EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.05

Schedule 4. Clayton Standard Upload Report

 

Loan Number Seller Loan Number Borrower 1 Last Name Borrower 1 First Name Borrower 2 Guarantor Flag Borrower 2 Last Name Borrower 2 First Name Borrower 3 Guarantor Flag Borrower 3 Last Name Borrower 3 First Name Borrower 4 Guarantor Flag Borrower 4 Last Name Borrower 4 First Name Borrowing Entity Name Borrower 2 Borrowing Entity Name Address Street Address Street 2 Address City Address State Address Zip Loan Type Product Type Amortization Type Note Status Original Principal Balance Note Date First Payment Date Note Rate Note P&I Payment Frequency Maturity Date Note Term Amortized Term Balloon Balloon Term Interest Only Period Interest Only Term Prepayment Penalty Prepayment Penalty Term Prepayment Penalty Type Buydown Buydown Period Index Look Back Period Margin Rounding Method Max Rate At First Adj Min Rate At First Adj Rate Change Frequency Payment Change Frequency First Rate Change Date First Payment Change Date Next Rate Change Date Next Pay Change Date Periodic Rate Cap Negative Amortization Principal Cap Periodic Payment Cap Code Maximum Rate Minimum Rate Lender Name Origination Channel Loan Modified Reason For Modification Mod Product Type Modified Note Status Modified Note Date Note Amort Type Mod Loan Amount Mod Note Rate Mod Note P&I Mod Payment Frequency Mod First Payment Date Mod Maturity Date Mod Loan Term Mod Balloon Mod Balloon Term Mod Interest Only Period Mod Interest Only Term Mod Index Mod Lookback Period Mod Margin Mod Rounding Method Mod Max Rate At First Adj Mod Min Rate At First Adj Mod Rate Change Frequency Mod Pay Change Frequency Mod First Rate Change Date Mod First Payment Change Date Mod Next Rate Change Date Mod Next Pay Change Date Mod Periodic Rate Cap Mod Negative Amortization Principal Cap Mod Periodic Payment Cap Code Mod Maximum Rate Mod Minimum Rate Mod Occupancy Loan Purpose Cash To Borrower At Close Total Cash Out Appraisal Status Appraisal Form Appraisal Date Appraised Value Sales Price Value for LTV Property Type Number of Units Year Built Location Occupancy Status Appraisal Made Site Value Appraisal Review Type Appraisal Review Value LTV CLTV HCLTV Mortgage Status County MIN Number Transaction Date Assumable Mandatory Arbitration Mortgage Insurance Required Indicator Mortgage Cert in File MI Paid By Borrower or Lender MI Cert Number MI Company MI Percent of Coverage MI Monthly Payment Lien Position Title Status Other Liens Other Lien Balance Other Lien Payment Title Doc Type Title Interest Type Property Tax Amount Hazard Insurance Premium Amount Flood Insurance Issuer Flood Insurance Policy Mandatory Flood Insurance Premium Amount HOA Monthly Premium Amount Application Status Application Date Number In Household Relocation Loan Credit Report Status Credit Report Date Longest Tradeline Max Tradeline Amount Number of Tradelines Open Late Payments x30 Late Payments x60 Late Payments x90 Borrower 1 SSN Borrower 1 Date of Birth Borrower 1 Age Borrower 1 Occupation Borrower 1 Years On Job Borrower 1 Years In Field Borrower 1 Self Employed Borrower 1 First Time Home Buyer Borrower 1 Gender Borrower 1 US Citizen Borrower 1 Permanent Resident Borrower 1 Non Permanent Resident Borrower 1 Residency Basis Type Borrower 1 Residency Duration Years Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Race 2 Borrower 1 Race 3 Borrower 1 Race 4 Borrower 1 Race 5 Borrower 1 Equifax Credit Score Borrower 1 Experian Credit Score Borrower 1 Transunion Credit Score Borrower 1 Total Income Borrower 2 SSN Borrower 2 Date Of Birth Borrower 2 Age Borrower 2 Occupation Borrower 2 Years On Job Borrower 2 Years In Field Borrower 2 Self Employed Borrower 2 First Time Home Buyer Borrower 2 Gender Borrower 2 US Citizen Borrower 2 Permanent Resident Borrower 2 Non Permanent Resident Borrower 2 Residency Basis Type Borrower 2 Residency Duration Years Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Race 2 Borrower 2 Race 3 Borrower 2 Race 4 Borrower 2 Race 5 Borrower 2 Equifax Credit Score Borrower 2 Experian Credit Score Borrower 2 Transunion Credit Score Borrower 2 Total Income Current Balance Current P&I Representative Credit Score Total Monthly Income Total Remaining Gross Monthly Income DTI (Front) DTI (Back) Total Monthly Expenses Primary Residence Expense Total Assets Effective Amount (Assets Used) Liquid Assets Total Cash Required From Borrower Cash Reserves Months PITI Reserves Months PITI Reserves (Qual Rate) Qualification Method Qualifying Rate Qualifying P&I DTI Qualifying (Front) DTI Qualifying (Back) Loan Doc Type AUS Underwritten What AUS Was Used AUS Grade HUD 1 Status Disbursement Date Good Faith Estimate Status ROR Status Early TIL Status Corrected TIL Status Final TIL Status Active Material Exceptions Active Non-Material Exceptions Satisfied Exceptions Waived Exceptions Compensating Factors General Comments Loan Level ATR/QM Status Initial Securitization Overall Grade Initial Securitization Credit Grade Initial Securitization Property Valuation Grade Initial Securitization Compliance Grade Final Securitization Overall Grade Final Securitization Credit Grade Final Securitization Property Valuations Grade Final Securitization Compliance Grade Initial S&P Overall Grade Initial S&P Credit Grade Initial S&P Property Valuation Grade Initial S&P Compliance Grade Final S&P Overall Grade Final S&P Credit Grade Final S&P Property Valuations Grade Final S&P Compliance Grade Borrower 1 Income Doc Type Summary Borrower 2 Income Doc Type Summary Borrower 3 Income Doc Type Summary Borrower 4 Income Doc Type Summary
2138746 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.7500 3478.90 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Rate and Term Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Vacant Subject to Completion(cert in file) 172500.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 156.59 (No Data) (No Data) 0.00 0.00 Present XXXXXX Not Applicable No Present XXXXXX 22 108970.00 12 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX (No Data) (No Data) 724 XXXXXX XXXXXX 25.19 46.82 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 3.2 3.20 Fully Amortized 7.750 3478.90 25.19 46.82 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A (No Data) (No Data) (No Data) Business Bank Statements - 12 months
