Exhibit 99.09
Schedule 4. Selene MLS Report
| Seller Loan ID | Loan ID | Investor Loan ID | Lender Name | Transaction ID | ULI | Borrower 1 First Name | Borrower 1 Last Name | Borrower 1 SSN | Borrower 1 Birthdate | Borrower 1 Gender | Borrower 1 Ethnicity | Borrower 1 Race | Borrower 1 Citizen | Borrower 1 Self-Employment Flag | Borrower 1 FTHB | Borrower 1 FICO Date | Borrower 1 Origination FICO | Borrower 1 Origination Equifax | Borrower 1 Origination Experian | Borrower 1 Origination TransUnion | Borrower 2 First Name | Borrower 2 Last Name | Borrower 2 SSN | Borrower 2 Birthdate | Borrower 2 Gender | Borrower 2 Ethnicity | Borrower 2 Race | Borrower 2 Citizen | Borrower 2 Self-Employment Flag | Borrower 2 FTHB | Borrower 2 FICO Date | Borrower 2 Origination FICO | Borrower 2 Origination Equifax | Borrower 2 Origination Experian | Borrower 2 Origination TransUnion | Borrower 3 First Name | Borrower 3 Last Name | Borrower 3 SSN | Borrower 3 Birthdate | Borrower 3 Gender | Borrower 3 Ethnicity | Borrower 3 Race | Borrower 3 Citizen | Borrower 3 Self-Employment Flag | Borrower 3 FTHB | Borrower 3 FICO Date | Borrower 3 Origination FICO | Borrower 3 Origination Equifax | Borrower 3 Origination Experian | Borrower 3 Origination TransUnion | Borrower 4 First Name | Borrower 4 Last Name | Borrower 4 SSN | Borrower 4 Birthdate | Borrower 4 Gender | Borrower 4 Ethnicity | Borrower 4 Race | Borrower 4 Citizen | Borrower 4 Self-Employment Flag | Borrower 4 FTHB | Borrower 4 FICO Date | Borrower 4 Origination FICO | Borrower 4 Origination Equifax | Borrower 4 Origination Experian | Borrower 4 Origination TransUnion | Subject Address | Subject City | Subject Sate | Subject Zip Code | Subject County | Originator Doc Type | Occupancy | Loan Purpose | Refinance Type | Qualifying Front End DTI | Qualifying DTI | Borrower 1 Qualifying Income | Borrower 2 Qualifying Income | Borrower 3 Qualifying Income | Borrower 4 Qualifying Income | All Borrower Total Qualifying Income | Borrower 1 Employment Status | Borrower 2 Employment Status | Borrower 3 Employment Status | Borrower 4 Employment Status | Borrower 1 Length of Employment | Borrower 2 Length of Employment | Borrower 3 Length of Employment | Borrower 4 Length of Employment | 4506-T Flag | All Borrower Residual Income | All Borrower Monthly Debt | Escrow Flag | Months Reserves | Liquid Cash Reserves | Original Note Loan Amount | Original Qualifying Loan Amount | Original Qualifying Base LTV | Original Qualifying LTV | Original Qualifying CLTV | Application Date | Note Date | Cash Disbursement Date | Mortgage Type | Loan Product | Loan Program | Original Note Interest Rate | Original Qualifying Interest Rate | Original P&I Payment | Original Qualifying P&I Payment | Monthly Escrow Payment | Original Total Housing Expense (PITIA) | First Payment Date | Amortization Type | Original Amortization Term | Original Term to Maturity | Maturity Date | ARM Gross Margin | ARM Rounding Method | ARM Rounding Factor | ARM Lookback Days | ARM Rate Index Type | Origination ARM Rate Index Value | ARM Initial Interest Rate Cap | ARM Subsequent Interest Rate Cap | ARM Initial Interest Rate Floor | ARM Lifetime Interest Rate Floor | ARM Initial Interest Rate Maximum | ARM Lifetime Interest Rate Maximum | ARM First Rate Reset Date | ARM First Payment Reset Date | ARM Subsequent Interest Rate Reset Frequency | ARM Subsequent Payment Reset Frequency | Interest Only Flag | Original Interest Only Term | Balloon Flag | Buydown Flag | Assumable Flag | Prepayment Penalty Flag | Prepayment Penalty Total Term | Prepayment Penalty Type | Origination Channel | PMI Flag | MI Certificate Number | Mortgage Insurance Percent | Mortgage Insurance Type | Mortgage Insurance Company Name | MERS MOM Flag | MERS Loan ID | Property Type | Number of Units | Year Built | Primary Value Property Valuation Date | Primary Value Property Valuation Type | Primary Value Property Value | Secondary Value Property Valuation Date | Secondary Value Property Form Type | Secondary Value Property Value | Sales Price | Qualifying Property Value | Date of Prior Sale | Days Since Prior Sale | Total Adjusted Prior Purchase Price | Flood Zone Flag | Flood Zone Code | Flood Policy Number | Other Lien Amount | Other Lien Position | Originator QM Status | Final QM Status | Total Number of Borrowers | Cash Out Amount | Total Origination and Discount Points | Number of Mortgaged Properties | Credit Report: Max Trade Line | Credit Report: Longest Trade Line | Credit Report: Number of Trade Lines | Credit Line Usage Ratio | Borrower 1 Years in Home | GSE Eligible Flag | AUS Case Number | AUS Recommendation | QM Points and Fees | Annual Percent Rate (APR) | Higher Priced Mortgage Loan (HPML) Flag | Covered/High Cost Loan Flag | Guideline Name | UW Guideline Author | Blanket Mortgage Flag |
| XXXX | 2127960 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 782 | 796 | 756 | 782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 758 | 756 | 773 | 758 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Full Doc | Investment | Refinance | Rate and Term | 29.03 | 50 | 9221.46 | 1929.84 | .00 | .00 | 11151.30 | Employed | Employed | 22.54 | 4.77 | 3 YRS | 5575.54 | 5575.76 | Taxes and Insurance | 63.76 | 66594.16 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 687.19 | 687.19 | 357.23 | 1044.42 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 8813.84 | 6901.04 | 2 | 40000 | 282 | 9 | 0.13204378559105967 | 3.5 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137709 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 745 | 760 | 745 | 744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 15.57 | 46.84 | 17481.28 | .00 | .00 | .00 | 17481.28 | Employed | 3.61 | 2 YRS | 9292.33 | 8188.95 | Taxes and Insurance | 4.13 | 15761.82 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 3149.48 | 3149.48 | 667.33 | 3816.81 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 7126.16 | 2 | 76409 | 166 | 24 | 0.19378148017539074 | 6.25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2122558 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 769 | 773 | 769 | 720 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 2.96 | 35.67 | 12347.70 | .00 | .00 | .00 | 12347.70 | Employed | 2 YRS | 7943.22 | 4404.48 | Taxes and Insurance | 12.09 | 17721.14 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 1100.77 | 1100.77 | 364.71 | 1465.48 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 2212.15 | 1 | 275000 | 221 | 3 | 0.4233973579412416 | 39.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2122564 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 747 | 723 | 747 | 760 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 9044 | Taxes and Insurance | 42.74 | 81637.04 | XXXX | XXXX | 69.57 | 69.57 | 69.57 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1350 | 1350.0 | 559.88 | 1909.88 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 5%, 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 81637.04 | 4819.80 | 4 | 66085 | 218 | 10 | 0.445530612244898 | 5.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2122579 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 762 | 762 | 762 | 752 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 10.9 | 15.49 | 149118.58 | .00 | .00 | .00 | 149118.58 | Employed | 15.21 | 2 YRS | 126016.34 | 23102.24 | No Escrow | 14.44 | 60937.57 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 3031.73 | 3031.73 | 0 | 4221.53 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 1425.00 | 2 | 34143 | 290 | 4 | 0.16519663530883422 | 2 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2122608 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 666 | 653 | 687 | 666 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Investment | Purchase | NA | 3.38 | 25.09 | 45845.75 | .00 | .00 | .00 | 45845.75 | Employed | 10.04 | 2 YRS | 34343.17 | 11502.58 | Taxes and Insurance | 12.43 | 29186.52 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.5 | 8.5 | 1672.39 | 1672.39 | 675.45 | 2347.84 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 6292.10 | 3 | 289464 | 322 | 10 | 0.22706940874035988 | 4.00 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2122594 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 671 | 647 | 671 | 672 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 7460 | Taxes and Insurance | 73.98 | 87321.13 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 970.16 | 970.16 | 210.24 | 1180.4 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | .00 | 3 | 29550 | 146 | 9 | 0.43691318327974277 | 4.17 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2122599 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 682 | 669 | 682 | 684 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 433 | No Escrow | 3.4 | 13372.92 | XXXX | XXXX | 77.39 | 77.39 | 77.39 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 3073.51 | 3073.51 | 0 | 3931.77 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 5%, 5%, 5%, 5% | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | D | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 5785.53 | 6 | 12100 | 145 | 3 | 0.7429595015576324 | 0.50 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137677 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 812 | 805 | 814 | 812 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OR | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 10.17 | 675 | Taxes and Insurance | 1319.6 | 10209576.89 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 5445.05 | 5445.05 | 2231.36 | 7736.88 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 24 | 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 3988.95 | 1 | 60000 | 371 | 6 | 0.05058233890214797 | 19 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137679 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 774 | 787 | 774 | 774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 774 | 774 | 772 | 776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 7.5 | 8.42 | 84161 | Taxes and Insurance | 7.22 | 29384.92 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 2737.23 | 2737.23 | 1331.48 | 4068.72 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | 32.10 | 2 | 40538 | 221 | 10 | 0.15711682743837085 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140098 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 759 | 740 | 759 | 768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 744 | 734 | 781 | 744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | ID | XXXX | XXXX | ALT DOC | Investment | Refinance | Cash Out - Other | 1.96 | 46.78 | 16714.00 | .00 | .00 | .00 | 16714.00 | Employed | Employed | 5.5 | 5.5 | 2 YRS | 8895.19 | 7818.81 | No Escrow | 119.65 | 261684.05 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 1884.5 | 1884.5 | 0 | 2187.11 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 261684.05 | 350.00 | 2 | 149244 | 291 | 5 | 0.2233786231884058 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2133244 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 744 | 747 | 736 | 744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 16 | 1671 | Taxes and Insurance | 199.86 | 375263.94 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 1503.35 | 1503.35 | 374.29 | 1877.63 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 968.54 | 4 | 31900 | 287 | 9 | 0.21868503937007874 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137678 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 748 | 722 | 775 | 748 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 40.01 | 41.34 | 9170.13 | .00 | .00 | .00 | 9170.13 | Not Employed | 4 | 1 YR | 5378.88 | 3791.25 | Taxes and Insurance | 28.69 | 105271.07 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 1933.89 | 1933.89 | 581.36 | 3669.25 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1425.00 | 1 | 15000 | 245 | 6 | 0.0738955087076077 | No | XXXX | Manual Underwriting | 0 | 7.519 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140100 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 788 | 786 | 788 | 806 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 786 | 792 | 771 | 786 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 6472 | Taxes and Insurance | 95.95 | 697865.07 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 5736.33 | 5736.33 | 1536.75 | 7273.08 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | 245.95 | 9 | 40400 | 316 | 2 | 0.06482673267326733 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137682 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 787 | 791 | 787 | 768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 6.92 | 12612 | Taxes and Insurance | 15.37 | 73993.67 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 3544.92 | 3544.92 | 997.83 | 4542.75 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 11298.38 | 3 | 20500 | 215 | 4 | 0.10940845070422535 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137683 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 663 | 663 | 663 | 662 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 699 | 684 | 705 | 699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Cash Out - Other | 30.49 | 34.48 | 6031.52 | 2798.18 | .00 | .00 | 8829.70 | Employed | Employed | 17.42 | 9.42 | 2 YRS | 5785.14 | 3044.56 | Taxes and Insurance | 11.17 | 30076.66 | XXXX | XXXX | 58.18 | 58.18 | 58.18 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 2264.94 | 2264.94 | 427.62 | 2692.56 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 30076.66 | .00 | 1 | 16401 | 251 | 3 | 0.9487956996657593 | 15 | No | XXXX | Manual Underwriting | 4500.0 | 7.864 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| XXXX | 2137704 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | No | XXXX | 776 | 790 | 776 | 763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1018 | No Escrow | 73.79 | 310795.08 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 3424.24 | 3424.24 | 0 | 4211.92 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 310795.08 | 877.69 | 1 | 30000 | 238 | 8 | 0.1281072298943948 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140114 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 781 | 781 | 784 | 743 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1894 | No Escrow | 81.97 | 94095.88 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 779.3 | 779.3 | 0 | 1147.93 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 1411.88 | 15 | 37000 | 209 | 7 | 0.08590225301356277 | 4.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143979 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 631 | 647 | 631 | 615 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 24.45 | 25.06 | 19750.88 | .00 | .00 | .00 | 19750.88 | Employed | 10.25 | 2 YRS | 14801.21 | 4949.67 | Taxes and Insurance | 11.32 | 132070.77 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 3425.25 | 3425.25 | 604.05 | 4829.67 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1425.00 | 1 | 4397 | 216 | 1 | 0 | 5.92 | No | XXXX | Manual Underwriting | 0 | 9.285 | Yes | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155503 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 676 | 755 | 676 | 674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 26.92 | 2141 | Taxes and Insurance | 107.71 | 293624.37 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 2180 | 2180.0 | 545.95 | 2725.95 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 293624.37 | 6195.92 | 3 | 38908 | 275 | 4 | 0 | 5.67 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 736 | 729 | 804 | 736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4415 | Taxes and Insurance | 8.45 | 24093.41 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 2277.34 | 2277.34 | 575.38 | 2852.72 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 852.73 | .00 | 2 | 41400 | 235 | 7 | 0.1442291401948327 | 11 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137702 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 751 | 751 | 759 | 745 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 753 | 752 | 759 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 5909 | Taxes and Insurance | 87.02 | 153755.07 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1204.36 | 1204.36 | 562.55 | 1766.91 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | 638.57 | 2 | 28300 | 244 | 2 | 0.5315194346289752 | 7.42 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 730 | 751 | 712 | 730 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 31295 | Taxes and Insurance | 16.07 | 44361.78 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 2506.23 | 2506.23 | 254.52 | 2760.75 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 363750.8 | 212.28 | 5 | 97214 | 239 | 37 | 0.06611491628614917 | 4 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137689 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 781 | 788 | 769 | 781 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2321 | No Escrow | 99.48 | 216953.22 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1441.14 | 1441.14 | 0 | 2180.9 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 216953.22 | .00 | 2 | 25000 | 363 | 14 | 0.16439578264395782 | 35 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137708 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 749 | 728 | 752 | 749 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 519 | Taxes and Insurance | 11.47 | 35087.11 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 2195.5 | 2195.5 | 863.41 | 3058.91 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 35087.11 | .00 | 1 | 21859 | 243 | 14 | 0.0776182606899401 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143977 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 768 | 756 | 783 | 768 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1008 | Taxes and Insurance | 46.32 | 118197.58 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1818.03 | 1818.03 | 733.56 | 2551.59 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 5784.20 | 2 | 30000 | 480 | 5 | 0.6622056384742951 | 24.83 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137692 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 711 | 727 | 699 | 711 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 9019 | Taxes and Insurance | 33.57 | 66344.87 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1449.84 | 1449.84 | 526.47 | 1976.33 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 2795.45 | 2 | 66761 | 89 | 6 | 0.41969283276450514 | 1.5 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137705 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 652 | 652 | 621 | 653 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NV | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 18.96 | 29.8 | 23403.28 | .00 | .00 | .00 | 23403.28 | Employed | 2.83 | 2 YRS | 16428.97 | 