v3.26.1
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)
9 Months Ended
Sep. 30, 2025
Accounting Policies [Abstract]  
SCHEDULE OF RESTATEMENT ADJUSTMENTS BY CATEGORY

  

   As Previously   As     
   Reported (A)   Restated (B)   Difference 
           (B) - (A) 
CONSOLIDATED BALANCE SHEETS               
As of September 30, 2025               
ASSETS               
Cash (a)   24,777,611    163,400    (24,614,211)
Restricted cash (client funds, segregated) (a)   -    17,451,322    17,451,322 
Accounts receivable, net   305,872    305,872    - 
Prepaid expenses — current (d)   495,972    437,222    (58,750)
Subscription receivable (b)   8,200,000    -    (8,200,000)
Related party receivable   

6,443,484

    

5,724,710

    

(718,774

)
Total current assets   40,222,939    24,082,526    (16,140,413)
Prepaid expenses — non-current (d)   -    58,750    58,750 
Right-of-use asset (d)   579,686    854,551    274,865 
Total assets   47,928,079    32,121,281    (15,806,798)
Related party advances (d)   3,456,976    2,722,615    (734,361)
Customer funds / Client funds payable (a)   24,525,523    17,451,322    (7,074,201)
Operating lease liability, current (d)   451,900    187,044    (264,856)
Total current liabilities   30,796,730    22,723,312    (8,073,418)
Operating lease liability — non-current (d)   127,786    390,407    262,621 
Total liabilities   31,455,675    23,644,878    (7,810,797)
Common stock, par value $0.0001 (e)   42,258    42,308    50 
Additional paid-in capital (common & Series A) (c)   18,541,251    14,865,371    (3,675,880)
Subscription receivable (contra-equity) (b)   -    (8,000,000)   (8,000,000)
Additional paid-in capital, Series B Preferred (c)   -    3,344,063    3,344,063 
Accumulated other comprehensive income (loss) (f)   43,314    23,803    (19,511)
Accumulated deficit   (2,241,003)   (1,885,726)   355,277 
Total FDCTech, Inc. stockholders’ equity (deficit)   16,386,507    8,390,506    (7,996,001)
Noncontrolling interest   

85,897

    

85,897

    - 
Total liabilities and stockholders’ equity (deficit)   47,928,079    32,121,281    (15,806,798)

 

CONSOLIDATED BALANCE SHEETS               
As of September 30, 2024               
ASSETS               
Cash (a)   27,989,417    6,412,480    (21,576,937)
Restricted cash (client funds, segregated) (a)   -    21,576,937    21,576,937 
Subscription receivable (b)   8,200,000    -    (8,200,000)
Total current assets   37,585,357    29,385,357    (8,200,000)
Right-of-use asset (d)   -    1,016,601    1,016,601 
Total assets   43,256,750    36,073,351    (7,183,399)
Operating lease liability, current (d)   -    219,078    219,078 
Total current liabilities   29,028,178    29,247,256    219,078 
Operating lease liability — non-current (d)   -    577,452    577,452 
Total liabilities   29,578,653    30,375,183    796,530 
Common stock, par value 0.0001 (e)   39,058    39,108    50 
Additional paid-in capital, common stock (c)   13,647,098    13,701,798    54,700 
Subscription receivable (contra-equity) (b)   -    (8,200,000)   (8,200,000)
Accumulated deficit (f)   (3,488,102)   (3,322,781)   165,321 
Total FDCTech, Inc. stockholders’ equity (deficit)   13,668,296    5,688,367    (7,979,929)
Total liabilities and stockholders’ equity (deficit)   43,256,750    36,073,351    (7,183,399)

 

CONSOLIDATED STATEMENTS OF OPERATIONS               
Three Months Ended September 30, 2025               
Technology & software revenue (e)   1,392,636    1,361,636    (31,000)
Total revenue   5,903,372    5,872,372    (31,000)
Brokerage (Trading) cost of sales (e)   555,405    60,237    (495,168)
Total cost of sales   2,132,396    1,637,228    (495,168)
Gross profit   3,770,976    4,235,144    464,168 
General and administrative (e)   2,743,574    3,234,153    490,579 
Sales and marketing (e)   323,634    317,379    (6,255)
Total operating expenses   3,112,200    3,596,524    484,324
Operating income (loss)   658,776    638,620    (20,156)
Other income (expense), net (e)   268,738    268,739    - 
Net income (loss)   755,408    735,252    (20,156)
Net income (loss) attributable to FDCTech   755,408    655,487    (99,921)
Other income (expense)   268,738    268,739    - 
Total other income (expense)   96,632    96,632    - 
Income (loss) before provision for income taxes   755,408    735,252    (20,156)

 

Nine Months Ended September 30, 2025               
Technology & software revenue (e)   3,400,210    3,353,598    (46,612)
Total revenue   17,315,723    17,269,111    (46,612)
Brokerage (Trading) cost of sales (e)   3,458,121    3,458,121    - 
Total cost of sales   7,868,710    7,868,710    - 
Gross profit   9,447,013    9,400,401    (46,612)
General and administrative (e)   7,523,340    7,505,861    (17,479)
Sales and marketing (e)   898,430    887,520    (10,910)
Total operating expenses   8,548,870    8,520,481    (28,389)
Operating income (loss)   898,143    879,920    (18,223)
Other income (expense), net (e)   (305,346)   (99,364)   205,982 
Net income (loss)   436,159    623,918    187,759 
Net income (loss) attributable to FDCTech   436,159    510,376   74,217 

