EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.04

Schedule 2. Clarifii Supplemental Data Report

 

Loan ID Redaction ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name
XXXX 2147739 XXXX XXXX XXXX XXXX No XXXX XXXX 04/01/2025 1 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 28865 04/07/2025 6.620% Manual Underwriting   No 8.187%   7.875%   XXXX No   XXXX XXXX $1,895.04 $157.92 $13,599.96 $1,133.33 $0.00 $9,604.53 $94,880.48 N/A XXXX XX $1,133.33   Monthly 0.00% 19.27% 19.27% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XX XXXX XXXX 04/09/2025 04/09/2025       798                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 25.2 XXXX 25.2 No 90.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138686 XXXX XXXX XXXX XXXX No XXXX XXXX 09/05/2024 12 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.875%   XXXX Yes 18.000% XXXX XXXX $4,087.56 $340.63 $13,980.00 $1,165.00 $0.00 $6,316.02   Yes XXXX XX $1,165.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.602 0.61   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 08/25/2025 08/25/2025       767                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 XXXX 12.1 No 68.38 Yes No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138687 XXXX XXXX XXXX XXXX No XXXX XXXX 10/16/2025 22 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX No   XXXX XXXX $3,018.96 $251.58 $0.00 $0.00 $0.00 $2,991.81   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.702 0.77   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 09/09/2025 09/09/2025       802                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 22.7 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138665 XXXX XXXX XXXX XXXX No XXXX XXXX 10/29/2025 21 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 7144 11/03/2025 6.170% Manual Underwriting   No 8.068%   7.999%   XXXX No   XXXX XXXX $2,072.04 $172.67 $0.00 $0.00 $0.00 $3,308.21 $8,319.38 N/A     $0.00     0.00% 34.95% 34.95% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 2 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 09/18/2025 09/18/2025       707                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.7 XXXX 9.3 No 76.6 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138658 XXXX XXXX XXXX XXXX No XXXX XXXX 10/29/2025 21 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5494 11/17/2025 6.230% Manual Underwriting   No 7.687%   7.625%   XXXX No   XXXX XXXX $948.00 $79.00 $1,644.00 $137.00 $0.00 $7,987.39 $30,313.61 N/A XXXX XX $137.00   Monthly 0.00% 35.38% 35.38% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/13/2025 11/13/2025       660                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 21.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138700 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.500%   XXXX No   XXXX XXXX $1,135.68 $94.64 $0.00 $0.00 $0.00 $1,289.56   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Proceeds from Sale   0           0 No     0 0       0   Yes 1.008 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/27/2025 10/27/2025       735                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 14.7 XXXX 14.7 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138656 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 22 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 9875 11/24/2025 6.260% Manual Underwriting   No 7.764%   7.375%   XXXX No   XXXX XXXX $2,487.00 $207.25 $0.00 $0.00 $0.00 $2,385.13 $4,149.14 N/A     $0.00     0.00% 45.73% 45.73% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/19/2025 11/19/2025       757                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 34.2 XXXX 59.6 No 60.87 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138729 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     8.375%   XXXX Yes 18.000% XXXX XXXX $1,272.96 $106.08 $0.00 $0.00 $0.00 $1,277.86   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.291 1.29   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/06/2025 11/06/2025       722                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 8.7 No 78.49 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138674 XXXX XXXX XXXX XXXX No XXXX XXXX 12/09/2025 22 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A Interest Only 10756.45 11/10/2025 6.260% Manual Underwriting   No 9.309%   8.999%   XXXX No   XXXX XXXX $7,033.08 $586.09 $0.00 $0.00 $0.00 $4,294.18 $10,587.74 N/A     $0.00     0.00% 53.97% 53.97% Yes Yes             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 || Co Borrower - SECorporation - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 || Co Borrower - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/05/2025 11/05/2025 11/05/2025     674                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 0.3 XXXX 8.0 No 75.1 N/A No No No Borrower As Individual Borrower As Individual N/A N/A        
