Exhibit 99.5
| ALT ID | Loan Number | Fund ID | Vendor Pool | Application Date | Borrower Last Name | Property Address | City | State | Zip Code | Original Balance | Purpose | Occupancy | DSCR | PDTI | Most Recent Note Rate | Initial DD Rating | Final Rating | Finding Rating | Unique Exception ID | Exception ID | Exception Category | Exception Status | Standard Exception | Exception Comments | Lender Response | Issue Resolution |
| 224344555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355650 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 224344555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355651 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-05/29/2026 Open-Borrower 2 identification not provided. - Due Diligence Vendor-05/22/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-05/29/2026 | ||||||
| 224344555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355726 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 662806732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9399011 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. Applicant(s) Acknowledgement of Acceptance in file is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 662806732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9398990 | FCOM9822 | Compliance | Resolved | Important Information Notice and Total Cost Estimate Not Signed | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is not signed. Important Information Notice and Total Cost Estimate in file is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 662806732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9398994 | FCOM9824 | Compliance | Resolved | Offered HomeOwner Agreement Terms Not Signed | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is not signed. Offered HomeOwner Agreement Terms in file is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 662806732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9399030 | FCOM9820 | Compliance | Resolved | Conditions Of Offer Not Signed | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is not signed. Conditions Of Offer in file is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 662806732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354572 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-05/29/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 357049475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9368258 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 357049475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381340 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 357049475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405645 | FCRE9584 | Credit | Resolved | Missing Condo Questionnaire | Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply. The Condo Questionnaire is missing from the loan file. Additional conditions may apply. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 357049475 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9368237 | FCRE9583 | Credit | Resolved | Missing Condo Master Insurance Policy | Resolved-Lender provided clarification on Condo Master Insurance Policy document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing condo master insurance policy. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Condo Master Insurance Policy document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 251238811 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354278 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 251238811 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356751 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HAZARD INSURANCE POLICY missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 980172042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355229 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower Identification Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 980172042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355103 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 283393793 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354542 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on hazard document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 894105670 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9352488 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 472616014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382125 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 472616014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382167 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 527077975 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355374 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower ID is missing - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 810355042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355647 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 810355042 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355665 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 504336950 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355381 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification is missing in file. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 317440827 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9352581 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing Hazard Insurance Declaration in file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 886306791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358672 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 886306791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393310 | FCRE1173 | Credit | Resolved | HO6 Insurance Policy is Missing | Resolved-Lender provided clarification on HO6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HO6 Insurance Policy is Missing. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on HO6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 886306791 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393303 | FCRE9583 | Credit | Resolved | Missing Condo Master Insurance Policy | Resolved-Lender provided clarification on Condo Master Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing condo master insurance policy. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Condo Master Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 920774605 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354191 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Finding Add - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 920774605 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354193 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. Finding Add - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 612439305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356720 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 612439305 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356708 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HAZARD DOCUMENT IS MISSING. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 654464210 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395249 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided mortgage statements, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Senior Mortgage Statement is missing from the file. The Senior Mortgage Statement for the subject property is missing from the file. The two mortgage statements provided are for different properties. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided mortgage statements, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 654464210 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381365 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 - ID proof if illegible. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 654464210 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381347 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 695255655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374645 | FCOM4247 | Compliance | Resolved | Missing HUD-1 Closing Statement | Resolved-During that time, XXXXXX did not charge any third party fees to the client, so we did not require a signed settlement statement from the title company. The closing statement we provided at closing that was in the notary package, did not require a signature, either. Finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Final settlement statement provided is not executed by borrower(s) nor certified by Title Agent, finding maintained. - Due Diligence Vendor-06/03/2026 Open-The Closing Statement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-During that time, XXXXXX did not charge any third party fees to the client, so we did not require a signed settlement statement from the title company. The closing statement we provided at closing that was in the notary package, did not require a signature, either. Finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 695255655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374076 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 695255655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374387 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 409302848 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381199 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on hazard document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on hazard document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 181069007 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374309 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 181069007 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374337 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 695756819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9432222 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Max Debt limit is 75%, however Qualifying debt limit is 80.17% - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 455623894 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380628 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 753610134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377222 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 753610134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377207 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. Missing Conditions Of Offer - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 753610134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377203 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 753610134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377245 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 753610134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377150 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided statement finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided statement finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 753610134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378184 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 753610134 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377760 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-ender provided clarification on Hime Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-05/29/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-ender provided clarification on Hime Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-05/29/2026 | ||||||
| 258603215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377077 | FCOM4247 | Compliance | Resolved | Missing HUD-1 Closing Statement | Resolved-During that time, XXXXXX did not charge any third party fees to the client, so we did not require a signed settlement statement from the title company. The closing statement we provided at closing that was in the notary package, did not require a signature, either. Finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Settlement statement provided is not executed by borrower(s) nor certified by Title Agent, finding maintained. - Due Diligence Vendor-06/03/2026 Open-The Closing Statement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-During that time, XXXXXX did not charge any third party fees to the client, so we did not require a signed settlement statement from the title company. The closing statement we provided at closing that was in the notary package, did not require a signature, either. Finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 258603215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376687 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 258603215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376651 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-The Senior Mortgage Statement is in file - Due Diligence Vendor-06/02/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-The Senior Mortgage Statement is in file - Due Diligence Vendor-06/02/2026 | ||||||
| 258603215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376681 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 949361081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9535491 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 9.81% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/03/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 949361081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380153 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Audited CLTV Exceeds Guideline CLTV - Due Diligence Vendor-05/26/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 949361081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379757 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 949361081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379769 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing Hazard Insurance Declaration - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 354103330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9421014 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard policy is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 907076997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380598 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 907076997 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380649 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Cured-Inspection provided - Due Diligence Vendor-05/29/2026 Rescinded-App prior to 11/21/22, not required - Due Diligence Vendor-05/29/2026 Resolved-Home Inspection report was provided by Lender. condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Cured-Inspection provided - Due Diligence Vendor-05/29/2026 Rescinded-App prior to 11/21/22, not required - Due Diligence Vendor-05/29/2026 Resolved-Home Inspection report was provided by Lender. condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 883567589 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378833 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 883567589 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378837 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 313547498 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9484913 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Audit CLTV of 85.49% (1st lien balance plus full credit limit of 2nd lien) exceeds guideline max CLTV of 85% - Due Diligence Vendor-06/01/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 313547498 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395299 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 857376158 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378381 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Homeowners Insurance: no homeowner insurance required prior to 11.21.22, finding resolved - Due Diligence Vendor-06/03/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Homeowners Insurance: no homeowner insurance required prior to 11.21.22, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 642331228 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396219 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 642331228 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396191 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 121586432 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378922 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 121586432 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379569 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 220998081 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355238 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 889616608 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358062 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Required Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 821368510 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394751 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 713814330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358684 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 876037586 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370770 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 876037586 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358695 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 581005415 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355687 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 379643056 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355236 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 807539956 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377392 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. The borrower1 identification is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 570900655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9397883 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Audited CLTV-90.24% Exceeds Guideline CLTV-85%. - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 410448141 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Investment | 0 | 3 | 1 | 1 | 9380143 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 423087441 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373076 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Audited CLTV 90% Exceeds Guideline CLTV 85% - Due Diligence Vendor-05/26/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 210963264 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394162 | FCRE1173 | Credit | Resolved | HO6 Insurance Policy is Missing | Resolved-Lender provided clarification on HO6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HO6 Insurance Policy is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on HO6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 956997113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370286 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 893510937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374867 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 816795748 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382316 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 763685346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380501 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/04/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 763685346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9420912 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 763685346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380474 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification not provided - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 483089450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378933 | FCOM0375 | Credit | Resolved | Conditions Of Offer Not Satisfied | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-All conditions provided in the Conditions Of Offer were not satisfied. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 483089450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370611 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 854144381 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9425783 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on home inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on home inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 333632624 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377044 | FCOM9834 | Compliance | Resolved | Missing Homeowner Covenant Agreement | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Homeowner Covenant Agreement is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 333632624 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377043 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 403781450 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379570 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 Open-Calculated CLTV of 89.74% exceeds the maximum guideline allowed CLTV of 75%. - Due Diligence Vendor-05/26/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 305911904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370823 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 305911904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370868 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 305911904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370860 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Open-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
