COLT SECURITIZATION DEPOSITOR, LLC ABS-15G
Exhibit 99.31
| Loan ID | Mapped ID | Deal ID | Seller Loan ID | Investor Loan ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
| XXXX | XXXX | 4350120973 | XXXX | XXXX | XXXX | Amortization Term | XXXX | 360 | 480 | per note 360 |
| XXXX | XXXX | 4350120972 | XXXX | XXXX | XXXX | Amortization Term | XXXX | 360 | 480 | verified per source documents |
| XXXX | XXXX | 4350120979 | XXXX | XXXX | XXXX | Amortization Term | XXXX | 360 | 480 | Loan closed as a 30 year mortgage. |
| XXXX | XXXX | 4350120980 | XXXX | XXXX | XXXX | Amortization Term | XXXX | 360 | 480 | Per Note |
| XXXX | XXXX | 4350120984 | XXXX | XXXX | XXXX | Amortization Term | XXXX | 360 | 480 | Verified per source documents |
| XXXX | XXXX | 4350121055 | XXXX | XXXX | XXXX | Amount of Other Lien | XXXX | XXXX | XXXX | Per 1008, no other lien |
| XXXX | XXXX | 4350121003 | XXXX | XXXX | XXXX | Application Date | XXXX | XXXX | XXXX | per inital 1003. |
| XXXX | XXXX | 4350121001 | XXXX | XXXX | XXXX | Application Date | XXXX | XXXX | XXXX | initial application is dated XXXX |
| XXXX | XXXX | 4350121095 | XXXX | XXXX | XXXX | B1 Country Name | XXXX | XXXX | XXXX | The Borrower is a US citizen. |
| XXXX | XXXX | 4350121070 | XXXX | XXXX | XXXX | B1 Verified Citizenship Designation | XXXX | Foreign National | Non Resident Alien | Verified per source documents |
| XXXX | XXXX | 4350121024 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | Per source documents. |
| XXXX | XXXX | 4350121013 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | The borrower is a US citizen. |
| XXXX | XXXX | 4350121014 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | Permanent Resident Alien | - | Tape data not provided for comparison |
| XXXX | XXXX | 4350121028 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | US Citizen |
| XXXX | XXXX | 4350121049 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | US citizens |
| XXXX | XXXX | 4350121025 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | Per source documents. |
| XXXX | XXXX | 4350121052 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | Documents in file confirm the borrower is a US citizen. |
| XXXX | XXXX | 4350121040 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | Per 1003 |
| XXXX | XXXX | 4350121051 | XXXX | XXXX | XXXX | Borrower 1 Citizen | XXXX | US Citizen | - | Per loan application |
| XXXX | XXXX | 4350120976 | XXXX | XXXX | XXXX | Borrower 1 FTHB | XXXX | false | N | Verified per source documents |
| XXXX | XXXX | 4350121112 | XXXX | XXXX | XXXX | Borrower 1 Last Name | XXXX | XXXX | XXXX | Borrowers are XXXXs, XXXX |
| XXXX | XXXX | 4350121110 | XXXX | XXXX | XXXX | Borrower 1 Last Name | XXXX | XXXX | XXXX | The borrowers last name is XXXX |
| XXXX | XXXX | 4350120989 | XXXX | XXXX | XXXX | Borrower 1 Last Name | XXXX | XXXX | XXXX | Per source documents. |
| XXXX | XXXX | 4350121029 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | DSCR |
| XXXX | XXXX | 4350121013 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | The audit calculation shows a 1-cent difference. |
| XXXX | XXXX | 4350121037 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | Loan is a DSCR loan. No income should be entered into XXXX |
| XXXX | XXXX | 4350121033 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | DSCR no income |
| XXXX | XXXX | 4350121049 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | NO INCOME |
| XXXX | XXXX | 4350121025 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | DSCR |