XXXX 2138739 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.750%   XXXX Yes 18.000% XXXX XXXX $2,398.32 $199.86 $0.00 $0.00 $0.00 $1,989.99   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.457 1.45   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/04/2025 11/04/2025       727                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 15.6 XXXX 109.8 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138677 XXXX XXXX XXXX XXXX No XXXX XXXX 12/09/2025 22 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 5044 12/22/2025 6.250% Manual Underwriting   No 7.524%   7.375%   XXXX No   XXXX XXXX $1,977.84 $164.82 $0.00 $0.00 $0.00 $1,659.81 $3,872.58 N/A     $0.00     0.00% 37.76% 37.76% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 4 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/30/2025 11/30/2025       803                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.7 XXXX 98.4 No 55.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138728 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX Yes 18.000% XXXX XXXX $1,314.96 $109.58 $0.00 $0.00 $0.00 $1,492.59   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.273 1.27   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       746                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 76.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138733 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX No   XXXX XXXX $1,264.56 $105.38 $0.00 $0.00 $0.00 $1,759.31   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.322 1.32   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/10/2025 12/10/2025       724                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 82.8 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2138717 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.999%   XXXX Yes 18.000% XXXX XXXX $1,167.96 $97.33 $150.00 $12.50 $0.00 $1,654.41   N/A XXXX XX $12.50   Annually 0.00% 0.00% 0.00% No               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.148 1.14   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/12/2025 11/12/2025       780                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 14.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138654 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 22 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16479.5 10/13/2025 6.290% Manual Underwriting   No 7.040%   6.999%   XXXX No   XXXX XXXX $12,048.00 $1,004.00 $0.00 $0.00 $0.00 $7,305.87 $11,124.34 N/A     $0.00     0.00% 41.10% 41.10% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/06/2025 10/06/2025       757                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.7 XXXX 23.9 No 63.3 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138655 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 22 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8144 12/15/2025 6.270% Manual Underwriting   No 7.181%   6.999%   XXXX No   XXXX XXXX $1,455.96 $121.33 $0.00 $0.00 $0.00 $4,075.78 $16,961.22 N/A     $0.00     0.00% 39.84% 39.84% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Missing 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 10/28/2025 10/28/2025       717                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 48.6 XXXX 54.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138723 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX Yes 18.000% XXXX XXXX $719.04 $59.92 $0.00 $0.00 $0.00 $1,201.63   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.248 1.24   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 01/08/2026 01/08/2026       730                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 XXXX 50.8 No 77.14 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138724 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX Yes 18.000% XXXX XXXX $719.04 $59.92 $0.00 $0.00 $0.00 $1,201.63   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.248 1.24   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 01/07/2026 01/07/2026       730                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 XXXX 51.3 No 77.14 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138749 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.999%   XXXX Yes 18.000% XXXX XXXX $6,330.96 $527.58 $717.96 $59.83 $0.00 $5,877.89 $36,614.54 N/A XXXX XX $59.83   Annually 0.00% 40.63% 40.63% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       751                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 71.8 XXXX 86.9 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138730 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.500%   XXXX Yes 18.000% XXXX XXXX $786.00 $65.50 $0.00 $0.00 $0.00 $1,148.68   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.306 1.3   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/26/2025 12/26/2025       760                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 101.5 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2141286 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.999%   XXXX Yes 18.000% XXXX XXXX $11,078.76 $923.23 $0.00 $0.00 $0.00 $3,573.98   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.644 0.64   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/17/2025 11/17/2025       756                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 68.8 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2138697 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.875%   XXXX Yes 18.000% XXXX XXXX $1,580.04 $131.67 $650.04 $54.17 $0.00 $1,919.29   N/A XXXX XX $54.17   Annually 0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 0.925 0.92   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/22/2025 12/22/2025 12/22/2025     748                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 7.2 XXXX 7.2 No 75.