2138653 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.9990 1621.17 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Rural Owner Subject to Completion(cert in file) 30000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 158.51 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 92 7000.00 15 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 699 755 728 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 707 759 714 XXXXXX (No Data) (No Data) 728 XXXXXX XXXXXX 8.36 26.83 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 9.64 9.64 Fully Amortized 7.999 1621.18 8.36 26.83 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C B A C B B A B C B A C B B A B Business Bank Statements - 12 months CPA Letter - 1 months (No Data) (No Data)
2138745 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.5000 922.96 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1025 Multi-Fam (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX 3 Family 3 XXXXXX Suburban Tenant Subject to Completion(cert in file) 4788.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 132.34 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 254 11500.00 10 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 661 695 694 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 694 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 89.32 89.32 Fully Amortized 7.500 922.97 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138734 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.9990 665.24 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 1% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Tenant Subject to Completion(cert in file) 25000.00 (No Data) XXXXXX 76.92 76.92 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 116.66 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 238 30100.00 24 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 722 705 710 XXXXXX (No Data) (No Data) 710 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 88.41 88.41 Fully Amortized 6.999 665.24 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A N/A B B A N/A B B A N/A B B A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2123117 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.3750 889.28 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 31000.00 None XXXXXX 65.00 65.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 82.39 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 314 2000.00 5 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 639 623 656 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 639 XXXXXX XXXXXX 30.6 45.41 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 15.35 15.35 Fully Amortized 8.375 889.29 30.6 45.41 Full Doc No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C A A C B A A B C A A C B A A B IRS Transcripts – W2(s) - 24 months;
Paystub - 2 months;
W2 - 24 months
(No Data) (No Data) (No Data)
2125284 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.8750 2466.50 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Correspondent Flow with delegated underwriting No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 85000.00 None XXXXXX 58.05 58.05 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 224.75 (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 9 3500.00 10 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 632 635 561 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 628 573 613 XXXXXX (No Data) (No Data) 632 XXXXXX XXXXXX 40.88 46.22 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 6.79 6.79 Fully Amortized 8.875 2466.50 40.88 46.22 Full Doc No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors B B A A B B A A B B A A B B A A IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 36 months
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
(No Data) (No Data)
2138666 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.3750 2044.40 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 160000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 209.25 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 3 No Present XXXXXX 9 13000.00 2 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 675 715 719 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 715 XXXXXX XXXXXX 28.34 35.35 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 7.93 7.93 Fully Amortized 7.375 2044.40 28.34 35.35 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors D D A C B A A B D D A C B A A B Business Bank Statements - 15 months;
CPA Letter without Income - 24 months
(No Data) (No Data) (No Data)
2138667 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.7500 4086.17 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 550000.00 (No Data) XXXXXX 45.99 45.99 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 301.78 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 41 10000.00 12 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 649 659 666 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 659 XXXXXX XXXXXX 49.65 52.72 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 7.15 7.15 Fully Amortized 6.750 4086.17 49.65 52.72 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C A A C B A A B C A A C B A A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2138668 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 3840.65 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Rate and Term Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 225000.00 None XXXXXX 40.65 40.65 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 203.25 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 120 51172.00 11 0 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 735 705 713 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 626 643 620 XXXXXX (No Data) (No Data) 713 XXXXXX XXXXXX 21.08 34.34 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 2.04 2.04 Fully Amortized 7.250 3840.66 21.08 34.34 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C A A C B A A B C A A C B A A B Business Bank Statements - 12 months Business Bank Statements - 12 months (No Data) (No Data)