|||||||
| 305911904 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370850 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 969029288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9436932 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. Missing Important Information Notice and Total Cost Estimate - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 969029288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9436933 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 969029288 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9436929 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Missing Offered HomeOwner Agreement Terms - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 918729700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373230 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 918729700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373203 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 918729700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373248 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing Hazard Insurance Declaration - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 781194532 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394335 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Current mortgage statement unavailable at time of origination since borrower was in the midst of refinancing, current mortgage documents provided, finding resolved. - Due Diligence Vendor-06/04/2026 Waived-Per lender, used closing package from previous transaction in lieu of mortgage statement, finding will be rated EV2 - Due Diligence Vendor-06/04/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Current mortgage statement unavailable at time of origination since borrower was in the midst of refinancing, current mortgage documents provided, finding resolved. - Due Diligence Vendor-06/04/2026 Waived-Per lender, used closing package from previous transaction in lieu of mortgage statement, finding will be rated EV2 - Due Diligence Vendor-06/04/2026 | ||||||
| 406140534 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376594 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Executed Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. APPLICANT(S) ACKNOWLEDGEMENT OF ACCEPTANCE NOT SIGNED - Due Diligence Vendor-05/26/2026 |
Resolved-Executed Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 359138473 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380161 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 751743118 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9417987 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 711971976 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394912 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 506935076 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356036 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicants Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Applicants Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 310131593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9447611 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Conditions of Offer provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. The Conditions Of Offer is missing - Due Diligence Vendor-05/29/2026 |
Resolved-Conditions of Offer provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 310131593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9433103 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Executed Applicants Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/28/2026 |
Resolved-Executed Applicants Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 310131593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9447623 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 940843782 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9420407 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 358326214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9397790 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 616330000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422312 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/28/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 616330000 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422218 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 646171215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9449119 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Conditions Of Offer provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. The Conditions Of Offer is missing - Due Diligence Vendor-05/29/2026 |
Resolved-Conditions Of Offer provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 646171215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377435 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Important Information Notice and Total Cost Estimate provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. The Important Information Notice and Total Cost Estimate is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Important Information Notice and Total Cost Estimate provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 646171215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376742 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. The Offered HomeOwner Agreement Terms is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 646171215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376693 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. The Applicant(s) Acknowledgement of Acceptance is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 646171215 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376746 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard insurance policy is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 524480730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9489068 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Offer only contains signature for B1, finding maintained - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 524480730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9489060 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Offer only contains signature for B1, finding maintained - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 524480730 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9489058 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 673073620 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379770 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance policy document is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 418430725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380585 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Rescinded-Located on pages 1-2 of the Conditions of Offer on the Bulletin Board - Due Diligence Vendor-06/01/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. MISSING OFFERED HOMEOWNER AGREEMENT TERMS - Due Diligence Vendor-05/26/2026 |
Rescinded-Located on pages 1-2 of the Conditions of Offer on the Bulletin Board - Due Diligence Vendor-06/01/2026 | ||||||
| 418430725 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9398294 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 524812843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380811 | FVAL2301 | Property | Resolved | Missing Updated Completion Report (442/1004D) | Resolved-Lender Provided Inspection in lieu of updated 442, finding resolved - Due Diligence Vendor-06/04/2026 Counter-Lender provided property inspection, but main appraisal was finalized as "Subject-To", pending receipt of completion, finding maintained. - Due Diligence Vendor-06/04/2026 |
Resolved-Lender Provided Inspection in lieu of updated 442, finding resolved - Due Diligence Vendor-06/04/2026 | ||||||
| 524812843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380815 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 524812843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380813 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 524812843 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380812 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Hazard insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Hazard insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 759802312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377035 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Executed Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Executed Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 759802312 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380693 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 204401799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378786 | FCOM1220 | Compliance | Resolved | The Deed of Trust is Missing | Resolved-Lender provide executed DOT, finding resolved. - Due Diligence Vendor-06/04/2026 Open-A Mortgage/Deed of Trust with borrower(s) signatures was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provide executed DOT, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 204401799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422309 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 Open-Max debt limit is 75%, however qualifying debt limit is 79.48% after applying the principal patment made at closing; conditon remains. - Due Diligence Vendor-06/02/2026 Open-Max debt limit is 75%, however qualifying debt limit is $82.11% - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 204401799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378785 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 204401799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378784 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-05/29/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 204401799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378783 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 204401799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378782 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 853141261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380967 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 853141261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381875 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 504328227 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382204 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 171159414 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9424617 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 171159414 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9424564 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 171159414 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380322 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. A hazard insurance declaration for this subject property was not prov - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 460159113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9402980 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 460159113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381189 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on XXX document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 700449880 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393337 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | ||||||
| 108168298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9566095 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 8.14% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/04/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 108168298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9566094 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 76.47% after the first mortgage pay down, which exceeds the guideline CTV of 70%. - Due Diligence Vendor-06/04/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 108168298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379553 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 108168298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379552 | FCRE1173 | Credit | Resolved | HO6 Insurance Policy is Missing | Resolved-Lender provided clarification on Ho6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HO6 Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Ho6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 108168298 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379551 | FCRE9583 | Credit | Resolved | Missing Condo Master Insurance Policy | Resolved-Lender provided clarification on Condo Master Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing condo master insurance policy. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Condo Master Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 879883424 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379441 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 935209025 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9420925 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. The Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 935209025 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391631 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on hazard document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on hazard document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 748910149 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380937 | FPRO9879 | Property | Resolved | Missing Appraisal (Property) | Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 Open-Appraisal not provided. Appraisal is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 748910149 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404677 | FCRE1173 | Credit | Resolved | HO6 Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | ||||||
| 860175068 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393804 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 242283753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9423287 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Mortgage statement provided, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Upload did not include mortgage statement, finding maintained. - Due Diligence Vendor-06/03/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Mortgage statement provided, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 242283753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405441 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. Missing Hazard Insurance Declaration - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 678040101 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404476 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 Open-No pay down of the existing first mortgage and no evidence existing second mortgage is paid; condition remains. - Due Diligence Vendor-06/02/2026 Open-Max debt limit is 75% however with 1st, 2ndand 3rd lien, max CLTV is 84.10% - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 678040101 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391690 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Missing Offered HomeOwner Agreement Terms - Due Diligence Vendor-05/27/2026 |
