Exhibit 99.3 - Schedule 2
| Loan ID | Seller Loan ID | Redaction ID | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Current/Final Loan Grade | Compliance Initial Loan Grade | Compliance Current/Final Loan Grade | Property Initial Loan Grade | Property Current/Final Loan Grade | Queue | Finding Code | Date Created | Date Modified | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Finding Comments | Seller Comments | Resolution Comments | Reviewer Comp Factor | Originator Comp Factors | Finding Documents | Originator QM Status | Final Reviewed QM Status | Loan Amount | Property State | Occupancy | Loan Purpose | Refinance Purpose | Acknowledged / WaivedBy | Waiver in File? | Unique Finding ID |
| XXXX | XXXX | 2088490 | D | A | D | A | A | A | A | A | Closed | FCRE1510 | 2025-09-29 08:26 | 2025-10-02 10:21 | Resolved | 1 - Information | C | A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Confirmed - The legal uploaded is the legal that was recorded with the mortgage - Due Diligence Vendor-10/02/2025 Ready for Review-Document Uploaded. mortgage and legal - Seller-09/30/2025 Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing copy of the Legal Description attached to the Mortgage. - Due Diligence Vendor-09/29/2025 |
Ready for Review-Document Uploaded. mortgage and legal - Seller-09/30/2025 |
Resolved-Confirmed - The legal uploaded is the legal that was recorded with the mortgage - Due Diligence Vendor-10/02/2025 |
CLTV is less than guidelines maximum - 54.67% CLTV ratio, max allowed is 85%. Qualifying FICO score is at least 20 points above minimum for program - Score is 738 and minimum allowed is 680 |
XXXX | QM: Safe Harbor Verified (V SH) | QM: Safe Harbor Verified (V SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX | |
| XXXX | XXXX | 2088490 | D | A | D | A | A | A | A | A | Closed | FCRE5782 | 2025-09-29 09:53 | 2025-10-02 10:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Credit refresh report required within 30 days of note date - Due Diligence Vendor-10/02/2025 Ready for Review-Document Uploaded. BORROWER 1 GAP REPORT - Seller-09/30/2025 Open-Borrower 1 Gap Credit Report is Missing. Gap Report required up to 30 days from the Note on second liens. - Due Diligence Vendor-09/29/2025 |
Ready for Review-Document Uploaded. BORROWER 1 GAP REPORT - Seller-09/30/2025 |
Resolved-Received Credit refresh report required within 30 days of note date - Due Diligence Vendor-10/02/2025 |
CLTV is less than guidelines maximum - 54.67% CLTV ratio, max allowed is 85%. Qualifying FICO score is at least 20 points above minimum for program - Score is 738 and minimum allowed is 680 |
XXXX | QM: Safe Harbor Verified (V SH) | QM: Safe Harbor Verified (V SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX | |
| XXXX | XXXX | 2088490 | D | A | D | A | A | A | A | A | Closed | FCRE5783 | 2025-09-29 09:53 | 2025-10-02 10:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Received Credit refresh report required within 30 days of note date - Due Diligence Vendor-10/02/2025 Ready for Review-Document Uploaded. BORROWER 2 GAP - Seller-09/30/2025 Open-Borrower 2 Gap Credit Report is Missing. Gap Report required up to 30 days from the Note on second liens. - Due Diligence Vendor-09/29/2025 |
Ready for Review-Document Uploaded. BORROWER 2 GAP - Seller-09/30/2025 |
Resolved-Received Credit refresh report required within 30 days of note date - Due Diligence Vendor-10/02/2025 |
CLTV is less than guidelines maximum - 54.67% CLTV ratio, max allowed is 85%. Qualifying FICO score is at least 20 points above minimum for program - Score is 738 and minimum allowed is 680 |
XXXX | QM: Safe Harbor Verified (V SH) | QM: Safe Harbor Verified (V SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX | |
| XXXX | XXXX | 2088489 | A | A | A | A | A | A | A | A | A | A | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | XXXX | ||||||||||||||||
| XXXX | XXXX | 2132294 | C | B | C | B | A | A | A | A | Closed | FCRE1505 | 2026-02-09 16:20 | 2026-02-11 17:14 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Tradelines do not meet Guideline Requirements | Waived--Originator exception granted with compensating factors. Waiver applied to non-material finding. - Due Diligence Vendor-02/11/2026 Ready for Review-Document Uploaded. enclosed was in our file and shows "exception approved" in middle - Seller-02/09/2026 Open-The Tradelines for the borrower(s) do not meet the guideline requirements. The co-borrower does not meet the minimum tradeline requirement of 4 reporting for 24 months. Minimum 2 tradelines must be currently open & active for 24 months. The co-borrower does not have any open & active tradelines. 1008 indicates an exception was given; however, the exception is not in the file. - Due Diligence Vendor-02/09/2026 |
Ready for Review-Document Uploaded. enclosed was in our file and shows "exception approved" in middle - Seller-02/09/2026 |
Waived--Originator exception granted with compensating factors. Waiver applied to non-material finding. - Due Diligence Vendor-02/11/2026 |
Qualifying DTI below maximum allowed - Required is 50 Borrower has 38.53 CLTV is less than guidelines maximum - Required is 75 Borrower has 58.76 |
XXXX | QM: Safe Harbor Verified (V SH) | QM: Safe Harbor Verified (V SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | Yes | XXXX | |
| XXXX | XXXX | 2147740 | C | A | A | A | C | A | A | A | Closed | FCOM0013 | 2026-03-15 14:13 | 2026-03-19 10:48 | Resolved | 1 - Information | C | A | Compliance | Disclosure | Missing e-Consent | Resolved-Received acknowledgement of E-Consent. Finding Resolved. - Due Diligence Vendor-03/19/2026 Ready for Review-Document Uploaded. e-consent - Seller-03/18/2026 Open-Missing e-Consent. -----Missing proof e-consent was received and agreed upon by borrower. - Due Diligence Vendor-03/15/2026 |
Ready for Review-Document Uploaded. e-consent - Seller-03/18/2026 |
Resolved-Received acknowledgement of E-Consent. Finding Resolved. - Due Diligence Vendor-03/19/2026 |
Qualifying DTI below maximum allowed - Required is 50 Borrower has 37.67 Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 718 CLTV is less than guidelines maximum - Required is 80 Borrower has 39.3 |
XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX | |
| XXXX | XXXX | 2158148 | C | B | A | A | C | B | A | A | Closed | FCOM1353 | 2026-04-07 15:55 | 2026-04-14 16:44 | Waived | 2 - Non-Material | C | B | Compliance | Disclosure | Incorrect ROR Form Type selected | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). -----Originator waiver applied to non-material findings - Due Diligence Vendor-04/07/2026 | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). -----Originator waiver applied to non-material findings - Due Diligence Vendor-04/07/2026 |
Long term residence - Long Term Residence = 4+ years Residual Income =/> 1.5 times $3,500 monthly residual income - Residual Income =/> 1.5 times $3,500 monthly residual income - Qualifying residual income = $9,753.38; minimum required NONE Credit history exceeds minimum required - Borrower has established credit since XXXX, guides require 2 years |
XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | XXXX |