590% | $0.00 | None | N/A | No | 11.000% | 3 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $2,321.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115070 | XXXXXX | Exempt from ATR | No | No | $4,012.18 | $4,870.13 | 7.625% | $940.42 | $1,258.35 | 9.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,410.22 | 1 | $2,650.20 | $1,795.32 | $220.85 | $149.61 | 40.912% | 45.104% | 40.317% | 01/26/2026 | 763 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,012.18 | 6.590% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $685.09 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $7,918.45 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109992 | XXXXXX | Exempt from ATR | No | No | $10,534.00 | $12,147.04 | 6.875% | $1,260.42 | $1,750.89 | 8.875% | No | No | Employed | US Citizen | $8,357.66 | 1 | $3,703.44 | $3,660.00 | $308.62 | $305.00 | 47.716% | 57.124% | 47.332% | 01/02/2026 | 738 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,534.00 | 6.590% | $0.00 | 5.0 | None | No | No | 8.875% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.125% | XXXXXX | XXXXXX | $3,486.91 | No | Individual | No | No | Fair Isaac (VER. 2) | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113868 | XXXXXX | Exempt from ATR | No | No | $1,750.00 | $2,107.95 | 8.125% | $236.98 | $340.77 | 10.125% | No | No | Employed | US Citizen | $2,284.47 | 1 | $2,345.76 | $2,187.00 | $195.48 | $182.25 | 45.085% | 49.341% | 47.159% | 01/27/2026 | 686 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,750.00 | 6.620% | $0.00 | None | N/A | No | 10.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $366.03 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110137 | XXXXXX | Exempt from ATR | No | No | $2,965.00 | $5,147.54 | 8.750% | $729.17 | $1,015.56 | 10.750% | No | No | Employed | US Citizen | $14,744.72 | 1 | $3,141.96 | $5,102.04 | $261.83 | $425.17 | 39.832% | 41.725% | 40.803% | 12/19/2025 | 717 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 1 | 0 | 0 | No | XXXXXX | $2,965.00 | 6.710% | $0.00 | 1.0 | None | Yes | No | 10.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 15 | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $1,308.07 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113149 | XXXXXX | Exempt from ATR | No | No | $2,000.90 | $1,075.95 | 7.750% | $1,097.92 | $1,460.99 | 9.750% | No | No | Employed | US Citizen | $5,795.71 | 1 | $6,343.80 | $984.96 | $528.65 | $82.08 | 43.538% | 53.807% | 42.904% | 01/21/2026 | 781 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,000.90 | 6.590% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,958.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112518 | XXXXXX | Exempt from ATR | No | No | $1,404.00 | $1,080.75 | 7.250% | $906.25 | $1,234.36 | 9.250% | No | No | Employed | US Citizen | $33,063.07 | 1 | $6,062.88 | $2,233.08 | $505.24 | $186.09 | 16.245% | 18.739% | 16.122% | 01/21/2026 | 779 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,404.00 | 6.660% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,267.99 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114031 | XXXXXX | Exempt from ATR | No | No | $1,510.00 | $2,726.35 | 7.500% | $625.00 | $932.40 | 9.500% | No | No | Non-Employment Income | US Citizen | $6,006.74 | 1 | $1,606.20 | $1,317.96 | $133.85 | $109.83 | 43.190% | 48.364% | 45.601% | 01/12/2026 | 780 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Royalty]; Schedule E - 2024 [Borrower - | Primary Income - Royalty]; Schedule E - 2023 [Borrower - | Primary Income - Royalty]; Royalty Agreement - 2018 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,510.00 | 6.620% | $0.00 | None | N/A | No | 9.500% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $590.37 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109743 | XXXXXX | Exempt from ATR | No | No | $5,877.00 | $6,309.95 | 7.750% | $2,906.25 | $4,269.59 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,575.22 | 1 | $7,338.72 | $1,734.12 | $611.56 | $144.51 | 44.444% | 64.621% | 54.010% | 01/08/2026 | 801 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,877.00 | 6.820% | $0.00 | 1.0 | None | No | No | 9.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $7,309.60 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112994 | XXXXXX | Exempt from ATR | No | No | $7,403.76 | $302.95 | 8.750% | $1,706.25 | $2,185.06 | 10.750% | No | No | Employed | US Citizen | $11,591.95 | 1 | $5,649.00 | $8,298.00 | $470.75 | $691.50 | 42.234% | 48.597% | 41.652% | 12/22/2025 | 758 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,403.76 | 6.660% | $0.00 | None | N/A | No | 10.750% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $2,241.48 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112186 | XXXXXX | Exempt from ATR | No | No | $2,269.85 | $2,662.95 | 7.875% | $360.94 | $477.73 | 9.875% | No | No | Non-Employment Income | US Citizen | $2,240.71 | 1 | $1,517.64 | $1,501.92 | $126.47 | $125.16 | 48.137% | 55.913% | 47.631% | 01/21/2026 | 779 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,269.85 | 6.660% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 1.750% | XXXXXX | XXXXXX | $1,350.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112992 | XXXXXX | Exempt from ATR | No | No | $5,029.00 | $2,340.95 | 7.500% | $2,812.50 | $3,784.93 | 9.500% | No | No | Employed | US Citizen | $14,423.88 | 1 | $9,534.24 | $2,075.16 | $794.52 | $172.93 | 48.486% | 52.801% | 47.919% | 11/25/2025 | 784 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,029.00 | 6.660% | $0.00 | None | N/A | No | 9.500% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 35 | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $3,120.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111266 | XXXXXX | Exempt from ATR | No | No | $683.41 | $1,076.41 | 8.125% | $807.01 | $807.26 | 10.125% | No | No | Employed | US Citizen | $7,297.68 | 1 | $7,613.52 | $3,174.96 | $634.46 | $264.58 | 41.605% | 44.024% | 41.294% | 01/05/2026 | 726 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $683.41 | 6.710% | $0.00 | None | N/A | No | 10.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,268.20 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110394 | XXXXXX | Exempt from ATR | No | No | $3,079.88 | $3,572.88 | 8.500% | $595.00 | $838.91 | 10.500% | No | No | Non-Employment Income | US Citizen | $2,902.04 | 1 | $4,099.92 | $1,212.36 | $341.66 | $101.03 | 39.404% | 45.056% | 43.639% | 01/12/2026 | 802 | No | No | [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,079.88 | 6.590% | $0.00 | 1.4 | None | N/A | No | 10.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $999.41 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112563 | XXXXXX | Exempt from ATR | No | No | $1,618.25 | $1,998.25 | 7.375% | $1,382.81 | $1,871.97 | 9.375% | No | No | Employed | US Citizen | $22,653.52 | 1 | $13,533.12 | $1,287.48 | $1,127.76 | $107.29 | 22.331% | 27.326% | 22.070% | 01/22/2026 | 772 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,618.25 | 6.660% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $2,863.12 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 40.33 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112707 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,456.12 | 8.625% | $1,085.31 | $1,520.74 | 10.625% | No | No | Employed | US Citizen | $8,892.19 | 1 | $4,160.04 | $3,788.40 | $346.67 | $315.70 | 48.075% | 50.790% | 50.189% | 01/23/2026 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,473.31 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 45.09 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112551 | XXXXXX | Exempt from ATR | No | No | $1,877.37 | $2,270.37 | 8.875% | $391.24 | $498.95 | 10.875% | No | No | Employed | US Citizen | $8,262.63 | 1 | $3,465.12 | $1,401.96 | $288.76 | $116.83 | 40.180% | 42.233% | 39.983% | 01/22/2026 | 748 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Military VOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,877.37 | 6.660% | $0.00 | None | N/A | No | 10.875% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 1 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $2,680.21 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 5.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110017 | XXXXXX | Exempt from ATR | No | No | $1,983.50 | $2,057.00 | 8.500% | $354.17 | $457.51 | 10.500% | No | No | Employed | US Citizen | $2,791.87 | 1 | $880.80 | $1,331.76 | $73.40 | $110.98 | 36.836% | 39.037% | 36.305% | 01/20/2026 | 704 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,983.50 | 6.820% | $0.00 | 1.0 | None | No | No | 10.500% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $290.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114873 | XXXXXX | Exempt from ATR | No | No | $5,315.00 | $5,744.95 | 7.750% | $645.83 | $859.41 | 9.750% | No | No | Employed | US Citizen | $6,972.85 | 1 | $4,892.88 | $1,778.04 | $407.74 | $148.17 | 22.210% | 29.127% | 21.783% | 01/05/2026 | 760 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,315.00 | 6.590% | $0.00 | None | N/A | No | 9.750% | 3 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $1,337.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112691 | XXXXXX | Exempt from ATR | No | No | $2,481.14 | $2,686.14 | 8.500% | $1,225.42 | $1,583.00 | 10.500% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $14,803.64 | 1 | $0.00 | $1,466.04 | $0.00 | $122.17 | 39.149% | 42.340% | 39.019% | 01/16/2026 | 787 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,481.14 | 6.660% | $0.00 | None | N/A | No | 10.500% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,642.31 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | 56.21 | No | No | $0.00 | $9,105.40 | No | No | No | No | 6 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112235 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.500% | $368.33 | $475.82 | 10.500% | No | No | Employed | US Citizen | $5,628.23 | 1 | $8,640.00 | $3,192.96 | $720.00 | $266.08 | 47.159% | 49.915% | 46.930% | 01/21/2026 | 681 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.875% | XXXXXX | XXXXXX | $2,278.15 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112034 | XXXXXX | Exempt from ATR | No | No | $2,463.68 | $1,830.66 | 8.375% | $602.33 | $781.66 | 10.375% | No | No | Employed | US Citizen | $4,890.22 | 1 | $3,965.52 | $1,103.28 | $330.46 | $91.94 | 48.068% | 53.327% | 47.651% | 12/22/2025 | 732 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,463.68 | 6.660% | $0.00 | None | N/A | No | 10.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.875% | XXXXXX | XXXXXX | $2,238.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110415 | XXXXXX | Exempt from ATR | No | No | $2,978.94 | $2,248.18 | 8.750% | $563.47 | $721.60 | 10.750% | No | No | Employed | US Citizen | $11,747.98 | 1 | $5,996.76 | $5,124.96 | $499.73 | $427.08 | 41.637% | 43.732% | 41.446% | 12/18/2025 | 764 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,978.94 | 6.710% | $0.00 | None | N/A | No | 10.750% | 3 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,236.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113251 | XXXXXX | Exempt from ATR | No | No | $7,895.58 | $3,479.08 | 8.125% | $1,225.35 | $1,605.42 | 10.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $8,785.28 | 1 | $5,551.68 | $3,216.00 | $462.64 | $268.00 | 37.162% | 44.830% | 36.610% | 01/20/2026 | 750 | No | No | [Borrower - | Primary
Income - IRA Distribution]; 1099-R - 2025 [Coborrower(s) - | Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,895.58 | 6.590% | $0.00 | 1.0 | None | N/A | No | 10.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,734.70 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $6,065.96 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114699 | XXXXXX | Exempt from ATR | No | No | $7,001.40 | $3,237.95 | 8.375% | $1,465.63 | $1,901.95 | 10.375% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $5,830.91 | 1 | $5,863.08 | $1,119.00 | $488.59 | $93.25 | 49.088% | 59.608% | 48.253% | 01/21/2026 | 683 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,001.40 | 6.620% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $1,004.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111426 | XXXXXX | Exempt from ATR | No | No | $3,392.23 | $3,785.23 | 7.000% | $609.58 | $841.06 | 9.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,357.60 | 1 | $0.00 | $2,175.00 | $0.00 | $181.25 | 34.304% | 48.098% | 33.703% | 01/16/2026 | 768 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,392.23 | 6.590% | $0.00 | None | N/A | No | 9.000% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $730.88 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $2,558.89 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113226 | XXXXXX | Exempt from ATR | No | No | $4,000.00 | $4,427.95 | 7.625% | $1,270.83 | $1,879.97 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $18,223.20 | 1 | $8,414.64 | $2,816.04 | $701.22 | $234.67 | 28.627% | 33.239% | 30.611% | 01/26/2026 | 775 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,000.00 | 6.620% | $0.00 | None | N/A | No | 9.625% | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,716.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $10,058.85 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115367 | XXXXXX | Exempt from ATR | No | No | $5,355.90 | $1,477.85 | 8.375% | $1,046.87 | $1,358.54 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,672.49 | 1 | $6,399.48 | $4,700.04 | $533.29 | $391.67 | 43.002% | 48.659% | 42.553% | 12/22/2025 | 712 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,355.90 | 6.590% | $0.00 | None | N/A | No | 10.375% | 3 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,610.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,282.17 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111729 | XXXXXX | Exempt from ATR | No | No | $3,590.00 | $3,965.00 | 7.750% | $1,937.50 | $2,846.39 | 9.750% | No | No | Employed | US Citizen | $48,491.95 | 1 | $10,061.40 | $1,989.96 | $838.45 | $165.83 | 11.934% | 14.825% | 13.305% | 01/16/2026 | 805 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,590.00 | 6.660% | $0.00 | None | N/A | No | 9.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $1,895.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114459 | XXXXXX | Exempt from ATR | No | No | $2,230.17 | $2,868.17 | 7.375% | $685.26 | $927.66 | 9.375% | No | No | Non-Employment Income | US Citizen | $2,559.61 | 1 | $948.24 | $645.00 | $79.02 | $53.75 | 34.821% | 53.205% | 33.860% | 02/02/2026 | 746 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,230.17 | 6.590% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114392 | XXXXXX | Exempt from ATR | No | No | $2,227.77 | $2,620.77 | 8.375% | $750.26 | $1,064.58 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,386.79 | 1 | $5,868.00 | $831.48 | $489.00 | $69.29 | 35.606% | 36.591% | 37.614% | 01/31/2026 | 774 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,227.77 | 6.590% | $0.00 | None | N/A | No | 10.375% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.490% | XXXXXX | XXXXXX | $1,395.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,156.93 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107634 | XXXXXX | Exempt from ATR | No | No | $4,434.91 | $4,882.86 | 7.875% | $662.81 | $877.77 | 9.875% | No | No | Non-Employment Income | US Citizen | $2,638.64 | 1 | $4,730.04 | $2,487.00 | $394.17 | $207.25 | 47.767% | 59.971% | 46.970% | 12/20/2025 | 788 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,434.91 | 6.840% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $933.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111079 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.500% | $765.00 | $988.78 | 10.500% | No | No | Employed | US Citizen | $3,106.98 | 1 | $3,299.64 | $2,271.96 | $274.97 | $189.33 | 43.529% | 54.598% | 42.603% | 01/15/2026 | 746 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.710% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 35 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.490% | XXXXXX | XXXXXX | $941.82 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114033 | XXXXXX | Exempt from ATR | No | No | $2,427.20 | $2,990.15 | 7.875% | $485.62 | $642.77 | 9.875% | No | No | Non-Employment Income | US Citizen | $3,095.16 | 1 | $1,453.80 | $1,638.00 | $121.15 | $136.50 | 48.860% | 56.328% | 48.374% | 01/15/2026 | 725 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,427.20 | 6.620% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,149.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112767 | XXXXXX | Exempt from ATR | No | No | $246.75 | $973.50 | 8.875% | $184.89 | $235.80 | 10.875% | No | No | Non-Employment Income | Permanent Resident Alien | $3,037.81 | 1 | $3,275.64 | $1,329.96 | $272.97 | $110.83 | 49.859% | 52.072% | 49.648% | 01/15/2026 | 698 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Pension]; Paystubs - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $246.75 | 6.660% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $2,401.17 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114700 | XXXXXX | Exempt from ATR | No | No | $4,078.44 | $3,732.90 | 8.875% | $658.68 | $840.02 | 10.875% | No | No | Employed | US Citizen | $4,866.14 | 1 | $1,714.56 | $1,639.56 | $142.88 | $136.63 | 42.472% | 48.118% | 41.932% | 01/21/2026 | 761 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,078.44 | 6.590% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,635.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114277 | XXXXXX | Exempt from ATR | No | No | $3,866.76 | $3,932.91 | 8.250% | $618.75 | $806.74 | 10.250% | No | No | Employed | US Citizen | $3,212.38 | 1 | $4,873.32 | $2,178.00 | $406.11 | $181.50 | 48.602% | 56.998% | 47.967% | 01/21/2026 | 743 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,866.76 | 6.620% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $728.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114697 | XXXXXX | Exempt from ATR | No | No | $4,672.50 | $3,642.95 | 7.500% | $812.50 | $1,093.43 | 9.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $9,613.73 | 1 | $3,424.08 | $1,200.00 | $285.34 | $100.00 | 46.247% | 50.887% | 45.991% | 01/23/2026 | 748 | No | No | [Borrower - | Primary
Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Annuity]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Annuity]; Account Statements - 2024 [Coborrower(s) - | Non-Primary Income - Annuity]; Account Statements - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,672.50 | 6.590% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 6.283% | XXXXXX | XXXXXX | $2,706.40 | No | Trustee | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | No | 28.06 | No | No | $9,885.10 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111510 | XXXXXX | Exempt from ATR | No | No | $9,210.00 | $3,077.95 | 7.500% | $2,187.50 | $2,943.84 | 9.500% | No | No | Employed | US Citizen | $16,267.22 | 1 | $3,688.32 | $2,664.48 | $307.36 | $222.04 | 27.987% | 37.877% | 27.439% | 01/12/2026 | 808 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,210.00 | 6.710% | $0.00 | None | N/A | No | 9.500% | 3 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,347.70 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114281 | XXXXXX | Exempt from ATR | No | No | $820.00 | $3,628.57 | 8.125% | $2,786.19 | $3,650.39 | 10.125% | No | No | Employed | US Citizen | $9,090.54 | 1 | $5,997.96 | $3,435.48 | $499.83 | $286.29 | 47.839% | 61.826% | 46.832% | 01/23/2026 | 772 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $820.00 | 6.620% | $0.00 | 3.8 | None | Yes | No | 10.125% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 324 | XXXXXX | No | 13 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,785.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 324 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114430 | XXXXXX | Exempt from ATR | No | No | $1,790.00 | $3,918.40 | 7.625% | $1,906.25 | $2,550.71 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $24,687.91 | 1 | $9,150.96 | $6,447.00 | $762.58 | $537.25 | 24.037% | 29.845% | 23.698% | 01/05/2026 | 747 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,790.00 | 6.590% | $0.00 | 1.0 | None | No | No | 9.625% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | 24 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $2,701.55 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 49.64 | No | $0.00 | $14,166.66 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115069 | XXXXXX | Exempt from ATR | No | No | $6,208.00 | $2,177.95 | 7.875% | $1,312.50 | $1,737.22 | 9.875% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $57,557.18 | 1 | $14,193.48 | $1,896.24 | $1,182.79 | $158.02 | 35.302% | 36.676% | 35.213% | 01/20/2026 | 774 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,208.00 | 6.590% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $4,112.70 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112188 | XXXXXX | Exempt from ATR | No | No | $6,899.25 | $8,836.49 | 8.875% | $1,020.51 | $1,301.47 | 10.875% | No | No | Non-Employment Income | US Citizen | $3,052.57 | 1 | $2,209.68 | $1,507.08 | $184.14 | $125.59 | 47.881% | 60.515% | 46.674% | 12/18/2025 | 786 | No | No | [Borrower - | Primary
Income - Pension]; Paystubs - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,899.25 | 6.660% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,193.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115514 | XXXXXX | Exempt from ATR | No | No | $4,493.00 | $3,832.95 | 8.500% | $708.33 | $998.70 | 10.500% | No | No | Employed | US Citizen | $6,781.14 | 1 | $5,235.36 | $3,792.00 | $436.28 | $316.00 | 37.405% | 41.843% | 39.634% | 01/27/2026 | 800 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,493.00 | 6.590% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,599.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112844 | XXXXXX | Exempt from ATR | No | No | $7,340.00 | $3,633.50 | 8.000% | $1,333.33 | $1,755.67 | 10.000% | No | No | Employed | US Citizen | $16,811.41 | 1 | $6,172.20 | $1,413.00 | $514.35 | $117.75 | 30.612% | 35.578% | 30.272% | 01/26/2026 | 784 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,340.00 | 6.660% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,501.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110979 | XXXXXX | Exempt from ATR | No | No | $4,780.00 | $2,102.95 | 8.000% | $833.33 | $1,097.30 | 10.000% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $4,717.65 | 1 | $4,918.56 | $4,301.52 | $409.88 | $358.46 | 49.558% | 57.599% | 49.007% | 01/13/2026 | 740 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2006 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,780.00 | 6.710% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,462.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115369 | XXXXXX | Exempt from ATR | No | No | $1,982.00 | $3,338.61 | 9.500% | $707.75 | $885.63 | 11.500% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $12,170.76 | 1 | $11,489.76 | $3,650.40 | $957.48 | $304.20 | 40.599% | 42.732% | 40.345% | 01/13/2026 | 772 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,982.00 | 6.590% | $0.00 | None | N/A | No | 11.500% | 3 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $4,598.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $2,589.08 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109311 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $2,385.25 | 8.625% | $359.38 | $462.20 | 10.625% | No | No | Self-Employed | US Citizen | $6,302.19 | 1 | $2,806.68 | $2,090.88 | $233.89 | $174.24 | 44.359% | 45.176% | 44.145% | 01/29/2026 | 766 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Business License - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,000.00 | 6.820% | $0.00 | None | N/A | No | 10.625% | 2 | 2 | 0 | 2 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $2,916.90 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113857 | XXXXXX | Exempt from ATR | No | No | $3,839.40 | $4,232.40 | 7.875% | $853.13 | $1,129.19 | 9.875% | No | No | Employed | Self-Employed | US Citizen | Permanent Resident Alien | $11,879.67 | 1 | $12,114.00 | $2,753.64 | $1,009.50 | $229.47 | 45.366% | 49.018% | 45.129% | 01/29/2026 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,839.40 | 6.620% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,796.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $16,776.28 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112940 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,013.00 | 7.875% | $406.87 | $593.37 | 9.875% | No | No | Employed | US Citizen | $11,736.42 | 1 | $5,229.96 | $1,110.48 | $435.83 | $92.54 | 26.590% | 28.616% | 27.559% | 01/28/2026 | 755 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,319.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113850 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,670.77 | 7.500% | $2,250.00 | $3,356.64 | 9.500% | No | No | Employed | Non-Permanent Resident Alien | Venezuela (Bolivarian Republic of) | $6,538.80 | 1 | $8,298.84 | $858.00 | $691.57 | $71.50 | 41.877% | 59.383% | 50.034% | 01/28/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.590% | $0.00 | None | N/A | No | 9.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | No | 117.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111702 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.125% | $1,863.02 | $2,357.15 | 11.125% | No | No | Employed | US Citizen | $8,646.72 | 1 | $5,275.08 | $2,630.04 | $439.59 | $219.17 | 47.236% | 49.554% | 46.428% | 01/18/2026 | 713 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 11.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 11.500% | XXXXXX | XXXXXX | $1,717.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116500 | XXXXXX | Exempt from ATR | No | No | $766.20 | $1,194.15 | 7.875% | $393.75 | $573.97 | 9.875% | No | No | Non-Employment Income | US Citizen | $2,841.97 | 1 | $4,081.44 | $1,918.92 | $340.12 | $159.91 | 45.189% | 51.810% | 48.081% | 09/22/2025 | 791 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $766.20 | 7.110% | $0.00 | None | N/A | No | 9.875% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.625% | XXXXXX | XXXXXX | $790.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111417 | XXXXXX | Exempt from ATR | No | No | $1,390.00 | $3,345.00 | 9.375% | $3,343.75 | $4,199.12 | 11.375% | No | No | Self-Employed | US Citizen | $26,999.75 | 1 | $21,641.40 | $7,029.48 | $1,803.45 | $585.79 | 49.955% | 53.908% | 49.504% | 01/06/2026 | 753 | No | No | [Borrower - | Non-Primary
Income - K-1 (< 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,390.00 | 6.710% | $0.00 | 3.1 | None | No | No | 11.375% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,599.49 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112683 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 7.875% | $1,968.75 | $2,605.82 | 9.875% | No | No | Employed | US Citizen | $8,502.09 | 1 | $2,637.00 | $1,610.04 | $219.75 | $134.17 | 44.096% | 48.849% | 43.312% | 01/22/2026 | 757 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $3,275.42 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.17 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113443 | XXXXXX | Exempt from ATR | No | No | $3,712.50 | $1,527.95 | 7.750% | $968.75 | $1,289.11 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $13,758.35 | 1 | $7,673.64 | $1,683.96 | $639.47 | $140.33 | 30.231% | 34.948% | 29.940% | 01/06/2026 | 797 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,712.50 | 6.620% | $0.00 | None | N/A | No | 9.750% | 2 | 3 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $2,896.66 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,283.25 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114915 | XXXXXX | Exempt from ATR | No | No | $4,966.00 | $5,237.18 | 8.125% | $1,218.75 | $2,129.03 | 10.125% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $10,845.59 | 1 | $11,270.88 | $2,295.96 | $939.24 | $191.33 | 36.274% | 39.411% | 35.672% | 12/29/2025 | 789 | No | No | [Borrower - | Primary
Income - Note Receivable]; Other - 2026 [Borrower - | Primary Income - Note Receivable]; Account Statements - 2025 [Borrower - | Primary Income - Note Receivable]; Cancelled Checks - 2025 [Borrower - | Primary Income - Note Receivable]; Note - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,966.00 | 6.590% | $0.00 | 1.1 | None | Yes | No | 10.125% | 0 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,029.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 37.11 | No | $0.00 | $10,833.33 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112847 | XXXXXX | Exempt from ATR | No | No | $2,423.00 | $782.95 | 9.000% | $750.00 | $952.64 | 11.000% | No | No | Self-Employed | US Citizen | $6,565.46 | 1 | $3,396.36 | $1,332.60 | $283.03 | $111.05 | 46.699% | 50.976% | 46.271% | 01/22/2026 | 730 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,423.00 | 6.660% | $0.00 | None | N/A | No | 11.000% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $808.28 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115618 | XXXXXX | Exempt from ATR | No | No | $4,696.38 | $2,682.83 | 8.875% | $961.45 | $1,226.85 | 10.875% | No | No | Self-Employed | US Citizen | $5,444.11 | 1 | $2,376.60 | $4,956.96 | $198.05 | $413.08 | 45.076% | 52.102% | 44.401% | 01/20/2026 | 789 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,696.38 | 6.590% | $0.00 | None | N/A | No | 10.875% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.625% | XXXXXX | XXXXXX | $1,769.57 | No | Individual | No | No | Fair Isaac (VER. 2) | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115068 | XXXXXX | Exempt from ATR | No | No | $5,249.58 | $3,485.88 | 7.750% | $678.12 | $902.38 | 9.750% | No | No | Employed | US Citizen | $7,355.73 | 1 | $9,314.64 | $830.04 | $776.22 | $69.17 | 37.732% | 43.243% | 37.392% | 01/20/2026 | 755 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,249.58 | 6.590% | $0.00 | None | N/A | No | 9.750% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,964.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111435 | XXXXXX | Exempt from ATR | No | No | $4,621.50 | $5,049.45 | 7.750% | $968.75 | $1,423.20 | 9.750% | No | No | Non-Employment Income | US Citizen | $54,129.76 | 1 | $3,626.52 | $5,930.04 | $302.21 | $494.17 | 6.933% | 8.301% | 7.582% | 01/16/2026 | 725 | No | No | [Borrower - | Primary
