Note 4 - Revenue Recognition (Tables)

9 Months Ended

Apr. 30, 2026

Notes Tables

Disaggregation of Revenue [Table Text Block]

		*Three Months Ended April 30,*								*Nine Months Ended April 30,*
(in thousands)		*2026*				*2025*				*2026*				*2025*
NRS		$	38,000			$	31,145			$	114,421			$	94,483

Fintech
Boss Money			39,665				34,411				114,224				101,608
Other			5,339				4,208				14,694				10,919
Total Fintech			45,004				38,619				128,918				112,527

net2phone			24,368				21,990				71,717				65,099

Traditional Communications
IDT Digital Payments			103,855				102,620				315,294				309,333
IDT Global			55,610				50,044				175,393				153,701
BOSS Revolution			43,393				51,733				136,115				161,882
Other			5,483				5,834				17,123				17,876
Total Traditional Communications			208,341				210,231				643,925				642,792

Total		$	315,713			$	301,985			$	958,981			$	914,901

Segment Reporting, Entity-Wide Information Not Provided as Part of Reportable Segment, Geographical Area, Revenue [Table Text Block]

(in thousands)

NRS

Fintech

net2phone

Traditional Communications

Total

Three Months Ended April 30, 2026

United States

$

37,951

$

43,230

$

13,851

$

156,238

$

251,270

Outside the United States:

United Kingdom

-

-

-

38,369

38,369

Other

49

1,774

10,517

13,734

26,074

Total outside the United States

49

1,774

10,517

52,103

64,443

Total

$38,000

$45,004

$24,368

$208,341

$315,713

(in thousands)		*NRS*				*Fintech*				*net2phone*				*Traditional Communications*				*Total*
Three Months Ended April 30, 2025
United States		$	31,145			$	37,278			$	12,758			$	157,577			$	238,758
Outside the United States:
United Kingdom			-				-				-				45,858				45,858
Other			-				1,341				9,232				6,796				17,369

Total outside the United States			-				1,341				9,232				52,654				63,227

Total		$	31,145			$	38,619			$	21,990			$	210,231			$	301,985

(in thousands)

NRS

Fintech

net2phone

Traditional Communications

Total

Nine Months Ended April 30, 2026

United States

$

114,271

$

124,098

$

41,136

$

482,872

$

762,377

Outside the United States:

United Kingdom

-

-

-

120,211

120,211

Other

150

4,820

30,581

40,842

76,393

Total outside the United States

150

4,820

30,581

161,053

196,604

Total

$

114,421

$

128,918

$

71,717

$

643,925

$

958,981

(in thousands)		*NRS*				*Fintech*				*net2phone*				*Traditional Communications*				*Total*
Nine Months Ended April 30, 2025
United States		$	94,483			$	108,786			$	37,534			$	481,752			$	722,555
Outside the United States:
United Kingdom			-				-				-				139,604				139,604
Other			-				3,741				27,565				21,436				52,742

Total outside the United States			-				3,741				27,565				161,040				192,346

Total		$	94,483			$	112,527			$	65,099			$	642,792			$	914,901

Revenue, Remaining Performance Obligation, Expected Timing of Satisfaction [Table Text Block]

(in thousands)		*NRS*				*net2phone*				*Total*
Twelve-month period ending April 30,
2027		$	10,360			$	44,654			$	55,014
2028			7,987				24,629				32,616
Thereafter			6,921				8,713				15,634
Total		$	25,268			$	77,996			$	103,264

Contract with Customer, Contract Asset, Contract Liability, and Receivable [Table Text Block]

Three Months Ended April 30,

Nine Months Ended April 30,

(in thousands)

2026

2025

2026

2025

Revenue recognized

$

9,962

$

12,180

$

13,916

$

17,801

		*Accounts Receivable*								*Deferred Revenue*
(in thousands)		*2026*				2025				*2026*				2025
Beginning of period		$	44,932			$	42,215			$	27,726			$	30,364
End of period		$	41,750			$	43,084			$	26,207			$	27,513

Capitalized Contract Cost [Table Text Block]

(in thousands)		*April 30, 2026*				*July 31, 2025*
Deferred customer contract acquisition costs included in "Other current assets"		$	7,132			$	6,547
Deferred customer contract acquisition costs included in "Other assets"			4,812				4,789
Total		$	11,944			$	11,336

Schedule of Amortization of Deferred Customer Contracts [Table Text Block]

		*Three Months Ended April 30,*								*Nine Months Ended April 30,*
(in thousands)		*2026*				*2025*				*2026*				*2025*
Amortization of deferred customer contract acquisition costs		$	1,353			$	1,401			$	4,126			$	4,334