v3.26.1
Note 18 - Operating Segmentation - Results of Reportable Operating Segments (Details) - CAD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Apr. 30, 2026
Apr. 30, 2025
Apr. 30, 2026
Apr. 30, 2025
Oct. 31, 2025
Statement Line Items [Line Items]          
Net interest income $ 35,679 $ 28,032 $ 69,560 $ 53,756  
Non-interest income 2,614 2,107 5,247 4,210  
Total revenue 38,293 30,139 74,807 57,966  
Provision for (recovery of) credit losses 428 889 1,128 1,913  
Revenue less provision for credit loss 37,865 29,250 73,679 56,053  
Non-interest expenses:          
Salaries and benefits 11,202 9,155 21,585 17,769  
General and administrative 14,400 6,720 22,767 12,209  
Premises and equipment 1,884 1,641 3,680 3,237  
Noninterest expense 27,486 17,516 48,032 33,215  
Income (loss) before income taxes 10,379 11,734 25,647 22,838  
Income tax provision 2,854 3,205 7,053 6,166  
Net income (loss) 7,525 8,529 18,594 16,672  
Total assets 6,440,700 5,047,133 6,440,700 5,047,133 $ 5,808,475
Total liabilities 5,888,462 4,518,827 5,888,462 4,518,827 $ 5,275,802
Net interest income 35,679 28,032 69,560 53,756  
Non-interest income 2,614 2,107 5,247 4,210  
Total revenue 38,293 30,139 74,807 57,966  
Provision for (recovery of) credit losses 428 889 1,128 1,913  
Revenue less provision for credit loss 37,865 29,250 73,679 56,053  
Operating segments [member] | Digital Banking Canada [member]          
Statement Line Items [Line Items]          
Net interest income 27,768 25,525 54,875 49,210  
Non-interest income 373 122 849 247  
Total revenue 28,141 25,647 55,724 49,457  
Provision for (recovery of) credit losses 495 954 1,176 1,987  
Revenue less provision for credit loss 27,646 24,693 54,548 47,470  
Non-interest expenses:          
Salaries and benefits 7,343 5,836 14,006 11,125  
General and administrative 13,824 5,267 21,202 9,983  
Premises and equipment 947 947 1,872 1,850  
Noninterest expense 22,114 12,050 37,080 22,958  
Income (loss) before income taxes 5,532 12,643 17,468 24,512  
Income tax provision 1,438 3,443 4,660 6,548  
Net income (loss) 4,094 9,200 12,808 17,964  
Total assets 5,213,682 4,761,444 5,213,682 4,761,444  
Total liabilities 4,926,001 4,386,758 4,926,001 4,386,758  
Net interest income 27,768 25,525 54,875 49,210  
Non-interest income 373 122 849 247  
Total revenue 28,141 25,647 55,724 49,457  
Provision for (recovery of) credit losses 495 954 1,176 1,987  
Revenue less provision for credit loss 27,646 24,693 54,548 47,470  
Operating segments [member] | Digital Banking USA [member]          
Statement Line Items [Line Items]          
Net interest income 7,911 2,507 14,685 4,546  
Non-interest income (15) (18) (15) (17)  
Total revenue 7,896 2,489 14,670 4,529  
Provision for (recovery of) credit losses (67) (65) (48) (74)  
Revenue less provision for credit loss 7,963 2,554 14,718 4,603  
Non-interest expenses:          
Salaries and benefits 2,070 1,464 3,803 2,628  
General and administrative 515 800 1,314 1,397  
Premises and equipment 353 104 628 213  
Noninterest expense 2,938 2,368 5,745 4,238  
Income (loss) before income taxes 5,025 186 8,973 365  
Income tax provision 1,437 53 2,579 129  
Net income (loss) 3,588 133 6,394 236  
Total assets 1,221,182 281,153 1,221,182 281,153  
Total liabilities 961,343 144,517 961,343 144,517  
Net interest income 7,911 2,507 14,685 4,546  
Non-interest income (15) (18) (15) (17)  
Total revenue 7,896 2,489 14,670 4,529  
Provision for (recovery of) credit losses (67) (65) (48) (74)  
Revenue less provision for credit loss 7,963 2,554 14,718 4,603  
Operating segments [member] | Digital Meteor [Member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income 749 569 1,277 911  
Total revenue 749 569 1,277 911  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 749 569 1,277 911  
Non-interest expenses:          
Salaries and benefits 172 253 378 470  
General and administrative 42 343 72 387  
Premises and equipment 54 123 102 171  
Noninterest expense 268 719 552 1,028  
Income (loss) before income taxes 481 (150) 725 (117)  
Income tax provision 130 2 195 2  
Net income (loss) 351 (152) 530 (119)  
Total assets 10,688 11,086 10,688 11,086  
Total liabilities 370 9,029 370 9,029  
Net interest income 0 0 0 0  
Non-interest income 749 569 1,277 911  
Total revenue 749 569 1,277 911  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 749 569 1,277 911  
Operating segments [member] | Cybersecurity segment [member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income 1,850 1,789 3,825 3,778  
Total revenue 1,850 1,789 3,825 3,778  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 1,850 1,789 3,825 3,778  
Non-interest expenses:          
Salaries and benefits 1,617 1,602 3,398 3,546  
General and administrative 362 665 868 1,151  
Premises and equipment 530 467 1,078 1,003  
Noninterest expense 2,509 2,734 5,344 5,700  
Income (loss) before income taxes (659) (945) (1,519) (1,922)  
Income tax provision (151) (293) (381) (513)  
Net income (loss) (508) (652) (1,138) (1,409)  
Total assets 15,773 25,224 15,773 25,224  
Total liabilities 28,344 19,708 28,344 19,708  
Net interest income 0 0 0 0  
Non-interest income 1,850 1,789 3,825 3,778  
Total revenue 1,850 1,789 3,825 3,778  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss 1,850 1,789 3,825 3,778  
Elimination of intersegment amounts [member]          
Statement Line Items [Line Items]          
Net interest income 0 0 0 0  
Non-interest income (343) (355) (689) (709)  
Total revenue (343) (355) (689) (709)  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss (343) (355) (689) (709)  
Non-interest expenses:          
Salaries and benefits 0 0 0 0  
General and administrative (343) (355) (689) (709)  
Premises and equipment 0 0 0 0  
Noninterest expense (343) (355) (689) (709)  
Income (loss) before income taxes 0 0 0 0  
Income tax provision 0 0 0 0  
Net income (loss) 0 0 0 0  
Total assets (20,625) (31,774) (20,625) (31,774)  
Total liabilities (27,596) (41,185) (27,596) (41,185)  
Net interest income 0 0 0 0  
Non-interest income (343) (355) (689) (709)  
Total revenue (343) (355) (689) (709)  
Provision for (recovery of) credit losses 0 0 0 0  
Revenue less provision for credit loss $ (343) $ (355) $ (689) $ (709)