6974.31 | Taxes and Insurance | 338.31 | 1500854.14 | XXXX | XXXX | 64.13 | 64.13 | 64.13 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 3827.05 | 3827.05 | 524.26 | 4436.31 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 54629.73 | 15820.00 | 1 | 85088 | 119 | 9 | 0.9549791694664695 | 0.58 | No | XXXX | Manual Underwriting | 0 | 9.270 | Yes | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137700 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 705 | 710 | 685 | 705 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 9603 | No Escrow | 100.77 | 513235.69 | XXXX | XXXX | 48.03 | 48.03 | 48.03 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 3380.21 | 3380.21 | 0 | 5093.03 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 513235.69 | 594.50 | 8 | 16597 | 239 | 10 | 0.23106471816283924 | 3.42 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137697 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | No | XXXX | 705 | 690 | 744 | 705 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 9613 | Taxes and Insurance | 28.38 | 63140.58 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1697.23 | 1697.23 | 224.69 | 2001.92 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Retail | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | .00 | 4 | 34928 | 95 | 9 | 0.14938209331651955 | 5.5 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137694 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 706 | 661 | 730 | 706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 533 | No Escrow | 115.43 | 796349.68 | XXXX | XXXX | 49.09 | 49.09 | 49.09 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 5186.52 | 5186.52 | 0 | 6898.69 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 796349.68 | 245.95 | 6 | 25000 | 418 | 13 | 0.09448051948051948 | 25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 780 | 783 | 764 | 780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2942 | Taxes and Insurance | 27.26 | 126864.94 | XXXX | XXXX | 71.95 | 71.95 | 71.95 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 4024.84 | 4024.84 | 628.4 | 4653.24 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 126864.94 | 1867.50 | 3 | 33951 | 302 | 6 | 0.5079974408189379 | 2.75 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 776 | 776 | 795 | 758 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2018 | Taxes and Insurance | 41.97 | 83889.61 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1697.5 | 1697.5 | 221.36 | 1998.86 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Retail | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | .00 | 4 | 27000 | 93 | 4 | 0.021943775100401606 | 8 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140103 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 723 | 719 | 723 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 27.04 | 40.41 | 12132.17 | .00 | .00 | .00 | 12132.17 | Employed | 13 | 2 YRS | 7229.02 | 4903.15 | Taxes and Insurance | 17.87 | 58623.77 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2575.16 | 2575.16 | 461.99 | 3280.15 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 5250.00 | 2 | 78105 | 149 | 13 | 0.0183292140385566 | 6.5 | No | XXXX | Manual Underwriting | 5250.0 | 7.085 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137676 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 785 | 785 | 823 | 777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 757 | 757 | 791 | 746 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | UT | XXXX | XXXX | ALT DOC | Second Home | Purchase | NA | 6.32 | 15.19 | 64958.00 | .00 | .00 | .00 | 64958.00 | Employed | Not Employed | 2.92 | 2 YRS | 55090.92 | 9867.08 | Taxes and Insurance | 19.98 | 66652.7 | XXXX | XXXX | 56.96 | 56.96 | 56.96 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 2881.4 | 2881.4 | 455.41 | 3336.81 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 4738.50 | 3 | 231000 | 439 | 8 | 0.03245454545454545 | 6.5 | No | XXXX | Manual Underwriting | 4738.5 | 6.792 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137691 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 744 | 758 | 737 | 744 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 11.92 | 26.63 | 36821.69 | .00 | .00 | .00 | 36821.69 | Employed | 8.83 | 3 YRS | 27016.58 | 9805.11 | Taxes and Insurance | 25.18 | 110537.59 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2991.31 | 2991.31 | 1368.63 | 4389.11 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 110537.59 | 5900.52 | 2 | 174488 | 214 | 8 | 0.44784419823069654 | 5.83 | No | XXXX | Manual Underwriting | 14780.52 | 7.316 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140011 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 763 | 753 | 763 | 773 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 8651.63 | Taxes and Insurance | 13.19 | 26208.12 | XXXX | XXXX | 73.57 | 73.57 | 73.57 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1595.46 | 1595.46 | 391.8 | 1987.26 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 26208.12 | 3465.00 | 1 | 28563 | 179 | 4 | 0.8126490066225166 | 2 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137693 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 660 | 673 | 660 | 621 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 30 | Taxes and Insurance | 55.44 | 95776.53 | XXXX | XXXX | 35.0 | 35.0 | 35.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1223.63 | 1223.63 | 503.92 | 1727.53 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 95776.53 | 3829.50 | 1 | 1400 | 383 | 1 | 0.025714285714285714 | 6 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137685 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 722 | 729 | 707 | 722 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 52197 | No Escrow | 9.68 | 21206.06 | XXXX | XXXX | 72.21 | 72.21 | 72.21 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1904.93 | 1904.93 | 0 | 2190.09 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 888.03 | 3 | 39438 | 195 | 6 | 0.7736986301369863 | 3 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137695 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 703 | 703 | 723 | 703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 5446 | Taxes and Insurance | 56.98 | 164323.14 | XXXX | XXXX | 64.52 | 64.52 | 64.52 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 2046.53 | 2046.53 | 837.5 | 2884.03 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | .00 | 2 | 28041 | 303 | 7 | 0.2913402818238709 | 11 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151887 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 714 | 693 | 758 | 714 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NY | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1907.45 | Taxes and Insurance | 24.16 | 44997.38 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 1147.65 | 1147.65 | 715.17 | 1862.81 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | No | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 1927.78 | 9018.15 | 3 | 25690 | 88 | 12 | 0.007388724035608309 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151854 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 768 | 768 | 804 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CO | XXXX | XXXX | Full Doc | Primary Residence | Refinance | Rate and Term | 35.86 | 47.71 | 8194.17 | .00 | .00 | .00 | 8194.17 | Employed | 2.25 | 3 YRS | 4284.56 | 3909.61 | Taxes and Insurance | 19.88 | 58431.03 | XXXX | XXXX | 83.42 | 83.42 | 83.42 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.5 | 7.5 | 2595.73 | 2595.73 | 342.9 | 2938.63 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 2002.14 | 1595.00 | 2 | 38600 | 258 | 3 | 0.0003004227377094912 | No | XXXX | Manual Underwriting | 1595.0 | 7.582 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137686 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 798 | 798 | 810 | 790 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Rate and Term | 11.76 | 13.57 | 110288.22 | .00 | .00 | .00 | 110288.22 | Employed | 12.92 | Yes | 95321.73 | 14966.49 | No Escrow | 30.46 | 395061.27 | XXXX | XXXX | 74.51 | 74.51 | 74.51 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.625 | 6.625 | 11045.36 | 11045.36 | 67.75 | 12970.49 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1425.00 | 1 | 62007 | 254 | 4 | 0 | 2 | No | XXXX | Manual Underwriting | 22987.5 | 6.790 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140109 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 737 | 737 | 741 | 658 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 29052 | Taxes and Insurance | 165.09 | 1315454.39 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 6386.9 | 6386.9 | 1581.19 | 7968.09 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | Yes | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 7015.40 | 6 | 3900 | 162 | 6 | 0 | 6 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137688 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 699 | 726 | 699 | 681 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1630 | Taxes and Insurance | 22.68 | 72539.43 | XXXX | XXXX | 52.18 | 52.18 | 52.