v3.26.1
Schedule H, Line 4i - Schedule of Assets (Held at End of Year)
 12 Months Ended
Dec. 31, 2025
EBP 001  
EBP, Schedule of Asset Held for Investment [Line Items]  
Schedule H, Line 4i - Schedule of Assets (Held at End of Year)
Bread Financial 401(k) Plan
EIN #13-3163498 Plan #001
Schedule H, Line 4i - Schedule of Assets (Held at End of Year)
December 31, 2025
(a)


(b)

Identity of issue, borrower,
lessor, or similar party
(c)
Description of investment including maturity date, rate of interest, collateral, par or maturity value
(d)


Cost (1)
(e)


Current Value
*Bread Financial Holdings, Inc.Employer common stock$14,736,081
Vanguard Fiduciary Trust Company
Target Retirement Income Trust
Collective investment trust8,811,230
Vanguard Fiduciary Trust Company
Target Retirement 2020 Trust
Collective investment trust13,172,986
Vanguard Fiduciary Trust Company
Target Retirement 2025 Trust
Collective investment trust51,360,683
Vanguard Fiduciary Trust Company
Target Retirement 2030 Trust
Collective investment trust76,051,508
Vanguard Fiduciary Trust Company
Target Retirement 2035 Trust
Collective investment trust118,630,532
Vanguard Fiduciary Trust Company
Target Retirement 2040 Trust
Collective investment trust122,754,536
Vanguard Fiduciary Trust Company
Target Retirement 2045 Trust
Collective investment trust108,799,189
Vanguard Fiduciary Trust Company
Target Retirement 2050 Trust
Collective investment trust95,616,935
Vanguard Fiduciary Trust Company
Target Retirement 2055 Trust
Collective investment trust64,732,542
Vanguard Fiduciary Trust Company
Target Retirement 2060 Trust
Collective investment trust24,299,036
Vanguard Fiduciary Trust Company
Target Retirement 2065 Trust
Collective investment trust7,026,598
Vanguard Fiduciary Trust Company
Target Retirement 2070 Trust
Collective investment trust1,574,312
Acadian All Country World ex US Equity FundCollective investment trust16,537,601
Columbia Trust Small Cap Value II FundCollective investment trust13,443,446
Galliard Stable Return FundCollective investment trust25,512,606
Jennison Growth Equity FundCollective investment trust32,557,603
TCW MetWest Total Return Bond Collective investment trust9,754,519
Wasatch Core Growth CITCollective investment trust10,901,637
Dodge & Cox Stock FundMutual fund30,838,747
Vanguard Extended Market Index FundMutual fund22,639,381
Vanguard Institutional Index FundMutual fund118,278,367
Vanguard Total Intl Stock Index Admiral FundMutual fund28,685,750
Vanguard Total Bond Market Index Admiral FundMutual fund19,834,935
*T. Rowe Price Government Money FundMutual fund86,729
*Self-Managed Brokerage21,314,511
*Participant Loans
Interest rates of 5.25% - 10.50%, maturing through 2039
-$12,234,564
____________________________________
*Represents a party-in-interest
(1)Cost information omitted – investment is part of individual account plan that a participant or beneficiary directed with respect to assets allocated to his or her account.