Resolved-Offered HomeOwner Agreement Terms provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 678040101 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380440 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/26/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 678040101 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380324 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 409358463 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9420844 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/02/2026 Open-Audited CLTV of 86.77% Exceed Guideline CLTV of 75%.; there is no evidence of a first mortgage pay down; condition remains. - Due Diligence Vendor-06/02/2026 Open-Audited CLTV of 87.03% Exceed Guideline CLTV of 75%. - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 409358463 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9420753 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 409358463 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381313 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. Missing Hazard Insurance Declaration - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 153243166 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9418931 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 153243166 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382080 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 234098111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372467 | FPRO9879 | Property | Resolved | Missing Appraisal (Property) | Resolved-Lender provided desk review, finding resolved. - Due Diligence Vendor-06/03/2026 Open-Appraisal not provided. Appraisal report is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided desk review, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 234098111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374053 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Rescinded-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is missing from the file. - Due Diligence Vendor-05/26/2026 |
Rescinded-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 234098111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373257 | FCOM9834 | Compliance | Resolved | Missing Homeowner Covenant Agreement | Open-The Homeowner Covenant Agreement is missing from the file. - Due Diligence Vendor-05/26/2026 | |||||||
| 234098111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372617 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Open-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
|||||||
| 234098111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373125 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Open-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
|||||||
| 234098111 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373063 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 388107299 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381984 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 193378435 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378515 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Applicant(s) Acknowledgement of Acceptance provided; condition resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 193378435 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378358 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy Is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 838645058 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381387 | FCOM9204 | Compliance | Resolved | ECOA: Appraisal Missing or Incomplete | Resolved-Lender provided appraisal, finding resolved - Due Diligence Vendor-06/03/2026 Open-ECOA: Appraisal Missing or Incomplete - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided appraisal, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 838645058 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382437 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 821671741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9375433 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Senior Mortgage Statement is missing from the file. Missing Senior Lien Mortgage - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 821671741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9375443 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Acceptance letter - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 821671741 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9418241 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 585451498 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Investment | 0 | 3 | 1 | 1 | 9393532 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 585451498 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Investment | 0 | 3 | 1 | 1 | 9393620 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 525502451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355738 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 525502451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355736 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 525502451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355734 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 525502451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355733 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 525502451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355737 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 281467844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353974 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 281467844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353973 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 281467844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353971 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 192634844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377350 | FCOM9822 | Compliance | Resolved | Important Information Notice and Total Cost Estimate Not Signed | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is not signed. The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 192634844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9350522 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 192634844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9350505 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 192634844 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9350542 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 506698281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353297 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448663 | FCRE9419 | Credit | Resolved | Missing Documentation 1 | Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Funding package did not include the Notice and Acknowledgement Regarding Spouses, Partners and Co-Occupants, finding maintained. - Due Diligence Vendor-06/03/2026 Open-Notice and Acknowledgement Regarding Spouses, Partners and Co-Occupants - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448659 | FCRE9582 | Credit | Resolved | Missing Closing Instructions | Resolved-Lender provided funding documentation, finding resolved - Due Diligence Vendor-06/03/2026 Open-Missing Closing Instructions - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided funding documentation, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448656 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448655 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448654 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448657 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. The Offered Homeowner Agreement Terms is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448660 | FCOM9834 | Compliance | Resolved | Missing Homeowner Covenant Agreement | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Homeowner Covenant Agreement is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448662 | FCOM9832 | Compliance | Resolved | Missing Homeowner Option Agreement | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Homeowner Option Agreement is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 585435738 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448652 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-missing document - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 235027753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378276 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 235027753 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378319 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 415264187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9348468 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 415264187 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9348769 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 666977803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354810 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Missing Offered HomeOwner Agreement Terms - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 666977803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354807 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 666977803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354809 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. Missing Important Information Notice and Total Cost Estimate - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 666977803 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354808 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/22/2026 |
Resolved-Offer package was provided signed and date by borrower. Condition resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 684183173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355571 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 684183173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356422 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 684183173 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355550 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 901606841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354902 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 901606841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354846 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 901606841 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354886 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing Hazard Insurance Declaration - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 574491745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354543 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 574491745 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371632 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 909684046 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354911 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 909684046 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354989 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 393372526 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356499 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 393372526 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356702 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 393372526 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356515 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 554768555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356898 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 554768555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357082 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. ID Missing for Borrower 1 - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 554768555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357041 | FCRE1173 | Credit | Resolved | HO6 Insurance Policy is Missing | Resolved-Lender provided clarification on HO6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HO6 Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on HO6 Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 554768555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356887 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Conditions offer present. Resolved - Due Diligence Vendor-06/01/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Conditions offer present. Resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 554768555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357030 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance is missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 493083349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356475 | FCRE0085 | Credit | Resolved | Missing Senior Mortgage Statement | Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/04/2026 Open-Missing the mortgage statements for the 1st and 2nd liens. Subject is in 3rd lien position. - Due Diligence Vendor-06/02/2026 Open-The Senior Mortgage Statement is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided mortgage statement, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 493083349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356452 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 493083349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356481 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 493083349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356469 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing Hazard Insurance Declaration - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 456881769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372519 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 456881769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372520 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. The Important Information Notice and Total Cost Estimate is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 456881769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372518 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 456881769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372521 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 456881769 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372408 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 557599648 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357080 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 557599648 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357081 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 396699127 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355973 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HAZARD INSURANCE POLICY IS MISSING - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 226097706 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355476 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 876881060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356065 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 876881060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404071 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing US Citizen ID Confirmation - Borrower 1 - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 876881060 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356064 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 774210157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9407533 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 477414923 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9421718 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 893188263 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422207 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Policy is missing. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 926789404 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373006 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 926789404 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373043 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 663032928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9528001 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 7.70% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/03/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 663032928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9456193 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 75.66%, which exceeds the guideline CTV of 75%. - Due Diligence Vendor-06/03/2026 Open-Guidelines dated 04/01/2021 reflect a maximum CLTV of 75% vs audited CLTV of 92.30%. - Due Diligence Vendor-05/29/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 663032928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9455872 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 663032928 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381784 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 Open-HAZARD INSURANCE POLICY IS MISSING - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | ||||||
| 150217281 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382119 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 913351455 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393592 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 913351455 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393596 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 693884391 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381051 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 693884391 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381052 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 603627719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403880 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 76.92%. after the pay down of the first mortgage. which exceeds the Guidelines maximum CLTV of 75%. - Due Diligence Vendor-06/02/2026 Open-CLTV of 98.5% exceeds maximum allowed of 85% - Due Diligence Vendor-06/02/2026 Open-Debt Limit (CLTV) Exceeds Guidelines - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 603627719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9515341 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 7.97% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/02/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 603627719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403899 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 603627719 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403829 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 259101430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381038 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 259101430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381049 | FCRE9584 | Credit | Resolved | Missing Condo Questionnaire | Resolved-Lender provided clarification on condo questionnaire document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Not required by lender - Due Diligence Vendor-06/01/2026 Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on condo questionnaire document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Not required by lender - Due Diligence Vendor-06/01/2026 | ||||||