| XXXX | XXXX | 4350121044 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | Per Loan Approval DSCR loan which does not evaluate income for qualification |
| XXXX | XXXX | 4350121052 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | No income other than market rent used to qualify. |
| XXXX | XXXX | 4350121039 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | Verified per source documents. |
| XXXX | XXXX | 4350121054 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | DSCR loan; no income required. |
| XXXX | XXXX | 4350121040 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | DSCR loan does not require qualifying income for program |
| XXXX | XXXX | 4350121048 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | DSCR loan |
| XXXX | XXXX | 4350121051 | XXXX | XXXX | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX | XXXX | Per Loan Approval DSCR loan which doesn't require income for loan qualification |
| XXXX | XXXX | 4350121013 | XXXX | XXXX | XXXX | Borrower 1 Self-Employment Flag | XXXX | Yes | N | The borrower is self employed. |
| XXXX | XXXX | 4350120996 | XXXX | XXXX | XXXX | Borrower 1 Years in Current Home | XXXX | XXXX | XXXX | Per source documents |
| XXXX | XXXX | 4350121097 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.197 | 1.16 | Verified per source documents. |
| XXXX | XXXX | 4350121104 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.125 | 1.13 | DSCR based on PITI of $XXXX and rental income of $XXXX |
| XXXX | XXXX | 4350121107 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.029 | 1.32 | Estimated rent used from appraisal XXXX, 1.029 using XXXX I/O payment |
| XXXX | XXXX | 4350121118 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.248 | 1.31 | Verified per source documents. |
| XXXX | XXXX | 4350121112 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.313 | 1.34 | DSCR based on PITI of $XXXX and rental income of $XXXX. |
| XXXX | XXXX | 4350121117 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.134 | 1.22 | Verified per source documents |
| XXXX | XXXX | 4350121111 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.831 | 1.79 | DSCR based on PITI of $XXXX and rental income of $XXXX. |
| XXXX | XXXX | 4350121116 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.074 | 1.11 | Audit DSCR calculation is 1.007. |
| XXXX | XXXX | 4350120987 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 0 | 42.222 | The loan was qualified using a bank statement program. |
| XXXX | XXXX | 4350121037 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.037 | 1.104 | DSCR ratio after the audit |
| XXXX | XXXX | 4350121028 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 0.957 | 0.953 | DSCR .957 |
| XXXX | XXXX | 4350120986 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.389 | 1.86 | Verified per source documents |
| XXXX | XXXX | 4350121044 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.241 | 1.226 | Variance due to property taxes. |
| XXXX | XXXX | 4350121039 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.058 | 1.042 | Verified per source documents. |
| XXXX | XXXX | 4350121053 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.177 | 1.211 | Verified per documentation and approval. |
| XXXX | XXXX | 4350121040 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 0.876 | 0.874 | Supplemental insurance added |
| XXXX | XXXX | 4350121048 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.146 | 1.307 | Actual origination DSCR was 1.146 based on the only documented rent of XXXX |
| XXXX | XXXX | 4350120973 | XXXX | XXXX | XXXX | Calculated DSCR | XXXX | 1.079 | Y | per guidelines have to use full payment to qualify XXXX |
