Exhibit 99.4 - Schedule 9
| Client Name: | ||||
| Client Project Name: | EFMT 2026-CES2 | |||
| Start - End Dates: | 4/17/2025 - 1/9/2026 | |||
| Deal Loan Count: | 793 | |||
| Waived Conditions Summary | ||||
| Review Scope | Category | Code | Description | Count |
| Credit | LTV/CLTV | CRDLTV5738 | CLTV Exceeds Guideline Requirement by less than 5% | 1 |
| Compliance | Texas Home Equity | CMPTXHE320 | TX Equity - Texas Equity : Missing T.42 Title Endorsement | 18 |
| Compliance | Texas Home Equity | CMPTXHE321 | TX Equity - Texas Equity : Missing T.42.1 Title Endorsement | 18 |
| Total | 37 | |||
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