| 259101430 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394419 | FCRE1173 | Credit | Resolved | HO6 Insurance Policy is Missing | Resolved-Lender provided clarification on HO6 insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided clarification on HO6 insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 708547732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9440557 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 708547732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9440553 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 708547732 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396038 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 518453349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9401042 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 518453349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9431472 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-85.96% CLTV exceeds maximum allowed of 75%. Per the Title Report in the file, there are currently 4 liens on the subject property, and 3 of them were verified in the file. While the 4th one was not verified, there is also no indication it has been paid/satisfied, putting the subject loan in 5th lien position. - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 518453349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9401049 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 518453349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9401031 | FCRE9583 | Credit | Resolved | Missing Condo Master Insurance Policy | Resolved-Lender provided clarification on Condominium Master Insurance Policy document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing condo master insurance policy. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Condominium Master Insurance Policy document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 518453349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9401021 | FCRE9584 | Credit | Resolved | Missing Condo Questionnaire | Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 518453349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9401007 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 303132514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382337 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 303132514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382336 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 303132514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393548 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Open-The Offered HomeOwner Agreement Term provided. condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
|||||||
| 303132514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393545 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-The Applicant(s) Acknowledgement of Acceptance provided. condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-The Applicant(s) Acknowledgement of Acceptance provided. condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 303132514 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393546 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-The Important Information Notice and Total Cost Estimate provided. condition resolved. - Due Diligence Vendor-05/29/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-The Important Information Notice and Total Cost Estimate provided. condition resolved. - Due Diligence Vendor-05/29/2026 | ||||||
| 270181193 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9397629 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 270181193 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9397619 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 270181193 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9397636 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 506117561 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376218 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard insurance is missing. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 112859853 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 1 | 1 | 1 | 9393690 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. Missing Hazard Insurance Declaration - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 590438353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371624 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 2 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 590438353 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372404 | FCRE9584 | Credit | Resolved | Missing Condo Questionnaire | Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 973563500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379868 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 973563500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379869 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 973563500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379871 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 973563500 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379680 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 204598451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379489 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Offer package not executed, finding maintained. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 204598451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379673 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 204598451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9421359 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 Open-Max Debt limit CLTV is 75%, however Qualifying Debt limit is 84.55% - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 204598451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379759 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 204598451 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422785 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 648961521 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355534 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 420793308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9348643 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 420793308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9348637 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 420793308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9348560 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 420793308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9348549 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 420793308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9349832 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 420793308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9349839 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 2 identification not provided. Missing Borrower Identification - Borrower 2 - Due Diligence Vendor-05/22/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 420793308 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9349914 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 766685910 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355631 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 880880889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9526461 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 7.86% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/03/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 880880889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9350521 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 76.75% after the first mortgage pay down, which exceed the Guidelines Maximum CLTV of 75%. - Due Diligence Vendor-06/03/2026 Open-As per the HEI Calculator Debt Limit (CLTV) Exceeds Guidelines. - Due Diligence Vendor-05/22/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 880880889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9346116 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement within closing package, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed agreement within closing package, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 880880889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9346118 | FCOM9820 | Compliance | Resolved | Conditions Of Offer Not Signed | Resolved-Lender provided executed agreement within closing package, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement within closing package, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 880880889 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9346139 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HAZARD INSURANCE POLICY is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 517190876 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9347306 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 517190876 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9346829 | FCRE9786 | Credit | Resolved | CLTV exceeds guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-CLTV exceeds guidelines - Due Diligence Vendor-05/22/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 517190876 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9346701 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 761868744 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391407 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance document is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 245881483 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358576 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 245881483 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358537 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 730532925 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357926 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 730532925 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357940 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 730532925 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357961 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing Hazard Insurance Declaration - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 497433053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370846 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 497433053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370920 | FCOM0375 | Credit | Resolved | Conditions Of Offer Not Satisfied | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-All conditions provided in the Conditions Of Offer were not satisfied. Signed Conditions of Offer in File is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 497433053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370953 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 497433053 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370720 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance in Missing. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 723183346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357824 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Audited CLTV of 86.29% Exceeds Guideline CLTV of 85%. - Due Diligence Vendor-05/22/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 723183346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357129 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. B1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 723183346 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357214 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 993012637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382034 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 993012637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382054 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. Home Inspection is missing in the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 993012637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357277 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance is missing in file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 712871842 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355247 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 906824307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354997 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. APPLICANT(S) ACKNOWLEDGEMENT OF ACCEPTANCE IS MISSING - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 906824307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354993 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-The Important Information Notice and Total Cost Estimate in file. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. MISSING IMPORTANT INFORMATION NOTICE AND TOTAL COST ESTIMATE - Due Diligence Vendor-05/22/2026 |
Resolved-The Important Information Notice and Total Cost Estimate in file. - Due Diligence Vendor-06/02/2026 | ||||||
| 906824307 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9354984 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 746179971 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355039 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. MISSING IMPORTANT INFORMATION NOTICE AND TOTAL COST ESTIMATE - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 746179971 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355035 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. ACKNOWLEDGEMENT OF ACCEPTANCE is missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 746179971 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9348077 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 632427930 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9349943 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 632427930 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9349932 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 632427930 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9349949 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 310804686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353592 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Offered HomeOwner Agreement Terms is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 310804686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353591 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. Important Information Notice and Total Cost Estimate is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 310804686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353589 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 310804686 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9353588 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 Open-A hazard insurance declaration for this subject property was not provided. Hazard insurance is missing in file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 720777592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9350018 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 720777592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9350003 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 720777592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9350015 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 749805536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9387124 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 749805536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357212 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 700250478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391933 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. The Offered HomeOwner Agreement Terms is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 700250478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391932 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 700250478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391956 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification is missing in file. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 700250478 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9402966 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing in file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 741607821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9431363 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. Missing Important Information Notice and Total Cost Estimate - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 741607821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9431407 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 741607821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391276 | FCRE9979 | Credit | Resolved | Missing Permanent Resident Alien Card (Borrower 2) | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Missing Borrower 2 permanent resident alien card Missing Permanent Resident Alien Card - Due Diligence Vendor-05/28/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 801907413 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9418902 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. Acknowledgement of Acceptance is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 801907413 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393792 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. Missing Hazard Insurance Declaration - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 804448184 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 1 | 1 | 1 | 9381348 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. Missing Hazard Insurance Declaration - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 275906216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394039 | FPRO9879 | Property | Resolved | Missing Appraisal (Property) | Resolved-Lender provided appraisal, finding resolved - Due Diligence Vendor-06/03/2026 Open-Appraisal not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided appraisal, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 275906216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394062 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 275906216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394035 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 275906216 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394046 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 205170003 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9378826 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 631489261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9423607 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. APPLICANT(S) ACKNOWLEDGEMENT OF ACCEPTANCE is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 631489261 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393717 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 731582586 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380551 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 454762356 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 1 | 1 | 1 | 9393619 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on home inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on home inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 454762356 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 1 | 1 | 1 | 9425205 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 514078819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429605 | FCOM9822 | Compliance | Resolved | Important Information Notice and Total Cost Estimate Not Signed | Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 Open-The Important Information Notice and Total Cost Estimate is not signed. Important Information Notice and Total Cost Estimate missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 514078819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429574 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. Acknowledgement of Acceptance is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 514078819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429599 | FCOM9820 | Compliance | Resolved | Conditions Of Offer Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is not signed. Conditions Of Offer missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 514078819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429615 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 514078819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429644 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | ||||||
