<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Broadridge Transform (tm) - http://www.broadridge.com -->
<!-- Created: Wed Jun 10 19:24:29 UTC 2026 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#N4" roleURI="http://xbrl.sec.gov/vip/role/N4"/>
  <presentationLink xlink:role="http://xbrl.sec.gov/vip/role/N4" xlink:type="extended">
    <loc xlink:type="locator" xlink:label="vip_AllInvestmentOptionsMember" xlink:href="https://xbrl.sec.gov/vip/2026/vip-2026.xsd#vip_AllInvestmentOptionsMember"/>
    <loc xlink:type="locator" xlink:label="DCAMarketValueAdjustmentOption12MonthMember" xlink:href="plic-20251231.xsd#plic_DCAMarketValueAdjustmentOption12MonthMember"/>
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="vip_AllInvestmentOptionsMember" xlink:to="DCAMarketValueAdjustmentOption12MonthMember" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <loc xlink:type="locator" xlink:label="DCAMarketValueAdjustmentOption6MonthMember" xlink:href="plic-20251231.xsd#plic_DCAMarketValueAdjustmentOption6MonthMember"/>
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    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="vip_AllInvestmentOptionsMember" xlink:to="DCAMarketValueAdjustmentOption6MonthMember" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </presentationLink>
</linkbase>
