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Long-Term Investments
12 Months Ended
Mar. 31, 2026
Long-term Investments  
Long-Term Investments

Note 5 - Long-Term Investments

 

Common Stock

 

The Company holds 6,927 shares of common stock of Boston Systems Private Limited (previously known as Empays Payment Systems India Private Ltd). The Company has fully impaired this investment and recorded an impairment charge of $7. As of March 31, 2026 and 2025, the investment is fully impaired and the carrying value of this investment was Nil .

 

10% Cumulative Redeemable Preference Securities

 

The Company holds 4,500,000 cumulative redeemable preference securities (“CRPS”) of a common control affiliate, Aeries Technology Products and Strategies Private Ltd. The CRPS carry a cumulative dividend of 10% per annum. 3,500,000 CRPS can be redeemed any time before 19 years from the date of issue i.e. June 27, 2017 by giving a 30-day redemption request and 1,000,000 CRPS can be redeemed any time before 20 years from the date of issue i.e. April 7, 2016 by giving a 30-day redemption request. As of March 31, 2026 and 2025, these CRPS held by the Company were classified as a held-to-maturity investment and recorded at amortized cost of $786 and $822, respectively.

 

0.001% Series-A Redeemable Preference Securities

 

The Company holds 349,173 Series-A cumulative redeemable preference securities (Series-A RPS) of a common control affiliate, Aeries Financial Technologies Private Ltd. and was recorded as a held-to-maturity investment at amortized cost. The Series-A RPS carries a dividend of 0.001 % per annum. Series-A RPS can be redeemed one day before the expiry of 20 years from the date of the allotment of the Series-A RPS with an annualized internal rate of return of 18%. As of March 31, 2026 and 2025, these Series-A RPS held by the Company were classified as a held-to-maturity investment and recorded at amortized cost of $1,110 and $1,008, respectively.

 

A reconciliation from amortized cost basis to net carrying amount is provided below for the Company’s held-to-maturity investments:

 

               
    As of
March 31,
 
    2026     2025  
Held-to-maturity investments, amortized cost basis (net off expected credit losses)   $ 777     $ 840  
Interest earned on investments     1,119       990  
Held-to-maturity investments, net carrying amount   $ 1,896     $ 1,830