v3.26.1
ORGANIZATION AND DESCRIPTION OF BUSINESS
6 Months Ended
Sep. 30, 2025
ORGANIZATION AND DESCRIPTION OF BUSINESS [Abstract]  
ORGANIZATION AND DESCRIPTION OF BUSINESS
1.
ORGANIZATION AND DESCRIPTION OF BUSINESS
Waton Financial Limited (“Waton Financial” or the “Company”), is a holding company incorporated in the British Virgin Islands with limited liability on June 25, 2010 under the original name of “IAM Group Inc.”, which name was changed to “Waton Financial Limited” on July 5, 2023, and conducts its business mainly through its subsidiaries in Hong Kong (hereafter, the “Group”), namely Waton Securities International Limited (“WSI”). WSI principally engaged in the provision of (i) securities brokerage and distribution services, margin financing services and other ancillary services; and (ii) software licensing and related support services, including licensing and Software-as-a-Service (“SaaS”) based delivery of trading platform applications, upgrades and enhancements, maintenance and other related services to securities brokers and financial institutions. Since September 2023, Waton Technology International Limited (“WTI”) has engaged in the provision of software licensing and related support services, including licensing of trading platform applications, upgrades and enhancements, maintenance and other related services to securities brokers and financial institutions.
As of September 30, 2025, the Company’s operating subsidiaries are as follows:

Entity
Date of
Incorporation
Place of
Incorporation
% of
Ownership
Major business
activities
Waton Securities
International Limited (“WSI”)
April 28, 1989
Hong Kong
100%
Broker services and software licensing and related support services
Waton Technology
International Limited (“WTI”)
February 24, 2023
Hong Kong
100%
Software licensing and related support services
Waton Sponsor Limited
September 7, 2023
British Virgin Islands(“BVI”)
100%
Sponsor of a special purpose acquisition company
Love & Health Limited*
October 3, 2023
Cayman Islands
100%
Special Purpose Acquisition Company
Descart Limited
February 23, 2024
United States
100%
General holding

*
As of September 30, 2025, Love & Health Limited has not completed its initial public offering with Nasdaq. 
On April 2, 2025, the Company closed its initial public offering (“IPO”) of 4,375,000 ordinary shares and the sale of an additional 656,250 ordinary shares (the “Over-allotment”), pursuant to the full exercise of the over-allotment option granted to the underwriters in connection with the IPO. The offering price was $4.00 per share. The aggregate gross proceeds of the IPO and Over-allotment were $20,125,000 before deducting underwriting discounts and offering expenses. The ordinary shares of the Company were approved for listing on The Nasdaq Capital Market and commenced trading under the ticker symbol “WTF” on April 1, 2025.
Going concern and liquidity
The Company’s unaudited condensed consolidated financial statements have been prepared assuming that the Company will continue as a going concern, which contemplates continuity of operations, realization of assets, and liquidation of liabilities in the normal course of business.
The Company reported a net loss of $8,366,642 for the six months ended September 30, 2025 and had an accumulated deficit of $17,473,787 as of September 30, 2025. The Company had positive working capital of $23,616,959 and cash and cash equivalents of $14,347,536 as of September 30, 2025. The Company’s unaudited condensed consolidated financial statements do not include any adjustments related to the recoverability and classification of recorded asset amounts or the amounts and classification of liabilities that might be necessary should the Company be unable to continue as a going concern.