|
Loan ID
|
Seller Loan ID
|
Investor Loan ID
|
Transaction ID
|
Field Name
|
Source
|
Verified Value
|
Bid Tape Value
|
Comment
|
|
409045730
|
409045730
|
0763-001
|
Borrower 2 Self-Employment Flag
|
employmentIncomePage
|
Yes
|
No
|
Audit value pulled from documents located in the loan file.
|
|
|
409044230
|
409044230
|
0763-003
|
Borrower 1 Last Name
|
notePage
|
XXXXXX
|
XXXXXX
|
Audit Value Pulled From Note.
|
|
|
409044230
|
409044230
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045733
|
409045733
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
56.94
|
56.95
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409045733
|
409045733
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
56.94
|
56.95
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409045733
|
409045733
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
14.95
|
14.96
|
DTI difference is less than 1% and within lender tolerance.
|
|
|
409045784
|
409045784
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
42.71
|
42.40
|
Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
|
|
|
409045735
|
409045735
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
70.41
|
70.42
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409045735
|
409045735
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
70.41
|
70.42
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409045735
|
409045735
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
42.45
|
42.58
|
DTI difference is less than 1% and within lender tolerance.
|
|
|
409045736
|
409045736
|
0763-001
|
Qualifying Loan Amount
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit value pulled from Note.
|
|
|
409044237
|
409044237
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044239
|
409044239
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044243
|
409044243
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044245
|
409044245
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044245
|
409044245
|
0763-003
|
Borrower 2 Origination FICO
|
creditLiabilitiesPage
|
730
|
728
|
Audit value pulled from documents located in the loan file.
|
|
|
409045742
|
409045742
|
0763-001
|
Primary Appraised Property Value
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit Value Pulled From Appraisal.
|
|
|
409044249
|
409044249
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045744
|
409045744
|
0763-001
|
Borrower 2 Self-Employment Flag
|
employmentIncomePage
|
Yes
|
No
|
Audit value pulled from documents located in the loan file.
|
|
|
409045744
|
409045744
|
0763-001
|
Primary Appraised Property Value
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit Value Pulled From Appraisal.
|
|
|
409045744
|
409045744
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
17.96
|
18.22
|
Audit liabilities were based on documents in the loan file.
|
|
|
409044252
|
409044252
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044253
|
409044253
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044254
|
409044254
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044255
|
409044255
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044328
|
409044328
|
0763-001
|
Interest Only Flag
|
notePage
|
Yes
|
No
|
Audit Value Pulled From Note.
|
|
|
409044328
|
409044328
|
0763-001
|
Qualifying Loan Amount
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit Value Pulled From Note.
|
|
|
409044259
|
409044259
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044260
|
409044260
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file
|
|
|
409044261
|
409044261
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045785
|
409045785
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
29.05
|
28.60
|
Audit reflects difference in qualifying P & I than the approval.
|
|
|
409044264
|
409044264
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value based on documents located in the loan file.
|
|
|
409045752
|
409045752
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
48.22
|
44.26
|
Lender used .5% vs 1% for deferred student loans
|
|
|
409044265
|
409044265
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
49.71
|
49.72
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409044265
|
409044265
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
49.71
|
49.72
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409044265
|
409044265
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044274
|
409044274
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045755
|
409045755
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
17.09
|
17.70
|
Audit omitted installment loan with < 10 payments remaining.
|
|
|
409044275
|
409044275
|
0763-003
|
Qualifying LTV
|
propertyValuationPage
|
55.18
|
55.19
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409044275
|
409044275
|
0763-003
|
Qualifying CLTV
|
propertyValuationPage
|
55.18
|
55.19
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409044275
|
409044275
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044276
|
409044276
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value based on documents located in the loan file.
|
|
|
409044277
|
409044277
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044278
|
409044278
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045787
|
409045787
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
32.21
|
32.22
|
Rounding.
|
|
|
409044280
|
409044280
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
78.7
|
78.71
|
Rounding
|
|
|
409044280
|
409044280
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
78.7
|
78.71
|
Rounding
|
|
|
409044282
|
409044282
|
0763-003
|
Qualifying CLTV
|
propertyValuationPage
|
43.09
|
43.10
|
Audit Value of 1st + 2nd lien / Qualifying Value.
|
|
|
409044282
|
409044282
|
0763-003
|
Qualifying LTV
|
propertyValuationPage
|
43.09
|
43.10
|
Audit Value of Subject Lien / Qualifying Value.
|
|
|
409044284
|
409044284
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044286
|
409044286
|
0763-003
|
Interest Only Flag
|
notePage
|
Yes
|
No
|
Audit Value Pulled From Note.
