v3.26.1
Debt (Tables)
 3 Months Ended
Apr. 30, 2026
Debt Disclosure [Abstract]  
Schedule of Debt Outstanding
The Company had the following debt outstanding (in thousands):
As of
April 30, 2026January 31, 2026
Warehouse credit facility$118,174 $118,174 
ABL facility6,000 6,000 
Notes payable:
Other debt316 621 
Total notes payable316 621 
Total principal amount of debt and borrowings124,490 124,795 
Less: unamortized debt discount and issuance costs— — 
Plus: accrued interest— — 
Net carrying value of debt and borrowings$124,490 $124,795 
Schedule of Repayments And Borrowings
Borrowings and repayments under the Warehouse Credit Facility consisted of the following (in thousands):
Three Months Ended April 30,
20262025
Borrowings$— $— 
Repayments$— $16,100 
Schedule Of Interest On Convertible Debt
Interest expense related to the Warehouse Credit Facility was as follows (in thousands):
Three Months Ended April 30,
20262025
Interest paid and payable$2,202 $4,385 
Amortization of debt issuance costs342 339 
Total interest expense$2,544 $4,724 
Interest expense related to the ABL Facility was as follows (in thousands):
Three Months Ended April 30,
20262025
Interest paid and payable$142 $490 
Amortization of debt issuance costs135 90 
Total interest expense$277 $580 
Schedule of Maturities of Long-Term Debt
Future payments of principal associated with other notes payable are as follows (in thousands):
Fiscal YearAmount
Remainder of 2027$242 
202874 
2029— 
2030— 
2031— 
Thereafter— 
Total debt outstanding$316 
Less: Notes payable, current(316)
Notes payable, non-current$—