Exhibit 99.6
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297844 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297844 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297844 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297845 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297845 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297845 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297846 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297846 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297846 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297847 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297847 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297847 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297848 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297848 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297848 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297849 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297849 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297849 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297850 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297850 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297850 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297851 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297851 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297851 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297852 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297852 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297852 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297853 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297853 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297853 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297854 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297854 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297854 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297855 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297855 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297855 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297856 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297856 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297856 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297857 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297857 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297857 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297858 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297858 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297858 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297859 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297859 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297859 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297860 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297860 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297860 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297861 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297861 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297861 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297862 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297862 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297862 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297863 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297863 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297863 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297864 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297864 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297864 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297865 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297865 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297865 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297866 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297866 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297866 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297867 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297867 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297867 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297868 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider is missing the Condominium Project Name as reflected on the Legal Description. | 3 | 3 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297868 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297868 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297869 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297869 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297869 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297870 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297870 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297870 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297871 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297871 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297871 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297872 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297872 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297872 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297873 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297873 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297873 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297874 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297874 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297874 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297875 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297875 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297875 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297876 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297876 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297876 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297877 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297877 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297877 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297878 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297878 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297878 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297879 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297879 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297879 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The 2nd AVM supported the appraised value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297880 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Inaccurate | XXXX | The security instrument was not completed accurately. The Legal Description shows the name of the XXXX as XXXX while the Condo Rider shows the XXXX as XXXX. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Condo name from condo rider does not match legal description. Can we cure with a scriveners’ affidavit to correct condo name in rider from “XXXX” to “XXXX” to match legal description or does this require a full re-signing? |
Response 1 (XX/XX/XXXX XX:XXPM) A XXXX to correct rider is an acceptable cure. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297880 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297880 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297881 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297881 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297881 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297882 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297882 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297882 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297883 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297883 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297883 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297884 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297884 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297884 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297885 | 1 of 3 | XXXX | XXXX | Compliance | Rescission Test | XXXX | The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Original deed signed on XX/XX/XXXX, RTC provided to borrower on XX/XX/XXXX with rescission period ending XX/XX/XXXX, and loan funded on XX/XX/XXXX. This one required a corrective deed as the county rejected recording due to name mismatch “ XXXX as Trustee under the XXXX Trust dated XX/XX/XXXX”. New deed signed on XX/XX/XXXX with borrower as “XXXX as Trustee under the XXXX Trust dated XX/XX/XXXX”. New RTC provided to borrower with rescission period ending XX/XX/XXXX. |
Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8297885 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8297885 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8297886 | 1 of 2 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297886 | 1 of 2 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297886 | 2 of 2 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297887 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297887 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297887 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297888 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297888 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297888 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297889 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297889 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297889 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297890 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297890 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297890 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297891 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297891 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297891 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297893 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297893 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297893 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297894 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297894 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297894 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297895 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297895 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297895 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297896 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297896 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297896 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297897 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297897 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297897 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297898 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The name of the Trust listed in the mortgage does not match the name of the Trust listed in the Trust documents. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Our deed shows borrower as “XXXX as Trustee of the XXXX dated XX/XX/XXXX” which includes incorrect trust name. Can we cure with a scriveners’ affidavit to correct borrower name to “XXXX as Trustee of the XXXX Living Trust dated XX/XX/XXXX” or does this require a full re-signing? |
Response 1 (XX/XX/XXXX XX:XXPM) A XXXX to correct rider is an acceptable cure. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297898 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297898 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297899 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297899 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297899 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297900 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297900 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297900 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297901 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297901 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297901 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297902 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297902 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297902 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297903 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297903 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297903 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297904 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297904 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297904 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297905 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297905 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297905 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297906 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower’s ownership of the subject property. XXXX has no owner of record listed. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Prior quit claim deed attached showing transfer to our borrower |
Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8297906 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8297906 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8297907 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297907 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297907 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297908 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297908 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297908 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297909 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297909 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297909 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297910 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297910 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297910 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297911 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297911 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297911 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297912 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297912 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297912 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297913 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297913 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297913 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297914 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297914 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297914 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297915 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297915 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297915 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297916 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297916 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297916 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297917 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297917 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297917 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297918 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297918 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297918 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297919 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297919 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297919 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297920 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297920 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297920 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297921 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297921 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297921 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297922 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297922 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297922 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297923 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297923 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297923 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297924 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297924 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297924 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297925 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297925 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297925 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297926 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297926 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297926 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297927 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297927 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297927 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297928 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297928 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297928 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297929 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297929 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297929 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297930 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297930 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297930 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297931 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297931 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297931 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297932 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297932 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297932 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297933 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297933 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297933 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297934 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297934 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297934 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297935 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297935 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297935 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297936 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297936 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297936 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297937 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297937 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297937 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297938 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297938 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297938 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297939 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297939 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297939 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297941 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297941 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297941 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297942 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297942 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297942 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297943 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297943 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297943 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297944 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297944 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297944 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297945 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297945 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297945 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297946 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297946 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297946 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297947 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297947 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297947 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297948 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297948 