v3.26.1
Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Apr. 30, 2026
Apr. 30, 2025
Operating activities:    
Net income $ 70,667 $ 63,657
Adjustments to reconcile net income to net cash from operating activities:    
Depreciation and amortization 16,054 15,702
Deferred income taxes 561 18,902
Provision for credit losses and reserve for settlement assets 3,466 4,465
Stock-based compensation expense 8,783 2,720
Other 1,316 1,735
Change in operating assets and liabilities:    
Trade accounts receivable 934 (4,206)
Prepaid expenses, other current assets, and other assets 4,278 7,424
Increase (Decrease) in Settlement Assets and Disbursement Prefunding (66,838) (16,799)
Trade accounts payable, accrued expenses, settlement liabilities, other current liabilities, and other liabilities (2,374) (19,486)
Customer fund deposits 12,101 25,327
Deferred revenue (2,285) (3,382)
Net cash provided by operating activities 46,663 96,059
Investing activities:    
Capital expenditures (17,070) (15,507)
Purchase of equity investments (1,650) 0
Purchase of convertible preferred stock in equity method investment 0 (926)
Purchases of debt securities and equity securities (42,981) (29,083)
Proceeds from maturities and sales of debt and equity securities 34,607 35,005
Net cash used in investing activities (27,094) (10,511)
Financing activities:    
Dividends paid (4,763) (4,036)
Distributions to noncontrolling interests (90) (100)
Proceeds from borrowings under revolving credit facility 21,421 24,551
Repayments on borrowings under revolving credit facility (21,421) (24,551)
Proceeds from borrowings 186 0
Repayments of borrowings (100) 0
Proceeds from exercise of stock options 200 0
Net cash used in financing activities (24,094) (21,909)
Effect of exchange rate changes on cash, cash equivalents and restricted cash and cash equivalents 6,035 3,982
Net increase in cash, cash equivalents, and restricted cash and cash equivalents 1,510 67,621
Cash, cash equivalents and restricted cash and cash equivalents, beginning of period 341,832 255,456
Cash, cash equivalents and restricted cash and cash equivalents, end of period 343,342 323,077
Supplemental cash flow information    
Income taxes paid 14,151 0
Non-Cash Financing Activities    
Shares of the Company's Class B common stock issued to executive officer for bonus 0 1,824
Value of the Company's DSUs exchanged for National Retail Solutions shares 3,547 442
Common Class B [Member]    
Financing activities:    
Repurchases of common stock $ (19,527) $ (17,773)