2141289 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 1146.06 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is 20234.00 None XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 100.48 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 68 16000.00 5 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 726 643 729 XXXXXX (No Data) (No Data) 726 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 50.96 50.96 Fully Amortized 7.250 1146.06 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138669 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.8750 2223.83 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 150000.00 (No Data) XXXXXX 65.00 65.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 254.75 (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 210 1500.00 41 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 609 608 619 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 609 XXXXXX XXXXXX 36.16 39.95 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 35.73 35.73 Fully Amortized 8.875 2223.83 36.16 39.95 Full Doc No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C A A C B A A B C A A C B A A B IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
(No Data) (No Data) (No Data)
2138689 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.7500 2552.22 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Tenant As-Is 70000.00 (No Data) XXXXXX 73.45 73.45 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 139.75 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 226 29000.00 8 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 750 749 752 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 750 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 35.66 35.66 Fully Amortized 7.750 2552.22 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138671 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.8750 3801.18 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Vacant As-Is 190000.00 None XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 48.33 (No Data) (No Data) 0.00 80.00 Present XXXXXX 1 No Present XXXXXX 10 2000.00 21 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 644 620 651 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 644 XXXXXX XXXXXX 23.41 31.31 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 21.28 21.28 Fully Amortized 7.875 3801.18 23.41 31.31 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Rebuttable Presumption (APOR) D D A D B B A A D D A D B B A A Business Bank Statements - 12 months;
CPA Letter - 36 months
(No Data) (No Data) (No Data)
2138718 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.6250 2151.69 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1025 Multi-Fam (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX 3 Family 3 XXXXXX Suburban Tenant As-Is 285000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 287.52 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 15 11000.00 4 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 805 756 766 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 766 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 15.65 15.65 Fully Amortized 7.625 2151.70 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A A B B A A B B A A B B A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138742 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.8750 850.72 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Vacant As-Is 40000.00 (No Data) XXXXXX 59.13 59.13 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 52.92 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 117 31111.00 5 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 802 790 807 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 802 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 116.13 116.13 Fully Amortized 6.875 850.73 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A A A A A A B B A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138715 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.5000 895.69 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Rate and Term Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Rural Tenant As-Is 36000.00 (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 107.08 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 399 25000.00 6 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 694 732 702 XXXXXX (No Data) (No Data) 702 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 2.79 2.79 Fully Amortized 7.500 895.70 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A N/A B B A N/A B B A N/A B B A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data)
2138672 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.5000 1398.43 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Rural Owner As-Is 75000.00 (No Data) XXXXXX 37.04 37.04 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 95.33 (No Data) (No Data) 0.00 0.00 Present XXXXXX 3 No Present XXXXXX 146 15000.00 6 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 748 705 728 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 728 XXXXXX XXXXXX 7.08 11.54 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 118.67 118.67 Fully Amortized 7.500 1398.43 7.08 11.54 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C B A C B B A A C B A C B B A A Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2138720 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.9990 1734.93 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1025 Multi-Fam (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX 2 Family 2 XXXXXX Urban Tenant As-Is 34970.