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297948 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297949 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297949 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297949 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297950 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297950 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297950 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297951 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297951 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297951 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297952 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297952 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297952 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297953 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297953 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297953 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297954 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297954 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297954 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297955 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297955 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297955 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297956 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297956 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297956 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297957 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297957 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297957 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297958 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297958 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297958 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297959 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297959 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297959 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297960 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297960 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297960 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297961 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297961 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297961 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297962 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297962 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297962 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297963 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297963 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297963 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297964 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297964 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297964 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297965 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297965 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297965 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297966 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297966 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297966 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297967 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297967 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297967 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297968 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297968 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297968 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297969 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297969 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297969 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297970 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297970 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297970 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297971 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower’s ownership of the subject property. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Prior grant deed attached showing transfer to our borrower |
Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297971 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297971 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297972 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297972 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297972 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297973 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297973 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297973 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297974 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297974 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297974 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297975 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297975 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297975 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297976 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297976 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297976 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297977 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297977 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297977 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297978 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297978 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297978 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297979 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297979 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297979 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297980 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297980 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297980 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297981 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297981 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297981 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297982 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297982 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297982 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297983 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297983 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297983 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297984 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297984 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8297984 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8297985 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297985 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297985 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297986 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297986 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297986 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297987 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297987 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297987 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297988 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297988 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297988 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297989 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297989 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297989 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297990 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297990 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297990 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297991 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297991 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297991 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297992 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297992 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297992 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297993 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297993 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8297993 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8297994 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297994 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297994 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8297995 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297995 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297995 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297996 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297996 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297996 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297997 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297997 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297997 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8297998 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297998 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297998 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297999 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297999 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8297999 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298000 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298000 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298000 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298001 | 1 of 3 | XXXX | XXXX | Compliance | Rescission Test | XXXX | The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX. | 3 | 3 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298001 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298001 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298002 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298002 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298002 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298003 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298003 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298003 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298004 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298004 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298004 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO provided. |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided is sufficient to cure the exception. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298005 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298005 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298005 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298006 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298006 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298006 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298007 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298007 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298007 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298008 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298008 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298008 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298009 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298009 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298009 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298010 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298010 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298010 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298011 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298011 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298011 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298012 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298012 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298012 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298013 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298013 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298013 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298014 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298014 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298014 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298015 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The PUD Rider is missing PUD name. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXPM) PUD name is missing in PUD rider. Can we cure with ascriveners’ affidavit to correct PUD name in rider to “XXXX“to match legal description or does this require a full re-signing? |
Response 1 (XX/XX/XXXX XX:XXPM) A XXXX to correct rider is an acceptable cure. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298015 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298015 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298016 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298016 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298016 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298017 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298017 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298017 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298018 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298018 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298018 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298019 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298019 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298019 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298020 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298020 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298020 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298021 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298021 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298021 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298022 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298022 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298022 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298023 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298023 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298023 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298024 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298024 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298024 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298025 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298025 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298025 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298026 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298026 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298026 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298027 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298027 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298027 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298028 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Missing Rider/Addendum | XXXX | The following referenced are missing: XXXX-XXXX Family Rider | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Property type is SFR per AVM and data extract. Why is XXXX rider needed here? |
Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8298028 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298028 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298029 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298029 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298029 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298030 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298030 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298030 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298031 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298031 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298031 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298032 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298032 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298032 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298033 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298033 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298033 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298034 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298034 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298034 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298035 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298035 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298035 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298036 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298036 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298036 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298037 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298037 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298037 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298038 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298038 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298038 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298039 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298039 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298039 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298040 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298040 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298040 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298041 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298041 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298041 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298042 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298042 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298042 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298043 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298043 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298043 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298044 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298044 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298044 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298045 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298045 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298045 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298046 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298046 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298046 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298047 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298047 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298047 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298048 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298048 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298048 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298049 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298049 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298049 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298050 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298050 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298050 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298051 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298051 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298051 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298052 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298052 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298052 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298053 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298053 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298053 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298054 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298054 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298054 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298055 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298055 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298055 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298056 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298056 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298056 