 

Three Months Ended September 30, 2024               
General and administrative (e)   2,754,088    2,707,832    (46,256)
Total operating expenses   3,183,633    3,137,377    (46,256)
Operating income (loss)   (523,252)   (476,996)   46,256 
Net income (loss)   (649,565)   (603,309)   46,256 
Net income (loss) attributable to FDCTech   (649,565)   (607,207)   42,358 

 

Nine Months Ended September 30, 2024               
General and administrative (e)   7,575,616    7,410,295    (165,321)
Total operating expenses   8,919,886    8,754,565    (165,321)
Operating income (loss)   (1,686,032)   (1,520,711)   165,321 
Net income (loss)   (861,395)   (696,074)   165,321 
Net income (loss) attributable to FDCTech   (861,395)   (679,134)   182,261 

 

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (DEFICIT)               
                
Nine Months Ended September 30, 2025               
Change in APIC due to common control   1,485,743    1,279,715    (206,028)

 

CONSOLIDATED STATEMENTS OF CASH FLOWS               
Nine Months Ended September 30, 2025               
Net income (loss) (f)   436,159    623,918    187,759 
Depreciation (e)   82,108    127,100    44,992 
Common stock issued for services (e)   49,299    35,200    (14,099)
Series B Preferred issued for services (c)   1    14,100    14,099 
Accounts receivable allowance (e)   0    22,382    22,382
Fixed assets (e)   (90,799)   (135,791)   (44,992)
Gross accounts receivable (e)   (280,872)   (303,254)   (22,382)
Related party receivable (d)   (4,028,659)   (4,042,260)   (13,601)
Operating lease (d)   (132,242)   (134,477)   (2,235)
Right of use of assets (lease) (d)   132,242    123,703    (8,539)
Net cash used in operating activities   (3,815,048)   (3,651,664)   163,384 
Changes in paid-in capital (b)(c)   1,485,743    1,279,715    (206,028)
Net cash provided by (used in) investing activities   1,358,150    1,055,538    (302,612)
Related party advances (d)   2,445,588    (5,270,225)   (7,715,813)
Change in noncontrolling interest   (44,465)   69,077   113,542
Net cash provided by (used in) financing activities   2,453,120    (5,262,693)   (7,784,890)
Effect of exchange rates   96,584    96,584    - 
Net increase (decrease) in cash and restricted cash   (3,778)   (7,762,235)   (7,758,457)
Cash and restricted cash at beginning of period   24,781,389    25,376,957    595,568 
Cash and restricted cash at end of period   24,777,611    17,614,722    (7,162,889)

 

CONSOLIDATED STATEMENTS OF CASH FLOWS               
Nine Months Ended September 30, 2024               
Net income (loss) (f)   (861,395)   (696,074)   165,321 
Software amortization (e)   26,167    -    (26,167)
Common stock issued for services (e)   -    54,750    54,750 
Subscription receivable activity (b)   -    8,200,000    8,200,000 
Operating lease (d)   (39,683)   756,847    796,530 
Right of use of assets (lease) (d)   39,683    (976,918)   (1,016,601)
Net cash provided by (used in) operating activities   (3,556,116)   4,617,717    8,173,833 
Capitalized software (e)   89,077    115,244    26,167 
Net cash provided by (used in) investing activities   795,090    906,893    111,803 
Stock receivable/subscription reclassification (b)   -    (8,200,000)   (8,200,000)
Change in noncontrolling interest   (12,198)   (29,138

)

   (16,940

)

Net cash provided by (used in) financing activities   (566,018)   (8,766,018)   (8,200,000)
Effect of exchange rates   -    (85,636)   (85,636)
Net increase (decrease) in cash and restricted cash   (3,327,044)   (3,327,044)   - 
Cash and restricted cash at end of period   27,989,417    27,989,417    - 
SCHEDULE OF CASH EQUIVALENTS AND RESTRICTED CASH

The following table reconciles the components of cash, cash equivalents, and restricted cash reported on the consolidated balance sheet to the total amounts shown in the consolidated statement of cash flows:

 

   September 30, 2025   December 31, 2024 (Restated) 
Cash and cash equivalents  163,400   13,850,168 
Restricted cash — client funds (segregated)   17,451,322    11,526,789 
Total cash, cash equivalents, and restricted cash  17,614,722   25,376,957 
SCHEDULE OF EXCHANGE RATE

The exchange rate at the reporting end date:

 

   September 30,
2025
   December 31,
2024
 
USD: AUD  1.5122    1.6168 
USD: EUR  0.8523    0.9662 
USD: GBP  0.7439    0.7990 

 

Average exchange rate for the period:

 

   Q1 2025   Q2 2025   Q3 2025 
USD: AUD  1.5939    1.5605    1.5282 
USD: EUR  0.9507    0.8814    0.8553 
USD: GBP  0.7944    0.7489    0.7417