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1680.26 | 1680.26 | 895.79 | 3199.05 | XXXX | Fixed | 480 | 480 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 72539.43 | 8026.00 | 7 | 18949 | 94 | 4 | 0.8019323671497585 | 6.33 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140104 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 742 | 746 | 742 | 715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 24511 | No Escrow | 121.1 | 564373.45 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 3793.76 | 3793.76 | 0.0 | 4660.42 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 564373.45 | 5745.47 | 7 | 50000 | 294 | 17 | 0.22820035282381904 | 1.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140097 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 733 | 732 | 757 | 733 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NV | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4761 | Taxes and Insurance | 4.52 | 9961.59 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1960.28 | 1960.28 | 241.59 | 2201.87 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 8589.58 | 2 | 70635 | 386 | 9 | 0.4490112130479103 | 12 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140012 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 746 | 746 | 708 | 760 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | KS | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4133 | Taxes and Insurance | 45.09 | 97727.38 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1734.7 | 1734.7 | 432.82 | 2167.52 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 96537.38 | .00 | 1 | 62004 | 260 | 10 | 0.45098744769874477 | 0.91 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143984 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 702 | 708 | 639 | 702 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Rate and Term | 8.9 | 9.75 | 171685.00 | .00 | .00 | .00 | 171685.00 | Employed | 29.83 | Yes | 154953.37 | 16731.63 | Taxes and Insurance | 12.7 | 193935.6 | XXXX | XXXX | 82.44 | 82.44 | 82.44 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.875 | 7.875 | 12253.67 | 12253.67 | 2943.4 | 15274.07 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 8313.53 | 1425.00 | 1 | 57454 | 292 | 6 | 0.31815899581589957 | 2 | No | XXXX | Manual Underwriting | 18325.0 | 8.019 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143983 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 791 | 791 | 783 | 801 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 35795 | Taxes and Insurance | 103.06 | 166555.54 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1172.62 | 1172.62 | 348.44 | 1616.06 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 48 | 5%, 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 166555.54 | 4502.34 | 2 | 64105 | 295 | 8 | 0 | 17 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140096 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 735 | 758 | 689 | 735 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 7324 | Taxes and Insurance | 5.2 | 26575.01 | XXXX | XXXX | 72.99 | 72.99 | 72.99 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 3550.5 | 3550.5 | 1561 | 5111.5 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 24 | 5%, 5% | Retail | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AH | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 6960.11 | 2 | 7550 | 128 | 7 | 0.12121212121212122 | 0.42 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140106 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 727 | 733 | 727 | 695 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 31.44 | 38.59 | 8299.98 | .00 | .00 | .00 | 8299.98 | Employed | 5.33 | Yes | 5096.87 | 3203.11 | Taxes and Insurance | 19.34 | 50471.3 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 1882.81 | 1882.81 | 714.27 | 2609.16 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 99738.3 | 4069.08 | 1 | 20500 | 228 | 18 | 0.5500179211469534 | 8 | No | XXXX | Manual Underwriting | 6945.0 | 7.356 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137699 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 731 | 709 | 731 | 739 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 17.42 | 5686.61 | Taxes and Insurance | 34.65 | 83723.08 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 2145.6 | 2145.6 | 240.86 | 2416.46 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 24 | 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 83723.08 | 2576.78 | 4 | 81707 | 227 | 9 | 0.48131487889273356 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2137698 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 731 | 709 | 731 | 739 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 17.42 | 10383 | Taxes and Insurance | 47.32 | 111555.52 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7 | 7.0 | 2110.67 | 2110.67 | 186.57 | 2357.24 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 24 | 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 111555.52 | 2534.83 | 3 | 81707 | 228 | 13 | 0.37015776468352024 | 5.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151855 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 801 | 774 | 807 | 801 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | KY | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 33.56 | 46.78 | 4439.90 | .00 | .00 | .00 | 4439.90 | Retired | 3 YRS | 2362.77 | 2077.13 | Taxes and Insurance | 99.09 | 147661.02 | XXXX | XXXX | 90.0 | 90.0 | 90.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7 | 7.0 | 928.1 | 928.1 | 212.04 | 1490.13 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 6268.25 | 1 | 15400 | 472 | 5 | 0.11137420718816067 | 10 | No | XXXX | Manual Underwriting | 6268.25 | 7.538 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2138595 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non-Permanent Non-US Citizen | Yes | XXXX | 645 | 635 | 645 | 658 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Non-Permanent Non-US Citizen | No | false | XXXX | 644 | 644 | 640 | 651 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TN | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Debt Consolidation | 33.17 | 38.05 | 5642.00 | 4160.00 | .00 | .00 | 9802.00 | Employed | Employed | 5 | 2 YRS | 6072.81 | 3729.19 | Taxes and Insurance | 16.94 | 55067.2 | XXXX | XXXX | 74.07 | 74.07 | 74.07 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.75 | 7.75 | 2865.65 | 2865.65 | 307.53 | 3251.19 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | A | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 55067.2 | 9273.00 | 1 | 52592 | 39 | 5 | 0.2149270896303614 | 1.75 | No | XXXX | Manual Underwriting | 9273.0 | 8.025 | Yes | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| XXXX | 2144467 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 777 | 667 | 783 | 777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 3613 | Taxes and Insurance | 164.81 | 106663.21 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 525.54 | 525.54 | 121.67 | 647.2 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 6310.00 | 4 | 50820 | 283 | 8 | 0.052950819672131146 | 18.75 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2144468 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 777 | 667 | 783 | 777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 3613 | Taxes and Insurance | 152.28 | 104478.24 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 525.54 | 525.54 | 176.7 | 702.23 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 6310.00 | 4 | 169667 | 283 | 8 | 0.052950819672131146 | 18.66 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2144469 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 777 | 667 | 783 | 777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 3613 | Taxes and Insurance | 162.4 | 104478.24 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 499.27 | 499.27 | 158.18 | 657.45 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 6225.00 | 4 | 50820 | 283 | 7 | 0.5383333333333333 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140018 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 746 | 745 | 746 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 53325 | Taxes and Insurance | 14.27 | 67633.7 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 3304.19 | 3304.19 | 1523.38 | 4739.35 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | .00 | 1 | 240000 | 145 | 5 | 0.9519626894675476 | 6 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143981 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 737 | 737 | 752 | 705 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 132923 | Taxes and Insurance | 9.24 | 41761.55 | XXXX | XXXX | 73.5 | 73.5 | 73.5 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 3553.52 | 3553.52 | 330.99 | 4519.51 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 2980.81 | 17909.58 | 5 | 74736 | 70 | 7 | 0.5310715817959804 | 11 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140115 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 737 | 737 | 760 | 736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 733 | 733 | 729 | 736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 10769 | Taxes and Insurance | 11.99 | 25711.44 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1555.36 | 1555.36 | 589.17 | 2144.53 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | .00 | 2 | 17096 | 522 | 8 | 0.18140391496527047 | 19.67 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140015 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 735 | 746 | 735 | 726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OK | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 14779 | Taxes and Insurance | 52.45 | 99314.64 