Exhibit 99.3
EXECUTIVE
SUMMARY
Third Party Due Diligence Review
Overview
Consolidated Analytics, Inc (“Consolidated Analytics”), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Santander Bank, N.A. through a bulk purchase. The review included a total of 62 newly originated residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as SAN 2026-NQM5 (the “Securitization”). The Review was conducted from September 2025 through April 2026 on mortgage loans originated between August 2025 and April 2026.
Scope of Review
Credit Review
Consolidated Analytics performed a “Credit Review” to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.
The Credit Review attempted to confirm the following:
| a. | QM or ATR Validation / Review of 8 Key Underwriting Factors |
| i. | Income / Assets |
| · | Validate borrower(s) monthly gross income |
| · | Validate funds required to close, required reserves |
| · | Review file documentation for required level of income and asset verifications |
| ii. | Employment Status |
| · | Review file documentation for required level of employment |
| iii. | Monthly Mortgage Payment |
| · | Confirm program, qualifying rate, terms |
| iv. | Simultaneous Loans |
| · | Validate all concurrent loans are included in the DTI to properly assess the ability to repay |
| v. | Mortgage Related Obligations: PITI, HOA, PMI, etc. |
| · | Validate subject loan monthly payment (PITI) and associated obligations |
| vi. | Debts / Obligations |
| · | Validate monthly recurring liabilities |
| vii. | DTI and/or Residual Income |
| · | Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file |
| · | Documentation meets Appendix Q requirements for QM Loans |
| viii. | Credit History |
| · | Review credit report for credit history and required credit depth including any / all inquiries |
| · | Determine representative credit score from credit report |
| b. | Validate loan-to-value (LTV) and combined loan-to-value |
| c. | Review borrower's occupancy |
| d. | Validation through third party resource of the subject properties most recent twelve (12) month sales history |
| e. | Confirm sufficient evidence in loan file, by reviewing the underwriter’s decision to approve the loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt |
| f. | Confirm that Final 1003 is sufficiently completed |
| g. | Provide Audit 1008 with accurate data based on file documentation |
| h. | Confirm Loan Approval conditions were met |
| i. | Review condominium questionnaire to verify all information is complete, prepared by an authorized representative, and address any red flags that may deem condominium project ineligible |
| j. | General QM for any loans originated under the GQM Rule |
| i. | Pricing Thresholds: |
| a. | Pricing for First Lien Loans: |
| i. | 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and |
| ii. | 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and |
| iii. | 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold. |
| b. | Pricing for Subordinate Lien Loans: |
| i. | 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and |
| ii. | 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold. |
| c. | Pricing for Manufactured Homes: |
| i. | 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable dollar amount threshold; and |
| ii. | 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold. |
| ii. | Consider Income and Assets: |
| o | Consumer’s current or reasonably expected income or assets (other than the value of the dwelling that secures the loan; |
| o | The consumer’s debt obligations, alimony, child support; and |
| o | The monthly DTI or residual income. |
| iii. | Verification of Income and Assets: |
| a. | Verification in compliance with one of the “safe harbor” guidelines will meet the QM verification requirement. A creditor is allowed to “mix and match” provisions of the different guidelines rather than only apply one guideline per loan. |
The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer’s income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:
| i. | Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020; |
| ii. | Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020; |
| iii. | Sections II.A.1 and II.A.4-5 of the Federal Housing Administration’s Single Family Housing Policy Handbook, issued October 24, 2019; |
| iv. | Chapter 4 of the U.S. Department of Veterans Affairs’ Lenders Handbook, revised February 22, 2019; |
| v. | Chapter 4 of the U.S. Department of Agriculture’s Field Office Handbook for the Direct Single Family Housing Program, revised March 15, 2019; and |
| vi. | Chapters 9 through 11 of the U.S. Department of Agriculture’s Handbook for the Single Family Guaranteed Loan Program, revised March 19, 2020. |
Compliance Review
Consolidated Analytics performed a “Compliance Review” to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a “Compliance Review” of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:
| a. | Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations |
| b. | Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by TRID Regulations |
| c. | Tolerance Testing |
| i. | Compare Loan Estimate and Closing Disclosures |
| ii. | Identify Tolerance Violations and applicable cost to cure |
| d. | Comprehensive review of Closing Disclosure to determine transaction accuracy |
| e. | Recalculation of APR and Finance Charge |
| f. | Testing of: |
| i. | Federal High Cost Mortgage provisions |
| ii. | Federal Higher Priced Mortgage Loans provisions |
| iii. | Local and/or State Anti-predatory and High Cost provisions |
| iv. | HOEPA Points and Fees |
| g. | Determine whether specified federal disclosures were provided timely based upon comparison of the application date to the dates on such disclosures |
| i. | Service Provider List |
| ii. | Home Ownership Counselling Disclosure |
| iii. | ARM Disclosure |
| h. | Compliance with QM as it relates to: |
| i. | APR Test |
| ii. | Points & Fees Test |
| iii. | Prepayment Penalty Test |
| iv. | Product Eligibility Testing |
| i. | Notice of Right to Cancel (Rescission) Review |
| i. | Confirm transaction date, expiration date, and disbursement date |
| ii. | Confirm document is properly executed by all required parties to the transaction |
| iii. | Confirm the correct Right of Rescission document was executed for the transaction type |
| iv. | Confirm a full three (3) day rescission period was provided to the borrower |
| j. | Confirm through NMLS the loan originator and originating firm's license status was active and properly disclosed on appropriate loan documents |
| k. | Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the Loan(s) |
| l. | Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent with other documents; Confirm collateral documents have been recorded or sent for recording |
The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.
Valuation Review
Consolidated Analytics performed a “Valuation Review,” which included the following:
| a. | Review original appraisal, determination that property is in "average" condition or better, or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be identified with the condition of the property, Consolidated Analytics will alert Client. |
| b. | Review appraisal, determination that property is completely constructed and appraisal is on an “as is basis,” or property is identified as not completely constructed by originating appraiser. |
| c. | Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards. |
| d. | Review and determine the relevance of the comparable properties and ensure that a rational and reliable value was provided and supported as of the effective date of the Origination Appraisal. |
| e. | Review adjustments (line item, net and gross adjustments) to ensure they are reasonable. |
| f. | Ensure that the appraisal conforms to the guidelines provided from the Client. |
| g. | Review appraisal to ensure all required documents were included. |
| h. | Review location map provided within the appraisal for external obsolescence. |
| i. | Ensure highest and best use and zoning complies with guidelines. |
| j. | Confirm there are no marketability issues that affect the subject property. |
| k. | Ensure subject property does not suffer any functional obsolescence. |
| l. | Where applicable, determine if the file did not contain the appraisal or other valuation method and a review could not be performed. |
| m. | Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5 or the LCA score was not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In some instances, based on guidance from the seller, CDA’s were ordered on loans that had an acceptable CU score or R&W eligibility. |
Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.
For loans reviewed in a post-close valuation review scenario (62 loans in total):
Thirty-six (36) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.
Two (2) loans had a Secondary Appraisal, zero (0) loans had an AVM, and twenty-nine (29) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.
If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then an additional valuation product was completed. There was one (1) occurrence of this.
Product totals may not sum due to multiple products for each loan.
TAPE INTEGRITY REVIEW RESULTS SUMMARY
Of the sixty-two (62) mortgage loans reviewed, twenty-three (23) unique mortgage loans (37.10% by loan count) had a total of twenty-eight (28) discrepancies across six (6) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.
| Fields Reviewed | Discrepancy Count |
Percentage |
| Property Type | 15 | 53.57% |
| Calculated DSCR | 6 | 21.43% |
| Number of Units | 3 | 10.71% |
| Qualifying CLTV | 2 | 7.14% |
| Qualifying FICO | 1 | 3.57% |
| Property Zip Code | 1 | 3.57% |
| Grand Total | 28 | 100.00% |
Summary of Results
OVERALL RESULTS SUMMARY
Final Loan Grades
| Overall Loan Results: | |||
| Event Grade | Loan Count | Original Principal Balance | Percent
of Sample |
| Event Grade A | 52 | $23,450,824.00 | 83.87% |
| Event Grade B | 10 | $5,451,050.00 | 16.13% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| Total Sample | 62 | $28,901,874.00 | 100.00% |
| Credit Results: | ||
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 53 | 85.48% |
| Event Grade B | 9 | 14.52% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| Total Sample | 62 | 100.00% |
| Compliance Results: | ||
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 62 | 100.00% |
| Event Grade B | 0 | 0% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| Total Sample | 62 | 100.00% |
| Valuation Results: | ||
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 61 | 98.39% |
| Event Grade B | 1 | 1.61% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| Total Sample | 62 | 100.00% |
Exception Category Summary
The table below summarizes the individual exceptions which carried an associated “A”, “B”, “C”, or “D” level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of “B”, a Credit Grade of “A”, and a Property Grade of “A” would receive an overall Loan Grade of “B”).
| Exception Type |
Exception Level Grade |
Exception Category | Total |
| Credit | A | No Credit Findings | 40 |
| Housing History Does Not Meet Guideline Requirements | 5 | ||
| Missing VOM or VOR | 4 | ||
| Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | 3 | ||
| Audited Reserves are less than Guideline Required Reserves (Number of Months) | 3 | ||
| The Final 1003 is Incomplete | 2 | ||
| The Note is Missing | 2 | ||
| Approval/Underwriting Summary Partially Provided | 2 | ||
| PUD Rider is Missing | 1 | ||
| Audited CLTV Exceeds Guideline CLTV | 1 | ||
| Final CD: Calculating Cash to Close Closing Costs Paid, Closing Costs Financed, Down Pmt, Deposit, and/or Funds for Borrower discrepancy | 1 | ||
| The Note is Incomplete | 1 | ||
| Property Title Issue | 1 | ||
| Audited Loan Amount is less than Guideline Minimum Loan Amount | 1 | ||
| The Deed of Trust is Incomplete | 1 | ||
| Missing verification of taxes, insurance, and/or HOA fees for non-subject property | 1 | ||
| Hazard Insurance Policy is Missing | 1 | ||
| Audited LTV Exceeds Guideline LTV | 1 | ||
| Audited HCLTV Exceeds Guideline HCLTV | 1 | ||
| Income and Employment Do Not Meet Guidelines | 1 | ||
| Total Credit Grade (A) Exceptions: | 73 | ||
| B | Audited FICO is less than Guideline FICO | 3 | |
| Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | 3 | ||
| Audited Loan Amount is less than Guideline Minimum Loan Amount | 2 | ||
| Audited DTI Exceeds Guideline DTI | 1 | ||
| DSCR is less than guideline minimum | 1 | ||
| Audited Reserves are less than Guideline Required Reserves (Number of Months) | 1 | ||
| Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | 1 | ||
| Total Credit Grade (B) Exceptions: | 12 | ||
| Compliance | A | No Compliance Findings | 48 |
| eSigned Documents Consent is Missing | 10 | ||
| Higher-Priced Mortgage Loan Test | 6 | ||
| Missing Required Affiliated Business Disclosure | 1 | ||
| Charges That Cannot Increase Test | 1 | ||
| CA AB 260 Higher-Priced Mortgage Loan Test | 1 | ||
| Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | 1 | ||
| Total Compliance Grade (A) Exceptions: | 68 | ||
| Property | A | No Property Findings | 58 |
| Appraisal is Missing | 1 | ||
| Ineligible Property | 1 | ||
| Total Property Grade (A) Exceptions: | 60 | ||
| B | External Obsolescence Present | 1 | |
| Total Property Grade (B) Exceptions: | 1 |
Event Grade Definitions
| Final Loan Grade | |
| A | Loan meets Credit, Compliance, and Valuation Guidelines |
| B | The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| C | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| D | Loan is missing documentation to perform a sufficient review. |
| Credit Event Grades | |
| A | The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable. |
| B | The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower’s willingness and ability to repay the loan is documented and reasonable. |
| C | The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower’s willingness and ability to repay the loan were not documented or are unreasonable. |
| D | There was not sufficient documentation to perform a review or the credit file was not furnished. |
| Compliance Event Grades | |
| A | The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| B | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| C | The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| D | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |
| Valuation Event Grades | |
| A | The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| B | The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| C | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below “average” condition or the property is not complete or requires significant repairs. The appraisal was not performed on an “as is” basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| D | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |
| Loan ID | Seller ID | Investor Loan ID | Transaction Name | Transaction Type | Script | Buyer | Seller | Submission Month | Submission Date | Submission Time | Initial Review Complete Month | Initial Review Completed Date | Initial Review Complete Time | Initial Review SLA (Days) | Final Loan Review Complete Date | Curative SLA (Days) | Total SLA (Days) | Month Invoiced |
| 400124612 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 3 | 6 | ||
| 400159379 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 16 | 18 | ||
| 400156707 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159384 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 12 | 14 | ||
| 400159071 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159376 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 3 | 5 | ||
| 400159091 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159081 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 22 | 24 | ||
| 400159378 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 3 | 5 | ||
| 400159047 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159090 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 11 | XX/XX/XXXX | 2 | 13 | ||
| 400159377 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 5 | XX/XX/XXXX | 5 | 10 | ||
| 400159382 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 5 | XX/XX/XXXX | 1 | 6 | ||
| 400159383 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 5 | XX/XX/XXXX | 5 | 10 | ||
| 400159375 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 4 | XX/XX/XXXX | 5 | 9 | ||
| 400159083 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159096 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 1 | 4 | ||
| 400159059 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159087 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159050 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159041 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 1 | 4 | ||
| 400159073 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159079 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 1 | 4 | ||
| 400159069 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 3 | 5 | ||
| 400159064 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 1 | 3 | ||
| 400159042 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 2 | 4 | ||
| 400159046 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159380 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159088 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159385 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 5 | XX/XX/XXXX | 1 | 6 | ||
| 400159058 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159035 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 4 | XX/XX/XXXX | 0 | 4 | ||
| 400159076 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 4 | XX/XX/XXXX | 0 | 4 | ||
| 400159055 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 4 | XX/XX/XXXX | 2 | 6 | ||
| 400159032 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 4 | XX/XX/XXXX | 0 | 4 | ||
| 400159031 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159078 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159094 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159040 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 2 | 5 | ||
| 400159066 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159030 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 1 | 3 | ||
| 400159037 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 11 | 13 | ||
| 400159387 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 1 | XX/XX/XXXX | 0 | 1 | ||
| 400159082 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159061 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159027 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 1 | XX/XX/XXXX | 0 | 1 | ||
| 400159043 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 1 | 3 | ||
| 400159072 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 1 | XX/XX/XXXX | 1 | 2 | ||
| 400159044 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159038 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 8 | 11 | ||
| 400159074 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 8 | 11 | ||
| 400159057 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 4 | XX/XX/XXXX | 7 | 11 | ||
| 400159092 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 8 | 10 | ||
| 400159077 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159068 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 6 | 8 | ||
| 400159093 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 0 | 2 | ||
| 400159048 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 7 | 9 | ||
| 400159084 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 2 | XX/XX/XXXX | 7 | 9 | ||
| 400159036 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 6 | 9 | ||
| 400159051 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159060 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 | ||
| 400159026 | XXXXX | XXX | Flow | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | 3 | XX/XX/XXXX | 0 | 3 |