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 292.00 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 208 8000.00 13 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 786 801 776 XXXXXX (No Data) (No Data) 786 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 30.98 30.98 Fully Amortized 6.999 1734.94 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138673 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.9990 4435.09 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Owner As-Is 165000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 176.08 (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 182 12000.00 18 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 670 639 655 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 691 648 659 XXXXXX (No Data) (No Data) 659 XXXXXX XXXXXX 24.48 43.22 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 8.95 8.95 Fully Amortized 8.999 4435.09 24.48 43.22 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors C C A C A A A A C C A C A A A A IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
W2 - 12 months
Business Bank Statements - 12 months;
CPA Letter - 144 months;
IRS Transcripts – Tax Return(s) - 12 months
(No Data) (No Data)
2138741 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 670.24 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant Subject to Completion(cert in file) 7000.00 Not Applicable XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 141.42 (No Data) (No Data) 0.00 0.00 Present XXXXXX Not Applicable No Present XXXXXX 44 10000.00 6 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 736 741 731 XXXXXX (No Data) (No Data) 736 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 27.72 27.72 Fully Amortized 7.250 670.24 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A N/A B B A N/A B B A N/A B B A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data)
2138737 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.9990 1207.40 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Rural Tenant As-Is 15000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 199.33 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 94 5500.00 2 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 779 783 766 XXXXXX (No Data) (No Data) 779 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 71.99 71.99 Fully Amortized 6.999 1207.41 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138748 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.6250 5549.99 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1025 Multi-Fam (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX 3 Family 3 XXXXXX Suburban Tenant As-Is 275000.00 (No Data) XXXXXX 76.50 76.50 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 127.50 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 3 No Present XXXXXX 200 61005.00 7 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 678 699 702 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 699 XXXXXX XXXXXX 11.45 31.87 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 21.55 21.55 Fully Amortized 7.625 5549.99 11.45 31.87 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A A B B A A B B A A B B A A Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2138657 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.8750 2364.94 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Rate and Term Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 250000.00 (No Data) XXXXXX 59.02 59.02 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 196.33 (No Data) (No Data) 0.00 0.00 Present XXXXXX 5 No Present XXXXXX 121 2500.00 4 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 809 801 780 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 801 XXXXXX XXXXXX 21.91 22.19 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 17.72 17.72 Fully Amortized 6.875 2364.95 21.91 22.19 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) A A A A A A A A A A A A A A A A Business Bank Statements - 12 months;
CPA Letter - 60 months
(No Data) (No Data) (No Data)
2138705 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 2706.67 Monthly XXXXXX 480 480 No (No Data) Yes 120 Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is 75000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 161.33 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 252 24000.00 3 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 795 800 783 XXXXXX (No Data) (No Data) 795 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 11.12 10.63 Fully Amortized 7.250 2865.74 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data)
2138740 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.8750 1051.09 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant Subject to Completion(cert in file) 35000.00 Not Applicable XXXXXX 52.46 52.46 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 84.64 (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 388 29000.00 24 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 649 671 672 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 779 784 775 XXXXXX (No Data) (No Data) 779 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 121 121.00 Fully Amortized 6.875 1051.09 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A A A A A A D D A A A A A A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138736 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.5000 2601.08 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Correspondent Flow with delegated underwriting No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is 150000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 174.75 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 117 30000.00 4 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 768 722 750 XXXXXX (No Data) (No Data) 750 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 29.66 29.66 Fully Amortized 7.500 2601.08 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data)