| XXXX | XXXX | 4350120999 | XXXX | XXXX | XXXX | CLTV | XXXX | 48.98 | 50 | Incorrect field used for comparison. LM shows CLTV as 50.0% |
| XXXX | XXXX | 4350121063 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Business Purpose |
| XXXX | XXXX | 4350121057 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Investment transactions are not subject to QM/ATR requirements |
| XXXX | XXXX | 4350121059 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Investment refinance with no consumer debt paid off; ATF exempt. |
| XXXX | XXXX | 4350120987 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | The loan, as an investment purchase, is ATR exempt. |
| XXXX | XXXX | 4350120985 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | DSCR loan for investment purposes; non-exempt. |
| XXXX | XXXX | 4350120986 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | DSCR loans are exempt. |
| XXXX | XXXX | 4350121086 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | QM: Average Prime Offer Rate (APOR) | ATR | QM status is NQM. |
| XXXX | XXXX | 4350121087 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | Non-QM: Lender documented all ATR UW factors | ATR | The loan is classified as a Non-QM (Non-Qualified Mortgage) loan. |
| XXXX | XXXX | 4350120973 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | investment property: ATR/QM: Exempt |
| XXXX | XXXX | 4350120972 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | Investment transactions are exempt from QM/ATR requirements. |
| XXXX | XXXX | 4350120979 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | DSCR is ATR exempt. |
| XXXX | XXXX | 4350120974 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Qualified Mortgage | Investment transactions are not subject to QM requirements |
| XXXX | XXXX | 4350120976 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Qualified Mortgage | DSCR transactions are exempt. |
| XXXX | XXXX | 4350120975 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Qualified Mortgage | Verified per source documents |
| XXXX | XXXX | 4350120984 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | ATR/QM: Exempt | Non-QM: Lender documented all ATR UW factors | DSCR loan is ATR/Exempt. |
| XXXX | XXXX | 4350120978 | XXXX | XXXX | XXXX | Final Reviewed QM Status | XXXX | QM: Average Prime Offer Rate (APOR) | Non-QM: Lender documented all ATR UW factors | 2 year full doc income documentation and QM compliance status. |
| XXXX | XXXX | 4350120995 | XXXX | XXXX | XXXX | Interest Only Flag | XXXX | No | true | Per Note |
| XXXX | XXXX | 4350121024 | XXXX | XXXX | XXXX | Interest Only Flag | XXXX | Yes | No | Per Note |
| XXXX | XXXX | 4350120998 | XXXX | XXXX | XXXX | Interest Only Flag | XXXX | Yes | No | Verified interest only period |
| XXXX | XXXX | 4350121070 | XXXX | XXXX | XXXX | Interest Rate | XXXX | 8.375 | 0.0838 | Verified per source documents |
| XXXX | XXXX | 4350121023 | XXXX | XXXX | XXXX | Is the Condo Project warrantable | XXXX | No | Y | Confirm condo is non warrantable |
| XXXX | XXXX | 4350121018 | XXXX | XXXX | XXXX | Is the Condo Project warrantable | XXXX | No | Y | Per Underwriting Final Approval |
| XXXX | XXXX | 4350121019 | XXXX | XXXX | XXXX | Is the Condo Project warrantable | XXXX | No | Y | Per Loan Approval |
| XXXX | XXXX | 4350121100 | XXXX | XXXX | XXXX | Loan Amount | XXXX | XXXX | XXXX | Per Note in file |
| XXXX | XXXX | 4350121105 | XXXX | XXXX | XXXX | Loan Amount | XXXX | XXXX | XXXX | Per Note |