Income - Royalty]; Deposit Receipt - 2026 [Borrower - | Primary Income - Royalty]; Other - 2026 [Borrower - | Primary Income - Royalty]; Other - 2025 [Borrower - | Primary Income - Royalty]; Royalty Agreement - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,621.50 | 6.710% | $0.00 | None | N/A | No | 9.750% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.500% | XXXXXX | XXXXXX | $1,158.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113446 | XXXXXX | Exempt from ATR | No | No | $4,978.72 | $3,822.87 | 7.625% | $1,016.67 | $1,360.38 | 9.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $12,359.70 | 1 | $3,905.04 | $873.96 | $325.42 | $72.83 | 45.231% | 49.693% | 44.971% | 01/24/2026 | 797 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,978.72 | 6.620% | $0.00 | None | N/A | No | 9.625% | 2 | 1 | 2 | 0 | 3 | 1 | No | 240 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.914% | XXXXXX | XXXXXX | $2,286.10 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $11,497.71 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112242 | XXXXXX | Exempt from ATR | No | No | $13,820.00 | $2,512.95 | 7.375% | $3,072.92 | $4,159.93 | 9.375% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $11,520.23 | 1 | $10,811.40 | $3,789.96 | $900.95 | $315.83 | 41.211% | 57.731% | 40.347% | 12/12/2025 | 817 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $13,820.00 | 6.660% | $0.00 | None | N/A | No | 9.375% | 3 | 1 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,537.85 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $14,277.20 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112963 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.375% | $600.46 | $894.17 | 11.375% | No | No | Employed | US Citizen | $4,215.89 | 1 | $0.00 | $2,340.96 | $0.00 | $195.08 | 43.747% | 46.989% | 46.333% | 01/26/2026 | 690 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 11.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 0 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $607.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113529 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,777.26 | 7.750% | $833.26 | $963.03 | 9.750% | No | No | Employed | US Citizen | $6,381.97 | 1 | $2,707.56 | $2,553.00 | $225.63 | $212.75 | 43.434% | 46.729% | 45.698% | 01/27/2026 | 793 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 9.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.72 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112093 | XXXXXX | Exempt from ATR | No | No | $3,540.00 | $4,057.95 | 7.750% | $2,286.25 | $3,042.30 | 9.750% | No | No | Not Employed | Employed | US Citizen | US Citizen | $5,517.84 | 1 | $8,238.84 | $3,441.00 | $686.57 | $286.75 | 49.868% | 69.810% | 48.637% | 01/20/2026 | 767 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,540.00 | 6.660% | $0.00 | 1.0 | None | No | No | 9.750% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,250.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $11,006.60 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111268 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,488.00 | 8.250% | $536.25 | $699.18 | 10.250% | No | No | Employed | US Citizen | $12,097.51 | 1 | $12,620.52 | $4,148.04 | $1,051.71 | $345.67 | 42.803% | 44.953% | 42.640% | 01/06/2026 | 719 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.710% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 13 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $4,204.56 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.59 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113273 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.250% | $526.86 | $664.07 | 11.250% | No | No | Employed | US Citizen | $9,598.10 | 1 | $3,240.72 | $2,430.00 | $270.06 | $202.50 | 40.243% | 42.404% | 40.007% | 01/26/2026 | 716 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 11.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.625% | XXXXXX | XXXXXX | $2,433.88 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110885 | XXXXXX | Exempt from ATR | No | No | $1,979.60 | $1,732.95 | 8.000% | $933.33 | $1,228.97 | 10.000% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $10,010.26 | 1 | $6,030.48 | $3,499.20 | $502.54 | $291.60 | 47.920% | 52.302% | 47.620% | 01/08/2026 | 788 | No | No | Borrower Prepared | [Borrower - | Primary
Income - C-Corp]; Other - 2026 [Borrower - | Primary Income - C-Corp]; Other - 2026 [Borrower - | Primary Income - C-Corp]; Other - 2026 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - | Primary Income - C-Corp]; P&L Statement - 2025 [Borrower - | Primary Income - C-Corp]; W-2 - 2025 [Borrower - | Primary Income - C-Corp]; 1120 - 2024 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - C-Corp]; W-2 - 2024 [Borrower - | Primary Income - C-Corp]; 1120 - 2023 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,979.60 | 6.710% | $0.00 | None | N/A | No | 10.000% | 2 | 2 | 2 | 0 | 2 | 2 | 12.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,291.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 36.94 | No | No | $0.00 | $8,400.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112032 | XXXXXX | Exempt from ATR | No | No | $5,479.00 | $2,102.95 | 7.875% | $1,181.25 | $2,084.66 | 9.875% | No | No | Employed | US Citizen | $6,144.06 | 1 | $5,999.16 | $7,250.52 | $499.93 | $604.21 | 44.581% | 49.797% | 43.721% | 01/14/2026 | 795 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,479.00 | 6.660% | $0.00 | None | N/A | No | 9.875% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,551.31 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 45.38 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113711 | XXXXXX | Exempt from ATR | No | No | $6,208.00 | $2,283.99 | 8.125% | $1,015.63 | $1,330.64 | 10.125% | No | No | Employed | US Citizen | $11,273.95 | 1 | $5,574.48 | $222.00 | $464.54 | $18.50 | 36.622% | 41.617% | 36.262% | 01/26/2026 | 743 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,208.00 | 6.620% | $0.00 | None | N/A | No | 10.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,537.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111511 | XXXXXX | Exempt from ATR | No | No | $3,346.00 | $3,152.95 | 7.875% | $656.25 | $868.61 | 9.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $10,675.92 | 1 | $3,319.68 | $2,713.08 | $276.64 | $226.09 | 45.779% | 48.813% | 45.687% | 01/16/2026 | 757 | No | No | [Borrower - | Primary
Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,346.00 | 6.710% | $0.00 | None | N/A | No | 9.875% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,227.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $11,663.36 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112273 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.125% | $541.67 | $709.68 | 10.125% | No | No | Employed | Not Employed | US Citizen | US Citizen | $10,581.81 | 1 | $1,246.08 | $5,916.24 | $103.84 | $493.02 | 32.517% | 33.652% | 32.299% | 01/21/2026 | 730 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 10.125% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $1,549.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.91 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109228 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 7.625% | $762.50 | $1,361.12 | 9.625% | No | No | Employed | US Citizen | $4,157.57 | 1 | $5,962.44 | $1,439.04 | $496.87 | $119.92 | 46.954% | 52.239% | 46.199% | 01/07/2026 | 802 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 9.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $511.24 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114092 | XXXXXX | Exempt from ATR | No | No | $1,724.85 | $2,227.85 | 8.375% | $383.85 | $498.13 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,547.43 | 1 | $4,647.48 | $2,630.52 | $387.29 | $219.21 | 44.469% | 46.519% | 44.306% | 01/29/2026 | 721 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,724.85 | 6.620% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 12 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $816.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $7,300.08 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113865 | XXXXXX | Exempt from ATR | No | No | $1,456.49 | $1,849.49 | 8.250% | $424.16 | $553.03 | 10.250% | No | No | Employed | US Citizen | $4,375.19 | 1 | $6,417.96 | $4,087.44 | $534.83 | $340.62 | 41.230% | 46.062% | 40.864% | 01/29/2026 | 736 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,456.49 | 6.620% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,237.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113716 | XXXXXX | Exempt from ATR | No | No | $8,289.80 | $8,307.80 | 8.625% | $1,293.75 | $1,663.91 | 10.625% | No | No | Self-Employed | US Citizen | $9,004.24 | 1 | $5,590.32 | $464.04 | $465.86 | $38.67 | 46.971% | 52.855% | 46.458% | 12/11/2025 | 708 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,289.80 | 6.590% | $0.00 | None | N/A | No | 10.625% | 0 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $858.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114698 | XXXXXX | Exempt from ATR | No | No | $23,055.00 | $13,327.90 | 7.750% | $3,229.16 | $4,297.04 | 9.750% | No | No | Employed | US Citizen | $16,254.20 | 1 | $12,051.48 | $5,028.72 | $1,004.29 | $419.06 | 48.284% | 58.148% | 47.675% | 01/15/2026 | 807 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $23,055.00 | 6.590% | $0.00 | 3.2 | None | No | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.300% | XXXXXX | XXXXXX | $7,608.42 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116325 | XXXXXX | Exempt from ATR | No | No | $9,239.00 | $4,747.95 | 8.875% | $1,479.17 | $1,886.40 | 10.875% | No | No | Employed | US Citizen | $7,720.53 | 1 | $7,805.40 | $731.04 | $650.45 | $60.92 | 30.480% | 40.138% | 29.557% | 11/18/2025 | 782 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,239.00 | 6.600% | $0.00 | None | N/A | No | 10.875% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,746.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113642 | XXXXXX | Exempt from ATR | No | No | $2,347.50 | $2,740.50 | 7.750% | $1,614.58 | $2,148.52 | 9.750% | No | No | Employed | US Citizen | $8,542.84 | 1 | $11,541.72 | $2,639.16 | $961.81 | $219.93 | 44.310% | 54.415% | 43.686% | 01/28/2026 | 737 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,347.50 | 6.620% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $2,599.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114280 | XXXXXX | Exempt from ATR | No | No | $3,031.08 | $3,564.03 | 7.875% | $879.38 | $1,163.94 | 9.875% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $4,710.86 | 1 | $11,154.96 | $3,268.32 | $929.58 | $272.36 | 48.076% | 57.098% | 47.489% | 01/07/2026 | 724 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,031.08 | 6.620% | $0.00 | None | N/A | No | 9.875% | 3 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,540.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $919.83 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114472 | XXXXXX | Exempt from ATR | No | No | $2,942.40 | $3,335.40 | 8.500% | $460.42 | $594.77 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $14,890.23 | 1 | $3,223.68 | $1,492.68 | $268.64 | $124.39 | 29.508% | 30.785% | 29.363% | 01/31/2026 | 758 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,942.40 | 6.590% | $0.00 | None | N/A | No | 10.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,289.24 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $6,559.11 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111223 | XXXXXX | Exempt from ATR | No | No | $4,303.20 | $4,683.20 | 7.500% | $743.75 | $1,001.44 | 9.500% | No | No | Non-Employment Income | US Citizen | $4,172.60 | 1 | $6,208.92 | $2,100.96 | $517.41 | $175.08 | 44.629% | 54.702% | 44.069% | 01/15/2026 | 739 | No | No | [Borrower - | Primary
Income - VA Service Related Disability]; VA Verification of Benefits -
2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,303.20 | 6.710% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.750% | XXXXXX | XXXXXX | $940.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000108252 | XXXXXX | Exempt from ATR | No | No | $12,069.55 | $12,449.55 | 7.375% | $2,811.00 | $2,818.95 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $13,501.08 | 1 | $6,005.04 | $5,208.96 | $500.42 | $434.08 | 45.633% | 52.452% | 48.784% | 12/29/2025 | 776 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $12,069.55 | 6.820% | $0.00 | None | N/A | No | 9.375% | 1 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,559.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $12,750.01 | No | No | No | No | 4 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114390 | XXXXXX | Exempt from ATR | No | No | $2,998.00 | $3,391.00 | 7.875% | $1,112.34 | $1,622.18 | 9.875% | No | No | Self-Employed | US Citizen | $40,929.84 | 1 | $8,048.40 | $2,309.04 | $670.70 | $192.42 | 38.824% | 40.148% | 39.457% | 01/31/2026 | 747 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,998.00 | 6.590% | $0.00 | None | N/A | No | 9.875% | 0 | 1 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,867.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115818 | XXXXXX | Exempt from ATR | No | No | $3,156.72 | $1,802.95 | 9.000% | $520.99 | $661.76 | 11.000% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $11,148.90 | 1 | $7,606.80 | $3,092.52 | $633.90 | $257.71 | 43.788% | 45.633% | 43.603% | 01/24/2026 | 746 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Deposit Receipt - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Pension]; Deposit Receipt - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 1 | 0 | 0 | No | XXXXXX | $3,156.72 | 6.590% | $0.00 | None | N/A | No | 11.000% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 22 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,420.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $2,849.24 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112920 | XXXXXX | Exempt from ATR | No | No | $8,346.45 | $1,932.56 | 8.875% | $1,392.86 | $1,776.33 | 10.875% | No | No | Employed | US Citizen | $13,683.29 | 1 | $9,770.04 | $3,515.64 | $814.17 | $292.97 | 46.420% | 50.375% | 46.043% | 01/26/2026 | 689 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,346.45 | 6.620% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $2,997.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114380 | XXXXXX | Exempt from ATR | No | No | $1,770.00 | $2,370.00 | 8.125% | $338.54 | $486.81 | 10.125% | No | No | Employed | US Citizen | $8,457.87 | 1 | $4,508.40 | $677.04 | $375.70 | $56.42 | 37.778% | 38.494% | 38.124% | 01/31/2026 | 731 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,770.00 | 6.590% | $0.00 | None | N/A | No | 10.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 36.98 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112960 | XXXXXX | Exempt from ATR | No | No | $9,620.88 | $9,638.88 | 6.875% | $2,285.94 | $3,175.48 | 8.875% | No | No | Employed | US Citizen | $14,750.08 | 1 | $16,264.32 | $3,637.20 | $1,355.36 | $303.10 | 40.976% | 51.891% | 40.531% | 01/24/2026 | 784 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,620.88 | 6.620% | $0.00 | None | N/A | No | 8.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $5,380.99 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115815 | XXXXXX | Exempt from ATR | No | No | $6,999.86 | $8,912.81 | 7.750% | $904.16 | $1,203.17 | 9.750% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $4,522.94 | 1 | $2,131.32 | $2,712.96 | $177.61 | $226.08 | 42.611% | 53.625% | 41.931% | 01/28/2026 | 723 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,999.86 | 6.590% | $0.00 | None | N/A | No | 9.750% | 2 | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $1,216.36 | No | Individual | No | No | FICO II | FICO II | No | 30.67 | No | $3,962.74 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113150 | XXXXXX | Exempt from ATR | No | No | $6,672.50 | $6,260.45 | 7.875% | $1,148.44 | $1,520.06 | 9.875% | No | No | Employed | US Citizen | $8,336.94 | 1 | $1,330.56 | $1,378.44 | $110.88 | $114.87 | 36.210% | 44.389% | 35.678% | 01/09/2026 | 726 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,672.50 | 6.620% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,750.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114945 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,455.00 | 8.625% | $531.88 | $684.05 | 10.625% | No | No | Employed | US Citizen | $7,963.91 | 1 | $3,825.96 | $1,434.00 | $318.83 | $119.50 | 32.848% | 36.311% | 32.546% | 02/03/2026 | 809 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.590% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.125% | XXXXXX | XXXXXX | $2,156.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114547 | XXXXXX | Exempt from ATR | No | No | $1,804.12 | $1,902.45 | 7.625% | $330.42 | $442.12 | 9.625% | No | No | Employed | US Citizen | $3,248.80 | 1 | $717.36 | $605.04 | $59.78 | $50.42 | 46.497% | 51.398% | 46.182% | 02/02/2026 | 770 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,804.12 | 6.590% | $0.00 | None | N/A | No | 9.625% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 107.58 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112432 | XXXXXX | Exempt from ATR | No | No | $3,660.95 | $4,260.95 | 8.500% | $1,044.79 | $1,349.67 | 10.500% | No | No | Employed | US Citizen | $6,334.45 | 1 | $3,023.88 | $1,351.92 | $251.99 | $112.66 | 46.153% | 53.230% | 45.564% | 01/21/2026 | 697 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,660.95 | 6.660% | $0.00 | 1.0 | None | No | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 16.31 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115817 | XXXXXX | Exempt from ATR | No | No | $6,608.20 | $5,202.95 | 9.250% | $1,503.12 | $1,894.60 | 11.250% | No | No | Employed | US Citizen | $10,129.97 | 1 | $5,613.00 | $2,457.24 | $467.75 | $204.77 | 42.095% | 47.756% | 41.477% | 01/21/2026 | 750 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,608.20 | 6.590% | $0.00 | None | N/A | No | 11.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $2,233.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113305 | XXXXXX | Exempt from ATR | No | No | $5,430.60 | $5,357.95 | 7.250% | $1,268.75 | $1,923.86 | 9.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $16,333.36 | 1 | $9,503.40 | $2,958.12 | $791.95 | $246.51 | 30.095% | 35.158% | 32.415% | 01/21/2026 | 759 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 1040 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,430.60 | 6.620% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 2 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,850.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $12,776.27 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115582 | XXXXXX | Exempt from ATR | No | No | $7,248.55 | $6,801.45 | 7.625% | $921.35 | $1,232.84 | 9.625% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $6,219.70 | 1 | $7,992.48 | $1,893.96 | $666.04 | $157.83 | 47.696% | 55.369% | 47.248% | 01/22/2026 | 747 | No | No | [Borrower - | Non-Primary
Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Housing Allowance]; Other - 2026 [Borrower - | Primary Income - Housing Allowance]; Paystubs - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,248.55 | 6.590% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,873.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114871 | XXXXXX | Exempt from ATR | No | No | $6,307.44 | $1,063.04 | 8.375% | $1,716.88 | $2,228.00 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $23,808.04 | 1 | $13,700.04 | $15,569.52 | $1,141.67 | $1,297.46 | 44.296% | 47.599% | 44.034% | 02/02/2026 | 773 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,307.44 | 6.590% | $0.00 | None | N/A | No | 10.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $4,535.45 | No | Individual | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $14,061.22 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114375 | XXXXXX | Exempt from ATR | No | No | $1,822.00 | $1,840.00 | 7.625% | $2,541.66 | $3,400.95 | 9.625% | No | No | Employed | Not Employed | US Citizen | US Citizen | $11,466.53 | 1 | $13,414.08 | $3,452.04 | $1,117.84 | $287.67 | 49.964% | 60.947% | 49.322% | 01/31/2026 | 746 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,822.00 | 6.590% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 13 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $3,319.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116323 | XXXXXX | Exempt from ATR | No | No | $3,000.00 | $2,433.75 | 9.500% | $843.57 | $640.08 | 11.500% | No | No | Employed | US Citizen | $9,540.51 | 1 | $6,878.28 | $1,647.84 | $573.19 | $137.32 | 36.390% | 36.562% | 37.301% | 02/04/2026 | 705 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,000.00 | 6.600% | $0.00 | None | N/A | No | 11.500% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.762% | XXXXXX | XXXXXX | $2,138.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114363 | XXXXXX | Exempt from ATR | No | No | $2,575.60 | $2,968.60 | 7.500% | $875.00 | $1,177.53 | 9.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,514.14 | 1 | $6,201.84 | $3,042.84 | $516.82 | $253.57 | 48.026% | 58.316% | 47.457% | 01/30/2026 | 749 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2015 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,575.60 | 6.620% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,472.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $3,109.76 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112099 | XXXXXX | Exempt from ATR | No | No | $4,116.76 | $4,599.71 | 8.500% | $715.42 | $1,008.68 | 10.500% | No | No | Employed | US Citizen | $6,073.52 | 1 | $1,346.16 | $2,402.04 | $112.18 | $200.17 | 36.716% | 41.775% | 39.257% | 01/20/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,116.76 | 6.660% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $648.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111334 | XXXXXX | Exempt from ATR | No | No | $11,154.98 | $7,358.14 | 8.625% | $1,603.56 | $2,062.36 | 10.625% | No | No | Employed | US Citizen | $7,057.38 | 1 | $3,189.48 | $1,844.04 | $265.79 | $153.67 | 44.363% | 54.126% | 43.511% | 12/17/2025 | 759 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,154.98 | 6.710% | $0.00 | None | N/A | No | 10.625% | 3 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,622.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111217 | XXXXXX | Exempt from ATR | No | No | $3,020.51 | $3,383.46 | 7.625% | $641.77 | $949.99 | 9.625% | No | No | Employed | US Citizen | $2,676.36 | 1 | $2,030.16 | $1,389.00 | $169.18 | $115.75 | 40.083% | 52.268% | 45.810% | 01/13/2026 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Borrower Intent to Return to Work Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,020.51 | 6.710% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $555.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116443 | XXXXXX | Exempt from ATR | No | No | $6,547.38 | $7,620.55 | 8.750% | $955.21 | $1,223.26 | 10.750% | No | No | Employed | US Citizen | $5,000.77 | 1 | $9,961.08 | $4,931.52 | $830.09 | $410.96 | 48.047% | 55.474% | 47.369% | 01/20/2026 | 796 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Auto Allowance]; Paystubs - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,547.38 | 6.600% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,923.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115564 | XXXXXX | Exempt from ATR | No | No | $2,522.56 | $2,927.56 | 8.875% | $1,484.57 | $1,893.29 | 10.875% | No | No | Employed | US Citizen | $10,736.77 | 1 | $4,775.16 | $3,467.16 | $397.93 | $288.93 | 44.331% | 49.912% | 43.798% | 02/05/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,522.56 | 6.590% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,973.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112445 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 7.750% | $696.58 | $926.94 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $6,748.60 | 1 | $2,931.96 | $4,313.52 | $244.33 | $359.46 | 40.434% | 46.337% | 40.070% | 01/21/2026 | 775 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 9.750% | 3 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $530.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $910.42 | $3,178.98 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111332 | XXXXXX | Exempt from ATR | No | No | $3,171.00 | $1,817.95 | 7.875% | $656.25 | $957.04 | 9.875% | No | No | Employed | US Citizen | $9,850.21 | 1 | $10,033.68 | $4,047.12 | $836.14 | $337.26 | 30.780% | 34.452% | 32.537% | 01/19/2026 | 708 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,171.00 | 6.710% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,054.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112398 | XXXXXX | Exempt from ATR | No | No | $22,405.00 | $7,876.95 | 8.625% | $3,593.75 | $4,624.57 | 10.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $44,336.21 | 1 | $14,853.36 | $4,197.00 | $1,237.78 | $349.75 | 49.780% | 52.921% | 49.505% | 01/14/2026 | 761 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $22,405.00 | 6.660% | $0.00 | None | N/A | No | 10.625% | 0 | 0 | 2 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $4,563.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 46 | No | No | $14,127.60 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113202 | XXXXXX | Exempt from ATR | No | No | $3,548.98 | $4,148.98 | 7.875% | $1,371.56 | $1,815.39 | 9.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $8,124.02 | 1 | $4,751.04 | $3,703.20 | $395.92 | $308.60 | 49.992% | 57.851% | 49.481% | 01/25/2026 | 769 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,548.98 | 6.620% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.45 | No | No | $0.00 | $0.00 | No | No | No | No | 7 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113845 | XXXXXX | Exempt from ATR | No | No | $4,625.00 | $4,852.95 | 7.875% | $607.03 | $803.46 | 9.875% | No | No | Employed | US Citizen | $3,061.74 | 1 | $3,803.16 | $4,544.40 | $316.93 | $378.70 | 48.540% | 58.037% | 47.922% | 11/17/2025 | 690 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,625.00 | 6.620% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $770.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114806 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,441.40 | 7.750% | $1,291.66 | $2,148.52 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $51,542.69 | 1 | $16,892.40 | $4,655.40 | $1,407.70 | $387.95 | 15.313% | 16.644% | 15.156% | 01/21/2026 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.590% | $0.00 | None | N/A | No | 9.750% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $5,097.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $27,529.19 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111646 | XXXXXX | Exempt from ATR | No | No | $2,938.87 | $3,456.87 | 7.250% | $355.21 | $483.82 | 9.250% | No | No | Employed | US Citizen | $2,158.04 | 1 | $1,239.00 | $2,673.00 | $103.25 | $222.75 | 48.975% | 58.102% | 48.525% | 01/18/2026 | 720 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,938.87 | 6.660% | $0.00 | None | N/A | No | 9.250% | 1 | 0 | 0 | 0 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $855.50 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 31.15 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113633 | XXXXXX | Exempt from ATR | No | No | $4,400.00 | $4,827.95 | 7.500% | $687.50 | $1,025.64 | 9.500% | No | No | Employed | US Citizen | $6,579.26 | 1 | $14,252.52 | $4,023.96 | $1,187.71 | $335.33 | 47.715% | 52.497% | 49.943% | 01/28/2026 | 809 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,400.00 | 6.620% | $0.00 | None | N/A | No | 9.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,923.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114394 | XXXXXX | Exempt from ATR | No | No | $2,150.00 | $2,543.00 | 8.625% | $790.63 | $1,016.83 | 10.625% | No | No | Employed | US Citizen | $14,317.63 | 1 | $8,232.00 | $2,633.64 | $686.00 | $219.47 | 38.309% | 40.940% | 38.080% | 02/01/2026 | 694 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,150.00 | 6.590% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $2,466.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117617 | XXXXXX | Exempt from ATR | No | No | $11,600.00 | $682.95 | 8.000% | $1,933.33 | $2,544.05 | 10.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $6,094.50 | 1 | $1,447.56 | $2,355.96 | $120.63 | $196.33 | 44.770% | 61.892% | 43.691% | 12/18/2025 | 781 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $11,600.00 | 6.820% | $0.00 | None | N/A | No | 10.000% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,909.32 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $1,273.95 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115816 | XXXXXX | Exempt from ATR | No | No | $7,154.80 | $2,697.95 | 8.625% | $2,264.06 | $2,911.84 | 10.625% | No | No | Employed | Employed | Permanent Resident Alien | US Citizen | $11,250.65 | 1 | $5,835.60 | $1,857.00 | $486.30 | $154.75 | 43.583% | 52.351% | 42.818% | 10/30/2025 | 776 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,154.80 | 6.590% | $0.00 | None | N/A | No | 10.625% | 3 | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 12 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,859.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $5,858.67 | No | No | No | No | 5 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115298 | XXXXXX | Exempt from ATR | No | No | $5,486.50 | $5,227.95 | 7.500% | $937.50 | $937.50 | 7.500% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $8,118.84 | 1 | $10,080.84 | $4,509.00 | $840.07 | $375.75 | 37.607% | 47.457% | 39.691% | 01/23/2026 | 765 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,486.50 | 6.590% | $0.00 | None | N/A | No | 7.500% | 2 | 3 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.875% | XXXXXX | XXXXXX | $1,863.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $6,208.42 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115303 | XXXXXX | Exempt from ATR | No | No | $1,612.76 | $2,005.76 | 8.250% | $1,608.75 | $2,297.76 | 10.250% | No | No | Employed | Non-Permanent Resident Alien | United States of America | $18,003.03 | 1 | $18,246.24 | $1,711.20 | $1,520.52 | $142.60 | 44.520% | 48.107% | 46.286% | 02/04/2026 | 806 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,612.76 | 6.590% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.500% | XXXXXX | XXXXXX | $5,337.22 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112612 | XXXXXX | Exempt from ATR | No | No | $1,004.29 | $1,387.24 | 8.750% | $787.50 | $1,096.80 | 10.750% | No | No | Employed | US Citizen | $6,304.04 | 1 | $6,493.92 | $1,692.84 | $541.16 | $141.07 | 42.504% | 47.073% | 44.848% | 01/21/2026 | 796 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,004.29 | 6.660% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.658% | XXXXXX | XXXXXX | $1,565.14 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114867 | XXXXXX | Exempt from ATR | No | No | $5,473.08 | $2,452.08 | 8.125% | $1,262.76 | $1,654.43 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,814.45 | 1 | $7,073.88 | $1,577.04 | $589.49 | $131.42 | 48.197% | 53.902% | 47.670% | 01/29/2026 | 736 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,473.08 | 6.590% | $0.00 | None | N/A | No | 10.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,796.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $2,668.08 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113151 | XXXXXX | Exempt from ATR | No | No | $7,664.00 | $4,022.95 | 8.250% | $1,375.00 | $1,792.76 | 10.250% | No | No | Self-Employed | US Citizen | $14,606.55 | 1 | $24,362.40 | $2,871.96 | $2,030.20 | $239.33 | 46.147% | 50.447% | 45.822% | 01/22/2026 | 712 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,664.00 | 6.620% | $0.00 | None | N/A | No | 10.250% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $8,392.60 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114719 | XXXXXX | Exempt from ATR | No | No | $2,697.08 | $3,077.08 | 7.625% | $406.28 | $543.64 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $7,284.03 | 1 | $3,325.92 | $2,354.76 | $277.16 | $196.23 | 49.370% | 52.167% | 49.207% | 02/01/2026 | 690 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,697.08 | 6.590% | $0.00 | None | N/A | No | 9.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $1,426.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $9,363.67 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112487 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,475.00 | 9.500% | $1,692.23 | $2,280.34 | 11.500% | No | No | Employed | Employed | US Citizen | US Citizen | $13,144.84 | 1 | $4,598.04 | $2,069.52 | $383.17 | $172.46 | 39.927% | 43.958% | 42.150% | 01/21/2026 | 684 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.660% | $0.00 | None | N/A | No | 11.500% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,464.77 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $11,389.53 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115698 | XXXXXX | Exempt from ATR | No | No | $1,744.70 | $2,168.10 | 9.000% | $525.00 | $722.77 | 11.000% | No | No | Employed | US Citizen | $7,439.47 | 1 | $2,445.96 | $1,476.96 | $203.83 | $123.08 | 36.199% | 37.895% | 37.608% | 02/06/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,744.70 | 6.590% | $0.00 | None | N/A | No | 11.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $691.85 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113710 | XXXXXX | Exempt from ATR | No | No | $2,269.44 | $2,181.95 | 7.750% | $1,485.42 | $1,976.64 | 9.750% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $9,121.78 | 3 | $12,133.20 | $2,891.28 | $1,011.10 | $240.94 | 41.356% | 45.512% | 40.790% | 01/22/2026 | 768 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,269.44 | 6.620% | $0.00 | None | N/A | No | 9.750% | 0 | 2 | 2 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,233.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.85 | No | $0.00 | $8,000.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116586 | XXXXXX | Exempt from ATR | No | No | $2,297.50 | $3,022.45 | 7.750% | $322.92 | $429.70 | 9.750% | No | No | Employed | US Citizen | $8,716.39 | 1 | $5,753.40 | $1,388.04 | $479.45 | $115.67 | 41.079% | 43.175% | 40.950% | 02/02/2026 | 718 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,297.50 | 6.600% | $0.00 | None | N/A | No | 9.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.865% | XXXXXX | XXXXXX | $1,861.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114112 | XXXXXX | Exempt from ATR | No | No | $2,963.30 | $3,343.30 | 8.625% | $582.19 | $748.76 | 10.625% | No | No | Employed | US Citizen | $5,051.27 | 1 | $6,729.48 | $3,836.04 | $560.79 | $319.67 | 39.385% | 44.780% | 38.914% | 01/27/2026 | 712 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,963.30 | 6.620% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,194.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109900 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 9.250% | $1,541.67 | $1,943.18 | 11.250% | No | No | Self-Employed | US Citizen | $83,445.02 | 1 | $3,405.96 | $2,111.04 | $283.83 | $175.92 | 9.729% | 10.411% | 9.609% | 01/09/2026 | 750 | No | No | [Borrower - | Primary