| Loan ID | Alt Id | Investor Loan ID | Note Date | Original Loan Amount | Sales Price | Total Adjusted Prior Purchase Price | Primary Appraised Value | Primary Appraisal Date | Primary Appraisal Type | Primary Appraiser Name | Primary Appraiser License Number | Value for LTV | LTV | CLTV | Loan Reviewed Property Value | Loan Reviewed Variance Amount | Loan Reviewed Variance Percent | Loan Reviewed Product Type | Loan Post-Close Reviewed Property Value | Loan Post-Close Reviewed Variance Amount | Loan Post-Close Reviewed Variance Percent | Loan Post-Close Reviewed Product Type | Second Appraisal Value | Second Appraisal Variance Amount | Second Appraisal Variance Percent | Second Appraisal Date | Second Appraisal Type | AVM Appraised Value | AVM Variance Amount | AVM Variance Percent | AVM Confidence Score | FSD Score | AVM Company Name | AVM Product Name | AVM Appraisal Date | Desk Review Appraised Value | Desk Review Variance Amount | Desk Review Variance Percent | Desk Review Company | Desk Review Risk Score | Desk Review Appraisal Date | Desk Top Appraised Value | Desk Top Variance Amount | Desk Top Variance Percent | Desk Top Company | Desk Top Appraisal Date | BPO Appraised Value | BPO Variance Amount | BPO Variance Percent | BPO Company | BPO Appraisal Date | Field Review Appraised Value | Field Review Variance Amount | Field Review Variance Percent | Field Review Company | Field Review Appraisal Date | 2055 Appraised Value | 2055 Variance Amount | 2055 Variance Percent | 2055 Company | 2055 Appraisal Date | AVE/CMA Appraised Value | AVE/CMA Variance Amount | AVE/CMA Variance Percent | AVE/CMA Company | AVE/CMA Appraisal Date | Completion Report (1004D) Date | Other Appraised Value | Other Variance Amount | Other Variance Percent | Other Appraisal Date | Updated Appraised Value | Updated Variance Amount | Updated Variance Percent | Updated Company | Updated Appraisal Date | Updated Appraisal Type | Loan Collateral Advisor Risk Score | Loan Collateral Advisor Risk Score Date | Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor? | Collateral Underwriter Risk Score | Collateral Underwriter Risk Score Date |
| 400124612 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | XXX | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Not Eligible | 2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159379 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 4.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400156707 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 68.77 | 68.77 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159384 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159071 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Unavailable | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159376 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 49.0 | 49.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Not Eligible | 2.6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159091 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | Eligible | 1.9 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159081 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 70.0 | 70.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159378 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159047 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | Not Eligible | 1.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159090 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | XXX | $XXX | 50.0 | 50.0 | Not Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159377 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 3.7 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159382 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 85.0 | 85.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159383 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | Not Eligible | 1.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159375 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | Not Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159083 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | XXX | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159096 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 64.03 | 64.03 | $XXX | $XXX | .0245 | XX/XX/XXXX | 1004 URAR | XX/XX/XXXX | Not Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159059 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | Eligible | 2.5 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159087 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | XXX | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159050 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | XXX | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159041 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159073 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 49.93 | 49.93 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | 2.8 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159079 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Unavailable | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159069 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 50.04 | 50.04 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159064 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159042 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | XXX | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159046 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159380 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | 3.4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159088 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 60.0 | 60.0 | $XXX | $XXX | -.3493 | Desk Review | $XXX | $XXX | .0090 | XX/XX/XXXX | 1004C Manufactured Home | $XXX | $XXX | -.3493 | XXX | XXX | XX/XX/XXXX | Not Eligible | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159385 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 74.48 | 74.48 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159058 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159035 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159076 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | XXX | $XXX | 58.48 | 58.48 | 2.2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159055 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159032 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 70.0 | 70.0 | Eligible | 2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159031 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | XXX | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159078 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | XXX | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159094 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 48.44 | 48.44 | Eligible | 1.2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159040 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | Eligible | 1.9 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159066 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 54.9 | 54.9 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159030 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 76.64 | 76.64 | 1.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159037 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159387 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 58.06 | 58.06 | Not Eligible | 2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159082 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | XXX | $XXX | 52.12 | 52.12 | 1.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159061 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | 1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159027 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | 1.3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159043 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 40.0 | 40.0 | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159072 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | Not Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159044 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 75.0 | 75.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159038 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159074 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | 2.4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159057 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 60.0 | 60.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | 2.6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159092 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 78.86 | 78.86 | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159077 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Not Eligible | 4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159068 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 44.37 | 44.37 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159093 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | XXX | XXX | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159048 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | XXX | XXX | $XXX | 80.0 | 80.0 | Eligible | 2 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159084 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | 1.6 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159036 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | Eligible | 1 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159051 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 49.75 | 49.75 | Not Eligible | 1.3 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159060 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | XXX | XXX | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | Not Eligible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159026 | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | XXX | XXX | $XXX | 80.0 | 80.0 | Not Eligible | 1 |
| Loan ID | Alt Id | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date |
| 400124612 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | N/A | 0 | 10 | No | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - XXX | Borrower - XXX YRS Executed 4506T Verified - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||
| 400159379 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Annually | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400156707 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159384 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | N/A | Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||
| 400159071 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159376 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159091 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159081 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159378 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | Other | 0 | No | XXX | Borrower - Wage - Written VOE Verified - ["XXX","XXX","XXX","XXX"] - XXX | Borrower - ["XXX","XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||
| 400159047 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159090 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | XXX | 0 | XXX | XXX | XXX | XXX | XXX | 0 | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159377 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159382 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | 0 | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | NA | 0 | 0 | N/A | No | XXX | Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX","XXX"] - XXX || Co Borrower | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX"] - XXX || Co Borrower | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||
| 400159383 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159375 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159083 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 2 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Wage - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||
| 400159096 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Other - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||
| 400159059 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159087 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159050 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159041 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | XXX | 0 | XXX | XXX | XXX | XXX | XXX | 0 | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159073 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159079 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | W2/1099 Verified | 2 | NA | N/A | 0 | 0 | 0 | 3 | 3 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | N/A | Borrower - Other, Other REO Net Rental Income(Loss) - XXX YRS W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified, Lease Agreements Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||
| 400159069 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159064 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 2 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Wage, Commission, Military and Government Assistance, Wage, SSI and Disability, Other REO Net Rental Income(Loss) - XXX YRS W2 XXX Verified, XXX Month Paystubs Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified, Award Letter Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||
| 400159042 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159046 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | XXX | 0 | XXX | XXX | XXX | XXX | XXX | 0 | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159380 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | 2YR Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | XXX | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | 0 | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | NA | 0 | 0 | N/A | No | XXX | Borrower - Other - XXX YRS W2 XXX Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX"] - XXX || Co Borrower - Wage, Overtime - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX"] - XXX || Co Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||
| 400159088 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159385 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 13 | No | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||
| 400159058 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159035 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159076 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Annually | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159055 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159032 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | FNMA 1005 | 0 | No | XXX | Borrower - Wage, Bonus, Commission - Written VOE Verified, XXX YRS Executed 4506T Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||
| 400159031 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | XXX | 0 | XXX | XXX | XXX | XXX | XXX | 0 | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159078 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159094 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159040 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | XXX | XXX | 0 | XXX | XXX | XXX | XXX | XXX | 0 | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159066 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159030 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Annually | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159037 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159387 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159082 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 2 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | Work Number | 0 | No | XXX | Borrower - Wage - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, Written VOE Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||
| 400159061 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159027 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159043 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||
| 400159072 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159044 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159038 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159074 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||
| 400159057 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | XXX | 0 | XXX | XXX | XXX | XXX | XXX | 0 | 0 | Yes | XXX | XXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159092 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Wage, Overtime, Bonus - XXX YRS W2 XXX Verified, XXX Months Paystubs Verified, XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified, XXX YRS IRS Transcripts Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||
| 400159077 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159068 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159093 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159048 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Monthly | XXX% | XXX% | XXX% | XXX | XXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | Other | 0 | No | XXX | Borrower - Wage - Written VOE Verified, XXX YRS Executed 4506T Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||
| 400159084 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | 0 | No | XXX | Borrower - Other - CPA Letter Verified, XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX","XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||
| 400159036 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | Annually | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159051 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | XXX | 0 | XXX | XXX | XXX | XXX | XXX | 0 | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159060 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | $XXX | XX/XX/XXXX | XXX% | Manual Underwriting | No | XXX% | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | XXX | XXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | XXX | XXX | XXX | XXX | XXX | XXX | 0 | XXX | XXX | XXX | XXX | NA | XXX | XXX | N/A | NA | 0 | 0 | N/A | No | XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX"] - XXX || Co Borrower - Wage - XXX YRS Executed 4506T Verified, Business Bank Statements Verified - ["XXX","XXX"] - XXX | Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX"] - XXX || Co Borrower - XXX YRS Executed 4506T Verified - ["XXX","XXX"] - XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | ||||||||||||||||||||||||
| 400159026 | XXXXX | XXX | XXX | XXX | No | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | No | XXX% | $XXX | No | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | XXX% | XXX% | XXX% | XXX | XXX | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | XXX | XXX | XXX | XXX | XXX | 0 | Yes | XXX | XXX | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 XXX Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null XXX Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null XXX Schedule E Verified | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XX/XX/XXXX |
| Loan ID | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As | Borrower 1 Trust Name | Borrower 2 Trust Name | Borrower 3 Trust Name | Borrower 4 Trust Name |
