COLT SECURITIZATION DEPOSITOR, LLC ABS-15G
Exhibit 99.36
| Seller | Loan ID | Deal ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | XXXX | 4350121128 | Closed | 2026-04-24 13:28 | 2026-04-24 15:28 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-04/24/2026 Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-04/24/2026 |
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-04/24/2026 |
XXXX | Second Home | Purchase | NA | XXXX | Originator Post-Close | No | ||||||
| XXXX | XXXX | 4350121129 | Closed | 2026-04-24 14:41 | 2026-04-27 15:55 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Lender provided the missing income worksheet and the currency conversions for the bank statements. - Due Diligence Vendor-04/27/2026 Ready for Review-Document Uploaded. - Buyer-04/27/2026 Open-The Bank Statement Summary/Lender Worksheet with the income of $XXXX - Due Diligence Vendor-04/24/2026 |
Resolved-Lender provided the missing income worksheet and the currency conversions for the bank statements. - Due Diligence Vendor-04/27/2026 |
Income.pdf | XXXX | Primary Residence | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121129 | Closed | 2026-04-24 14:26 | 2026-04-27 15:55 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Lender provided the missing income worksheet and the currency conversions for the bank statements. - Due Diligence Vendor-04/27/2026 Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-04/27/2026 Ready for Review-Document Uploaded. - Buyer-04/27/2026 Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements The Bank Statement Summary/Lender Worksheet with the income of $XXXX - Due Diligence Vendor-04/24/2026 |
Resolved-Lender provided the missing income worksheet and the currency conversions for the bank statements. - Due Diligence Vendor-04/27/2026 Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-04/27/2026 |
Income.pdf | XXXX | Primary Residence | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121130 | Closed | 2026-04-27 15:42 | 2026-04-28 08:06 | Waived | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/28/2026 Ready for Review-Document Uploaded. - Buyer-04/28/2026 Open-Per lender guidelines, section 6.2.1, properties >20 acres not eligible. - Due Diligence Vendor-04/27/2026 |
Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-04/28/2026 |
Exceptiion.pdf | Fico 710, 50 > 660 min Hou 0 x 30 x 67 vs 1 x 30 x 12 min |
XXXX | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 4350121131 | Closed | 2026-04-27 12:29 | 2026-04-28 14:36 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Lender provided documentation appraisal provided to the borrower. - Due Diligence Vendor-04/28/2026 Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-04/28/2026 Ready for Review-Document Uploaded. - Buyer-04/28/2026 Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-04/27/2026 |
Resolved-Lender provided documentation appraisal provided to the borrower. - Due Diligence Vendor-04/28/2026 Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-04/28/2026 |
Receipt.pdf | XXXX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121136 | Closed | 2026-05-06 09:58 | 2026-05-07 08:28 | Waived | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Property type is ineligible due to According to lender guidelines section 6.10, condotel minimum unit size of 500 square feet required, subject is XXXX sq ft. . - Due Diligence Vendor-05/06/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 |
Exception.pdf | FICO 728, 68>660 Min Reserves 16, 10>6 Mos Min LTV 46.37% vs 75% Max 1.16 DSCR vs 1.00 Min Required |
XXXX | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 4350121136 | Closed | 2026-05-06 09:59 | 2026-05-07 08:26 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file. - Due Diligence Vendor-05/06/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 |
Exception.pdf | FICO 728, 68>660 Min Reserves 16, 10>6 Mos Min LTV 46.47% vs 75% Max 1.16 DSCR vs 1.00 Min Required |
XXXX | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 4350121137 | Closed | 2026-05-06 14:05 | 2026-05-07 07:58 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Invoice - Missing or Incomplete. Appraisal invoice for $XXXX could not be located. - Due Diligence Vendor-05/06/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 |
invoice.pdf | XXXX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121137 | Closed | 2026-05-06 13:00 | 2026-05-07 07:51 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file. - Due Diligence Vendor-05/06/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 |