Income - C-Corp]; Other - 2026 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - | Primary Income - C-Corp]; Paystubs - 2025 [Borrower - | Primary Income - C-Corp]; 1120 - 2024 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - C-Corp]; W-2 - 2024 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - C-Corp]; W-2 - 2023 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.820% | $0.00 | None | N/A | No | 11.250% | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,646.65 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114005 | XXXXXX | Exempt from ATR | No | No | $2,470.00 | $3,144.56 | 7.750% | $1,595.21 | $2,344.55 | 9.750% | No | No | Employed | US Citizen | $3,621.23 | 1 | $4,077.84 | $483.00 | $339.82 | $40.25 | 49.395% | 62.023% | 58.074% | 01/29/2026 | 734 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,470.00 | 6.620% | $0.00 | 2.7 | None | N/A | No | 9.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113995 | XXXXXX | Exempt from ATR | No | No | $2,595.00 | $2,975.00 | 7.500% | $400.00 | $538.30 | 9.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,470.80 | 1 | $5,094.24 | $2,303.04 | $424.52 | $191.92 | 41.658% | 48.526% | 41.278% | 01/26/2026 | 793 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,595.00 | 6.620% | $0.00 | None | N/A | No | 9.500% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 24 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,254.53 | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $2,047.00 | $1,806.67 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115586 | XXXXXX | Exempt from ATR | No | No | $4,500.00 | $4,927.95 | 7.990% | $998.75 | $1,446.98 | 9.990% | No | No | Employed | Employed | US Citizen | US Citizen | $12,973.79 | 1 | $3,604.20 | $2,174.04 | $300.35 | $181.17 | 38.753% | 42.398% | 40.511% | 02/04/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,500.00 | 6.590% | $0.00 | None | N/A | No | 9.990% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 25 | 3 | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,869.60 | No | Trustee | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $9,870.84 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114111 | XXXXXX | Exempt from ATR | No | No | $3,344.60 | $3,372.10 | 7.375% | $737.50 | $998.38 | 9.375% | No | No | Employed | US Citizen | $3,167.08 | 1 | $3,603.96 | $1,578.00 | $300.33 | $131.50 | 49.327% | 61.758% | 48.677% | 02/09/2026 | 797 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,344.60 | 6.620% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $985.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114433 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,595.00 | 8.000% | $668.70 | $880.51 | 10.000% | No | No | Employed | US Citizen | $7,383.71 | 1 | $2,349.00 | $4,380.84 | $195.75 | $365.07 | 31.843% | 37.413% | 31.461% | 02/02/2026 | 681 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.590% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 43.2 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110237 | XXXXXX | Exempt from ATR | No | No | $3,541.62 | $1,685.64 | 8.750% | $780.21 | $999.15 | 10.750% | No | No | Employed | US Citizen | $3,744.64 | 1 | $5,880.12 | $1,233.00 | $490.01 | $102.75 | 46.571% | 54.902% | 45.810% | 01/28/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,541.62 | 6.620% | $0.00 | None | N/A | No | 10.750% | 3 | 2 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.012% | XXXXXX | XXXXXX | $1,672.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112922 | XXXXXX | Exempt from ATR | No | No | $1,959.37 | $1,757.92 | 10.250% | $597.92 | $733.80 | 12.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $5,752.72 | 1 | $7,249.68 | $5,261.16 | $604.14 | $438.43 | 47.995% | 50.723% | 47.575% | 01/22/2026 | 771 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,959.37 | 6.660% | $0.00 | None | N/A | No | 12.250% | 0 | 2 | 2 | 0 | 2 | 1 | No | 240 | XXXXXX | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,386.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $6,166.09 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115617 | XXXXXX | Exempt from ATR | No | No | $7,191.10 | $2,599.05 | 7.500% | $2,500.00 | $3,364.38 | 9.500% | No | Yes | Non-Employment Income | Employed | US Citizen | US Citizen | $10,815.55 | 1 | $5,100.12 | $3,463.68 | $425.01 | $288.64 | 45.783% | 51.167% | 45.075% | 01/29/2026 | 776 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,191.10 | 6.590% | $0.00 | 1.0 | None | N/A | No | 9.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,315.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $16,185.86 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116517 | XXXXXX | Exempt from ATR | No | No | $4,212.00 | $4,694.95 | 7.375% | $639.17 | $961.22 | 9.375% | No | No | Non-Employment Income | US Citizen | $3,740.59 | 1 | $573.24 | $4,530.00 | $47.77 | $377.50 | 47.381% | 55.504% | 51.134% | 02/11/2026 | 773 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,212.00 | 6.600% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,737.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112486 | XXXXXX | Exempt from ATR | No | No | $5,881.25 | $7,060.45 | 7.750% | $807.29 | $1,074.26 | 9.750% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $11,494.94 | 1 | $9,978.12 | $3,300.36 | $831.51 | $275.03 | 48.625% | 52.089% | 48.411% | 01/13/2026 | 736 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Business License - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,881.25 | 6.660% | $0.00 | None | N/A | No | 9.750% | 0 | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Short Form | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $6,372.66 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $11,778.55 | $8,155.78 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115584 | XXXXXX | Exempt from ATR | No | No | $4,256.00 | $4,683.95 | 7.750% | $687.17 | $1,009.52 | 9.750% | No | No | Employed | US Citizen | $5,004.03 | 1 | $6,700.68 | $2,805.00 | $558.39 | $233.75 | 46.428% | 52.473% | 49.294% | 02/05/2026 | 735 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,256.00 | 6.590% | $0.00 | None | N/A | No | 9.750% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,074.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111675 | XXXXXX | Exempt from ATR | No | No | $6,041.00 | $2,332.85 | 7.500% | $1,281.25 | $1,911.42 | 9.500% | No | No | Self-Employed | US Citizen | $46,437.56 | 1 | $7,524.84 | $5,745.00 | $627.07 | $478.75 | 16.351% | 18.371% | 17.292% | 01/19/2026 | 776 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,041.00 | 6.660% | $0.00 | None | N/A | No | 9.500% | 0 | 2 | 0 | 3 | 0 | 12.00 | No | 120 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 1.990% | XXXXXX | XXXXXX | $2,735.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112397 | XXXXXX | Exempt from ATR | No | No | $20,595.00 | $7,876.95 | 7.750% | $3,229.16 | $4,297.04 | 9.750% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $44,477.28 | 1 | $40,562.16 | $19,893.96 | $3,380.18 | $1,657.83 | 47.869% | 51.503% | 47.645% | 01/20/2026 | 758 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Other]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Other]; Other - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $20,595.00 | 6.660% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 2 | 0 | 2 | 2 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $8,164.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.81 | No | No | $14,127.60 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115930 | XXXXXX | Exempt from ATR | No | No | $5,418.63 | $3,182.95 | 8.375% | $916.01 | $1,584.96 | 10.375% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $6,173.90 | 1 | $7,020.12 | $1,385.04 | $585.01 | $115.42 | 49.560% | 52.476% | 48.909% | 01/12/2026 | 681 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,418.63 | 6.590% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $2,730.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.18 | No | $6,861.72 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111774 | XXXXXX | Exempt from ATR | No | No | $3,460.10 | $3,465.10 | 7.625% | $1,048.43 | $1,402.89 | 9.625% | No | No | Non-Employment Income | US Citizen | $5,931.89 | 1 | $10,290.00 | $1,341.00 | $857.50 | $111.75 | 47.413% | 56.617% | 46.875% | 01/16/2026 | 730 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,460.10 | 6.660% | $0.00 | None | N/A | No | 9.625% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $2,538.45 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 21.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112516 | XXXXXX | Exempt from ATR | No | No | $4,565.24 | $4,666.73 | 8.750% | $1,016.74 | $1,302.06 | 10.750% | No | No | Employed | Employed | US Citizen | US Citizen | $9,517.72 | 1 | $1,055.16 | $3,610.68 | $87.93 | $300.89 | 31.679% | 37.140% | 31.180% | 01/14/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,565.24 | 6.620% | $0.00 | None | Yes | No | 10.750% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $477.20 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $7,968.13 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113557 | XXXXXX | Exempt from ATR | No | No | $2,495.72 | $3,108.72 | 7.500% | $925.00 | $1,379.95 | 9.500% | No | No | Employed | US Citizen | $4,893.96 | 1 | $4,001.52 | $2,670.00 | $333.46 | $222.50 | 45.568% | 48.649% | 49.763% | 01/27/2026 | 731 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,495.72 | 6.620% | $0.00 | None | N/A | No | 9.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 12 | Yes | Preliminary | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 69.76 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116324 | XXXXXX | Exempt from ATR | No | No | $14,915.00 | $7,090.02 | 7.875% | $1,957.59 | $2,591.06 | 9.875% | No | No | Employed | US Citizen | $6,309.78 | 1 | $4,208.88 | $2,138.64 | $350.74 | $178.22 | 46.342% | 61.837% | 45.334% | 02/03/2026 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,915.00 | 6.600% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,105.37 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | 34.74 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114402 | XXXXXX | Exempt from ATR | No | No | $4,149.97 | $2,566.77 | 7.875% | $544.68 | $720.94 | 9.875% | No | No | Employed | US Citizen | $3,289.21 | 1 | $6,623.64 | $2,433.00 | $551.97 | $202.75 | 48.131% | 56.126% | 47.611% | 01/28/2026 | 771 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,149.97 | 6.620% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,414.48 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115097 | XXXXXX | Exempt from ATR | No | No | $1,904.50 | $2,289.50 | 7.750% | $1,001.04 | $1,470.41 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $6,597.54 | 1 | $2,061.24 | $2,238.00 | $171.77 | $186.50 | 45.325% | 52.777% | 48.557% | 01/19/2026 | 800 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,904.50 | 6.590% | $0.00 | None | N/A | No | 9.750% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 2 | 24 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,120.64 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $5,727.64 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116770 | XXXXXX | Exempt from ATR | No | No | $14,755.00 | $1,147.95 | 7.750% | $3,229.17 | $4,297.04 | 9.750% | No | No | Employed | US Citizen | $14,844.94 | 1 | $4,063.56 | $3,408.96 | $338.63 | $284.08 | 46.663% | 57.802% | 45.975% | 01/23/2026 | 767 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,755.00 | 6.590% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.842% | XXXXXX | XXXXXX | $1,293.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114101 | XXXXXX | Exempt from ATR | No | No | $7,395.00 | $1,827.95 | 7.875% | $1,640.63 | $2,171.52 | 9.875% | No | No | Employed | US Citizen | $10,149.14 | 1 | $8,886.60 | $9,489.24 | $740.55 | $790.77 | 38.701% | 47.925% | 38.101% | 01/29/2026 | 728 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,395.00 | 6.620% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.375% | XXXXXX | XXXXXX | $1,959.90 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116078 | XXXXXX | Exempt from ATR | No | No | $1,715.21 | $3,398.16 | 7.750% | $1,065.63 | $1,565.52 | 9.750% | No | No | Employed | US Citizen | $8,518.01 | 1 | $8,198.52 | $1,310.04 | $683.21 | $109.17 | 35.431% | 38.368% | 38.578% | 02/06/2026 | 797 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,715.21 | 6.600% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.125% | XXXXXX | XXXXXX | $2,249.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109289 | XXXXXX | Exempt from ATR | No | No | $7,384.50 | $7,257.95 | 7.875% | $984.38 | $1,302.91 | 9.875% | No | No | Employed | US Citizen | $5,951.57 | 1 | $8,242.56 | $6,314.04 | $686.88 | $526.17 | 48.025% | 56.027% | 47.504% | 01/06/2026 | 705 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,384.50 | 6.820% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $2,507.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115619 | XXXXXX | Exempt from ATR | No | No | $7,497.00 | $8,014.95 | 9.250% | $1,156.25 | $1,457.39 | 11.250% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $10,862.63 | 1 | $6,955.44 | $909.96 | $579.62 | $75.83 | 49.393% | 52.942% | 49.005% | 01/15/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,497.00 | 6.590% | $0.00 | None | N/A | No | 11.250% | 1 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $2,622.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $10,296.25 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114892 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,475.00 | 7.375% | $1,972.81 | $2,670.67 | 9.375% | No | No | Employed | US Citizen | $13,698.36 | 1 | $10,213.32 | $3,474.96 | $851.11 | $289.58 | 49.033% | 54.234% | 48.629% | 02/03/2026 | 799 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.590% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.500% | XXXXXX | XXXXXX | $2,876.55 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116619 | XXXXXX | Exempt from ATR | No | No | $15,731.58 | $2,622.83 | 7.875% | $2,821.88 | $3,735.02 | 9.875% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $14,787.97 | 1 | $9,965.04 | $1,222.08 | $830.42 | $101.84 | 32.369% | 44.382% | 31.588% | 01/22/2026 | 820 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $15,731.58 | 6.600% | $0.00 | None | N/A | No | 9.875% | 1 | 3 | 2 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,155.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $16,168.53 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115772 | XXXXXX | Exempt from ATR | No | No | $14,696.85 | $16,094.11 | 9.250% | $3,532.39 | $4,454.92 | 11.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $19,486.24 | 1 | $5,167.56 | $4,652.04 | $430.63 | $387.67 | 49.177% | 46.948% | 48.513% | 11/13/2025 | 706 | No | No | Borrower Prepared | [Borrower - | Primary
Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,696.85 | 6.590% | $0.00 | None | N/A | No | 11.250% | 2 | 0 | 2 | 0 | 3 | 3 | 12.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,213.41 | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $10,273.12 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114500 | XXXXXX | Exempt from ATR | No | No | $2,516.15 | $2,534.15 | 8.500% | $460.42 | $594.77 | 10.500% | No | No | Employed | US Citizen | $3,790.09 | 1 | $2,576.04 | $1,776.00 | $214.67 | $148.00 | 49.466% | 51.398% | 49.058% | 02/01/2026 | 713 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,516.15 | 6.590% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $1,476.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117169 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,550.00 | 8.375% | $1,011.54 | $1,312.68 | 10.375% | No | No | Employed | US Citizen | $3,308.95 | 1 | $2,478.12 | $852.00 | $206.51 | $71.00 | 36.295% | 52.305% | 35.024% | 12/18/2025 | 685 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 10.375% | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112181 | XXXXXX | Exempt from ATR | No | No | $4,701.25 | $1,767.95 | 7.750% | $1,776.04 | $2,609.19 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $9,125.86 | 1 | $9,162.00 | $2,668.56 | $763.50 | $222.38 | 36.198% | 39.289% | 41.035% | 01/06/2026 | 815 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,701.25 | 6.660% | $0.00 | None | N/A | No | 9.750% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 24 | 24 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,547.40 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $8,684.48 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117269 | XXXXXX | Exempt from ATR | No | No | $2,582.64 | $3,489.17 | 8.125% | $700.78 | $918.14 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $3,965.58 | 1 | $4,017.48 | $1,368.00 | $334.79 | $114.00 | 44.925% | 53.439% | 44.312% | 02/05/2026 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,582.64 | 6.560% | $0.00 | None | N/A | No | 10.125% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.700% | XXXXXX | XXXXXX | $960.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $3,575.87 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114701 | XXXXXX | Exempt from ATR | No | No | $14,967.76 | $2,870.45 | 10.125% | $3,763.13 | $4,632.26 | 12.125% | No | No | Employed | US Citizen | $30,995.98 | 1 | $13,486.56 | $5,707.20 | $1,123.88 | $475.60 | 37.540% | 41.502% | 36.956% | 02/03/2026 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,967.76 | 6.590% | $0.00 | None | N/A | No | 12.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $3,852.86 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115407 | XXXXXX | Exempt from ATR | No | No | $6,293.60 | $7,799.55 | 9.000% | $1,387.50 | $1,755.39 | 10.950% | No | No | Self-Employed | Permanent Resident Alien | $17,173.29 | 1 | $3,461.76 | $1,386.96 | $288.48 | $115.58 | 41.468% | 44.814% | 41.160% | 12/10/2025 | 745 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,293.60 | 6.560% | $0.00 | 1.0 | None | Yes | No | 10.950% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $2,708.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116146 | XXXXXX | Exempt from ATR | No | No | $1,750.00 | $2,171.30 | 7.625% | $2,065.10 | $3,056.90 | 9.625% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $34,246.76 | 1 | $7,175.88 | $18,732.96 | $597.99 | $1,561.08 | 24.918% | 28.758% | 26.722% | 01/26/2026 | 733 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory
Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,750.00 | 6.600% | $0.00 | 2.6 | None | Yes | No | 9.625% | 2 | 2 | 2 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $2,438.80 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | ($58.13) | $5,660.26 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115456 | XXXXXX | Exempt from ATR | No | No | $1,175.00 | $1,193.00 | 9.375% | $390.63 | $529.10 | 11.375% | No | No | Employed | US Citizen | $17,216.54 | 1 | $17,114.64 | $2,637.00 | $1,426.22 | $219.75 | 34.429% | 35.231% | 34.866% | 02/05/2026 | 696 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,175.00 | 6.590% | $0.00 | None | N/A | No | 11.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $3,713.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114183 | XXXXXX | Exempt from ATR | No | No | $5,000.00 | $5,432.95 | 7.750% | $3,229.16 | $4,743.99 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $10,757.34 | 1 | $9,501.84 | $1,755.48 | $791.82 | $146.29 | 47.713% | 60.609% | 53.827% | 01/30/2026 | 804 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 6.620% | $0.00 | 2.9 | None | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $3,303.07 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.64 | No | $1,558.63 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112962 | XXXXXX | Exempt from ATR | No | No | $1,996.62 | $2,389.62 | 8.875% | $451.15 | $624.66 | 10.875% | No | No | Employed | Non-Permanent Resident Alien | United States of America | $4,907.29 | 1 | $6,620.04 | $1,385.04 | $551.67 | $115.42 | 48.055% | 50.996% | 49.581% | 01/23/2026 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,996.62 | 6.620% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $2,749.04 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | VISA | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115918 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,013.00 | 8.250% | $481.25 | $627.47 | 10.250% | No | No | Employed | Employed | US Citizen | US Citizen | $11,025.44 | 1 | $3,980.88 | $3,249.00 | $331.74 | $270.75 | 35.524% | 37.046% | 35.343% | 02/08/2026 | 733 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.600% | $0.00 | None | N/A | No | 10.250% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,251.05 | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.64 | No | $3,035.95 | $5,043.30 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114378 | XXXXXX | Exempt from ATR | No | No | $2,824.10 | $3,217.10 | 7.250% | $364.11 | $495.94 | 9.250% | No | No | Employed | US Citizen | $5,848.21 | 1 | $7,377.00 | $1,555.56 | $614.75 | $129.63 | 39.415% | 43.514% | 39.213% | 01/22/2026 | 728 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,824.10 | 6.590% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,604.39 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116759 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,008.00 | 8.875% | $706.30 | $900.76 | 10.875% | No | No | Employed | Non-Permanent Resident Alien | United States of America | $8,788.22 | 1 | $3,095.28 | $719.04 | $257.94 | $59.92 | 28.781% | 32.932% | 28.385% | 02/12/2026 | 729 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.600% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.125% | XXXXXX | XXXXXX | $1,427.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112688 | XXXXXX | Exempt from ATR | No | No | $2,715.50 | $3,176.50 | 8.500% | $954.81 | $1,372.54 | 10.500% | No | No | Employed | US Citizen | $10,918.36 | 1 | $3,024.00 | $1,677.00 | $252.00 | $139.75 | 28.553% | 31.171% | 28.092% | 01/22/2026 | 730 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,715.50 | 6.660% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,490.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116852 | XXXXXX | Exempt from ATR | No | No | $4,650.00 | $4,982.95 | 8.125% | $1,049.48 | $1,509.78 | 10.125% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,044.40 | 1 | $2,778.24 | $1,020.00 | $231.52 | $85.00 | 49.420% | 57.275% | 53.250% | 02/13/2026 | 727 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,650.00 | 6.600% | $0.00 | None | N/A | No | 10.125% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,916.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $4,448.83 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114032 | XXXXXX | Exempt from ATR | No | No | $4,153.35 | $2,112.95 | 9.125% | $1,059.12 | $1,340.04 | 11.125% | No | No | Employed | US Citizen | $2,832.08 | 1 | $5,594.64 | $1,386.96 | $466.22 | $115.58 | 49.454% | 62.314% | 48.110% | 01/27/2026 | 784 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,153.35 | 6.620% | $0.00 | None | N/A | No | 11.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $530.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113843 | XXXXXX | Exempt from ATR | No | No | $2,120.25 | $822.95 | 8.375% | $383.85 | $498.13 | 10.375% | No | No | Employed | US Citizen | $9,837.29 | 1 | $11,029.44 | $3,141.60 | $919.12 | $261.80 | 36.331% | 38.373% | 36.168% | 01/28/2026 | 765 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,120.25 | 6.560% | $0.00 | None | N/A | No | 10.375% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $2,689.48 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.83 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110166 | XXXXXX | Exempt from ATR | No | No | $1,299.00 | $1,692.00 | 7.875% | $2,625.00 | $3,474.43 | 9.875% | No | No | Employed | US Citizen | $20,392.67 | 1 | $10,712.76 | $2,148.36 | $892.73 | $179.03 | 42.973% | 49.806% | 42.529% | 01/12/2026 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,299.00 | 6.710% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $2,548.59 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.79 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115623 | XXXXXX | Exempt from ATR | No | No | $5,000.00 | $6,459.00 | 8.500% | $3,541.67 | $4,575.15 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $11,446.30 | 1 | $13,259.04 | $3,432.96 | $1,104.92 | $286.08 | 48.525% | 61.216% | 47.469% | 02/06/2026 | 754 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 6.590% | $0.00 | 1.1 | None | Yes | No | 10.500% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $4,073.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $11,128.14 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114876 | XXXXXX | Exempt from ATR | No | No | $1,862.50 | $2,322.50 | 7.625% | $1,588.54 | $2,125.59 | 9.625% | No | No | Self-Employed | US Citizen | $85,743.47 | 1 | $19,193.04 | $4,309.56 | $1,599.42 | $359.13 | 13.225% | 13.882% | 13.132% | 02/02/2026 | 750 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,862.50 | 6.590% | $0.00 | None | N/A | No | 9.625% | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $6,830.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113445 | XXXXXX | Exempt from ATR | No | No | $5,400.00 | $6,236.75 | 7.375% | $663.75 | $898.54 | 9.375% | No | No | Non-Employment Income | US Citizen | $5,737.93 | 1 | $10,706.52 | $1,704.36 | $892.21 | $142.03 | 48.185% | 54.500% | 47.855% | 01/26/2026 | 770 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,400.00 | 6.620% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $1,572.77 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 0 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114916 | XXXXXX | Exempt from ATR | No | No | $7,026.95 | $2,762.95 | 8.500% | $1,311.83 | $1,694.64 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $14,251.67 | 1 | $7,587.00 | $2,142.96 | $632.25 | $178.58 | 33.066% | 37.976% | 32.658% | 02/02/2026 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,026.95 | 6.590% | $0.00 | None | N/A | No | 10.500% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 3 | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,720.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $11,049.60 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113381 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,452.40 | 8.375% | $837.50 | $1,086.83 | 10.375% | No | No | Employed | US Citizen | $6,487.63 | 1 | $1,129.68 | $2,120.04 | $94.14 | $176.67 | 42.568% | 46.917% | 42.084% | 01/27/2026 | 707 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.620% | $0.00 | None | N/A | No | 10.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $572.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111676 | XXXXXX | Exempt from ATR | No | No | $4,098.56 | $3,255.70 | 7.750% | $653.84 | $960.56 | 9.750% | No | No | Employed | US Citizen | $22,401.50 | 1 | $7,339.08 | $1,280.52 | $611.59 | $106.71 | 22.743% | 24.596% | 23.622% | 01/15/2026 | 791 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,098.56 | 6.660% | $0.00 | None | N/A | No | 9.750% | 3 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $2,575.73 | No | Trustee | No | No | Fair Isaac (VER. 2) | No | 0.19 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115919 | XXXXXX | Exempt from ATR | No | No | $2,367.63 | $3,040.63 | 7.500% | $628.41 | $628.41 | 7.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $8,877.29 | 1 | $1,605.12 | $1,140.00 | $133.76 | $95.00 | 35.165% | 41.440% | 36.493% | 02/07/2026 | 776 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,367.63 | 6.600% | $0.00 | 1.3 | None | No | No | 7.500% | 0 | 1 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $8,794.09 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116080 | XXXXXX | Exempt from ATR | No | No | $0.00 | $380.00 | 8.125% | $978.39 | $1,281.85 | 10.125% | No | No | Employed | US Citizen | $31,426.09 | 1 | $8,864.04 | $1,692.96 | $738.67 | $141.08 | 23.137% | 25.231% | 22.987% | 12/26/2025 | 738 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.600% | $0.00 | None | N/A | No | 10.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 12312 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,543.82 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 24.49 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113126 | XXXXXX | Exempt from ATR | No | No | $3,620.00 | $4,070.00 | 7.625% | $641.77 | $858.74 | 9.625% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $4,167.87 | 1 | $5,200.68 | $2,174.04 | $433.39 | $181.17 | 44.821% | 53.235% | 44.329% | 01/23/2026 | 750 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2020 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,620.00 | 6.620% | $0.00 | None | N/A | No | 9.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.000% | XXXXXX | XXXXXX | $414.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,616.54 | $1,502.06 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114412 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.000% | $490.00 | $946.01 | 10.000% | No | No | Non-Employment Income | US Citizen | $3,459.33 | 1 | $6,732.96 | $1,818.00 | $561.08 | $151.50 | 44.375% | 46.648% | 48.287% | 01/31/2026 | 816 | No | No | [Borrower - | Primary
Income - VA Service Related Disability]; VA Verification of Benefits -
2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Yes | XXXXXX | $995.00 | 6.590% | $0.00 | None | N/A | No | 10.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,032.06 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113414 | XXXXXX | Exempt from ATR | No | No | $3,868.37 | $4,357.57 | 8.875% | $1,575.31 | $2,009.02 | 10.875% | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | $8,852.65 | 1 | $3,254.04 | $2,523.96 | $271.17 | $210.33 | 46.988% | 49.110% | 46.334% | 01/27/2026 | 714 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,868.37 | 6.560% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,269.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Yes | No | $6,366.30 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116777 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,423.00 | 8.625% | $575.00 | $822.71 | 10.625% | No | No | Employed | US Citizen | $8,928.31 | 1 | $5,264.88 | $1,397.04 | $438.74 | $116.42 | 43.895% | 46.999% | 43.624% | 02/12/2026 | 816 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.600% | $0.00 | None | N/A | No | 10.625% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.990% | XXXXXX | XXXXXX | $2,121.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111120 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,633.00 | 7.375% | $1,225.48 | $1,659.87 | 9.375% | No | No | Employed | US Citizen | $4,148.83 | 1 | $1,361.64 | $2,540.04 | $113.47 | $211.67 | 48.147% | 64.271% | 47.299% | 01/15/2026 | 813 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.710% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 115.99 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114764 | XXXXXX | Exempt from ATR | No | No | $5,192.20 | $5,620.15 | 7.500% | $812.50 | $1,093.43 | 9.500% | No | No | Employed | US Citizen | $8,065.29 | 1 | $2,290.56 | $858.72 | $190.88 | $71.56 | 29.745% | 36.974% | 29.345% | 02/02/2026 | 738 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,192.20 | 6.590% | $0.00 | None | N/A | No | 9.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $879.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116805 | XXXXXX | Exempt from ATR | No | No | $0.00 | $550.56 | 8.375% | $2,878.91 | $3,735.98 | 10.375% | No | No | Non-Employment Income | US Citizen | $5,512.62 | 1 | $6,365.16 | $2,280.96 | $530.43 | $190.08 | 45.490% | 68.893% | 43.633% | 01/28/2026 | 801 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | 6.600% | $0.00 | 1.0 | None | No | No | 10.375% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116108 | XXXXXX | Exempt from ATR | No | No | $1,769.98 | $1,787.98 | 8.500% | $1,037.71 | $1,340.52 | 10.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $34,025.09 | 1 | $6,635.40 | $1,216.20 | $552.95 | $101.35 | 12.367% | 14.496% | 12.189% | 02/09/2026 | 779 | No | No | [Borrower - | Primary