| XXXX | XXXX | 4350121013 | XXXX | XXXX | XXXX | Loan Amount | XXXX | XXXX | XXXX | Based on the Note, the loan amount is $XXXX |
| XXXX | XXXX | 4350121039 | XXXX | XXXX | XXXX | Loan Amount | XXXX | XXXX | XXXX | Verified per source documents. |
| XXXX | XXXX | 4350120997 | XXXX | XXXX | XXXX | Loan Origination Application Date | XXXX | XXXX | XXXX | Per initial loan application, Section 9 |
| XXXX | XXXX | 4350120995 | XXXX | XXXX | XXXX | Loan Program | XXXX | XXXX | XXXX | Per Underwriter Notes and 1008 |
| XXXX | XXXX | 4350120987 | XXXX | XXXX | XXXX | Loan Program | XXXX | XXXX | XXXX | The loan program is XXXX |
| XXXX | XXXX | 4350120985 | XXXX | XXXX | XXXX | Loan Program | XXXX | XXXX | XXXX | The loan program is XXXX |
| XXXX | XXXX | 4350121055 | XXXX | XXXX | XXXX | Loan Type | XXXX | DSCR | Conventional | Per 1008 |
| XXXX | XXXX | 4350120990 | XXXX | XXXX | XXXX | Loan Type | XXXX | DSCR | Conventional | Per 1008 |
| XXXX | XXXX | 4350120998 | XXXX | XXXX | XXXX | Loan Type | XXXX | DSCR | Conventional | Verified DSCR |
| XXXX | XXXX | 4350120973 | XXXX | XXXX | XXXX | Maturity Date | XXXX | XXXX | XXXX | Maturity Date XXXX |
| XXXX | XXXX | 4350120972 | XXXX | XXXX | XXXX | Maturity Date | XXXX | XXXX | XXXX | verified per source documents |
| XXXX | XXXX | 4350120979 | XXXX | XXXX | XXXX | Maturity Date | XXXX | XXXX | XXXX | Loan closed as a 30 year mortgage. |
| XXXX | XXXX | 4350120980 | XXXX | XXXX | XXXX | Maturity Date | XXXX | XXXX | XXXX | Per Note |
| XXXX | XXXX | 4350120984 | XXXX | XXXX | XXXX | Maturity Date | XXXX | XXXX | XXXX | Verified per source documents |
| XXXX | XXXX | 4350121078 | XXXX | XXXX | XXXX | Note Date | XXXX | XXXX | XXXX | Verified per note |
| XXXX | XXXX | 4350120996 | XXXX | XXXX | XXXX | Number of Mortgaged Properties | XXXX | XXXX | XXXX | There are 2 REO properties. |
| XXXX | XXXX | 4350120997 | XXXX | XXXX | XXXX | Number of Mortgaged Properties | XXXX | XXXX | XXXX | Per loan application |
| XXXX | XXXX | 4350121095 | XXXX | XXXX | XXXX | Number of Mortgaged Properties | XXXX | XXXX | XXXX | Borrower has 2 REOs. |
| XXXX | XXXX | 4350121034 | XXXX | XXXX | XXXX | Prepayment Penalty Calculation | XXXX | 5%, 5%, 5%, 5%, 5% | Y | Verified per source documents |
| XXXX | XXXX | 4350120986 | XXXX | XXXX | XXXX | Prepayment Penalty Flag | XXXX | Y | 2 | Verified per source documents |
| XXXX | XXXX | 4350121122 | XXXX | XXXX | XXXX | Prepayment Penalty Total Term | XXXX | 60 | 3 Years | Audit finds that the prepayment term is 5 years or 60 months. |
| XXXX | XXXX | 4350120994 | XXXX | XXXX | XXXX | Prepayment Penalty Total Term | XXXX | 36 | NA | Provided PPP |
| XXXX | XXXX | 4350120990 | XXXX | XXXX | XXXX | Prepayment Penalty Total Term | XXXX | 0 | 12 | Per Note, supported by final Closing Disclosure |
| XXXX | XXXX | 4350120998 | XXXX | XXXX | XXXX | Prepayment Penalty Total Term | XXXX | 12 | 24 | Verified prepayment period is 12 months |
| XXXX | XXXX | 4350120979 | XXXX | XXXX | XXXX | Primary Appraised Property Value | XXXX | XXXX | XXXX | Appraised value is $XXXX |
| XXXX | XXXX | 4350120974 | XXXX | XXXX | XXXX | Primary Appraised Property Value | XXXX | XXXX | XXXX | Per appraisal report |
| XXXX | XXXX | 4350120977 | XXXX | XXXX | XXXX | Primary Appraised Property Value | XXXX | XXXX | XXXX | Verified using appraisal |
| XXXX | XXXX | 4350120981 | XXXX | XXXX | XXXX | Primary Appraised Property Value | XXXX | XXXX | XXXX | Per Appraisal |
| XXXX | XXXX | 4350121108 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | SFR | Verified per source documents |