| 400124612 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159379 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 70.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400156707 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 68.77 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159384 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159071 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159376 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 49.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159091 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159081 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 70.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159378 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159047 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159090 | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | No | Bank / Credit Reference | $XXX | $XXX | $XXX | XXX | No | 50.0 | XXX | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159377 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159382 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 85.0 | XXX | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159383 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159375 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159083 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159096 | XXX | No | XXX | XXX | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 64.03 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159059 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159087 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159050 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 70.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159041 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 65.0 | XXX | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159073 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 49.93 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159079 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159069 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 50.04 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159064 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 70.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159042 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159046 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159380 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159088 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 60.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159385 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 74.48 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159058 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159035 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159076 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 58.48 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159055 | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 65.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159032 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 70.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159031 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159078 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159094 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 48.44 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159040 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159066 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | Unknown | N/A | $XXX | $XXX | $XXX | XXX | No | 54.9 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159030 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 76.64 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159037 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159387 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 58.06 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159082 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 52.12 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159061 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159027 | XXX | No | XXX | XXX | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159043 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 40.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159072 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159044 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159038 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 70.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159074 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159057 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 60.0 | XXX | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159092 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 78.86 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159077 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 65.0 | XXX | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159068 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 44.37 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159093 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 75.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159048 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159084 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XX/XX/XXXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159036 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159051 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 49.75 | XXX | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159060 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159026 | XXX | No | XXX | XXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | XXX | XXX | XXX | XXX | XXX | XXX | XX/XX/XXXX | XXX | Fee Simple | No | No | N/A | $XXX | $XXX | $XXX | XXX | No | 80.0 | XXX | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| LOAN INFORMATION | INITIAL CREDIT LOAN GRADES | INITIAL COMPLIANCE LOAN GRADES | INITIAL PROPERTY LOAN GRADES | INITIAL OVERALL LOAN GRADES | FINAL CREDIT LOAN GRADES | FINAL COMPLIANCE LOAN GRADES | FINAL PROPERTY LOAN GRADES | FINAL OVERALL LOAN GRADES | |||||||||||||||||||||||||||||||||||
| Loan ID | Alt Id | Investor Loan ID | Original Loan Amount | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys |
| 400124612 | XXXXX | $XXXXXX | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159379 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400156707 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159384 | XXXXX | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159071 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159376 | XXXXX | $XXXXXX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159091 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159081 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159378 | XXXXX | $XXXXXX | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159047 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159090 | XXXXX | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159377 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159382 | XXXXX | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159383 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159375 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159083 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159096 | XXXXX | $XXXXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159059 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159087 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159050 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159041 | XXXXX | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159073 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159079 | XXXXX | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159069 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159064 | XXXXX | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159042 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159046 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159380 | XXXXX | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159088 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159385 | XXXXX | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159058 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159035 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159076 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159055 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159032 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159031 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159078 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159094 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159040 | XXXXX | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159066 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159030 | XXXXX | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159037 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159387 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159082 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159061 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159027 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159043 | XXXXX | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159072 | XXXXX | $XXXXXX | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159044 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159038 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159074 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159057 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | |
| 400159092 | XXXXX | $XXXXXX | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159077 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159068 | XXXXX | $XXXXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159093 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159048 | XXXXX | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159084 | XXXXX | $XXXXXX | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159036 | XXXXX | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | |
| 400159051 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159060 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 400159026 | XXXXX | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| Loan ID | Alt Id | Investor Loan ID | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Current/Final Loan Grade | Compliance Initial Loan Grade | Compliance Current/Final Loan Grade | Property Initial Loan Grade | Property Current/Final Loan Grade | Queue | Finding Code | Date Created | Date Modified | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Finding Comments | Seller Comments | Resolution Comments | Reviewer Comp Factor | Originator Comp Factors | Finding Documents | Originator QM Status | Final Reviewed QM Status | Loan Amount | Property State | Occupancy | Loan Purpose | Refinance Purpose | Acknowledged / WaivedBy | Waiver in File? |
| 400124612 | XXXXX | D | B | D | B | B | A | A | A | Closed | FCOM9186 | 2025-09-25 12:08 | 2025-10-02 07:20 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached e-consent form - Seller-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation Required eSigned documents consent is missing. - Due Diligence Vendor-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation Required eSigned documents consent is missing. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached e-consent form - Seller-XX/XX/XXXX | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | EConsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400124612 | XXXXX | D | B | D | B | B | A | A | A | Closed | FCOM1233 | 2025-09-29 14:40 | 2025-10-02 07:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached 1003 - Buyer-XX/XX/XXXX | Open-The Final 1003 is Incomplete Final 1003 application list the borrowers primary residence located in XXX as sold in section 3a. property you own. A letter from the borrower in file States this property is is primary residence. Additionally the borrower refinanced this property on XX/XX/XXXX confirmed with that transactions closing disclosure in file. - Due Diligence Vendor-XX/XX/XXXX | Open-The Final 1003 is Incomplete Final 1003 application list the borrowers primary residence located in XXX as sold in section 3a. property you own. A letter from the borrower in file States this property is is primary residence. Additionally the borrower refinanced this property on XX/XX/XXXX confirmed with that transactions closing disclosure in file. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | XXX URLA (1003_65) - All Pages df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400124612 | XXXXX | D | B | D | B | B | A | A | A | Closed | FCRE1437 | 2025-09-29 15:30 | 2025-10-02 07:20 | Resolved | 1 - Information | C | A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Here is the XXX. XXX print out. - Seller-XX/XX/XXXX | Counter-The attached bank Statement for XXX XXX is the borrower's personal account. Please provide the business bank Statement for XXX XXX acct# XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see requested bank Statements. - Seller-XX/XX/XXXX | Open-Income and Employment Do Not Meet Guidelines The loan file is missing XXX months of business bank Statements. Specifically, the Statements for XXX XXX and XXX XXX are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Open-Income and Employment Do Not Meet Guidelines The loan file is missing XXX months of business bank Statements. Specifically, the Statements for XXX XXX and XXX XXX are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Here is the XXX. XXX print out. - Seller-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see requested bank Statements. - Seller-XX/XX/XXXX | | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | BUSINESS XXX XXX df | dec XXX business df | XXX Statement df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400124612 | XXXXX | D | B | D | B | B | A | A | A | Closed | FCRE1197 | 2025-09-29 14:32 | 2025-10-01 14:24 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Lender exception approval provided - XXX FICO vs XXX FICO required per guidelines. Comp factors: XXX months post close reserves, XXX housing history, Stable employment history, Low DTI. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see UW exception regarding FICO score - Buyer-XX/XX/XXXX | Open-Audited FICO of XXX is less than Guideline FICO of XXX FICO score of XXX is less than Guideline minimum FICO of XXX - Due Diligence Vendor-XX/XX/XXXX | Open-Audited FICO of XXX is less than Guideline FICO of XXX FICO score of XXX is less than Guideline minimum FICO of XXX - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Lender exception approval provided - XXX FICO vs XXX FICO required per guidelines. Comp factors: XXX months post close reserves, XXX housing history, Stable employment history, Low DTI. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Baird Exception Approval df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | Originator Pre-Close | Yes | ||
| 400124612 | XXXXX | D | B | D | B | B | A | A | A | Closed | FPRO8998 | 2025-09-29 16:12 | 2025-09-29 16:13 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159379 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCRE0360 | 2026-04-10 20:16 | 2026-04-10 20:17 | Acknowledged | 2 - Non-Material | C | B | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Acknowledged-Lender provided exception - acknowledging the Cash receipt for previous VOR. Compensating Factors : Reserves exceed program requirement; XXX housing history. Approved. - Due Diligence Vendor-XX/XX/XXXX | Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. VOR in file shows sufficient housing history for the borrower's previous property. The most recent rental history is showing and confirmed with cash receipts. Per guidelines, cancelled checks/bank Statements are required in lieu of VOR. - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Lender provided exception - acknowledging the Cash receipt for previous VOR. Compensating Factors : Reserves exceed program requirement; XXX housing history. Approved. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | Investor Post-Close | No | |||
| 400159379 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCOM1227 | 2026-03-03 15:55 | 2026-04-10 20:10 | Resolved | 1 - Information | D | A | Credit | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached recorded Corrective Affidavit and signed PUD Rider. - Buyer-XX/XX/XXXX | Open-PUD Rider is Missing - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Affidavit #XXX - XXX DF | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159379 | XXXXX | D | B | D | B | A | A | A | A | Closed | FPRO8998 | 2026-03-03 16:24 | 2026-03-04 17:34 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400156707 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-04 15:14 | 2026-03-06 14:03 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400156707 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-04 15:14 | 2026-03-06 14:03 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400156707 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-05 12:16 | 2026-03-06 14:03 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Buyer | FCRE1193 | 2026-04-15 09:55 | 2026-04-15 09:58 | Ready for Review | 2 - Non-Material | C | B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Ready for Review-Document Uploaded. An updated exception approval document was provided - Approved for Request for loan amount of XXX & XXX% DTI exception (mas is XXX%). Compensating factors : Stable employment history; High FICO - XXX - Due Diligence Vendor-XX/XX/XXXX | Open-Audited DTI of XXX% exceeds Guideline DTI of XXX% Final loan application signed XX/XX/XXXX reflects the XXX account #XXX monthly debt of $XXX; however, this debt was not included in the DTI calculation on the XXX resulting in Audit's DTI of XXX vs lender's XXX DTI. - Due Diligence Vendor-XX/XX/XXXX | | | | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Approved XXX Exception XXX | XXX XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE1195 | 2026-03-10 14:45 | 2026-04-15 09:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Audited CLTV of 80% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached XXX matrix, as we may need to send this to the TPR firm. This is a RT primary refinance of a XXX, guidance allows rural up to 80% LTV. - Buyer-XX/XX/XXXX | Open-Audited CLTV of 80% exceeds Guideline CLTV of 65% Manufactured Home (XXX): Max 65% LTV for Rate/Term and Cash-Out Property is a Manufactured Home Double Wide and Rural with XXX acres per appraisal - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Audited CLTV of 80% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | XXX Matrix df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE1196 | 2026-03-10 14:45 | 2026-04-15 09:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Resolved-Audited HLTV of 80% is less than or equal to Guideline HCLTV of 80% - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached XXX matrix, as we may need to send this to the TPR firm. This is a RT primary refinance of a XXX, guidance allows rural up to 80% LTV. - Buyer-XX/XX/XXXX | Open-Audited HLTV of 80% exceeds Guideline HCLTV of 65% Manufactured Home (XXX): Max 65% LTV for Rate/Term and Cash-Out Property is a Manufactured Home Double Wide and Rural with XXX acres per appraisal - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Audited HLTV of 80% is less than or equal to Guideline HCLTV of 80% - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | XXX Matrix df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE1194 | 2026-03-10 14:45 | 2026-04-15 09:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Audited LTV of 80% is less than or equal to Guideline LTV of 80% - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Lender provided updated XXX Matrix dated XX/XX/XXXX reflecting XXX/Rural at XXX% for Purchase and R/T Refi. