EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.06

Schedule 5. Digital Risk Summary Report

 

Report Pulled: 6/1/2026
Loan Count: 720 / 750
Fields Reviewed Discrepancy Count Percentage 
Amortization Term in Months 21 2.92%
Appraised Value 26 3.61%
CLTV 15 2.08%
Debt Service Coverage Ratio 265 36.81%
First Payment Due Date 14 1.94%
Loan Purpose 6 0.83%
LTV 30 4.17%
Maturity Date 30 4.17%
Original Interest Rate 1 0.14%
Original Loan Amount 2 0.28%
Original Qualifying FICO Score 7 0.97%
Origination/Note Date 23 3.19%
Originator Back-End DTI 33 4.58%
Property Type 32 4.27%
Sales Price 1 0.14%
Subject Zipcode 3 0.40%
The Original Principal and Interest Payment Amount (or Original IO payment) 4 0.56%