2138725 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.9990 1063.13 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant Subject to Completion(cert in file) 35000.00 (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 56.00 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 231 20000.00 6 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 604 629 706 XXXXXX (No Data) (No Data) 629 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 46.92 46.92 Fully Amortized 8.999 1063.13 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2123136 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.7500 1910.11 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is 100000.00 (No Data) XXXXXX 68.39 68.39 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 62.50 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 20 52929.00 27 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 651 658 682 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 658 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 398.23 398.23 Fully Amortized 8.750 1910.11 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2123137 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.6250 3175.33 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 5 mos interest on amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Vacant As-Is 175000.00 (No Data) XXXXXX 71.00 71.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 76.37 (No Data) (No Data) (No Data) 266.67 Present XXXXXX 1 No Present XXXXXX 192 4500.00 5 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 651 658 682 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 658 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 207.64 207.64 Fully Amortized 8.625 3175.33 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt C A C A A A A A C A C A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138735 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.1250 1490.60 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1025 Multi-Fam (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX 2 Family 2 XXXXXX Suburban Tenant As-Is 32000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 91.08 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 357 67500.00 13 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 784 733 767 XXXXXX (No Data) (No Data) 767 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 72.15 72.15 Fully Amortized 7.125 1490.61 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138710 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.1250 1978.01 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Correspondent Bulk No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Rate and Term Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant Subject to Completion(cert in file) 15000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 126.44 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 160 27000.00 9 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 734 753 711 XXXXXX (No Data) (No Data) 734 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 28.44 28.44 Fully Amortized 8.125 1978.02 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138708 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX 7.3750 1355.16 Monthly XXXXXX 480 480 No (No Data) Yes 120 Yes 12 1% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 75000.00 (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 97.08 (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 131 7000.00 10 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 707 739 725 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 725 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 5.66 5.50 Fully Amortized 7.375 1430.72 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138691 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.9990 4110.89 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Correspondent Flow with delegated underwriting No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 235000.00 (No Data) XXXXXX 65.00 65.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 269.23 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 156 25500.00 21 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 649 713 694 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 694 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 35.65 35.65 Fully Amortized 7.999 4110.90 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data)
2138675 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.3750 1457.44 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Correspondent Bulk No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Rural Owner As-Is 30000.00 (No Data) XXXXXX 65.00 65.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 168.86 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 1 No Present XXXXXX 93 7500.00 14 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 638 627 665 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 638 XXXXXX XXXXXX 13.7 35.59 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 63.39 63.39 Fully Amortized 8.375 1457.44 13.7 35.59 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors A A A A A A A A A A A A A A A A Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2138727 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.1250 2694.87 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is 475000.00 (No Data) XXXXXX 40.40 40.40 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 213.00 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 494 30000.00 17 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 704 690 721 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 704 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 62.37 62.37 Fully Amortized 7.125 2694.88 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A A A A A A D D A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138678 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.9990 3660.71 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 230000.00 (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 231.92 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 300 31111.00 18 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 624 664 651 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 579 543 580 