| XXXX | XXXX | 4350120993 | XXXX | XXXX | XXXX | Property Type | XXXX | PUD | Single Family Detached | Verified with appraisal |
| XXXX | XXXX | 4350121000 | XXXX | XXXX | XXXX | Property Type | XXXX | Cooperative | Single Family Detached | Per appraisal report |
| XXXX | XXXX | 4350120999 | XXXX | XXXX | XXXX | Property Type | XXXX | Condominium | Single Family Detached | Per 1073 appraisal report |
| XXXX | XXXX | 4350121042 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | Detached | Per the 1025 |
| XXXX | XXXX | 4350121041 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | Detached | appraisal verified multi units |
| XXXX | XXXX | 4350121034 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | Detached | Verified per source documents |
| XXXX | XXXX | 4350120988 | XXXX | XXXX | XXXX | Property Type | XXXX | Townhouse | PUD | Per source documents |
| XXXX | XXXX | 4350121049 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | Detached | per appraisal |
| XXXX | XXXX | 4350121088 | XXXX | XXXX | XXXX | Property Type | XXXX | Single Family Attached | Single Family Detached | Per 1004 appraisal report |
| XXXX | XXXX | 4350120976 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | Attached | Verified per source documents |
| XXXX | XXXX | 4350120975 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | Attached | Verified per source documents. |
| XXXX | XXXX | 4350120984 | XXXX | XXXX | XXXX | Property Type | XXXX | Townhouse | PUD | Verified per source document |
| XXXX | XXXX | 4350120982 | XXXX | XXXX | XXXX | Property Type | XXXX | PUD | Single Family Detached | Verified per source documents |
| XXXX | XXXX | 4350121069 | XXXX | XXXX | XXXX | Property Type | XXXX | Two to Four Unit | Single Family Detached | verified 4 unit |
| XXXX | XXXX | 4350121055 | XXXX | XXXX | XXXX | Proposed First Mortgage P&I | XXXX | XXXX | XXXX | Per Note this is the principal and interest payment |
| XXXX | XXXX | 4350120995 | XXXX | XXXX | XXXX | Proposed Hazard Insurance | XXXX | XXXX | XXXX | Per Hazard Policy. |
| XXXX | XXXX | 4350121055 | XXXX | XXXX | XXXX | Proposed Hazard Insurance | XXXX | XXXX | XXXX | Per Note this is the principal and interest payment |
| XXXX | XXXX | 4350121056 | XXXX | XXXX | XXXX | Proposed Hazard Insurance | XXXX | XXXX | XXXX | HOI is XXXX monthly ($XXXX) |
| XXXX | XXXX | 4350121094 | XXXX | XXXX | XXXX | Proposed Hazard Insurance | XXXX | XXXX | XXXX | Verified per source documents |
| XXXX | XXXX | 4350120995 | XXXX | XXXX | XXXX | Proposed HOA | XXXX | XXXX | XXXX | Per 1008 |
| XXXX | XXXX | 4350121095 | XXXX | XXXX | XXXX | Proposed HOA | XXXX | XXXX | XXXX | There is no secondary financing. |
| XXXX | XXXX | 4350121095 | XXXX | XXXX | XXXX | Proposed Mortgage Insurance | XXXX | XXXX | XXXX | There is no secondary financing. |
| XXXX | XXXX | 4350121095 | XXXX | XXXX | XXXX | Proposed Other | XXXX | XXXXX | XXXXX | There is no secondary financing. |
| XXXX | XXXX | 4350121095 | XXXX | XXXX | XXXX | Proposed Other Financing P&I | XXXX | XXXX | XXXX | There is no secondary financing. |
| XXXX | XXXX | 4350120995 | XXXX | XXXX | XXXX | Proposed Real Estate Taxes | XXXX | XXXX | XXXX | Per tax certificate |
| XXXX | XXXX | 4350121055 | XXXX | XXXX | XXXX | Proposed Real Estate Taxes | XXXX | XXXX | XXXX | Per Note this is the principal and interest payment |
| XXXX | XXXX | 4350121056 | XXXX | XXXX | XXXX | Proposed Real Estate Taxes | XXXX | XXXX | XXXX | Audit finds the taxes are XXXX per month. |
| XXXX | XXXX | 4350121094 | XXXX | XXXX | XXXX | Proposed Real Estate Taxes | XXXX | XXXX | XXXX | Verified per source documents |
