0001734342 2026-06-11 2026-06-11 0001734342 1 2026-06-11 2026-06-11 0001734342 2 2026-06-11 2026-06-11 0001734342 3 2026-06-11 2026-06-11 0001734342 4 2026-06-11 2026-06-11 0001734342 5 2026-06-11 2026-06-11 0001734342 6 2026-06-11 2026-06-11 0001734342 7 2026-06-11 2026-06-11 0001734342 8 2026-06-11 2026-06-11 0001734342 9 2026-06-11 2026-06-11 0001734342 10 2026-06-11 2026-06-11 0001734342 11 2026-06-11 2026-06-11 0001734342 12 2026-06-11 2026-06-11 0001734342 13 2026-06-11 2026-06-11 0001734342 14 2026-06-11 2026-06-11 0001734342 15 2026-06-11 2026-06-11 0001734342 16 2026-06-11 2026-06-11 0001734342 17 2026-06-11 2026-06-11 0001734342 18 2026-06-11 2026-06-11 0001734342 19 2026-06-11 2026-06-11 0001734342 20 2026-06-11 2026-06-11 iso4217:USD pure 0001734342 S-3 S-3 EX-FILING FEES N/A N/A Debt Securities Common Stock, par value $0.10 per share Preferred Stock, par value $0.10 per share Warrants Deposi-tary Shares Subscrip-tion Rights Stock Purchase Contracts Stock Purchase Units Units Debt Securities Common Stock, par value $0.10 per share Preferred Stock, par value $0.10 per share Warrants Deposi-tary Shares Subscrip-tion Rights Stock Purchase Contracts Stock Purchase Units Units Amerant Bancorp, Inc. false false false false false false false false false false Debt Debt Securities true 0 Equity Common Stock, par value $0.10 per share true 0 Equity Preferred Stock, par value $0.10 per share true 0 Other Warrants true 0 Other Deposi-tary Shares true 0 Other Subscrip-tion Rights true 0 Other Stock Purchase Contracts true 0 Other Stock Purchase Units true 0 Other Units true 0 Unallocated (Universal) Shelf true 164999990 0.0001381 22787 Debt Debt Securities true S-3 333-272886 2023-07-07 Equity Common Stock, par value $0.10 per share true S-3 333-272886 2023-07-07 Equity Preferred Stock, par value $0.10 per share true S-3 333-272886 2023-07-07 Other Warrants true S-3 333-272886 2023-07-07 Other Deposi-tary Shares true S-3 333-272886 2023-07-07 Other Subscrip-tion Rights true S-3 333-272886 2023-07-07 Other Stock Purchase Contracts true S-3 333-272886 2023-07-07 Other Stock Purchase Units true S-3 333-272886 2023-07-07 Other Units true S-3 333-272886 2023-07-07 Unallocated (Universal) Shelf true 135000010 S-3 333-272886 2023-07-07 14877 300000000 22787 0 0 22787 The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.Pursuant to Rule 415(a)(6) under the Securities Act, the securities registered pursuant to this registration statement include $135,000,010 of unsold securities previously registered under the Registrant’s registration statement on Form S-3 (File No. 333-272886), initially filed on June 23, 2023 (the “Prior Registration Statement”). The Prior Registration Statement registered securities for a maximum aggregate offering price of $300,000,000. $135,000,010 of unsold securities remain available to be carried forward, and the filing fee previously paid in connection with such unsold securities was $14,877. No additional filing fee is due with respect to such unsold securities. Pursuant to Rule 415(a)(6), the offering of securities registered under the Prior Registration Statement will be deemed terminated as of the date of effectiveness of this registration statement. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act. The amount to be registered consists of up to $300,000,000 of an indeterminate amount of debt securities, common stock, preferred stock, warrants, depositary shares, subscription rights, stock purchase contracts, stock purchase units and/or units that may be offered and sold from time to time in one or more offerings. There is also being registered hereunder such currently indeterminate number of shares or other securities as may be issued upon conversion, exercise, exchange or settlement of any securities registered hereunder, including under any applicable anti-dilution provisions. Any securities registered hereunder may be sold separately or together with other securities registered hereunder.The proposed maximum offering price per security will be determined from time to time by the Registrant in connection with the issuance by the Registrant of the securities registered hereunder and is not specified as to each class of security pursuant to General Instruction II.D of Form S-3 under the Securities Act of 1933, as amended (the “Securities Act”). The registration fee for the newly registered securities has been calculated in accordance with Rule 457(o) under the Securities Act.