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 2138716 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.750%   XXXX Yes 18.000% XXXX XXXX $1,826.88 $152.24 $0.00 $0.00 $0.00 $1,478.39   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.133 1.13   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/20/2025 10/20/2025       738                 No                                       NA     0       0     0     0   0 0 0 0               Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 110.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2141285 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 22 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A QM Points and Fees Exceeded 18124 12/01/2025 6.190% Manual Underwriting Manual Underwriting No 7.556%   7.250% 7.250% XXXX No   XXXX XXXX $2,855.04 $237.92 $399.96 $33.33 $0.00 $5,362.98 $32,157.02 N/A XXXX XX $33.33   Annually 0.00% 25.43% 25.43% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 60 No   NA 0 0 N/A     0   No 0   N/A Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 Borrower - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/20/2025 11/20/2025       743                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 15.2 XXXX 128.6 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2138719 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.999%   XXXX Yes 18.000% XXXX XXXX $2,030.64 $169.22 $0.00 $0.00 $0.00 $3,431.14   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%     Stocks/Bonds   0           0 No     0 0       0   Yes 1.166 1.16   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/03/2025 12/03/2025       734                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 24.3 XXXX 24.3 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138701 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.999%   XXXX Yes 18.000% XXXX XXXX $815.04 $67.92 $0.00 $0.00 $0.00 $2,396.90   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.001 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025 12/08/2025     744                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A .00 0.0 XXXX 64.4 No 80.0 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A        
XXXX 2138713 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX Yes 18.000% XXXX XXXX $1,761.96 $146.83 $0.00 $0.00 $0.00 $3,137.35   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.116 1.11   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/08/2025 12/08/2025       705                 No                                       NA     0       0     0     0   0 0 0 12         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 XXXX 13.4 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2138732 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX Yes 18.000% XXXX XXXX $1,060.80 $88.40 $0.00 $0.00 $0.00 $1,028.77   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.312 1.31   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/16/2025 10/16/2025       749                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 45.8 No 71.94 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138722 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.500%   XXXX No   XXXX XXXX $954.96 $79.58 $0.00 $0.00 $0.00 $1,040.02   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.202 1.2   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/16/2025 10/16/2025       749                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 84.3 No 75.76 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138690 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX Yes 18.000% XXXX XXXX $2,099.04 $174.92 $0.00 $0.00 $0.00 $4,261.95   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.786 0.78   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 11/24/2025 11/24/2025       741                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A .00 0.0 XXXX 12.0 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A        
XXXX 2138704 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $1,005.00 $83.75 $0.00 $0.00 $0.00 $2,999.77   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 12/23/2025 12/23/2025       802                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 21.6 XXXX 21.6 No 80.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2138744 XXXX XXXX XXXX XXXX No XXXX XXXX 12/08/2025 24 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.375%   XXXX Yes 18.000% XXXX XXXX $1,461.96 $121.83 $0.00 $0.00 $0.00 $1,017.30   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 2.202 2.2   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 10/02/2025 10/02/2025       779                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 47.5 XXXX 47.5 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2142194 XXXX XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1590 02/02/2026 6.100% Manual Underwriting Manual Underwriting No 6.720%   6.625% 6.625% XXXX No   XXXX XXXX $3,165.00 $263.75 $0.00 $0.00 $0.00 $4,123.06 $66,668.63 N/A     $0.00     0.00% 21.33% 21.33% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 2 12 No       100.00% 50.