|
|
|
409044286
|
409044286
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044287
|
409044287
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in loan file
|
|
|
409044288
|
409044288
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in loan file
|
|
|
409044291
|
409044291
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044292
|
409044292
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044293
|
409044293
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044296
|
409044296
|
0763-003
|
Qualifying CLTV
|
propertyValuationPage
|
29.41
|
29.42
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409044296
|
409044296
|
0763-003
|
Qualifying LTV
|
propertyValuationPage
|
29.41
|
29.42
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409044296
|
409044296
|
0763-003
|
Interest Only Flag
|
notePage
|
Yes
|
No
|
Audit value pulled from Note
|
|
|
409044296
|
409044296
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045761
|
409045761
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045761
|
409045761
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
46.7
|
47.59
|
DTI difference is less than 1% and within lender tolerance.
|
|
|
409044345
|
409044345
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
61.27
|
61.28
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409044345
|
409044345
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
61.27
|
61.28
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409044345
|
409044345
|
0763-001
|
Borrower 2 Self-Employment Flag
|
employmentIncomePage
|
Yes
|
No
|
Audit value pulled from documents located in the loan file.
|
|
|
409045764
|
409045764
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
12.89
|
12.88
|
Audit reflects difference in subject property taxes per documents in the loan file.
|
|
|
409044326
|
409044326
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
57.69
|
57.70
|
Audit Value of 1st + 2nd lien / Qualifying Value.
|
|
|
409044326
|
409044326
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
57.69
|
57.70
|
Audit Value of Subject Lien / Qualifying Value.
|
|
|
409044334
|
409044334
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value based on documents located in the loan file.
|
|
|
409044300
|
409044300
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045789
|
409045789
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
51.81
|
51.82
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409045789
|
409045789
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
51.81
|
51.82
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409045789
|
409045789
|
0763-001
|
Borrower 2 Self-Employment Flag
|
employmentIncomePage
|
Yes
|
No
|
Audit value pulled from documents located in the loan file.
|
|
|
409044302
|
409044302
|
0763-001
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044302
|
409044302
|
0763-001
|
Qualifying Loan Amount
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit Value Pulled From Note.
|
|
|
409045768
|
409045768
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
15.34
|
15.54
|
Audit reflects difference in subject property taxes per documents in the loan file.
|
|
|
409045769
|
409045769
|
0763-001
|
Borrower 2 Self-Employment Flag
|
employmentIncomePage
|
Yes
|
No
|
Audit value pulled from documents located in the loan file.
|
|
|
409045769
|
409045769
|
0763-001
|
Primary Appraised Property Value
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit value pulled from Appraisal.
|
|
|
409045769
|
409045769
|
0763-001
|
Qualifying Total Debt Income Ratio
|
diligenceFinalLookPage
|
39.67
|
39.57
|
Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
|
|
|
409044343
|
409044343
|
0763-001
|
Interest Only Flag
|
notePage
|
Yes
|
No
|
Audit Value Pulled From Note.
|
|
|
409044343
|
409044343
|
0763-001
|
Qualifying Loan Amount
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit Value Pulled From Note.
|
|
|
409044306
|
409044306
|
0763-001
|
Borrower 1 Last Name
|
notePage
|
XXXXXX
|
XXXXXX
|
Audit Value Pulled From Note.
|
|
|
409044308
|
409044308
|
0763-001
|
Primary Appraised Property Value
|
propertyValuationPage
|
$XXXXX
|
$XXXXX
|
Audit Value Pulled From Appraisal.
|
|
|
409044310
|
409044310
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044311
|
409044311
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409044315
|
409044315
|
0763-003
|
Qualifying CLTV
|
propertyValuationPage
|
60.68
|
60.69
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409044315
|
409044315
|
0763-003
|
Qualifying LTV
|
propertyValuationPage
|
60.68
|
60.69
|
Audit Value of Subject Lien / Qualifying Value
|
|
|
409044315
|
409044315
|
0763-003
|
Originator QM Status
|
diligenceFinalLookPage
|
ATR/QM: Exempt
|
Non-QM: Lender documented all ATR UW factors
|
Audit value pulled from documents located in the loan file.
|
|
|
409045772
|
409045772
|
0763-001
|
Qualifying CLTV
|
propertyValuationPage
|
69.97
|
69.98
|
Audit Value of 1st + 2nd lien / Qualifying Value
|
|
|
409045772
|
409045772
|
0763-001
|
Qualifying LTV
|
propertyValuationPage
|
69.97
|
69.98
|
Audit Value of Subject Lien / Qualifying Value
|