| 255081702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393871 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. The Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 255081702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422226 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/28/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 255081702 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422279 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing in file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 441064934 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9420777 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. The Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 441064934 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382138 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Finding not required. - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. HOI is not in file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Finding not required. - Due Diligence Vendor-06/01/2026 | ||||||
| 694976031 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9418738 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 694976031 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9418753 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 909184794 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405623 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | ||||||
| 798857213 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 1 | 1 | 1 | 9380594 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on hazard insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-Note date prior to 11/21/22. Not required - Due Diligence Vendor-06/01/2026 | ||||||
| 426251821 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379820 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 583212330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394251 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 583212330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394242 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 559041692 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391509 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance is missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 721149592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9417318 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. Missing Important Information Notice and Total Cost Estimate - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 721149592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9417316 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. Condition of Offer, Applicant(s) Acknowledgement of Acceptance, Important Information Notice and Total Cost Estimate, Offered Homeowner Agreement Term are missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 721149592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9417317 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 721149592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9417319 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Missing Offered HomeOwner Agreement Terms - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 265910477 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430210 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 265910477 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430215 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. Important Information Notice and Total Cost Estimate is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 265910477 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430212 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. Conditions Of Offer is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 265910477 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429487 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 554604862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380039 | FCOM9824 | Compliance | Resolved | Offered HomeOwner Agreement Terms Not Signed | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 554604862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380012 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Open-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
|||||||
| 554604862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379886 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 554604862 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9376615 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 986260936 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9423500 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. Acknowledgement of Acceptance is missing. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 986260936 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380564 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 779514199 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9431526 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 640260456 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370378 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 640260456 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370368 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 640260456 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9369777 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 471041227 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429664 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Debt Limit (CLTV) Exceeds Guidelines - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 471041227 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394501 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. The Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 951662967 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380977 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 452532924 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370704 | FCRE9338 | Credit | Resolved | Missing US Citizen ID Confirmation - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved. - Due Diligence Vendor-06/02/2026 Open-Confirm: For US Citizens Only: Did you look for the Patriot Act Form completed by the Notary Public. Missing US Citizen ID Confirmation - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 452532924 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370782 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 267318224 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395862 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 267318224 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395866 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 965338399 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9428078 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 965338399 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393869 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-HOI policy is missing in file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 857327974 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381178 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 917323578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404604 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 2 identification not provided. - Due Diligence Vendor-05/27/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 917323578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404582 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement within closing package, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement within closing package, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 917323578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404516 | FCOM9822 | Compliance | Resolved | Important Information Notice and Total Cost Estimate Not Signed | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 917323578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404514 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 917323578 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404603 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 923411845 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422925 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Hazard Insurance Policy is Missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Hazard Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 855625493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9450679 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 855625493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9450671 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 855625493 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9450667 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 828094637 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9421125 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 Open-A hazard insurance declaration for this subject property was not provided. Missing Hazard Insurance Declaration - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on HOI document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 594704946 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393368 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 847654599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395272 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 847654599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395300 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 847654599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395317 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 847654599 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395186 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 773542387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9402807 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Homeowners Insurance: no homeowner insurance required prior to 11.21.22, finding resolved - Due Diligence Vendor-06/02/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Homeowners Insurance: no homeowner insurance required prior to 11.21.22, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 773542387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430804 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 773542387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430755 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 773542387 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9402531 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 424887515 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448877 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 633436523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9440648 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 633436523 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9440676 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Missing Offered HomeOwner Agreement Terms - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 674299532 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9451324 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Executed conditions of offer received, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Offer only contains signature for B2, finding maintained - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Executed conditions of offer received, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 674299532 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9451330 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 674299532 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448736 | FCRE9839 | Credit | Resolved | Incomplete Hazard Insurance Declaration | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-All pages of the hazard insurance were not provided. The file is missing pages 2-4 of the Homeowners declaration in file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 774167952 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9455304 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Audit Debt Limit of 78.58% as greater than 75% allowed for a HomeOwner Loan. - Due Diligence Vendor-05/29/2026 Open-Audit Debt Limit of 78.58% as greater than 75% allowed for a HomeOwner Loan. - Due Diligence Vendor-05/29/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 774167952 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9455606 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on home inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-App prior to 11/21/22, not required - Due Diligence Vendor-05/29/2026 Waived-App prior to 11/21/22, not required - Due Diligence Vendor-05/29/2026 Open-The Home Inspection is missing from the file. the inspection provided in the loan file is incomplete, - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided clarification on home inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Rescinded-App prior to 11/21/22, not required - Due Diligence Vendor-05/29/2026 Waived-App prior to 11/21/22, not required - Due Diligence Vendor-05/29/2026 | ||||||
| 684887503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380068 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Homeowners Insurance: no homeowner insurance required prior to 11.21.22,finding resolved. - Due Diligence Vendor-06/03/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Homeowners Insurance: no homeowner insurance required prior to 11.21.22,finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 684887503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380213 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 774097469 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9433326 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 774097469 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9433284 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 788273269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377099 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 788273269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377103 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 788273269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377095 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 788273269 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9377142 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 859242014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9560540 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Audited Debt Limit of 70.23% exceeds the Guideline Maximum Debt Limit of 70%. - Due Diligence Vendor-06/04/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 859242014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9417023 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 859242014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9416993 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 859242014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9416986 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 859242014 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9416983 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 688400673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382479 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 688400673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391404 | FCRE9584 | Credit | Resolved | Missing Condo Questionnaire | Resolved-Lender provided clarification on Condo Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Condo Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 688400673 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429300 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Open-Hazard Insurance policy is missing. - Due Diligence Vendor-05/28/2026 | Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved - 06/01/2026 |
||||||
| 953554625 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430435 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/28/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 701876566 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381048 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 607200943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396874 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 607200943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396873 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved. - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 607200943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396877 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 607200943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396876 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Rescinded-Located on pg 12 in trailing doc - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Rescinded-Located on pg 12 in trailing doc - Due Diligence Vendor-06/01/2026 | ||||||