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached XXX matrix, as we may need to send this to the TPR firm. This is a RT primary refinance of a XXX, guidance allows rural up to 80% LTV. - Seller-XX/XX/XXXX | Open-Audited LTV of 80% exceeds Guideline LTV of 65% Manufactured Home (XXX): Max 65% LTV for Rate/Term and Cash-Out Property is a Manufactured Home Double Wide and Rural with XXX acres per appraisal - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached XXX matrix, as we may need to send this to the TPR firm. This is a RT primary refinance of a XXX, guidance allows rural up to 80% LTV. - Seller-XX/XX/XXXX | | Resolved-Audited LTV of 80% is less than or equal to Guideline LTV of 80% - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | XXX Matrix df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE9995 | 2026-03-10 14:45 | 2026-04-15 09:55 | Resolved | 1 - Information | C | A | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see additional asset and updated 1003/XXX - Seller-XX/XX/XXXX | Open-Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. Fund to close and XXX months reserves are XXX borrower has XXX which included XXX gift funds for a shortage of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see additional asset and updated 1003/XXX - Seller-XX/XX/XXXX | | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | BOK Statement df | XXX Summary df | URLA 1003 df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE1198 | 2026-03-10 14:45 | 2026-04-15 09:55 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see additional asset and updated 1003/XXX - Seller-XX/XX/XXXX | Open-Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Fund to close and XXX months reserves are XXX borrower has XXX which included XXX gift funds for a shortage of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see additional asset and updated 1003/XXX - Seller-XX/XX/XXXX | | Resolved-Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | XXX Summary df | XXX Statement df | URLA 1003 df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE1200 | 2026-03-10 14:45 | 2026-03-13 08:17 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-Lender exception approval provided - Minimum loan amount of $XXX - approved loan amount of $XXX. Compensating Factors: High FICO XXX point above cap, stable employment of XXX years. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see exception on loan amount. - Buyer-XX/XX/XXXX | Open-Audited Loan Amount of XXX is less than the Guideline Minimum Loan Amount of XXX exception int the file for the lower loan amount of XXX - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Lender exception approval provided - Minimum loan amount of $XXX - approved loan amount of $XXX. Compensating Factors: High FICO XXX point above cap, stable employment of XXX years. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | loan amount exception df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | Originator Pre-Close | Yes | ||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | finding-3352 | 2026-03-09 12:28 | 2026-03-10 17:53 | Resolved | 1 - Information | A | A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Compliant - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159384 | XXXXX | C | B | C | B | A | A | A | A | Closed | FPRO8998 | 2026-03-10 15:08 | 2026-03-10 17:53 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159071 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-17 12:39 | 2026-03-19 14:14 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159071 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-18 09:44 | 2026-03-19 14:14 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159071 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-18 09:45 | 2026-03-19 14:14 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159376 | XXXXX | C | B | C | B | A | A | C | A | Closed | FCRE1254 | 2026-03-19 15:31 | 2026-03-25 11:04 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Grant Deed. Grant Deed updates the vesting to what is reflected on the current Deed of Trust. Please note that XXX was the borrower's previous vesting which is why it is reflected on the title report. Please advise if Grant Deed is sufficient to clear condition. - Buyer-XX/XX/XXXX | Open-Property Title Issue Title to make corrections to borrower name. XXX from passport and legal tax documents not XXX - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 49% is less than Guideline LTV of 70% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 70% | Grant Deed df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159376 | XXXXX | C | B | C | B | A | A | C | A | Closed | FCRE1197 | 2026-03-24 07:50 | 2026-03-24 07:53 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Lender exception approval for: Minimum FICO of XXX required for rural; current FICO XXX Compensating Factor: LTV 10% below cap XXX% - Due Diligence Vendor-XX/XX/XXXX | Open-Audited FICO of XXX is less than Guideline FICO of XXX - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Lender exception approval for: Minimum FICO of XXX required for rural; current FICO XXX Compensating Factor: LTV 10% below cap XXX% - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 49% is less than Guideline LTV of 70% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 70% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | Originator Pre-Close | Yes | |||
| 400159376 | XXXXX | C | B | C | B | A | A | C | A | Closed | FVAL5524 | 2026-03-19 16:00 | 2026-03-24 07:52 | Resolved | 1 - Information | C | A | Property | Property | Ineligible Property | Resolved-Lender confirmed the TrailBlazer Plus DSCR Guidelines State: Rural: Max 75% LTV for Purchase; Max 70% LTV for Rate/Term; Max XXX% for Cash-Out - Max XXX loan amount; Minimum XXX credit score. Also, Lender exception approval for: Minimum FICO of XXX required for rural; current FICO XXX Compensating Factor: LTV 10% below cap XXX% - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. per UW: Trailblazer Plus ITIN allows Rural (subject is ~XXX acres), and there is an Exception in the file since borrower’s credit score is < XXX - Buyer-XX/XX/XXXX | Open-Property is Rural Investment, per GL Rural property are ineligible - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Lender confirmed the TrailBlazer Plus DSCR Guidelines State: Rural: Max 75% LTV for Purchase; Max 70% LTV for Rate/Term; Max XXX% for Cash-Out - Max XXX loan amount; Minimum XXX credit score. Also, Lender exception approval for: Minimum FICO of XXX required for rural; current FICO XXX Compensating Factor: LTV 10% below cap XXX% - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 49% is less than Guideline LTV of 70% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 70% | Trailblazer Plus ITIN Guidelines df | Approved Exeption Castro Rodriguez XXX df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159376 | XXXXX | C | B | C | B | A | A | C | A | Closed | FCOM8997 | 2026-03-19 11:05 | 2026-03-20 15:16 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 49% is less than Guideline LTV of 70% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49% is less than Guideline CLTV of 70% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159091 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-19 11:15 | 2026-03-20 15:16 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159091 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-20 10:42 | 2026-03-20 15:16 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159091 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-20 10:43 | 2026-03-20 15:16 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159081 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCRE5116 | 2026-03-20 08:00 | 2026-04-21 11:25 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing. A copy of the credit supplement was provided and confirms the XXX/Feb payments. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached credit supplement - Buyer-XX/XX/XXXX | Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing proof of mtg payment for XXX XX/XX/XXXX and XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing. A copy of the credit supplement was provided and confirms the XXX/Feb payments. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX - XXX Sup df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159081 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM8997 | 2026-03-19 13:05 | 2026-03-20 15:16 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159081 | XXXXX | D | A | D | A | A | A | A | A | Closed | FPRO8998 | 2026-03-20 08:41 | 2026-03-20 15:16 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159378 | XXXXX | C | A | C | A | B | A | A | A | Closed | FCRE9995 | 2026-03-20 14:59 | 2026-04-13 08:37 | Resolved | 1 - Information | C | A | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Feb. bank Statement. - Buyer-XX/XX/XXXX | Counter-The loan file is Missing the asset document from XX/XX/XXXX reflecting $XXX. Please provide. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: With this CD showing XXX cents to the borrower, we should be fine cash to close wise, as the TPR firm missed the updated asset amount below from XX/XX/XXXX reflecting $XXX. By this time, the EMD from XX/XX/XXXX had already cleared the account. The TPR firm not giving the borrower enough in assets. - Buyer-XX/XX/XXXX | Open-Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. Assets are short reserves per the documentation provided in the file. Gift funds are $XXX; EMD XXX and funds available from personal funds $ XXX. Total asset verified XXX but the EMD and Gift funds were applied at closing. Final amount for reserves are based on the borrower's available (personal) funds in the amount of $XXX. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | WIRE DETAIL FTC GIFT df | ALTA Settlement Combined df | Closing Disclosure PCCD df | Updated Gift Letter df | UW rebuttal df | final cd df | XXX bank Statement df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159378 | XXXXX | C | A | C | A | B | A | A | A | Closed | FCRE1198 | 2026-03-20 14:59 | 2026-04-13 08:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Feb. bank Statement. - Seller-XX/XX/XXXX | Counter-The loan file is Missing the asset document from XX/XX/XXXX reflecting $XXX. Please provide. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: With this CD showing XXX cents to the borrower, we should be fine cash to close wise, as the TPR firm missed the updated asset amount below from XX/XX/XXXX reflecting $XXX. By this time, the EMD from XX/XX/XXXX had already cleared the account. The TPR firm not giving the borrower enough in assets. - Buyer-XX/XX/XXXX | Open-Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Assets are short reserves per the documentation provided in the file. Gift funds are $XXX; EMD XXX and funds available from personal funds $ XXX. Total asset verified XXX but the EMD and Gift funds were applied at closing. Final amount for reserves are based on the borrower's available (personal) funds in the amount of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Feb. bank Statement. - Seller-XX/XX/XXXX | | Resolved-Audited Reserves of XX/XX/XXXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | UW rebuttal df | WIRE DETAIL FTC GIFT df | ALTA Settlement Combined df | Closing Disclosure PCCD df | Updated Gift Letter df | final cd df | Feb bank Statement df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159378 | XXXXX | C | A | C | A | B | A | A | A | Closed | FCOM9186 | 2026-03-20 08:42 | 2026-03-24 09:44 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached econsent - Seller-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached econsent - Seller-XX/XX/XXXX | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | econsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159378 | XXXXX | C | A | C | A | B | A | A | A | Closed | finding-2962 | 2026-03-20 08:46 | 2026-03-23 15:27 | Resolved | 1 - Information | A | A | Compliance | Points & Fees | CA AB 260 Higher-Priced Mortgage Loan Test | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159378 | XXXXX | C | A | C | A | B | A | A | A | Closed | finding-3352 | 2026-03-20 08:46 | 2026-03-23 15:27 | Resolved | 1 - Information | A | A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML requirements met. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159378 | XXXXX | C | A | C | A | B | A | A | A | Closed | FPRO8998 | 2026-03-20 15:21 | 2026-03-23 15:27 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159047 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-20 09:19 | 2026-03-23 15:27 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159047 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-20 16:46 | 2026-03-23 15:27 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159047 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-20 16:47 | 2026-03-23 15:27 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159090 | XXXXX | C | A | C | A | A | A | A | A | Closed | FCOM2727 | 2026-04-02 09:40 | 2026-04-07 13:10 | Resolved | 1 - Information | C | A | Credit | Data | Final CD: Calculating Cash to Close Closing Costs Paid, Closing Costs Financed, Down Pmt, Deposit, and/or Funds for Borrower discrepancy | Resolved-Received copy of documentation showing the clearance of the EMD. Resolved - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see proof of XXX clearance. - Buyer-XX/XX/XXXX | Open-$XXX XX/XX/XXXX shows only balance and not clearance of XXX Provide document to show XXX cleared borrowers account - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Received copy of documentation showing the clearance of the EMD. Resolved - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Proof of EMD Source of $XXX EMD on XXX df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159090 | XXXXX | C | A | C | A | A | A | A | A | Closed | FCOM8997 | 2026-03-20 07:58 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159090 | XXXXX | C | A | C | A | A | A | A | A | Closed | FPRO8998 | 2026-04-02 10:20 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 50% is less than Guideline LTV of 75% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159377 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCRE1440 | 2026-03-23 09:03 | 2026-04-02 05:39 | Resolved | 1 - Information | C | A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see correct VOM - Buyer-XX/XX/XXXX | Open-Housing History Does Not Meet Guideline Requirements Mortgage payment history showing XXX is missing for the subject property - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | VOM XXX df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159377 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCRE5116 | 2026-03-24 12:11 | 2026-04-02 05:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see correct VOM - Buyer-XX/XX/XXXX | Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Document is Missing. VOM is for property XXX XXX XX/XX/XXXX XXX and not the subject of XXX XXX XX/XX/XXXX XXX - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | VOM XXX df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159377 | XXXXX | D | A | D | A | A | A | A | A | Closed | FPRO8998 | 2026-03-23 10:10 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159377 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM8997 | 2026-03-24 12:08 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159382 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCOM9186 | 2026-03-23 15:41 | 2026-03-27 08:01 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see econsent in UTC timezone - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Missing the e-consent prior to the first e-signed disclosure dated XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | econsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159382 | XXXXX | B | A | A | A | B | A | A | A | Closed | finding-3352 | 2026-03-23 15:41 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159382 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCRE8999 | 2026-03-23 16:31 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159382 | XXXXX | B | A | A | A | B | A | A | A | Closed | FPRO8998 | 2026-03-23 16:32 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159383 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCRE1440 | 2026-03-23 14:39 | 2026-04-02 05:29 | Resolved | 1 - Information | C | A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: Please have XXX see attached; the borrower owned a property through their LLC, we have a prop profile, LLC docs, and VOM to establish this. The exception was solely for the XXX months they rented, and we should be covered with that, and the attached. - Seller-XX/XX/XXXX | Open-Housing History Does Not Meet Guideline Requirements Verification of the borrower’s most recent XXX or XXX-month payment history s required..... VOR exception cover VOR only without cancelled check but not exception for only XXX moths reporting. VOR for XXX XXX only XXX months reporting missing additional XXX month rent history for evidence of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: Please have XXX see attached; the borrower owned a property through their LLC, we have a prop profile, LLC docs, and VOM to establish this. The exception was solely for the XXX months they rented, and we should be covered with that, and the attached. - Seller-XX/XX/XXXX | | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX VOM covering first XXX months df | XXX exception XXX Rising df | XXX docs df | XXX XXX Prop Profile df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159383 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCRE5116 | 2026-03-24 12:11 | 2026-04-02 05:29 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: Please have XXX see attached; the borrower owned a property through their LLC, we have a prop profile, LLC docs, and VOM to establish this. The exception was solely for the XXX months they rented, and we should be covered with that, and the attached. - Seller-XX/XX/XXXX | Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Verification of the borrower’s most recent XXX or XXX-month payment history s required..... VOR exception cover VOR only without cancelled check but not exception for only XXX moths reporting. VOR for XXX XXX only XXX months reporting missing additional XXX month rent history for evidence of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: Please have XXX see attached; the borrower owned a property through their LLC, we have a prop profile, LLC docs, and VOM to establish this. The exception was solely for the XXX months they rented, and we should be covered with that, and the attached. - Seller-XX/XX/XXXX | | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX VOM covering first XXX months df | XXX exception XXX Rising df | XXX docs df | XXX XXX Prop Profile df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159383 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCRE0360 | 2026-04-02 05:27 | 2026-04-02 05:27 | Acknowledged | 2 - Non-Material | B | B | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Lender exception approval for VOR Only, unable to supply cancelled checks. Contingent upon acceptable appraisal and DSCR @ XXX% Comp Factors: XXX history. - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Lender exception approval for VOR Only, unable to supply cancelled checks. Contingent upon acceptable appraisal and DSCR @ XXX% Comp Factors: XXX history. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | Originator Pre-Close | Yes | |||
