Allowance for Credit Losses and Credit Quality Information - Summary of Past Due Receivables (Details) - USD ($)
|
Mar. 31, 2026 |
Mar. 31, 2025 |
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 1,278,988,323
|
$ 1,225,635,918
|
| Unearned interest, insurance and fees |
(5,900,000)
|
(5,500,000)
|
| Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
6,523,121
|
4,369,517
|
| 30 - 60 days past due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
108,089,995
|
101,878,703
|
| 30 - 60 days past due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
104,523,602
|
75,379,597
|
| 30 - 60 days past due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
97,146,489
|
99,857,401
|
| 30 - 60 days past due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
133,394,010
|
130,228,889
|
| 30 - 60 days past due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
829,311,106
|
813,921,811
|
| Recency Basis |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
1,278,988,323
|
1,225,635,918
|
| Unearned interest, insurance and fees |
(325,064,238)
|
(309,320,104)
|
| Total net loans |
$ 953,924,085
|
$ 916,315,814
|
| Percentage of period-end gross loans receivable |
8.50%
|
9.30%
|
| Recency Basis | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 6,523,121
|
$ 4,369,517
|
| Recency Basis | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
108,089,995
|
101,878,703
|
| Recency Basis | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
104,523,602
|
75,379,597
|
| Recency Basis | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
97,146,489
|
99,857,401
|
| Recency Basis | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
133,394,010
|
130,228,889
|
| Recency Basis | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
829,311,106
|
813,921,811
|
| Recency Basis | Current |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
1,170,146,331
|
1,111,726,572
|
| Unearned interest, insurance and fees |
(298,986,252)
|
(282,034,628)
|
| Total net loans |
871,160,079
|
829,691,944
|
| Recency Basis | Current | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
4,315,521
|
2,772,634
|
| Recency Basis | Current | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
79,597,251
|
77,087,815
|
| Recency Basis | Current | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
92,236,929
|
65,677,583
|
| Recency Basis | Current | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
88,974,357
|
89,776,541
|
| Recency Basis | Current | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
123,630,020
|
117,976,116
|
| Recency Basis | Current | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
781,392,253
|
758,435,883
|
| Recency Basis | 30 - 60 days past due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
37,214,242
|
40,572,535
|
| Unearned interest, insurance and fees |
(6,475,433)
|
(7,588,025)
|
| Total net loans |
$ 30,738,809
|
$ 32,984,510
|
| Percentage of period-end gross loans receivable |
2.90%
|
3.30%
|
| Recency Basis | 30 - 60 days past due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 2,118,960
|
$ 1,504,446
|
| Recency Basis | 30 - 60 days past due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
6,963,212
|
6,036,410
|
| Recency Basis | 30 - 60 days past due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,899,186
|
3,126,374
|
| Recency Basis | 30 - 60 days past due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
2,845,603
|
3,700,216
|
| Recency Basis | 30 - 60 days past due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,483,203
|
4,641,585
|
| Recency Basis | 30 - 60 days past due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
17,904,078
|
21,563,504
|
| Recency Basis | 61 - 90 days past due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
26,153,698
|
27,655,734
|
| Unearned interest, insurance and fees |
(7,226,714)
|
(7,590,060)
|
| Total net loans |
$ 18,926,984
|
$ 20,065,674
|
| Percentage of period-end gross loans receivable |
2.00%
|
2.30%
|
| Recency Basis | 61 - 90 days past due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 35,397
|
$ 22,376
|
| Recency Basis | 61 - 90 days past due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
7,202,639
|
6,587,901
|
| Recency Basis | 61 - 90 days past due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,151,558
|
2,398,424
|
| Recency Basis | 61 - 90 days past due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
1,934,535
|
2,394,549
|
| Recency Basis | 61 - 90 days past due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
2,296,557
|
2,917,862
|
| Recency Basis | 61 - 90 days past due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
11,533,012
|
13,334,622
|
| Recency Basis | 91 or more days past due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
45,474,052
|
45,681,077
|
| Unearned interest, insurance and fees |
(12,375,839)
|
(12,107,391)
|
| Total net loans |
$ 33,098,213
|
$ 33,573,686
|
| Percentage of period-end gross loans receivable |
3.60%
|
3.70%
|
| Recency Basis | 91 or more days past due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 53,243
|
$ 70,061
|
| Recency Basis | 91 or more days past due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
14,326,893
|
12,166,577
|
| Recency Basis | 91 or more days past due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
5,235,929
|
4,177,216
|
| Recency Basis | 91 or more days past due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,391,994
|
3,986,095
|
| Recency Basis | 91 or more days past due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,984,230
|
4,693,326
|
| Recency Basis | 91 or more days past due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
18,481,763
|
20,587,802
|
| Recency Basis | Total Past Due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
108,841,992
|
113,909,346
|
| Unearned interest, insurance and fees |
(26,077,986)
|
(27,285,476)
|
| Total net loans |
82,764,006
|
86,623,870
|
| Recency Basis | Total Past Due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
2,207,600
|
1,596,883
|
| Recency Basis | Total Past Due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
28,492,744
|
24,790,888
|
| Recency Basis | Total Past Due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
12,286,673
|
9,702,014
|