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1560.48 | 1560.48 | 333 | 1893.48 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Retail | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 99314.64 | .00 | 2 | 28793 | 205 | 6 | 0.8463271604938272 | 6.58 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143060 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 718 | 687 | 718 | 726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 793 | 793 | 756 | 805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 15485 | Taxes and Insurance | 548.59 | 570517.92 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 667.44 | 667.44 | 372.54 | 1039.98 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | .00 | 9 | 45000 | 238 | 5 | 0.4411792905081496 | 20 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143059 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 718 | 687 | 718 | 726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 793 | 793 | 756 | 805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 17575 | Taxes and Insurance | 95.01 | 130101.91 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 846.12 | 846.12 | 523.21 | 1369.33 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | .00 | 10 | 45000 | 238 | 8 | 0.15471127900701565 | 20 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140014 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 718 | 687 | 718 | 726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 793 | 793 | 756 | 805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 17575 | Taxes and Insurance | 84.09 | 123117.76 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 951.23 | 951.23 | 512.83 | 1464.06 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | 2505.00 | 10 | 45000 | 238 | 8 | 0.15471127900701565 | 20.00 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140013 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 718 | 687 | 718 | 726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 793 | 793 | 756 | 805 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 15485 | Taxes and Insurance | 519.06 | 568333.54 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 719.99 | 719.99 | 374.94 | 1094.93 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | .00 | 9 | 45000 | 238 | 5 | 0.4411792905081496 | 20 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2141204 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 761 | 748 | 769 | 761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 761 | 740 | 769 | 761 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | Not Employed | Not Employed | NA | 3239.01 | No Escrow | 201.53 | 645702.01 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 2653.99 | 2653.99 | 0 | 3204.01 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 9505.00 | 1 | 10000 | 291 | 2 | 0 | 0.75 | No | XXXX | Manual Underwriting | 0 | 7.143 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140101 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 765 | 789 | 765 | 762 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Rate and Term | 29.23 | 41.34 | 14871.33 | .00 | .00 | .00 | 14871.33 | Employed | 6.58 | 3 YRS | 8722.93 | 6148.4 | Taxes and Insurance | 6.4 | 27823.62 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 3148.81 | 3148.81 | 1197.59 | 4346.4 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AH | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 1544.81 | 7269.72 | 1 | 36988 | 115 | 6 | 0.29968125729794554 | 3.5 | No | XXXX | Manual Underwriting | 20897.35 | 7.793 | Yes | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140105 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 754 | 754 | 735 | 773 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MD | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4235 | Taxes and Insurance | 53.92 | 69101.34 | XXXX | XXXX | 60.0 | 60.0 | 60.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1023.95 | 1023.95 | 257.55 | 1281.5 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | Yes | Y | 36 | 5%, 5%, 5% | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 69101.34 | 4060.00 | 2 | 28894 | 242 | 11 | 0.07666092943201377 | 4 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140099 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 672 | 672 | 649 | 694 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | UT | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Rate and Term | 14.55 | 14.92 | 61852.76 | .00 | .00 | .00 | 61852.76 | Employed | 2.67 | 2 YRS | 52625.51 | 9227.25 | Taxes and Insurance | 7.02 | 63197 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 8068.85 | 8068.85 | 930.4 | 8999.25 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1425.00 | 1 | 11701 | 149 | 8 | 0.21537909284377324 | 1.42 | No | XXXX | Manual Underwriting | 0 | 7.656 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140076 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 793 | 793 | 820 | 782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 737 | 728 | 795 | 737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | WA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 21 | 29.11 | 28754.52 | .00 | .00 | .00 | 28754.52 | Employed | Not Employed | 4.67 | NA | 20384.31 | 8370.21 | Taxes and Insurance | 12.11 | 73115.73 | XXXX | XXXX | 85.0 | 85.0 | 85.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 6.875 | 6.875 | 5137.18 | 5137.18 | 900.04 | 6037.21 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 14132.50 | 2 | 24000 | 206 | 3 | 0.024665391969407265 | 14.92 | No | XXXX | Manual Underwriting | 14132.5 | 7.082 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140108 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 763 | 778 | 763 | 757 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 728 | 728 | 758 | 712 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | ALT DOC | Primary Residence | Refinance | Cash Out - Other | 41.94 | 47.34 | 15953.24 | 5312.08 | .00 | .00 | 21265.32 | Employed | Employed | 27.67 | 0.83 | 3 YRS | 11198.34 | 10066.98 | No Escrow | 69.85 | 623028.85 | XXXX | XXXX | 78.46 | 78.46 | 78.46 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 7804.1 | 7804.1 | 0 | 8919.06 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 222271.66 | 1595.00 | 1 | 18100 | 382 | 10 | 0.20854586129753916 | 1 | No | XXXX | Manual Underwriting | 0 | 7.286 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| XXXX | 2140085 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | false | XXXX | 662 | 662 | 683 | 655 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 826 | Taxes and Insurance | 8.68 | 23814.91 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 1979.09 | 1979.09 | 763.27 | 2742.35 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 12565.3 | 15962.50 | 1 | 7371 | 40 | 14 | 0.48977741137675185 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143982 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 731 | 735 | 722 | 731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4717 | Taxes and Insurance | 28.75 | 45320.81 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1339.02 | 1339.02 | 237.15 | 1576.17 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 45320.81 | 10003.01 | 2 | 34233 | 284 | 20 | 0.35590100541376646 | 24.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143985 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 765 | 809 | 765 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 17552 | Taxes and Insurance | 41.77 | 93414.78 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 1739.06 | 1739.06 | 497.5 | 2236.56 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 93414.78 | 4729.35 | 5 | 7944 | 250 | 5 | 0.8779099844800827 | 19 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143978 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 702 | 703 | 702 | 701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | ALT DOC | Second Home | Refinance | Cash Out - Other | 2.33 | 15.38 | 71344.07 | .00 | .00 | .00 | 71344.07 | Employed | 11.33 | Yes | 60372.41 | 10971.66 | Taxes and Insurance | 10.73 | 27300.8 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.375 | 7.375 | 1991.91 | 1991.91 | 553.56 | 2545.47 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Loan Collateral Advisor (LCA) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | D | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 27300.8 | .00 | 2 | 43319 | 199 | 12 | 0.38898625528827946 | 10.25 | No | XXXX | Manual Underwriting | 5768.0 | 7.405 | No | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140107 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 748 | 707 | 748 | 770 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | ID | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 9570.41 | Taxes and Insurance | 7.1 | 22391.64 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 2728.65 | 2728.65 | 400.27 | 3154.92 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 14537.64 | 4000.00 | 3 | 39400 | 218 | 20 | 0.6081039755351682 | 0.58 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140112 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 804 | 783 | 804 | 808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 599 | No Escrow | 23.91 | 54219.66 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1777.69 | 1777.69 | 0 | 2268.14 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 2667.83 | 1 | 17023 | 334 | 2 | 0.031011235955056178 | 36 