The following table is a summary of the terms and the amounts outstanding of the Debentures at March 31, 2026 (dollars in thousands):


Issuance Trust		Issuance Date		Amount Outstanding			Rate Type		Initial Rate		Current Rate		Maturity Date

Riverview Bancorp Statutory Trust I		12/2005		$	7,217		Variable	⁽¹⁾	5.88	%	5.30	%	3/2036
Riverview Bancorp Statutory Trust II		06/2007			15,464		Variable	⁽²⁾	7.03	%	5.29	%	9/2037
Merchants Bancorp Statutory Trust I ⁽⁴⁾		06/2003			5,155		Variable	⁽³⁾	4.16	%	7.07	%	6/2033
					27,836
Fair value adjustment ⁽⁴⁾					(657)
Total Debentures				$	27,179

⁽¹⁾ The trust preferred securities reprice quarterly based on the three-month Chicago Mercantile Exchange (“CME”) Term Secured Overnight Financing Rate (“SOFR”) plus 1.36%.

⁽²⁾ The trust preferred securities reprice quarterly based on the three-month CME Term SOFR plus 1.35%.

⁽³⁾The trust preferred securities reprice quarterly based on the three-month CME Term SOFR plus 3.10%.

⁽⁴⁾ Amount, net of accretion, attributable to a prior year’s business combination.