Exhibit 99.38
| Category | Initial Tested Population | # of Data Exceptions in Initial Sample Population | # of Missing Document Exceptions in Initial Sample Population | # of HECMs with an Exception in Initial Sample Population | % of Sample in Initial Population with Exceptions |
| Data Integrity - MIP Rate | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Current UPB | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Current Interest Rate | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Loan Status | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Borrower 1 First Name | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Borrower 1 Last Name | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Borrower 1 DOB | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Borrower 2 First Name | 131 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Borrower 2 Last Name | 131 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Borrower 2 DOB | 131 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Current Life Expectancy Set-Aside (LESA) | 5 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Property City | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Property State | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Property Zip | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Number of Units | 374 | 224 | 0 | 224 | 59.893% |
| Data Integrity - Property Type | 374 | 3 | 0 | 3 | 0.802% |
| Data Integrity - Marketable Title Date | 16 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Maximum Claim Amount | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Original Note Rate | 374 | 2 | 0 | 2 | 0.535% |
| Data Integrity - Margin (for adjustable rate loans) | 350 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Index (for adjustable rate loans) | 350 | 118 | 0 | 118 | 33.714% |
| Data Integrity - Debenture Interest Rate | 176 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Closing Date | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - FHA Case Number | 374 | 0 | 0 | 0 | 0.000% |
| Data Integrity - Called Due Date | 176 | 0 | 0 | 0 | 0.000% |
| Data Integrity - UPB at Called Due Date | 176 | 4 | 0 | 4 | 2.273% |
| Data Integrity - Foreclosure First Legal Date | 141 | 12 | 0 | 12 | 8.511% |
| FHA Insurance | 1554 | 0 | 42 | 42 | 2.703% |
| Borrower’s Age | 374 | 0 | 0 | 0 | 0.000% |
| BPO Results | 361 | 0 | 0 | 0 | 0.000% |
| Valuation Integrity | 374 | 54 | 21 | 75 | 20.053% |
| Advance 5a - Property Preservation Invoice Integrity | 341 | 79 | 0 | 79 | 23.167% |
| Advance 5b - Tax and Insurance Invoice Integrity | 286 | 0 | 0 | 0 | 0.000% |
| Advance 5c - Corporate Invoice Integrity | 374 | 0 | 0 | 0 | 0.000% |
| Title Review | 1554 | 363 | 29 | 392 | 25.225% |