| 607200943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396875 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Rescinded-Located on pg 1 in trailing doc - Due Diligence Vendor-06/01/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/27/2026 |
Rescinded-Located on pg 1 in trailing doc - Due Diligence Vendor-06/01/2026 | ||||||
| 540405105 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403445 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 540405105 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380658 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 540405105 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380639 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 631895055 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9383730 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 742250375 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381074 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405651 | FCRE9433 | Credit | Resolved | Application Missing All Required Information | Resolved-Lender provided executed disclosure, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Closing package missing the Acknowledgement regarding spouse, finding maintained. - Due Diligence Vendor-06/03/2026 Open-Signed Notice and Acknowledgement Regarding Spouses, Partners and Co-Occupants In File,Loan Term ,Investment Payment,HEI - Purchase Price,Maximum Authorized Debt,Purchase Price Balance - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed disclosure, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405632 | FCRE0058 | Credit | Resolved | The Appraisal is Missing | Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Appraisal is Missing. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405542 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405341 | FCOM9834 | Compliance | Resolved | Missing Homeowner Covenant Agreement | Resolved-Lender provided missing documents, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Homeowner Covenant Agreement is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documents, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405509 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448617 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Rescinded-The Important Information Notice and Total Cost Estimate is missing from the file. Located on pg 6 of the Condition of Offer on the Bulletin Board - Due Diligence Vendor-06/01/2026 | Rescinded-The Important Information Notice and Total Cost Estimate is missing from the file. Located on pg 6 of the Condition of Offer on the Bulletin Board - Due Diligence Vendor-06/01/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405510 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Borrower 2 identification not provided. Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | Rescinded-Borrower 2 identification not provided. Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405423 | FCOM9832 | Compliance | Resolved | Missing Homeowner Option Agreement | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Homeowner Option Agreement is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448601 | FCRE9582 | Credit | Resolved | Missing Closing Instructions | Resolved-Lender provided closing instructions, finding resolved. - Due Diligence Vendor-06/02/2026 Open-Missing Closing Instructions - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided closing instructions, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 636799349 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448610 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Rescinded-The Conditions Of Offer is missing from the file. Located on the Bulletin Board - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Rescinded-The Conditions Of Offer is missing from the file. Located on the Bulletin Board - Due Diligence Vendor-06/01/2026 | ||||||
| 178184284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382128 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 178184284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382098 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 178184284 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382075 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 997340330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429658 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 997340330 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429674 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 Open-Audited CLTV of 88.46% exceeds the maximum allowed of 85% - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 364191495 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380771 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Homeowner's Insurance document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 350883231 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405682 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. Signed Applicant(s) Acknowledgement of Acceptance missing In File - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 931293761 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391686 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 590842721 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9515555 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 7.69% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/02/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 590842721 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393701 | FCRE9786 | Credit | Resolved | CLTV exceeds guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Resolved-After re-review of the loan file, the CLTV is 76.92% after the pay down of the first mortgage, which exceed the Guideline Maximum CLTV of 70%. Condition maintained. - Due Diligence Vendor-06/02/2026 Open-Lender guidelines require a maximum CLTV of 85%. However, the current CLTV of the subject is 92.31%, even after paying down the current 1st lien by $68,886 at closing. - Due Diligence Vendor-06/01/2026 Open-Lender guidelines requires a maximum CLTV of <<85>>%. However, the current CLTV of the subject is <<100.52>>%. - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Resolved-After re-review of the loan file, the CLTV is 76.92% after the pay down of the first mortgage, which exceed the Guideline Maximum CLTV of 70%. Condition maintained. - Due Diligence Vendor-06/02/2026 | ||||||
| 760988289 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9426884 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 723972666 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9434557 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 684679448 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393775 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 684679448 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393764 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification is missing - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 657308806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380524 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 657308806 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380547 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. Missing Home Inspection - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 367933610 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422099 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-78.2% CLTV > Max 75% CLTV per guidelines - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 367933610 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422168 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 367933610 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9422164 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 263899647 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393760 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 263899647 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393732 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 263899647 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393774 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 955541243 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9406633 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9515520 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 8.59% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/02/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9369282 | FPRO9879 | Property | Resolved | Missing Appraisal (Property) | Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/03/2026 Open-Appraisal not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9369248 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370486 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 Open-Audited CLTV Exceeds Guideline CLTV - Due Diligence Vendor-05/26/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429945 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9369223 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 2 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429940 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429922 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9369224 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 2 identification not provided. - Due Diligence Vendor-05/26/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 244617968 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430016 | FCRE7009 | Credit | Resolved | Hazard insurance dwelling coverage is not sufficient | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 Open-Dwelling is not covering loan amount - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved.” - Due Diligence Vendor-06/01/2026 | ||||||
| 233067283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404162 | FCRE3888 | Credit | Resolved | Required Documentation is Missing | Resolved-Lender provided executed documenation, finding resolved. - Due Diligence Vendor-06/04/2026 Open-Missing Notice and Acknowledgement Regarding Spouses, Partners and Co-Occupants - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed documenation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 233067283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372716 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 233067283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372804 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. The Offered HomeOwner Agreement Terms is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 804939502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9501162 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 76.48%. There is no pay down of the firt or second mortgage. Condition remains. - Due Diligence Vendor-06/02/2026 Open-Audit CLTV of 92.31% exceeds the maximum allowed CLTV of 85%, including the full LOC amount of the 2nd lien. Subject is a 3rd lien. - Due Diligence Vendor-06/02/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 804939502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9515448 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 7.69% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/02/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 804939502 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9368199 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 325091080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371354 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification missing - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 325091080 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371433 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 531906910 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9368421 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 246724759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372487 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 246724759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372480 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 246724759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372468 | FCRE9583 | Credit | Resolved | Missing Condo Master Insurance Policy | Resolved-Lender provided clarification on Condominium Master Insurance Policy document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Missing condo master insurance policy. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Condominium Master Insurance Policy document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 246724759 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9373005 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 508039181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 3 | 3 | 9578757 | FCRE3914 | Credit | Acknowledged | Transaction Ineligible | Acknowledged-Lender acknowledged unable to provide evidence of a leased status on solar liens, finding will remain EV3 - Due Diligence Vendor-06/08/2026 Open-Homeowner Equity of 4.31% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/05/2026 |
Acknowledged-Lender acknowledged unable to provide evidence of a leased status on solar liens, finding will remain EV3 - Due Diligence Vendor-06/08/2026 | ||||||
| 508039181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 3 | 3 | 9578756 | FCRE0369 | Credit | Acknowledged | Debt Limit (CLTV) Exceeds Guidelines | Acknowledged-Lender acknowledged unable to provide evidence of a leased status on solar liens, finding will remain EV3 - Due Diligence Vendor-06/08/2026 Open-After re-review of the loan file, the CLTV is 78.19% which exceeds the guideline CTV of 75%. - Due Diligence Vendor-06/05/2026 |
Acknowledged-Lender acknowledged unable to provide evidence of a leased status on solar liens, finding will remain EV3 - Due Diligence Vendor-06/08/2026 | ||||||
| 508039181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 3 | 1 | 9426380 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 508039181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 3 | 1 | 9426397 | FCOM9824 | Compliance | Resolved | Offered HomeOwner Agreement Terms Not Signed | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is not signed. The Offered HomeOwner Agreement Terms is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 508039181 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 3 | 1 | 9426389 | FCOM9822 | Compliance | Resolved | Important Information Notice and Total Cost Estimate Not Signed | Rescinded-Located pg 13 of trailing doc - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is not signed. The Important Information Notice and Total Cost Estimate is missing - Due Diligence Vendor-05/28/2026 |
Rescinded-Located pg 13 of trailing doc - Due Diligence Vendor-06/01/2026 | ||||||
| 446622113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9423884 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 446622113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9424061 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 446622113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9423909 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 446622113 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9387364 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 133077408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9368299 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 133077408 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9368383 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 898789846 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372896 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 199808559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393824 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 199808559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393814 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 291341511 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 2 | 2 | 9368107 | FCRE1158 | Credit | Waived | Hazard Insurance Policy is Partial | Waived-Lender acknowledges that a complete HOI policy was not provided but the mortgage statement reflects escrows, finding will be rated EV2 - Due Diligence Vendor-06/03/2026 Open-Policy is missing page 2-4. - Due Diligence Vendor-05/26/2026 |
Waived-Lender acknowledges that a complete HOI policy was not provided but the mortgage statement reflects escrows, finding will be rated EV2 - Due Diligence Vendor-06/03/2026 | ||||||
| 291341511 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 2 | 1 | 9368085 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 291341511 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 2 | 1 | 9368095 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 645127094 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379751 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. B1 ID is missing - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 374653194 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379390 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 374653194 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379411 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 910971943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404253 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 910971943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9404239 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 200577189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9536154 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 7.69% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/03/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 200577189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9402390 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 75.50%, which exceeds the guideline CTV of 75%. - Due Diligence Vendor-06/03/2026 Open-Calculated Debt Limit of 92.16% as greater than 85% allowed by program - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 200577189 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381031 | FCOM3075 | Compliance | Resolved | Missing US Patriot Act Disclosure or ID | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved. - Due Diligence Vendor-06/04/2026 Acknowledged-Missing borrower's ID or USA patriot act form. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved. - Due Diligence Vendor-06/04/2026 Acknowledged-Missing borrower's ID or USA patriot act form. - Due Diligence Vendor-05/27/2026 | ||||||