| XXXX | XXXX | 4350121100 | XXXX | XXXX | XXXX | Qualifying CLTV | XXXX | 75 | 70.3 | verified data per file |
| XXXX | XXXX | 4350121105 | XXXX | XXXX | XXXX | Qualifying CLTV | XXXX | 53.82 | 54.51 | $XXXX appraisal = 53.82% LTV/CLTV |
| XXXX | XXXX | 4350121103 | XXXX | XXXX | XXXX | Qualifying CLTV | XXXX | 74.09 | 74.85 | Based on a first-lien balance of $XXXX and a property value of $XXXX. |
| XXXX | XXXX | 4350121119 | XXXX | XXXX | XXXX | Qualifying CLTV | XXXX | 75 | 62.35 | Verified per source documents |
| XXXX | XXXX | 4350120986 | XXXX | XXXX | XXXX | Qualifying CLTV | XXXX | 41.09 | 43.27 | Verified per source documents |
| XXXX | XXXX | 4350120974 | XXXX | XXXX | XXXX | Qualifying CLTV | XXXX | 20 | 21.05 | Per appraisal report, property value is $XXXX, and CLTV is 20% based on this value |
| XXXX | XXXX | 4350121096 | XXXX | XXXX | XXXX | Qualifying FICO | XXXX | 798 | 764 | Mid score from report in file used per gl. score of 764 is not on documents. |
| XXXX | XXXX | 4350121122 | XXXX | XXXX | XXXX | Qualifying FICO | XXXX | 747 | 745 | The credit report reflects a representative middle score of 747. |
| XXXX | XXXX | 4350121117 | XXXX | XXXX | XXXX | Qualifying FICO | XXXX | 780 | 786 | Verified per source documents |
| XXXX | XXXX | 4350121073 | XXXX | XXXX | XXXX | Qualifying FICO | XXXX | 679 | 744 | The lowest middle score was used for the representative score per guidelines. |
| XXXX | XXXX | 4350121100 | XXXX | XXXX | XXXX | Qualifying LTV | XXXX | 75 | 70.3 | verified per file data |
| XXXX | XXXX | 4350121105 | XXXX | XXXX | XXXX | Qualifying LTV | XXXX | 53.82 | 54.51 | $XXXX Note / $XXXX appraisal= 53.82% LTV/CLTV |
| XXXX | XXXX | 4350121103 | XXXX | XXXX | XXXX | Qualifying LTV | XXXX | 74.09 | 74.85 | Based on a first-lien balance of $XXXX and a property value of $XXXX. |
| XXXX | XXXX | 4350121119 | XXXX | XXXX | XXXX | Qualifying LTV | XXXX | 75 | 62.35 | Verified per source documents. |
| XXXX | XXXX | 4350120974 | XXXX | XXXX | XXXX | Qualifying LTV | XXXX | 20 | 21.05 | Per appraisal report, property value is XXXX, and LTV is 20% based on this value |
| XXXX | XXXX | 4350121004 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 38.78 | 39.132 | Audit value uses lower HOI premium per declaration and CD provided |
| XXXX | XXXX | 4350120987 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 42.22 | 25.32 | The audit DTI is confirmed by the final 1008. |
| XXXX | XXXX | 4350121086 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 25.61 | 25.26 | The DTI differs because the income used is lower than what the lender reported on the 1008; it matches the income worksheet. |
| XXXX | XXXX | 4350121087 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 39.22 | 43.41 | The DTI variance is due to the audited hazard insurance premium. |
| XXXX | XXXX | 4350120974 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 44.51 | 9.8 | Per 1008, originator debt ratio was 45.92%. Variance was due to originator factoring 100% subject PITIA plus an additional $XXXX subject net rental loss into the debt ratio calculation. |
| XXXX | XXXX | 4350120980 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 42.47 | 27.68 | Variance due to the following: 1) Originator used I/O payment for qualifying when guidelines state use the Note rate amortized over the remaining loan term after interest-only term has ended. 2) Originator used 100% of Income used for borrower business XXXX, when letter from LLC Attorney/CFO confirms borrower is 40% owner of XXXX LLC. 3) XXXX monthly earnings used in qualifying per loan application. |