Exception.pdf | 706 FICO, 46>660 Min 1.67 DSCR, 67>1.00 Min 70 LTV, 5<75 Max 101 mos reserves, 99>2 Min |
XXXX | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 4350121138 | Closed | 2026-05-06 16:15 | 2026-05-07 08:16 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Invoice - Missing or Incomplete. Appraisal invoice for $XXXX could not be located. - Due Diligence Vendor-05/06/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 |
invoice.pdf | XXXX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121138 | Closed | 2026-05-06 15:28 | 2026-05-07 08:15 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file. - Due Diligence Vendor-05/06/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 |
Exception.pdf | 706 FICO, 46>660 Min 1.66 DSCR, 66>1.00 Min 70 LTV, 5<75 Max 98 mos reserves, 96>2 Min |
XXXX | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 4350121139 | Closed | 2026-05-06 17:01 | 2026-05-07 08:19 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Invoice - Missing or Incomplete. Appraisal invoice for $XXXX could not be located. - Due Diligence Vendor-05/06/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 |
invoice.pdf | XXXX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121139 | Closed | 2026-05-06 16:48 | 2026-05-07 08:19 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file. - Due Diligence Vendor-05/06/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 |
Exception.pdf | 706 FICO, 46>660 Min 1.28 DSCR, 28>1.00 Min 70 LTV, 5<75 Max 89 mos reserves, 87>2 Min |
XXXX | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 4350121140 | Closed | 2026-05-06 17:29 | 2026-05-07 08:23 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Invoice - Missing or Incomplete. Appraisal invoice for $XXXX could not be located. - Due Diligence Vendor-05/06/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/07/2026 |
invoice.pdf | XXXX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121140 | Closed | 2026-05-06 17:20 | 2026-05-07 08:22 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 Ready for Review-Document Uploaded. - Buyer-05/06/2026 Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file. - Due Diligence Vendor-05/06/2026 |
Waived-Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/07/2026 |
Exception.pdf | 706 FICO, 46>660 Min 1.36 DSCR, 36>1.00 Min 70 LTV, 5<75 Max 92 mos reserves, 90>2 Min |
XXXX | Investment | Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | XXXX | 4350121143 | Closed | 2026-05-07 11:06 | 2026-05-11 10:38 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC check completed, condition resolved. - Due Diligence Vendor-05/11/2026 Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-05/11/2026 Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-05/07/2026 |
Resolved-OFAC check completed, condition resolved. - Due Diligence Vendor-05/11/2026 Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-05/11/2026 |
XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | ||||||
| XXXX | XXXX | 4350121143 | Closed | 2026-05-07 11:06 | 2026-05-11 10:36 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third party fraud report provided, condition resolved. - Due Diligence Vendor-05/11/2026 Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-05/11/2026 Ready for Review-Document Uploaded. - Buyer-05/08/2026 Open-Missing Third Party Fraud Report - Due Diligence Vendor-05/07/2026 |
Resolved-Third party fraud report provided, condition resolved. - Due Diligence Vendor-05/11/2026 Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-05/11/2026 |
XXXX.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121143 | Closed | 2026-05-08 09:05 | 2026-05-11 10:35 | Resolved | 1 - Information | Credit | Missing Doc | Final HUD/Settlement Statement Not Provided | Resolved-Final settlement statement provided, condition resolved. - Due Diligence Vendor-05/11/2026 Ready for Review-Document Uploaded. - Seller-05/08/2026 Open-The final HUD/Settlement Statement is missing. File copy is an estimated settlement statement. - Due Diligence Vendor-05/08/2026 |
Ready for Review-Document Uploaded. - Seller-05/08/2026 |
Resolved-Final settlement statement provided, condition resolved. - Due Diligence Vendor-05/11/2026 |
