| Schedule of quarterly financial information |
The following sets forth selected quarterly operating data: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Fiscal 2026 | | Fiscal 2025 | | | First | | Second | | Third | | Fourth | | First | | Second | | Third | | Fourth | | | (Dollars in thousands, except for earnings per share data) | | Total revenues | $ | 132,775 | | | $ | 134,848 | | | $ | 141,637 | | | $ | 175,907 | | | $ | 129,801 | | | $ | 131,729 | | | $ | 138,955 | | | $ | 163,688 | | | Provision for credit losses | 50,516 | | | 49,841 | | | 51,423 | | | 36,822 | | | 45,419 | | | 46,669 | | | 44,103 | | | 33,024 | | | General and administrative expenses | 70,360 | | | 71,968 | | | 78,057 | | | 81,493 | | | 61,412 | | | 46,355 | | | 67,223 | | | 65,940 | | | Interest expense | 9,630 | | | 14,343 | | | 12,786 | | | 12,684 | | | 9,769 | | | 10,457 | | | 11,294 | | | 11,190 | | | Income tax expense (benefit) | 684 | | | 358 | | | (4) | | | 9,618 | | | 3,050 | | | 5,882 | | | 2,706 | | | 10,434 | | | Net income (loss) | $ | 1,585 | | | $ | (1,662) | | | $ | (625) | | | $ | 35,290 | | | $ | 10,151 | | | $ | 22,366 | | | $ | 13,629 | | | $ | 43,100 | | | | | | | | | | | | | | | | | | | Net income (loss) per common share: | | | | | | | | | | | | | | | | | Basic | $ | 0.30 | | | $ | (0.33) | | | $ | (0.13) | | | $ | 7.53 | | | $ | 1.85 | | | $ | 4.09 | | | $ | 2.51 | | | $ | 8.11 | | | Diluted | $ | 0.30 | | | $ | (0.33) | | | $ | (0.13) | | | $ | 7.44 | | | $ | 1.82 | | | $ | 4.03 | | | $ | 2.49 | | | $ | 7.91 | |
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