| Recency Basis | Total Past Due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
8,172,132
|
10,080,860
|
| Recency Basis | Total Past Due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
9,763,990
|
12,252,773
|
| Recency Basis | Total Past Due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
47,918,853
|
55,485,928
|
| Contractual basis |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
1,278,988,323
|
1,225,635,918
|
| Unearned interest, insurance and fees |
(325,064,238)
|
(309,320,104)
|
| Total net loans |
$ 953,924,085
|
$ 916,315,814
|
| Percentage of period-end gross loans receivable |
10.10%
|
11.30%
|
| Contractual basis | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 6,523,121
|
$ 4,369,517
|
| Contractual basis | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
108,089,995
|
101,878,703
|
| Contractual basis | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
104,523,602
|
75,379,597
|
| Contractual basis | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
97,146,489
|
99,857,401
|
| Contractual basis | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
133,394,010
|
130,228,889
|
| Contractual basis | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
829,311,106
|
813,921,811
|
| Contractual basis | Current |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
1,150,860,461
|
1,086,075,246
|
| Unearned interest, insurance and fees |
(294,911,485)
|
(276,573,216)
|
| Total net loans |
855,948,976
|
809,502,030
|
| Contractual basis | Current | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
4,289,213
|
2,746,535
|
| Contractual basis | Current | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
77,775,686
|
75,594,279
|
| Contractual basis | Current | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
90,705,627
|
64,188,458
|
| Contractual basis | Current | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
87,506,104
|
87,012,982
|
| Contractual basis | Current | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
121,309,557
|
114,388,973
|
| Contractual basis | Current | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
769,274,274
|
742,144,019
|
| Contractual basis | 30 - 60 days past due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
37,869,547
|
43,367,151
|
| Unearned interest, insurance and fees |
(6,127,896)
|
(7,561,258)
|
| Total net loans |
$ 31,741,651
|
$ 35,805,893
|
| Percentage of period-end gross loans receivable |
3.00%
|
3.50%
|
| Contractual basis | 30 - 60 days past due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 2,110,901
|
$ 1,492,967
|
| Contractual basis | 30 - 60 days past due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
6,761,770
|
6,149,270
|
| Contractual basis | 30 - 60 days past due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,843,520
|
3,112,624
|
| Contractual basis | 30 - 60 days past due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
2,747,848
|
3,864,242
|
| Contractual basis | 30 - 60 days past due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,525,496
|
4,869,065
|
| Contractual basis | 30 - 60 days past due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
18,880,012
|
23,878,983
|
| Contractual basis | 61 - 90 days past due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
30,487,023
|
33,271,563
|
| Unearned interest, insurance and fees |
(8,334,364)
|
(9,034,007)
|
| Total net loans |
$ 22,152,659
|
$ 24,237,556
|
| Percentage of period-end gross loans receivable |
2.40%
|
2.70%
|
| Contractual basis | 61 - 90 days past due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 20,317
|
$ 19,812
|
| Contractual basis | 61 - 90 days past due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
7,574,752
|
6,896,035
|
| Contractual basis | 61 - 90 days past due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
3,507,051
|
2,739,963
|
| Contractual basis | 61 - 90 days past due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
2,267,411
|
2,986,200
|
| Contractual basis | 61 - 90 days past due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
2,813,887
|
3,611,704
|
| Contractual basis | 61 - 90 days past due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
14,303,605
|
17,017,849
|
| Contractual basis | 91 or more days past due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
59,771,292
|
62,921,958
|
| Unearned interest, insurance and fees |
(15,690,493)
|
(16,151,623)
|
| Total net loans |
$ 44,080,799
|
$ 46,770,335
|
| Percentage of period-end gross loans receivable |
4.70%
|
5.10%
|
| Contractual basis | 91 or more days past due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 102,690
|
$ 110,203
|
| Contractual basis | 91 or more days past due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
15,977,787
|
13,239,119
|
| Contractual basis | 91 or more days past due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
6,467,404
|
5,338,552
|
| Contractual basis | 91 or more days past due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
4,625,126
|
5,993,977
|
| Contractual basis | 91 or more days past due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
5,745,070
|
7,359,147
|
| Contractual basis | 91 or more days past due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
26,853,215
|
30,880,960
|
| Contractual basis | Total Past Due |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
128,127,862
|
139,560,672
|
| Unearned interest, insurance and fees |
(30,152,753)
|
(32,746,888)
|
| Total net loans |
97,975,109
|
106,813,784
|
| Contractual basis | Total Past Due | Tax Advance Loan |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
2,233,908
|
1,622,982
|
| Contractual basis | Total Past Due | 0 to 5 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
30,314,309
|
26,284,424
|
| Contractual basis | Total Past Due | 6 to 17 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
13,817,975
|
11,191,139
|
| Contractual basis | Total Past Due | 18 to 35 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
9,640,385
|
12,844,419
|
| Contractual basis | Total Past Due | 36 to 59 months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
12,084,453
|
15,839,916
|
| Contractual basis | Total Past Due | 60+ Months |
|
|
| Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
| Gross loans receivable |
$ 60,036,832
|
$ 71,777,792
|