XXXXXX (No Data) (No Data) 651 XXXXXX XXXXXX 12.92 38.17 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 69.74 69.74 Fully Amortized 8.999 3660.71 12.92 38.17 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors A A A A A A A A A A A A A A A A Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2138714 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.5000 1090.77 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1073 Condo (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Low Rise Condo (1-4) 1 XXXXXX Suburban Vacant As-Is (No Data) (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 219.25 (No Data) (No Data) (No Data) 160.00 Present XXXXXX Not Applicable No Present XXXXXX 103 4500.00 5 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 717 679 731 XXXXXX (No Data) (No Data) 717 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 84.01 84.01 Fully Amortized 7.500 1090.78 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D A D N/A A A A N/A D A D N/A A A A N/A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138662 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional Jumbo 30yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.7500 4994.21 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 385000.00 (No Data) XXXXXX 77.00 77.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 794.78 (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 40 14388.00 9 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 672 654 Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 743 742 715 XXXXXX (No Data) (No Data) 742 XXXXXX XXXXXX 46.65 47.67 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 30.29 30.29 Fully Amortized 6.750 4994.21 46.65 47.67 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) C A A C B A A B C A A C B A A B CPA Letter with Income - 60 months;
Personal Bank Statements - 12 months
CPA Letter - 60 months;
Personal Bank Statements - 12 months
(No Data) (No Data)
2138663 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 3520.03 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Retail No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Owner As-Is 175000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 144.84 (No Data) (No Data) 0.00 42.00 Present XXXXXX 1 No Present XXXXXX 10 25000.00 5 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 785 748 773 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 773 XXXXXX XXXXXX 21.45 22.89 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 30.88 30.88 Fully Amortized 7.250 3520.03 21.45 22.89 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Safe Harbor (APOR) A A A A A A A A A A A A A A A A Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2138681 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.6250 1905.58 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Second Home Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Rural Owner As-Is 150000.00 (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 742.31 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 117 31111.00 5 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 601 657 661 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 657 XXXXXX XXXXXX 34.44 49.56 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 123.78 123.78 Fully Amortized 8.625 1905.59 34.44 49.56 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors A A A A A A A A A A A A A A A A Business Bank Statements - 24 months;
Personal Bank Statements - 12 months
(No Data) (No Data) (No Data)
2138695 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 40 Yr Fixed Interest Only Fixed Present XXXXXX XXXXXX XXXXXX 7.7500 2470.31 Monthly XXXXXX 480 480 No (No Data) Yes 120 Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 335000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 199.33 (No Data) (No Data) 0.00 0.00 Present XXXXXX 2 No Present XXXXXX 214 1600.00 3 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 812 791 819 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 812 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 7.88 7.60 Fully Amortized 7.750 2588.08 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138693 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.3750 3108.04 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1073 Condo (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Low Rise Condo (1-4) 1 XXXXXX Suburban Tenant As-Is (No Data) (No Data) XXXXXX 43.31 43.31 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 206.90 (No Data) (No Data) (No Data) 309.00 Present XXXXXX Not Applicable No Present XXXXXX 317 7450.00 7 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 795 741 772 XXXXXX (No Data) (No Data) 772 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 182.98 182.98 Fully Amortized 7.375 3108.04 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D D N/A A A A N/A D D D N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138702 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 1302.96 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is 140500.00 (No Data) XXXXXX 74.90 74.90 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 43.17 (No Data) (No Data) 45.23 0.00 Present XXXXXX 4 No Present XXXXXX 381 23000.00 6 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 798 814 792 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 798 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 37.16 37.16 Fully Amortized 7.250 1302.96 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A A B B A A D D A A B B A A DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data)
