Client Name:
     
Client Project Name:
SEMT 2026-8
   
Start - End Dates:
3/4/2026 - 5/22/2026
   
Deal Loan Count:
187
   
       
Rating Agency ATR QM Data Fields
   
       
Loans in Report:
187
   

Loan Number
Loan Level ATR/QM Status
Application Date Prior to 1/10/2014
Lender Application Date
Broker Application Date
GSE Eligible
QRM Flag
ATR/QM Total Points and Fees
Rate Lock Date
APR
Bwr 1 Employment Indicator
Bwr 2 Employment Indicator
Bwr 1 Foreign National Indicator
Bwr 2 Foreign National Indicator
Borrowers Qualified Through a Non-Resident Alien Program
Residual Income Analysis in File
ATR/QM Residual Income
409039777
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.3993
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409039809
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
10216
XXXXX
6.5923
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409041666
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
2250
XXXXX
6.1476
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409042148
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1576
XXXXX
5.8873
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409042178
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
26512.5
XXXXX
6.5088
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409042337
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1850
XXXXX
6.1618
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409042413
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1740
XXXXX
5.8791
Employed
Employed
U.S. Citizen
Permanent Resident Alien
(No Data)
No
XXXXX
409042440
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
3643.47
XXXXX
5.8494
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409042521
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
2120.65
XXXXX
5.6511
Employed
Employed
Permanent Resident Alien
Permanent Resident Alien
(No Data)
No
XXXXX
409042536
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2080
XXXXX
5.8977
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409042547
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1615
XXXXX
6.2668
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409042714
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
19343.6
XXXXX
6.3193
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409042909
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1645
XXXXX
5.894
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409042911
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1920
XXXXX
6.2762
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409043021
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
3740
XXXXX
5.8273
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043050
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
9945
XXXXX
6.9853
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409043067
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1640
XXXXX
6.3003
Unemployed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043085
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1780
XXXXX
5.8893
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043092
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1670
XXXXX
5.7971
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043098
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.4904
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043132
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1820
XXXXX
6.1472
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043170
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
13821
XXXXX
6.4727
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043179
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.2727
Retired
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043354
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1419
XXXXX
6.0134
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409043475
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
12505
XXXXX
6.2496
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409043542
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
4995
XXXXX
5.9044
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043546
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2145
XXXXX
6.394
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409043563
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2080
XXXXX
5.8886
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409043574
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1857
XXXXX
5.8496
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409043731
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
2070
XXXXX
6.4011
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409043759
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
6395
XXXXX
6.0522
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409044051
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1669.25
XXXXX
6.1661
Employed
Employed
U.S. Citizen
Permanent Resident Alien
(No Data)
No
XXXXX
409044179
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1990
XXXXX
6.0129
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409044387
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1755
XXXXX
6.2829
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409044391
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
6832
XXXXX
6.289
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409044594
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1990
XXXXX
6.4193
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409044602
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
495
XXXXX
6.1473
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409044605
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.1605
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409044749
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2030.25
XXXXX
6.6111
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409045022
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1807.92
XXXXX
6.517
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409045164
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1470
XXXXX
6.1495
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045166
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1600
XXXXX
6.6551
Employed
Employed
Permanent Resident Alien
Permanent Resident Alien
(No Data)
Yes
XXXXX
409045312
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1678
XXXXX
6.5218
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045436
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2290
XXXXX
6.6395
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409045495
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1680
XXXXX
6.2614
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045501
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1732
XXXXX
5.9632
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409045518
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1590
XXXXX
6.3956
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045546
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2070
XXXXX
6.2607
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409045582
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2070
XXXXX
6.1525
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045585
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1300
XXXXX
6.3893
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045596
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
0
XXXXX
6.4815
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045614
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1590
XXXXX
6.6426
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045676
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1780
XXXXX
6.6427
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409045682
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1825.25
XXXXX
6.5852
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045727
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2070
XXXXX
6.2314
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045975
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
5614.62
XXXXX
6.9236
Unemployed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409045976
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1690
XXXXX
6.8822
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046018
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1690
XXXXX
6.6738
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046028
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1590
XXXXX
6.3957
Retired
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409046044