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140113 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 680 | 680 | 649 | 701 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | LA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 18203 | Taxes and Insurance | 92.37 | 185557.57 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 1402.38 | 1402.38 | 606.41 | 2008.78 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 185557.57 | 4547.27 | 8 | 35800 | 145 | 20 | 0.6127519289221417 | 0.25 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2140116 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 785 | 785 | 810 | 779 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4704 | Taxes and Insurance | 27.65 | 35428.73 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 976.76 | 976.76 | 304.55 | 1281.31 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 721.20 | 3 | 100000 | 308 | 9 | 0.19335679480238224 | 2 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151778 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 803 | 803 | 806 | 799 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 154 | Taxes and Insurance | 19.77 | 39253.01 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 1592.81 | 1592.81 | 392.75 | 1985.56 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 2520.00 | 2 | 6900 | 101 | 4 | 0.0022818791946308723 | 0.58 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2143980 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 689 | 713 | 689 | 688 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 0 | Taxes and Insurance | 104.55 | 265400.54 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1691.67 | 1691.67 | 621.81 | 2538.47 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 24 | 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | .00 | 1 | 2000 | 148 | 1 | 0 | 0.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153392 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 763 | 750 | 774 | 763 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | VA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 802 | Taxes and Insurance | 18.52 | 30431.18 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1458.71 | 1458.71 | 575.79 | 2034.5 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Retail | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 5122.00 | 3 | 20000 | 288 | 4 | 0.00028 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151718 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 623 | 633 | 623 | 614 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | 24 Month Bank Statement | Primary Residence | Purchase | NA | 12.4 | 21.48 | 42229.25 | .00 | .00 | .00 | 42229.25 | Employed | 5.33 | 3 YRS | 33160.2 | 9069.05 | Taxes and Insurance | 8.28 | 43376.87 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 4041.88 | 4041.88 | 1121.42 | 5238.3 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | .00 | 1 | 40965 | 112 | 8 | 0 | 2.25 | No | XXXX | Manual Underwriting | 13970.0 | 9.261 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151702 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 791 | 791 | 795 | 782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 504 | No Escrow | 37.6 | 81613.64 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 1767.58 | 1767.58 | 0 | 2170.44 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | Yes | XXXX | Two to Four Unit | 2 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 4500.00 | 2 | 12500 | 236 | 20 | 0.022848122299767366 | 13.08 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2154545 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 771 | 771 | 769 | 775 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OK | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 97 | Taxes and Insurance | 169.49 | 132595.7 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 655.06 | 655.06 | 127.73 | 782.34 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 26396.81 | .00 | 6 | 13000 | 102 | 4 | 0.07135338345864661 | 2.00 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2154544 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 771 | 771 | 769 | 775 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OK | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 97 | Taxes and Insurance | 18.37 | 19174.3 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 842.22 | 842.22 | 201.49 | 1043.71 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 19174.3 | .00 | 4 | 2803 | 102 | 4 | 0.44533083059596434 | 3.00 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | false | XXXX | 760 | 771 | 760 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1.85 | 1559 | Taxes and Insurance | 89.29 | 73946.87 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 615.87 | 615.87 | 212.34 | 828.21 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 5858.56 | .00 | 2 | 30000 | 167 | 14 | 0.17625072212593876 | 5.83 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151777 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 756 | 758 | 756 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Home Improvement/Reno | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 940 | Taxes and Insurance | 128.53 | 99800.96 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 690.22 | 690.22 | 86.25 | 776.47 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 99800.96 | .00 | 1 | 44908 | 154 | 2 | 0 | 2.67 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151888 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 707 | 689 | 733 | 707 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 4636 | Taxes and Insurance | 10.04 | 14064.18 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 875.61 | 875.61 | 510.14 | 1400.68 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Retail | No | XXXX | No | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 10592.25 | 1 | 22050 | 286 | 13 | 0.5171173317450863 | 18 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151889 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 742 | 746 | 730 | 742 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 5167 | Taxes and Insurance | 40.24 | 82140.2 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.25 | 6.25 | 1137.85 | 1137.85 | 974.62 | 2112.46 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Retail | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | A | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 7526.00 | 2 | 29000 | 212 | 9 | 0.040061103964448605 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151703 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 733 | 754 | 733 | 712 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | false | XXXX | 758 | 792 | 758 | 750 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | Full Doc | Primary Residence | Purchase | NA | 23.07 | 49.96 | 29083.00 | -177.67 | .00 | .00 | 28905.33 | Employed | Employed | 0.83 | 5.83 | NA | 14463.93 | 14441.4 | No Escrow | 115.93 | 773043.82 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 5114.87 | 5114.87 | 0 | 6668.4 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 6800.14 | 4 | 55548 | 249 | 9 | 0.054635533253413394 | 1.17 | No | XXXX | Manual Underwriting | 18507.0 | 7.268 | No | No | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||
| XXXX | 2151697 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 715 | 702 | 728 | 715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2464 | Taxes and Insurance | 21.91 | 79833.84 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 2564.13 | 2564.13 | 1079.19 | 3643.32 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Retail | No | XXXX | Yes | XXXX | Two to Four Unit | 3 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 79833.84 | 5791.15 | 2 | 16000 | 197 | 2 | 0.8158947368421052 | 3.92 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151715 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 627 | 627 | 609 | 639 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MO | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 25.63 | 43.16 | 11398.52 | .00 | .00 | .00 | 11398.52 | Employed | 6.83 | 2 YRS | 6479.23 | 4919.29 | Taxes and Insurance | 28.66 | 83716.8 | XXXX | XXXX | 80.0 | 80.0 | 80.