Income - Projected Income]; Employer Letter - 2026 [Borrower - | Primary Income - Projected Income]; Other - 2026 [Borrower - | Primary Income - Projected Income]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,769.98 | 6.600% | $0.00 | None | N/A | No | 10.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,747.76 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117908 | XXXXXX | Exempt from ATR | No | No | $784.32 | $974.89 | 8.250% | $1,289.06 | $2,240.95 | 10.250% | No | No | Self-Employed | US Citizen | $9,063.90 | 1 | $10,973.52 | $5,806.08 | $914.46 | $483.84 | 43.703% | 47.014% | 43.018% | 01/12/2026 | 750 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $784.32 | 6.600% | $0.00 | None | N/A | No | 10.250% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 4.250% | XXXXXX | XXXXXX | $2,958.96 | No | Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117951 | XXXXXX | Exempt from ATR | No | No | $7,601.20 | $4,678.95 | 7.875% | $1,181.25 | $1,564.35 | 9.875% | No | No | Employed | US Citizen | $6,247.45 | 1 | $6,439.32 | $2,154.96 | $536.61 | $179.58 | 46.790% | 56.147% | 46.178% | 02/13/2026 | 718 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,601.20 | 6.560% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,039.07 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117268 | XXXXXX | Exempt from ATR | No | No | $7,022.34 | $1,771.95 | 8.125% | $1,584.38 | $2,075.80 | 10.125% | No | No | Not Employed | Employed | US Citizen | US Citizen | $5,625.17 | 1 | $5,180.76 | $1,701.48 | $431.73 | $141.79 | 44.305% | 58.029% | 43.317% | 01/29/2026 | 736 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,022.34 | 6.560% | $0.00 | 1.2 | None | N/A | No | 10.125% | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,659.51 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $10,100.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117710 | XXXXXX | Exempt from ATR | No | No | $8,056.00 | $4,303.95 | 8.500% | $1,062.50 | $1,372.54 | 10.500% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $16,099.66 | 1 | $7,469.76 | $1,412.04 | $622.48 | $117.67 | 31.452% | 35.057% | 31.152% | 02/13/2026 | 751 | No | No | [Borrower - | Primary
Income - Pension]; Paystubs - 2026 [Borrower - | Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 1 | 0 | 0 | No | XXXXXX | $8,056.00 | 6.560% | $0.00 | None | N/A | No | 10.500% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,760.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $8,476.89 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116163 | XXXXXX | Exempt from ATR | No | No | $9,015.00 | $2,415.95 | 7.875% | $1,640.62 | $2,171.52 | 9.875% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $29,827.13 | 1 | $20,668.56 | $22,421.04 | $1,722.38 | $1,868.42 | 36.047% | 39.321% | 35.834% | 02/06/2026 | 821 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $9,015.00 | 6.600% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $6,238.70 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | No | 21.33 | No | No | $18,775.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115440 | XXXXXX | Exempt from ATR | No | No | $2,635.52 | $2,910.77 | 9.625% | $1,572.08 | $1,960.37 | 11.625% | No | No | Self-Employed | US Citizen | $3,954.58 | 1 | $6,483.72 | $1,556.04 | $540.31 | $129.67 | 48.005% | 55.298% | 46.469% | 12/17/2025 | 695 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $2,635.52 | 6.590% | $0.00 | None | N/A | No | 11.625% | 0 | 2 | 0 | 2 | 0 | 12.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $990.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116456 | XXXXXX | Exempt from ATR | No | No | $375.00 | $803.00 | 9.375% | $1,117.19 | $1,513.22 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,560.26 | 1 | $11,642.88 | $2,412.00 | $970.24 | $201.00 | 49.467% | 53.023% | 51.403% | 02/11/2026 | 682 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $375.00 | 6.600% | $0.00 | None | N/A | No | 11.375% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.478% | XXXXXX | XXXXXX | $3,733.28 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $3,940.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000107949 | XXXXXX | Exempt from ATR | No | No | $16,137.50 | $17,646.66 | 8.375% | $3,140.63 | $4,075.61 | 10.375% | No | No | Self-Employed | US Citizen | $1,740.20 | 2 | $20,298.36 | $2,487.00 | $1,691.53 | $207.25 | 47.357% | 91.897% | 41.158% | 12/09/2025 | 763 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - Sole Proprietor]; Business License - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $16,137.50 | 6.820% | $0.00 | None | N/A | No | 10.375% | 0 | 2 | 0 | 3 | 3 | 12.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 7.375% | XXXXXX | XXXXXX | $3,725.09 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116589 | XXXXXX | Exempt from ATR | No | No | $1,688.94 | $2,081.94 | 8.375% | $547.86 | $710.97 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $9,240.21 | 1 | $17,731.44 | $1,823.52 | $1,477.62 | $151.96 | 45.733% | 48.378% | 45.523% | 02/11/2026 | 809 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,688.94 | 6.600% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.190% | XXXXXX | XXXXXX | $4,879.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $7,414.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117243 | XXXXXX | Exempt from ATR | No | No | $3,370.00 | $4,667.38 | 8.250% | $948.75 | $1,237.00 | 10.250% | No | No | Employed | US Citizen | $9,243.14 | 1 | $1,048.68 | $2,886.96 | $87.39 | $240.58 | 44.541% | 49.369% | 44.176% | 01/30/2026 | 776 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,370.00 | 6.560% | $0.00 | None | N/A | No | 10.250% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $640.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116140 | XXXXXX | Exempt from ATR | No | No | $5,902.40 | $6,295.40 | 7.875% | $918.75 | $1,339.86 | 9.875% | No | No | Self-Employed | US Citizen | $21,653.56 | 1 | $0.00 | $2,147.04 | $0.00 | $178.92 | 35.011% | 35.652% | 36.062% | 02/09/2026 | 752 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,902.40 | 6.600% | $0.00 | None | N/A | No | 9.875% | 0 | 1 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,591.96 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114995 | XXXXXX | Exempt from ATR | No | No | $2,556.30 | $2,936.30 | 8.625% | $467.19 | $600.86 | 10.625% | No | No | Employed | US Citizen | $1,963.61 | 3 | $2,918.04 | $1,562.52 | $243.17 | $130.21 | 47.010% | 52.080% | 46.614% | 02/03/2026 | 719 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,556.30 | 6.590% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,254.02 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.11 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116444 | XXXXXX | Exempt from ATR | No | No | $11,446.55 | $12,054.50 | 7.625% | $2,424.68 | $3,244.42 | 9.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $8,834.85 | 1 | $8,064.36 | $1,845.48 | $672.03 | $153.79 | 43.038% | 58.519% | 42.133% | 01/27/2026 | 739 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | No | XXXXXX | $11,446.55 | 6.560% | $0.00 | 1.2 | None | No | No | 9.625% | 0 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,977.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $7,644.13 | $0.00 | No | No | No | No | 7 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116722 | XXXXXX | Exempt from ATR | No | No | $11,204.82 | $11,924.64 | 7.875% | $1,791.56 | $3,161.73 | 9.875% | No | No | Self-Employed | US Citizen | $25,399.55 | 1 | $18,913.08 | $5,526.00 | $1,576.09 | $460.50 | 28.684% | 31.147% | 28.278% | 01/29/2026 | 767 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $11,204.82 | 6.600% | $0.00 | 2.8 | None | No | No | 9.875% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $3,373.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116528 | XXXXXX | Exempt from ATR | No | No | $1,980.75 | $3,116.15 | 9.750% | $284.37 | $403.91 | 11.750% | No | No | Non-Employment Income | US Citizen | $2,677.82 | 1 | $1,574.16 | $1,664.64 | $131.18 | $138.72 | 29.579% | 32.574% | 28.938% | 02/10/2026 | 745 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,980.75 | 6.600% | $0.00 | None | N/A | No | 11.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.990% | XXXXXX | XXXXXX | $450.95 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116782 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,456.12 | 8.500% | $1,069.24 | $1,381.25 | 10.500% | No | No | Employed | US Citizen | $5,870.33 | 1 | $1,889.04 | $1,818.00 | $157.42 | $151.50 | 34.878% | 44.330% | 34.091% | 02/12/2026 | 787 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.600% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 20 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $682.09 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114484 | XXXXXX | Exempt from ATR | No | No | $0.00 | $393.00 | 8.125% | $1,029.17 | $1,348.38 | 10.125% | No | No | Employed | US Citizen | $5,918.54 | 1 | $4,833.00 | $794.88 | $402.75 | $66.24 | 49.578% | 57.249% | 49.026% | 02/02/2026 | 703 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.590% | $0.00 | None | N/A | No | 10.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,465.67 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 9 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114278 | XXXXXX | Exempt from ATR | No | No | $3,824.00 | $4,666.95 | 8.875% | $1,479.16 | $1,886.40 | 10.875% | No | No | Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | $15,168.12 | 1 | $8,782.80 | $2,087.04 | $731.90 | $173.92 | 44.469% | 48.396% | 44.094% | 01/05/2026 | 776 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,824.00 | 6.620% | $0.00 | None | N/A | No | 10.875% | 3 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $4,155.71 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | 28.45 | No | No | $0.00 | $14,054.72 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116719 | XXXXXX | Exempt from ATR | No | No | $2,707.50 | $982.95 | 7.250% | $906.25 | $1,234.36 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $9,219.13 | 1 | $6,184.68 | $2,504.04 | $515.39 | $208.67 | 40.334% | 46.707% | 40.020% | 02/11/2026 | 754 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,707.50 | 6.600% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,688.58 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $3,950.55 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116220 | XXXXXX | Exempt from ATR | No | No | $5,000.00 | $5,332.95 | 7.500% | $625.00 | $932.40 | 9.500% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $1,999.20 | 1 | $1,353.72 | $1,232.04 | $112.81 | $102.67 | 49.023% | 62.972% | 55.522% | 02/09/2026 | 798 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 6.600% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $659.68 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,641.33 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113578 | XXXXXX | Exempt from ATR | No | No | $14,746.00 | $2,833.95 | 8.500% | $3,541.66 | $4,575.15 | 10.500% | No | No | Non-Employment Income | US Citizen | $34,106.24 | 1 | $10,131.00 | $1,950.96 | $844.25 | $162.58 | 22.560% | 28.968% | 22.027% | 02/18/2026 | 748 | No | No | [Borrower - | Primary
Income - Alimony]; Deposit Receipt - 2026 [Borrower - | Primary Income - Alimony]; Divorce Decree - 2017 [Borrower - | Non-Primary Income - Child Support]; Deposit Receipt - 2026 [Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2017 [Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2017 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $14,746.00 | 6.620% | $0.00 | None | N/A | No | 10.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,303.59 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109481 | XXXXXX | Exempt from ATR | No | No | $1,597.30 | $2,235.30 | 8.125% | $914.06 | $1,197.58 | 10.125% | No | No | Self-Employed | US Citizen | $3,439.17 | 1 | $3,962.04 | $3,654.00 | $330.17 | $304.50 | 35.335% | 50.371% | 34.252% | 01/05/2026 | 708 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $1,597.30 | 6.820% | $0.00 | None | N/A | No | 10.125% | 0 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116143 | XXXXXX | Exempt from ATR | No | No | $2,759.10 | $3,264.10 | 8.625% | $826.56 | $1,063.05 | 10.625% | No | No | Employed | Permanent Resident Alien | $19,024.07 | 1 | $11,850.96 | $2,628.96 | $987.58 | $219.08 | 34.880% | 37.065% | 34.689% | 02/09/2026 | 757 | No | No | [Borrower - | Primary
Income - Wages]; Account Statements - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,759.10 | 6.600% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.124% | XXXXXX | XXXXXX | $2,430.18 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115647 | XXXXXX | Exempt from ATR | No | No | $3,245.00 | $3,625.00 | 8.250% | $1,031.25 | $1,345.31 | 10.250% | No | No | Employed | US Citizen | $8,542.07 | 1 | $3,835.68 | $1,017.00 | $319.64 | $84.75 | 39.229% | 45.446% | 38.757% | 01/13/2026 | 709 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Military VOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,245.00 | 6.590% | $0.00 | None | N/A | No | 10.250% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 2 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $634.95 | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116739 | XXXXXX | Exempt from ATR | No | No | $0.00 | $343.00 | 8.875% | $592.05 | $755.05 | 10.875% | No | No | Employed | US Citizen | $6,029.07 | 1 | $1,914.36 | $1,239.24 | $159.53 | $103.27 | 26.229% | 30.205% | 25.727% | 02/11/2026 | 734 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.600% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $476.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116750 | XXXXXX | Exempt from ATR | No | No | $3,704.60 | $4,079.60 | 7.500% | $656.25 | $978.82 | 9.500% | No | No | Employed | US Citizen | $3,201.51 | 1 | $6,947.88 | $2,004.96 | $578.99 | $167.08 | 36.001% | 48.522% | 41.347% | 01/30/2026 | 778 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,704.60 | 6.600% | $0.00 | 1.8 | None | N/A | No | 9.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116164 | XXXXXX | Exempt from ATR | No | No | $4,658.12 | $5,086.07 | 7.250% | $610.21 | $925.15 | 9.250% | No | No | Employed | US Citizen | $12,191.24 | 1 | $11,879.28 | $1,241.04 | $989.94 | $103.42 | 29.931% | 33.488% | 31.429% | 02/09/2026 | 768 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,658.12 | 6.600% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $824.17 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110233 | XXXXXX | Exempt from ATR | No | No | $14,680.00 | $1,872.95 | 7.750% | $3,229.16 | $4,297.04 | 9.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $13,459.55 | 1 | $14,145.36 | $2,859.84 | $1,178.78 | $238.32 | 44.842% | 57.547% | 44.057% | 01/07/2026 | 798 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $14,680.00 | 6.710% | $0.00 | None | Yes | No | 9.750% | 3 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.239% | XXXXXX | XXXXXX | $2,225.37 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $13,628.06 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117819 | XXXXXX | Exempt from ATR | No | No | $3,810.55 | $2,807.95 | 9.875% | $699.48 | $866.46 | 11.875% | No | No | Employed | US Citizen | $8,162.32 | 1 | $4,213.68 | $1,676.04 | $351.14 | $139.67 | 45.585% | 48.192% | 45.231% | 02/12/2026 | 765 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,810.55 | 6.560% | $0.00 | None | N/A | No | 11.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 7.125% | XXXXXX | XXXXXX | $3,860.41 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117124 | XXXXXX | Exempt from ATR | No | No | $2,265.57 | $2,658.57 | 8.750% | $747.14 | $956.80 | 10.750% | No | No | Employed | US Citizen | $10,302.74 | 1 | $3,587.16 | $1,401.00 | $298.93 | $116.75 | 47.317% | 50.177% | 47.056% | 02/16/2026 | 747 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2025 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Rations]; W-2 - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,265.57 | 6.560% | $0.00 | None | N/A | No | 10.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $869.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.1 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117158 | XXXXXX | Exempt from ATR | No | No | $3,949.20 | $6,030.18 | 7.500% | $1,016.94 | $1,368.55 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $10,596.60 | 2 | $6,536.52 | $3,936.00 | $544.71 | $328.00 | 49.583% | 54.525% | 49.310% | 12/02/2025 | 741 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,949.20 | 6.560% | $0.00 | None | N/A | No | 9.500% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 300 | XXXXXX | No | 25 | 35 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,448.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $11,795.87 | No | No | No | No | 2 | 300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114870 | XXXXXX | Exempt from ATR | No | No | $2,748.97 | $473.04 | 7.750% | $837.97 | $1,486.55 | 9.750% | No | No | Employed | US Citizen | $14,182.61 | 1 | $2,504.28 | $2,463.00 | $208.69 | $205.25 | 25.168% | 31.279% | 24.819% | 01/30/2026 | 806 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,748.97 | 6.590% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,585.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113539 | XXXXXX | Exempt from ATR | No | No | $17,690.44 | $8,442.95 | 7.625% | $2,592.50 | $3,468.44 | 9.625% | No | No | Employed | US Citizen | $19,396.72 | 1 | $26,962.44 | $3,294.96 | $2,246.87 | $274.58 | 38.471% | 47.254% | 37.995% | 01/21/2026 | 771 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $17,690.44 | 6.620% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $3,699.91 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | 42.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117392 | XXXXXX | Exempt from ATR | No | No | $3,492.75 | $3,953.90 | 7.875% | $459.38 | $669.82 | 9.875% | No | No | Employed | US Citizen | $4,000.81 | 1 | $2,395.92 | $2,988.96 | $199.66 | $249.08 | 43.211% | 48.893% | 45.694% | 02/17/2026 | 716 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,492.75 | 6.560% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $812.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118111 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,444.80 | 9.000% | $973.13 | $1,571.86 | 11.000% | No | No | Employed | US Citizen | $19,506.10 | 1 | $11,125.20 | $1,802.04 | $927.10 | $150.17 | 32.544% | 32.736% | 32.243% | 02/19/2026 | 770 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 11.000% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 20 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,751.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 30.34 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117907 | XXXXXX | Exempt from ATR | No | No | $4,300.14 | $2,709.70 | 8.375% | $774.68 | $1,005.15 | 10.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $9,506.27 | 1 | $8,859.96 | $1,994.16 | $738.33 | $166.18 | 30.864% | 35.895% | 30.496% | 01/07/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,300.14 | 6.560% | $0.00 | None | N/A | No | 10.375% | 3 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $2,294.58 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114477 | XXXXXX | Exempt from ATR | No | No | $3,050.36 | $3,633.36 | 8.375% | $670.00 | $869.46 | 10.375% | No | No | Employed | US Citizen | $5,325.52 | 1 | $10,665.72 | $3,203.04 | $888.81 | $266.92 | 47.532% | 52.959% | 47.101% | 12/15/2025 | 802 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,050.36 | 6.560% | $0.00 | None | N/A | No | 10.375% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $2,128.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118729 | XXXXXX | Exempt from ATR | No | No | $4,423.00 | $1,902.95 | 8.875% | $739.58 | $943.04 | 10.875% | No | No | Employed | US Citizen | $6,946.02 | 1 | $8,994.60 | $2,397.96 | $749.55 | $199.83 | 44.235% | 48.937% | 43.823% | 01/13/2026 | 723 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,423.00 | 6.560% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 5.890% | XXXXXX | XXXXXX | $3,525.36 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114350 | XXXXXX | Exempt from ATR | No | No | $3,841.27 | $1,370.46 | 9.125% | $593.13 | $750.31 | 11.125% | No | No | Employed | US Citizen | $8,682.51 | 1 | $5,923.32 | $5,045.04 | $493.61 | $420.42 | 47.611% | 50.278% | 47.356% | 02/05/2026 | 717 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,841.27 | 6.620% | $0.00 | None | N/A | No | 11.125% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $2,065.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113307 | XXXXXX | Exempt from ATR | No | No | $8,018.80 | $1,832.75 | 7.250% | $2,416.67 | $3,663.96 | 9.250% | No | No | Employed | Not Employed | US Citizen | US Citizen | $30,582.31 | 1 | $29,814.00 | $1,401.00 | $2,484.50 | $116.75 | 33.539% | 38.866% | 35.783% | 01/27/2026 | 790 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Account Statements - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,018.80 | 6.620% | $0.00 | None | N/A | No | 9.250% | 2 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 72 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $8,464.27 | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117130 | XXXXXX | Exempt from ATR | No | No | $1,590.00 | $3,108.90 | 6.750% | $374.58 | $415.77 | 7.750% | No | No | Employed | US Citizen | $8,464.16 | 1 | $19,488.48 | $2,900.88 | $1,624.04 | $241.74 | 40.253% | 43.577% | 40.681% | 01/08/2026 | 698 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,590.00 | 6.560% | $0.00 | None | N/A | No | 7.750% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 13 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $2,101.96 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 26.48 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115814 | XXXXXX | Exempt from ATR | No | No | $3,946.60 | $1,459.45 | 7.875% | $1,148.44 | $1,674.82 | 9.875% | No | No | Non-Employment Income | Self-Employed | US Citizen | US Citizen | $8,212.78 | 1 | $8,469.84 | $2,490.84 | $705.82 | $207.57 | 41.252% | 47.791% | 44.380% | 02/02/2026 | 709 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Other - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Paystubs - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2025 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2023 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,946.60 | 6.590% | $0.00 | None | N/A | No | 9.875% | 0 | 3 | 2 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,751.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $10,770.83 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117581 | XXXXXX | Exempt from ATR | No | No | $3,331.52 | $4,243.82 | 8.750% | $1,203.12 | $1,540.74 | 10.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $7,780.84 | 1 | $7,910.28 | $2,496.00 | $659.19 | $208.00 | 43.727% | 50.239% | 43.132% | 02/10/2026 | 781 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,331.52 | 6.560% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.316% | XXXXXX | XXXXXX | $2,589.14 | No | Trustee | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114199 | XXXXXX | Exempt from ATR | No | No | $4,640.00 | $5,067.95 | 7.375% | $1,425.83 | $1,931.24 | 9.375% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $8,384.12 | 1 | $4,468.20 | $5,301.12 | $372.35 | $441.76 | 48.002% | 57.312% | 47.513% | 02/02/2026 | 816 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,640.00 | 6.620% | $0.00 | None | N/A | No | 9.375% | 2 | 2 | 1 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $3,346.76 | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $9,071.48 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117583 | XXXXXX | Exempt from ATR | No | No | $4,332.18 | $4,760.13 | 7.750% | $665.21 | $885.05 | 9.750% | No | No | Employed | US Citizen | $5,904.31 | 1 | $4,353.12 | $2,387.04 | $362.76 | $198.92 | 42.063% | 48.830% | 41.677% | 02/16/2026 | 724 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,332.18 | 6.560% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 42 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.003% | XXXXXX | XXXXXX | $1,366.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116645 | XXXXXX | Exempt from ATR | No | No | $5,306.20 | $5,734.15 | 7.625% | $1,290.83 | $1,910.77 | 9.625% | No | No | Employed | US Citizen | $4,510.00 | 1 | $4,997.52 | $663.00 | $416.46 | $55.25 | 50.412% | 62.449% | 56.069% | 02/11/2026 | 783 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | WVOE | 0 | 0 | 0 | No | XXXXXX | $5,306.20 | 6.600% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,469.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118171 | XXXXXX | Exempt from ATR | No | No | $9,870.00 | $10,864.36 | 6.875% | $2,291.67 | $3,183.44 | 8.875% | No | No | Non-Employment Income | US Citizen | $8,754.18 | 1 | $5,984.28 | $2,553.48 | $498.69 | $212.79 | 38.176% | 57.486% | 36.098% | 01/26/2026 | 804 | No | No | [Borrower - | Non-Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - IRA Distribution]; Other - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,870.00 | 6.560% | $0.00 | 1.0 | None | Yes | No | 8.875% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 276 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | XXXXXX | XXXXXX | XXXXXX | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 276 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115296 | XXXXXX | Exempt from ATR | No | No | $6,250.00 | $2,846.95 | 7.875% | $820.31 | $1,196.30 | 9.875% | No | No | Employed | US Citizen | $7,426.59 | 1 | $2,068.56 | $3,476.76 | $172.38 | $289.73 | 36.115% | 41.733% | 38.803% | 02/04/2026 | 758 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,250.00 | 6.590% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,189.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116458 | XXXXXX | Exempt from ATR | No | No | $1,706.88 | $2,224.88 | 9.000% | $390.00 | $495.37 | 11.000% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $3,661.50 | 1 | $4,128.00 | $1,812.96 | $344.00 | $151.08 | 46.077% | 49.676% | 45.674% | 02/11/2026 | 732 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,706.88 | 6.560% | $0.00 | None | N/A | No | 11.000% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $832.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,238.85 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116453 | XXXXXX | Exempt from ATR | No | No | $2,980.65 | $3,473.65 | 8.500% | $1,090.31 | $1,537.26 | 10.500% | No | No | Employed | US Citizen | $7,735.85 | 1 | $5,459.40 | $1,116.72 | $454.95 | $93.06 | 32.914% | 39.331% | 36.137% | 02/11/2026 | 767 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,980.65 | 6.600% | $0.00 | None | N/A | No | 10.500% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 1.875% | XXXXXX | XXXXXX | $1,532.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117890 | XXXXXX | Exempt from ATR | No | No | $8,520.00 | $9,293.44 | 7.375% | $2,151.04 | $2,911.95 | 9.375% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $8,704.72 | 1 | $5,580.00 | $2,232.96 | $465.00 | $186.08 | 47.524% | 61.185% | 46.810% | 02/10/2026 | 762 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,520.00 | 6.560% | $0.00 | None | Yes | No | 9.375% | 0 | 0 | 2 | 0 | 3 | 1 | 1.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $1,744.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.52 | No | No | $3,271.67 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116720 | XXXXXX | Exempt from ATR | No | No | $7,144.40 | $1,961.55 | 8.500% | $1,501.67 | $1,939.54 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $10,101.62 | 1 | $3,037.08 | $1,793.04 | $253.09 | $149.42 | 48.482% | 53.282% | 47.974% | 02/12/2026 | 743 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,144.40 | 6.600% | $0.00 | None | N/A | No | 10.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,255.05 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $6,382.42 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115124 | XXXXXX | Exempt from ATR | No | No | $3,062.73 | $3,502.73 | 8.500% | $579.06 | $997.78 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $10,309.22 | 1 | $3,804.36 | $1,106.88 | $317.03 | $92.24 | 47.472% | 48.756% | 47.210% | 02/03/2026 | 764 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,062.73 | 6.540% | $0.00 | None | N/A | No | 10.500% | 1 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | 25 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $846.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $13,743.59 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112724 | XXXXXX | Exempt from ATR | No | No | $6,695.00 | $7,542.00 | 7.375% | $2,458.33 | $3,696.44 | 9.375% | No | No | Employed | US Citizen | $170,984.02 | 1 | $35,978.16 | $13,653.96 | $2,998.18 | $1,137.83 | 8.605% | 9.898% | 9.154% | 11/25/2025 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,695.00 | 6.660% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 4 | 0 | 0.00 | No | 120 | XXXXXX | No | 35 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 55.16 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117905 | XXXXXX | Exempt from ATR | No | No | $3,857.83 | $5,035.98 | 8.500% | $698.35 | $984.45 | 10.500% | No | No | Employed | US Citizen | $4,299.80 | 1 | $3,602.40 | $1,359.00 | $300.20 | $113.25 | 42.884% | 49.828% | 46.046% | 01/06/2026 | 701 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,857.83 | 6.560% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $747.46 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113625 | XXXXXX | Exempt from ATR | No | No | $10,000.00 | $10,795.00 | 8.250% | $3,437.50 | $4,908.95 | 10.250% | No | No | Employed | Employed | US Citizen | US Citizen | $27,019.27 | 1 | $10,091.64 | $2,325.00 | $840.97 | $193.75 | 24.945% | 32.542% | 28.346% | 01/15/2026 | 790 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,000.00 | 6.620% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $2,905.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $19,791.68 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112617 | XXXXXX | Exempt from ATR | No | No | $3,892.60 | $2,870.64 | 7.875% | $656.25 | $868.61 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $27,248.27 | 1 | $28,644.12 | $2,871.00 | $2,387.01 | $239.25 | 42.137% | 43.434% | 42.053% | 01/07/2026 | 793 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,892.60 | 6.660% | $0.00 | None | N/A | No | 9.875% | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | 24 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $3,713.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $3,159.10 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113253 | XXXXXX | Exempt from ATR | No | No | $13,805.00 | $1,322.95 | 8.250% | $3,437.50 | $4,481.90 | 10.250% | No | No | Self-Employed | US Citizen | $54,456.28 | 1 | $16,389.12 | $1,978.56 | $1,365.76 | $164.88 | 24.377% | 28.425% | 24.070% | 02/20/2026 | 799 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Business License - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $13,805.00 | 6.620% | $0.00 | 2.3 | None | Yes | No | 10.250% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,844.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 7 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117762 | XXXXXX | Exempt from ATR | No | No | $1,119.95 | $1,132.95 | 8.375% | $1,709.90 | $2,218.94 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $10,975.12 | 1 | $14,701.44 | $2,247.00 | $1,225.12 | $187.25 | 41.604% | 49.083% | 41.010% | 02/19/2026 | 780 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,119.95 | 6.560% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $3,585.74 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $9,583.34 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117929 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.250% | $1,506.98 | $1,899.46 | 11.250% | No | No | Employed | US Citizen | $8,877.26 | 1 | $8,502.84 | $3,998.04 | $708.57 | $333.17 | 48.417% | 54.187% | 47.787% | 02/19/2026 | 710 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Employer Letter - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 11.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $3,538.31 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 13.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111684 | XXXXXX | Exempt from ATR | No | No | $2,148.85 | $2,577.90 | 7.875% | $721.87 | $955.32 | 9.875% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $8,253.85 | 1 | $3,297.36 | $5,112.96 | $274.78 | $426.08 | 37.708% | 43.190% | 37.378% | 01/17/2026 | 769 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,148.85 | 6.560% | $0.00 | None | N/A | No | 9.875% | 3 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.500% | XXXXXX | XXXXXX | $1,892.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $5,750.25 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117154 | XXXXXX | Exempt from ATR | No | No | $4,200.00 | $4,619.95 | 7.750% | $678.13 | $902.24 | 9.750% | No | No | Employed | US Citizen | $4,506.99 | 1 | $5,339.88 | $1,740.96 | $444.99 | $145.08 | 43.336% | 52.174% | 42.831% | 02/17/2026 | 792 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,200.00 | 6.560% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $929.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118023 | XXXXXX | Exempt from ATR | No | No | $4,809.00 | $5,236.95 | 9.250% | $1,156.25 | $1,574.14 | 11.250% | No | No | Employed | Employed | US Citizen | US Citizen | $6,631.57 | 1 | $2,239.92 | $2,994.96 | $186.66 | $249.58 | 44.571% | 50.581% | 47.469% | 02/20/2026 | 733 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,809.00 | 6.560% | $0.00 | None | N/A | No | 11.250% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,944.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,857.50 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118636 | XXXXXX | Exempt from ATR | No | No | $9,067.20 | $3,213.05 | 7.875% | $1,575.00 | $2,084.34 | 9.875% | No | No | Non-Employment Income | US Citizen | $6,323.24 | 1 | $6,929.64 | $1,265.04 | $577.47 | $105.42 | 44.457% | 58.377% | 43.620% | 02/19/2026 | 794 | No | No | [Borrower - | Non-Primary
Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - IRA Distribution]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $9,067.20 | 6.560% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,653.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118799 | XXXXXX | Exempt from ATR | No | No | $4,590.00 | $3,542.92 | 8.500% | $2,124.65 | $2,744.63 | 10.500% | No | No | Employed | US Citizen | $11,685.53 | 1 | $4,702.80 | $2,262.96 | $391.90 | $188.58 | 40.796% | 50.123% | 40.082% | 02/10/2026 | 798 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,590.00 | 6.560% | $0.00 | 1.5 | None | N/A | No | 10.500% | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,332.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116058 | XXXXXX | Exempt from ATR | No | No | $1,990.00 | $4,074.89 | 7.875% | $1,575.00 | $2,296.90 | 9.875% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $4,430.98 | 1 | $11,600.28 | $1,352.16 | $966.69 | $112.68 | 43.499% | 59.486% | 51.147% | 01/15/2026 | 801 | Yes | No | [Borrower - | Primary
Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | XXXXXX | $1,990.00 | 6.600% | $0.00 | 1.0 | None | Yes | No | 9.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 360 | 120 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | XXXXXX | XXXXXX | XXXXXX | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1013.3 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119448 | XXXXXX | Exempt from ATR | No | No | $7,000.00 | $5,134.75 | 8.000% | $933.33 | $1,228.78 | 10.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,377.85 | 1 | $4,820.52 | $1,865.04 | $401.71 | $155.42 | 35.155% | 43.166% | 34.648% | 02/17/2026 | 690 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Account Statements - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,000.00 | 6.540% | $0.00 | None | N/A | No | 10.000% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.000% | XXXXXX | XXXXXX | $866.84 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $4,551.33 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115747 | XXXXXX | Exempt from ATR | No | No | $2,298.20 | $2,316.20 | 8.750% | $1,312.50 | $1,827.70 | 10.750% | No | No | Employed | US Citizen | $17,342.31 | 1 | $18,699.00 | $2,703.00 | $1,558.25 | $225.25 | 36.397% | 39.786% | 37.969% | 02/06/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,298.20 | 6.590% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 7.375% | XXXXXX | XXXXXX | $5,633.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114050 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 7.750% | $484.38 | $644.56 | 9.750% | No | No | Self-Employed | US Citizen | $10,260.16 | 1 | $10,582.92 | $2,574.00 | $881.91 | $214.50 | 22.454% | 24.292% | 22.237% | 01/29/2026 | 796 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 9.750% | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,177.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112711 | XXXXXX | Exempt from ATR | No | No | $4,936.22 | $4,954.22 | 7.250% | $798.53 | $1,087.34 | 9.250% | No | No | Employed | US Citizen | $3,793.54 | 1 | $9,674.76 | $1,475.04 | $806.23 | $122.92 | 49.924% | 61.383% | 49.364% | 01/22/2026 | 768 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,936.22 | 6.660% | $0.00 | None | N/A | No | 9.250% | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,616.56 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000112741 | XXXXXX | Exempt from ATR | No | No | $2,678.60 | $3,071.60 | 8.375% | $418.75 | $594.09 | 10.375% | No | No | Employed | US Citizen | $3,956.49 | 1 | $2,933.04 | $1,647.96 | $244.42 | $137.33 | 37.529% | 40.218% | 39.833% | 01/23/2026 | 777 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,678.60 | 6.660% | $0.00 | 2.6 | None | Yes | No | 10.375% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $730.52 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000109227 | XXXXXX | Exempt from ATR | No | No | $3,000.00 | $3,388.95 | 7.990% | $1,997.50 | $2,893.50 | 9.990% | No | No | Employed | Employed | US Citizen | US Citizen | $6,364.76 | 1 | $1,660.20 | $3,053.04 | $138.35 | $254.42 | 47.015% | 56.865% | 53.218% | 01/05/2026 | 716 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,000.00 | 6.820% | $0.00 | 1.0 | None | N/A | No | 9.990% | 2 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 11 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 62.05 | No | No | $0.00 | $6,179.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110289 | XXXXXX | Exempt from ATR | No | No | $4,263.00 | $4,690.95 | 7.625% | $667.19 | $987.46 | 9.625% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,672.47 | 1 | $4,013.76 | $4,881.24 | $334.48 | $406.77 | 38.963% | 45.610% | 41.824% | 02/26/2026 | 734 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,263.00 | 6.710% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,461.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,237.90 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118130 | XXXXXX | Exempt from ATR | No | No | $3,774.00 | $4,201.95 | 8.750% | $917.29 | $1,174.50 | 10.750% | No | No | Employed | US Citizen | $14,696.72 | 1 | $8,916.72 | $1,311.12 | $743.06 | $109.26 | 35.591% | 38.872% | 35.316% | 02/21/2026 | 794 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,774.00 | 6.560% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | No | 0 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,703.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116182 | XXXXXX | Exempt from ATR | No | No | $2,243.72 | $2,988.07 | 7.500% | $721.88 | $930.56 | 7.500% | No | No | Non-Employment Income | US Citizen | $1,701.19 | 1 | $4,363.80 | $1,761.00 | $363.65 | $146.75 | 49.555% | 74.320% | 49.555% | 01/16/2026 | 783 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,243.72 | 6.600% | $0.00 | None | N/A | No | 7.500% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119107 | XXXXXX | Exempt from ATR | No | No | $4,706.00 | $5,662.95 | 8.875% | $1,479.17 | $1,886.08 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,643.87 | 1 | $8,097.12 | $1,728.12 | $674.76 | $144.01 | 46.059% | 57.255% | 45.080% | 02/05/2026 | 770 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,706.00 | 6.560% | $0.00 | None | N/A | No | 10.875% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.690% | XXXXXX | XXXXXX | $1,786.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,333.33 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118100 | XXXXXX | Exempt from ATR | No | No | $9,417.50 | $4,475.95 | 8.625% | $2,156.25 | $2,772.72 | 10.625% | No | No | Employed | Employed | US Citizen | US Citizen | $14,134.57 | 1 | $9,817.08 | $3,242.28 | $818.09 | $270.19 | 45.213% | 47.798% | 44.650% | 02/09/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $9,417.50 | 6.560% | $0.00 | None | N/A | No | 10.625% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $3,192.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,692.53 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118839 | XXXXXX | Exempt from ATR | No | No | $2,069.00 | $4,386.95 | 8.000% | $800.00 | $1,053.24 | 10.000% | No | No | Employed | US Citizen | $3,728.83 | 1 | $3,438.96 | $1,127.52 | $286.58 | $93.96 | 47.022% | 53.778% | 46.321% | 02/10/2026 | 762 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,069.00 | 6.560% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 14 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,237.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117359 | XXXXXX | Exempt from ATR | No | No | $4,520.00 | $4,952.95 | 7.750% | $2,919.17 | $4,287.91 | 9.750% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $7,773.27 | 1 | $5,201.76 | $2,217.12 | $433.48 | $184.76 | 39.627% | 59.992% | 48.459% | 02/17/2026 | 753 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,520.00 | 6.560% | $0.00 | 1.0 | None | No | No | 9.750% | 0 | 1 | 1 | 0 | 3 | 1 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | XXXXXX | XXXXXX | XXXXXX | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 125.24 | No | $7,103.50 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111856 | XXXXXX | Exempt from ATR | No | No | $3,870.00 | $5,097.80 | 9.375% | $781.25 | $980.93 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $7,256.70 | 1 | $1,969.08 | $2,532.00 | $164.09 | $211.00 | 36.458% | 41.255% | 35.960% | 01/07/2026 | 709 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,870.00 | 6.660% | $0.00 | None | N/A | No | 11.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 21 | 35 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,045.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $5,000.67 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116442 | XXXXXX | Exempt from ATR | No | No | $17,780.00 | $5,557.95 | 7.750% | $3,229.17 | $4,296.38 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $13,086.51 | 1 | $7,581.24 | $2,304.00 | $631.77 | $192.00 | 44.152% | 58.438% | 43.336% | 02/05/2026 | 761 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Yes | XXXXXX | $17,780.00 | 6.600% | $0.00 | 1.0 | None | Yes | No | 9.750% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $4,026.73 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $2,736.15 | $5,035.19 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118022 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,240.00 | 8.125% | $1,049.48 | $1,374.78 | 10.125% | No | No | Employed | US Citizen | $10,522.13 | 1 | $7,138.08 | $2,819.04 | $594.84 | $234.92 | 37.133% | 43.076% | 36.738% | 02/20/2026 | 697 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 10.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 13 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $2,749.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000111612 | XXXXXX | Exempt from ATR | No | No | $4,687.90 | $1,482.95 | 7.875% | $1,214.06 | $1,607.56 | 9.875% | No | No | Non-Employment Income | US Citizen | $4,791.33 | 1 | $8,234.88 | $2,532.60 | $686.24 | $211.05 | 46.588% | 60.195% | 45.766% | 01/09/2026 | 776 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-R - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,687.90 | 6.710% | $0.00 | None | N/A | No | 9.875% | 0 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $694.67 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116063 | XXXXXX | Exempt from ATR | No | No | $4,392.84 | $4,785.84 | 8.250% | $645.31 | $841.23 | 10.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $8,546.48 | 1 | $5,177.64 | $6,423.96 | $431.47 | $535.33 | 43.599% | 47.517% | 43.326% | 02/09/2026 | 756 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,392.84 | 6.530% | $0.00 | 1.0 | None | No | No | 10.250% | 0 | 1 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,218.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $13,539.11 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117444 | XXXXXX | Exempt from ATR | No | No | $7,506.69 | $3,607.94 | 7.875% | $1,115.63 | $1,476.40 | 9.875% | No | No | Employed | US Citizen | $4,362.08 | 1 | $6,758.52 | $3,877.08 | $563.21 | $323.09 | 47.733% | 61.183% | 46.925% | 01/14/2026 | 743 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,506.69 | 6.560% | $0.00 | 1.9 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,535.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119600 | XXXXXX | Exempt from ATR | No | No | $4,744.96 | $5,137.96 | 8.500% | $853.54 | $1,102.43 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $14,484.82 | 1 | $8,750.04 | $3,594.96 | $729.17 | $299.58 | 46.245% | 48.990% | 46.035% | 02/21/2026 | 685 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,744.96 | 6.540% | $0.00 | None | N/A | No | 10.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.125% | XXXXXX | XXXXXX | $1,829.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 25.97 | No | $0.00 | $10,567.70 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117060 | XXXXXX | Exempt from ATR | No | No | $1,569.77 | $2,292.77 | 8.625% | $436.91 | $561.82 | 10.625% | No | No | Employed | US Citizen | $3,951.08 | 1 | $1,890.24 | $1,824.00 | $157.52 | $152.00 | 47.319% | 52.219% | 46.927% | 02/14/2026 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,569.77 | 6.560% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 77.06 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118554 | XXXXXX | Exempt from ATR | No | No | $3,590.00 | $3,985.00 | 7.375% | $1,843.75 | $2,772.33 | 9.375% | No | No | Employed | US Citizen | $14,269.37 | 1 | $32,277.48 | $6,765.00 | $2,689.79 | $563.75 | 39.872% | 47.515% | 43.114% | 02/25/2026 | 761 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,590.00 | 6.560% | $0.00 | 3.8 | None | N/A | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $3,189.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119446 | XXXXXX | Exempt from ATR | No | No | $2,163.98 | $1,932.93 | 7.875% | $492.19 | $717.67 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,486.72 | 1 | $5,551.68 | $1,611.00 | $462.64 | $134.25 | 49.122% | 52.037% | 50.396% | 02/21/2026 | 759 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,163.98 | 6.540% | $0.00 | None | N/A | No | 9.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 25 | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,522.74 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $5,761.16 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119682 | XXXXXX | Exempt from ATR | No | No | $4,568.02 | $5,095.97 | 8.500% | $991.67 | $1,280.83 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $13,725.75 | 1 | $14,693.28 | $1,817.04 | $1,224.44 | $151.42 | 44.991% | 48.436% | 44.728% | 02/11/2026 | 706 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,568.02 | 6.540% | $0.00 | None | No | No | 10.500% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $5,240.51 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,000.03 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116771 | XXXXXX | Exempt from ATR | No | No | $6,225.40 | $4,752.95 | 9.000% | $1,200.00 | $1,523.96 | 11.000% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,277.87 | 1 | $1,235.28 | $759.00 | $102.94 | $63.25 | 42.858% | 58.932% | 41.390% | 02/10/2026 | 810 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,225.40 | 6.600% | $0.00 | 1.3 | None | Yes | No | 11.000% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $768.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,636.38 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117267 | XXXXXX | Exempt from ATR | No | No | $1,892.25 | $2,220.20 | 9.000% | $562.50 | $1,032.35 | 11.000% | No | No | Employed | US Citizen | $5,949.32 | 1 | $5,845.80 | $2,589.00 | $487.15 | $215.75 | 44.978% | 46.034% | 47.147% | 02/16/2026 | 709 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,892.25 | 6.560% | $0.00 | None | N/A | No | 11.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,294.47 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119042 | XXXXXX | Exempt from ATR | No | No | $4,589.88 | $4,607.75 | 8.875% | $848.66 | $1,082.13 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $5,955.40 | 1 | $3,647.28 | $1,479.96 | $303.94 | $123.33 | 48.859% | 54.631% | 48.354% | 02/24/2026 | 755 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,589.88 | 6.560% | $0.00 | None | N/A | No | 10.875% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,189.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Fair Isaac (VER. 2) | No | No | $0.00 | $6,707.36 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120129 | XXXXXX | Exempt from ATR | No | No | $3,184.26 | $2,899.80 | 9.375% | $1,358.20 | $1,705.34 | 11.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $7,492.32 | 1 | $9,348.84 | $3,697.56 | $779.07 | $308.13 | 46.757% | 53.525% | 46.055% | 02/26/2026 | 753 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,184.26 | 6.540% | $0.00 | None | N/A | No | 11.375% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $3,004.09 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $3,508.09 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119012 | XXXXXX | Exempt from ATR | No | No | $4,987.20 | $5,415.15 | 7.990% | $799.00 | $1,052.35 | 9.990% | No | No | Employed | US Citizen | $4,656.72 | 1 | $7,826.88 | $1,667.04 | $652.24 | $138.92 | 43.153% | 52.702% | 42.552% | 02/24/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,987.20 | 6.560% | $0.00 | None | N/A | No | 9.990% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $854.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118126 | XXXXXX | Exempt from ATR | No | No | $5,765.00 | $6,158.00 | 8.750% | $1,159.38 | $1,484.47 | 10.750% | No | No | Self-Employed | US Citizen | $22,242.64 | 1 | $6,458.52 | $1,347.96 | $538.21 | $112.33 | 17.766% | 21.265% | 17.473% | 02/21/2026 | 771 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,765.00 | 6.560% | $0.00 | None | N/A | No | 10.750% | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,495.35 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118298 | XXXXXX | Exempt from ATR | No | No | $1,025.00 | $662.95 | 8.625% | $359.37 | $462.12 | 10.625% | No | No | Employed | US Citizen | $6,745.05 | 1 | $7,416.96 | $2,172.00 | $618.08 | $181.00 | 48.599% | 50.903% | 48.415% | 02/23/2026 | 758 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,025.00 | 6.560% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.750% | XXXXXX | XXXXXX | $3,599.72 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118440 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,290.00 | 8.375% | $1,430.73 | $1,856.36 | 10.375% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $32,626.45 | 1 | $12,704.52 | $2,483.76 | $1,058.71 | $206.98 | 21.453% | 24.529% | 21.228% | 02/09/2026 | 751 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 10.375% | 1 | 0 | 1 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | No | 9 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $3,898.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $16,557.78 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117973 | XXXXXX | Exempt from ATR | No | No | $3,400.00 | $3,827.95 | 7.625% | $953.13 | $1,275.16 | 9.625% | No | No | Employed | US Citizen | $19,349.90 | 1 | $7,143.96 | $1,840.32 | $595.33 | $153.36 | 31.281% | 34.896% | 31.085% | 01/31/2026 | 766 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $3,400.00 | 6.560% | $0.00 | None | N/A | No | 9.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $2,618.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113869 | XXXXXX | Exempt from ATR | No | No | $2,795.60 | $512.95 | 8.125% | $833.49 | $1,091.84 | 10.125% | No | No | Self-Employed | Permanent Resident Alien | $5,429.23 | 1 | $6,020.40 | $3,464.04 | $501.70 | $288.67 | 41.973% | 50.417% | 41.412% | 01/12/2026 | 816 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,795.60 | 6.530% | $0.00 | None | N/A | No | 10.125% | 0 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $1,824.89 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114518 | XXXXXX | Exempt from ATR | No | No | $6,406.00 | $7,444.96 | 8.875% | $1,065.00 | $1,357.98 | 10.875% | No | No | Employed | Self-Employed | Self-Employed | 15.55 | US Citizen | US Citizen | US Citizen | $20,823.45 | 1 | $9,354.24 | $1,740.00 | $779.52 | $145.00 | 43.875% | 46.149% | 43.377% | 01/07/2026 | 756 | 754 | 760 | 756 | Level 2-Stated/Not Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,406.00 | 6.530% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 2 | 0 | 4 | 2 | 0.00 | No | 324 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,170.59 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 32.07 | No | No | $30,899.45 | $0.00 | No | No | No | No | 6 | 324 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119683 | XXXXXX | Exempt from ATR | No | No | $10,749.78 | $11,782.73 | 9.250% | $1,657.29 | $2,088.55 | 11.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $11,557.37 | 1 | $6,842.64 | $11,358.60 | $570.22 | $946.55 | 43.781% | 49.610% | 43.201% | 02/16/2026 | 740 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 1 | 0 | 0 | No | XXXXXX | $10,749.78 | 6.540% | $0.00 | None | N/A | No | 11.250% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $4,625.00 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 24.64 | No | $14,919.00 | $5,638.69 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116767 | XXXXXX | Exempt from ATR | No | No | $3,595.00 | $7,712.54 | 7.750% | $968.75 | $1,288.91 | 9.750% | No | No | Self-Employed | US Citizen | $8,495.78 | 3 | $6,834.48 | $3,319.68 | $569.54 | $276.64 | 43.886% | 46.733% | 43.507% | 02/12/2026 | 745 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2015 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,595.00 | 6.600% | $0.00 | None | No | No | 9.750% | 1 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,527.77 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119856 | XXXXXX | Exempt from ATR | No | No | $3,220.77 | $3,501.95 | 10.125% | $578.81 | $712.36 | 12.125% | No | No | Employed | US Citizen | $2,102.85 | 1 | $2,037.48 | $866.04 | $169.79 | $72.17 | 48.726% | 56.927% | 47.639% | 01/28/2026 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,220.77 | 6.540% | $0.00 | None | N/A | No | 12.125% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $1,044.00 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119244 | XXXXXX | Exempt from ATR | No | No | $2,100.00 | $2,527.95 | 8.625% | $1,006.25 | $1,293.94 | 10.625% | No | No | Employed | US Citizen | $6,231.93 | 1 | $2,967.12 | $2,102.04 | $247.26 | $175.17 | 38.594% | 46.933% | 37.926% | 02/28/2026 | 729 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,100.00 | 6.560% | $0.00 | None | N/A | No | 10.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $959.37 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120374 | XXXXXX | Exempt from ATR | No | No | $4,190.00 | $3,038.09 | 8.875% | $739.58 | $943.04 | 10.875% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,496.15 | 1 | $3,462.24 | $1,431.96 | $288.52 | $119.33 | 45.240% | 50.177% | 44.808% | 02/17/2026 | 732 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,190.00 | 6.540% | $0.00 | None | N/A | No | 10.875% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.990% | XXXXXX | XXXXXX | $1,612.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,397.43 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119334 | XXXXXX | Exempt from ATR | No | No | $1,842.00 | $2,867.00 | 7.250% | $604.16 | $822.79 | 9.250% | No | No | Non-Employment Income | US Citizen | $2,750.99 | 1 | $2,603.16 | $2,628.96 | $216.93 | $219.08 | 49.938% | 57.221% | 49.349% | 02/12/2026 | 762 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,842.00 | 6.530% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,485.32 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119053 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 7.875% | $630.00 | $833.73 | 9.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $3,605.53 | 1 | $11,444.04 | $1,235.04 | $953.67 | $102.92 | 48.379% | 52.202% | 47.834% | 02/11/2026 | 729 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,424.57 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.16 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000114632 | XXXXXX | Exempt from ATR | No | No | $1,816.25 | $2,209.25 | 7.625% | $476.56 | $705.33 | 9.625% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $5,829.70 | 1 | $10,473.00 | $3,905.04 | $872.75 | $325.42 | 47.975% | 49.355% | 49.670% | 02/02/2026 | 759 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,816.25 | 6.590% | $0.00 | None | N/A | No | 9.625% | 0 | 0 | 1 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,810.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $9,136.83 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116718 | XXXXXX | Exempt from ATR | No | No | $4,966.73 | $3,976.70 | 8.250% | $1,615.63 | $2,106.49 | 10.250% | No | Yes | Self-Employed | Non-Employment Income | Non-Employment Income | 0 | US Citizen | US Citizen | US Citizen | $10,690.92 | 1 | $16,111.32 | $2,673.00 | $1,342.61 | $222.75 | 46.319% | 48.835% | 45.799% | 01/28/2026 | 796 | 794 | 813 | 812 | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Other - 2026 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,966.73 | 6.600% | $0.00 | None | N/A | No | 10.250% | 2 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $3,006.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $13,392.08 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120369 | XXXXXX | Exempt from ATR | No | No | $3,627.00 | $3,029.44 | 8.875% | $536.49 | $684.08 | 10.875% | No | No | Employed | US Citizen | $9,086.48 | 1 | $8,387.76 | $1,377.00 | $698.98 | $114.75 | 37.813% | 40.721% | 37.558% | 02/25/2026 | 722 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,627.00 | 6.540% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,734.00 | No | Individual | No | No | Fair Isaac (VER. 2) | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118649 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.250% | $385.42 | $485.71 | 11.250% | No | No | Employed | US Citizen | $5,296.39 | 1 | $3,234.00 | $1,089.96 | $269.50 | $90.83 | 40.668% | 43.790% | 40.357% | 02/25/2026 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 11.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,289.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120368 | XXXXXX | Exempt from ATR | No | No | $12,600.00 | $2,852.95 | 7.875% | $3,281.25 | $4,342.37 | 9.875% | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | $80,524.70 | 1 | $28,109.40 | $8,583.72 | $2,342.45 | $715.31 | 32.505% | 35.272% | 32.338% | 03/06/2026 | 738 | No | No | [Coborrower(s) - |
Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $12,600.00 | 6.540% | $0.00 | 4.4 | None | N/A | No | 9.875% | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $13,160.99 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $119,304.04 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119286 | XXXXXX | Exempt from ATR | No | No | $8,151.50 | $8,634.45 | 7.375% | $1,462.71 | $1,979.83 | 9.375% | No | No | Employed | US Citizen | $8,139.46 | 1 | $6,851.88 | $5,029.20 | $570.99 | $419.10 | 47.204% | 57.962% | 46.682% | 03/02/2026 | 804 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,151.50 | 6.540% | $0.00 | None | N/A | No | 9.375% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,671.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120128 | XXXXXX | Exempt from ATR | No | No | $1,500.00 | $2,274.95 | 8.875% | $591.66 | $754.43 | 10.875% | No | No | Employed | US Citizen | $4,467.93 | 1 | $4,462.92 | $1,773.00 | $371.91 | $147.75 | 43.018% | 48.994% | 42.495% | 02/26/2026 | 711 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,500.00 | 6.540% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $943.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113996 | XXXXXX | Exempt from ATR | No | No | $2,491.88 | $2,984.88 | 7.625% | $419.38 | $561.07 | 9.625% | No | No | Employed | US Citizen | $2,352.76 | 1 | $0.00 | $1,326.96 | $0.00 | $110.58 | 47.177% | 51.741% | 46.632% | 01/29/2026 | 700 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,491.88 | 6.620% | $0.00 | None | N/A | No | 9.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $433.28 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121298 | XXXXXX | Exempt from ATR | No | No | $5,951.25 | $6,196.25 | 8.375% | $2,128.64 | $2,761.91 | 10.375% | No | No | Employed | US Citizen | $12,038.21 | 1 | $5,929.68 | $1,128.00 | $494.14 | $94.00 | 39.972% | 49.451% | 39.280% | 01/30/2026 | 700 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Clothing Allowance]; Leave and Earnings Statement (LES) - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,951.25 | 6.530% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $1,783.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.34 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117976 | XXXXXX | Exempt from ATR | No | No | $3,660.00 | $5,697.52 | 7.500% | $875.00 | $1,177.36 | 9.500% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $11,483.07 | 1 | $5,781.60 | $2,895.96 | $481.80 | $241.33 | 40.918% | 45.873% | 40.664% | 02/23/2026 | 717 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | Yes | XXXXXX | $3,660.00 | 6.560% | $0.00 | None | N/A | No | 9.500% | 3 | 2 | 2 | 0 | 3 | 2 | 12.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,549.34 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $10,143.21 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120130 | XXXXXX | Exempt from ATR | No | No | $14,945.00 | $3,397.95 | 7.500% | $3,125.00 | $4,204.85 | 9.500% | No | No | Employed | US Citizen | $19,835.64 | 1 | $29,875.08 | $17,463.00 | $2,489.59 | $1,455.25 | 48.347% | 57.302% | 47.887% | 12/29/2025 | 797 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $14,945.00 | 6.540% | $0.00 | None | N/A | No | 9.500% | 2 | 2 | 0 | 2 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.750% | XXXXXX | XXXXXX | $4,522.69 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120658 | XXXXXX | Exempt from ATR | No | No | $5,000.00 | $2,712.95 | 8.750% | $729.17 | $933.63 | 10.750% | No | No | Employed | US Citizen | $4,058.20 | 1 | $6,501.48 | $2,784.96 | $541.79 | $232.08 | 44.423% | 52.574% | 43.741% | 03/02/2026 | 732 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,000.00 | 6.530% | $0.00 | None | N/A | No | 10.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 38 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,536.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117155 | XXXXXX | Exempt from ATR | No | No | $1,320.00 | $1,866.95 | 8.375% | $921.25 | $1,306.99 | 10.375% | No | No | Employed | US Citizen | $6,704.65 | 1 | $5,321.64 | $1,662.96 | $443.47 | $138.58 | 46.129% | 50.040% | 48.709% | 02/16/2026 | 781 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,320.00 | 6.560% | $0.00 | None | N/A | No | 10.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $2,595.30 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000110887 | XXXXXX | Exempt from ATR | No | No | $1,677.51 | $2,542.95 | 9.750% | $885.62 | $1,100.44 | 11.750% | No | No | Employed | Not Employed | US Citizen | US Citizen | $10,537.15 | 1 | $1,352.52 | $1,950.12 | $112.71 | $162.51 | 29.411% | 33.202% | 28.966% | 11/10/2025 | 802 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,677.51 | 6.530% | $0.00 | 2.0 | None | N/A | No | 11.750% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,262.