v3.26.1
Employee Benefit Plan, Schedule, Asset Held for Investment
 12 Months Ended
Dec. 31, 2025
EBP 001 [Member]  
EBP, Schedule of Asset Held for Investment [Line Items]  
EBP, Schedule of Asset Held for Investment
SUPPLEMENTAL SCHEDULE
CREDIT ACCEPTANCE CORPORATION
401(k) PLAN AND TRUST
EIN: 38-1999511
Plan Number: 001
SCHEDULE H, LINE 4i - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AS OF DECEMBER 31, 2025
 Identity of issuer, borrower, lessor, or similar party
Description of investment including, maturity date, rate of interest, collateral, par, or maturity value
Cost
Current value
CREDIT ACCEPTANCE STOCK FUND:
*Credit Acceptance CorporationCommon Stock Fund**$11,631,580
COLLECTIVE TRUST FUNDS:
Putnam Stable Value Fund 15Collective Trust Fund**$7,271,391
AB US Large Cap Growth CIT (W Series) Class LCollective Trust Fund**13,705,444
Vanguard Target Retirement Income Trust IICollective Trust Fund**428,362
Vanguard Target Retirement 2020 Trust IICollective Trust Fund**515,214
Vanguard Target Retirement 2025 Trust IICollective Trust Fund**6,591,715
Vanguard Target Retirement 2030 Trust IICollective Trust Fund**20,098,555
Vanguard Target Retirement 2035 Trust IICollective Trust Fund**21,349,605
Vanguard Target Retirement 2040 Trust IICollective Trust Fund**33,384,422
Vanguard Target Retirement 2045 Trust IICollective Trust Fund**40,987,572
Vanguard Target Retirement 2050 Trust IICollective Trust Fund**33,736,869
Vanguard Target Retirement 2055 Trust IICollective Trust Fund**24,019,427
Vanguard Target Retirement 2060 Trust IICollective Trust Fund**10,195,244
Vanguard Target Retirement 2065 Trust IICollective Trust Fund**1,668,049
Vanguard Target Retirement 2070 Trust IICollective Trust Fund**609,727
Total collective trust funds$214,561,596
MUTUAL FUNDS:
Vanguard Institutional Index IMutual Fund**$40,841,794
Vanguard Total International Stock Index Fund (Admiral Shares)Mutual Fund**7,422,465
Vanguard Small-Cap Index Fund (Admiral Shares)Mutual Fund**7,083,172
Vanguard Total Bond Market Index Fund (Admiral Shares)Mutual Fund**6,754,260
Vanguard Mid-Cap Index Fund (Admiral Shares)Mutual Fund**6,534,462
*Fidelity Small Cap Growth K6 FundMutual Fund**4,744,558 
American Funds - New World Fund (Class R6)Mutual Fund**4,419,020
Vanguard Equity-Income Fund (Admiral Shares)Mutual Fund**4,232,854
Vanguard FTSE Social Index Fund AdmiralMutual Fund**4,082,470
Janus Henderson Enterprise Fund (Class N)Mutual Fund**2,997,627
American Funds - EuroPacific Growth Fund (Class R6)Mutual Fund**2,594,818
American Funds - The Bond Fund of America R6Mutual Fund**2,265,415
T. Rowe Price Mid-Cap Value FundMutual Fund**1,964,482
Vanguard Real Estate Index Fund (Admiral Shares)Mutual Fund**1,439,474
BlackRock High Yield Portfolio Fund Class KMutual Fund**1,407,488
Undiscovered Managers Behavioral Value Fund (Class R6)Mutual Fund**1,256,714
PGIM Global Total Return Fund (Class R6)Mutual Fund**660,682
Total mutual funds$100,701,755
*  Notes receivable from participantsNotes receivable from participants bearing interest at rates ranging from 4.25% to 9.50% and maturing through 20349,911,683
Total investments, at fair value, and notes receivable from participants$336,806,614 
* Party-in-interest
** Cost information omitted as all investments are participant-directed