| 881799525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9535175 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 8.05% does not meet Guideline Minimum of 10%. - Due Diligence Vendor-06/03/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 881799525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371870 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 881799525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393360 | FCRE9786 | Credit | Resolved | CLTV exceeds guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Lender guidelines requires a maximum CLTV of 85%. However, the current CLTV of the subject is 91.95%. - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 881799525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371889 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 881799525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371898 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided clarification on Home Inspection document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 881799525 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371857 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | Resolved-Lender provided clarification on Homeowners Insurance document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 914788283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391302 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 914788283 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391301 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 912384157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379889 | FCOM9835 | Compliance | Resolved | Homeowner Covenant Agreement Not Signed | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/04/2026 Open-The Homeowner Covenant Agreement is not signed. Homeowner Covenant Agreement Not Signed - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 912384157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379902 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance Missing in the file - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 912384157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379957 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Offered HomeOwner Agreement is missing the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 306636300 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380770 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 723493755 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9425024 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 713970374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9432104 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 156335559 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9458402 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 646217435 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9406798 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 646217435 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9406759 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Offered HomeOwner Agreement Terms is missing - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 373640415 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374392 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 373640415 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374384 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 373640415 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9374375 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided inspection, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Home Inspection is missing from the file. Missing Home Inspection - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided inspection, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 311491667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356083 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 311491667 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356156 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. The Offered HomeOwner Agreement Terms is missing from the file - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 972825420 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9357017 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 70.63%, which exceeds the guideline CTV of 70%. - Due Diligence Vendor-06/03/2026 Open-Debt Limit (CLTV) Exceeds Guidelines - Due Diligence Vendor-05/22/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 972825420 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356905 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 972825420 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356885 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 972825420 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356892 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved- Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved- Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 972825420 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356895 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 419071146 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9425685 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. APPLICANT(S) ACKNOWLEDGEMENT OF ACCEPTANCE is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 419071146 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381695 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 400923907 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405141 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Debt Limit 84.21% CLTV Exceeds Guidelines CLTV of 75% - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 400923907 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381672 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 400923907 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405363 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided clarification on 06/01/2026 document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on 06/01/2026 document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 227156465 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Primary Residence | 0 | 3 | 1 | 1 | 9428313 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | |||||||
| 227156465 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Primary Residence | 0 | 3 | 1 | 1 | 9377542 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | |||||||
| 430971332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9402808 | FPRO9879 | Property | Resolved | Missing Appraisal (Property) | Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 Open-Appraisal not provided. Appraisal is missing. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 430971332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393661 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Executed documentation received, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Offer Agreement not executed by borrower, finding maintained - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Executed documentation received, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 430971332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393670 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 430971332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393633 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 430971332 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393622 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification is missing - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 873323282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391910 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 873323282 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391914 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 937661110 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9382033 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 226587834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380908 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Debt Limit (CLTV) Exceeds Guidelines - Due Diligence Vendor-05/26/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 226587834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380887 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 226587834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380837 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 226587834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429053 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Rescinded-Located on Pg 1 of trailing doc - Due Diligence Vendor-06/01/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/28/2026 |
Rescinded-Located on Pg 1 of trailing doc - Due Diligence Vendor-06/01/2026 | ||||||
| 226587834 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9429045 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Rescinded-Located pg 13 of trailing doc - Due Diligence Vendor-06/01/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/28/2026 |
Rescinded-Located pg 13 of trailing doc - Due Diligence Vendor-06/01/2026 | ||||||
| 742734337 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394145 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Offered Home Owner Agreement Terms - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 425058819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9369882 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 425058819 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9369861 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 340967623 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9386627 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 242684383 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9398339 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 938595512 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9560121 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Audit Calculated Debty Limit of 71.05% exceeds guidelines Maximum of 70%. - Due Diligence Vendor-06/04/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 938595512 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393403 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 938595512 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393441 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 176411089 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9392003 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 176411089 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381775 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 230449355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9515247 | FCRE3914 | Credit | Resolved | Transaction Ineligible | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-Homeowner Equity of 7.89% does not mett the Guideline Minimum Equity of 10%/ - Due Diligence Vendor-06/02/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 230449355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9400810 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 73.69% after the first mortgage pay down, which exceeds the guideline CTV of 70% - Due Diligence Vendor-06/03/2026 Open-Qualifying Debt Limit CLTV (including the balance of the 2nd lien on pg 623) of 92.93% exceeds the maximum allowed of 85% - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 230449355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381243 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 230449355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9400753 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 230449355 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9400747 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 408349899 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355743 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 408349899 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355732 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 420861592 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9391356 | FCRE1157 | Credit | Resolved | Hazard Insurance Policy is Missing | Resolved-Lender provided HOI policy, finding resolved. - Due Diligence Vendor-06/03/2026 | Resolved-Lender provided HOI policy, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 720921203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9447853 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. The Conditions of Offer is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 720921203 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9447847 | FCRE9584 | Credit | Resolved | Missing Condo Questionnaire | Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply. The Condo Questionnaire is missing from the loan file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided clarification on Condominium Questionnaire document not required at time of subject transaction, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 536189437 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9430536 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Applicant(s) Acknowledgement of Acceptance is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 536189437 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396908 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 270047799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9371667 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 270047799 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9396005 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 741425462 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372403 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 741425462 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372503 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 556358318 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9355792 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 556358318 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380695 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided documentation. - Due Diligence Vendor-06/01/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided documentation. - Due Diligence Vendor-06/01/2026 | ||||||
| 406946709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356000 | FPRO9879 | Property | Resolved | Missing Appraisal (Property) | Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 Open-Appraisal not provided. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 406946709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356039 | FCRE9786 | Credit | Resolved | CLTV exceeds guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Lender guidelines requires a maximum CLTV of 90>%. However, the current CLTV of the subject is <91.05>%. - Due Diligence Vendor-05/22/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 406946709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356053 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 406946709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356050 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 406946709 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9356049 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 877798593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9398222 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 877798593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9379756 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 877798593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372788 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. The borrower identification is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 877798593 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9372714 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. The Offered Homeowner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 657305698 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9386974 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 71.06% after the first mortgage pay down, which exceeds the guideline CTV of 70%. - Due Diligence Vendor-06/03/2026 Open-CLTV exceed the guidelines - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 843708334 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9418301 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. The Applicant(s) Acknowledgement of Acceptance is missing - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 843708334 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9395979 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 824963219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393870 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 824963219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393939 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 824963219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393907 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 824963219 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393940 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 709671234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403435 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 709671234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403444 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 709671234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403448 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 709671234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9433396 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 709671234 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9403427 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding Resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification is missing - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding Resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9407826 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9407788 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9407822 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9407794 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405727 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405746 | FCRE9577 | Credit | Resolved | Missing Borrower Identification - Borrower 4 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 4 identification not provided. Missing Borrower Identification - Borrower 4 - Due Diligence Vendor-05/27/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405735 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 2 identification not provided. Missing Borrower Identification - Borrower 2 - Due Diligence Vendor-05/27/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 627677731 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9405739 | FCRE9576 | Credit | Resolved | Missing Borrower Identification - Borrower 3 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 3 identification not provided. Missing Borrower Identification - Borrower 3 - Due Diligence Vendor-05/27/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 801092685 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381596 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 262855943 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9386292 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 666694948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393259 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided offer with borrower signature, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Offer package provided is executed by lender not borrower, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided offer with borrower signature, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 666694948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394044 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 666694948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393249 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 666694948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393999 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Borrower 1 identification missing - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 666694948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394000 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 2 identification not provided. Borrower 2 identification missing - Due Diligence Vendor-05/27/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 666694948 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394010 | FCRE9584 | Credit | Resolved | Missing Condo Questionnaire | Resolved-Lender provided clarification on Condo Questionnaires document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided clarification on Condo Questionnaires document not required at time of subject transaction, finding resolved - Due Diligence Vendor-06/01/2026 | ||||||