ALTA Settlement Buyer - Certified.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | XXXX | 4350121143 | Closed | 2026-05-07 13:41 | 2026-05-11 10:30 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Appraisal invoice for $XXXX provided, condition resolved. - Due Diligence Vendor-05/11/2026 Ready for Review-Document Uploaded. - Buyer-05/08/2026 Open-Invoice - Missing or Incomplete. Audit could not locate invoice for appraisal for $800.00 - Due Diligence Vendor-05/07/2026 |
Resolved-Appraisal invoice for $XXXX provided, condition resolved. - Due Diligence Vendor-05/11/2026 |
invoice.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121143 | Closed | 2026-05-08 08:57 | 2026-05-11 10:29 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/11/2026 Ready for Review-Document Uploaded. - Seller-05/08/2026 Open-Housing History Does Not Meet Guideline Requirements In accordance with lender guidelines (Section 3.4.2), DSCR loans for borrowers residing rent-free require management review and exception. Currently, the audit team is unable to locate the documented approval for this exception in the loan file. - Due Diligence Vendor-05/08/2026 |
Ready for Review-Document Uploaded. - Seller-05/08/2026 |
Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-05/11/2026 |
Exception.pdf | Red 53, 47 > 6 mo min DSCR 1.47, .47 x > 1.0x min FICO 718, 58 > 660 min |
XXXX | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | |||
| XXXX | XXXX | 4350121144 | Closed | 2026-05-08 11:07 | 2026-05-11 10:24 | Resolved | 1 - Information | Credit | Missing Doc | Final HUD/Settlement Statement Not Provided | Resolved-Final settlement statement provided, condition resolved. - Due Diligence Vendor-05/11/2026 Ready for Review-Document Uploaded. - Buyer-05/09/2026 Open-The final HUD/Settlement Statement is missing. File copy is an estimated settlement statement. - Due Diligence Vendor-05/08/2026 |
Resolved-Final settlement statement provided, condition resolved. - Due Diligence Vendor-05/11/2026 |
Final HUD.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121145 | Closed | 2026-05-11 08:31 | 2026-0XXXX 07:30 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Most Recent Primary Appraisal Not Provided to Applicant | Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2026 Ready for Review-Please waive - Buyer-05/12/2026 Open-ECOA Non-Compliant: Most Recent Primary Appraisal Not Provided to Applicant. ECOA: Most Recent Primary Appraisal Date of XXXX is after the Primary Appraisal Delivery Date of XXXX. - Due Diligence Vendor-05/11/2026 |
Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2026 |
XXXX | Investment | Purchase | NA | XXXX | Investor Post-Close | No | ||||||
| XXXX | XXXX | 4350121146 | Closed | 2026-05-14 09:34 | 2026-05-15 07:48 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/15/2026 Ready for Review-Document Uploaded. - Buyer-05/14/2026 Open-Invoice - Missing or Incomplete. Audit could not locate appraisal invoices for $XXXX and $XXXX. - Due Diligence Vendor-05/14/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/15/2026 |
XXXX.pdf XXXX.pdf |
XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121148 | Closed | 2026-05-14 10:05 | 2026-05-15 07:45 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/15/2026 Ready for Review-Document Uploaded. - Buyer-05/14/2026 Open-Invoice - Missing or Incomplete. Audit could not locate appraisal invoices for $XXXX and $XXXX. - Due Diligence Vendor-05/14/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/15/2026 |
XXXX.pdf XXXX.pdf |
XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121151 | Closed | 2026-05-18 10:17 | 2026-05-19 07:28 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/19/2026 Ready for Review-Document Uploaded. - Buyer-05/19/2026 Open-Invoice - Missing or Incomplete. Audit could not locate the appraisal invoices for $XXXX and $XXXX. - Due Diligence Vendor-05/18/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/19/2026 |
XXXX.pdf XXXX.pdf |
XXXX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121153 | Closed | 2026-05-19 10:41 | 2026-05-20 11:41 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Lender provided liability documentation - Due Diligence Vendor-05/20/2026 Resolved-Audited DTI of 54.81% is less than or equal to Guideline DTI of 55% - Due Diligence Vendor-05/20/2026 Ready for Review-Document Uploaded. - Due Diligence Vendor-05/20/2026 Open-Audited DTI of 59.29% exceeds Guideline DTI of 55% Audited DTI of 59.54% exceeds Guideline DTI of 55% - Due Diligence Vendor-05/19/2026 |
See attached document - 05/20/2026 |
Resolved-Lender provided liability documentation - Due Diligence Vendor-05/20/2026 Resolved-Audited DTI of 54.81% is less than or equal to Guideline DTI of 55% - Due Diligence Vendor-05/20/2026 |