| 400159383 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCOM1206 | 2026-03-20 07:05 | 2026-03-27 10:53 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The Note is Missing | Resolved-The Note is Present. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Note. - Seller-XX/XX/XXXX | Open-The Note is Missing. Note is missing from the file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Note. - Seller-XX/XX/XXXX | | Resolved-The Note is Present. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | note df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159383 | XXXXX | D | B | D | B | A | A | A | A | Closed | FPRO8998 | 2026-03-23 15:04 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159383 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCOM8997 | 2026-03-24 12:09 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159375 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCRE1440 | 2026-03-23 15:18 | 2026-04-02 05:21 | Resolved | 1 - Information | C | A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: Please have XXX see attached; the borrower owned a property through their LLC, we have a prop profile, LLC docs, and VOM to establish this. The exception was solely for the XXX months they rented, and we should be covered with that, and the attached. - Buyer-XX/XX/XXXX | Open-Housing History Does Not Meet Guideline Requirements VOR for XXX mths Exception page XXX for rental history = VOR only, unable to supply cancelled checks. Per GL : Verification of the borrower’s most recent XXX or XXX-month payment history s required..... VOR exception cover VOR only without cancelled check but not exception for only XXX moths reporting. VOR for XXX XXX only 4months reporting missing additional XXX month rent history for evidence of XXX - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX exception XXX Rising df | XXX VOM covering first XXX months df | XXX LLC docs df | XXX XXX Prop Profile df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159375 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCRE5116 | 2026-03-23 15:18 | 2026-04-02 05:21 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: Please have XXX see attached; the borrower owned a property through their LLC, we have a prop profile, LLC docs, and VOM to establish this. The exception was solely for the XXX months they rented, and we should be covered with that, and the attached. - Buyer-XX/XX/XXXX | Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. VOR for XXX mths Exception page XXX for rental history = VOR only, unable to supply cancelled checks. Per GL : Verification of the borrower’s most recent XXX or XXX-month payment history s required..... VOR exception cover VOR only without cancelled check but not exception for only XXX moths reporting. VOR for XXX XXX only 4months reporting missing additional XXX month rent history for evidence of XXX - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX exception XXX Rising df | XXX VOM covering first XXX months df | XXX LLC docs df | XXX XXX Prop Profile df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159375 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCRE0360 | 2026-04-02 05:21 | 2026-04-02 05:21 | Acknowledged | 2 - Non-Material | B | B | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Lender exception approval for VOR Only, unable to supply cancelled checks. Contingent upon acceptable appraisal and DSCR @ XXX% Comp Factors: XXX history. - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Lender exception approval for VOR Only, unable to supply cancelled checks. Contingent upon acceptable appraisal and DSCR @ XXX% Comp Factors: XXX history. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | Originator Pre-Close | Yes | |||
| 400159375 | XXXXX | D | B | D | B | A | A | A | A | Closed | FCOM8997 | 2026-03-23 13:47 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159375 | XXXXX | D | B | D | B | A | A | A | A | Closed | FPRO8998 | 2026-03-23 15:36 | 2026-03-25 21:45 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159083 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-24 13:07 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159083 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-25 07:55 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159083 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-25 07:55 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159096 | XXXXX | C | B | C | B | C | A | A | A | Closed | FCRE1198 | 2026-03-25 11:03 | 2026-03-27 11:10 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Acknowledged-Lender exception approval provided: Requesting an exception for min XXX credit score XXX for max XXX loan amount, and XXX months reserves. Compensating Factors: Low DTI XXX% almost XXX% below cap, and high discretionary income. Approval on XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see reserve exception - Seller-XX/XX/XXXX | Open-Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) Lender did not include additional insurance of monthly XXX for increased coverage as is listed on the final CD, into the total PITIA to calculated monthly reserves. Total PITIA $XXX=$XXX. Verified funds XXX cash to close XXX = $XXX. -$XXX--$XXX short - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see reserve exception - Seller-XX/XX/XXXX | | Acknowledged-Lender exception approval provided: Requesting an exception for min XXX credit score XXX for max XXX loan amount, and XXX months reserves. Compensating Factors: Low DTI XXX% almost XXX% below cap, and high discretionary income. Approval on XXX. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Reserve Exception df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | Originator Post-Close | Yes | ||
| 400159096 | XXXXX | C | B | C | B | C | A | A | A | Closed | FCRE9995 | 2026-03-25 11:03 | 2026-03-27 11:10 | Acknowledged | 2 - Non-Material | C | B | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Acknowledged-Lender exception approval provided: Requesting an exception for min XXX credit score XXX for max XXX loan amount, and XXX months reserves. Compensating Factors: Low DTI XXX% almost XXX% below cap, and high discretionary income. Approval on XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see reserve exception - Seller-XX/XX/XXXX | Open-Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. Lender did not include additional insurance of monthly XXX for increased coverage as is listed on the final CD, into the total PITIA to calculated monthly reserves. Total PITIA $XXX=$XXX. Verified funds XXX cash to close XXX = $XXX. -$XXX--$XXX short - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see reserve exception - Seller-XX/XX/XXXX | | Acknowledged-Lender exception approval provided: Requesting an exception for min XXX credit score XXX for max XXX loan amount, and XXX months reserves. Compensating Factors: Low DTI XXX% almost XXX% below cap, and high discretionary income. Approval on XXX. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Low DTI XXX% almost XXX% below cap, and high discretionary income. | Reserve Exception df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | Originator Post-Close | Yes | |
| 400159096 | XXXXX | C | B | C | B | C | A | A | A | Closed | FCRE1197 | 2026-03-25 11:03 | 2026-03-27 11:06 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Acknowledged-Lender exception approval provided: Minimum credit score of XXX actual XXX at $XXX loan amount. Compensating Factors: Low DTI XXX% almost XXX% below cap, and high discretionary income. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see fico score exception - Buyer-XX/XX/XXXX | Open-Audited FICO of XXX is less than Guideline FICO of XXX exception in the file to used XXX score - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Lender exception approval provided: Minimum credit score of XXX actual XXX at $3m loan amount. Compensating Factors: Low DTI XXX% almost XXX% below cap, and high discretionary income. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Low DTI XXX% almost XXX% below cap, and high discretionary income. | FICO Exception df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | Originator Post-Close | Yes | |
| 400159096 | XXXXX | C | B | C | B | C | A | A | A | Closed | finding-3634 | 2026-03-24 13:53 | 2026-03-27 09:30 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-Valid COC provided; exception resolved - Due Diligence Vendor-XX/XX/XXXX | Resolved- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Due to a shipping error, an incorrect Change of Circumstance form was included by mistake. Please see the correct COC form that was sent at the time of Loan Estimate dated on XX/XX/XXXX. Please disregard the incorrect version that was sent in error. - Seller-XX/XX/XXXX | Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to Addition Appraisal Fee that was added on LE XX/XX/XXXX for $XXX. The COC indicates it was due to the loan amount, however the loan amount didnt change from the original disclosure - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Due to a shipping error, an incorrect Change of Circumstance form was included by mistake. Please see the correct COC form that was sent at the time of Loan Estimate dated on XX/XX/XXXX. Please disregard the incorrect version that was sent in error. - Seller-XX/XX/XXXX | | Resolved-Valid COC provided; exception resolved - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Correct COC df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159096 | XXXXX | C | B | C | B | C | A | A | A | Closed | FCOM9186 | 2026-03-26 10:29 | 2026-03-27 09:28 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached econsent in UTC timezone - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. The eSigned documents consent is missing. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | EConsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159096 | XXXXX | C | B | C | B | C | A | A | A | Closed | FPRO8998 | 2026-03-25 11:25 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159059 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-24 13:22 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159059 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-25 11:37 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159059 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-25 11:37 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159087 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-25 12:36 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159087 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-25 12:45 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159087 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-25 12:45 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159050 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-25 12:27 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159050 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-25 13:17 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159050 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-25 13:17 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159041 | XXXXX | C | A | C | A | A | A | A | A | Closed | FCRE1200 | 2026-03-25 14:12 | 2026-03-27 11:20 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Resolved-Audited Loan Amount of XXX is greater than or equal to the Guideline Minimum Loan Amount of XXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: This is a Trailblazer Plus loan. Minimum loan amount is XXX Please waive condition. - Buyer-XX/XX/XXXX | Open-Audited Loan Amount of XXX is less than the Guideline Minimum Loan Amount of XXX No exception present in the file for the loan amount lesser than the minimum loan amount. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Audited Loan Amount of XXX is greater than or equal to the Guideline Minimum Loan Amount of XXX - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Guideline Snippet df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159041 | XXXXX | C | A | C | A | A | A | A | A | Closed | FCOM8997 | 2026-03-25 12:17 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159041 | XXXXX | C | A | C | A | A | A | A | A | Closed | FPRO8998 | 2026-03-25 14:14 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159073 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-25 14:56 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.93% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.93% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159073 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-25 15:59 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.93% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.93% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159073 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-25 16:00 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.93% is less than Guideline CLTV of 70% | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.93% is less than Guideline LTV of 70% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159079 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCOM9186 | 2026-03-25 14:30 | 2026-03-27 10:34 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached econsent in UTC time zone - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required- First e-signed document in the file is dated XX/XX/XXXX; however, the file is missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | EConsent df | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159079 | XXXXX | B | A | A | A | B | A | A | A | Closed | finding-3352 | 2026-03-25 14:30 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML loan with established escrows and met appraisal requirements. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159079 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCRE8999 | 2026-03-25 16:28 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159079 | XXXXX | B | A | A | A | B | A | A | A | Closed | FPRO8998 | 2026-03-25 16:28 | 2026-03-26 13:47 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159069 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCRE1157 | 2026-03-26 09:04 | 2026-04-01 08:48 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached insurance policy - Buyer-XX/XX/XXXX | Counter-The attached HOI document reflect the Property Location at XXX XXX; however the subject property address is XXX XXX. Please provide an HOI document to reflect the correct subject property address of XXX XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached insurnace policy - Buyer-XX/XX/XXXX | Open-Missing Hazard Insurance Policy Missing hazard insurance with correct Missing policy for subject investment property address. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 50.04% is less than Guideline LTV of 70% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.04% is less than Guideline CLTV of 70% | Insurance df | Rent Loss df | Evidence Of Property Insurance XXX (XXX) DF | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159069 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM8997 | 2026-03-26 08:16 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 50.04% is less than Guideline LTV of 70% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.04% is less than Guideline CLTV of 70% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159069 | XXXXX | D | A | D | A | A | A | A | A | Closed | FPRO8998 | 2026-03-26 09:36 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 50.04% is less than Guideline LTV of 70% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 50.04% is less than Guideline CLTV of 70% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159064 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCOM5135 | 2026-03-26 07:22 | 2026-03-30 08:34 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-Required Affiliated Business Disclosure Documentation Provided - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see Affiliated Business Disclosure - Buyer-XX/XX/XXXX | Open-Required Affiliated Business Disclosure Missing Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Required Affiliated Business Disclosure Documentation Provided - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Affiliated Business Disclosure df | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159064 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCRE8999 | 2026-03-26 13:51 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159064 | XXXXX | B | A | A | A | B | A | A | A | Closed | FPRO8998 | 2026-03-26 13:51 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159064 | XXXXX | B | A | A | A | B | A | A | A | Closed | finding-3352 | 2026-03-27 09:53 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML is compliant and allowed per lender's guidelines; therefore, downgraded to A. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159042 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM1206 | 2026-03-26 14:58 | 2026-04-01 08:59 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The Note is Missing | Resolved-The Note is Present. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached Note and Addendum - Buyer-XX/XX/XXXX | Open-The Note is Missing. The executed note is required. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-The Note is Present. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Note df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159042 | XXXXX | D | A | D | A | A | A | A | A | Closed | FPRO8998 | 2026-03-27 11:41 | 2026-03-30 15:29 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159042 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM8997 | 2026-03-27 07:22 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159046 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-27 13:22 | 2026-03-30 15:29 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159046 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-27 13:22 | 2026-03-30 15:29 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159046 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-27 06:18 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159380 | XXXXX | C | A | A | A | C | A | A | A | Closed | finding-3352 | 2026-03-27 05:34 | 2026-03-30 15:29 | Resolved | 1 - Information | C | A | Compliance | Points & Fees | Higher-Priced Mortgage Loan Test | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open-This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. The loan is HPML and meets appraisal and escrow requirements. - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | Open- - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159380 | XXXXX | C | A | A | A | C | A | A | A | Closed | FCRE8999 | 2026-03-30 12:10 | 2026-03-30 15:29 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159380 | XXXXX | C | A | A | A | C | A | A | A | Closed | FPRO8998 | 2026-03-30 12:11 | 2026-03-30 15:29 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159088 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-27 15:43 | 2026-03-30 15:29 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159088 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-27 15:43 | 2026-03-30 15:29 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159088 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-03-27 04:48 | 2026-03-27 10:52 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159385 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCOM9186 | 2026-03-30 15:46 | 2026-04-03 07:59 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see econsent that is in UTC timezone - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.48% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 74.48% is less than Guideline LTV of 85% | econsent df | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159385 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCRE8999 | 2026-03-31 15:21 | 2026-04-02 10:39 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.48% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 74.48% is less than Guideline LTV of 85% | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159385 | XXXXX | B | A | A | A | B | A | A | A | Closed | FPRO8998 | 2026-03-31 15:21 | 2026-04-02 10:39 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.48% is less than Guideline CLTV of 85% | Original LTV is Below the Guideline Maximum - Calculated LTV of 74.48% is less than Guideline LTV of 85% | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159058 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-01 14:04 | 2026-04-02 10:39 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159058 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-01 14:04 | 2026-04-02 10:39 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159058 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-01 15:06 | 2026-04-02 10:39 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159035 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-31 11:25 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159035 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-31 11:25 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159035 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-02 18:37 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159076 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-03-31 11:24 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159076 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-31 11:24 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159076 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-02 18:37 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159055 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-31 13:06 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159055 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-02 