SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Mar. 31, 2026

SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS.

Schedule of actual and required minimum capital amounts and ratios


												"Well Capitalized"
							For Capital					Under Prompt
		Actual					Adequacy Purposes					Corrective Action
March 31, 2026		Amount			Ratio		Amount			Ratio		Amount			Ratio

Total Capital:
(To Risk-Weighted Assets)		$	170,932		15.62	%	$	87,536		8.0	%	$	109,421		10.0	%
Tier 1 Capital:
(To Risk-Weighted Assets)			157,231		14.37			65,652		6.0			87,536		8.0
Common equity tier 1 Capital:
(To Risk-Weighted Assets)			157,231		14.37			49,239		4.5			71,123		6.5
Tier 1 Capital (Leverage):
(To Average Tangible Assets)			157,231		10.60			59,313		4.0			74,141		5.0


												"Well Capitalized"
							For Capital					Under Prompt
		Actual					Adequacy Purposes					Corrective Action
March 31, 2025		Amount			Ratio		Amount			Ratio		Amount			Ratio

Total Capital:
(To Risk-Weighted Assets)		$	178,452		16.48	%	$	86,625		8.0	%	$	108,281		10.0	%
Tier 1 Capital:
(To Risk-Weighted Assets)			164,891		15.23			64,969		6.0			86,625		8.0
Common equity tier 1 Capital:
(To Risk-Weighted Assets)			164,891		15.23			48,726		4.5			70,383		6.5
Tier 1 Capital (Leverage):
(To Average Tangible Assets)			164,891		11.10			59,406		4.0			74,257		5.0