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2050
XXXXX
6.4293
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046060
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2240
XXXXX
6.7458
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409046065
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
3090
XXXXX
6.3153
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046067
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.0185
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046136
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1390
XXXXX
6.8051
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046139
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1690
XXXXX
6.4539
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046141
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
11662.51
XXXXX
6.6387
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409046143
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1780
XXXXX
6.2015
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046183
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
7041.29
XXXXX
6.5252
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046190
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1605
XXXXX
6.4984
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
Yes
XXXXX
409046191
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2070
XXXXX
6.4352
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046206
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
4543.45
XXXXX
6.1443
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
Yes
XXXXX
409046221
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
21130.27
XXXXX
6.9252
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046241
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2070
XXXXX
6.5422
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046242
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
7101.44
XXXXX
6.3172
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046249
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1590
XXXXX
6.897
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046261
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
12490
XXXXX
6.4947
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046270
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1890
XXXXX
6.2795
Unemployed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046279
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
10312
XXXXX
6.1627
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046284
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
3155.13
XXXXX
6.4659
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046288
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1745
XXXXX
6.7839
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046310
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1727
XXXXX
6.924
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046312
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1590
XXXXX
6.44
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046327
ATR/QM: Exempt
No
XXXXX
XXXXX
No
No
0
XXXXX
6.4072
Employed
Employed
Non-Permanent Resident Alien
Non-Permanent Resident Alien
(No Data)
No
XXXXX
409046330
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.4024
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046340
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2555.25
XXXXX
6.4045
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046347
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1644.95
XXXXX
6.6748
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046365
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2275
XXXXX
6.7973
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046732
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1990
XXXXX
6.9113
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046929
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
11330.08
XXXXX
6.306
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046932
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2275
XXXXX
6.9583
Unemployed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046953
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.6814
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046955
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1920
XXXXX
6.5196
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046971
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
13095
XXXXX
6.3633
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046984
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1490
XXXXX
6.3837
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409046992
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1878
XXXXX
6.5605
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046994
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1450.3
XXXXX
6.5684
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409046997
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
31724
XXXXX
6.8409
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047002
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1590
XXXXX
6.6614
Retired
Employed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409047022
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1770
XXXXX
6.5449
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047029
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2070
XXXXX
6.2957
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047036
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1670
XXXXX
6.6493
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047395
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
7520
XXXXX
7.3571
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047415
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
8185
XXXXX
6.1388
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047446
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2025.25
XXXXX
6.819
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047472
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1640
XXXXX
6.5271
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047506
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1825.5
XXXXX
7.0287
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047524
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.158
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047538
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2070
XXXXX
6.8062
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
Yes
XXXXX
409047549
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1890
XXXXX
6.9839
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047553
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1675.25
XXXXX
6.2469
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047575
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1640
XXXXX
6.8003
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409047582
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2135
XXXXX
6.4355
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047612
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1932
XXXXX
6.7981
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409047636
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1675.25
XXXXX
6.6443
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047647
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1770
XXXXX
6.13
Unemployed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047703
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1635
XXXXX
6.7689
Employed
Employed
Permanent Resident Alien
Permanent Resident Alien
(No Data)
No
XXXXX
409047705
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1490
XXXXX
6.8764
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047709
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2300
XXXXX
6.637
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047743
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
3616
XXXXX
6.5942
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047761
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1868
XXXXX
6.4154
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047781
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
25095
XXXXX
6.9832
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047785
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
2070
XXXXX
6.5425
Retired
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047849
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1690
XXXXX
6.5307
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047855
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1490
XXXXX
6.6863
