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  <xs:element id="wrld_NumberOfStatesWithLargestConcentrationOfRevenue" abstract="false" name="NumberOfStatesWithLargestConcentrationOfRevenue" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="wrld_SmallloansMember" abstract="true" name="SmallloansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_TaxAdvanceLoansMember" abstract="true" name="TaxAdvanceLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_MovementInContractWithCustomerLiabilityRollForward" abstract="true" name="MovementInContractWithCustomerLiabilityRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wrld_ContractWithCustomerLiabilityIncreaseFromDeferralOfRevenue" abstract="false" name="ContractWithCustomerLiabilityIncreaseFromDeferralOfRevenue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_PrescottAssociatesL.P.Member" abstract="true" name="PrescottAssociatesL.P.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_WorldAcceptanceCorpMember" abstract="true" name="WorldAcceptanceCorpMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_StockRepurchasedDuringPeriodPricePerShare" abstract="false" name="StockRepurchasedDuringPeriodPricePerShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="wrld_RetainedEarningsAccumulatedDeficitBeforeTax" abstract="false" name="RetainedEarningsAccumulatedDeficitBeforeTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_RetainedEarningsAccumulatedDeficitTax" abstract="false" name="RetainedEarningsAccumulatedDeficitTax" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_RetainedEarningsAccumulatedDeficitAfterTax" abstract="false" name="RetainedEarningsAccumulatedDeficitAfterTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_CustomerTenureAxis" abstract="true" name="CustomerTenureAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
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  <xs:element id="wrld_A0To5MonthsMember" abstract="true" name="A0To5MonthsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A6To17MonthsMember" abstract="true" name="A6To17MonthsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A18To35MonthsMember" abstract="true" name="A18To35MonthsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A36To59MonthsMember" abstract="true" name="A36To59MonthsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A60MonthsMember" abstract="true" name="A60MonthsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_TaxAdvanceLoanMember" abstract="true" name="TaxAdvanceLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_FinancingReceivableWeightedAverageInterestRate" abstract="false" name="FinancingReceivableWeightedAverageInterestRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_ContractualBasisMember" abstract="true" name="ContractualBasisMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_RecencyBasisMember" abstract="true" name="RecencyBasisMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_TotalPastDueMember" abstract="true" name="TotalPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_FinancingReceivableNetOfUnamortizedLoanFeeCost" abstract="false" name="FinancingReceivableNetOfUnamortizedLoanFeeCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="wrld_UncollectedAccruedInterestReversed" abstract="false" name="UncollectedAccruedInterestReversed" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_ProceedsAccountsReceivablePreviouslyWrittenOffRecoveryPriorPeriods" abstract="false" name="ProceedsAccountsReceivablePreviouslyWrittenOffRecoveryPriorPeriods" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_ProceedsAccountsReceivablePreviouslyWrittenOffCurrentPeriod" abstract="false" name="ProceedsAccountsReceivablePreviouslyWrittenOffCurrentPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_PriorCreditAgreementMember" abstract="true" name="PriorCreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_SeniorSecuredAssetBasedCreditFacilityMember" abstract="true" name="SeniorSecuredAssetBasedCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_LetterOfCreditWorkersCompensationMember" abstract="true" name="LetterOfCreditWorkersCompensationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_LettersOfCreditInvestmentInCaptiveInsuranceMember" abstract="true" name="LettersOfCreditInvestmentInCaptiveInsuranceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_LineOfCreditFacilityAccordionFeatureMaximumBorrowingCapacity" abstract="false" name="LineOfCreditFacilityAccordionFeatureMaximumBorrowingCapacity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_SeniorNotesDue2026Member" abstract="true" name="SeniorNotesDue2026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_DebtInstrumentEarlyRedemptionPremiumAmount" abstract="false" name="DebtInstrumentEarlyRedemptionPremiumAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceMinimumNetWorth" abstract="false" name="DebtInstrumentCovenantComplianceMinimumNetWorth" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceMaximumRatioOfTotalDebt" abstract="false" name="DebtInstrumentCovenantComplianceMaximumRatioOfTotalDebt" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceTotalDebtToConsolidatedAdjustedNetWorthPercentage" abstract="false" name="DebtInstrumentCovenantComplianceTotalDebtToConsolidatedAdjustedNetWorthPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceMaximumCollateralPerformanceIndicatorPercentage" abstract="false" name="DebtInstrumentCovenantComplianceMaximumCollateralPerformanceIndicatorPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceMinimumLiquidityRequirement" abstract="false" name="DebtInstrumentCovenantComplianceMinimumLiquidityRequirement" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceMinimumCashAndCashEquivalents" abstract="false" name="DebtInstrumentCovenantComplianceMinimumCashAndCashEquivalents" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="wrld_ComponentOfOtherIncomeAxis" abstract="true" name="ComponentOfOtherIncomeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="wrld_ComponentOfOtherIncomeNameDomain" abstract="true" name="ComponentOfOtherIncomeNameDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_InsuranceCommissionsMember" abstract="true" name="InsuranceCommissionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_TaxReturnPreparationRevenueMember" abstract="true" name="TaxReturnPreparationRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_AutoClubMembershipRevenueMember" abstract="true" name="AutoClubMembershipRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_ComponentsOfOtherIncomeLineItems" abstract="true" name="ComponentsOfOtherIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wrld_NonFileInsurancePremiumsWritten" abstract="false" name="NonFileInsurancePremiumsWritten" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_PaymentsForMeasurementOfLeaseLiability" abstract="false" name="PaymentsForMeasurementOfLeaseLiability" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_HistoricTaxCreditInvestmentMember" abstract="true" name="HistoricTaxCreditInvestmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_Section965TransitionTaxMember" abstract="true" name="Section965TransitionTaxMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_EffectiveIncomeTaxRateReconciliationHistoricTaxCreditsAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationHistoricTaxCreditsAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_EffectiveIncomeTaxRateReconciliationTaxCreditEquityCancellationAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationTaxCreditEquityCancellationAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_EffectiveIncomeTaxRateReconciliationPermanentEffectOfTheBargainPurchaseOfLoansAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationPermanentEffectOfTheBargainPurchaseOfLoansAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_EffectiveIncomeTaxRateReconciliationHistoricTaxCreditsPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationHistoricTaxCreditsPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_EffectiveIncomeTaxRateReconciliationTaxCreditEquityCancellationPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationTaxCreditEquityCancellationPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_EffectiveIncomeTaxRateReconciliationPermanentEffectOfTheBargainPurchaseOfLoansPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationPermanentEffectOfTheBargainPurchaseOfLoansPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_ShareBasedCompensationServiceConditionScenarioAxis" abstract="true" name="ShareBasedCompensationServiceConditionScenarioAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="wrld_ShareBasedCompensationServiceConditionScenarioDomain" abstract="true" name="ShareBasedCompensationServiceConditionScenarioDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_Scenario1Member" abstract="true" name="Scenario1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_Scenario2Member" abstract="true" name="Scenario2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_EpsTargetsAxis" abstract="true" name="EpsTargetsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="wrld_EPSTargetsDomain" abstract="true" name="EPSTargetsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_Target2Member" abstract="true" name="Target2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_Target3Member" abstract="true" name="Target3Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_Target1Member" abstract="true" name="Target1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_Target4Member" abstract="true" name="Target4Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A2024LongTermIncentiveProgramAndNonEmployeeDirectorAwardsMember" abstract="true" name="A2024LongTermIncentiveProgramAndNonEmployeeDirectorAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A2017PlanMember" abstract="true" name="A2017PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A2025PlanMember" abstract="true" name="A2025PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_A2008And2011PlanMember" abstract="true" name="A2008And2011PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_NumberOfExecutiveRetirementPlans" abstract="false" name="NumberOfExecutiveRetirementPlans" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="wrld_AnnualSalaryIncreaseUsedForEstimatingUnfundedLiability" abstract="false" name="AnnualSalaryIncreaseUsedForEstimatingUnfundedLiability" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_DiscountRateUsedForEstimatingUnfundedLiability" abstract="false" name="DiscountRateUsedForEstimatingUnfundedLiability" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_RetirementAgeUsedForEstimatingUnfundedLiability" abstract="false" name="RetirementAgeUsedForEstimatingUnfundedLiability" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="wrld_StockOptionPlansAbstract" abstract="true" name="StockOptionPlansAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wrld_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceTargetVestingPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceTargetVestingPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriodPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriodPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="wrld_ShareBasedCompensationArrangementVestedAfterCertificationOfPerformanceAchievement" abstract="false" name="ShareBasedCompensationArrangementVestedAfterCertificationOfPerformanceAchievement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="wrld_RestrictedStockAbstract" abstract="true" name="RestrictedStockAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wrld_ScheduleOfVestingOfRestrictedSharesOnBasisOfCompoundedAnnualEpsGrowthAbstract" abstract="true" name="ScheduleOfVestingOfRestrictedSharesOnBasisOfCompoundedAnnualEpsGrowthAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="wrld_ShareBasedCompensationArrangementByShareBasedPaymentAwardTermsOfAwardEarningsPerShareTarget" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardTermsOfAwardEarningsPerShareTarget" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="wrld_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceTargetEarningsPerShareTarget" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceTargetEarningsPerShareTarget" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="wrld_EquityClassifiedAwardsMember" abstract="true" name="EquityClassifiedAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_InsuranceAndOtherIncomeNetMember" abstract="true" name="InsuranceAndOtherIncomeNetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_NumberOfOfficesPurchasedAndMergedIntoExistingOffices" abstract="false" name="NumberOfOfficesPurchasedAndMergedIntoExistingOffices" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="wrld_AssetAcquisitionReceivableWithImputedInterestDiscount" abstract="false" name="AssetAcquisitionReceivableWithImputedInterestDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_LoansAndLeasesReceivableAverageLoanPeriod" abstract="false" name="LoansAndLeasesReceivableAverageLoanPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="wrld_IncomeTaxExpenseBenefitAssetAcquisition" abstract="false" name="IncomeTaxExpenseBenefitAssetAcquisition" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_RestrictedCashAndCashEquivalentsFairValueDisclosure" abstract="false" name="RestrictedCashAndCashEquivalentsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="wrld_R.ChadPrashadMember" abstract="true" name="R.ChadPrashadMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_JanetL.MatriccianiMember" abstract="true" name="JanetL.MatriccianiMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceScenarioAxis" abstract="true" name="DebtInstrumentCovenantComplianceScenarioAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceScenarioDomain" abstract="true" name="DebtInstrumentCovenantComplianceScenarioDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceScenario1Member" abstract="true" name="DebtInstrumentCovenantComplianceScenario1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceScenario2Member" abstract="true" name="DebtInstrumentCovenantComplianceScenario2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_DebtInstrumentCovenantComplianceScenario3Member" abstract="true" name="DebtInstrumentCovenantComplianceScenario3Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="wrld_SeveranceCostsPayableTerm" abstract="false" name="SeveranceCostsPayableTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="wrld_SalaryAndWageSigningBonusOfficerExcludingCostOfGoodAndServiceSold" abstract="false" name="SalaryAndWageSigningBonusOfficerExcludingCostOfGoodAndServiceSold" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
