v3.26.1
LOANS AND ACL - Analysis of loans by aging category (Details)
$ in Thousands
12 Months Ended
Mar. 31, 2026
USD ($)
loan
Mar. 31, 2025
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual $ 7,764 $ 155
Total Past Due and Non-accrual 14,272 4,237
Total loans 1,092,484 1,062,460
30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 6,508 4,082
Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 1,078,212 1,058,223
Commercial and Construction | Commercial Business    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 219,846 232,935
Commercial and Construction | Commercial Business | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Fully guaranteed SBA or USDA loans 1,200 3,100
Commercial Real Estate Portfolio Segment    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 968,277 950,363
Commercial Real Estate Portfolio Segment | Commercial Business    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual 645 37
Total Past Due and Non-accrual 2,991 3,830
Total loans 219,846 232,935
Commercial Real Estate Portfolio Segment | Commercial Business | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 2,346 3,793
Commercial Real Estate Portfolio Segment | Commercial Business | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 216,855 229,105
Commercial Real Estate Portfolio Segment | Commercial Real Estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual 7,112 88
Total Past Due and Non-accrual 11,230 330
Total loans $ 611,634 592,185
Number of loans in the process of securing new contracts to improve revenue | loan 2  
Loans in the process of securing new contracts to improve revenue $ 7,100  
Commercial Real Estate Portfolio Segment | Commercial Real Estate | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans $ 4,118 242
Number of loans in the process of securing new contracts to improve revenue | loan 2  
Loans in the process of securing new contracts to improve revenue $ 3,900  
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 600,404 591,855
Commercial Real Estate Portfolio Segment | Land    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 9,143 4,610
Commercial Real Estate Portfolio Segment | Land | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 9,143 4,610
Commercial Real Estate Portfolio Segment | Multi-Family    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 103,614 91,451
Commercial Real Estate Portfolio Segment | Multi-Family | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 103,614 91,451
Commercial Real Estate Portfolio Segment | Real Estate Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 24,040 29,182
Commercial Real Estate Portfolio Segment | Real Estate Construction | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 24,040 29,182
Consumer    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Non-accrual 7 30
Total Past Due and Non-accrual 51 77
Total loans 124,207 112,097
Consumer | 30-89 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans 44 47
Consumer | Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loans $ 124,156 $ 112,020