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.875 | 8.875 | 2386.93 | 2386.93 | 534.56 | 2921.49 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1425.00 | 1 | 69048 | 115 | 6 | 0.6364833717484359 | 1.33 | No | XXXX | Manual Underwriting | 0 | 9.208 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151891 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 740 | 732 | 740 | 755 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1855 | Taxes and Insurance | 100.67 | 264601.33 | XXXX | XXXX | 47.54 | 47.54 | 47.54 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1721.88 | 1721.88 | 987.34 | 2709.22 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 264601.33 | 8195.00 | 1 | 36100 | 390 | 13 | 0.41048483401003105 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151890 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 758 | 796 | 745 | 758 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 668 | 661 | 668 | 679 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 7662.26 | Taxes and Insurance | 20.91 | 38194.58 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 1339.36 | 1339.36 | 538.42 | 1877.78 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 38194.58 | 5982.95 | 2 | 5595 | 230 | 2 | 0.38664957602050876 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2154543 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 773 | 758 | 773 | 774 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 277 | Taxes and Insurance | 93.78 | 96179.51 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.625 | 6.625 | 672.33 | 672.33 | 118.31 | 1025.64 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 96179.51 | .00 | 1 | 441572 | 223 | 8 | 0.0589463989079127 | 8 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155670 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | XXXX | 715 | 724 | 715 | 674 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2472 | Taxes and Insurance | 66.29 | 166642.98 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1615.19 | 1615.19 | 898.68 | 2513.87 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Two to Four Unit | 4 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | AE | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 166642.98 | .00 | 1 | 31854 | 183 | 17 | 0.20566902876198417 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151893 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 783 | 799 | 769 | 783 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 991 | Taxes and Insurance | 129.01 | 237286.92 | XXXX | XXXX | 70.0 | 70.0 | 70.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1671.56 | 1671.56 | 215 | 1886.56 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 233466.82 | .00 | 1 | 20133 | 128 | 3 | 0.04194690265486726 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155497 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 713 | 729 | 691 | 713 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NC | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 45401 | Taxes and Insurance | 3.39 | 11227.77 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 2926.74 | 2926.74 | 386.67 | 3313.41 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 12 months interest on amount that exceeds 20% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 11227.77 | 2665.39 | 6 | 115808 | 125 | 7 | 0.0049350649350649355 | 0.5 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153090 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 794 | 794 | 796 | 792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 630 | No Escrow | 13.43 | 20730.68 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 936.33 | 936.33 | 0 | 1543.56 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 20730.68 | 3525.00 | 1 | 37100 | 368 | 2 | 0.038210702341137125 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153093 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 794 | 794 | 796 | 792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2.08 | 670 | No Escrow | 19.39 | 29539.64 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 916.41 | 916.41 | 0 | 1523.64 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 29539.64 | 3450.00 | 1 | 37100 | 368 | 3 | 0.038210702341137125 | 2.17 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153092 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 794 | 794 | 796 | 792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2.08 | 670 | No Escrow | 108.24 | 183003.09 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1035.94 | 1035.94 | 0 | 1690.64 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 183003.09 | 3900.00 | 2 | 22700 | 368 | 2 | 0.10066079295154184 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153091 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 794 | 794 | 796 | 792 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2.08 | 670 | No Escrow | 255.17 | 436490.63 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.375 | 6.375 | 1055.86 | 1055.86 | 0 | 1710.56 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 186653.45 | 3975.00 | 2 | 22700 | 368 | 2 | 0.10066079295154184 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153095 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 722 | 722 | 724 | 695 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2.17 | 13688 | Taxes and Insurance | 87.9 | 92515.18 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 707.95 | 707.95 | 344.54 | 1052.49 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 4%, 3% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 92515.18 | .00 | 1 | 29910 | 256 | 11 | 0.2736264740835543 | 20 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153094 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 755 | 755 | 753 | 759 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1.92 | 2457 | Taxes and Insurance | 97.09 | 68888.22 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 535.61 | 535.61 | 173.91 | 709.52 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 68888.22 | .00 | 2 | 24416 | 443 | 5 | 0.2712873563218391 | 16 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155500 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 751 | 760 | 751 | 746 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | PA | XXXX | XXXX | ALT DOC | Primary Residence | Purchase | NA | 8.05 | 15.84 | 35844.00 | .00 | .00 | .00 | 35844.00 | Employed | 3.08 | 2 YRS | 30167.63 | 5676.37 | Taxes and Insurance | 6.09 | 17582.43 | XXXX | XXXX | 90.0 | 90.0 | 90.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 8.375 | 8.375 | 2346.34 | 2346.34 | 539.04 | 2885.37 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 1425.00 | 2 | 28000 | 90 | 6 | 0.05821182943603852 | 0.5 | No | XXXX | Manual Underwriting | 4512.0 | 8.571 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151894 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 792 | 792 | 792 | 796 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 35 | Taxes and Insurance | 8.09 | 7448.24 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.0 | 7.0 | 773.41 | 773.41 | 195.62 | 969.02 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 5067.50 | 12 | 20000 | 321 | 2 | 0.009138461538461538 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155508 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Permanent Non-US Citizen | Yes | XXXX | 765 | 783 | 744 | 765 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 33.28 | 39.42 | 17145.94 | .00 | .00 | .00 | 17145.94 | Employed | 2 | 3 YRS | 10387.62 | 6758.32 | Taxes and Insurance | 6.65 | 37968.54 | XXXX | XXXX | 90.0 | 90.0 | 90.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.25 | 7.25 | 4696.78 | 4696.78 | 1009.54 | 5706.32 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 19208.96 | 1 | 39333 | 97 | 6 | 0.09364275668073137 | 3.58 | No | XXXX | Manual Underwriting | 29536.46 | 7.574 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155672 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 711 | 711 | 705 | 716 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | OH | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 0.83 | 8865 | Taxes and Insurance | 60.07 | 65162.29 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 8.625 | 8.625 | 787.51 | 787.51 | 297.18 | 1084.69 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 65162.29 | 715.00 | 11 | 38559 | 346 | 21 | 0.34922735823703305 | 21 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2151895 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 752 | 759 | 739 | 752 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Purchase | NA | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 0 | Taxes and Insurance | 83.83 | 183604.72 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.875 | 6.875 | 1174.26 | 1174.26 | 461.91 | 2190.17 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | No | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 3575.00 | 2 | 16900 | 158 | 11 | 0.12181732708551325 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155513 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 712 | 725 | 706 | 712 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | UT | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 1128 | Taxes | 20.98 | 41948.89 | XXXX | XXXX | 67.18 | 67.18 | 67.18 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.0 | 7.0 | 1653.75 | 1653.75 | 196.15 | 1999.9 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Townhouse | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 41948.89 | 3257.42 | 2 | 24500 | 240 | 11 | 0.32279448621553886 | 0.5 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155671 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 712 | 735 | 697 | 712 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | IN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 12.17 | 2835 | Taxes and Insurance | 85.73 | 65159.91 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 537 | 537.0 | 223.05 | 760.04 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 65159.91 | 5990.00 | 2 | 47969 | 174 | 12 | 0.12302503106692704 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153391 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 700 | 700 | 698 | 706 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | FL | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 0 | Taxes and Insurance | 16.26 | 31866.97 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.875 | 7.875 | 1215.7 | 1215.7 | 675.56 | 1959.84 | XXXX | Fixed | 120 | 360 | XXXX | Yes | 120 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | No | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 1542.85 | 1852.50 | 4 | 8210 | 467 | 3 | 0.029696969696969697 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2153393 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 703 | 703 | 689 | 732 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 396 | Taxes and Insurance | 35.6 | 162455.5 | XXXX | XXXX | 60.0 | 60.0 | 60.