NOTE 6. LINE OF CREDIT

Since June 2016, the Company has obtained an unsecured revolving line of credit of 40,000 from Bank of America to fund various purchases and travel expenses. The line of credit has an average interest rate for purchases, effective as of the close of business on December 31, 2024. The interest rates for cash drawn are 12% and 25%, respectively. Since October 2024, the Company has obtained an additional unsecured revolving line of credit with a flexible spending limit, meaning there is no preset spending limit. The overtime pay limit is 45,000.00. The credit line has an average purchase interest rate of 28% as of September 30, 2025.

As of September 30, 2025, the Company complies with the credit line’s terms and conditions. As of September 30, 2025, and December 31, 2024, the outstanding balances were $179,374 and 115,337, respectively.