18:37 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159055 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-02 18:37 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159032 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-03-31 10:14 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159032 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-02 18:37 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159032 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-01 14:10 | 2026-04-03 10:09 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159031 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-01 08:08 | 2026-04-03 14:27 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159031 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-01 08:08 | 2026-04-03 14:27 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159031 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-02 14:43 | 2026-04-03 14:27 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159078 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-01 05:56 | 2026-04-03 14:11 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-iNFORMATIONAL - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-iNFORMATIONAL - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159078 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-01 05:56 | 2026-04-03 14:11 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-iNFORMATIONAL - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-iNFORMATIONAL - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159078 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-02 14:08 | 2026-04-03 14:11 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-iNFORMATIONAL - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-iNFORMATIONAL - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159094 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-02 09:04 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.44% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 48.44% is less than Guideline LTV of 75% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159094 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-03 11:35 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.44% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 48.44% is less than Guideline LTV of 75% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159094 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-06 10:27 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 48.44% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of 48.44% is less than Guideline LTV of 75% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159040 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE1200 | 2026-04-02 07:44 | 2026-04-08 12:57 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Acknowledged-Audited Loan Amount of XXX is less than the Guideline Minimum Loan Amount of XXX Exception in the file for the lower loan amount of XXX Compensating Factors : High DSCR XXX XXX housing XXX years. - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Audited Loan Amount of XXX is less than the Guideline Minimum Loan Amount of XXX Exception in the file for the lower loan amount of XXX Compensating Factors : High DSCR XXX XXX housing XXX years. - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | Investor Post-Close | No | ||||
| 400159040 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE1440 | 2026-04-03 11:42 | 2026-04-08 09:31 | Resolved | 1 - Information | C | A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Per UW: The borrowers primary housing history is on credit verifying XXX. DSCR does not require other REO housing history to be verified, only primary and subject. Please waive condition - Buyer-XX/XX/XXXX | Open-Housing History Does Not Meet Guideline Requirements XXX XXX mortgage history is missing Provide Mortgage History showing XXX or evidence property is free and clear Pre GL: The borrower’s housing payment history must be documented on the primary residence, and for any mortgage loans on a second home or investment property - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159040 | XXXXX | C | B | C | B | A | A | A | A | Closed | FPRO8998 | 2026-04-02 11:51 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159040 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCOM8997 | 2026-04-03 13:00 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159066 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-03 13:22 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 54.9% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.9% is less than Guideline CLTV of 65% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159066 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-03 21:17 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 54.9% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.9% is less than Guideline CLTV of 65% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159066 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-03 21:18 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 54.9% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.9% is less than Guideline CLTV of 65% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159030 | XXXXX | C | A | C | A | A | A | A | A | Closed | FCRE1440 | 2026-04-03 15:13 | 2026-04-08 10:08 | Resolved | 1 - Information | C | A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see supporting documentation for XXX Thornbush Drive - Buyer-XX/XX/XXXX | Open-Housing History Does Not Meet Guideline Requirements XXX XXX primary home of XXX year XXX missing or evidence the property is free and clear. Per GL : The borrower’s housing payment history must be documented on the primary residence, and for any mortgage loans on a second home or investment property. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX XXX Documents df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159030 | XXXXX | C | A | C | A | A | A | A | A | Closed | FPRO8998 | 2026-04-03 15:32 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159030 | XXXXX | C | A | C | A | A | A | A | A | Closed | FCOM8997 | 2026-04-03 16:34 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159037 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM1221 | 2026-04-03 22:12 | 2026-04-22 11:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The Deed of Trust is Incomplete | Resolved-Documentation is sufficient. Note and Rider provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see corrected Note and Deed of Trust - Buyer-XX/XX/XXXX | Open-The Deed of Trust is Incomplete The Prepayment Rider was not completed to select the penalty structure. Provide a corrected and executed recorded Rider. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Documentation is sufficient. Note and Rider provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX | | Corrected Note and Deed df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159037 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM1208 | 2026-04-03 22:00 | 2026-04-22 11:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The Note is Incomplete | Resolved-Documentation is sufficient. Note and Rider provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see corrected Note and Deed of Trust - Buyer-XX/XX/XXXX | Open-The Note is Incomplete The Prepayment Addendum to Note was not completed to select the penalty structure. Provide a corrected and executed Addendum. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Documentation is sufficient. Note and Rider provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX | | Corrected Note and Deed df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159037 | XXXXX | D | A | D | A | A | A | A | A | Closed | FPRO8998 | 2026-04-03 23:07 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159037 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM8997 | 2026-04-07 13:32 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159387 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-03 15:24 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.06% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.06% is less than Guideline CLTV of 85% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159387 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-06 09:21 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.06% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.06% is less than Guideline CLTV of 85% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159387 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-06 09:21 | 2026-04-06 17:16 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 58.06% is less than Guideline LTV of 85% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 58.06% is less than Guideline CLTV of 85% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159082 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-06 10:59 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 52.12% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.12% is less than Guideline CLTV of 75% | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159082 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-06 10:59 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 52.12% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.12% is less than Guideline CLTV of 75% | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159082 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-07 08:06 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of 52.12% is less than Guideline LTV of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 52.12% is less than Guideline CLTV of 75% | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159061 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-06 12:22 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159061 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-06 12:22 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159061 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-07 13:39 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159027 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-06 11:32 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159027 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-06 17:25 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159027 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-06 17:25 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159043 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCOM9186 | 2026-04-06 11:56 | 2026-04-09 10:57 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached econsent in UTC time zone - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. The eSigned documents consent is missing. Please provide eConsent dated on or before XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40% is less than Guideline CLTV of 65% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 40% is less than Guideline LTV of 65% | Borrower has stable job time - Borrower has XXX years on job. | EConsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159043 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCOM3849 | 2026-04-08 06:32 | 2026-04-09 10:57 | Resolved | 1 - Information | B | A | Compliance | Disclosure | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | Resolved-Evidence of appraisal delivery provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached econsent in UTC time zone - Buyer-XX/XX/XXXX | Open-The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required: Because the eConsent is missing and the eConsent on the appraisal delivery shows as denied, the appraisal receipt is not deemed to be acceptable. Please provide an eConsent dated on or before the initial eSignature date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of appraisal delivery provided. - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40% is less than Guideline CLTV of 65% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 40% is less than Guideline LTV of 65% | Borrower has stable job time - Borrower has XXX years on job. | EConsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159043 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCRE8999 | 2026-04-06 19:49 | 2026-04-08 16:37 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40% is less than Guideline CLTV of 65% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 40% is less than Guideline LTV of 65% | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159043 | XXXXX | B | A | A | A | B | A | A | A | Closed | FPRO8998 | 2026-04-06 19:49 | 2026-04-08 16:37 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40% is less than Guideline CLTV of 65% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original LTV is Below the Guideline Maximum - Calculated LTV of 40% is less than Guideline LTV of 65% | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159072 | XXXXX | B | A | B | A | A | A | A | A | Closed | FCRE1183 | 2026-04-06 21:34 | 2026-04-08 09:38 | Resolved | 1 - Information | B | A | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached XXX - Buyer-XX/XX/XXXX | Open-Approval/Underwriting Summary Partially Provided. It appears the loan was underwritten and approved as a TrailBlazer Plus DSCR >/= XXX Year Fixed loan, per the Data Entry Proof Sheet. Provide a revised form 1008 with the correct Product, Loan Purpose and Reserves listed in the Underwriter Comments. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159072 | XXXXX | B | A | B | A | A | A | A | A | Closed | FPRO8998 | 2026-04-06 21:21 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159072 | XXXXX | B | A | B | A | A | A | A | A | Closed | FCOM8997 | 2026-04-07 13:41 | 2026-04-07 14:08 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159044 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-07 12:29 | 2026-04-09 13:26 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159044 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-07 12:29 | 2026-04-09 13:26 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159044 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-09 12:11 | 2026-04-09 13:26 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159038 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-07 15:43 | 2026-04-09 13:28 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159038 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-09 12:12 | 2026-04-09 13:28 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159074 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-08 14:36 | 2026-04-09 13:30 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159074 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-09 07:23 | 2026-04-09 13:30 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159057 | XXXXX | D | B | A | A | A | A | D | B | Closed | FPRO0947 | 2026-04-23 05:54 | 2026-04-23 05:54 | Acknowledged | 2 - Non-Material | B | B | Property | Property | External Obsolescence Present | Acknowledged-External obsolescence present. Appraiser comment included in appraisal - Traffic - Location Adjustment - An adjustment was made due to the differences that exists in traffic and resulting noise associated with an increased flow of traffic and the markets reaction to this form of external obsolescence. - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-External obsolescence present. Appraiser comment included in appraisal - Traffic - Location Adjustment - An adjustment was made due to the differences that exists in traffic and resulting noise associated with an increased flow of traffic and the markets reaction to this form of external obsolescence. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | Originator Pre-Close | No | |||
| 400159057 | XXXXX | D | B | A | A | A | A | D | B | Closed | FPRO1242 | 2026-04-09 10:53 | 2026-04-23 05:43 | Resolved | 1 - Information | D | A | Property | Missing Doc | Appraisal is Missing | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Please see attached full appraisal report - Buyer-XX/XX/XXXX | Counter-Appraisal not attached. Need full appraisal. Exception remains. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. appraisal report attached - Buyer-XX/XX/XXXX | Open-Appraisal is Missing. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Appraisal report df | Trx Appraisal $830k XXX df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159057 | XXXXX | D | B | A | A | A | A | D | B | Closed | FCRE8999 | 2026-04-09 15:25 | 2026-04-14 10:50 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159057 | XXXXX | D | B | A | A | A | A | D | B | Closed | FCOM8997 | 2026-04-09 16:32 | 2026-04-14 10:50 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159092 | XXXXX | C | A | C | A | B | A | A | A | Closed | FCOM9186 | 2026-04-09 07:57 | 2026-04-22 16:24 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. please see attached econsent - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required - 1st e-signed document in the file is dated XX/XX/XXXX however missing proof of e-consent dated XX/XX/XXXX or before - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | EConsent (XXX) df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159092 | XXXXX | C | A | C | A | B | A | A | A | Closed | FCRE1198 | 2026-04-09 10:31 | 2026-04-22 12:15 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Documentation is sufficient. Updated Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. per UW: Verified assets at time of close was $XXX. Cash to close = XXX Reserves = XXX Total = $XXX. Borrower should have an excess of $XXX. - Seller-XX/XX/XXXX | Open-Audited Reserves of XX/XX/XXXX month(s) are less than Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. per UW: Verified assets at time of close was $XXX. Cash to close = XXX Reserves = XXX Total = $XXX. Borrower should have an excess of $XXX. - Seller-XX/XX/XXXX | | Resolved-Documentation is sufficient. Updated Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Total reserve required $XXX. Total funds to bring to close XXX for XXX Total funds available at the time of closing XXX $XXX=$XXX=$XXX short funds | Account History df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |
| 400159092 | XXXXX | C | A | C | A | B | A | A | A | Closed | FCRE9995 | 2026-04-09 10:31 | 2026-04-22 12:15 | Resolved | 1 - Information | C | A | Credit | Assets | Audited Reserves are less than Guideline Required Reserves (Dollar Amount) | Resolved-Documentation is sufficient. Updated Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. per UW: Verified assets at time of close was $XXX. Cash to close = XXX Reserves = XXX Total = $XXX. Borrower should have an excess of $XXX. - Buyer-XX/XX/XXXX | Open-Audited Reserves of XXX are less than Guideline Required Reserves of $XXX. Total reserve required $XXX. Total funds to bring to close XXX for XXX Total funds available at the time of closing XXX $XXX=$XXX=$XXX short funds - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Documentation is sufficient. Updated Statement provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Account History df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159092 | XXXXX | C | A | C | A | B | A | A | A | Closed | FPRO8998 | 2026-04-09 10:54 | 2026-04-10 12:52 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159077 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-09 08:27 | 2026-04-10 12:52 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159077 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-09 12:43 | 2026-04-10 12:52 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159077 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-09 12:44 | 2026-04-10 12:52 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||||