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298057 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298057 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298057 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298058 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298058 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298058 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298059 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298059 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298059 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298060 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298060 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298060 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298061 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298061 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298061 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298062 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298062 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298062 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298064 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298064 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298064 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298065 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298065 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298065 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298066 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298066 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298066 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298067 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298067 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298067 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298068 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298068 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298068 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298069 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298069 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298069 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298070 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298070 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298070 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298071 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298071 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298071 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298072 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298072 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298072 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298073 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298073 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298073 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298074 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298074 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298074 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298075 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298075 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298075 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298076 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298076 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298076 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298077 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298077 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298077 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298078 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298078 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298078 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298079 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298079 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298079 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298080 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298080 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298080 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298081 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298081 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298081 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298082 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298082 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298082 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298083 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298083 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298083 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298084 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298084 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298084 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298085 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298085 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298085 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298086 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298086 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298086 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298087 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298087 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298087 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298088 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298088 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298088 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298089 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298089 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298089 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298090 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298090 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298090 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298091 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298091 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298091 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298092 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298092 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298092 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298093 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298093 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298093 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298094 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298094 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298094 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298095 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298095 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298095 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298096 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298096 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298096 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298097 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298097 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298097 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298098 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298098 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298098 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298099 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298099 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298099 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298100 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298100 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298100 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298101 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298101 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298101 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298102 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298102 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298102 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298103 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298103 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298103 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298104 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298104 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298104 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298105 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298105 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298105 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298106 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298106 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298106 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298107 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298107 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298107 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298108 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298108 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298108 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298109 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298109 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298109 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298110 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298110 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298110 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298111 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298111 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298111 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298112 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298112 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298112 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298113 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298113 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298113 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298114 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298114 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298114 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298115 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298115 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298115 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298116 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298116 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298116 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298117 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298117 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298117 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298118 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298118 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298118 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298119 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298119 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298119 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298120 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298120 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298120 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298121 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298121 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298121 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298122 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298122 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298122 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298123 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298123 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298123 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298124 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298124 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298124 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298125 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298125 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298125 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298126 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298126 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298126 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298127 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298127 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298127 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298128 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298128 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298128 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298129 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298129 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298129 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298130 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 1 | ||||||||||||||||||||||
| XXXX |
8298130 | 2 of 3 | XXXX | XXXX | Credit | Income Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX,XXXX) which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Our calculation followed underwriting guidelines Section 9.3 (Step XXXX) which indicates we would take the max of $XXXX (current year) and $XXXX (XXXX year average) for the tax returns provided. So we would use $XXXX + $XXXX Asset Depletion to get to verified income amount. |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation is sufficient. (Resolved) |
2 | 1 | 2 | 1 | |||||||||||||||||||
| XXXX |
8298130 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 1 | ||||||||||||||||||||||
| XXXX |
8298131 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298131 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298131 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298132 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298132 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298132 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298133 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298133 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298133 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298134 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298134 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298134 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298135 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower’s ownership of the subject property. | 3 | 3 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298135 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298135 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298136 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298136 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298136 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298137 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298137 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298137 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298138 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298138 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298138 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298139 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298139 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298139 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298140 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298140 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298140 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298141 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298141 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298141 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298142 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298142 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298142 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298143 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298143 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298143 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298144 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298144 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298144 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298145 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298145 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298145 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298146 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298146 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298146 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298147 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298147 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298147 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298148 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298148 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298148 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298149 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298149 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298149 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298150 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298150 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298150 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298152 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298152 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298152 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298153 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298153 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298153 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298154 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298154 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298154 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298155 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298155 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298155 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298156 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298156 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298156 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298157 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298157 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298157 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298158 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298158 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298158 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298159 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298159 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298159 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298160 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298160 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298160 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298161 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298161 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298161 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298162 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298162 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298162 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298163 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298163 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298163 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298164 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298164 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298164 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298165 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298165 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298165 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298166 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298166 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298166 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298167 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298167 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298167 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298168 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298168 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298168 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298169 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298169 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298169 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298170 