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119854 | XXXXXX | Exempt from ATR | No | No | $980.12 | $607.10 | 8.875% | $886.16 | $1,129.94 | 10.875% | No | No | Employed | US Citizen | $5,191.96 | 1 | $5,136.48 | $1,587.48 | $428.04 | $132.29 | 39.705% | 47.855% | 38.993% | 01/14/2026 | 766 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $980.12 | 6.530% | $0.00 | None | N/A | No | 10.875% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,160.73 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 45.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120127 | XXXXXX | Exempt from ATR | No | No | $2,009.70 | $2,305.95 | 7.875% | $360.94 | $564.51 | 9.875% | No | No | Employed | US Citizen | $7,906.38 | 1 | $10,659.72 | $2,499.00 | $888.31 | $208.25 | 43.463% | 45.439% | 43.279% | 02/23/2026 | 746 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,009.70 | 6.540% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.679% | XXXXXX | XXXXXX | $2,169.08 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120531 | XXXXXX | Exempt from ATR | No | No | $5,475.25 | $4,165.70 | 7.375% | $1,536.46 | $2,079.66 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $8,841.15 | 1 | $8,740.08 | $3,860.40 | $728.34 | $321.70 | 40.333% | 52.091% | 39.762% | 01/28/2026 | 721 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,475.25 | 6.540% | $0.00 | None | N/A | No | 9.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 21 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,770.04 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 10.18 | No | $0.00 | $3,984.11 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115603 | XXXXXX | Exempt from ATR | No | No | $1,880.33 | $2,310.53 | 9.375% | $794.42 | $794.55 | 11.375% | No | No | Employed | US Citizen | $5,549.50 | 1 | $3,980.76 | $3,009.96 | $331.73 | $250.83 | 48.568% | 51.406% | 48.142% | 02/05/2026 | 694 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,880.33 | 6.590% | $0.00 | None | N/A | No | 11.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.500% | XXXXXX | XXXXXX | $2,755.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.85 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120371 | XXXXXX | Exempt from ATR | No | No | $1,180.80 | $437.95 | 8.375% | $837.50 | $1,358.32 | 10.375% | No | No | Employed | US Citizen | $6,552.97 | 1 | $1,840.68 | $1,851.00 | $153.39 | $154.25 | 38.186% | 42.678% | 37.542% | 03/06/2026 | 727 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,180.80 | 6.540% | $0.00 | None | N/A | No | 10.375% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.800% | XXXXXX | XXXXXX | $1,216.25 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116863 | XXXXXX | Exempt from ATR | No | No | $2,899.10 | $3,292.10 | 8.625% | $1,185.94 | $1,525.00 | 10.625% | No | No | Employed | Employed | US Citizen | Permanent Resident Alien | $17,179.93 | 1 | $9,614.28 | $720.00 | $801.19 | $60.00 | 48.477% | 51.468% | 48.238% | 02/13/2026 | 778 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,899.10 | 6.560% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,790.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | No | No | $0.00 | $17,353.42 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118918 | XXXXXX | Exempt from ATR | No | No | $1,740.00 | $3,016.53 | 8.750% | $1,093.75 | $1,523.08 | 10.750% | No | No | Not Employed | Employed | US Citizen | US Citizen | $13,974.04 | 1 | $16,315.44 | $3,038.64 | $1,359.62 | $253.22 | 47.761% | 48.496% | 49.095% | 02/17/2026 | 692 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,740.00 | 6.560% | $0.00 | None | N/A | No | 10.750% | 0 | 3 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $5,036.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $26,749.99 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120636 | XXXXXX | Exempt from ATR | No | No | $5,127.00 | $4,407.95 | 7.750% | $968.75 | $1,288.91 | 9.750% | No | No | Employed | US Citizen | $8,378.68 | 2 | $9,011.88 | $2,794.32 | $750.99 | $232.86 | 49.063% | 55.168% | 48.715% | 01/27/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,127.00 | 6.530% | $0.00 | None | No | No | 9.750% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $3,867.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 17.17 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118506 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.125% | $714.79 | $904.22 | 11.125% | No | No | Employed | US Citizen | $2,969.59 | 1 | $573.96 | $1,791.00 | $47.83 | $149.25 | 37.701% | 48.879% | 36.635% | 02/25/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 11.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $363.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120532 | XXXXXX | Exempt from ATR | No | No | $1,978.62 | $3,745.45 | 9.125% | $710.04 | $1,197.61 | 11.125% | No | No | Employed | Employed | US Citizen | US Citizen | $7,367.93 | 1 | $6,638.16 | $1,989.96 | $553.18 | $165.83 | 47.606% | 49.241% | 47.128% | 01/13/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,978.62 | 6.540% | $0.00 | 1.0 | None | Yes | No | 11.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,859.04 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $5,933.82 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115150 | XXXXXX | Exempt from ATR | No | No | $2,489.55 | $2,790.45 | 7.375% | $645.31 | $970.32 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $11,648.72 | 1 | $7,042.08 | $1,674.00 | $586.84 | $139.50 | 32.706% | 36.374% | 34.262% | 02/03/2026 | 792 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,489.55 | 6.590% | $0.00 | None | N/A | No | 9.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,441.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,739.18 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118247 | XXXXXX | Exempt from ATR | No | No | $6,803.61 | $6,803.61 | 8.500% | $1,329.81 | $1,717.58 | 10.500% | No | No | Employed | US Citizen | $7,791.83 | 1 | $5,279.40 | $2,962.32 | $439.95 | $246.86 | 49.934% | 57.339% | 49.367% | 02/23/2026 | 688 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,803.61 | 6.560% | $0.00 | 2.4 | None | No | No | 10.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $1,047.07 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118335 | XXXXXX | Exempt from ATR | No | No | $0.00 | $763.00 | 7.375% | $2,458.33 | $3,327.45 | 9.375% | No | No | Employed | US Citizen | $36,924.93 | 1 | $12,196.56 | $6,020.04 | $1,016.38 | $501.67 | 31.831% | 36.977% | 31.581% | 02/23/2026 | 777 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.560% | $0.00 | None | N/A | No | 9.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 79.76 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119807 | XXXXXX | Exempt from ATR | No | No | $2,535.31 | $2,928.31 | 8.750% | $1,109.82 | $1,421.03 | 10.750% | No | No | Employed | US Citizen | $8,408.64 | 1 | $0.00 | $2,054.04 | $0.00 | $171.17 | 39.183% | 45.734% | 38.634% | 03/03/2026 | 706 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,535.31 | 6.540% | $0.00 | None | N/A | No | 10.750% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,491.22 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120210 | XXXXXX | Exempt from ATR | No | No | $1,635.00 | $2,062.95 | 8.875% | $806.15 | $1,116.53 | 10.875% | No | No | Employed | US Citizen | $2,698.76 | 1 | $1,890.00 | $1,697.04 | $157.50 | $141.42 | 41.383% | 53.326% | 46.974% | 03/05/2026 | 740 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,635.00 | 6.540% | $0.00 | None | N/A | No | 10.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $489.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122879 | XXXXXX | Exempt from ATR | No | No | $595.00 | $1,233.00 | 9.625% | $826.95 | $1,030.71 | 11.625% | No | No | Employed | US Citizen | $8,820.42 | 1 | $294.48 | $3,160.92 | $24.54 | $263.41 | 13.474% | 18.824% | 12.872% | 06/06/2025 | 685 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $595.00 | 7.280% | $0.00 | None | N/A | No | 11.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | 90.73 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118628 | XXXXXX | Exempt from ATR | No | No | $4,229.09 | $4,609.09 | 8.625% | $693.59 | $891.89 | 10.625% | No | No | Employed | US Citizen | $3,547.66 | 1 | $1,029.96 | $2,220.00 | $85.83 | $185.00 | 47.843% | 56.419% | 47.156% | 02/25/2026 | 697 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,229.09 | 6.530% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,433.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120082 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.375% | $472.89 | $640.41 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $15,481.66 | 1 | $12,012.00 | $3,270.96 | $1,001.00 | $272.58 | 48.032% | 48.989% | 48.498% | 03/05/2026 | 683 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.540% | $0.00 | None | N/A | No | 11.375% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 22 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.500% | XXXXXX | XXXXXX | $5,148.19 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $8,365.67 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117167 | XXXXXX | Exempt from ATR | No | No | $2,082.00 | $2,462.00 | 8.125% | $677.08 | $973.46 | 10.125% | No | No | Employed | US Citizen | $11,809.18 | 1 | $5,706.96 | $4,604.04 | $475.58 | $383.67 | 35.725% | 36.668% | 37.067% | 02/15/2026 | 734 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,082.00 | 6.560% | $0.00 | None | N/A | No | 10.125% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.990% | XXXXXX | XXXXXX | $1,407.39 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000113447 | XXXXXX | Exempt from ATR | No | No | $5,430.00 | $32.95 | 8.375% | $1,744.79 | $2,263.86 | 10.375% | No | No | Self-Employed | US Citizen | $55,994.81 | 4 | $5,246.04 | $3,651.00 | $437.17 | $304.25 | 19.128% | 21.379% | 18.964% | 02/20/2026 | 799 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Business License - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,430.00 | 6.540% | $0.00 | None | No | No | 10.375% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,497.40 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 7 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119766 | XXXXXX | Exempt from ATR | No | No | $7,971.11 | $5,716.95 | 7.875% | $1,437.18 | $1,901.96 | 9.875% | No | No | Employed | US Citizen | $11,937.15 | 1 | $14,966.04 | $2,763.96 | $1,247.17 | $230.33 | 36.108% | 43.848% | 35.643% | 02/09/2026 | 727 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,971.11 | 6.540% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,328.72 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120019 | XXXXXX | Exempt from ATR | No | No | $3,550.00 | $3,948.00 | 9.125% | $2,404.45 | $2,404.84 | 11.125% | No | No | Self-Employed | US Citizen | $7,518.43 | 1 | $5,402.04 | $3,320.40 | $450.17 | $276.70 | 48.359% | 58.093% | 47.431% | 03/04/2026 | 687 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,550.00 | 6.530% | $0.00 | None | N/A | No | 11.125% | 0 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,135.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118736 | XXXXXX | Exempt from ATR | No | No | $1,256.00 | $1,661.00 | 7.500% | $1,305.00 | $1,755.95 | 9.500% | No | No | Employed | US Citizen | $4,023.98 | 1 | $5,387.28 | $3,075.36 | $448.94 | $256.28 | 48.797% | 67.071% | 47.860% | 02/24/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,256.00 | 6.560% | $0.00 | None | N/A | No | 9.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 18 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,188.76 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120487 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,393.00 | 8.000% | $666.67 | $965.16 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $12,033.00 | 1 | $6,208.56 | $2,904.72 | $517.38 | $242.06 | 35.824% | 38.830% | 37.148% | 03/07/2026 | 703 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.000% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,301.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,166.66 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120538 | XXXXXX | Exempt from ATR | No | No | $4,879.31 | $5,212.26 | 8.500% | $715.42 | $924.03 | 10.500% | No | No | Employed | US Citizen | $2,255.85 | 1 | $1,427.16 | $3,212.04 | $118.93 | $267.67 | 49.782% | 63.584% | 48.726% | 03/09/2026 | 682 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,879.31 | 6.530% | $0.00 | None | N/A | No | 10.500% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $925.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120577 | XXXXXX | Exempt from ATR | No | No | $3,917.70 | $860.72 | 7.375% | $1,382.97 | $2,495.59 | 9.375% | No | No | Employed | Not Employed | US Citizen | US Citizen | $6,268.45 | 1 | $9,671.76 | $2,424.96 | $805.98 | $202.08 | 46.256% | 54.351% | 45.387% | 02/26/2026 | 784 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,917.70 | 6.530% | $0.00 | None | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,806.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120562 | XXXXXX | Exempt from ATR | No | No | $3,473.05 | $3,491.05 | 8.750% | $715.04 | $915.54 | 10.750% | No | No | Employed | US Citizen | $11,258.74 | 1 | $6,326.40 | $3,624.00 | $527.20 | $302.00 | 41.130% | 44.181% | 40.874% | 03/09/2026 | 681 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,473.05 | 6.530% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,821.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118238 | XXXXXX | Exempt from ATR | No | No | $4,394.94 | $3,514.93 | 9.500% | $843.13 | $1,054.84 | 11.500% | No | No | Employed | Employed | US Citizen | US Citizen | $8,497.28 | 1 | $1,657.32 | $762.00 | $138.11 | $63.50 | 29.825% | 33.065% | 29.313% | 02/18/2026 | 717 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,394.94 | 6.560% | $0.00 | None | N/A | No | 11.500% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.675% | XXXXXX | XXXXXX | $838.91 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $3,206.67 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118345 | XXXXXX | Exempt from ATR | No | No | $1,805.36 | $2,185.36 | 9.000% | $513.75 | $652.45 | 11.000% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $11,308.79 | 1 | $5,964.96 | $3,447.96 | $497.08 | $287.33 | 43.918% | 45.876% | 43.740% | 02/24/2026 | 720 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,805.36 | 6.560% | $0.00 | None | N/A | No | 11.000% | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,120.29 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.49 | Yes | No | $11,831.55 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120370 | XXXXXX | Exempt from ATR | No | No | $1,134.61 | $2,489.37 | 9.875% | $288.02 | $356.71 | 11.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $11,174.73 | 1 | $10,210.92 | $5,551.68 | $850.91 | $462.64 | 33.199% | 34.265% | 33.069% | 03/03/2026 | 713 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,134.61 | 6.540% | $0.00 | None | N/A | No | 11.875% | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,982.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119853 | XXXXXX | Exempt from ATR | No | No | $5,275.00 | $2,257.95 | 9.375% | $976.56 | $1,322.51 | 11.375% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $7,240.74 | 1 | $4,363.92 | $1,497.72 | $363.66 | $124.81 | 41.098% | 45.885% | 43.430% | 03/04/2026 | 716 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,275.00 | 6.530% | $0.00 | None | N/A | No | 11.375% | 0 | 1 | 2 | 0 | 2 | 2 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,175.98 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $5,517.80 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117223 | XXXXXX | Exempt from ATR | No | No | $375.00 | $593.00 | 7.875% | $492.18 | $868.47 | 9.875% | No | No | Employed | Not Employed | US Citizen | US Citizen | $27,909.19 | 1 | $0.00 | $2,022.96 | $0.00 | $168.58 | 22.478% | 23.250% | 22.367% | 02/15/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $375.00 | 6.560% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 18 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,115.95 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120238 | XXXXXX | Exempt from ATR | No | No | $208.24 | $2,195.94 | 8.875% | $1,013.23 | $1,291.96 | 10.875% | No | No | Employed | US Citizen | $6,628.18 | 1 | $3,770.88 | $2,859.00 | $314.24 | $238.25 | 33.718% | 41.743% | 33.016% | 02/24/2026 | 760 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $208.24 | 6.540% | $0.00 | None | N/A | No | 10.875% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,197.36 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120373 | XXXXXX | Exempt from ATR | No | No | $6,526.00 | $6,912.95 | 8.500% | $1,133.33 | $1,463.81 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $5,644.63 | 1 | $5,753.04 | $6,068.04 | $479.42 | $505.67 | 47.353% | 56.514% | 46.653% | 02/25/2026 | 764 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,526.00 | 6.540% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 5 | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,569.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $6,474.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121237 | XXXXXX | Exempt from ATR | No | No | $2,454.20 | $2,867.20 | 8.750% | $875.00 | $1,219.04 | 10.750% | No | No | Employed | US Citizen | $8,887.83 | 1 | $4,805.04 | $560.04 | $400.42 | $46.67 | 48.146% | 51.737% | 49.811% | 03/11/2026 | 714 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,454.20 | 6.530% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 14 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $552.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120201 | XXXXXX | Exempt from ATR | No | No | $1,674.15 | $2,084.15 | 8.875% | $669.71 | $853.95 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $9,649.21 | 1 | $5,653.80 | $1,821.00 | $471.15 | $151.75 | 35.100% | 38.668% | 34.788% | 02/11/2026 | 734 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,674.15 | 6.540% | $0.00 | 1.0 | None | Yes | No | 10.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.490% | XXXXXX | XXXXXX | $2,458.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,104.98 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120930 | XXXXXX | Exempt from ATR | No | No | $1,695.23 | $2,088.23 | 8.000% | $1,111.48 | $1,463.32 | 10.000% | No | No | Employed | US Citizen | $7,439.44 | 1 | $12,532.92 | $1,357.32 | $1,044.41 | $113.11 | 48.708% | 56.192% | 48.235% | 03/11/2026 | 722 | No | No | [Borrower - | Non-Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,695.23 | 6.530% | $0.00 | None | N/A | No | 10.000% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $3,124.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119938 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.125% | $1,015.63 | $1,330.43 | 10.125% | No | No | Self-Employed | US Citizen | $9,120.33 | 1 | $16,425.96 | $16,344.96 | $1,368.83 | $1,362.08 | 49.617% | 54.935% | 49.263% | 03/04/2026 | 691 | No | No | [Borrower - | Primary
Income - C-Corp]; Other - 2026 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - C-Corp]; W-2 - 2025 [Borrower - | Primary Income - C-Corp]; 1120 - 2024 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - C-Corp]; W-2 - 2024 [Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.540% | $0.00 | None | N/A | No | 10.125% | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,499.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118380 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.375% | $1,687.50 | $2,118.80 | 11.375% | No | No | Employed | US Citizen | $7,865.51 | 1 | $9,642.00 | $4,392.36 | $803.50 | $366.03 | 44.712% | 52.710% | 42.448% | 02/24/2026 | 685 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 11.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,880.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117113 | XXXXXX | Exempt from ATR | No | No | $7,586.00 | $2,402.95 | 8.500% | $2,302.08 | $2,973.85 | 10.500% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $12,978.46 | 2 | $5,800.32 | $3,383.04 | $483.36 | $281.92 | 48.522% | 52.863% | 47.916% | 01/29/2026 | 747 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - C-Corp]; 1120 - 2024 [Coborrower(s) - | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - C-Corp]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - C-Corp]; 1120 - 2023 [Coborrower(s) - | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - C-Corp]; 1120 - 2024 [Coborrower(s) - | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - C-Corp]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - C-Corp]; 1120 - 2023 [Coborrower(s) - | Non-Primary Income - C-Corp]; 4506-C (for Business) - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,586.00 | 6.560% | $0.00 | None | N/A | No | 10.500% | 2 | 2 | 2 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,728.81 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $12,735.66 | $0.00 | No | No | No | No | 6 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122211 | XXXXXX | Exempt from ATR | No | No | $8,210.00 | $2,467.95 | 7.875% | $1,640.62 | $2,171.18 | 9.875% | No | No | Not Employed | Employed | US Citizen | US Citizen | $26,101.01 | 1 | $16,274.04 | $1,598.04 | $1,356.17 | $133.17 | 39.767% | 43.576% | 39.538% | 01/09/2026 | 788 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,210.00 | 6.530% | $0.00 | None | N/A | No | 9.875% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 5.786% | XXXXXX | XXXXXX | $4,798.21 | No | Trustee | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $30,000.00 | $13,333.34 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122540 | XXXXXX | Exempt from ATR | No | No | $25,000.00 | $11,462.95 | 7.875% | $3,281.25 | $4,342.37 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $16,112.96 | 1 | $21,853.80 | $2,486.16 | $1,821.15 | $207.18 | 43.689% | 55.227% | 42.996% | 02/17/2026 | 735 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $25,000.00 | 6.530% | $0.00 | 1.0 | None | N/A | No | 9.875% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $5,379.15 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $20,742.80 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121560 | XXXXXX | Exempt from ATR | No | No | $6,478.60 | $6,049.75 | 7.875% | $1,260.00 | $1,667.47 | 9.875% | No | No | Employed | US Citizen | $12,538.06 | 1 | $7,107.72 | $2,152.08 | $592.31 | $179.34 | 39.817% | 42.454% | 39.451% | 02/24/2026 | 782 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,478.60 | 6.530% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,822.33 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120972 | XXXXXX | Exempt from ATR | No | No | $1,295.00 | $1,905.00 | 8.375% | $558.33 | $724.43 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $11,623.78 | 1 | $4,327.80 | $1,614.96 | $360.65 | $134.58 | 31.932% | 33.062% | 31.719% | 03/02/2026 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,295.00 | 6.530% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,256.38 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,268.54 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119719 | XXXXXX | Exempt from ATR | No | No | $1,040.50 | $2,618.75 | 7.750% | $322.92 | $429.64 | 9.750% | No | No | Employed | US Citizen | $5,434.33 | 1 | $6,423.36 | $1,426.08 | $535.28 | $118.84 | 47.869% | 51.080% | 47.685% | 02/24/2026 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,040.50 | 6.540% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 36 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $2,107.18 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123549 | XXXXXX | Exempt from ATR | No | No | $8,346.00 | $5,947.95 | 7.625% | $1,906.24 | $3,400.43 | 9.625% | No | No | Employed | US Citizen | $6,675.76 | 1 | $7,333.32 | $2,579.52 | $611.11 | $214.96 | 48.648% | 57.770% | 47.517% | 02/10/2026 | 728 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,346.00 | 6.600% | $0.00 | None | N/A | No | 9.625% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,313.98 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120462 | XXXXXX | Exempt from ATR | No | No | $22,330.00 | $23,023.00 | 6.375% | $2,656.25 | $4,068.71 | 9.125% | No | No | Employed | US Citizen | $11,154.74 | 1 | $8,831.64 | $1,386.96 | $735.97 | $115.58 | 31.037% | 53.140% | 30.084% | 03/08/2026 | 808 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $22,330.00 | 6.530% | $0.00 | 1.0 | None | Yes | No | 9.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117426 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,475.00 | 9.500% | $952.74 | $1,283.62 | 11.500% | No | No | Employed | Not Employed | US Citizen | US Citizen | $18,415.45 | 1 | $4,851.00 | $4,685.04 | $404.25 | $390.42 | 34.850% | 36.817% | 35.818% | 02/11/2026 | 691 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 11.500% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $2,360.31 | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.23 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000115515 | XXXXXX | Exempt from ATR | No | No | $5,170.50 | $1,578.95 | 8.250% | $1,031.25 | $1,472.69 | 10.250% | No | No | Employed | US Citizen | $8,817.04 | 1 | $14,888.16 | $1,475.16 | $1,240.68 | $122.93 | 44.856% | 49.988% | 47.154% | 01/12/2026 | 763 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,170.50 | 6.590% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.997% | XXXXXX | XXXXXX | $3,426.33 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 2.19 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121798 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 8.125% | $568.07 | $816.73 | 10.125% | No | No | Employed | US Citizen | $6,282.07 | 1 | $6,510.00 | $1,404.96 | $542.50 | $117.08 | 48.010% | 51.866% | 49.723% | 03/16/2026 | 770 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.365% | XXXXXX | XXXXXX | $2,560.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122021 | XXXXXX | Exempt from ATR | No | No | $10,786.02 | $5,752.95 | 8.625% | $2,630.63 | $3,382.72 | 10.625% | No | No | Self-Employed | US Citizen | $16,337.49 | 1 | $8,600.40 | $1,821.00 | $716.70 | $151.75 | 42.427% | 50.224% | 41.803% | 02/26/2026 | 761 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,786.02 | 6.530% | $0.00 | 1.0 | None | Yes | No | 10.625% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $3,873.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119544 | XXXXXX | Exempt from ATR | No | No | $3,556.32 | $2,307.87 | 8.250% | $825.00 | $1,075.48 | 10.250% | No | No | Employed | US Citizen | $4,151.53 | 1 | $3,530.52 | $2,700.00 | $294.21 | $225.00 | 47.733% | 57.289% | 47.067% | 02/16/2026 | 746 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,556.32 | 6.540% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 7 | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,736.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 33.43 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121579 | XXXXXX | Exempt from ATR | No | No | $5,132.63 | $5,525.63 | 7.625% | $2,535.31 | $3,391.93 | 9.625% | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | $53,047.00 | 1 | $7,854.00 | $1,335.96 | $654.50 | $111.33 | 22.464% | 26.422% | 22.250% | 03/13/2026 | 788 | No | No | [Coborrower(s) - |
Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,132.63 | 6.530% | $0.00 | None | N/A | No | 9.625% | 0 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.750% | XXXXXX | XXXXXX | $1,408.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $68,415.91 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119716 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.500% | $439.17 | $567.22 | 10.500% | No | No | Self-Employed | US Citizen | $22,843.73 | 1 | $6,849.96 | $4,615.08 | $570.83 | $384.59 | 30.265% | 31.427% | 30.176% | 03/03/2026 | 741 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.540% | $0.00 | None | N/A | No | 10.500% | 2 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $3,465.59 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.73 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121153 | XXXXXX | Exempt from ATR | No | No | $2,307.50 | $3,409.75 | 7.625% | $476.56 | $637.58 | 9.625% | No | No | Non-Employment Income | US Citizen | $4,767.03 | 2 | $7,784.04 | $5,106.00 | $648.67 | $425.50 | 49.186% | 54.612% | 48.892% | 02/17/2026 | 790 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,307.50 | 6.530% | $0.00 | None | N/A | No | 9.625% | 0 | 1 | 0 | 4 | 1 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.750% | XXXXXX | XXXXXX | $1,377.24 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119339 | XXXXXX | Exempt from ATR | No | No | $5,613.80 | $6,006.80 | 8.250% | $1,237.50 | $1,613.22 | 10.250% | No | No | Employed | Employed | US Citizen | US Citizen | $12,442.52 | 1 | $7,115.04 | $1,227.96 | $592.92 | $102.33 | 48.691% | 53.386% | 48.364% | 02/26/2026 | 741 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,613.80 | 6.540% | $0.00 | None | N/A | No | 10.250% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.375% | XXXXXX | XXXXXX | $2,523.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $11,750.01 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120265 | XXXXXX | Exempt from ATR | No | No | $5,976.80 | $4,827.95 | 8.375% | $1,675.00 | $2,173.30 | 10.375% | No | No | Non-Employment Income | US Citizen | $13,285.73 | 1 | $2,764.68 | $4,111.56 | $230.39 | $342.63 | 25.333% | 28.584% | 24.719% | 02/16/2026 | 729 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,976.80 | 6.540% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,693.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122746 | XXXXXX | Exempt from ATR | No | No | $2,128.50 | $2,404.45 | 7.625% | $285.94 | $382.55 | 9.625% | No | No | Self-Employed | US Citizen | $2,293.08 | 1 | $2,475.36 | $1,139.04 | $206.28 | $94.92 | 48.641% | 55.481% | 48.271% | 02/26/2026 | 717 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,128.50 | 6.530% | $0.00 | None | N/A | No | 9.625% | 0 | 2 | 0 | 3 | 1 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.375% | XXXXXX | XXXXXX | $758.00 | No | Individual | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117623 | XXXXXX | Exempt from ATR | No | No | $2,369.00 | $3,179.00 | 8.750% | $1,509.38 | $2,102.84 | 10.750% | No | No | Employed | Employed | US Citizen | US Citizen | $9,319.61 | 1 | $4,406.88 | $1,796.52 | $367.24 | $149.71 | 43.553% | 49.983% | 46.535% | 02/27/2026 | 792 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,369.00 | 6.560% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | 120 | XXXXXX | No | 19 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,649.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $8,179.33 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121905 | XXXXXX | Exempt from ATR | No | No | $6,071.50 | $2,042.95 | 7.750% | $1,291.67 | $1,718.55 | 9.750% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $7,899.61 | 1 | $9,525.60 | $2,109.00 | $793.80 | $175.75 | 43.999% | 48.072% | 43.457% | 01/12/2026 | 772 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,071.50 | 6.530% | $0.00 | None | N/A | No | 9.750% | 0 | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,767.52 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $9,542.80 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119043 | XXXXXX | Exempt from ATR | No | No | $12,500.00 | $3,152.95 | 9.125% | $1,901.04 | $2,404.84 | 11.125% | No | No | Employed | US Citizen | $10,313.37 | 1 | $5,764.20 | $7,472.04 | $480.35 | $622.67 | 47.331% | 54.568% | 46.641% | 02/17/2026 | 758 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $12,500.00 | 6.530% | $0.00 | None | N/A | No | 11.125% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $2,046.73 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122040 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,570.00 | 8.000% | $500.00 | $877.70 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $13,052.59 | 1 | $11,336.64 | $2,002.08 | $944.72 | $166.84 | 38.146% | 39.420% | 37.950% | 03/03/2026 | 727 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.000% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $4,029.23 | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $10,506.84 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120543 | XXXXXX | Exempt from ATR | No | No | $5,190.00 | $5,777.90 | 7.500% | $875.00 | $1,177.36 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $16,445.72 | 1 | $1,477.56 | $2,193.48 | $123.13 | $182.79 | 24.504% | 26.538% | 24.277% | 03/06/2026 | 811 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,190.00 | 6.530% | $0.00 | None | N/A | No | 9.500% | 2 | 2 | 3 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 12 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 81.03 | No | No | $0.00 | $5,288.40 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121936 | XXXXXX | Exempt from ATR | No | No | $1,883.21 | $1,917.95 | 8.000% | $363.60 | $478.70 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $5,307.02 | 1 | $8,088.96 | $2,192.04 | $674.08 | $182.67 | 42.231% | 46.097% | 41.987% | 03/05/2026 | 778 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,883.21 | 6.570% | $0.00 | None | N/A | No | 10.000% | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,552.70 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,333.33 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116096 | XXXXXX | Exempt from ATR | No | No | $2,048.15 | $3,965.35 | 7.875% | $754.69 | $998.74 | 9.875% | No | No | Non-Employment Income | US Citizen | $29,382.50 | 1 | $6,917.16 | $1,224.96 | $576.43 | $102.08 | 19.946% | 20.817% | 19.821% | 02/09/2026 | 737 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Trust Income]; Account Statements - 2026 [Borrower - | Non-Primary Income - Trust Income]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,048.15 | 6.600% | $0.00 | 3.0 | None | No | No | 9.