| 400159068 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCRE7497 | 2026-04-13 11:10 | 2026-04-22 12:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Documentation in file is sufficient. Explanation is acceptable. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Per UW: This is a DSCR refinance so we don’t need to verify expenses on the primary residence. There is no DTI involved. Please waive finding - Buyer-XX/XX/XXXX | Open-The hazard insunce for the primary is missing - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Documentation in file is sufficient. Explanation is acceptable. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 44.37% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.37% is less than Guideline CLTV of 65% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159068 | XXXXX | D | A | D | A | A | A | A | A | Closed | FPRO8998 | 2026-04-13 11:10 | 2026-04-14 18:19 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 44.37% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.37% is less than Guideline CLTV of 65% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159068 | XXXXX | D | A | D | A | A | A | A | A | Closed | FCOM8997 | 2026-04-13 13:02 | 2026-04-14 18:19 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of 44.37% is less than Guideline LTV of 65% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44.37% is less than Guideline CLTV of 65% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159093 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-13 12:55 | 2026-04-14 18:20 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159093 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-13 12:55 | 2026-04-14 18:20 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159093 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-13 17:44 | 2026-04-14 18:20 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159048 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCOM9186 | 2026-04-13 14:26 | 2026-04-22 19:40 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. econsent attached - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | econsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159048 | XXXXX | B | A | A | A | B | A | A | A | Closed | FCRE8999 | 2026-04-14 10:05 | 2026-04-14 18:20 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159048 | XXXXX | B | A | A | A | B | A | A | A | Closed | FPRO8998 | 2026-04-14 10:05 | 2026-04-14 18:20 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time - Borrower has XXX years on job. | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159084 | XXXXX | D | A | D | A | B | A | A | A | Closed | FCOM9186 | 2026-04-13 15:27 | 2026-04-22 19:39 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | eSigned Documents Consent is Missing | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. econsent attached - Buyer-XX/XX/XXXX | Open-The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Evidence of eConsent is provided. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | EConsent df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159084 | XXXXX | D | A | D | A | B | A | A | A | Closed | FCOM1233 | 2026-04-14 11:52 | 2026-04-22 11:47 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The Final 1003 is Incomplete | Resolved-Documentation is sufficient. 1003 provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: the wrong income calc worksheet was uploaded. That was for XXX months only. Correct XXX months Income Calc is attached. - Buyer-XX/XX/XXXX | Open-The Final 1003 is Incomplete. Updated correct 1003 with the income the lender verified on the income worksheet was not provided. Income worksheet has XXX for income and the 1003 has XXX - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Documentation is sufficient. 1003 provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-The Final 1003 is Present - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX df | XXX_Income Calc df | 1003 df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159084 | XXXXX | D | A | D | A | B | A | A | A | Closed | FCRE1183 | 2026-04-14 12:24 | 2026-04-22 11:47 | Resolved | 1 - Information | B | A | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | Resolved-Documentation is sufficient. XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: the wrong income calc worksheet was uploaded. That was for XXX months only. Correct XXX months Income Calc is attached. - Seller-XX/XX/XXXX | Open-Approval/Underwriting Summary Partially Provided. XXX have the incorrect income, not matching the income worksheet and updated 1008 and 1003 were not provided. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: the wrong income calc worksheet was uploaded. That was for XXX months only. Correct XXX months Income Calc is attached. - Seller-XX/XX/XXXX | | Resolved-Documentation is sufficient. XXX provided. Exception resolved. - Due Diligence Vendor-XX/XX/XXXX | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX_Income Calc df | XXX df | 1003 df | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | ||
| 400159084 | XXXXX | D | A | D | A | B | A | A | A | Closed | FPRO8998 | 2026-04-14 12:31 | 2026-04-14 18:21 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Compliant - Due Diligence Vendor-XX/XX/XXXX | | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159036 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCRE2335 | 2026-04-14 15:12 | 2026-04-23 06:18 | Acknowledged | 2 - Non-Material | C | B | Credit | Eligibility | DSCR is less than guideline minimum | Acknowledged-Lender exception approval provided - Use of lease and XXX month deposit received to support high rent of XXX missing 2nd month. Compensating Factors: XXX months post close reserves beyond guidance cap, High Fico XXX points above cap & XXX% below max LTV. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Per UW: please see attached XXX and approved exception; we had proof of lease and deposit to use the higher rent - Buyer-XX/XX/XXXX | Open-Qualifying DSCR of XXX is less than guideline minimum requirement of XXX Lender did not calculate the HOA payment into the subject property PITIA. Per appraisal there is an HOA of XXX annually causing the DSCR discrepancy. - Due Diligence Vendor-XX/XX/XXXX | | | Acknowledged-Lender exception approval provided - Use of lease and XXX month deposit received to support high rent of XXX missing 2nd month. Compensating Factors: XXX months post close reserves beyond guidance cap, High Fico XXX points above cap & XXX% below max LTV. - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | XXX months post close reserves beyond guidance cap, High Fico XXX points above cap & XXX% below max LTV. | Approved XXX Exception XXX df | XXX - Transmittal Summary df | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | Originator Post-Close | Yes | |
| 400159036 | XXXXX | C | B | C | B | A | A | A | A | Closed | FCOM8997 | 2026-04-13 17:51 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159036 | XXXXX | C | B | C | B | A | A | A | A | Closed | FPRO8998 | 2026-04-14 15:27 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159051 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-13 18:00 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.75% is less than Guideline LTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.75% is less than Guideline CLTV of 80% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159051 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-14 16:44 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.75% is less than Guideline LTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.75% is less than Guideline CLTV of 80% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159051 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-14 16:44 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Original LTV is Below the Guideline Maximum - Calculated LTV of 49.75% is less than Guideline LTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 49.75% is less than Guideline CLTV of 80% | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159060 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-13 17:37 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159060 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-15 12:43 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159060 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-15 12:43 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159026 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCOM8997 | 2026-04-13 18:11 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Compliance | Data | No Compliance Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan is in compliance with all applicable laws and regulations. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159026 | XXXXX | A | A | A | A | A | A | A | A | Closed | FPRO8998 | 2026-04-15 15:19 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Property | Data | No Property Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-Property and valuations related findings were not identified on the loan. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A | |||
| 400159026 | XXXXX | A | A | A | A | A | A | A | A | Closed | FCRE8999 | 2026-04-15 15:19 | 2026-04-15 17:23 | Resolved | 1 - Information | A | A | Credit | Data | No Credit Findings | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | Open-The loan meets all applicable credit guidelines. - Due Diligence Vendor-XX/XX/XXXX | | | Resolved-Informational - Due Diligence Vendor-XX/XX/XXXX | | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | ATR/QM: Exempt | ATR/QM: Exempt | $XXXXXX | XXX | XXX | XXX | XXX | N/A | N/A |
| Loan ID | Alt Id | Investor Loan ID | Lender Name | Transaction ID | ULI | Borrower 1 First Name | Borrower 1 Last Name | Borrower 1 SSN | Borrower 1 Birthdate | Borrower 1 Gender | Borrower 1 Ethnicity | Borrower 1 Race | Borrower 1 Citizen | Borrower 1 Self-Employment Flag | Borrower 1 FTHB | Borrower 1 FICO Date | Borrower 1 Origination FICO | Borrower 1 Origination Equifax | Borrower 1 Origination Experian | Borrower 1 Origination TransUnion | Borrower 2 First Name | Borrower 2 Last Name | Borrower 2 SSN | Borrower 2 Birthdate | Borrower 2 Gender | Borrower 2 Ethnicity | Borrower 2 Race | Borrower 2 Citizen | Borrower 2 Self-Employment Flag | Borrower 2 FTHB | Borrower 2 FICO Date | Borrower 2 Origination FICO | Borrower 2 Origination Equifax | Borrower 2 Origination Experian | Borrower 2 Origination TransUnion | Borrower 3 First Name | Borrower 3 Last Name | Borrower 3 SSN | Borrower 3 Birthdate | Borrower 3 Gender | Borrower 3 Ethnicity | Borrower 3 Race | Borrower 3 Citizen | Borrower 3 Self-Employment Flag | Borrower 3 FTHB | Borrower 3 FICO Date | Borrower 3 Origination FICO | Borrower 3 Origination Equifax | Borrower 3 Origination Experian | Borrower 3 Origination TransUnion | Borrower 4 First Name | Borrower 4 Last Name | Borrower 4 SSN | Borrower 4 Birthdate | Borrower 4 Gender | Borrower 4 Ethnicity | Borrower 4 Race | Borrower 4 Citizen | Borrower 4 Self-Employment Flag | Borrower 4 FTHB | Borrower 4 FICO Date | Borrower 4 Origination FICO | Borrower 4 Origination Equifax | Borrower 4 Origination Experian | Borrower 4 Origination TransUnion | Subject Address | Subject City | Subject Sate | Subject Zip Code | Subject County | Orginator Doc Type | Occupancy | Loan Purpose | Refinance Type | Qualifying Front End DTI | Qualifying DTI | Borrower 1 Qualifying Income | Borrower 2 Qualifying Income | Borrower 3 Qualifying Income | Borrower 4 Qualifying Income | All Borrower Total Qualifying Income | Borrower 1 Employment Status | Borrower 2 Employment Status | Borrower 3 Employment Status | Borrower 4 Employment Status | Borrower 1 Length of Employment | Borrower 2 Length of Employment | Borrower 3 Length of Employment | Borrower 4 Length of Employment | 4506-T Flag | All Borrower Residual Income | All Borrower Monthly Debt | Escrow Flag | Months Reserves | Liquid Cash Reserves | Original Note Loan Amount | Original Qualifying Loan Amount | Original Qualifying Base LTV | Original Qualifying LTV | Original Qualifying CLTV | Application Date | Note Date | Cash Disbursement Date | Mortgage Type | Loan Product | Loan Program | Original Note Interest Rate | Original Qualifying Interest Rate | Original P&I Payment | Original Qualifying P&I Payment | Monthly Escrow Payment | Original Total Housing Expense (PITIA) | First Payment Date | Amortization Type | Original Amortization Term | Original Term to Maturity | Maturity Date | ARM Gross Margin | ARM Rounding Method | ARM Rounding Factor | ARM Lookback Days | ARM Rate Index Type | Origination ARM Rate Index Value | ARM Initial Interest Rate Cap | ARM Subsequent Interest Rate Cap | ARM Initial Interest Rate Floor | ARM Lifetime Interest Rate Floor | ARM Initial Interest Rate Maximum | ARM Lifetime Interest Rate Maximum | ARM First Rate Reset Date | ARM First Payment Reset Date | ARM Subsequent Interest Rate Reset Frequency | ARM Subsequent Payment Reset Frequency | Interest Only Flag | Original Interest Only Term | Balloon Flag | Buydown Flag | Assumable Flag | Prepayment Penalty Flag | Prepayment Penalty Total Term | Prepayment Penalty Type | Origination Channel | PMI Flag | MI Certificate Number | Mortgage Insurance Percent | Mortgage Insurance Type | Mortgage Insurance Company Name | MERS MOM Flag | MERS Loan ID | Property Type | Number of Units | Year Built | Primary Value Property Valuation Date | Primary Value Property Valuation Type | Primary Value Property Value | Secondary Value Property Valuation Date | Secondary Value Property Form Type | Secondary Value Property Value | Sales Price | Qualifying Property Value | Date of Prior Sale | Days Since Prior Sale | Total Adjusted Prior Purchase Price | Flood Zone Flag | Flood Zone Code | Flood Policy Number | Other Lien Amount | Other Lien Position | Other Lien 2 Amount | Other Lien 2 Position | Other Lien 3 Amount | Other Lien 3 Position | Originator QM Status | Final QM Status | Total Number of Borrowers | Cash Out Amount | Total Origination and Discount Points | Number of Mortgaged Properties | Credit Report: Max Trade Line | Credit Report: Longest Trade Line | Credit Report: Number of Trade Lines | Credit Line Usage Ratio | Borrower 1 Years in Home | GSE Eligible Flag | AUS Case Number | AUS Recommendation | QM Points and Fees | Annual Percent Rate (APR) | Higher Priced Mortgage Loan (HPML) Flag | Covered/High Cost Loan Flag | Guideline Name | UW Guideline Author | Other Appraised Value | Other Variance Amount | Other Variance Percent | Other Appraisal Date | Blanket Mortgage Flag | Borrower Mailing Street Address | Borrower Mailing Address City | Borrower Mailing Address State | Borrower Mailing Address Zip |
| 400124612 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | N/A | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159379 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 70.0 | 70.0 | 70.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400156707 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 68.77 | 68.77 | 68.77 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159384 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Yes | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159071 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159376 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 49.0 | 49.0 | 49.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159091 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159081 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 70.0 | 70.0 | 70.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159378 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Yes | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159047 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159090 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 50.0 | 50.0 | 50.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159377 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159382 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 85.0 | 85.0 | 85.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Yes | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159383 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | Yes | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159375 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | Yes | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159083 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | true | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159096 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 64.03 | 64.03 | 64.03 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159059 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159087 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | Unknown | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159050 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 70.0 | 70.0 | 70.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | Unknown | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159041 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 65.0 | 65.0 | 65.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | Unknown | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159073 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 49.93 | 49.93 | 49.93 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159079 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | QM: Rebuttable Presumption (APOR) | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Yes | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159069 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 50.04 | 50.04 | 50.04 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159064 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 70.0 | 70.0 | 70.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | QM: Average Prime Offer Rate (APOR) | QM: Average Prime Offer Rate (APOR) | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Yes | No | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159042 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159046 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159380 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Yes | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159088 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 60.0 | 60.0 | 60.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159385 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 74.48 | 74.48 | 74.48 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | QM: Average Prime Offer Rate (APOR) | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159058 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | Yes | XXX | No | No | Unknown | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159035 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | Unknown | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159076 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 58.48 | 58.48 | 58.48 | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | Yes | XXX | No | No | Unknown | N | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159055 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 65.0 | 65.0 | 65.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | Unknown | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159032 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 70.0 | 70.0 | 70.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159031 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | true | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | true | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | Unknown | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159078 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159094 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 48.44 | 48.44 | 48.44 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159040 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159066 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 54.9 | 54.9 | 54.9 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | Unknown | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159030 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 76.64 | 76.64 | 76.64 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159037 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159387 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 58.06 | 58.06 | 58.06 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159082 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 52.12 | 52.12 | 52.12 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159061 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159027 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159043 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 40.0 | 40.0 | 40.