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298170 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298170 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298171 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298171 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298171 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298172 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298172 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298172 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298173 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298173 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298173 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298174 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298174 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298174 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298175 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298175 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298175 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298176 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298176 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298176 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298177 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298177 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298177 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298178 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298178 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298178 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298179 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298179 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298179 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298180 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298180 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298180 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298181 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298181 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298181 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298182 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298182 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298182 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298183 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298183 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298183 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298184 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298184 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298184 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298185 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298185 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298185 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298186 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298186 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298186 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298187 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298187 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298187 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298188 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section of the Mortgage is incomplete: The PUD Rider is missing the name of the PUD. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) PUD name is missing in PUD rider. Can we cure with ascriveners’ affidavit to correct PUD name in rider to “XXXX” to match legal description or does this require a fullre-signing? |
Response 1 (XX/XX/XXXX XX:XXPM) A XXXX to correct rider is an acceptable cure. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298188 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298188 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298189 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298189 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298189 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298190 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298190 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298190 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298191 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298191 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298191 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298192 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298192 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298192 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298193 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298193 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298193 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298194 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298194 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298194 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298195 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298195 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298195 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298196 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298196 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298196 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298197 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298197 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298197 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298198 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298198 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298198 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298199 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298199 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298199 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298200 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298200 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298200 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298201 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298201 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298201 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298202 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298202 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298202 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298203 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298203 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298203 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298204 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298204 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298204 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298205 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298205 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298205 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298206 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298206 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298206 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298207 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298207 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298207 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298208 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298208 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298208 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298209 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298209 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298209 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298210 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298210 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298210 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298211 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298211 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298211 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298212 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298212 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298212 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298213 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298213 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298213 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298214 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298214 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298214 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298215 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298215 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298215 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298216 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298216 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298216 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298217 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298217 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298217 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298218 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298218 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298218 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298219 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298219 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298219 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298220 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298220 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298220 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298221 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298221 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298221 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298222 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298222 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298222 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298223 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298223 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298223 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298224 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298224 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298224 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298225 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298225 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298225 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298226 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298226 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298226 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298227 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298227 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298227 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298228 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298228 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298228 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298229 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298229 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298229 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298230 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298230 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298230 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298231 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298231 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298231 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298232 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298232 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298232 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298233 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298233 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298233 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298234 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298234 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298234 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298235 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298235 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298235 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298236 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298236 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298236 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298237 | 1 of 3 | XXXX | XXXX | Compliance | Note — Address Discrepancy | XXXX | The property address on the Note is inconsistent with the XXXX and final approval provided in the loan file. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) Can you please clarify the issue here, as I am showing the property address as XXXX, XXXX, XXXX XXXX across the HELOC agreement, deed, and BPO |
Response 1 (XX/XX/XXXX XX:XXAM) The information provided is sufficient to clear the finding. Address is correct . (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8298237 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298237 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298238 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298238 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298238 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298239 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298239 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298239 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298240 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298240 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298240 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298241 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298241 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298241 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298242 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298242 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298242 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298243 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298243 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298243 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298244 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298244 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298244 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298245 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298245 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298245 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298246 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298246 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298246 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298247 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298247 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298247 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298248 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298248 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298248 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298249 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298249 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298249 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298250 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298250 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298250 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298251 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298251 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298251 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298252 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298252 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298252 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298253 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298253 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298253 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298254 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298254 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298254 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298255 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298255 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298255 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298256 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298256 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298256 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298257 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298257 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298257 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298258 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298258 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298258 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298259 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298259 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298259 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298260 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298260 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298260 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298261 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298261 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298261 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298262 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298262 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298262 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298263 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298263 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298263 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298264 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298264 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298264 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298265 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298265 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298265 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298266 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298266 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298266 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298267 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298267 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298267 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298268 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The loan file does not include documentation confirming the vested interest on the XXXX or the Borrower’s ownership of the subject property. The new borrower’s are XXXX and XXXX; however, there is no evidence that XXXX or XXXX have any vested interest in the property. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Prior warranty deed attached showing transfer to our borrowers |
Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8298268 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298268 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298269 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298269 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298269 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298270 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298270 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298270 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298271 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298271 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298271 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298272 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298272 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298272 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298273 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298273 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298273 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298274 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298274 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298274 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298275 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298275 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298275 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298276 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298276 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298276 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298277 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298277 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298277 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298278 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298278 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298278 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298279 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298279 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298279 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298280 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298280 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298280 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298281 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298281 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298281 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298282 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298282 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298282 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298283 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298283 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298283 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298284 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298284 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298284 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298285 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298285 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298285 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298286 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298286 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298286 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298287 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298287 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298287 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298288 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298288 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298288 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298289 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298289 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298289 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298290 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298290 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298290 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298291 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298291 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298291 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298292 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298292 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298292 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298293 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298293 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298293 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298294 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298294 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298294 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298295 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298295 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298295 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298296 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298296 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298296 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298297 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298297 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298297 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298298 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298298 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298298 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298299 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298299 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298299 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298300 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298300 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298300 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298301 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298301 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298301 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298302 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298302 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298302 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298303 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298303 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298303 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298304 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298304 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298304 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298305 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298305 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298305 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298306 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298306 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298306 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298307 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298307 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298307 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298308 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298308 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298308 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298309 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298309 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298309 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298310 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298310 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298310 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298311 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298311 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298311 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298312 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298312 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298312 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298313 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298313 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298313 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298314 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298314 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298314 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298315 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298315 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298315 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298316 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298316 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298316 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298317 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298317 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298317 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298318 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The current mortgage is in the name of XXXX. There is a transfer deed from XXXX showing that XXXX deeded the property over to XXXX as sole owner. Additionally, the most recent property report dated XX/XX/XXXX reflects the owner as XXXX. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Additional quit claim deed attached from XXXX showing transfer from XXXX to XXXX. |
Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8298318 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298318 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298319 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298319 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298319 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298320 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298320 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298320 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298321 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298321 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298321 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298322 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298322 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298322 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298323 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298323 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298323 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298324 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298324 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298324 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298325 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298325 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298325 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298326 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298326 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298326 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) 2nd AVM Provided |
Response 1 (XX/XX/XXXX XX:XXPM) The 2nd AVM supported the appraised value within 10% variance. (Resolved) |
3 | 2 | 1 | 2 | |||||||||||||||||||
| XXXX |
8298327 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298327 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298327 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| Loan Number |
Loan ID | Finding# | Last Name | Note Date | Audit Category | Audit Issue | Finding ID |
Exception Finding | Remediation Status | Exception Rebuttal | Exception Response | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade | |||||||||||||||||
| XXXX |
8298328 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298328 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298328 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298330 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298330 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298330 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298331 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298331 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298331 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298332 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298332 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298332 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298333 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298333 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298333 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298334 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298334 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298334 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298335 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298335 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298335 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298336 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298336 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298336 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298337 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298337 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298337 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298338 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298338 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298338 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298339 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 3 | ||||||||||||||||||||||
| XXXX |
8298339 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 3 | ||||||||||||||||||||||
| XXXX |
8298339 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXPM) 2nd AVM Provided. Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXPM) The 2nd AVM did not support the value within a 10% variance. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 1 | 3 | |||||||||||||||||||
| XXXX |
8298340 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298340 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298340 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298341 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298341 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298341 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298342 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298342 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298342 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298343 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298343 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298343 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298344 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298344 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298344 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298345 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298345 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298345 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298346 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298346 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298346 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298347 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298347 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298347 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298348 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298348 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298348 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298349 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298349 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298349 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298350 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298350 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298350 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298351 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo Rider is missing the Association Name. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Condo name is missing from condo rider. Can we curewith a scriveners’ affidavit to correct condo name in rider “XXXX” to match legal description or does this require a full re-signing? |
Response 1 (XX/XX/XXXX XX:XXPM) A XXXX to correct rider is an acceptable cure. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298351 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298351 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298352 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298352 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298352 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| Loan Number |
Loan ID | Finding# | Last Name | Note Date | Audit Category | Audit Issue | Finding ID |
Exception Finding | Remediation Status | Exception Rebuttal | Exception Response | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade | |||||||||||||||||
| XXXX |
8298353 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298353 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298353 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298354 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298354 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298354 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298355 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298355 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298355 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298356 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298356 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298356 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298357 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298357 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298357 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298358 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298358 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298358 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298359 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298359 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298359 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298360 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298360 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298360 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| Loan Number |
Loan ID | Finding# | Last Name | Note Date | Audit Category | Audit Issue | Finding ID |
Exception Finding | Remediation Status | Exception Rebuttal | Exception Response | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade | |||||||||||||||||
| XXXX |
8298361 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298361 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298361 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298362 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298362 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298362 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298363 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo Rider is missing the Project Name. | 3 | 3 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298363 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298363 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298364 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298364 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298364 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298365 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298365 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298365 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298366 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298366 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298366 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298367 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298367 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298367 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298368 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298368 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298368 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298369 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298369 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298369 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298370 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298370 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298370 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298371 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298371 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298371 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298372 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298372 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298372 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298373 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298373 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298373 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298374 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298374 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298374 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298375 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298375 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298375 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298376 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298376 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298376 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298377 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298377 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298377 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298378 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298378 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298378 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298379 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298379 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298379 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298380 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298380 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298380 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298381 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298381 