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Note 12 - Revolving Credit Facility
9 Months Ended
Apr. 30, 2026
Notes to Financial Statements  
Debt Disclosure [Text Block]

Note 12Revolving Credit Facility

 

IDT Telecom, Inc. (“IDT Telecom”), a subsidiary of the Company, maintains a $25.0 million revolving credit facility with TD Bank, N.A. which was scheduled to mature on May 16, 2026. Effective May 12, 2026, the Company obtained an extension of the maturity date to July 15, 2026, and is currently in the process of renewing the facility. The revolving credit facility is secured by substantially all of IDT Telecom’s assets and bears interest at the secured overnight financing rate (“SOFR”) plus a margin of 125-175 basis points, depending on leverage. Interest is payable monthly, and all outstanding principal and any accrued and unpaid interest. At  April 30, 2026 and  July 31, 2025, there were no amounts outstanding under this facility. During the nine months ended April 30, 2026 and 2025, IDT Telecom borrowed and repaid $21.4 million and $24.6 million, respectively. IDT Telecom is required to comply with various affirmative and negative covenants as well as maintain certain targets based on financial ratios during the term of the revolving credit facility. As of  April 30, 2026 and  July 31, 2025, IDT Telecom was in compliance with all of the covenants.