v3.26.1
CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)
Mar. 31, 2026
Mar. 31, 2025
Preferred stock, par value (in dollars per share) $ 0 $ 0
Preferred stock, shares authorized (in shares) 5,000,000 5,000,000
Preferred stock, shares issued (in shares) 0 0
Preferred stock, shares outstanding (in shares) 0 0
Common stock, par value (in dollars per share) $ 0 $ 0
Common stock, shares authorized (in shares) 95,000,000 95,000,000
Common stock, shares issued (in shares) 4,656,505 5,374,012
Common stock, shares outstanding (in shares) 4,656,505 5,374,012
Gross loans receivable $ 1,278,988,323 $ 1,225,635,918
Unearned interest, insurance and fees (325,064,238) (309,320,104)
Allowance for credit losses (112,047,278) (103,347,129)
Loans receivable, net 841,876,807 812,968,685
Restricted cash 23,303,453 5,015,837
Other assets, net 38,669,890 40,871,600
Total assets 1,054,120,644 1,008,488,241
Accounts payable and accrued expenses 37,996,315 42,365,032
Total liabilities 703,115,353 571,496,754
Warehouse Facility    
Amount outstanding 143,293,355 0
Variable Interest Entity, Primary Beneficiary    
Gross loans receivable 228,285,593 0
Unearned interest, insurance and fees (59,193,501) 0
Allowance for credit losses (18,563,362) 0
Loans receivable, net 150,528,730 0
Restricted cash 17,636,232 0
Other assets, net 2,900,036 0
Total assets 171,064,998 0
Accounts payable and accrued expenses 855,839 0
Total liabilities 144,149,194 0
Variable Interest Entity, Primary Beneficiary | Warehouse Facility    
Restricted cash 15,600,000  
Amount outstanding $ 143,293,355 $ 0