2138707 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.5000 1232.37 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is 18000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 95.33 (No Data) (No Data) (No Data) 290.00 Present XXXXXX 2 No Present XXXXXX 228 35600.00 3 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 766 734 783 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 766 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 91.99 91.99 Fully Amortized 7.500 1232.37 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138688 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.7500 1947.08 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is 66000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 216.76 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 163 3500.00 5 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 745 748 725 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 745 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 20.1 20.10 Fully Amortized 8.750 1947.09 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A A A A A A D D A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138721 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.8750 1149.63 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Tenant As-Is 160000.00 (No Data) XXXXXX 46.05 46.05 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 154.17 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 1 No Present XXXXXX 242 20500.00 4 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 725 701 675 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 701 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 105.82 105.82 Fully Amortized 6.875 1149.63 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138696 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.5000 4400.14 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner Subject to Completion(cert in file) 225000.00 (No Data) XXXXXX 66.30 66.30 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 212.00 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 3 No Present XXXXXX 347 1400.00 7 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 757 774 750 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 777 779 765 XXXXXX (No Data) (No Data) 777 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 2.71 2.71 Fully Amortized 6.500 4400.15 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Missing (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A A B B A A D D A A B B A A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138682 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.7500 2980.27 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Cashout Refi XXXXXX XXXXXX Present 1073 Condo (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Low Rise Condo (1-4) 1 XXXXXX Suburban Owner As-Is (No Data) (No Data) XXXXXX 65.00 65.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 90.92 (No Data) (No Data) (No Data) 1022.00 Present XXXXXX 1 No Present XXXXXX 15 27000.00 14 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 630 635 649 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 635 XXXXXX XXXXXX 30.89 48.24 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 10.44 10.44 Fully Amortized 7.750 2980.28 30.89 48.24 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) Present (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Rebuttable Presumption (APOR) D B D C B B A B D B D C B B A B Business Bank Statements - 12 months (No Data) (No Data) (No Data)
2141287 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 2455.83 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is 100000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 55.25 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 215 30000.00 4 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 809 790 761 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 790 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 36.2 36.20 Fully Amortized 7.250 2455.84 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138683 XXXXXX XXXXXX XXXXXX No XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.8750 3045.29 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Vacant As-Is 56000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 141.81 (No Data) (No Data) 0.00 160.08 Present XXXXXX 2 No Present XXXXXX 41 30000.00 42 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 659 720 706 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 736 772 729 XXXXXX (No Data) (No Data) 706 XXXXXX XXXXXX 26.58 47.28 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 122.18 122.18 Fully Amortized 7.875 3045.30 26.58 47.28 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Rebuttable Presumption (APOR) D D A C B B A A D D A C B B A A Business Bank Statements - 12 months;
IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
Award Letter - 1 months (No Data) (No Data)
2141288 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.2500 2423.09 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Tenant As-Is 100000.00 (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 138.37 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 103 4500.00 5 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 809 790 761 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 790 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 35.17 35.17 Fully Amortized 7.250 2423.10 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt B B A A B B A A B B A A B B A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138698 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.5000 2087.16 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 12 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Owner As-Is 100000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 120.78 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 253 44500.00 24 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 790 791 742 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 790 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 5.88 5.88 Fully Amortized 7.500 2087.16 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2138738 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.9990 3026.82 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is 75000.00 (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Preliminary Title Fee Simple XXXXXX 166.28 (No Data) (No Data) 0.00 0.00 Present XXXXXX Not Applicable No Present XXXXXX 258 57660.00 15 