XXXX.pdf | XXXX | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | XXXX | 4350121153 | Closed | 2026-05-19 15:08 | 2026-05-20 11:41 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Lender provided liability documentation - Due Diligence Vendor-05/20/2026 Ready for Review-Document Uploaded. - Due Diligence Vendor-05/20/2026 Open-Please provide evidence of the 1st and 2nd liability accounts listed on the 1003 in section 2C. - Due Diligence Vendor-05/19/2026 |
See attached document - 05/20/2026 |
Resolved-Lender provided liability documentation - Due Diligence Vendor-05/20/2026 |
XXXX.pdf | XXXX | Primary Residence | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | XXXX | 4350121154 | Closed | 2026-05-20 14:05 | 2026-05-21 09:02 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/21/2026 Ready for Review-Document Uploaded. - Buyer-05/21/2026 Open-Invoice - Missing or Incomplete. Audit could not locate appraisal invoice for $XXXX. - Due Diligence Vendor-05/20/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/21/2026 |
Appraisal.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121156 | Closed | 2026-05-20 17:21 | 2026-05-21 15:09 | Resolved | 1 - Information | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Resolved-Final HUD provided reflects the repair contractor was paid directly from sellers proceeds. Therefore, not considered a seller concession. Finding Resolved. - Due Diligence Vendor-05/21/2026 Resolved-Audited HLTV of 80% is less than or equal to Guideline HCLTV of 80% - Due Diligence Vendor-05/21/2026 Open-Audited HLTV of 85.21% exceeds Guideline HCLTV of 80% The file currently stands at an 85.21% LTV/CLTV, which exceeds the 80% maximum guideline. This is driven by total Interested Party Contributions (IPCs) of $XXXX, representing 12.11% of the $XXXX purchase price and exceeding the 6% cap. This total includes the $XXXX seller payment to XXXX for buyers contractor, a $XXXX seller credit, and a $XXXX lender credit. To comply with guidelines, the excess concession of $XXXX must be deducted from the sales price. This adjusts the purchase price to $XXXX, yielding the final 85.21% LTV/CLTV. - Due Diligence Vendor-05/20/2026 |
Resolved-Final HUD provided reflects the repair contractor was paid directly from sellers proceeds. Therefore, not considered a seller concession. Finding Resolved. - Due Diligence Vendor-05/21/2026 Resolved-Audited HLTV of 80% is less than or equal to Guideline HCLTV of 80% - Due Diligence Vendor-05/21/2026 |
XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | ||||||
| XXXX | XXXX | 4350121156 | Closed | 2026-05-20 17:21 | 2026-05-21 15:08 | Resolved | 1 - Information | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Final HUD provided reflects the repair contractor was paid directly from sellers proceeds. Therefore, not considered a seller concession. Finding Resolved. - Due Diligence Vendor-05/21/2026 Resolved-Audited CLTV of 80% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-05/21/2026 Open-Audited CLTV of 85.21% exceeds Guideline CLTV of 80% The file currently stands at an 85.21% LTV/CLTV, which exceeds the 80% maximum guideline. This is driven by total Interested Party Contributions (IPCs) of $XXXX, representing 12.11% of the $XXXX purchase price and exceeding the 6% cap. This total includes the $XXXX seller payment to XXXX for buyers contractor, a $XXXX seller credit, and a $XXXX lender credit. To comply with guidelines, the excess concession of $XXXX must be deducted from the sales price. This adjusts the purchase price to $XXXX, yielding the final 85.21% LTV/CLTV. - Due Diligence Vendor-05/20/2026 |
Resolved-Final HUD provided reflects the repair contractor was paid directly from sellers proceeds. Therefore, not considered a seller concession. Finding Resolved. - Due Diligence Vendor-05/21/2026 Resolved-Audited CLTV of 80% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-05/21/2026 |
XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | ||||||