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.27 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120372 | XXXXXX | Exempt from ATR | No | No | $8,250.00 | $2,137.56 | 8.000% | $1,166.67 | $1,535.97 | 10.000% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $17,804.13 | 1 | $9,394.44 | $5,215.20 | $782.87 | $434.60 | 35.524% | 39.650% | 35.263% | 03/05/2026 | 751 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,250.00 | 6.540% | $0.00 | None | N/A | No | 10.000% | 2 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $2,303.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $17,293.58 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122910 | XXXXXX | Exempt from ATR | No | No | $7,017.20 | $1,722.95 | 8.500% | $1,275.00 | $1,647.71 | 10.500% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $13,453.18 | 1 | $11,019.60 | $1,569.48 | $918.30 | $130.79 | 39.560% | 44.520% | 39.179% | 02/18/2026 | 752 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,017.20 | 6.570% | $0.00 | None | N/A | No | 10.500% | 2 | 2 | 3 | 0 | 2 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $3,063.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $10,943.83 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121795 | XXXXXX | Exempt from ATR | No | No | $1,573.56 | $2,101.56 | 7.625% | $471.32 | $840.76 | 9.625% | No | No | Employed | US Citizen | $3,202.09 | 1 | $4,311.48 | $1,505.04 | $359.29 | $125.42 | 39.569% | 45.102% | 38.883% | 03/16/2026 | 751 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,573.56 | 6.530% | $0.00 | None | N/A | No | 9.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $771.17 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122470 | XXXXXX | Exempt from ATR | No | No | $6,048.08 | $3,757.95 | 8.250% | $1,502.18 | $1,958.27 | 10.250% | No | No | Employed | US Citizen | $3,588.62 | 1 | $13,269.12 | $1,685.04 | $1,105.76 | $140.42 | 47.180% | 67.523% | 45.763% | 03/11/2026 | 711 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $6,048.08 | 6.530% | $0.00 | None | N/A | No | 10.250% | 2 | 1 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Final | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122744 | XXXXXX | Exempt from ATR | No | No | $4,325.00 | $3,295.95 | 7.750% | $807.29 | $1,074.10 | 9.750% | No | No | Non-Employment Income | US Citizen | $14,509.35 | 1 | $16,393.92 | $3,554.52 | $1,366.16 | $296.21 | 41.968% | 45.315% | 41.777% | 03/10/2026 | 703 | No | No | [Borrower - | Non-Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099 - 2024 [Borrower - | Primary Income - Pension]; 1099 - 2023 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,325.00 | 6.530% | $0.00 | None | N/A | No | 9.750% | 2 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,894.12 | No | Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2.06 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121784 | XXXXXX | Exempt from ATR | No | No | $3,922.00 | $1,817.95 | 8.125% | $724.47 | $949.04 | 10.125% | No | No | Employed | US Citizen | $9,430.41 | 1 | $4,150.32 | $2,882.76 | $345.86 | $240.23 | 37.922% | 41.596% | 36.906% | 03/13/2026 | 733 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,922.00 | 6.530% | $0.00 | None | N/A | No | 10.125% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,200.78 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120796 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.375% | $1,579.39 | $2,049.24 | 10.375% | No | No | Employed | US Citizen | $8,157.53 | 1 | $8,259.00 | $1,200.00 | $688.25 | $100.00 | 42.667% | 50.430% | 41.943% | 03/10/2026 | 788 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.375% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $1,284.27 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118747 | XXXXXX | Exempt from ATR | No | No | $1,786.50 | $2,279.50 | 9.000% | $375.00 | $476.24 | 11.000% | No | No | Employed | US Citizen | $8,411.57 | 1 | $7,101.24 | $1,864.32 | $591.77 | $155.36 | 33.796% | 36.064% | 33.589% | 02/25/2026 | 741 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,786.50 | 6.530% | $0.00 | None | N/A | No | 11.000% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,032.41 | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120035 | XXXXXX | Exempt from ATR | No | No | $5,869.80 | $3,263.04 | 7.875% | $885.94 | $1,172.44 | 9.875% | No | No | Employed | US Citizen | $4,411.88 | 1 | $5,907.84 | $3,641.04 | $492.32 | $303.42 | 41.175% | 53.060% | 40.460% | 03/02/2026 | 755 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,869.80 | 6.540% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $1,119.94 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122825 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 7.875% | $328.13 | $478.45 | 9.875% | No | No | Self-Employed | US Citizen | $2,107.71 | 1 | $2,043.12 | $906.96 | $170.26 | $75.58 | 49.308% | 56.184% | 52.313% | 03/20/2026 | 721 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.570% | $0.00 | None | N/A | No | 9.875% | 0 | 1 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $818.83 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121906 | XXXXXX | Exempt from ATR | No | No | $2,204.55 | $2,173.59 | 9.625% | $360.93 | $450.00 | 11.625% | No | No | Employed | US Citizen | $2,047.30 | 1 | $3,766.56 | $1,617.96 | $313.88 | $134.83 | 48.962% | 54.894% | 48.294% | 02/27/2026 | 762 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,204.55 | 6.530% | $0.00 | None | N/A | No | 11.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $0.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120657 | XXXXXX | Exempt from ATR | No | No | $4,883.41 | $6,527.99 | 8.625% | $955.22 | $1,228.32 | 10.625% | No | No | Employed | US Citizen | $4,498.45 | 1 | $4,469.04 | $2,947.92 | $372.42 | $245.66 | 36.287% | 47.666% | 35.377% | 02/02/2026 | 801 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,883.41 | 6.530% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 6 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $715.66 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121183 | XXXXXX | Exempt from ATR | No | No | $1,688.50 | $2,081.50 | 8.875% | $369.79 | $471.52 | 10.875% | No | No | Employed | Employed | US Citizen | US Citizen | $7,594.96 | 1 | $4,966.20 | $1,286.28 | $413.85 | $107.19 | 42.013% | 44.249% | 41.817% | 03/11/2026 | 777 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,688.50 | 6.530% | $0.00 | None | N/A | No | 10.875% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $854.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $5,741.67 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119539 | XXXXXX | Exempt from ATR | No | No | $2,506.25 | $3,655.25 | 7.500% | $1,406.25 | $2,097.59 | 9.500% | No | No | Employed | US Citizen | $7,799.80 | 1 | $2,295.60 | $1,488.36 | $191.30 | $124.03 | 44.922% | 53.568% | 48.972% | 03/02/2026 | 799 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,506.25 | 6.540% | $0.00 | None | N/A | No | 9.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120795 | XXXXXX | Exempt from ATR | No | No | $5,610.20 | $2,367.95 | 7.875% | $853.13 | $1,389.56 | 9.875% | No | No | Employed | US Citizen | $5,240.80 | 1 | $7,427.28 | $2,450.04 | $618.94 | $204.17 | 46.524% | 52.624% | 45.876% | 03/10/2026 | 733 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,610.20 | 6.530% | $0.00 | None | N/A | No | 9.875% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,579.80 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118638 | XXXXXX | Exempt from ATR | No | No | $2,777.25 | $2,857.95 | 8.125% | $507.81 | $886.95 | 10.125% | No | No | Non-Employment Income | US Citizen | $2,913.43 | 1 | $4,110.60 | $2,235.00 | $342.55 | $186.25 | 48.340% | 52.943% | 47.584% | 02/24/2026 | 718 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,777.25 | 6.530% | $0.00 | None | N/A | No | 10.125% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 4.325% | XXXXXX | XXXXXX | $1,310.39 | No | Trustee | No | No | Fair Isaac (VER. 2) | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122072 | XXXXXX | Exempt from ATR | No | No | $13,098.51 | $3,033.82 | 7.500% | $2,525.00 | $3,397.52 | 9.500% | No | No | Self-Employed | US Citizen | $8,573.04 | 1 | $11,488.92 | $2,888.16 | $957.41 | $240.68 | 47.502% | 64.518% | 46.629% | 03/16/2026 | 779 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $13,098.51 | 6.530% | $0.00 | 1.7 | None | Yes | No | 9.500% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $3,161.63 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000102272 | XXXXXX | Exempt from ATR | No | No | $6,687.00 | $1,782.95 | 7.875% | $2,625.00 | $3,761.77 | 9.625% | No | No | Employed | US Citizen | $11,788.10 | 1 | $5,247.36 | $2,078.04 | $437.28 | $173.17 | 38.968% | 51.152% | 44.485% | 03/23/2026 | 795 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,687.00 | 6.530% | $0.00 | 1.5 | None | Yes | No | 9.625% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | 36 | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $2,257.39 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123358 | XXXXXX | Exempt from ATR | No | No | $4,530.05 | $527.95 | 8.125% | $1,455.72 | $1,906.95 | 10.125% | No | No | Employed | Employed | US Citizen | US Citizen | $16,682.63 | 1 | $1,089.96 | $1,485.00 | $90.83 | $123.75 | 34.809% | 40.201% | 34.451% | 03/03/2026 | 763 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,530.05 | 6.570% | $0.00 | None | N/A | No | 10.125% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.999% | XXXXXX | XXXXXX | $4,520.13 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $9,340.33 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123591 | XXXXXX | Exempt from ATR | No | No | $4,949.00 | $3,467.95 | 7.750% | $871.88 | $1,160.15 | 9.750% | No | No | Employed | US Citizen | $6,543.68 | 1 | $9,296.16 | $3,040.68 | $774.68 | $253.39 | 46.687% | 53.507% | 46.266% | 03/17/2026 | 719 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,949.00 | 6.570% | $0.00 | None | N/A | No | 9.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 6 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $1,686.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120655 | XXXXXX | Exempt from ATR | No | No | $5,065.14 | $707.95 | 7.750% | $1,375.63 | $1,830.26 | 9.750% | No | No | Employed | US Citizen | $12,391.65 | 1 | $5,745.60 | $4,157.04 | $478.80 | $346.42 | 39.846% | 45.013% | 39.451% | 03/06/2026 | 749 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,065.14 | 6.530% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,785.95 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122400 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.625% | $359.38 | $462.12 | 10.625% | No | No | Employed | US Citizen | $5,046.04 | 1 | $0.00 | $825.00 | $0.00 | $68.75 | 48.378% | 50.601% | 48.131% | 03/19/2026 | 760 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $736.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122936 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,513.00 | 8.625% | $677.69 | $871.44 | 10.625% | No | No | Employed | Employed | US Citizen | US Citizen | $14,314.07 | 1 | $7,985.76 | $1,974.24 | $665.48 | $164.52 | 30.037% | 32.823% | 29.814% | 03/23/2026 | 801 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.570% | $0.00 | None | N/A | No | 10.625% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $1,866.87 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $5,330.98 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122581 | XXXXXX | Exempt from ATR | No | No | $10,205.00 | $8,007.95 | 7.375% | $3,072.92 | $3,934.00 | 8.750% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $24,168.07 | 1 | $6,545.64 | $4,299.00 | $545.47 | $358.25 | 46.123% | 54.393% | 46.248% | 03/03/2026 | 727 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; Business License - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Business License - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,205.00 | 6.530% | $0.00 | 2.0 | None | N/A | No | 8.750% | 0 | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $9,750.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.63 | No | $13,798.38 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120879 | XXXXXX | Exempt from ATR | No | No | $5,873.95 | $4,798.90 | 7.500% | $1,250.00 | $1,681.94 | 9.500% | No | No | Employed | US Citizen | $5,930.51 | 1 | $6,944.16 | $3,471.00 | $578.68 | $289.25 | 44.838% | 50.523% | 44.181% | 03/10/2026 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,873.95 | 6.530% | $0.00 | None | N/A | No | 9.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Short Form | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,307.62 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121847 | XXXXXX | Exempt from ATR | No | No | $17,265.00 | $2,382.95 | 7.625% | $3,177.08 | $4,251.01 | 9.625% | No | No | Self-Employed | US Citizen | $16,349.05 | 1 | $9,654.24 | $6,293.04 | $804.52 | $524.42 | 44.834% | 55.450% | 44.214% | 02/26/2026 | 745 | No | No | [Borrower - | Primary
Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $17,265.00 | 6.530% | $0.00 | 1.0 | None | Yes | No | 9.625% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.999% | XXXXXX | XXXXXX | $2,997.43 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118911 | XXXXXX | Exempt from ATR | No | No | $4,340.16 | $2,707.91 | 8.250% | $618.75 | $883.61 | 10.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $5,169.37 | 1 | $1,765.32 | $1,298.04 | $147.11 | $108.17 | 26.548% | 33.543% | 29.679% | 02/18/2026 | 723 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,340.16 | 6.560% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $729.46 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,025.05 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120108 | XXXXXX | Exempt from ATR | No | No | $2,177.94 | $2,587.94 | 8.750% | $761.98 | $975.76 | 10.750% | No | No | Not Employed | Employed | US Citizen | US Citizen | $8,185.80 | 1 | $2,751.00 | $2,280.96 | $229.25 | $190.08 | 39.765% | 41.507% | 39.614% | 02/26/2026 | 756 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,177.94 | 6.530% | $0.00 | None | N/A | No | 10.750% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 6 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,273.61 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $5,933.44 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119816 | XXXXXX | Exempt from ATR | No | No | $1,615.00 | $1,618.00 | 6.750% | $2,812.50 | $4,419.57 | 8.750% | No | No | Employed | US Citizen | $23,400.84 | 1 | $15,487.08 | $7,224.96 | $1,290.59 | $602.08 | 48.544% | 55.092% | 51.453% | 02/24/2026 | 772 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,615.00 | 6.540% | $0.00 | None | N/A | No | 8.750% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | 0.000% | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.000% | XXXXXX | XXXXXX | $4,796.40 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120106 | XXXXXX | Exempt from ATR | No | No | $5,271.00 | $5,664.00 | 8.250% | $2,750.00 | $3,585.36 | 10.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $4,565.24 | 1 | $7,950.12 | $3,933.00 | $662.51 | $327.75 | 49.845% | 74.320% | 48.898% | 02/26/2026 | 756 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,271.00 | 6.540% | $0.00 | None | N/A | No | 10.250% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 7 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $2,358.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $5,933.44 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000117931 | XXXXXX | Exempt from ATR | No | No | $1,311.15 | $1,694.15 | 8.625% | $1,063.03 | $1,366.95 | 10.625% | No | No | Employed | US Citizen | $10,597.85 | 1 | $6,958.08 | $1,840.92 | $579.84 | $153.41 | 49.822% | 54.056% | 49.484% | 02/19/2026 | 778 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,311.15 | 6.530% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,759.45 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 43.66 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121876 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.125% | $403.02 | $509.83 | 11.125% | No | No | Employed | US Citizen | $5,893.52 | 1 | $0.00 | $1,563.96 | $0.00 | $130.33 | 37.003% | 40.214% | 36.697% | 03/16/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 11.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.875% | XXXXXX | XXXXXX | $2,500.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120137 | XXXXXX | Exempt from ATR | No | No | $1,030.00 | $1,013.00 | 8.625% | $1,796.88 | $2,310.88 | 10.625% | No | No | Self-Employed | Self-Employed | Permanent Resident Alien | US Citizen | $28,296.63 | 1 | $11,792.52 | $2,988.00 | $982.71 | $249.00 | 34.335% | 37.556% | 34.055% | 03/05/2026 | 776 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,030.00 | 6.540% | $0.00 | 1.5 | None | No | No | 10.625% | 0 | 0 | 1 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $8,549.44 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | 16.33 | No | $21,546.33 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123648 | XXXXXX | Exempt from ATR | No | No | $5,405.27 | $4,575.90 | 8.000% | $880.00 | $1,158.70 | 10.000% | No | No | Non-Employment Income | US Citizen | $3,863.42 | 1 | $1,615.32 | $1,656.96 | $134.61 | $138.08 | 47.957% | 58.655% | 47.224% | 12/26/2025 | 733 | No | No | [Borrower - | Primary
Income - Pension]; Account Statements - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,405.27 | 6.570% | $0.00 | 1.3 | None | No | No | 10.000% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.375% | XXXXXX | XXXXXX | $963.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120264 | XXXXXX | Exempt from ATR | No | No | $7,075.50 | $8,918.45 | 7.375% | $1,069.38 | $1,447.44 | 9.375% | No | No | Employed | Employed | US Citizen | US Citizen | $7,769.03 | 1 | $4,754.28 | $2,646.00 | $396.19 | $220.50 | 43.635% | 49.771% | 43.208% | 03/11/2026 | 754 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,075.50 | 6.540% | $0.00 | None | N/A | No | 9.375% | 2 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.750% | XXXXXX | XXXXXX | $1,584.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $9,469.16 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121894 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $2,955.96 | 7.750% | $484.37 | $948.65 | 9.750% | No | No | Non-Employment Income | US Citizen | $5,048.43 | 1 | $5,341.20 | $2,970.00 | $445.10 | $247.50 | 39.702% | 42.066% | 42.707% | 03/16/2026 | 774 | No | No | [Borrower - | Primary Income - Pension]; 1099-R - 2025 | [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,000.00 | 6.530% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,264.81 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.43 | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120669 | XXXXXX | Exempt from ATR | No | No | $1,040.00 | $3,363.25 | 7.875% | $682.50 | $903.21 | 9.875% | No | No | Non-Employment Income | Not Employed | US Citizen | US Citizen | $7,511.23 | 1 | $9,337.80 | $2,072.04 | $778.15 | $172.67 | 20.586% | 27.846% | 20.149% | 02/25/2026 | 799 | No | No | [Borrower - | Primary
Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,040.00 | 6.530% | $0.00 | None | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122148 | XXXXXX | Exempt from ATR | No | No | $1,366.38 | $2,291.38 | 7.750% | $603.85 | $886.99 | 9.750% | No | No | Non-Employment Income | US Citizen | $5,585.47 | 1 | $2,805.12 | $2,586.60 | $233.76 | $215.55 | 39.209% | 45.113% | 41.769% | 03/25/2026 | 796 | No | No | [Borrower - | Primary
Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,366.38 | 6.530% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $1,852.23 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120510 | XXXXXX | Exempt from ATR | No | No | $1,190.00 | $1,570.00 | 7.875% | $984.38 | $1,302.71 | 9.875% | No | No | Employed | US Citizen | $6,394.26 | 1 | $7,769.16 | $2,856.96 | $647.43 | $238.08 | 46.457% | 49.950% | 45.958% | 03/09/2026 | 702 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,190.00 | 6.530% | $0.00 | None | N/A | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.000% | XXXXXX | XXXXXX | $1,116.93 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121792 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,658.00 | 7.750% | $1,130.21 | $1,503.73 | 9.750% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $6,459.74 | 1 | $2,313.96 | $2,402.04 | $192.83 | $200.17 | 43.375% | 53.645% | 42.789% | 03/13/2026 | 733 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | 2.9 | None | Yes | No | 9.750% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 15 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 109.14 | No | $2,874.60 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122431 | XXXXXX | Exempt from ATR | No | No | $2,320.00 | $2,338.00 | 7.750% | $1,130.21 | $1,503.90 | 9.750% | No | No | Employed | US Citizen | $7,889.50 | 2 | $6,829.20 | $1,662.00 | $569.10 | $138.50 | 49.895% | 56.786% | 49.470% | 03/18/2026 | 762 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,320.00 | 6.530% | $0.00 | None | N/A | No | 9.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,588.49 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120648 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,488.00 | 7.875% | $1,404.38 | $1,858.74 | 9.875% | No | No | Employed | US Citizen | $21,405.74 | 1 | $11,355.96 | $2,462.04 | $946.33 | $205.17 | 29.091% | 33.421% | 28.809% | 03/10/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | 3.1 | None | No | No | 9.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,851.52 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119944 | XXXXXX | Exempt from ATR | No | No | $1,150.00 | $1,488.00 | 9.125% | $769.54 | $973.48 | 11.125% | No | No | Employed | US Citizen | $14,579.51 | 1 | $2,355.96 | $2,184.96 | $196.33 | $182.08 | 34.845% | 37.409% | 34.601% | 03/03/2026 | 701 | No | No | [Borrower - | Primary
Income - K-1 (< 25%)]; VVOE - 2026 [Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; W-2 - 2024 [Borrower - | Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Primary Income - K-1 (< 25%)]; W-2 - 2023 [Borrower - | Primary Income - K-1 (< 25%)]; Other - 2001 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,150.00 | 6.530% | $0.00 | None | N/A | No | 11.125% | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.750% | XXXXXX | XXXXXX | $4,131.31 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122462 | XXXXXX | Exempt from ATR | No | No | $6,730.00 | $1,907.95 | 7.375% | $3,072.92 | $4,159.76 | 9.375% | No | No | Employed | US Citizen | $9,760.96 | 1 | $13,325.28 | $2,058.00 | $1,110.44 | $171.50 | 46.613% | 64.320% | 45.688% | 03/05/2026 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $6,730.00 | 6.530% | $0.00 | 1.0 | None | Yes | No | 9.375% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,393.64 | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116620 | XXXXXX | Exempt from ATR | No | No | $7,864.40 | $1,805.88 | 9.375% | $1,228.81 | $1,543.08 | 11.375% | No | No | Employed | Employed | US Citizen | US Citizen | $6,262.34 | 1 | $3,683.76 | $2,447.52 | $306.98 | $203.96 | 46.461% | 53.163% | 45.696% | 02/11/2026 | 703 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,864.40 | 6.600% | $0.00 | 1.0 | None | No | No | 11.375% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,612.44 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $5,029.17 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120435 | XXXXXX | Exempt from ATR | No | No | $5,706.00 | $4,672.95 | 7.625% | $1,270.83 | $1,700.41 | 9.625% | No | No | Employed | Employed | US Citizen | US Citizen | $12,174.99 | 1 | $9,000.60 | $3,597.00 | $750.05 | $299.75 | 42.992% | 48.885% | 42.648% | 03/03/2026 | 722 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,706.00 | 6.540% | $0.00 | None | N/A | No | 9.625% | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,458.45 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 39.38 | No | No | $0.00 | $10,607.12 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119449 | XXXXXX | Exempt from ATR | No | No | $8,724.30 | $3,693.87 | 7.875% | $1,263.28 | $1,695.45 | 9.875% | No | No | Employed | Employed | US Citizen | US Citizen | $19,420.54 | 1 | $2,787.00 | $3,614.88 | $232.25 | $301.24 | 42.542% | 45.952% | 42.312% | 03/02/2026 | 721 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,724.30 | 6.540% | $0.00 | None | N/A | No | 9.875% | 0 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 24 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $3,745.47 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $14,300.00 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120266 | XXXXXX | Exempt from ATR | No | No | $3,201.25 | $2,172.95 | 9.500% | $989.58 | $1,238.24 | 11.500% | No | No | Employed | Employed | US Citizen | US Citizen | $9,114.00 | 1 | $7,430.76 | $2,727.24 | $619.23 | $227.27 | 40.345% | 44.345% | 39.868% | 03/04/2026 | 742 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,201.25 | 6.540% | $0.00 | None | N/A | No | 11.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.125% | XXXXXX | XXXXXX | $3,597.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,861.11 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121261 | XXXXXX | Exempt from ATR | No | No | $3,545.00 | $4,227.95 | 7.750% | $645.83 | $859.37 | 9.750% | No | No | Employed | Employed | US Citizen | US Citizen | $5,501.35 | 1 | $4,267.32 | $1,149.60 | $355.61 | $95.80 | 38.187% | 45.154% | 37.757% | 03/10/2026 | 729 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,545.00 | 6.530% | $0.00 | None | N/A | No | 9.750% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 14 | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $1,297.85 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $4,717.10 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123310 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.500% | $696.71 | $871.78 | 11.500% | No | No | Employed | Employed | US Citizen | US Citizen | $8,609.19 | 1 | $15,839.04 | $3,897.24 | $1,319.92 | $324.77 | 49.074% | 51.619% | 48.771% | 03/25/2026 | 680 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.570% | $0.00 | None | N/A | No | 11.500% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 26 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,252.74 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $11,516.66 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123269 | XXXXXX | Exempt from ATR | No | No | $908.48 | $402.95 | 8.500% | $481.67 | $622.19 | 10.500% | No | No | Non-Employment Income | US Citizen | $6,791.70 | 1 | $2,145.60 | $1,008.96 | $178.80 | $84.08 | 34.149% | 37.871% | 33.839% | 03/20/2026 | 743 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $908.48 | 6.570% | $0.00 | None | N/A | No | 10.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $2,001.95 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123796 | XXXXXX | Exempt from ATR | No | No | $12,205.00 | $5,622.95 | 7.375% | $3,072.91 | $4,621.05 | 9.375% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | $30,277.02 | 1 | $15,211.56 | $2,339.16 | $1,267.63 | $194.93 | 38.092% | 43.768% | 40.714% | 03/10/2026 | 788 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $12,205.00 | 6.560% | $0.00 | None | N/A | No | 9.375% | 0 | 0 | 2 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Final | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $3,411.98 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 57.31 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123684 | XXXXXX | Exempt from ATR | No | No | $2,963.10 | $970.45 | 9.500% | $1,662.50 | $2,453.52 | 11.500% | No | No | Employed | Employed | US Citizen | US Citizen | $12,379.39 | 1 | $5,923.56 | $801.48 | $493.63 | $66.79 | 30.928% | 34.574% | 33.849% | 03/22/2026 | 778 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,963.10 | 6.570% | $0.00 | None | N/A | No | 11.500% | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,358.40 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 43.15 | No | $0.00 | $6,375.59 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122912 | XXXXXX | Exempt from ATR | No | No | $3,823.00 | $3,327.95 | 7.625% | $953.13 | $1,275.30 | 9.625% | No | No | Employed | US Citizen | $4,329.34 | 1 | $6,826.20 | $3,000.00 | $568.85 | $250.00 | 46.647% | 58.279% | 45.967% | 01/15/2026 | 743 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,823.00 | 6.570% | $0.00 | None | N/A | No | 9.625% | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,511.20 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121404 | XXXXXX | Exempt from ATR | No | No | $1,944.40 | $1,757.95 | 9.500% | $316.67 | $396.24 | 11.500% | No | No | Employed | US Citizen | $4,311.99 | 1 | $2,224.68 | $3,168.84 | $185.39 | $264.07 | 42.394% | 45.006% | 42.083% | 01/05/2026 | 700 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,944.40 | 6.530% | $0.00 | None | N/A | No | 11.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 25 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,005.10 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121785 | XXXXXX | Exempt from ATR | No | No | $5,492.16 | $1,161.11 | 8.000% | $1,066.67 | $1,404.48 | 10.000% | No | No | Employed | Employed | US Citizen | US Citizen | $11,030.54 | 1 | $11,753.88 | $11,543.04 | $979.49 | $961.92 | 47.981% | 51.280% | 47.670% | 03/13/2026 | 756 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,492.16 | 6.530% | $0.00 | None | N/A | No | 10.000% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $6,522.37 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $2,138.11 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122892 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,630.00 | 9.625% | $737.75 | $919.92 | 11.625% | No | No | Employed | Employed | US Citizen | US Citizen | $11,597.76 | 1 | $11,314.68 | $4,593.00 | $942.89 | $382.75 | 49.330% | 51.256% | 49.090% | 02/13/2026 | 691 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 11.625% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 15 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 7.500% | XXXXXX | XXXXXX | $5,943.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 2.18 | No | $0.00 | $7,449.46 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000116441 | XXXXXX | Exempt from ATR | No | No | $7,969.75 | $8,940.45 | 8.000% | $2,000.00 | $2,895.82 | 10.000% | No | No | Self-Employed | US Citizen | $20,689.52 | 1 | $11,827.92 | $4,656.96 | $985.66 | $388.08 | 49.027% | 50.094% | 50.862% | 02/26/2026 | 721 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $7,969.75 | 6.600% | $0.00 | None | N/A | No | 10.000% | 1 | 2 | 0 | 3 | 0 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.875% | XXXXXX | XXXXXX | $7,883.15 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123894 | XXXXXX | Exempt from ATR | No | No | $1,201.50 | $557.95 | 7.875% | $656.25 | $868.47 | 9.875% | No | No | Employed | US Citizen | $5,961.37 | 1 | $7,140.24 | $1,983.12 | $595.02 | $165.26 | 36.924% | 39.867% | 36.504% | 03/25/2026 | 721 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,201.50 | 6.560% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.500% | XXXXXX | XXXXXX | $1,861.02 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123772 | XXXXXX | Exempt from ATR | No | No | $1,665.00 | $1,995.34 | 9.875% | $456.72 | $606.46 | 11.875% | No | No | Employed | US Citizen | $4,527.29 | 1 | $1,315.80 | $1,425.96 | $109.65 | $118.83 | 47.932% | 50.401% | 49.351% | 03/09/2026 | 685 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,665.00 | 6.560% | $0.00 | None | N/A | No | 11.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 204 | XXXXXX | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,832.79 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 204 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120677 | XXXXXX | Exempt from ATR | No | No | $1,890.00 | $2,926.00 | 7.625% | $635.42 | $850.20 | 9.625% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $9,520.65 | 1 | $6,521.64 | $6,515.52 | $543.47 | $542.96 | 44.002% | 45.527% | 43.785% | 02/18/2026 | 783 | No | No | [Borrower - | Primary