| 810365214 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380910 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. Missing Borrower Identification - Borrower 1 - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 551584468 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394390 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 180769655 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9448427 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/29/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 953165279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9427280 | FCRE9786 | Credit | Resolved | CLTV exceeds guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Lender guidelines requires a maximum CLTV of 85%. However, the current CLTV of the subject is 86.45%. - Due Diligence Vendor-05/28/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 953165279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9427304 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 953165279 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9427349 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Offered homeowner agreement received, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Offered homeowner agreement received, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 722469937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380952 | FCOM9822 | Compliance | Resolved | Important Information Notice and Total Cost Estimate Not Signed | Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 Open-The Important Information Notice and Total Cost Estimate is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed documentation, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 722469937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380950 | FCOM9820 | Compliance | Resolved | Conditions Of Offer Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is not signed. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 722469937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380956 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 722469937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380932 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 722469937 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380933 | FCRE9575 | Credit | Resolved | Missing Borrower Identification - Borrower 2 | Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 Open-Borrower 2 identification not provided. - Due Diligence Vendor-05/26/2026 |
Rescinded-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding rescinded - Due Diligence Vendor-05/29/2026 | ||||||
| 805118115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9490116 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 805118115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9490130 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 805118115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9490125 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 805118115 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9490104 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-06/01/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 805343544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380930 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 805343544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380927 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 805343544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380924 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 805343544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380888 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved. - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 805343544 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380934 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided inspection, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided inspection, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 927340536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381094 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 927340536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381090 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 927340536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381102 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 927340536 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381108 | FCOM0374 | Compliance | Resolved | Applicant(s) Acknowledgement of Acceptance Not Signed | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is not signed. The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 799334849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380836 | FCRE0084 | Credit | Resolved | Missing Home Inspection | Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 Open-The Home Inspection is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided appraisal, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 799334849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9399368 | FCRE0369 | Credit | Resolved | Debt Limit (CLTV) Exceeds Guidelines | Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 Open-Debt Limit (CLTV) Exceeds Guidelines - Due Diligence Vendor-05/27/2026 |
Resolved-After re-review of the loan file, condition is resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 799334849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380819 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 799334849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380821 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 799334849 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380827 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 199249913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9426644 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 199249913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393544 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 199249913 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9426666 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 665843555 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9420467 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. APPLICANT(S) ACKNOWLEDGEMENT OF ACCEPTANCE is missing in the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 459314777 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381557 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 470604503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Primary Residence | 0 | 3 | 1 | 1 | 9356394 | FCOM0375 | Credit | Resolved | Conditions Of Offer Not Satisfied | Resolved-Documentation received, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Missing executed agreement, finding maintained - Due Diligence Vendor-06/02/2026 Open-All conditions provided in the Conditions Of Offer were not satisfied. - Due Diligence Vendor-05/22/2026 |
Resolved-Documentation received, finding resolved. - Due Diligence Vendor-06/04/2026 | |||||||
| 470604503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Primary Residence | 0 | 3 | 1 | 1 | 9356378 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | |||||||
| 470604503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Primary Residence | 0 | 3 | 1 | 1 | 9356361 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | |||||||
| 470604503 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Primary Residence | 0 | 3 | 1 | 1 | 9356386 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | |||||||
| 144007700 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9457535 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 73.69% after the first mortgage pay down, which exceeds the guideline CTV of 70%. - Due Diligence Vendor-06/03/2026 Open-Guidelines dated 11/21/2022 reflects a maximum CLTV of 70% vs audited CLTV of 89%. - Due Diligence Vendor-05/29/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 442009704 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9370084 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 289700722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358257 | FCRE9227 | Credit | Resolved | Borrower 1 Photo ID is expired | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved. - Due Diligence Vendor-06/03/2026 Open-Borrower 1 Photo ID is expired - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 289700722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358504 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 289700722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358498 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 289700722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358393 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 289700722 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358492 | FCRE3846 | Credit | Resolved | Missing required documentation for debt paid by others | Resolved-Debt paid through divorce, finding resolved. - Due Diligence Vendor-06/01/2026 Open-Documentation for debt(s) paid by other than borrower does not meet requirements for exclusion from DTI calculations. - Due Diligence Vendor-05/22/2026 |
Resolved-Debt paid through divorce, finding resolved. - Due Diligence Vendor-06/01/2026 | ||||||
| 848416517 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9393679 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/27/2026 |
Resolved-Lender provided executed agreement, finding resolved. - Due Diligence Vendor-06/03/2026 | ||||||
| 491074329 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380849 | FCRE3843 | Credit | Resolved | Missing Hazard Insurance Declaration | Resolved-Lender provided HOI, finding resolved. - Due Diligence Vendor-06/04/2026 Open-A hazard insurance declaration for this subject property was not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided HOI, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 491074329 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380808 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/26/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 470141202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9453958 | FCRE1195 | Credit | Resolved | Audited CLTV Exceeds Guideline CLTV | Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 Open-After re-review of the loan file, the CLTV is 73.68% after the first mortgage pay down, which exceeds the guideline CTV of 70%. - Due Diligence Vendor-06/03/2026 Open-Guidelines dated 11/21/2022 reflect a maximum CLTV of 70% for an owner-occupied transaction. The subject CLTV is 83.90%. - Due Diligence Vendor-05/29/2026 |
Resolved-After re-review of the loan file, condition resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 470141202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381241 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 470141202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381272 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 470141202 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9381312 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Rescinded-The Important Information Notice and Total Cost Estimate is missing from the file. Invalid finding. Finding rescinded. Document found in file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Rescinded-The Important Information Notice and Total Cost Estimate is missing from the file. Invalid finding. Finding rescinded. Document found in file. - Due Diligence Vendor-05/26/2026 | ||||||
| 751131374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358380 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. MISSING OFFERED HOMEOWNER AGREEMENT TERMS - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 751131374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358323 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Borrower's Acknowledgement of Acceptance is missing. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided missing documentation, finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 751131374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358368 | FCOM9822 | Compliance | Resolved | Important Information Notice and Total Cost Estimate Not Signed | Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Important Information Notice and Total Cost Estimate is not signed. The Important Information Notice and Total Cost Estimate is not signed document is missing. - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer which includes disclosure, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 751131374 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9358345 | FCOM9819 | Compliance | Resolved | Missing Conditions Of Offer | Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 Open-The Conditions Of Offer is missing from the file. The Conditions Of Offer is missing - Due Diligence Vendor-05/22/2026 |
Resolved-Lender provided executed Letter of Offer, finding resolved. - Due Diligence Vendor-06/02/2026 | ||||||
| 569467569 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9425479 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 569467569 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9360190 | FCRE9978 | Credit | Resolved | Missing Permanent Resident Alien Card (Borrower 1) | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Missing Permanent Resident Alien Card for Borrower 1 - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 569467569 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9360191 | FCRE9979 | Credit | Resolved | Missing Permanent Resident Alien Card (Borrower 2) | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Missing Borrower 2 permanent resident alien card Missing Permanent Resident Alien Card for Borrower 2 - Due Diligence Vendor-05/22/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 | ||||||
| 220109157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380484 | FCOM9821 | Compliance | Resolved | Missing Important Information Notice and Total Cost Estimate | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Important Information Notice and Total Cost Estimate is missing from the file. The Important Information Notice and Total Cost Estimate is missing from the file - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 220109157 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9380476 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. - Due Diligence Vendor-05/26/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 343017757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9438472 | FCOM9823 | Compliance | Resolved | Missing Offered HomeOwner Agreement Terms | Resolved-Lender provided executed letter of offer, finding resolved. - Due Diligence Vendor-06/04/2026 Counter-Offer only contains signature for B2, finding maintained - Due Diligence Vendor-06/02/2026 Open-The Offered HomeOwner Agreement Terms is missing from the file. Missing Offered HomeOwner Agreement Terms - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed letter of offer, finding resolved. - Due Diligence Vendor-06/04/2026 | ||||||
| 343017757 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9438465 | FCOM0373 | Compliance | Resolved | Missing Applicant(s) Acknowledgement of Acceptance | Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 Open-The Applicant(s) Acknowledgement of Acceptance is missing from the file. Missing Applicant(s) Acknowledgement of Acceptance - Due Diligence Vendor-05/28/2026 |
Resolved-Lender provided executed document, finding resolved - Due Diligence Vendor-06/03/2026 | ||||||
| 740029460 | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX | XXXXX | XXXXXX | Refinance | Primary Residence | 0 | 3 | 1 | 1 | 9394307 | FCRE9574 | Credit | Resolved | Missing Borrower Identification - Borrower 1 | Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/27/2026 |
Resolved-Retention of ID copies was not a XXXXXX requirement until February 2025. Identity validation was outsourced to and performed by the closing notary. All files in question contain the executed, notarized documents necessary to validate the transaction. Finding resolved - Due Diligence Vendor-06/02/2026 |