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298381 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298382 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298382 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298382 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298383 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298383 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298383 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298384 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298384 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298384 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298385 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298385 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298385 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8298386 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298386 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298386 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298387 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298387 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298387 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298388 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298388 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298388 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298389 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298389 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298389 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298390 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298390 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298390 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298391 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298391 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298391 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298392 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298392 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298392 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298393 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298393 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298393 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298394 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298394 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298394 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298395 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298395 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298395 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298396 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298396 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298396 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298397 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298397 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298397 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298398 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298398 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298398 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298399 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298400 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298400 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298400 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298401 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298401 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298401 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298402 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298402 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298402 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298403 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298403 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298403 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298404 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298404 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298404 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298405 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298405 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298405 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298406 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298406 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298406 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298407 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298407 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298407 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298408 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298408 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298408 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298409 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298409 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298409 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298410 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298410 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298410 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298411 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298411 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298411 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298412 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298412 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298412 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the adjusted value within 10%. | 2 | 2 | 1 | 2 | ||||||||||||||||||||||
| XXXX |
8298413 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298413 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298413 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298414 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298414 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298414 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298415 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298415 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298415 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298416 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298416 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298416 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298417 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298417 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298417 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298418 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298418 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298418 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8298419 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298419 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298419 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298420 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298420 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298420 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298421 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298421 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298421 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298422 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298422 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298422 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298423 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298423 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298423 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298424 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298424 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8298424 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM provided Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The second AVM provided did not support the origination value within 10%. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did not support the original value within a 10% variance. (XXXX) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298425 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298425 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298425 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298426 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298426 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298426 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298427 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298427 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298427 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298428 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298428 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298428 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298429 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298429 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298429 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298430 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298430 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298430 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298431 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298431 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298431 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298432 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298432 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298432 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298433 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298433 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298433 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298434 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider is missing the Condominium Project Name, “XXXX”, as reflected on the Legal Description. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Condo name is missing from condo rider. Can we cure with a scriveners’ affidavit to correct condo name in rider “XXXX” to match legal description or does this require a full re-signing? |
Response 1 (XX/XX/XXXX XX:XXPM) A XXXX to correct rider is an acceptable cure. (XXXX) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8298434 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298434 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298435 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298435 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Income attached, including SSA that was missed from the initial upload. |
Response 1 (XX/XX/XXXX XX:XXPM) The income is supported. Documentation is sufficient. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8298435 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8298436 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298436 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298436 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298437 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298437 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298437 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298438 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298438 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298438 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298439 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298439 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298439 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298440 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298440 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298440 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298441 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298441 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298441 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298442 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298442 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298442 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298443 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298443 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298443 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298444 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298444 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298444 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298445 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298445 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298445 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298446 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298446 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298446 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298447 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298447 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298447 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298448 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298448 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298448 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298449 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298449 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298449 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298450 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298450 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298450 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298451 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298451 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298451 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298452 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298452 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298452 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298453 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298453 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298453 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298454 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298454 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298454 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298455 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298455 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298455 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298456 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298456 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298456 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298457 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298457 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298457 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298458 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298458 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298458 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298459 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298459 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298459 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298460 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298460 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298460 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298461 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298461 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298461 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298462 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298462 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298462 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298463 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298463 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298463 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298464 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298464 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298464 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298465 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298465 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298465 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298466 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298466 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298466 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298467 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298467 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298467 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298468 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298468 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298468 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298469 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298469 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298469 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298470 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298470 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298470 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298471 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298471 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298471 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298472 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298472 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298472 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298473 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298473 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298473 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298474 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298474 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298474 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298475 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298475 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298475 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298476 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298476 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298476 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298477 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298477 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298477 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298478 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298478 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298478 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298479 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298479 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298479 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298480 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298480 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298480 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID | Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8298481 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298481 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298481 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298482 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298482 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298482 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298483 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298483 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298483 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298484 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298484 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298484 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298485 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298485 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298485 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298486 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298486 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298486 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298487 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298487 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298487 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The AVM did support the value within a 10% variance. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8298488 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298488 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8298488 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM) 2nd AVM requested Rebuttal 2 (XX/XX/XXXX XX:XXPM) BPO Provided |
Response 1 (XX/XX/XXXX XX:XXAM) The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) The BPO provided did support the original value within a 10% variance. (Resolved) |
3 | 2 | 3 | 2 |