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 XXXX XXXX XX XXXX XXXX 01/21/2026 01/21/2026       798                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 101.0 XXXX 101.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2029620 XXXX XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1590 02/16/2026 6.100% Manual Underwriting Manual Underwriting No 7.404%   7.375% 7.375% XXXX No   XXXX XXXX $4,844.04 $403.67 $40,596.00 $3,383.00 $0.00 $18,730.54 $234,119.34 Yes XXXX XX $3,383.00   Monthly 0.00% 18.80% 18.80% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 1 12 No       100.00% 70.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025"] - 2025 Borrower - ["2025"] - 2025 XXXX XXXX XX XXXX XXXX 01/26/2026 01/26/2026       663                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 15.2 XXXX 15.2 No 65.0 No No No No Borrower As Individual N/A N/A N/A        
XXXX 2142193 XXXX XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.375%   XXXX No   XXXX XXXX $1,497.00 $124.75 $0.00 $0.00 $0.00 $4,263.26 $11,356.12 N/A     $0.00     0.00% 37.97% 37.97% Yes               Self-Employed           2YR Full Doc 2   1 Month   N/A 0     2 2     2 1 NA   No No 0 No Yes N/A 1 2 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1065, 1120S), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1065, 1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2024","2025"] - 2024, 2025 XXXX XXXX XX XXXX XXXX 11/18/2025 11/18/2025       777                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A XXXX 70.5 XXXX 73.4 No 70.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2142192 XXXX XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1590 02/16/2026 6.100% Manual Underwriting Manual Underwriting No 6.530%   6.490% 6.490% XXXX No   XXXX XXXX $2,607.96 $217.33 $0.00 $0.00 $0.00 $4,445.86 $71,569.14 N/A     $0.00     0.00% 20.28% 20.28% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 Borrower - ["2025","2026"] - 2025, 2026 XXXX XXXX XX XXXX XXXX 01/23/2026 01/23/2026       739                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.2 XXXX 6.2 No 72.6 N/A No No No Borrower As Individual N/A N/A N/A        
XXXX 2147762 XXXX XXXX XXXX XXXX No XXXX XXXX 05/01/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No   $0.00 6.750%   XXXX No   XXXX XXXX $1,231.56 $102.63 $0.00 $0.00 $0.00 $4,697.36   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.384 1.384   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/03/2026 03/03/2026       788                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 11.9 XXXX 20.6 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2142191 XXXX XXXX XXXX XXXX No XXXX XXXX 11/01/2025 5 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.990%   XXXX No   XXXX XXXX $767.04 $63.92 $0.00 $0.00 $0.00 $1,716.63 $8,781.81 N/A     $0.00     0.00% 27.23% 27.23% Yes               Employed           2YR Full Doc 2   1 Month   N/A 0     1 0     2 2 NA   No No 0 No Yes N/A 3 0 No       0.00% 0.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       NA 0 No   Yes 36 36 Work Number     0   No 0     Borrower - Wage, Other, Child Support, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Separation Agreement Verified, Personal Bank Statements Verified - ["2025","2026","2024"] - 2025, 2026, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2026","2024"] - 2025, 2026, 2024 XXXX XXXX XX XXXX XXXX 02/18/2026 02/18/2026       718                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 89.3 XXXX 89.3 No 75.0 N/A No No Yes Member on Behalf of Entity N/A N/A N/A        
XXXX 2154556 XXXX XXXX XXXX XXXX No XXXX XXXX 05/01/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.500%   XXXX Yes 35.000% XXXX XXXX $1,644.00 $137.00 $0.00 $0.00 $0.00 $2,873.91   N/A     $0.00     0.00% 0.00% 0.00% Yes Yes             Unknown Unknown         Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No   0 0 0.00%         0       0   0 No 0   0 0     0 0   Yes 1.879 1.879   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 03/09/2026 03/09/2026 03/23/2026     777                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No Unknown N/A .00 0.0 XXXX 138.8 No 65.0 N/A No No Yes Member on Behalf of Entity Member on Behalf of Entity N/A N/A        
XXXX 2154555 XXXX XXXX XXXX XXXX No XXXX XXXX 05/01/2025 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX Yes 35.000% XXXX XXXX $2,013.96 $167.83 $0.00 $0.00 $0.00 $1,422.49   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.265 1.265   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XX XXXX XXXX 04/01/2026 04/01/2026       712                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No Unknown N/A .00 0.0 XXXX 44.9 No 72.5 N/A No No Yes Member on Behalf of Entity N/A N/A N/A