The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 288,710 1,004 SH SOLE 1,004 0 0
ALPHABET INC CAP STK CL C 02079K107 874,349 3,048 SH SOLE 3,048 0 0
AMAZON COM INC COM 023135106 476,730 2,289 SH SOLE 2,289 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 844,036 7,592 SH SOLE 7,592 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,302,586 38,948 SH SOLE 38,948 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,345,847 16,702 SH SOLE 16,702 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 2,312,899 52,542 SH SOLE 52,542 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 443,978 4,446 SH SOLE 4,446 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 573,109 9,555 SH SOLE 9,555 0 0
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 237,986 3,820 SH SOLE 3,820 0 0
APPLE INC COM 037833100 1,614,851 6,363 SH SOLE 6,363 0 0
CISCO SYS INC COM 17275R102 241,614 3,114 SH SOLE 3,114 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,147,875 63,434 SH SOLE 63,434 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 5,693,009 80,285 SH SOLE 80,285 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 4,612,089 129,154 SH SOLE 129,154 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 663,217 28,043 SH SOLE 28,043 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,778,015 67,173 SH SOLE 67,173 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 1,978,808 55,694 SH SOLE 55,694 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 1,132,948 32,333 SH SOLE 32,333 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 709,683 17,994 SH SOLE 17,994 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5,276,898 135,444 SH SOLE 135,444 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 1,064,814 31,625 SH SOLE 31,625 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 446,518 7,150 SH SOLE 7,150 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 266,275 5,045 SH SOLE 5,045 0 0
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 384,990 15,175 SH SOLE 15,175 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860 257,833 3,260 SH SOLE 3,260 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 3,363,016 44,727 SH SOLE 44,727 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,960,538 10,327 SH SOLE 10,327 0 0
ISHARES GOLD TR ISHARES NEW 464285204 425,019 4,821 SH SOLE 4,821 0 0
ISHARES INC CORE MSCI EMKT 46434G103 781,967 11,211 SH SOLE 11,211 0 0
ISHARES INC MSCI EMRG CHN 46434G764 221,428 2,815 SH SOLE 2,815 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,111,632 12,279 SH SOLE 12,279 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,480,671 28,000 SH SOLE 28,000 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,394,933 24,563 SH SOLE 24,563 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,955,728 7,886 SH SOLE 7,886 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,299,417 6,154 SH SOLE 6,154 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,902,801 2,913 SH SOLE 2,913 0 0
ISHARES TR MSCI EAFE ETF 464287465 465,350 4,791 SH SOLE 4,791 0 0
ISHARES TR RUS MID CAP ETF 464287499 496,359 5,105 SH SOLE 5,105 0 0
MICROSOFT CORP COM 594918104 663,693 1,793 SH SOLE 1,793 0 0
NVIDIA CORPORATION COM 67066G104 2,254,673 12,928 SH SOLE 12,928 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,538,522 104,595 SH SOLE 104,595 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 238,855 7,249 SH SOLE 7,249 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,230,199 2,859 SH SOLE 2,859 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R523 17,125,557 172,220 SH SOLE 172,220 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R663 2,188,638 23,883 SH SOLE 23,883 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 7,692,922 11,829 SH SOLE 11,829 0 0
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791 545,102 4,541 SH SOLE 4,541 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,788,332 61,068 SH SOLE 61,068 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 509,920 6,607 SH SOLE 6,607 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,445,174 7,439 SH SOLE 7,439 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,380,327 13,654 SH SOLE 13,654 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 722,091 1,653 SH SOLE 1,653 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,169,311 13,183 SH SOLE 13,183 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,426,154 5,445 SH SOLE 5,445 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,767,399 5,914 SH SOLE 5,914 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,231,411 59,786 SH SOLE 59,786 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,226,702 5,704 SH SOLE 5,704 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,100,711 126,416 SH SOLE 126,416 0 0