| XXXX | XXXX | 4350121156 | Closed | 2026-05-20 17:21 | 2026-05-21 15:08 | Resolved | 1 - Information | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Document Uploaded. Final HUD provided reflects the repair contractor was paid directly from sellers proceeds. Therefore, not considered a seller concession. Finding Resolved. - Due Diligence Vendor-05/21/2026 Resolved-Audited LTV of 80% is less than or equal to Guideline LTV of 80% - Due Diligence Vendor-05/21/2026 Open-Audited LTV of 85.21% exceeds Guideline LTV of 80% The file currently stands at an 85.21% LTV/CLTV, which exceeds the 80% maximum guideline. This is driven by total Interested Party Contributions (IPCs) of $XXXX, representing 12.11% of the $XXXX purchase price and exceeding the 6% cap. This total includes the $XXXX seller payment to XXXX for buyers contractor, a $XXXX seller credit, and a $XXXX lender credit. To comply with guidelines, the excess concession of $XXXX must be deducted from the sales price. This adjusts the purchase price to $XXXX, yielding the final 85.21% LTV/CLTV. - Due Diligence Vendor-05/20/2026 |
Resolved-Document Uploaded. Final HUD provided reflects the repair contractor was paid directly from sellers proceeds. Therefore, not considered a seller concession. Finding Resolved. - Due Diligence Vendor-05/21/2026 Resolved-Audited LTV of 80% is less than or equal to Guideline LTV of 80% - Due Diligence Vendor-05/21/2026 |
XXXX HUD.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121157 | Closed | 2026-05-20 16:09 | 2026-05-22 13:58 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-lender provided a letter of explanation regarding the HOA due for the REO properties. - Due Diligence Vendor-05/22/2026 Ready for Review-Document Uploaded. - Buyer-05/22/2026 Open-Required supporting documents for the following properties to verify the HOA payments REO 3A, 3B, 3C, 3D, 3E, 3F, 3G, 3H, 3I from the final 1003 - Due Diligence Vendor-05/20/2026 |
Resolved-lender provided a letter of explanation regarding the HOA due for the REO properties. - Due Diligence Vendor-05/22/2026 |
LOX for HOA Signed.pdf | XXXX | Investment | Refinance | Cash Out - Other | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121159 | Closed | 2026-05-27 14:21 | 2026-05-28 08:14 | Resolved | 1 - Information | Compliance | Missing Doc | Invoice - Missing or Incomplete | Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/28/2026 Ready for Review-Document Uploaded. - Buyer-05/28/2026 Open-Invoice - Missing or Incomplete. Appraisal invoice for $XXXX could not be located. - Due Diligence Vendor-05/27/2026 |
Resolved-Documentation provided. Finding Resolved. - Due Diligence Vendor-05/28/2026 |
invoice.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121160 | Closed | 2026-05-27 02:44 | 2026-05-28 08:06 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026 Ready for Review-Document Uploaded. - Buyer-05/28/2026 Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/27/2026 |
Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/28/2026 |
SSR.pdf | XXXX | Second Home | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121161 | Closed | 2026-05-27 08:56 | 2026-05-29 08:16 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | ECOA: Appraisal Disclosure Missing or Incomplete | Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2026 Acknowledged- - Due Diligence Vendor-05/29/2026 Ready for Review-Waive please - Buyer-05/29/2026 Open-ECOA Non-Compliant: Appraisal Disclosure Missing or Incomplete. Appraisal Disclosure is Missing - Due Diligence Vendor-05/27/2026 |
Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2026 |
XXXX | Investment | Purchase | NA | XXXX | Investor Post-Close | No | ||||||
| XXXX | XXXX | 4350121161 | Closed | 2026-05-27 09:33 | 2026-05-29 08:04 | Resolved | 1 - Information | Compliance | Missing Doc | Final HUD-1 Document is Missing | Resolved-Final HUD-1 Document is not missing. - Due Diligence Vendor-05/29/2026 Ready for Review-Document Uploaded. - Buyer-05/29/2026 Open-Final HUD-1 Document is missing. Missing Final HUD-1: Compliance testing utilized Preliminary/ Estimated HUD from loan file. Additional exceptions may occur upon receipt of complete Final HUD-1. - Due Diligence Vendor-05/27/2026 |
Resolved-Final HUD-1 Document is not missing. - Due Diligence Vendor-05/29/2026 |
final.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121162 | Closed | 2026-06-03 12:47 | 2026-06-03 13:01 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2026 Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2026 |
Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2026 Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2026 |
XXXX | Primary Residence | Purchase | NA | XXXX | Investor Post-Close | No | ||||||