| XXXX | XXXX | 4350120983 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 14.15 | 13.62 | Variance is due to higher HOI premium used. |
| XXXX | XXXX | 4350120982 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 48.7 | 48.61 | Verified per source documents. |
| XXXX | XXXX | 4350121072 | XXXX | XXXX | XXXX | Qualifying Total Debt Income Ratio | XXXX | 29.59 | 0.28 | Verified per source documents. |
| XXXX | XXXX | 4350120990 | XXXX | XXXX | XXXX | Qualifying Total Reserves Number of Months | XXXX | 11.88 | 12 | Lender included Deposit in asset calculation |
| XXXX | XXXX | 4350121041 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | AVM value |
| XXXX | XXXX | 4350121024 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per appraisal report and update |
| XXXX | XXXX | 4350121038 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Verified per source documents |
| XXXX | XXXX | 4350121034 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Verified per source documents |
| XXXX | XXXX | 4350121029 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Captured: Value $XXXX |
| XXXX | XXXX | 4350121012 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Audit finds the appraised value of the subject to be $XXXX |
| XXXX | XXXX | 4350121023 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Property value XXXX per apperaisal |
| XXXX | XXXX | 4350121013 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | The reviewed appraised value is $XXXX |
| XXXX | XXXX | 4350121018 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per appraisal report |
| XXXX | XXXX | 4350121014 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per appraised value |
| XXXX | XXXX | 4350121015 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Audit finds the subject property value of $XXXX. |
| XXXX | XXXX | 4350121031 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | verified with appraisal |
| XXXX | XXXX | 4350121033 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | per appraisal XXXX |
| XXXX | XXXX | 4350121028 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per the 1004,1008 and Approval |
| XXXX | XXXX | 4350121049 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | confirmed on appraisal |
| XXXX | XXXX | 4350121030 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | value XXXX |
| XXXX | XXXX | 4350121025 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Appraisal |
| XXXX | XXXX | 4350121047 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Verified using appraisal |
| XXXX | XXXX | 4350121044 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per loan approval |
| XXXX | XXXX | 4350121052 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Property value confirmed by appraisal in file. |
| XXXX | XXXX | 4350121039 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Verified per source documents. |
| XXXX | XXXX | 4350121054 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | The appraised value is $XXXX based on the appraisal in file. |
| XXXX | XXXX | 4350121040 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per ClearCapital third party product and 1004 appraisal report |
| XXXX | XXXX | 4350121048 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per source documents. |
| XXXX | XXXX | 4350121051 | XXXX | XXXX | XXXX | Reviewed Appraised Property Value | XXXX | XXXX | XXXX | Per 1004 appraisal report and ClearCapital third party review |