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 3177.5 | 3177.5 | 1093.22 | 4694.41 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | N | 0 | No Prepayment Penalty | Retail | No | XXXX | No | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 98183.93 | 4920.00 | 1 | 16000 | 225 | 19 | 0.12738693467336684 | 20.58 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155509 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 710 | 720 | 702 | 710 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | GA | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2181 | Taxes and Insurance | 44.52 | 80292.17 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.5 | 7.5 | 1373.96 | 1373.96 | 412.08 | 1803.54 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 5%, 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | PUD | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 80292.17 | .00 | 1 | 38864 | 258 | 5 | 0.7836829268292683 | 1.83 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2158229 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 756 | 758 | 756 | 753 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TN | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Home Improvement/Reno | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 6 | 5245 | Taxes and Insurance | 92.1 | 54735.45 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.5 | 6.5 | 513.56 | 513.56 | 80.76 | 594.32 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 72376.45 | .00 | 1 | 44980 | 154 | 2 | 0 | 4 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155517 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 675 | 675 | 668 | 679 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 22.17 | 2037 | No Escrow | 44.48 | 60651.87 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.75 | 7.75 | 967.16 | 967.16 | 0 | 1363.45 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 2368.65 | 1 | 38263 | 139 | 11 | 0.14310439444467896 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155516 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 675 | 675 | 668 | 679 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 22.17 | 1943 | No Escrow | 28.67 | 45185.78 | XXXX | XXXX | 67.44 | 67.44 | 67.44 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.625 | 7.625 | 1026.3 | 1026.3 | 0 | 1575.93 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 5%, 5%, 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 58.68 | 2076.05 | 1 | 38263 | 139 | 11 | 0.14310439444467896 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155506 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 751 | 751 | 792 | 737 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 784 | 770 | 784 | 801 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | TX | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 5.58 | 53.42 | 1834.37 | No Escrow | 86 | 192305.94 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 1396.76 | 1396.76 | 0 | 2236.12 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 12 | 5% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Collateral Underwriter (CU) | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 192305.94 | 8793.96 | 1 | 188500 | 265 | 9 | 0.03516069692556225 | 31 | No | XXXX | Manual Underwriting | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2158234 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 745 | 768 | 745 | 745 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Cash Out - Other | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 0.58 | 7429 | Taxes and Insurance | 107.46 | 103891.62 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.75 | 6.75 | 739.4 | 739.4 | 220.54 | 966.79 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 103864.22 | 3275.00 | 2 | 80639 | 120 | 4 | 0.29356666666666664 | 3.5 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2158232 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 687 | 677 | 702 | 687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 709 | 680 | 709 | 709 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 26149 | Taxes and Insurance | 30.96 | 129229.05 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 2930.97 | 2930.97 | 274.47 | 4173.44 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 2000.0 | 13736.25 | 2 | 22500 | 247 | 3 | 0.46063944909001475 | 10 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2158231 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 687 | 677 | 702 | 687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 709 | 680 | 709 | 709 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 5 | 22049 | Taxes and Insurance | 9.95 | 41597.18 | XXXX | XXXX | 69.87 | 69.87 | 69.87 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 6.95 | 6.95 | 3468.61 | 3468.61 | 354.77 | 4180.38 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | .00 | 2 | 22500 | 247 | 2 | 0.46063944909001475 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | ||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2155657 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 802 | 802 | 803 | 779 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | true | XXXX | 748 | 755 | 748 | 736 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 27.65 | 33.01 | .00 | 8100.00 | .00 | .00 | 8100.00 | Employed | Employed | 4.17 | 4.17 | NA | 5426.07 | 2673.93 | Taxes and Insurance | 12.37 | 27717.05 | XXXX | XXXX | 90.0 | 90.0 | 90.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.125 | 7.125 | 2031.26 | 2031.26 | 208.67 | 2239.93 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 2 | 0.0 | 12060.00 | 1 | 23000 | 189 | 3 | 0.12779661016949154 | 7.33 | No | XXXX | Manual Underwriting | 12060.0 | 7.605 | Yes | No | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||
| XXXX | 2158233 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | XXXX | 687 | 677 | 702 | 687 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | No | false | XXXX | 709 | 680 | 709 | 709 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | AZ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 22049 | Taxes and Insurance | 122.75 | 350235.02 | XXXX | XXXX | 65.0 | 65.0 | 65.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.25 | 7.25 | 2350.1 | 2350.1 | 203.17 | 2853.27 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 60 | 5%, 4%, 3%, 2%, 1% | Wholesale | No | XXXX | Yes | XXXX | Condominium | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 2 | 0.0 | .00 | 2 | 22500 | 247 | 2 | 0.46063944909001475 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2158296 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 765 | 765 | 761 | 766 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | NJ | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 2537 | Taxes and Insurance | 81.39 | 195776.37 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.125 | 7.125 | 1727.81 | 1727.81 | 892.75 | 2620.55 | XXXX | Fixed | 240 | 360 | XXXX | Yes | 120 | No | No | No | Y | 36 | 3%, 2%, 1% | Retail | No | XXXX | No | XXXX | Two to Four Unit | 3 | XXXX | XXXX | XXXX | XXXX | XXXX | AVM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 2390.76 | 4365.00 | 3 | 51602 | 128 | 5 | 0.07476056338028168 | 2 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2158297 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | false | XXXX | 717 | 717 | 738 | 692 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | MI | XXXX | XXXX | Debt Service Coverage Ratio | Investment | Refinance | Rate and Term | 0 | 0 | .00 | .00 | .00 | .00 | .00 | 19087 | Taxes and Insurance | 209.05 | 18092.96 | XXXX | XXXX | 75.0 | 75.0 | 75.0 | XXXX | XXXX | XXXX | DSCR | Fixed | XXXX | 7.375 | 7.375 | 595.71 | 595.71 | 251.38 | 847.07 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | Y | 36 | 1%, 1%, 1% | Retail | No | XXXX | No | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | ATR/QM: Exempt | ATR/QM: Exempt | 1 | 0.0 | 6066.43 | 8 | 151083 | 153 | 6 | 0.7902153846153847 | 2.83 | No | XXXX | Manual Underwriting | Not Tested | Not Tested | Not Tested | Not Tested | XXXX | XXXX | No | |||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 2158274 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | US Citizen | Yes | XXXX | 737 | 737 | 749 | 731 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | CA | XXXX | XXXX | 12 Month Bank Statement | Primary Residence | Purchase | NA | 21.25 | 37.09 | 21699.00 | .00 | .00 | .00 | 21699.00 | Employed | 13.83 | NA | 13650.87 | 8048.13 | Taxes and Insurance | 20.14 | 92833.37 | XXXX | XXXX | 90.0 | 90.0 | 90.0 | XXXX | XXXX | XXXX | Conventional | Fixed | XXXX | 7.625 | 7.625 | 3917.64 | 3917.64 | 692.49 | 4610.13 | XXXX | Fixed | 360 | 360 | XXXX | No | 0 | No | No | No | N | 0 | No Prepayment Penalty | Wholesale | XXXX | Yes | XXXX | Single Family Detached | 1 | XXXX | XXXX | XXXX | XXXX | XXXX | Desk Review | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | X | XXXX | 0 | None | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | 1 | 0.0 | 9727.50 | 2 | 23600 | 258 | 9 | 0.0005633802816901409 | 2.5 | No | XXXX | Manual Underwriting | 9727.5 | 7.909 | Yes | No | XXXX | XXXX | No |