| XXXX | XXXX | 4350121164 | Closed | 2026-05-29 10:23 | 2026-06-01 08:03 | Resolved | 1 - Information | Credit | Eligibility | Appraisal Transfer Does Not Meet Guideline Requirements | Resolved-Lender provided the appraisal invoice. - Due Diligence Vendor-06/01/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-06/01/2026 Ready for Review-Document Uploaded. - Buyer-05/30/2026 Open-Appraisal Transfer Does Not Meet Guideline Requirements. Missing the appraisal invoice. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided the appraisal invoice. - Due Diligence Vendor-06/01/2026 Resolved-Appraisal Transfer Meets Guideline Requirements - Due Diligence Vendor-06/01/2026 |
invoice.pdf | XXXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121170 | Closed | 2026-05-31 09:01 | 2026-06-03 11:41 | Resolved | 1 - Information | Credit | Missing Doc | Missing Guaranty Agreement - Borrower 1 | Resolved-Guaranty Agreement for Borrower 1 provided. - Due Diligence Vendor-06/03/2026 Resolved-Guaranty Agreement provided; condition resolved. - Due Diligence Vendor-06/03/2026 Ready for Review-Document Uploaded. - Buyer-06/03/2026 Open-Missing Guaranty Agreement for Borrower 1. - Due Diligence Vendor-05/31/2026 |
Resolved-Guaranty Agreement for Borrower 1 provided. - Due Diligence Vendor-06/03/2026 Resolved-Guaranty Agreement provided; condition resolved. - Due Diligence Vendor-06/03/2026 |
Guaranty.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121170 | Closed | 2026-05-31 09:42 | 2026-06-03 11:41 | Resolved | 1 - Information | Credit | Missing Doc | Missing Business Purpose Affidavit | Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-06/03/2026 Resolved-Business Purpose Affidavit provdied; condition resolved. - Due Diligence Vendor-06/03/2026 Ready for Review-Document Uploaded. - Seller-06/03/2026 Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-05/31/2026 |
Ready for Review-Document Uploaded. - Seller-06/03/2026 |
Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-06/03/2026 Resolved-Business Purpose Affidavit provdied; condition resolved. - Due Diligence Vendor-06/03/2026 |
Affidavit.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | XXXX | 4350121170 | Closed | 2026-06-01 08:46 | 2026-06-03 08:02 | Resolved | 1 - Information | Credit | Missing Doc | Closing Package Incomplete | Resolved-All missing required documentation has been provided; condition resolved. - Due Diligence Vendor-06/03/2026 Ready for Review-repetitive finding please rescind - Seller-06/03/2026 Open-The Closing Package is currently incomplete. The loan will be reviewed upon receipt of all critical documents. closing package not provided. - Due Diligence Vendor-06/01/2026 |
Ready for Review-repetitive finding please rescind - Seller-06/03/2026 |
Resolved-All missing required documentation has been provided; condition resolved. - Due Diligence Vendor-06/03/2026 |
XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121170 | Closed | 2026-05-31 08:54 | 2026-06-03 08:01 | Resolved | 1 - Information | Credit | Missing Doc | Missing Mortgage/Deed of Trust | Resolved-Document provided. Finding Resolved. - Due Diligence Vendor-06/03/2026 Resolved-The Deed of Trust is Present - Due Diligence Vendor-06/03/2026 Ready for Review-Document Uploaded. - Buyer-06/03/2026 Open-The Deed of Trust is Missing - Due Diligence Vendor-05/31/2026 |
Resolved-Document provided. Finding Resolved. - Due Diligence Vendor-06/03/2026 Resolved-The Deed of Trust is Present - Due Diligence Vendor-06/03/2026 |
Mortgage.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121170 | Closed | 2026-05-31 08:55 | 2026-06-03 08:01 | Resolved | 1 - Information | Credit | Missing Doc | The Final 1003 is Missing | Resolved-Document provided. Finding Resolved. - Due Diligence Vendor-06/03/2026 Ready for Review-Document Uploaded. - Buyer-06/03/2026 Open-The Final 1003 is Missing - Due Diligence Vendor-05/31/2026 |
Resolved-Document provided. Finding Resolved. - Due Diligence Vendor-06/03/2026 |
1003.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A | |||||
| XXXX | XXXX | 4350121170 | Closed | 2026-05-31 09:09 | 2026-06-03 08:01 | Resolved | 1 - Information | Credit | Missing Doc | Final HUD/Settlement Statement Not Provided | Resolved-Final Closing Disclosure provided; condition resolved. - Due Diligence Vendor-06/03/2026 Ready for Review-Document Uploaded. - Buyer-06/03/2026 Open-The final HUD/Settlement Statement is missing. - Due Diligence Vendor-05/31/2026 |
Resolved-Final Closing Disclosure provided; condition resolved. - Due Diligence Vendor-06/03/2026 |
CD.pdf | XXXX | Investment | Purchase | NA | XXXX | N/A | N/A |