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 715 714 732 XXXXXX (No Data) (No Data) 715 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 34.03 34.03 Fully Amortized 6.999 3026.83 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D D A N/A A A A N/A D D A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138706 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.9990 1293.14 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Tenant As-Is 30000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 118.47 (No Data) (No Data) 0.00 0.00 Present XXXXXX Not Applicable No Present XXXXXX 166 5000.00 6 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 708 710 703 XXXXXX (No Data) (No Data) 708 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 14.99 14.99 Fully Amortized 7.999 1293.14 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138692 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.3750 2325.85 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Vacant As-Is 100000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 313.92 (No Data) (No Data) (No Data) 0.00 Present XXXXXX 2 No Present XXXXXX 228 44026.00 9 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 778 747 781 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 778 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 215.99 215.99 Fully Amortized 7.375 2325.85 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A A A A A A A A A A A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)
2141292 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 6.3750 1169.76 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 60 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Tenant As-Is 60000.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 450.17 (No Data) (No Data) (No Data) 35.83 Present XXXXXX Not Applicable No Present XXXXXX 139 34449.00 4 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 693 681 644 XXXXXX (No Data) (No Data) 744 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 52.35 52.35 Fully Amortized 6.375 1169.76 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt C C A N/A A A A N/A C C A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data)
2138664 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.8750 3882.75 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Primary Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Suburban Vacant As-Is 95000.00 (No Data) XXXXXX 85.00 85.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 249.09 (No Data) (No Data) 0.00 0.00 Present XXXXXX 1 No Present XXXXXX 18 9300.00 7 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 681 705 726 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 705 XXXXXX XXXXXX 25.5 32.62 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 8.83 8.83 Fully Amortized 7.875 3882.75 25.5 32.62 Alt Doc/Bank Statements No (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX QM: Rebuttable Presumption (APOR) C B A C B B A A C B A C B B A A Business Bank Statements - 12 months;
CPA Letter - 72 months
(No Data) (No Data) (No Data)
2138694 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.6250 1981.82 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 36 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Cashout Refi XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX Detached PUD 1 XXXXXX Suburban Tenant As-Is 38000.00 (No Data) XXXXXX 70.00 70.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 501.00 (No Data) (No Data) 0.00 16.67 Present XXXXXX Not Applicable No Present XXXXXX 142 237407.00 9 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 764 637 696 XXXXXX (No Data) (No Data) 696 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 86.74 86.74 Fully Amortized 7.625 1981.83 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138699 XXXXXX XXXXXX XXXXXX Yes XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 8.1250 1225.12 Monthly XXXXXX 360 360 No (No Data) No (No Data) No (No Data) (No Data) No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1004 SFR (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX SFR 1 XXXXXX Urban Owner As-Is 27100.00 (No Data) XXXXXX 75.00 75.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 87.92 (No Data) (No Data) (No Data) 0.00 Present XXXXXX Not Applicable No Present XXXXXX 125 13600.00 4 Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Not Applicable Not Applicable Not Applicable XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 725 726 715 XXXXXX (No Data) (No Data) 725 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 57.38 57.38 Fully Amortized 8.125 1225.13 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt A A A N/A A A A N/A A A A N/A A A A N/A DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data)
2138712 XXXXXX XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX Conventional 30 Yr Fixed Fixed Present XXXXXX XXXXXX XXXXXX 7.8750 3393.32 Monthly XXXXXX 360 360 No (No Data) No (No Data) Yes 24 5% of amt prepd No 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) (No Data) (No Data) XXXXXX Broker No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Investor Purchase XXXXXX XXXXXX Present 1073 Condo (Mar 05) XXXXXX XXXXXX XXXXXX XXXXXX High Rise Condo (9+) 1 XXXXXX Urban Tenant As-Is (No Data) (No Data) XXXXXX 80.00 80.00 0 Present XXXXXX XXXXXX XXXXXX Not Assumable No No No (No Data) (No Data) (No Data) (No Data) (No Data) 1 Present No XXXXXX (No Data) Commitment Title Fee Simple XXXXXX 115.74 (No Data) (No Data) 0.00 982.00 Present XXXXXX 2 No Present XXXXXX 228 31000.00 7 (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 793 786 764 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) 786 XXXXXX XXXXXX 0 0 XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX 4.89 4.89 Fully Amortized 7.875 3393.33 0 0 Alt Doc/Bank Statements No (No Data) (No Data) Present XXXXXX Present (No Data) (No Data) (No Data) (No Data) XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt D A D D A A A A D A D D A A A A DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data)