| XXXX | XXXX | 4350121058 | XXXX | XXXX | XXXX | Reviewed Total Debt Income Ratio | XXXX | 48.65 | 48.259 | DTI variance is a result of lesser credit liability reported and used by lender as against credit report amount of $XXXX |
| XXXX | XXXX | 4350121059 | XXXX | XXXX | XXXX | Reviewed Total Debt Income Ratio | XXXX | 45.53 | 43.46 | DTI variance is due to net REO rental loss calculation derived from documents in the file. |
| XXXX | XXXX | 4350121039 | XXXX | XXXX | XXXX | Sales Price | XXXX | XXXX | XXXX | Verified per source documents. |
| XXXX | XXXX | 4350120995 | XXXX | XXXX | XXXX | Subject Property Gross Rental income | XXXX | XXXX | XXXX | Per Lease, $XXXX monthly and per 1007 market rents $XXXX. Guidelines allow the use of up to 120% of market rents if actual rents are higher and documented in file: XXXX x 120% = $XXXX. |
| XXXX | XXXX | 4350120996 | XXXX | XXXX | XXXX | Subject Property Gross Rental income | XXXX | XXXX | XXXX | Per source documents |
| XXXX | XXXX | 4350121106 | XXXX | XXXX | XXXX | Term | XXXX | 360 | 30 Years | Per the XXXX |
| XXXX | XXXX | 4350121087 | XXXX | XXXX | XXXX | Term | XXXX | 480 | 360 | Note reflects 480 month term. |
| XXXX | XXXX | 4350120973 | XXXX | XXXX | XXXX | Term | XXXX | 360 | 480 | per note 360 |
| XXXX | XXXX | 4350120972 | XXXX | XXXX | XXXX | Term | XXXX | 360 | 480 | verified per source documents |
| XXXX | XXXX | 4350120979 | XXXX | XXXX | XXXX | Term | XXXX | 360 | 480 | Loan started off as a 40 year but closed as a 30 year. |
| XXXX | XXXX | 4350120980 | XXXX | XXXX | XXXX | Term | XXXX | 360 | 480 | Per Note |
| XXXX | XXXX | 4350120984 | XXXX | XXXX | XXXX | Term | XXXX | 360 | 480 | Verified per source documents |
| XXXX | XXXX | 4350120985 | XXXX | XXXX | XXXX | Underwriting Guideline Name | XXXX | XXXX | XXXX | The loan program is XXXX DSCR. |
| XXXX | XXXX | 4350121003 | XXXX | XXXX | XXXX | Underwriting Guideline Product Name | XXXX | XXXX | XXXX | program per guide, loan approval. |
| XXXX | XXXX | 4350121009 | XXXX | XXXX | XXXX | Underwriting Guideline Product Name | XXXX | XXXX | XXXX | Verified per source documents |
| XXXX | XXXX | 4350121013 | XXXX | XXXX | XXXX | Underwriting Guideline Product Name | XXXX | XXXX | XXXX | The loan is approved under the Prime 12-month bank statement program. |
| XXXX | XXXX | 4350121037 | XXXX | XXXX | XXXX | Underwriting Guideline Product Name | XXXX | XXXX | XXXX | Loan program per the loan approval |
| XXXX | XXXX | 4350121054 | XXXX | XXXX | XXXX | Underwriting Guideline Product Name | XXXX | XXXX | XXXX | The loan is DSCR. |
| XXXX | XXXX | 4350120992 | XXXX | XXXX | XXXX | Underwriting Guideline Version Date | XXXX | XXXX | XXXX | Per source documents. |
| XXXX | XXXX | 4350121000 | XXXX | XXXX | XXXX | Underwriting Guideline Version Date | XXXX | XXXX | XXXX | Most recent guideline in receipt of prior to Lock Date |
| XXXX | XXXX | 4350121001 | XXXX | XXXX | XXXX | Underwriting Guideline Version Date | XXXX | XXXX | XXXX | guidelines are dated XXXX |
| XXXX | XXXX | 4350120985 | XXXX | XXXX | XXXX | Verified Doc Type | XXXX | Debt Service Coverage Ratio | Other | The loan program is InvestSmart DSCR. |
| XXXX | XXXX | 4350120974 | XXXX | XXXX | XXXX | Verified Doc Type | XXXX | Asset Depletion – Debt Ratio Calculation | FullDocumentation | Per Income Calculation Analysis, the majority of the qualifying income was based on Asset Depletion source |
| XXXX | XXXX | 4350120982 | XXXX | XXXX | XXXX | Verified Doc Type | XXXX | 12 Month Bank Statement | FullDocumentation | XXXX |
| XXXX | XXXX | 4350121071 | XXXX | XXXX | XXXX | Verified Doc Type | XXXX | Debt Service Coverage Ratio | None | DSCR file |