v3.26.1
Long-term debt and convertible promissory notes
3 Months Ended
Apr. 30, 2026
Debt Disclosure [Abstract]  
Long-term debt and convertible promissory notes

NOTE 7 – Long-term debt and convertible promissory notes

 

Following is a summary of convertible promissory notes:

 

  

April 30,

2026

  

January 31,

2026

 
         
8% convertible note payable issued April 2026, due January 2027  $73,700   $ 
8% convertible note payable issued March 2026, due March 2027   110,000     
8% convertible note payable issued January 2026, due October 2026   73,700    73,700 
8% convertible note payable issued November 2025, due May 2026   70,400    70,400 
8% convertible note payable issued October 2025, due April 2026       70,400 
8% convertible note payable issued September 2025, due March 2026       74,250 
8% convertible note payable issued August 28, 2025, due February 2026       137,500 
8% convertible note payable issued August 7, 2025, due February 2026   50,096    137,500 
Convertible note payable   377,896    563,750 
Less debt discount   (70,580)   (60,863)
Less current portion of convertible notes   (307,316)   (502,887)
Long-term convertible notes payable  $   $ 

 

On August 7, 2025, the Company entered into a convertible promissory note with Labrys Fund II, L.P., in the aggregate principal amount of $137,500 (the “August 7, 2025 Note”). The note bears interest at 8%, with an Original Issue Discount of $12,500 plus an additional $10,000 to pay for transaction fees to the lender, matures on August 7, 2026, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of January 31, 2026, note balance was $125,911, net of $11,589 discount. On February 3, 2026, the derivative liability recorded for the convertible feature created a debt discount of $109,579 that is being amortized over the remaining term of the note using the effective interest rate method. See Note 6 – Derivative Liabilities. During the three months ended April 30, 2026, the Company converted $87,404 of principal and $17,736 of interest on the note. As of April 30, 2026, note balance was $14,272, net of $35,824 discount.

 

On August 25, 2025, the Company entered into a convertible promissory note with FirstFire Global Opportunities Fund, LLC., in the aggregate principal amount of $137,500 (the “August 25, 2025 Note”). The note bears interest at 8%, with an Original Issue Discount of $12,500 plus an additional $7,500 to pay for transaction fees to the lender, matures on August 25, 2026, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of January 31, 2026, note balance was $126,048, net of $11,452 discount. On February 24, 2026, the derivative liability recorded for the convertible feature created a debt discount of $69,727 that is being amortized over the remaining term of the note using the effective interest rate method. See Note 6 – Derivative Liabilities. During the three months ended April 30, 2026, the Company repaid $137,500 of principal and $41,250 of interest on the note. As of April 30, 2026, note balance was $0.

 

 

On September 18, 2025, the Company entered into a convertible promissory note with Jefferson Street Capital LLC., in the aggregate principal amount of $74,250 (the “September 2025 Note”). The note bears interest at 8%, with an Original Issue Discount of 10% plus an additional $3,375 to pay for transaction fees to the lender, matures on September 18, 2026, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of January 31, 2026, note balance was $67,445, net of $6,805 discount. On March 17, 2026, the derivative liability recorded for the convertible feature created a debt discount of $43,258 that is being amortized over the remaining term of the note using the effective interest rate method. See Note 6 – Derivative Liabilities. During the three months ended April 30, 2026, the Company converted $74,250 of principal and $12,271 of interest on the note. As of April 30, 2026, note balance was $0.

 

On October 15, 2025, the Company entered into a convertible promissory note with 1800 Diagonal Lending LLC in the aggregate principal amount of $70,400 (the “October 2025 Note”). The note bears interest at 8%, with an Original Issue Discount of $6,400 plus an additional $7,000 to pay for transaction fees to the lender, matures on July 30, 2026, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of January 31, 2026, note balance was $62,025, net of $8,375 discount. On April 13, 2026, the derivative liability recorded for the convertible feature created a debt discount of $28,985 that is being amortized over the remaining term of the note using the effective interest rate method. See Note 6 – Derivative Liabilities. During the three months ended April 30, 2026, the Company converted $70,400 of principal and $8,816 of interest on the note. As of April 30, 2026, note balance was $0.

 

On November 28, 2025, the Company entered into a convertible promissory note with 1800 Diagonal Lending LLC in the aggregate principal amount of $70,400 (the “November 2025 Note”). The note bears interest at 8%, with an Original Issue Discount of $6,400 plus an additional $7,000 to pay for transaction fees to the lender, matures on September 15, 2026, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of January 31, 2026, note balance was $60,515, net of $9,885 discount. As of April 30, 2026, note balance was $65,402, net of $4,998 discount.

 

On January 12, 2026, the Company entered into a convertible promissory note with 1800 Diagonal Lending LLC in the aggregate principal amount of $73,700 (the “January 2026 Note”). The note bears interest at 8%, with an Original Issue Discount of $6,700 plus an additional $7,000 to pay for transaction fees to the lender, matures on October 15, 2026, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of January 31, 2026, note balance was $60,943, net of $12,757 discount. As of April 30, 2026, note balance was $65,361, net of $8,339 discount.

 

On March 5, 2026, the Company entered into a convertible promissory note with EFRAT Investments Opportunities Fund, LLC in the aggregate principal amount of $110,000 (the “March 2026 Note”). The note bears interest at 8%, with an Original Issue Discount of $10,000, matures on March 5, 2027, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of April 30, 2026, note balance was $101,534, net of $8,466 discount.

 

On April 17, 2026, the Company entered into a convertible promissory note with 1800 Diagonal Lending LLC in the aggregate principal amount of $73,700 (the “April 2026 Note”). The note bears interest at 8%, with an Original Issue Discount of $6,700 plus an additional $7,000 to pay for transaction fees to the lender, matures on January 15, 2027, and is convertible after 180 days into shares of the Company’s common stock at a price of 75% of the average of the three lowest closing bid prices of the Company’s common stock during the 10 trading days prior to conversion. As of April 30, 2026, note balance was $60,747, net of $12,953 discount.

 

During the three months ended April 30, 2026 and 2025, the Company recorded debt discounts of $251,549 and $0, respectively, due to the derivative liabilities, and original issue debt discounts and fees paid to lender of $23,700 and $26,250, respectively, due to the convertible notes. The Company recorded amortization of these discounts of $265,532 and $25,049 for the three months ended April 30, 2026 and 2025, respectively.

 

Notes Payable

 

On June 22, 2020, the Company received loan proceeds of $32,300 (net of a $100 loan fee) under the SBA’s Economic Injury Disaster Loan program (“EIDL”). The EIDL loan, dated June 16, 2020, bears interest at 3.75%, has a 30-year term, and is due in monthly installments of $158 beginning June 18, 2021 (extended to December 18, 2022).

 

 

In April 2026, the Company entered into a Premium Finance Agreement related to an insurance policy. The policy premiums total $33,500 for a one-year policy period. The Company financed $24,750 of the policy over a nine-month period. The monthly payments under the agreement are due in nine installments of $2,903, at an annual interest rate of 13.2%.

 

As of April 30, 2026, the notes payable, net balance was $40,922, which include term long notes payable of $32,400 and current portion of notes payable of $8,522, with accrued interest of $2,193. As of January 31, 2026, the notes payable, net balance was $32,400, which include term long notes payable of $32,400 and current portion of notes payable of $0, with accrued interest of $2,193.