Income - Pension]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,890.00 | 6.530% | $0.00 | None | N/A | No | 9.625% | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $2,210.59 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.19 | No | No | $0.00 | $6,926.42 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123895 | XXXXXX | Exempt from ATR | No | No | $4,680.00 | $2,392.95 | 8.000% | $1,066.67 | $1,404.48 | 10.000% | No | No | Employed | US Citizen | $9,744.34 | 1 | $7,059.96 | $2,310.48 | $588.33 | $192.54 | 40.249% | 46.152% | 39.845% | 03/17/2026 | 692 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,680.00 | 6.560% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.280% | XXXXXX | XXXXXX | $1,580.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121154 | XXXXXX | Exempt from ATR | No | No | $4,145.00 | $4,735.00 | 8.375% | $2,198.44 | $2,852.80 | 10.375% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $18,598.51 | 1 | $10,168.56 | $641.04 | $847.38 | $53.42 | 41.675% | 47.343% | 41.225% | 02/27/2026 | 744 | No | No | [Borrower - | Primary
Income - Pension]; 1099-R - 2025 [Borrower - | Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,145.00 | 6.530% | $0.00 | None | N/A | No | 10.375% | 0 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $2,441.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $1,054.20 | $0.00 | No | No | No | No | 3 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121203 | XXXXXX | Exempt from ATR | No | No | $2,883.40 | $3,276.40 | 8.250% | $432.04 | $563.28 | 10.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $4,025.94 | 1 | $2,381.04 | $1,398.96 | $198.42 | $116.58 | 47.665% | 52.429% | 47.305% | 03/11/2026 | 779 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; Other - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,883.40 | 6.530% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $697.02 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Yes | No | $2,054.68 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122903 | XXXXXX | Exempt from ATR | No | No | $1,219.00 | $1,878.60 | 7.125% | $1,187.50 | $1,627.65 | 9.125% | No | No | Self-Employed | US Citizen | $16,060.33 | 1 | $5,595.96 | $2,790.00 | $466.33 | $232.50 | 32.391% | 37.995% | 32.131% | 02/24/2026 | 823 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory
Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,219.00 | 6.570% | $0.00 | None | N/A | No | 9.125% | 1 | 1 | 0 | 3 | 2 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $3,531.62 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121758 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,778.43 | 8.375% | $769.34 | $998.34 | 10.375% | No | No | Employed | US Citizen | $9,903.78 | 1 | $1,467.84 | $1,167.96 | $122.32 | $97.33 | 22.752% | 27.686% | 22.361% | 03/13/2026 | 700 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120620 | XXXXXX | Exempt from ATR | No | No | $1,733.46 | $2,126.46 | 8.750% | $411.98 | $527.56 | 10.750% | No | No | Employed | US Citizen | $7,051.80 | 1 | $4,505.64 | $2,085.60 | $375.47 | $173.80 | 46.785% | 49.111% | 46.572% | 03/09/2026 | 735 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,733.46 | 6.530% | $0.00 | None | N/A | No | 10.750% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $718.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000118912 | XXXXXX | Exempt from ATR | No | No | $6,741.75 | $4,977.62 | 8.500% | $1,430.83 | $1,848.28 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $12,259.91 | 1 | $6,077.64 | $1,010.04 | $506.47 | $84.17 | 32.669% | 38.931% | 32.148% | 02/26/2026 | 726 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,741.75 | 6.530% | $0.00 | 1.8 | None | N/A | No | 10.500% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 7 | 26 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,119.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $5,438.86 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119864 | XXXXXX | Exempt from ATR | No | No | $1,820.28 | $2,470.28 | 8.375% | $495.25 | $495.25 | 8.375% | No | No | Employed | US Citizen | $4,013.04 | 1 | $1,515.96 | $1,329.24 | $126.33 | $110.77 | 46.494% | 53.888% | 48.028% | 03/04/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,820.28 | 6.490% | $0.00 | None | N/A | No | 8.375% | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Yes | No | $0.00 | $0.00 | No | No | No | No | 5 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122097 | XXXXXX | Exempt from ATR | No | No | $3,060.40 | $557.95 | 8.500% | $991.67 | $1,280.99 | 10.500% | No | No | Employed | Employed | US Citizen | US Citizen | $5,687.42 | 1 | $9,318.72 | $5,246.04 | $776.56 | $437.17 | 44.459% | 52.176% | 43.817% | 02/23/2026 | 751 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,060.40 | 6.540% | $0.00 | None | N/A | No | 10.500% | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $2,057.93 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $3,677.33 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122468 | XXXXXX | Exempt from ATR | No | No | $8,856.59 | $10,424.54 | 7.250% | $3,002.71 | $4,114.37 | 9.250% | No | No | Employed | Employed | US Citizen | US Citizen | $15,659.94 | 1 | $23,926.68 | $2,111.76 | $1,993.89 | $175.98 | 48.233% | 58.938% | 47.698% | 03/18/2026 | 753 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,856.59 | 6.530% | $0.00 | None | N/A | No | 9.250% | 2 | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.375% | XXXXXX | XXXXXX | $6,629.89 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 1.42 | No | No | $0.00 | $11,582.50 | No | No | No | No | 2 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123503 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 8.250% | $902.18 | $1,076.22 | 10.250% | No | No | Employed | Permanent Resident Alien | $6,089.42 | 1 | $9,479.40 | $2,570.04 | $789.95 | $214.17 | 41.849% | 48.525% | 41.342% | 03/22/2026 | 736 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.490% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.250% | XXXXXX | XXXXXX | $1,631.92 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124480 | XXXXXX | Exempt from ATR | No | No | $6,932.00 | $4,352.95 | 7.500% | $1,250.00 | $2,102.66 | 9.500% | No | No | Employed | Employed | US Citizen | US Citizen | $12,524.99 | 1 | $13,829.76 | $1,882.92 | $1,152.48 | $156.91 | 42.841% | 46.749% | 42.438% | 03/18/2026 | 739 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,932.00 | 6.490% | $0.00 | None | N/A | No | 9.500% | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $3,581.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0 | No | $0.00 | $5,802.68 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122099 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,008.00 | 9.000% | $915.00 | $1,260.24 | 11.000% | No | No | Employed | Employed | US Citizen | US Citizen | $13,573.01 | 1 | $12,157.80 | $3,323.04 | $1,013.15 | $276.92 | 48.785% | 50.840% | 49.864% | 01/27/2026 | 744 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.490% | $0.00 | None | N/A | No | 11.000% | 1 | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $5,890.86 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $12,133.33 | No | No | No | No | 3 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121096 | XXXXXX | Exempt from ATR | No | No | $2,558.10 | $2,571.10 | 8.875% | $1,811.98 | $2,310.74 | 10.875% | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | $10,641.90 | 1 | $11,006.04 | $2,454.96 | $917.17 | $204.58 | 44.858% | 51.666% | 44.208% | 03/11/2026 | 701 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2026 [Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2026 [Borrower - | Non-Primary Income - Capital Gains]; Other - 2026 [Borrower - | Non-Primary Income - Capital Gains]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,558.10 | 6.530% | $0.00 | None | N/A | No | 10.875% | 0 | 1 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 6.050% | XXXXXX | XXXXXX | $4,778.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.21 | No | $0.00 | $5,498.05 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124224 | XXXXXX | Exempt from ATR | No | No | $5,245.71 | $6,813.66 | 8.500% | $788.16 | $1,018.11 | 10.500% | No | No | Non-Employment Income | US Citizen | $3,165.28 | 1 | $2,418.60 | $1,371.72 | $201.55 | $114.31 | 48.452% | 58.680% | 47.600% | 03/20/2026 | 777 | No | No | [Borrower - | Non-Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,245.71 | 6.530% | $0.00 | None | N/A | No | 10.500% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.625% | XXXXXX | XXXXXX | $1,181.14 | No | Individual | No | No | Fair Isaac (VER. 2) | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123593 | XXXXXX | Exempt from ATR | No | No | $3,036.00 | $2,387.95 | 8.250% | $343.75 | $448.17 | 10.250% | No | No | Employed | US Citizen | $5,556.53 | 1 | $4,224.48 | $2,399.04 | $352.04 | $199.92 | 48.218% | 50.936% | 48.013% | 03/31/2026 | 717 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,036.00 | 6.560% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | 25 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $0.01 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 2000000508 | Exempt from ATR | No | No | $2,065.00 | $13,902.09 | 6.750% | $1,659.38 | $2,700.76 | 10.500% | No | No | Employed | US Citizen | $16,037.49 | 1 | $19,016.40 | $4,755.48 | $1,584.70 | $396.29 | 43.397% | 49.269% | 42.906% | 03/01/2026 | 731 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,065.00 | 6.490% | $0.00 | 1.0 | None | N/A | No | 10.500% | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $4,883.09 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.48 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122378 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.875% | $370.16 | $472.05 | 10.875% | No | No | Employed | US Citizen | $3,717.46 | 1 | $4,374.96 | $888.60 | $364.58 | $74.05 | 47.344% | 51.146% | 46.981% | 03/18/2026 | 726 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.875% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 11 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.625% | XXXXXX | XXXXXX | $863.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122372 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,403.00 | 8.375% | $701.41 | $1,326.96 | 10.375% | No | No | Employed | Employed | US Citizen | US Citizen | $7,657.76 | 1 | $17,476.80 | $2,135.04 | $1,456.40 | $177.92 | 44.966% | 46.115% | 47.308% | 03/17/2026 | 740 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 10.375% | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | 16 | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.500% | XXXXXX | XXXXXX | $2,312.58 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0 | No | $0.00 | $2,272.96 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120310 | XXXXXX | Exempt from ATR | No | No | $0.00 | $393.00 | 8.750% | $1,093.75 | $1,400.44 | 10.750% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $18,015.89 | 1 | $2,073.36 | $1,991.04 | $172.78 | $165.92 | 40.210% | 43.173% | 39.962% | 03/06/2026 | 745 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2019 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Business License - 2018 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.540% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 4.875% | XXXXXX | XXXXXX | $3,423.98 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 28.97 | No | No | $16,887.50 | $0.00 | No | No | No | No | 3 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124070 | XXXXXX | Exempt from ATR | No | No | $2,624.00 | $1,790.95 | 7.875% | $656.25 | $868.57 | 9.875% | No | No | Employed | US Citizen | $3,991.80 | 1 | $3,715.92 | $1,767.00 | $309.66 | $147.25 | 43.074% | 51.786% | 42.508% | 03/31/2026 | 736 | No | No | [Borrower - | Primary
Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,624.00 | 6.560% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $1,695.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123322 | XXXXXX | Exempt from ATR | No | No | $8,566.00 | $2,802.95 | 8.625% | $1,782.50 | $2,292.40 | 10.625% | No | No | Employed | US Citizen | $5,549.40 | 1 | $7,247.16 | $1,915.80 | $603.93 | $159.65 | 48.039% | 60.929% | 46.915% | 03/25/2026 | 735 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $8,566.00 | 6.570% | $0.00 | None | N/A | No | 10.625% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,074.47 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124676 | XXXXXX | Exempt from ATR | No | No | $5,034.42 | $3,283.92 | 7.500% | $1,437.50 | $1,934.44 | 9.500% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $11,734.88 | 1 | $7,649.76 | $2,702.04 | $637.48 | $225.17 | 41.166% | 48.528% | 40.759% | 03/27/2026 | 736 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,034.42 | 6.490% | $0.00 | None | N/A | No | 9.500% | 1 | 1 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.999% | XXXXXX | XXXXXX | $2,346.77 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $14,166.64 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122073 | XXXXXX | Exempt from ATR | No | No | $5,797.00 | $4,647.19 | 8.250% | $852.50 | $1,111.46 | 10.250% | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | $4,924.06 | 1 | $8,196.12 | $5,657.76 | $683.01 | $471.48 | 48.396% | 55.973% | 47.823% | 03/25/2026 | 694 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,797.00 | 6.490% | $0.00 | None | N/A | No | 10.250% | 2 | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | 26 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,160.91 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,777.58 | $2,086.80 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122850 | XXXXXX | Exempt from ATR | No | No | $4,801.60 | $3,589.55 | 7.750% | $1,291.67 | $1,718.75 | 9.750% | No | No | Self-Employed | US Citizen | $5,526.54 | 1 | $9,699.24 | $2,878.92 | $808.27 | $239.91 | 48.147% | 59.783% | 47.429% | 01/29/2026 | 743 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $4,801.60 | 6.570% | $0.00 | None | N/A | No | 9.750% | 3 | 2 | 0 | 3 | 2 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.125% | XXXXXX | XXXXXX | $2,053.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122911 | XXXXXX | Exempt from ATR | No | No | $2,905.79 | $3,470.74 | 8.625% | $524.69 | $674.78 | 10.625% | No | No | Employed | US Citizen | $2,397.70 | 1 | $4,706.52 | $1,454.04 | $392.21 | $121.17 | 47.000% | 55.958% | 46.219% | 02/02/2026 | 752 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,905.79 | 6.570% | $0.00 | None | N/A | No | 10.625% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | XXXXXX | XXXXXX | $650.14 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124477 | XXXXXX | Exempt from ATR | No | No | $1,000.00 | $3,500.00 | 7.875% | $1,050.00 | $1,531.89 | 9.875% | No | No | Employed | US Citizen | $13,278.36 | 1 | $4,935.36 | $3,621.36 | $411.28 | $301.78 | 30.648% | 35.010% | 32.735% | 04/01/2026 | 786 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,000.00 | 6.490% | $0.00 | 1.0 | None | Yes | No | 9.875% | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $1,675.54 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119194 | XXXXXX | Exempt from ATR | No | No | $1,851.75 | $2,251.75 | 8.000% | $383.33 | $504.74 | 10.000% | No | No | Employed | US Citizen | $8,378.55 | 1 | $24,280.44 | $5,628.00 | $2,023.37 | $469.00 | 49.986% | 52.051% | 49.845% | 02/28/2026 | 707 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $1,851.75 | 6.540% | $0.00 | None | N/A | No | 10.000% | 1 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $2,273.75 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 0.46 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122559 | XXXXXX | Exempt from ATR | No | No | $0.00 | $518.00 | 8.250% | $343.75 | $448.17 | 10.250% | No | No | Not Employed | Employed | US Citizen | US Citizen | $7,363.89 | 1 | $2,637.00 | $1,419.00 | $219.75 | $118.25 | 37.207% | 39.693% | 37.019% | 12/11/2025 | 722 | No | No | [Coborrower(s) - |
Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | 6.530% | $0.00 | None | N/A | No | 10.250% | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.875% | XXXXXX | XXXXXX | $760.12 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.25 | No | No | $0.00 | $11,727.26 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123898 | XXXXXX | Exempt from ATR | No | No | $4,938.00 | $5,280.95 | 8.125% | $677.08 | $887.06 | 10.125% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $8,508.79 | 1 | $4,450.92 | $2,355.96 | $370.91 | $196.33 | 29.334% | 34.254% | 28.980% | 03/06/2026 | 773 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; Other - 2026 [Coborrower(s) - | Primary Income - IRA Distribution]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,938.00 | 6.560% | $0.00 | None | N/A | No | 10.125% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 13 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,320.43 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $2,757.30 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124974 | XXXXXX | Exempt from ATR | No | No | $3,913.88 | $2,977.95 | 7.875% | $918.75 | $1,216.00 | 9.875% | No | No | Employed | US Citizen | $3,516.70 | 1 | $4,492.68 | $1,100.04 | $374.39 | $91.67 | 47.131% | 52.537% | 46.295% | 04/08/2026 | 743 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,913.88 | 6.490% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,296.91 | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121236 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 9.125% | $721.72 | $913.09 | 11.125% | No | No | Employed | US Citizen | $4,048.41 | 1 | $7,310.64 | $4,709.04 | $609.22 | $392.42 | 49.863% | 55.945% | 49.228% | 02/18/2026 | 708 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Child Support]; Account Statements - 2026 [Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2022 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | 1.8 | None | Yes | No | 11.125% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 5.750% | XXXXXX | XXXXXX | $672.50 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000121786 | XXXXXX | Exempt from ATR | No | No | $5,499.96 | $4,487.71 | 7.250% | $664.58 | $905.16 | 9.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $2,328.94 | 1 | $1,851.12 | $1,348.56 | $154.26 | $112.38 | 47.669% | 63.897% | 46.869% | 03/13/2026 | 823 | No | No | [Borrower - | Non-Primary
Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $5,499.96 | 6.530% | $0.00 | None | N/A | No | 9.250% | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $908.62 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $2,460.06 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124678 | XXXXXX | Exempt from ATR | No | No | $2,124.63 | $1,795.23 | 8.250% | $838.75 | $1,093.54 | 10.250% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $3,540.48 | 1 | $3,519.72 | $1,353.96 | $293.31 | $112.83 | 46.778% | 50.689% | 45.970% | 04/02/2026 | 763 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $2,124.63 | 6.490% | $0.00 | None | N/A | No | 10.250% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.560% | XXXXXX | XXXXXX | $1,063.15 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $3,293.91 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124347 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.250% | $412.50 | $537.80 | 10.250% | No | No | Employed | US Citizen | $7,138.27 | 1 | $3,412.80 | $5,296.68 | $284.40 | $441.39 | 46.311% | 47.829% | 46.112% | 04/06/2026 | 711 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.490% | $0.00 | None | N/A | No | 10.250% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $948.61 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123990 | XXXXXX | Exempt from ATR | No | No | $5,750.00 | $5,362.85 | 8.000% | $766.67 | $1,009.47 | 10.000% | No | No | Employed | US Citizen | $4,247.56 | 1 | $10,786.56 | $1,425.96 | $898.88 | $118.83 | 45.367% | 54.266% | 44.758% | 03/26/2026 | 724 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $5,750.00 | 6.560% | $0.00 | None | N/A | No | 10.000% | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,462.97 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124766 | XXXXXX | Exempt from ATR | No | No | $7,893.90 | $2,657.95 | 7.875% | $1,378.12 | $1,824.00 | 9.875% | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | $4,959.21 | 1 | $3,010.20 | $1,767.96 | $250.85 | $147.33 | 47.599% | 61.154% | 46.718% | 04/07/2026 | 769 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,893.90 | 6.490% | $0.00 | None | N/A | No | 9.875% | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 2.990% | XXXXXX | XXXXXX | $1,684.26 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $1,894.48 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123537 | XXXXXX | Exempt from ATR | No | No | $3,866.06 | $1,052.95 | 8.250% | $1,160.16 | $2,016.77 | 10.250% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $25,735.65 | 1 | $5,907.96 | $1,454.04 | $492.33 | $121.17 | 35.543% | 36.745% | 35.295% | 03/20/2026 | 689 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $3,866.06 | 6.570% | $0.00 | None | N/A | No | 10.250% | 3 | 2 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | 1 | XXXXXX | 6.557% | XXXXXX | XXXXXX | $5,722.39 | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $7,281.22 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122541 | XXXXXX | Exempt from ATR | No | No | $10,334.40 | $3,272.95 | 8.750% | $3,500.00 | $4,481.97 | 10.750% | No | No | Self-Employed | US Citizen | $15,173.58 | 1 | $2,317.08 | $3,700.20 | $193.09 | $308.35 | 47.755% | 56.774% | 46.931% | 03/19/2026 | 701 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $10,334.40 | 6.480% | $0.00 | 1.0 | None | No | No | 10.750% | 0 | 2 | 0 | 3 | 0 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.625% | XXXXXX | XXXXXX | $5,164.11 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123024 | XXXXXX | Exempt from ATR | No | No | $4,699.75 | $5,362.75 | 7.750% | $1,767.97 | $3,136.71 | 9.750% | No | No | Employed | Self-Employed | US Citizen | US Citizen | $13,862.80 | 1 | $5,146.68 | $1,185.96 | $428.89 | $98.83 | 38.121% | 42.198% | 37.498% | 03/23/2026 | 807 | No | No | [Borrower - | Primary
Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,699.75 | 6.570% | $0.00 | None | N/A | No | 9.750% | 2 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $2,728.00 | $0.00 | No | No | No | No | 5 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124429 | XXXXXX | Exempt from ATR | No | No | $1,442.00 | $1,835.00 | 8.250% | $343.75 | $448.17 | 10.250% | No | No | Employed | US Citizen | $4,058.95 | 1 | $2,589.72 | $1,441.32 | $215.81 | $120.11 | 45.542% | 49.454% | 45.246% | 04/06/2026 | 723 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,442.00 | 6.490% | $0.00 | None | N/A | No | 10.250% | 1 | 2 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.625% | XXXXXX | XXXXXX | $1,108.16 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123801 | XXXXXX | Exempt from ATR | No | No | $995.00 | $2,375.00 | 8.125% | $2,031.25 | $2,661.17 | 10.125% | No | No | Self-Employed | Employed | US Citizen | US Citizen | $29,654.84 | 1 | $25,341.48 | $6,908.52 | $2,111.79 | $575.71 | 35.670% | 37.118% | 35.392% | 03/16/2026 | 702 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 10.125% | 2 | 1 | 1 | 0 | 3 | 1 | No | 240 | XXXXXX | No | 9 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $6,221.53 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | No | $0.00 | $13,249.99 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124055 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,675.00 | 7.750% | $1,165.73 | $1,551.17 | 9.750% | No | No | Non-Employment Income | US Citizen | $3,059.02 | 1 | $5,204.40 | $2,019.00 | $433.70 | $168.25 | 46.456% | 66.047% | 45.248% | 04/01/2026 | 732 | No | No | [Borrower - | Primary
Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2017 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.560% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119545 | XXXXXX | Exempt from ATR | No | No | $7,500.00 | $2,892.95 | 7.750% | $1,291.67 | $1,718.75 | 9.750% | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | $11,846.47 | 1 | $4,992.72 | $2,353.20 | $416.06 | $196.10 | 21.570% | 29.780% | 21.063% | 02/12/2026 | 800 | No | No | [Borrower - | Primary
Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $7,500.00 | 6.540% | $0.00 | None | N/A | No | 9.750% | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $744.05 | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $6,830.85 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000120126 | XXXXXX | Exempt from ATR | No | No | $2,930.00 | $3,462.95 | 7.750% | $645.83 | $948.65 | 9.750% | No | No | Employed | US Citizen | $9,326.25 | 1 | $3,576.48 | $3,229.68 | $298.04 | $269.14 | 44.043% | 47.523% | 45.552% | 03/05/2026 | 767 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,930.00 | 6.540% | $0.00 | None | N/A | No | 9.750% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.000% | XXXXXX | XXXXXX | $1,223.60 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124909 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,475.00 | 8.750% | $364.58 | $466.87 | 10.750% | No | No | Non-Employment Income | US Citizen | $2,867.12 | 1 | $1,681.32 | $377.04 | $140.11 | $31.42 | 42.658% | 48.115% | 42.159% | 04/08/2026 | 806 | No | No | [Borrower - | Primary
Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | Retirement Income - Fully Verified | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.490% | $0.00 | None | N/A | No | 10.750% | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 6.875% | XXXXXX | XXXXXX | $1,379.48 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124878 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,375.00 | 8.000% | $333.33 | $438.90 | 10.000% | No | No | Employed | US Citizen | $6,975.00 | 1 | $3,497.04 | $1,763.04 | $291.42 | $146.92 | 30.404% | 33.406% | 30.199% | 04/09/2026 | 737 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.490% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.750% | XXXXXX | XXXXXX | $1,099.26 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000119652 | XXXXXX | Exempt from ATR | No | No | $2,640.11 | $3,760.81 | 8.750% | $605.94 | $843.89 | 10.750% | No | No | Employed | US Citizen | $8,896.58 | 1 | $14,242.56 | $3,945.60 | $1,186.88 | $328.80 | 46.621% | 47.090% | 47.807% | 02/25/2026 | 702 | No | No | [Borrower - | Primary
Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $2,640.11 | 6.540% | $0.00 | None | N/A | No | 10.750% | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 120 | XXXXXX | No | 9 | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $1,860.51 | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000123953 | XXXXXX | Exempt from ATR | No | No | $956.25 | $1,349.25 | 8.500% | $354.17 | $457.49 | 10.500% | No | No | Employed | US Citizen | $6,949.87 | 1 | $4,601.76 | $1,536.36 | $383.48 | $128.03 | 27.794% | 30.726% | 27.550% | 03/31/2026 | 703 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $956.25 | 6.560% | $0.00 | None | N/A | No | 10.500% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $865.67 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124515 | XXXXXX | Exempt from ATR | No | No | $4,214.25 | $4,853.27 | 8.000% | $1,248.67 | $1,807.96 | 10.000% | No | No | Employed | US Citizen | $14,288.27 | 1 | $10,685.76 | $3,203.76 | $890.48 | $266.98 | 31.416% | 36.039% | 33.648% | 04/07/2026 | 777 | No | No | [Borrower - | Primary
Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $4,214.25 | 6.480% | $0.00 | None | N/A | No | 10.000% | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 204 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 2.875% | XXXXXX | XXXXXX | $2,274.65 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 204 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122767 | XXXXXX | Exempt from ATR | No | No | $6,651.50 | $7,749.50 | 8.500% | $1,432.60 | $1,850.64 | 10.500% | No | No | Self-Employed | US Citizen | $9,330.06 | 1 | $5,229.00 | $6,047.04 | $435.75 | $503.92 | 48.524% | 46.369% | 48.000% | 03/19/2026 | 719 | No | No | [Borrower - | Primary
Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,651.50 | 6.530% | $0.00 | None | N/A | No | 10.500% | 0 | 1 | 0 | 2 | 1 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | 1 | XXXXXX | 3.125% | XXXXXX | XXXXXX | $1,446.05 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.1 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124547 | XXXXXX | Exempt from ATR | No | No | $1,905.25 | $3,690.06 | 8.250% | $618.75 | $806.71 | 10.250% | No | No | Employed | Employed | US Citizen | US Citizen | $8,610.49 | 1 | $2,369.64 | $4,164.00 | $197.47 | $347.00 | 37.889% | 41.674% | 37.602% | 04/01/2026 | 767 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $1,905.25 | 6.480% | $0.00 | None | N/A | No | 10.250% | 1 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 3.375% | XXXXXX | XXXXXX | $2,031.32 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $7,796.32 | No | No | No | No | 1 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122425 | XXXXXX | Exempt from ATR | No | No | $6,962.50 | $9,063.56 | 7.500% | $3,060.94 | $4,119.10 | 9.500% | No | No | Employed | US Citizen | $20,922.81 | 1 | $13,301.28 | $2,091.12 | $1,108.44 | $174.26 | 33.208% | 43.189% | 32.656% | 03/19/2026 | 799 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $6,962.50 | 6.530% | $0.00 | 1.0 | None | Yes | No | 9.500% | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 27 | Yes | Preliminary | Fee Simple | Individual | Trustee | 1 | XXXXXX | 3.250% | XXXXXX | XXXXXX | $4,439.72 | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000122444 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,765.00 | 7.375% | $1,708.54 | $2,312.83 | 9.375% | No | No | Self-Employed | US Citizen | $7,374.43 | 1 | $6,740.28 | $1,241.04 | $561.69 | $103.42 | 43.334% | 57.166% | 42.612% | 03/19/2026 | 779 | No | No | [Borrower - | Primary
Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.530% | $0.00 | None | N/A | No | 9.375% | 0 | 2 | 0 | 3 | 3 | No | 240 | XXXXXX | XXXXXX | No | Yes | Commitment | Fee Simple | Individual | Individual | XXXXXX | XXXXXX | XXXXXX | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 98.7 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000124470 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.000% | $666.67 | $965.71 | 10.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | $7,006.91 | 1 | $8,356.32 | $3,970.68 | $696.36 | $330.89 | 40.552% | 44.911% | 42.657% | 04/07/2026 | 707 | No | No | [Borrower - | Primary
Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.490% | $0.00 | None | N/A | No | 10.000% | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 120 | XXXXXX | No | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual | 1 | XXXXXX | 5.250% | XXXXXX | XXXXXX | $1,557.21 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 120 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXX | 4000125240 | XXXXXX | Exempt from ATR | No | No | $995.00 | $1,388.00 | 8.875% | $421.56 | $707.37 | 10.875% | No | No | Employed | US Citizen | $8,479.56 | 1 | $6,609.84 | $1,419.00 | $550.82 | $118.25 | 34.773% | 35.818% | 34.477% | 04/12/2026 | 724 | No | No | [Borrower - | Primary
Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | XXXXXX | $995.00 | 6.480% | $0.00 | None | N/A | No | 10.875% | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | XXXXXX | No | 28 | Yes | Title Search | Fee Simple | Individual | Individual | 1 | XXXXXX | 4.375% | XXXXXX | XXXXXX | $1,398.00 | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 |