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159072 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | XX/XX/XXXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159044 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159038 | XXXXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 70.0 | 70.0 | 70.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159074 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | N/A | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159057 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 60.0 | 60.0 | 60.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159092 | XXXXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 78.86 | 78.86 | 78.86 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159077 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 65.0 | 65.0 | 65.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159068 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 44.37 | 44.37 | 44.37 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159093 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 75.0 | 75.0 | 75.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159048 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | true | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159084 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | No | No | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159036 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | Yes | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159051 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 49.75 | 49.75 | 49.75 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159060 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Conventional | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | N | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | XX/XX/XXXX | Desk Review | $XXX | $XXX | $XXX | $XXX | Yes | XXX | XXX | XXX | None | XXX | None | XXX | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | N/A | XXX | XXX | No | XXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159026 | XXXXX | XXX | XXX | XXX | XXX | XXXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | false | XX/XX/XXXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | XXX | XXX | XXX | $XXX | $XXX | 80.0 | 80.0 | 80.0 | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | DSCR | Fixed | XXX | XXX | XXX | $XXX | $XXX | $XXX | $XXX | XX/XX/XXXX | XXX | XXX | XXX | XX/XX/XXXX | No | XXX | No | No | No | Y | XXX | XXX | XXX | No | Yes | XXX | XXX | XXX | XXX | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | $XXX | $XXX | No | XXX | XXX | None | XXX | None | XXX | None | ATR/QM: Exempt | ATR/QM: Exempt | XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | Not Tested | Not Tested | XXX | XXX | No | XXX | XXX | XXX | XXX |
| Loan ID | Alt Id | Field Name | Verified Value | Bid Tape Value | Comment |
| 400159379 | XXXXX | Property Type | XXX | XXX | Confirmed the subject preparty is a single family residence with a HOA |
| 400159384 | XXXXX | Property Type | XXX | XXX | Confirmed the subject property is a double wide manufactured home |
| 400159091 | XXXXX | Property Type | XXX | XXX | Confirmed subject property is a single famly detached residence |
| 400159091 | XXXXX | Calculated DSCR | XXX | XXX | Auditor used the XXX rents of XXX and not the lease of XXX as two months proof of receipt wa not provided. |
| 400159059 | XXXXX | Number of Units | XXX | XXX | Per the appraisal the property is a SFR XXX unit |
| 400159087 | XXXXX | Number of Units | XXX | XXX | Per the appraisal the property is a XXX units |
| 400159087 | XXXXX | Property Type | XXX | XXX | Per the appraisal the property is a XXX units |
| 400159079 | XXXXX | Property Type | XXX | XXX | Per the appraisal the property is a double wide manufactured home. |
| 400159069 | XXXXX | Property Type | XXX | XXX | Confirmed property type is Manufactured Home Double wide |
| 400159064 | XXXXX | Property Type | XXX | XXX | Confirmed the subject property is a double wide manufactured home |
| 400159042 | XXXXX | Number of Units | XXX | XXX | Confirmed property is a XXX unit |
| 400159042 | XXXXX | Property Type | XXX | XXX | Confirmed property type is a XXX unit for XX/XX/XXXX unit property type |
| 400159088 | XXXXX | Property Type | XXX | XXX | Confirmed subject property is a doubled wide manufactures with add on additions |
| 400159055 | XXXXX | Calculated DSCR | XXX | XXX | Calculated DSCR determined by Projected Gross Average Monthly Revenue of XXX / XXX PITIA = XXX Difference in Lender DSCR of XXX due to their using HOA Dues of XXX monthly instead of the verified amount of XXX monthly. |
| 400159032 | XXXXX | Qualifying CLTV | XXX | XXX | Qualifying CLTV determined by Loan Amount and Appraised Value. There is no subordinate financing. |
| 400159031 | XXXXX | Property Type | XXX | XXX | Property Type confirmed with Appraisal Report. |
| 400159078 | XXXXX | Property Type | XXX | XXX | Confirmed with the appraisal that the property type is a XXX unit |
| 400159030 | XXXXX | Calculated DSCR | XXX | XXX | Lease plus two months deposits XXX $XXX/$XXX=XXX% |
| 400159044 | XXXXX | Calculated DSCR | XXX | XXX | Confirmed PI XXX Taxes XXX HOI XXX = $XXX. Lender XXX has PI XXX Taxes XXX HOI XXX = XXX and rents as XXX rents per the XXX is $XXX. $XXX/$XXX=.XXX |
| 400159038 | XXXXX | Property Type | XXX | XXX | Subject property is a single wide manufactured home with HOA |
| 400159068 | XXXXX | Property Zip Code | XXX | XXX | Correct zip code XXX-XXX |
| 400159068 | XXXXX | Property Type | XXX | XXX | Confirmed from the appraisal the property type is manufactured home double wide |
| 400159093 | XXXXX | Property Type | XXX | XXX | Subject property is a XXX unit |
| 400159084 | XXXXX | Qualifying CLTV | XXX | XXX | Property value is XXX and the loan amount is XXX for a 80% CLTV |
| 400159036 | XXXXX | Qualifying FICO | XXX | XXX | unfrozen credit report dated XX/XX/XXXX mid score XXX |
| 400159036 | XXXXX | Calculated DSCR | XXX | XXX | Lender provided exception approval for use of lease and XXX month deposit received to support high rent of XXX missing 2nd month with compensating factors of reserves and high FICO. Per appraisal, there is an HOA on the property. Therefore the DSCR calculation is lower than lender provided. |
| 400159051 | XXXXX | Calculated DSCR | XXX | XXX | $XXX/$XXX=XXX DSCR |
| 400159060 | XXXXX | Property Type | XXX | XXX | Confirmed from the appraisal the subject property is a manufactured home double wide |
| Loan ID | Alt Id | Investor Loan ID | Seller Name | Loan Program | Documentation Type | Executed NOO Docs in File | Lease In Place Flag | Actual In Place Rent | Third Party Market Rent Estimate | Third Party Rent Source | Actual Short Term Rent Amount | Actual Short Term Rent Source | Short Term Rent Number of Months | Short Term Rental Occupancy Factor | Rental Income Used for Property DSCR Calculation | Rental Source for Property DSCR Calculation | DSCR Calculation Based On Short Rental Income Flag | Property DTI | Originator DSCR | TPR DSCR | PITIA | Gross Rental Income Unit 1 | Lease End Date Unit 1 | Lease Term Unit 1 | Gross Rental Income Unit 2 | Lease End Date Unit 2 | Lease Term Unit 2 | Gross Rental Income Unit 3 | Lease End Date Unit 3 | Lease Term Unit 3 | Gross Rental Income Unit 4 | Lease End Date Unit 4 | Lease Term Unit 4 | Gross Rental Income Unit 5 | Lease End Date Unit 5 | Lease Term Unit 5 | Gross Rental Income Unit 6 | Lease End Date Unit 6 | Lease Term Unit 6 | Gross Rental Income Unit 7 | Lease End Date Unit 7 | Lease Term Unit 7 | Gross Rental Income Unit 8+ | Rent Loss Insurance | Rent Loss Insurance Amount | Fee Amount | Acquisition Cost | Renovation Cost | Effective Gross Income | Turnover Costs | Repairs and Maintenance | Marketing and Leasing Costs | Utilities | Other Costs | Cap Ex Reserve | Section 8 | Blanket Mortgage/Cross Collateral Flag | Number of Years Property Owned | Number of Mortgaged Properties With Lender | Number of Properties Securing Loan | Foreign National Alternative Credit Documentation | Months Reserves | Loan Closed in the name of Business Entity | Vested Business Entity Name | Vested Business Entity Type | Qualifying Primary Borrower Type | Qualifying Primary Borrower First Name | Qualifying Primary Borrower Last Name | Qualifying CoBorrower Type | Qualifying CoBorrower First Name | Qualifying CoBorrower Last Name | Qualifying CoBorrower 2 Type | Qualifying CoBorrower 2 First Name | Qualifying CoBorrower 2 Last Name | Qualifying CoBorrower 3 Type | Qualifying CoBorrower 3 First Name | Qualifying CoBorrower 3 Last Name | Non-Qualifying Guarantor 1 First Name | Non-Qualifying Guarantor 1 Last Name | Non-Qualifying Guarantor 1 Citizenship | Non-Qualifying Guarantor 1 Country Name | Non-Qualifying Guarantor 2 First Name | Non-Qualifying Guarantor 2 Last Name | Non-Qualifying Guarantor 2 Citizenship | Non-Qualifying Guarantor 2 Country Name | Personal Guaranty | Total Number of Guarantors | Personal Guaranty Recourse Level | Business Entity EIN | Primary Appraisal Occupancy |
| 400159379 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400156707 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | XXX | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159071 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159376 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159091 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159081 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159047 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159090 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | 1 | 1 | Bank / Credit Reference | XXX | No | Vested Individual | XXX | XXXXX | Vested Individual | XXX | XXXXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159377 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Short Term Rental | XXX | XXX | XXX | $XXX | Other | Yes | XXX | XXX | $XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159383 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Business Entity | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159375 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159059 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159087 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||
| 400159050 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 | XXX | $XXX | Appraisal - 1025 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159041 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159073 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159069 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159042 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1025 | XXX | $XXX | Appraisal - 1025 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Vested Individual | XXX | XXXXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159046 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | XXX | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159088 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159058 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159035 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159076 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159055 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Short Term Rental | XXX | $XXX | Short Term Rental | Yes | XXX | XXX | $XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159031 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159078 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1025 | XXX | $XXX | Appraisal - 1025 | No | XXX | XXX | $XXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159094 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159040 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159066 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159030 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159037 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Vested Individual | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159387 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159061 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | XXX | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159027 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159072 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159044 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | XXX | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159038 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159057 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Lease | XXX | $XXX | Lease | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159077 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | Yes | XXX | XXX | Individual Guarantor | XXX | XXXXX | XXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159068 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159093 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1025 | XXX | $XXX | Appraisal - 1025 | No | XXX | XXX | $XXX | $XXX | No | XXX | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159036 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | Yes | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Actual In Place Rent | No | XXX | XXX | $XXX | XXX | XX/XX/XXXX | XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159051 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | Vested Individual | XXX | XXXXX | XXX | XXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 400159026 | XXXXX | XXX | XXX | Debt Service Coverage Ratio | Present | No | XXX | XXX | Appraisal - 1007 | XXX | $XXX | Appraisal - 1007 | No | XXX | XXX | $XXX | $XXX | No | 1 | 1 | N/A | XXX | No | Vested Individual | XXX | XXXXX | XXX | XXX |
| Loan ID | Alt Id | Investor Loan ID | Lender Application Date | Originator QM Status | Final QM Status | Originator QM Status Difference than Final QM Status? | Reason Why NonQM Final Status | APR Pricing Threshold Exceeded? | QM DTI Threshold Exceeded? | Higher Priced Mortgage Loan (HPML)? | Negatively Amortizing Loan? | Principal Deferment? | Interest Only Flag? | Prepayment Penalty? | Balloon Flag? | Adjustable Rate Balloon? | Loan Term Less Than 5 Years? | QM Points and Fees Threshold Exceeded? | QM Total Points and Fees | APR | ATR: Qualifying Payment Properly Considered? | ATR: Current Employment/Self-Employment Verified? | ATR: Balloon Qualifying Payment Properly Considered? | ATR: Reasonable Income or Assets Considered? | ATR: Subject PITIA Adequately Documented? | ATR: All Liabilities Including Alimony and Child Support in DTI? | ATR: Simultaneous Loan Calculated Properly | ATR: Credit History was Considered Properly? | ATR: Did Lender Document All ATR Factors? | ATR: Was an ATR/QM Residual Income Analysis Provided? | Residual Income | Residual Income Meets Guidelines? | Borrower 1 Employment Indicator | Borrower 2 Employment Indicator | Borrower 1 Foreign National Indicator | Borrower 2 Foreign National Indicator | Business Purpose Loan? | Business Purpose Verified? |
| 400124612 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159379 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400156707 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159384 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159071 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159376 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159091 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159081 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159378 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159047 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159090 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | No | Yes | Present | |||||||||
| 400159377 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159382 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | XXX | No | No | No | |||
| 400159383 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159375 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159083 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | N/A | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Not Tested | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | ||||
| 400159096 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159059 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | N/A | ||||||||||
| 400159087 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159050 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159041 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | No | Yes | Present | |||||||||
| 400159073 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159079 | XXXXX | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Non-QM: Lender documented all ATR UW factors | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159069 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159064 | XXXXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159042 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159046 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | No | Yes | Present | |||||||||
| 400159380 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | N/A | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | XXX | No | No | No | ||
| 400159088 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159385 | XXXXX | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | Yes | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159058 | XXXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | |||||||||||
| 400159035 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159076 | XXXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | |||||||||||
| 400159055 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159032 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159031 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | No | Yes | Present | |||||||||
| 400159078 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159094 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | N/A | No | Yes | Present | |||||||||
| 400159040 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | No | Yes | Present | |||||||||
| 400159066 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159030 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159037 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159387 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159082 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159061 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159027 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159043 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Not Tested | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159072 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159044 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159038 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159074 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159057 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | No | Yes | Present | |||||||||
| 400159092 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159077 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159068 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159093 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159048 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | N/A | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159084 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXX | N/A | XXX | No | No | |||||
| 400159036 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present | ||||||||||
| 400159051 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | No | Yes | Present | |||||||||
| 400159060 | XXXXX | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | $XXX | XXX | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | $XXX | N/A | XXX | XXX | No | No | No | ||
| 400159026 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $XXX | No | Yes | Present |