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047870
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
14030
XXXXX
6.3639
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409047871
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
15235.5
XXXXX
7.23
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047872
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1770
XXXXX
6.4266
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409047887
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
0
XXXXX
6.6246
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047962
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1680.25
XXXXX
6.4008
Employed
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409047963
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
0
XXXXX
6.3965
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409048500
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1890
XXXXX
6.7038
Unemployed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049287
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
24458.36
XXXXX
6.4189
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409049338
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
0
XXXXX
6.4936
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049364
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1499
XXXXX
6.3978
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049368
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2270
XXXXX
6.5623
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049376
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2003.25
XXXXX
6.1289
Retired
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409049384
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1640
XXXXX
6.2729
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049388
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
9065.8
XXXXX
6.4763
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049391
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1550
XXXXX
6.7928
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
Yes
XXXXX
409049398
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2595
XXXXX
6.9169
Employed
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049412
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1588
XXXXX
6.012
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049415
Non-QM: Lender documented all ATR UW factors
No
XXXXX
XXXXX
No
No
2145
XXXXX
5.8867
Retired
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049418
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
490
XXXXX
6.0108
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409049433
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1795
XXXXX
6.6649
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049435
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2225
XXXXX
6.5993
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
Yes
XXXXX
409049447
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1640
XXXXX
6.6403
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409049651
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
0
XXXXX
6.8832
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049653
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
525
XXXXX
6.2483
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049710
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2037
XXXXX
6.9138
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049735
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
55633.66
XXXXX
7.5417
Unemployed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049737
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1390
XXXXX
6.6427
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049748
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2225.25
XXXXX
6.6565
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049789
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1590
XXXXX
6.7487
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409049793
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1670.25
XXXXX
6.7698
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049910
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
2070
XXXXX
6.2569
Unemployed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409049934
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
2070
XXXXX
6.9425
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409049939
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1640
XXXXX
6.4934
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409049953
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1990
XXXXX
7.0566
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050004
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2027.5
XXXXX
6.4272
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050026
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1750
XXXXX
6.4809
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050035
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
32850
XXXXX
6.9723
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050088
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1218
XXXXX
6.7009
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050090
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
28886
XXXXX
6.956
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050107
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
28680
XXXXX
6.6433
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050116
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1853.25
XXXXX
6.6966
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050295
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1850
XXXXX
6.9364
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050316
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1880
XXXXX
6.2663
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050317
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1715
XXXXX
6.389
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050348
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
10570
XXXXX
5.9831
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050351
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
25617.71
XXXXX
6.0182
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
Yes
XXXXX
409050384
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1490
XXXXX
6.5624
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
Yes
XXXXX
409050476
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1495
XXXXX
6.1834
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050523
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1998
XXXXX
6.8955
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050530
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1995
XXXXX
6.4472
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050726
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2625.25
XXXXX
6.6798
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050728
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
Yes
Yes
1890
XXXXX
6.6172
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050762
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
7114
XXXXX
6.8345
Retired
Retired
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050818
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1095
XXXXX
6.2609
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050877
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1470
XXXXX
6.2815
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050889
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1394
XXXXX
6.363
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050890
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
3028.75
XXXXX
5.9012
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050891
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
9987
XXXXX
6.723
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409050928
ATR/QM: Exempt
No
XXXXX
XXXXX
No
No
0
XXXXX
6.3967
Unemployed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409050949
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2795.6
XXXXX
6.6621
Employed
Employed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
409051068
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
1390
XXXXX
6.8849
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409051077
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
2090
XXXXX
6.435
Employed
(No Data)
U.S. Citizen
(No Data)
(No Data)
No
XXXXX
409051154
QM: Safe Harbor (APOR)
No
XXXXX
XXXXX
No
Yes
395
XXXXX
6.5064
Employed
Unemployed
U.S. Citizen
U.S. Citizen
(No Data)
No
XXXXX
 
 
 
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